Acopia, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Acopia, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acopia, Llc 306 Northcreek Boulevard Suite 100 Nashville, TN 37072 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 5,338 |
| Total Mortgage Loan Application Amount | $1,139,780,000 |
| Average Mortgage Loan Application Amount | $224,500 |
| Highest Mortgage Loan Application Amount | $2,265,000 |
| Average Applicant Income | $87,500 |
| Highest Applicant Income | $1,804,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Acopia, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acopia, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Acopia, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acopia, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Acopia, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acopia, Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 361 | $ 79,015,000 | $ 218,000 | $ 93,000 |
| St. Lucie County Florida | 325 | $ 66,835,000 | $ 205,000 | $ 85,000 |
| Sumner County Tennessee | 281 | $ 63,445,000 | $ 225,000 | $ 82,000 |
| Gwinnett County Georgia | 226 | $ 52,610,000 | $ 232,000 | $ 82,000 |
| Rutherford County Tennessee | 224 | $ 49,400,000 | $ 220,000 | $ 72,000 |
| Cobb County Georgia | 179 | $ 45,575,000 | $ 254,000 | $ 99,000 |
| Fulton County Georgia | 156 | $ 43,600,000 | $ 279,000 | $ 115,000 |
| Buncombe County North Carolina | 127 | $ 35,745,000 | $ 281,000 | $ 110,000 |
| Walton County Georgia | 124 | $ 28,690,000 | $ 231,000 | $ 84,000 |
| DeKalb County Georgia | 119 | $ 21,925,000 | $ 184,000 | $ 89,000 |
| Hall County Georgia | 111 | $ 25,265,000 | $ 227,000 | $ 97,000 |
| Forsyth County Georgia | 102 | $ 28,040,000 | $ 274,000 | $ 110,000 |
| Williamson County Tennessee | 102 | $ 35,890,000 | $ 351,000 | $ 116,000 |
| Montgomery County Tennessee | 97 | $ 16,645,000 | $ 171,000 | $ 81,000 |
| Wilson County Tennessee | 93 | $ 25,525,000 | $ 274,000 | $ 93,000 |
| Robertson County Tennessee | 91 | $ 18,265,000 | $ 200,000 | $ 69,000 |
| Cherokee County Georgia | 90 | $ 21,190,000 | $ 235,000 | $ 84,000 |
| Cumberland County North Carolina | 85 | $ 11,135,000 | $ 131,000 | $ 50,000 |
| Mecklenburg County North Carolina | 80 | $ 18,860,000 | $ 235,000 | $ 89,000 |
| Paulding County Georgia | 77 | $ 15,325,000 | $ 199,000 | $ 75,000 |
| Madison County Alabama | 72 | $ 13,800,000 | $ 191,000 | $ 77,000 |
| Greenwood County South Carolina | 70 | $ 11,180,000 | $ 159,000 | $ 59,000 |
| Maury County Tennessee | 70 | $ 15,710,000 | $ 224,000 | $ 75,000 |
| Anderson County South Carolina | 61 | $ 11,235,000 | $ 184,000 | $ 75,000 |
| McCracken County Kentucky | 58 | $ 7,170,000 | $ 123,000 | $ 52,000 |
| Barrow County Georgia | 52 | $ 9,790,000 | $ 188,000 | $ 68,000 |
| Lee County Florida | 51 | $ 11,085,000 | $ 217,000 | $ 69,000 |
| Greenville County South Carolina | 51 | $ 10,045,000 | $ 196,000 | $ 71,000 |
| Baldwin County Alabama | 49 | $ 8,725,000 | $ 178,000 | $ 63,000 |
| Clarke County Georgia | 49 | $ 7,705,000 | $ 157,000 | $ 63,000 |
| Macon County Tennessee | 48 | $ 7,540,000 | $ 157,000 | $ 53,000 |
| Cheatham County Tennessee | 44 | $ 8,090,000 | $ 183,000 | $ 69,000 |
| Douglas County Georgia | 40 | $ 9,290,000 | $ 232,000 | $ 90,000 |
| Bay County Florida | 38 | $ 8,320,000 | $ 218,000 | $ 67,000 |
| Jackson County Georgia | 38 | $ 7,840,000 | $ 206,000 | $ 61,000 |
| Newton County Georgia | 37 | $ 6,895,000 | $ 186,000 | $ 73,000 |
| Spartanburg County South Carolina | 35 | $ 6,785,000 | $ 193,000 | $ 62,000 |
| Martin County Florida | 34 | $ 8,400,000 | $ 247,000 | $ 99,000 |
| Marshall County Tennessee | 34 | $ 6,700,000 | $ 197,000 | $ 61,000 |
| Etowah County Alabama | 33 | $ 4,225,000 | $ 128,000 | $ 62,000 |
| Clayton County Georgia | 33 | $ 3,965,000 | $ 120,000 | $ 47,000 |
| DeKalb County Alabama | 32 | $ 3,450,000 | $ 107,000 | $ 57,000 |
| Dickson County Tennessee | 32 | $ 5,210,000 | $ 162,000 | $ 58,000 |
| Lake County Florida | 31 | $ 6,205,000 | $ 200,000 | $ 73,000 |
| Pickens County South Carolina | 30 | $ 5,400,000 | $ 180,000 | $ 72,000 |
| Cherokee County Alabama | 29 | $ 5,115,000 | $ 176,000 | $ 62,000 |
| Bedford County Tennessee | 29 | $ 4,815,000 | $ 166,000 | $ 58,000 |
| Henderson County North Carolina | 28 | $ 6,840,000 | $ 244,000 | $ 87,000 |
| Kent County Delaware | 26 | $ 6,680,000 | $ 256,000 | $ 97,000 |
| Polk County Florida | 26 | $ 5,200,000 | $ 200,000 | $ 58,000 |
| Osceola County Florida | 25 | $ 5,585,000 | $ 223,000 | $ 72,000 |
| Oconee County Georgia | 25 | $ 7,115,000 | $ 284,000 | $ 98,000 |
| Indian River County Florida | 22 | $ 3,560,000 | $ 161,000 | $ 58,000 |
| Henry County Georgia | 20 | $ 3,880,000 | $ 194,000 | $ 63,000 |
| Union County North Carolina | 20 | $ 4,300,000 | $ 215,000 | $ 81,000 |
| Volusia County Florida | 19 | $ 3,575,000 | $ 188,000 | $ 60,000 |
| Bartow County Georgia | 18 | $ 3,590,000 | $ 199,000 | $ 82,000 |
| Rockdale County Georgia | 18 | $ 3,320,000 | $ 184,000 | $ 54,000 |
| Oconee County South Carolina | 17 | $ 3,275,000 | $ 192,000 | $ 96,000 |
| Dawson County Georgia | 16 | $ 3,520,000 | $ 220,000 | $ 103,000 |
| Cabarrus County North Carolina | 16 | $ 3,750,000 | $ 234,000 | $ 62,000 |
| Laurens County South Carolina | 16 | $ 2,840,000 | $ 177,000 | $ 72,000 |
| Smith County Tennessee | 16 | $ 2,360,000 | $ 147,000 | $ 68,000 |
| Orange County Florida | 15 | $ 4,515,000 | $ 301,000 | $ 126,000 |
| Duval County Florida | 14 | $ 3,170,000 | $ 226,000 | $ 110,000 |
| Carroll County Georgia | 14 | $ 2,200,000 | $ 157,000 | $ 60,000 |
| Coweta County Georgia | 14 | $ 2,620,000 | $ 187,000 | $ 65,000 |
| New Castle County Delaware | 12 | $ 2,390,000 | $ 199,000 | $ 55,000 |
| Jefferson County Kentucky | 12 | $ 2,480,000 | $ 206,000 | $ 70,000 |
| York County South Carolina | 12 | $ 3,070,000 | $ 255,000 | $ 92,000 |
| Charlotte County Florida | 11 | $ 2,305,000 | $ 209,000 | $ 76,000 |
| Madison County Georgia | 11 | $ 2,095,000 | $ 190,000 | $ 61,000 |
| Sussex County Delaware | 10 | $ 2,090,000 | $ 209,000 | $ 99,000 |
| Habersham County Georgia | 10 | $ 1,390,000 | $ 139,000 | $ 59,000 |
| Pickens County Georgia | 10 | $ 2,070,000 | $ 207,000 | $ 78,000 |
| Gaston County North Carolina | 10 | $ 2,090,000 | $ 209,000 | $ 52,000 |
| Abbeville County South Carolina | 10 | $ 1,700,000 | $ 170,000 | $ 56,000 |
| Lancaster County South Carolina | 10 | $ 2,600,000 | $ 260,000 | $ 77,000 |
| Coffee County Tennessee | 10 | $ 1,750,000 | $ 175,000 | $ 69,000 |
| Limestone County Alabama | 9 | $ 1,555,000 | $ 172,000 | $ 63,000 |
| Haywood County North Carolina | 9 | $ 1,615,000 | $ 179,000 | $ 70,000 |
| Cannon County Tennessee | 9 | $ 1,485,000 | $ 165,000 | $ 61,000 |
| Franklin County Tennessee | 9 | $ 1,625,000 | $ 180,000 | $ 131,000 |
| Hickman County Tennessee | 9 | $ 1,365,000 | $ 151,000 | $ 69,000 |
| Trousdale County Tennessee | 9 | $ 1,355,000 | $ 150,000 | $ 68,000 |
| Shelby County Alabama | 8 | $ 2,130,000 | $ 266,000 | $ 117,000 |
| Sarasota County Florida | 8 | $ 2,130,000 | $ 266,000 | $ 102,000 |
| Fayette County Georgia | 8 | $ 1,800,000 | $ 225,000 | $ 88,000 |
| Houston County Georgia | 8 | $ 1,460,000 | $ 182,000 | $ 68,000 |
| Lumpkin County Georgia | 8 | $ 1,900,000 | $ 237,000 | $ 90,000 |
| Spalding County Georgia | 8 | $ 1,180,000 | $ 147,000 | $ 57,000 |
| Simpson County Kentucky | 8 | $ 1,080,000 | $ 135,000 | $ 63,000 |
| Harnett County North Carolina | 8 | $ 2,180,000 | $ 272,000 | $ 84,000 |
| Hoke County North Carolina | 8 | $ 1,230,000 | $ 153,000 | $ 90,000 |
| Madison County North Carolina | 8 | $ 2,310,000 | $ 288,000 | $ 100,000 |
| DeKalb County Tennessee | 8 | $ 1,270,000 | $ 158,000 | $ 59,000 |
| Hamilton County Tennessee | 8 | $ 1,230,000 | $ 153,000 | $ 70,000 |
| Warren County Tennessee | 8 | $ 1,260,000 | $ 157,000 | $ 64,000 |
| Alachua County Florida | 7 | $ 1,735,000 | $ 247,000 | $ 109,000 |
| Okaloosa County Florida | 7 | $ 1,385,000 | $ 197,000 | $ 88,000 |
| Palm Beach County Florida | 7 | $ 1,735,000 | $ 247,000 | $ 97,000 |
| Crisp County Georgia | 7 | $ 815,000 | $ 116,000 | $ 49,000 |
| Morgan County Georgia | 7 | $ 1,855,000 | $ 265,000 | $ 93,000 |
| Marshall County Kentucky | 7 | $ 905,000 | $ 129,000 | $ 62,000 |
| Lawrence County Tennessee | 7 | $ 1,105,000 | $ 157,000 | $ 49,000 |
| Putnam County Tennessee | 7 | $ 1,335,000 | $ 190,000 | $ 64,000 |
| Shelby County Tennessee | 7 | $ 1,415,000 | $ 202,000 | $ 92,000 |
| Calhoun County Alabama | 6 | $ 770,000 | $ 128,000 | $ 62,000 |
| Mobile County Alabama | 6 | $ 1,200,000 | $ 200,000 | $ 81,000 |
| Broward County Florida | 6 | $ 2,420,000 | $ 403,000 | $ 140,000 |
| Decatur County Georgia | 6 | $ 930,000 | $ 155,000 | $ 97,000 |
| Gilmer County Georgia | 6 | $ 1,330,000 | $ 221,000 | $ 90,000 |
| Oglethorpe County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 55,000 |
| New Hanover County North Carolina | 6 | $ 1,460,000 | $ 243,000 | $ 97,000 |
| Rowan County North Carolina | 6 | $ 580,000 | $ 96,000 | $ 46,000 |
| Giles County Tennessee | 6 | $ 860,000 | $ 143,000 | $ 60,000 |
| Walton County Florida | 5 | $ 955,000 | $ 191,000 | $ 75,000 |
| Ballard County Kentucky | 5 | $ 415,000 | $ 83,000 | $ 39,000 |
| Frederick County Maryland | 5 | $ 1,725,000 | $ 345,000 | $ 101,000 |
| Rutherford County North Carolina | 5 | $ 1,405,000 | $ 281,000 | $ 90,000 |
| Wake County North Carolina | 5 | $ 1,615,000 | $ 323,000 | $ 107,000 |
| Jackson County Alabama | 4 | $ 430,000 | $ 107,000 | $ 52,000 |
| Jefferson County Alabama | 4 | $ 1,670,000 | $ 417,000 | $ 117,000 |
| Hillsborough County Florida | 4 | $ 960,000 | $ 240,000 | $ 54,000 |
| Miami-Dade County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 210,000 |
| Washington County Florida | 4 | $ 540,000 | $ 135,000 | $ 41,000 |
| Turner County Georgia | 4 | $ 390,000 | $ 97,000 | $ 41,000 |
| Clark County Indiana | 4 | $ 560,000 | $ 140,000 | $ 55,000 |
| Baltimore City County Maryland | 4 | $ 350,000 | $ 87,000 | $ 36,000 |
| Durham County North Carolina | 4 | $ 950,000 | $ 237,000 | $ 111,000 |
| Robeson County North Carolina | 4 | $ 840,000 | $ 210,000 | $ 80,000 |
| Chester County Pennsylvania | 4 | $ 1,360,000 | $ 340,000 | $ 271,000 |
| Houston County Tennessee | 4 | $ 300,000 | $ 75,000 | $ 50,000 |
| Knox County Tennessee | 4 | $ 650,000 | $ 162,000 | $ 172,000 |
| White County Tennessee | 4 | $ 800,000 | $ 200,000 | $ 70,000 |
| Brevard County Florida | 3 | $ 565,000 | $ 188,000 | $ 99,000 |
| Escambia County Florida | 3 | $ 525,000 | $ 175,000 | $ 70,000 |
| Pinellas County Florida | 3 | $ 865,000 | $ 288,000 | $ 51,000 |
| St. Johns County Florida | 3 | $ 615,000 | $ 205,000 | $ 166,000 |
| Banks County Georgia | 3 | $ 455,000 | $ 151,000 | $ 31,000 |
| Chatham County Georgia | 3 | $ 595,000 | $ 198,000 | $ 126,000 |
| Franklin County Georgia | 3 | $ 545,000 | $ 181,000 | $ 103,000 |
| Haralson County Georgia | 3 | $ 395,000 | $ 131,000 | $ 56,000 |
| Jasper County Georgia | 3 | $ 465,000 | $ 155,000 | $ 91,000 |
| Murray County Georgia | 3 | $ 415,000 | $ 138,000 | $ 73,000 |
| Muscogee County Georgia | 3 | $ 225,000 | $ 75,000 | $ 60,000 |
| Polk County Georgia | 3 | $ 305,000 | $ 101,000 | $ 52,000 |
| Troup County Georgia | 3 | $ 365,000 | $ 121,000 | $ 33,000 |
| Graves County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 72,000 |
| Brunswick County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 186,000 |
| Guilford County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 91,000 |
| Lincoln County North Carolina | 3 | $ 975,000 | $ 325,000 | $ 231,000 |
| Nash County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 31,000 |
| Stanly County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 79,000 |
| Yancey County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 38,000 |
| Charleston County South Carolina | 3 | $ 1,725,000 | $ 575,000 | $ 152,000 |
| Lexington County South Carolina | 3 | $ 835,000 | $ 278,000 | $ 128,000 |
| Newberry County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 57,000 |
| Madison County Tennessee | 3 | $ 365,000 | $ 121,000 | $ 39,000 |
| Marshall County Alabama | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| Morgan County Alabama | 2 | $ 240,000 | $ 120,000 | $ 73,000 |
| St. Clair County Alabama | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| San Diego County California | 2 | $ 670,000 | $ 335,000 | $ 130,000 |
| Collier County Florida | 2 | $ 510,000 | $ 255,000 | $ 60,000 |
| Jackson County Florida | 2 | $ 160,000 | $ 80,000 | $ 69,000 |
| Leon County Florida | 2 | $ 210,000 | $ 105,000 | $ 32,000 |
| Marion County Florida | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Pasco County Florida | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Santa Rosa County Florida | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Seminole County Florida | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| Butts County Georgia | 2 | $ 780,000 | $ 390,000 | $ 97,000 |
| Dooly County Georgia | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Dougherty County Georgia | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Fannin County Georgia | 2 | $ 570,000 | $ 285,000 | $ 323,000 |
| Gordon County Georgia | 2 | $ 320,000 | $ 160,000 | $ 41,000 |
| Greene County Georgia | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Miller County Georgia | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Putnam County Georgia | 2 | $ 310,000 | $ 155,000 | $ 113,000 |
| White County Georgia | 2 | $ 690,000 | $ 345,000 | $ 154,000 |
| Wilcox County Georgia | 2 | $ 110,000 | $ 55,000 | $ 25,000 |
| Floyd County Indiana | 2 | $ 690,000 | $ 345,000 | $ 88,000 |
| Calloway County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 21,000 |
| Carlisle County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| Cumberland County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Livingston County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 25,000 |
| Cecil County Maryland | 2 | $ 480,000 | $ 240,000 | $ 63,000 |
| Washington County Maryland | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Perry County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 22,000 |
| Bladen County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 20,000 |
| Cleveland County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Iredell County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 249,000 |
| Lee County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 51,000 |
| Sampson County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 52,000 |
| Wilson County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Delaware County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Beaufort County South Carolina | 2 | $ 910,000 | $ 455,000 | $ 63,000 |
| Edgefield County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Fayette County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 46,000 |
| Humphreys County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 48,000 |
| Jefferson County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Lincoln County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| McMinn County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Houston County Alabama | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Randolph County Alabama | 1 | $ 335,000 | $ 335,000 | $ 328,000 |
| Talladega County Alabama | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 37,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Clay County Florida | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Holmes County Florida | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Baldwin County Georgia | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Bibb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Bulloch County Georgia | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Burke County Georgia | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Camden County Georgia | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Elbert County Georgia | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Floyd County Georgia | 1 | $ 185,000 | $ 185,000 | $ 172,000 |
| Hart County Georgia | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Jones County Georgia | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Lamar County Georgia | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Lee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Macon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Mitchell County Georgia | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Pulaski County Georgia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Rabun County Georgia | 1 | $ 485,000 | $ 485,000 | $ 523,000 |
| Randolph County Georgia | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Stephens County Georgia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Sumter County Georgia | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Towns County Georgia | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Union County Georgia | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Walker County Georgia | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Whitfield County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Worth County Georgia | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Christian County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Todd County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Anne Arundel County Maryland | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Howard County Maryland | 1 | $ 345,000 | $ 345,000 | $ 60,000 |
| Wicomico County Maryland | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Winston County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Catawba County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Cherokee County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Forsyth County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Franklin County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Graham County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 215,000 |
| Jackson County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Johnston County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| McDowell County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Moore County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Randolph County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Transylvania County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Philadelphia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Berkeley County South Carolina | 1 | $ 685,000 | $ 685,000 | $ 173,000 |
| Kershaw County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 205,000 |
| Richland County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Saluda County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Bradley County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Campbell County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Carroll County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Cumberland County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Hamblen County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Hawkins County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Jackson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Lewis County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Loudon County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Marion County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Monroe County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Moore County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Morgan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Perry County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Roane County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Sequatchie County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Sevier County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Van Buren County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Collin County Texas | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Dallas County Texas | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Denton County Texas | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Parker County Texas | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Tarrant County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Fairfax County Virginia | 1 | $ 615,000 | $ 615,000 | $ 111,000 |
| Greene County Virginia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Roanoke County Virginia | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Acopia, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,986 | $815,700,000 | $204,000 | $2,265,000 | $81,000 | $1,771,000 |
| Refinancing | 710 | $184,130,000 | $259,000 | $1,645,000 | $80,000 | $1,804,000 |
| Cash-out Refinancing | 577 | $125,725,000 | $217,000 | $885,000 | $92,000 | $523,000 |
| Home Improvement | 65 | $14,225,000 | $218,000 | $585,000 | $97,000 | $266,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,662 | $801,960,000 | $218,000 | $2,265,000 | $85,000 | $1,004,000 |
| Black or African American | 690 | $127,670,000 | $185,000 | $605,000 | $63,000 | $698,000 |
| Not Provided | 439 | $90,125,000 | $205,000 | $585,000 | $86,000 | $1,771,000 |
| Hispanic | 427 | $90,105,000 | $211,000 | $985,000 | $72,000 | $751,000 |
| Asian | 104 | $26,340,000 | $253,000 | $885,000 | $129,000 | $1,804,000 |
| American Indian or Alaskan Native | 13 | $2,775,000 | $213,000 | $395,000 | $70,000 | $237,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $410,000 | $205,000 | $245,000 | $64,000 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,049 | $661,715,000 | $217,000 | $2,265,000 | $98,000 | $1,804,000 |
| FHA-insured (Federal Housing Administration) | 1,527 | $307,385,000 | $201,000 | $605,000 | $62,000 | $534,000 |
| VA-guaranteed (Veterans Administration) | 532 | $132,860,000 | $249,000 | $665,000 | $64,000 | $304,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 230 | $37,820,000 | $164,000 | $325,000 | $48,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,990 | $871,930,000 | $218,000 | $2,265,000 | $82,000 | $1,804,000 |
| Application Withdrawn By Applicant | 721 | $145,265,000 | $201,000 | $1,645,000 | $85,000 | $1,771,000 |
| Application Approved But Not Accepted | 320 | $64,500,000 | $201,000 | $625,000 | $77,000 | $534,000 |
| Application Denied By Financial Institution | 239 | $42,805,000 | $179,000 | $1,005,000 | $65,000 | $534,000 |
| File Closed For Incompleteness | 68 | $15,280,000 | $224,000 | $525,000 | $104,000 | $1,260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,099 | $1,096,975,000 | $215,000 | $2,265,000 | $83,000 | $1,804,000 |
| Debt-To-Income Ratio | 75 | $16,115,000 | $214,000 | $1,005,000 | $59,000 | $436,000 |
| Credit History | 57 | $9,175,000 | $160,000 | $475,000 | $79,000 | $534,000 |
| Other | 36 | $5,220,000 | $145,000 | $445,000 | $63,000 | $197,000 |
| Collateral | 30 | $4,910,000 | $163,000 | $455,000 | $62,000 | $230,000 |
| Employment History | 23 | $4,425,000 | $192,000 | $335,000 | $62,000 | $133,000 |
| Unverifiable Information | 10 | $1,760,000 | $176,000 | $265,000 | $60,000 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,195,000 | $170,000 | $295,000 | $42,000 | $58,000 |
| Credit Application Incomplete | 1 | $5,000 | $5,000 | $5,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acopia, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.