First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Technology Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,219 |
| Total Mortgage Loan Application Amount | $2,977,065,000 |
| Average Mortgage Loan Application Amount | $370,600 |
| Highest Mortgage Loan Application Amount | $51,505,000 |
| Average Applicant Income | $216,400 |
| Highest Applicant Income | $9,010,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oregon | 1,016 | $ 251,120,000 | $ 247,000 | $ 174,000 |
| King County Washington | 810 | $ 449,690,000 | $ 555,000 | $ 301,000 |
| Multnomah County Oregon | 321 | $ 78,395,000 | $ 244,000 | $ 190,000 |
| Snohomish County Washington | 231 | $ 115,365,000 | $ 499,000 | $ 247,000 |
| Clackamas County Oregon | 202 | $ 51,790,000 | $ 256,000 | $ 192,000 |
| Marion County Oregon | 188 | $ 28,010,000 | $ 148,000 | $ 131,000 |
| Santa Clara County California | 180 | $ 93,840,000 | $ 521,000 | $ 317,000 |
| Larimer County Colorado | 122 | $ 22,010,000 | $ 180,000 | $ 149,000 |
| San Diego County California | 109 | $ 33,635,000 | $ 308,000 | $ 233,000 |
| Clark County Washington | 104 | $ 25,820,000 | $ 248,000 | $ 236,000 |
| Lane County Oregon | 90 | $ 12,770,000 | $ 141,000 | $ 114,000 |
| Alameda County California | 80 | $ 45,060,000 | $ 563,000 | $ 330,000 |
| Maricopa County Arizona | 71 | $ 15,595,000 | $ 219,000 | $ 158,000 |
| Ada County Idaho | 71 | $ 17,765,000 | $ 250,000 | $ 123,000 |
| Deschutes County Oregon | 68 | $ 18,400,000 | $ 270,000 | $ 250,000 |
| Yamhill County Oregon | 65 | $ 12,895,000 | $ 198,000 | $ 164,000 |
| Placer County California | 62 | $ 14,850,000 | $ 239,000 | $ 181,000 |
| Sacramento County California | 54 | $ 10,170,000 | $ 188,000 | $ 173,000 |
| Los Angeles County California | 51 | $ 14,275,000 | $ 279,000 | $ 251,000 |
| Montgomery County Texas | 47 | $ 13,375,000 | $ 284,000 | $ 179,000 |
| Benton County Oregon | 44 | $ 10,060,000 | $ 228,000 | $ 133,000 |
| Linn County Oregon | 44 | $ 5,250,000 | $ 119,000 | $ 104,000 |
| Polk County Oregon | 43 | $ 6,995,000 | $ 162,000 | $ 109,000 |
| Harris County Texas | 43 | $ 12,925,000 | $ 300,000 | $ 184,000 |
| Pierce County Washington | 39 | $ 12,245,000 | $ 313,000 | $ 256,000 |
| San Mateo County California | 37 | $ 21,695,000 | $ 586,000 | $ 335,000 |
| Weld County Colorado | 36 | $ 6,650,000 | $ 184,000 | $ 134,000 |
| Contra Costa County California | 35 | $ 12,055,000 | $ 344,000 | $ 281,000 |
| Orange County California | 31 | $ 14,975,000 | $ 483,000 | $ 297,000 |
| Riverside County California | 31 | $ 6,295,000 | $ 203,000 | $ 163,000 |
| Sonoma County California | 31 | $ 9,245,000 | $ 298,000 | $ 208,000 |
| Arapahoe County Colorado | 29 | $ 5,385,000 | $ 185,000 | $ 160,000 |
| El Paso County Colorado | 26 | $ 5,190,000 | $ 199,000 | $ 151,000 |
| Columbia County Oregon | 25 | $ 5,955,000 | $ 238,000 | $ 148,000 |
| Collin County Texas | 25 | $ 10,795,000 | $ 431,000 | $ 300,000 |
| Fulton County Georgia | 24 | $ 7,010,000 | $ 292,000 | $ 194,000 |
| San Joaquin County California | 21 | $ 7,315,000 | $ 348,000 | $ 208,000 |
| Pima County Arizona | 20 | $ 3,700,000 | $ 185,000 | $ 569,000 |
| Clark County Nevada | 19 | $ 5,125,000 | $ 269,000 | $ 130,000 |
| Travis County Texas | 19 | $ 8,325,000 | $ 438,000 | $ 330,000 |
| Douglas County Colorado | 17 | $ 8,055,000 | $ 473,000 | $ 234,000 |
| Fort Bend County Texas | 16 | $ 6,390,000 | $ 399,000 | $ 199,000 |
| Kitsap County Washington | 16 | $ 8,190,000 | $ 511,000 | $ 222,000 |
| Tillamook County Oregon | 15 | $ 4,155,000 | $ 277,000 | $ 211,000 |
| Williamson County Texas | 15 | $ 6,575,000 | $ 438,000 | $ 220,000 |
| Jefferson County Colorado | 14 | $ 1,370,000 | $ 97,000 | $ 180,000 |
| San Bernardino County California | 13 | $ 3,305,000 | $ 254,000 | $ 178,000 |
| Santa Cruz County California | 13 | $ 3,245,000 | $ 249,000 | $ 245,000 |
| Denver County Colorado | 13 | $ 3,795,000 | $ 291,000 | $ 281,000 |
| Broward County Florida | 13 | $ 4,335,000 | $ 333,000 | $ 229,000 |
| Orange County Florida | 13 | $ 5,405,000 | $ 415,000 | $ 243,000 |
| Forsyth County Georgia | 13 | $ 5,405,000 | $ 415,000 | $ 227,000 |
| Canyon County Idaho | 13 | $ 2,705,000 | $ 208,000 | $ 78,000 |
| Spokane County Washington | 13 | $ 3,365,000 | $ 258,000 | $ 201,000 |
| Miami-Dade County Florida | 12 | $ 3,280,000 | $ 273,000 | $ 174,000 |
| Cuyahoga County Ohio | 12 | $ 1,760,000 | $ 146,000 | $ 219,000 |
| Jackson County Oregon | 12 | $ 2,690,000 | $ 224,000 | $ 132,000 |
| Cowlitz County Washington | 12 | $ 2,970,000 | $ 247,000 | $ 152,000 |
| Cobb County Georgia | 11 | $ 2,815,000 | $ 255,000 | $ 168,000 |
| Lincoln County Oregon | 11 | $ 3,055,000 | $ 277,000 | $ 177,000 |
| Thurston County Washington | 11 | $ 3,625,000 | $ 329,000 | $ 205,000 |
| Whatcom County Washington | 11 | $ 4,295,000 | $ 390,000 | $ 195,000 |
| Boulder County Colorado | 10 | $ 4,280,000 | $ 428,000 | $ 257,000 |
| Hillsborough County Florida | 10 | $ 2,840,000 | $ 284,000 | $ 213,000 |
| DeKalb County Georgia | 10 | $ 1,330,000 | $ 133,000 | $ 123,000 |
| Wake County North Carolina | 10 | $ 4,050,000 | $ 405,000 | $ 173,000 |
| Fresno County California | 9 | $ 1,425,000 | $ 158,000 | $ 219,000 |
| Nevada County California | 9 | $ 2,335,000 | $ 259,000 | $ 228,000 |
| San Francisco County California | 9 | $ 6,285,000 | $ 698,000 | $ 339,000 |
| Mecklenburg County North Carolina | 9 | $ 2,675,000 | $ 297,000 | $ 266,000 |
| Douglas County Oregon | 9 | $ 2,475,000 | $ 275,000 | $ 139,000 |
| Hood River County Oregon | 9 | $ 1,135,000 | $ 126,000 | $ 168,000 |
| Jefferson County Washington | 9 | $ 3,985,000 | $ 442,000 | $ 240,000 |
| Monterey County California | 8 | $ 1,510,000 | $ 188,000 | $ 130,000 |
| Clatsop County Oregon | 8 | $ 1,640,000 | $ 205,000 | $ 127,000 |
| Denton County Texas | 8 | $ 3,100,000 | $ 387,000 | $ 176,000 |
| San Juan County Washington | 8 | $ 4,210,000 | $ 526,000 | $ 347,000 |
| Yolo County California | 7 | $ 505,000 | $ 72,000 | $ 279,000 |
| Adams County Colorado | 7 | $ 2,365,000 | $ 337,000 | $ 206,000 |
| Essex County Massachusetts | 7 | $ 1,795,000 | $ 256,000 | $ 211,000 |
| Middlesex County Massachusetts | 7 | $ 5,115,000 | $ 730,000 | $ 299,000 |
| Washoe County Nevada | 7 | $ 2,665,000 | $ 380,000 | $ 219,000 |
| Essex County New Jersey | 7 | $ 2,225,000 | $ 317,000 | $ 442,000 |
| Josephine County Oregon | 7 | $ 1,135,000 | $ 162,000 | $ 109,000 |
| Chelan County Washington | 7 | $ 2,955,000 | $ 422,000 | $ 244,000 |
| Clallam County Washington | 7 | $ 2,305,000 | $ 329,000 | $ 189,000 |
| El Dorado County California | 6 | $ 1,810,000 | $ 301,000 | $ 209,000 |
| Middlesex County New Jersey | 6 | $ 580,000 | $ 96,000 | $ 122,000 |
| Crook County Oregon | 6 | $ 2,570,000 | $ 428,000 | $ 269,000 |
| Dallas County Texas | 6 | $ 1,970,000 | $ 328,000 | $ 452,000 |
| Pinal County Arizona | 5 | $ 1,405,000 | $ 281,000 | $ 151,000 |
| Butte County California | 5 | $ 785,000 | $ 157,000 | $ 71,000 |
| Solano County California | 5 | $ 875,000 | $ 175,000 | $ 113,000 |
| Gwinnett County Georgia | 5 | $ 635,000 | $ 127,000 | $ 134,000 |
| Valley County Idaho | 5 | $ 2,175,000 | $ 435,000 | $ 346,000 |
| Montgomery County Maryland | 5 | $ 1,705,000 | $ 341,000 | $ 216,000 |
| Coos County Oregon | 5 | $ 795,000 | $ 159,000 | $ 161,000 |
| Klamath County Oregon | 5 | $ 1,105,000 | $ 221,000 | $ 139,000 |
| Island County Washington | 5 | $ 2,105,000 | $ 421,000 | $ 183,000 |
| Yavapai County Arizona | 4 | $ 730,000 | $ 182,000 | $ 117,000 |
| Stanislaus County California | 4 | $ 370,000 | $ 92,000 | $ 113,000 |
| Duval County Florida | 4 | $ 13,950,000 | $ 3,487,000 | $ 333,000 |
| Pasco County Florida | 4 | $ 850,000 | $ 212,000 | $ 164,000 |
| Columbia County Georgia | 4 | $ 870,000 | $ 217,000 | $ 152,000 |
| Worcester County Massachusetts | 4 | $ 670,000 | $ 167,000 | $ 180,000 |
| Rockingham County New Hampshire | 4 | $ 1,390,000 | $ 347,000 | $ 204,000 |
| Union County New Jersey | 4 | $ 650,000 | $ 162,000 | $ 291,000 |
| Bernalillo County New Mexico | 4 | $ 980,000 | $ 245,000 | $ 161,000 |
| Montgomery County Pennsylvania | 4 | $ 700,000 | $ 175,000 | $ 158,000 |
| Charleston County South Carolina | 4 | $ 2,460,000 | $ 615,000 | $ 350,000 |
| Salt Lake County Utah | 4 | $ 780,000 | $ 195,000 | $ 158,000 |
| Benton County Washington | 4 | $ 1,500,000 | $ 375,000 | $ 155,000 |
| Grays Harbor County Washington | 4 | $ 2,490,000 | $ 622,000 | $ 391,000 |
| Kittitas County Washington | 4 | $ 1,120,000 | $ 280,000 | $ 336,000 |
| Mason County Washington | 4 | $ 1,260,000 | $ 315,000 | $ 228,000 |
| Coconino County Arizona | 3 | $ 935,000 | $ 311,000 | $ 176,000 |
| Amador County California | 3 | $ 645,000 | $ 215,000 | $ 164,000 |
| Napa County California | 3 | $ 1,185,000 | $ 395,000 | $ 126,000 |
| La Plata County Colorado | 3 | $ 265,000 | $ 88,000 | $ 106,000 |
| Sussex County Delaware | 3 | $ 635,000 | $ 211,000 | $ 161,000 |
| Alachua County Florida | 3 | $ 355,000 | $ 118,000 | $ 249,000 |
| Brevard County Florida | 3 | $ 2,205,000 | $ 735,000 | $ 337,000 |
| Lee County Florida | 3 | $ 435,000 | $ 145,000 | $ 107,000 |
| Marion County Florida | 3 | $ 325,000 | $ 108,000 | $ 64,000 |
| Palm Beach County Florida | 3 | $ 335,000 | $ 111,000 | $ 136,000 |
| Pinellas County Florida | 3 | $ 755,000 | $ 251,000 | $ 173,000 |
| Sarasota County Florida | 3 | $ 475,000 | $ 158,000 | $ 151,000 |
| Coweta County Georgia | 3 | $ 575,000 | $ 191,000 | $ 52,000 |
| Dougherty County Georgia | 3 | $ 135,000 | $ 45,000 | $ 64,000 |
| Plymouth County Massachusetts | 3 | $ 1,475,000 | $ 491,000 | $ 338,000 |
| Suffolk County Massachusetts | 3 | $ 815,000 | $ 271,000 | $ 160,000 |
| Dakota County Minnesota | 3 | $ 775,000 | $ 258,000 | $ 141,000 |
| Hillsborough County New Hampshire | 3 | $ 235,000 | $ 78,000 | $ 141,000 |
| Ocean County New Jersey | 3 | $ 1,675,000 | $ 558,000 | $ 133,000 |
| Chatham County North Carolina | 3 | $ 1,275,000 | $ 425,000 | $ 141,000 |
| New Hanover County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 115,000 |
| Franklin County Ohio | 3 | $ 1,115,000 | $ 371,000 | $ 141,000 |
| Jefferson County Oregon | 3 | $ 255,000 | $ 85,000 | $ 86,000 |
| Wasco County Oregon | 3 | $ 565,000 | $ 188,000 | $ 109,000 |
| Allegheny County Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
| Bexar County Texas | 3 | $ 435,000 | $ 145,000 | $ 239,000 |
| Hays County Texas | 3 | $ 1,635,000 | $ 545,000 | $ 433,000 |
| Rockwall County Texas | 3 | $ 1,305,000 | $ 435,000 | $ 231,000 |
| Tarrant County Texas | 3 | $ 925,000 | $ 308,000 | $ 157,000 |
| Summit County Utah | 3 | $ 2,795,000 | $ 931,000 | $ 742,000 |
| Washington County Utah | 3 | $ 915,000 | $ 305,000 | $ 234,000 |
| Loudoun County Virginia | 3 | $ 945,000 | $ 315,000 | $ 193,000 |
| Virginia Beach County Virginia | 3 | $ 1,755,000 | $ 585,000 | $ 168,000 |
| Grant County Washington | 3 | $ 1,095,000 | $ 365,000 | $ 374,000 |
| Lewis County Washington | 3 | $ 1,315,000 | $ 438,000 | $ 140,000 |
| Pacific County Washington | 3 | $ 295,000 | $ 98,000 | $ 113,000 |
| Skamania County Washington | 3 | $ 155,000 | $ 51,000 | $ 74,000 |
| Walla Walla County Washington | 3 | $ 585,000 | $ 195,000 | $ 231,000 |
| Yakima County Washington | 3 | $ 405,000 | $ 135,000 | $ 180,000 |
| Mohave County Arizona | 2 | $ 550,000 | $ 275,000 | $ 184,000 |
| Calaveras County California | 2 | $ 250,000 | $ 125,000 | $ 90,000 |
| Kern County California | 2 | $ 110,000 | $ 55,000 | $ 127,000 |
| Kings County California | 2 | $ 90,000 | $ 45,000 | $ 66,000 |
| Marin County California | 2 | $ 2,760,000 | $ 1,380,000 | $ 466,000 |
| Merced County California | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| San Benito County California | 2 | $ 900,000 | $ 450,000 | $ 254,000 |
| San Luis Obispo County California | 2 | $ 230,000 | $ 115,000 | $ 117,000 |
| Sutter County California | 2 | $ 170,000 | $ 85,000 | $ 125,000 |
| Tehama County California | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
| Tuolumne County California | 2 | $ 730,000 | $ 365,000 | $ 186,000 |
| Chaffee County Colorado | 2 | $ 120,000 | $ 60,000 | $ 113,000 |
| Eagle County Colorado | 2 | $ 3,310,000 | $ 1,655,000 | $ 1,254,000 |
| Pueblo County Colorado | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Routt County Colorado | 2 | $ 360,000 | $ 180,000 | $ 235,000 |
| New Haven County Connecticut | 2 | $ 1,260,000 | $ 630,000 | $ 185,000 |
| Tolland County Connecticut | 2 | $ 100,000 | $ 50,000 | $ 93,000 |
| New Castle County Delaware | 2 | $ 560,000 | $ 280,000 | $ 193,000 |
| District of Columbia County District Of Columbia | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Lake County Florida | 2 | $ 870,000 | $ 435,000 | $ 146,000 |
| Osceola County Florida | 2 | $ 640,000 | $ 320,000 | $ 118,000 |
| Seminole County Florida | 2 | $ 540,000 | $ 270,000 | $ 177,000 |
| St. Johns County Florida | 2 | $ 1,450,000 | $ 725,000 | $ 417,000 |
| St. Lucie County Florida | 2 | $ 260,000 | $ 130,000 | $ 147,000 |
| Bryan County Georgia | 2 | $ 270,000 | $ 135,000 | $ 237,000 |
| Cherokee County Georgia | 2 | $ 950,000 | $ 475,000 | $ 145,000 |
| Clayton County Georgia | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Paulding County Georgia | 2 | $ 430,000 | $ 215,000 | $ 149,000 |
| Richmond County Georgia | 2 | $ 130,000 | $ 65,000 | $ 166,000 |
| Franklin County Idaho | 2 | $ 90,000 | $ 45,000 | $ 170,000 |
| Gem County Idaho | 2 | $ 110,000 | $ 55,000 | $ 191,000 |
| Kootenai County Idaho | 2 | $ 540,000 | $ 270,000 | $ 171,000 |
| Twin Falls County Idaho | 2 | $ 1,450,000 | $ 725,000 | $ 192,000 |
| Cumberland County Maine | 2 | $ 410,000 | $ 205,000 | $ 220,000 |
| Baltimore City County Maryland | 2 | $ 390,000 | $ 195,000 | $ 161,000 |
| Howard County Maryland | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
| Norfolk County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 1,787,000 |
| Passaic County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 139,000 |
| Nassau County New York | 2 | $ 560,000 | $ 280,000 | $ 127,000 |
| Queens County New York | 2 | $ 320,000 | $ 160,000 | $ 128,000 |
| Schenectady County New York | 2 | $ 930,000 | $ 465,000 | $ 407,000 |
| Suffolk County New York | 2 | $ 1,240,000 | $ 620,000 | $ 237,000 |
| Westchester County New York | 2 | $ 930,000 | $ 465,000 | $ 309,000 |
| Catawba County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| Onslow County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Orange County North Carolina | 2 | $ 1,520,000 | $ 760,000 | $ 215,000 |
| Union County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 276,000 |
| Clermont County Ohio | 2 | $ 220,000 | $ 110,000 | $ 231,000 |
| Summit County Ohio | 2 | $ 110,000 | $ 55,000 | $ 77,000 |
| Delaware County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 421,000 |
| Philadelphia County Pennsylvania | 2 | $ 830,000 | $ 415,000 | $ 128,000 |
| Greenville County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| Lancaster County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
| Brazos County Texas | 2 | $ 350,000 | $ 175,000 | $ 155,000 |
| Utah County Utah | 2 | $ 80,000 | $ 40,000 | $ 83,000 |
| Fairfax County Virginia | 2 | $ 900,000 | $ 450,000 | $ 178,000 |
| Waynesboro County Virginia | 2 | $ 550,000 | $ 275,000 | $ 116,000 |
| Franklin County Washington | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Skagit County Washington | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
| Jefferson County Alabama | 1 | $ 2,055,000 | $ 2,055,000 | $ 0 |
| Lee County Alabama | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Cochise County Arizona | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Navajo County Arizona | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Imperial County California | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| Madera County California | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Mendocino County California | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Modoc County California | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Santa Barbara County California | 1 | $ 405,000 | $ 405,000 | $ 212,000 |
| Shasta County California | 1 | $ 35,000 | $ 35,000 | $ 159,000 |
| Ventura County California | 1 | $ 475,000 | $ 475,000 | $ 234,000 |
| Yuba County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 270,000 |
| Elbert County Colorado | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Garfield County Colorado | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Mesa County Colorado | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 167,000 |
| Manatee County Florida | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 168,000 |
| Walton County Florida | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Clarke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 192,000 |
| Crisp County Georgia | 1 | $ 5,745,000 | $ 5,745,000 | $ 0 |
| Fannin County Georgia | 1 | $ 175,000 | $ 175,000 | $ 471,000 |
| Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Franklin County Georgia | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Glynn County Georgia | 1 | $ 485,000 | $ 485,000 | $ 209,000 |
| Henry County Georgia | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Jackson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 350,000 |
| Spalding County Georgia | 1 | $ 135,000 | $ 135,000 | $ 388,000 |
| Towns County Georgia | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Honolulu County Hawaii | 1 | $ 15,000 | $ 15,000 | $ 260,000 |
| Adams County Idaho | 1 | $ 665,000 | $ 665,000 | $ 754,000 |
| Bonner County Idaho | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Jefferson County Idaho | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Washington County Idaho | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Morgan County Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lake County Indiana | 1 | $ 1,615,000 | $ 1,615,000 | $ 0 |
| Kossuth County Iowa | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Kennebec County Maine | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Baltimore County Maryland | 1 | $ 35,000 | $ 35,000 | $ 387,000 |
| Caroline County Maryland | 1 | $ 55,000 | $ 55,000 | $ 320,000 |
| Prince George's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 163,000 |
| Macomb County Michigan | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 378,000 |
| Ramsey County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 368,000 |
| Stearns County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 167,000 |
| Washington County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 259,000 |
| Wright County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Cape Girardeau County Missouri | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| Mississippi County Missouri | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Newton County Missouri | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Douglas County Nevada | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Humboldt County Nevada | 1 | $ 385,000 | $ 385,000 | $ 280,000 |
| Carroll County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 296,000 |
| Bergen County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 326,000 |
| Cape May County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 332,000 |
| Gloucester County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
| Mercer County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 348,000 |
| Monmouth County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Morris County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 557,000 |
| Somerset County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 309,000 |
| Los Alamos County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 352,000 |
| San Juan County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Sandoval County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Valencia County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Jefferson County New York | 1 | $ 51,505,000 | $ 51,505,000 | $ 0 |
| Kings County New York | 1 | $ 355,000 | $ 355,000 | $ 497,000 |
| Monroe County New York | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Rensselaer County New York | 1 | $ 45,000 | $ 45,000 | $ 820,000 |
| Saratoga County New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 560,000 |
| Brunswick County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Cabarrus County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 126,000 |
| Cherokee County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 265,000 |
| Cumberland County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 435,000 |
| Davie County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Duplin County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Durham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Forsyth County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Franklin County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 181,000 |
| Guilford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Harnett County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
| Iredell County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Johnston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Lincoln County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 190,000 |
| Moore County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 170,000 |
| Rockingham County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Swain County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Athens County Ohio | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Delaware County Ohio | 1 | $ 475,000 | $ 475,000 | $ 121,000 |
| Fairfield County Ohio | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Guernsey County Ohio | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Knox County Ohio | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Licking County Ohio | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Lucas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Miami County Ohio | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Montgomery County Ohio | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Pittsburg County Oklahoma | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Baker County Oregon | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Wallowa County Oregon | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Bucks County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 337,000 |
| Chester County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Franklin County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 271,000 |
| Lackawanna County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 213,000 |
| York County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| Beaufort County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 5,000 |
| Horry County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Oconee County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 280,000 |
| Pickens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 282,000 |
| Richland County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Aransas County Texas | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Bell County Texas | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Brazoria County Texas | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Galveston County Texas | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Johnson County Texas | 1 | $ 495,000 | $ 495,000 | $ 204,000 |
| Lubbock County Texas | 1 | $ 165,000 | $ 165,000 | $ 147,000 |
| McLennan County Texas | 1 | $ 55,000 | $ 55,000 | $ 410,000 |
| Midland County Texas | 1 | $ 425,000 | $ 425,000 | $ 159,000 |
| Nueces County Texas | 1 | $ 355,000 | $ 355,000 | $ 258,000 |
| Randall County Texas | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Webb County Texas | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Weber County Utah | 1 | $ 75,000 | $ 75,000 | $ 213,000 |
| Albemarle County Virginia | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
| Arlington County Virginia | 1 | $ 55,000 | $ 55,000 | $ 194,000 |
| Charlottesville County Virginia | 1 | $ 75,000 | $ 75,000 | $ 345,000 |
| Chesterfield County Virginia | 1 | $ 335,000 | $ 335,000 | $ 220,000 |
| Fauquier County Virginia | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Norfolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Richmond City County Virginia | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Spotsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 811,000 |
| Staunton County Virginia | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Klickitat County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 770,000 |
| Okanogan County Washington | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Whitman County Washington | 1 | $ 275,000 | $ 275,000 | $ 190,000 |
| Fond du Lac County Wisconsin | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,770 | $2,336,200,000 | $619,000 | $51,505,000 | $240,000 | $2,379,000 |
| Other Purpose | 1,552 | $228,190,000 | $147,000 | $3,005,000 | $197,000 | $9,010,000 |
| Home Improvement | 1,095 | $158,145,000 | $144,000 | $1,005,000 | $186,000 | $1,026,000 |
| Cash-out Refinancing | 676 | $166,670,000 | $246,000 | $1,905,000 | $195,000 | $2,040,000 |
| Refinancing | 126 | $87,860,000 | $697,000 | $13,255,000 | $264,000 | $1,029,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,965 | $1,479,945,000 | $499,000 | $4,005,000 | $227,000 | $5,996,000 |
| White | 2,611 | $667,635,000 | $255,000 | $3,005,000 | $196,000 | $9,010,000 |
| Asian | 863 | $517,395,000 | $599,000 | $2,655,000 | $260,000 | $3,036,000 |
| Hispanic | 305 | $81,915,000 | $268,000 | $1,685,000 | $181,000 | $656,000 |
| Black or African American | 135 | $29,055,000 | $215,000 | $1,265,000 | $195,000 | $3,252,000 |
| American Indian or Alaskan Native | 38 | $3,960,000 | $104,000 | $345,000 | $273,000 | $3,312,000 |
| Not applicable | 22 | $95,120,000 | $4,323,000 | $51,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $800,000 | $100,000 | $125,000 | $219,000 | $652,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,219 | $2,977,065,000 | $412,000 | $51,505,000 | $219,000 | $9,010,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,339 | $1,145,825,000 | $343,000 | $51,505,000 | $210,000 | $1,254,000 |
| Preapproval Approved but not Accepted | 1,450 | $1,087,940,000 | $750,000 | $4,005,000 | $233,000 | $1,369,000 |
| Application Denied By Financial Institution | 861 | $196,185,000 | $227,000 | $3,305,000 | $180,000 | $9,010,000 |
| Application Approved But Not Accepted | 597 | $195,485,000 | $327,000 | $2,595,000 | $255,000 | $1,195,000 |
| Application Withdrawn By Applicant | 485 | $184,335,000 | $380,000 | $2,405,000 | $264,000 | $5,996,000 |
| File Closed For Incompleteness | 345 | $82,895,000 | $240,000 | $3,005,000 | $240,000 | $3,252,000 |
| Preapproval Denied by Financial Institution | 142 | $84,400,000 | $594,000 | $2,405,000 | $152,000 | $549,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,216 | $2,696,480,000 | $433,000 | $51,505,000 | $226,000 | $5,996,000 |
| Debt-To-Income Ratio | 614 | $173,370,000 | $282,000 | $3,305,000 | $117,000 | $779,000 |
| Credit History | 155 | $42,025,000 | $271,000 | $2,045,000 | $328,000 | $9,010,000 |
| Collateral | 128 | $21,260,000 | $166,000 | $1,385,000 | $248,000 | $1,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $16,590,000 | $460,000 | $1,255,000 | $194,000 | $458,000 |
| Other | 31 | $11,585,000 | $373,000 | $3,155,000 | $213,000 | $425,000 |
| Unverifiable Information | 21 | $10,075,000 | $479,000 | $1,605,000 | $267,000 | $449,000 |
| Employment History | 10 | $3,240,000 | $324,000 | $825,000 | $142,000 | $600,000 |
| Credit Application Incomplete | 8 | $2,440,000 | $305,000 | $805,000 | $148,000 | $380,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.