Embrace Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Embrace Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Embrace Home Loans, Inc. 25 Enterprise Center Middletown, RI 02842 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 190,277 |
| Total Mortgage Loan Application Amount | $28,114,936,000 |
| Average Mortgage Loan Application Amount | $190,000 |
| Highest Mortgage Loan Application Amount | $2,876,000 |
| Average Applicant Income | $42,000 |
| Highest Applicant Income | $2,496,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camas County Idaho | 1 | $ 151,000 | $ 151,000 | $ 78,000 |
| DeKalb County Illinois | 1 | $ 70,000 | $ 70,000 | $ 88,000 |
| Jersey County Illinois | 1 | $ 88,000 | $ 88,000 | $ 21,000 |
| McHenry County Illinois | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Taylor County Iowa | 1 | $ 71,000 | $ 71,000 | $ 69,000 |
| Graham County Kansas | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Lane County Kansas | 1 | $ 170,000 | $ 170,000 | $ 116,000 |
| Stevens County Kansas | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Trego County Kansas | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Hancock County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Allegan County Michigan | 1 | $ 264,000 | $ 264,000 | $ 67,000 |
| Alpena County Michigan | 1 | $ 77,000 | $ 77,000 | $ 23,000 |
| Antrim County Michigan | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Arenac County Michigan | 1 | $ 109,000 | $ 109,000 | $ 63,000 |
| Barry County Michigan | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Benzie County Michigan | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Charlevoix County Michigan | 1 | $ 202,000 | $ 202,000 | $ 71,000 |
| Crawford County Michigan | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Gratiot County Michigan | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Huron County Michigan | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Ionia County Michigan | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Iosco County Michigan | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Kalkaska County Michigan | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| Lapeer County Michigan | 1 | $ 102,000 | $ 102,000 | $ 23,000 |
| Livingston County Michigan | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Mason County Michigan | 1 | $ 82,000 | $ 82,000 | $ 16,000 |
| Mecosta County Michigan | 1 | $ 98,000 | $ 98,000 | $ 16,000 |
| Midland County Michigan | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Montcalm County Michigan | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Oceana County Michigan | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Ontonagon County Michigan | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Otsego County Michigan | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Shiawassee County Michigan | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Kittson County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 16,000 |
| Carter County Missouri | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
| Knox County Missouri | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Lewis County Missouri | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Ozark County Missouri | 1 | $ 171,000 | $ 171,000 | $ 81,000 |
| Ralls County Missouri | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Worth County Missouri | 1 | $ 69,000 | $ 69,000 | $ 14,000 |
| Sanders County Montana | 1 | $ 250,000 | $ 250,000 | $ 59,000 |
| Antelope County Nebraska | 1 | $ 141,000 | $ 141,000 | $ 38,000 |
| Blaine County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Frontier County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 122,000 |
| Hitchcock County Nebraska | 1 | $ 149,000 | $ 149,000 | $ 46,000 |
| Holt County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 74,000 |
| McPherson County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Pawnee County Nebraska | 1 | $ 26,000 | $ 26,000 | $ 70,000 |
| York County Nebraska | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
| Clark County Nevada | 1 | $ 71,000 | $ 71,000 | $ 67,000 |
| Hidalgo County New Mexico | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Divide County North Dakota | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Golden Valley County North Dakota | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| LaMoure County North Dakota | 1 | $ 38,000 | $ 38,000 | $ 46,000 |
| McIntosh County North Dakota | 1 | $ 109,000 | $ 109,000 | $ 47,000 |
| Renville County North Dakota | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Steele County North Dakota | 1 | $ 121,000 | $ 121,000 | $ 87,000 |
| Towner County North Dakota | 1 | $ 128,000 | $ 128,000 | $ 28,000 |
| Crawford County Ohio | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Malheur County Oregon | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Andrews County Texas | 1 | $ 190,000 | $ 190,000 | $ 106,000 |
| Bastrop County Texas | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Brazos County Texas | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Camp County Texas | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Cherokee County Texas | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Comal County Texas | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Coryell County Texas | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Denton County Texas | 1 | $ 213,000 | $ 213,000 | $ 70,000 |
| Ellis County Texas | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Fort Bend County Texas | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Gregg County Texas | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Guadalupe County Texas | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Hays County Texas | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Hill County Texas | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
| Jefferson County Texas | 1 | $ 113,000 | $ 113,000 | $ 157,000 |
| Lubbock County Texas | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Nueces County Texas | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Panola County Texas | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Potter County Texas | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Randall County Texas | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Red River County Texas | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Rusk County Texas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Smith County Texas | 1 | $ 74,000 | $ 74,000 | $ 73,000 |
| Starr County Texas | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Upshur County Texas | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Uvalde County Texas | 1 | $ 52,000 | $ 52,000 | $ 16,000 |
| Van Zandt County Texas | 1 | $ 60,000 | $ 60,000 | $ 132,000 |
| Webb County Texas | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Wharton County Texas | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
| Iron County Utah | 1 | $ 171,000 | $ 171,000 | $ 106,000 |
| Morgan County Utah | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Windham County Vermont | 1 | $ 61,000 | $ 61,000 | $ 92,000 |
| Williamsburg County Virginia | 1 | $ 102,000 | $ 102,000 | $ 20,000 |
| McDowell County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Mingo County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Tucker County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Webster County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 17,000 |
| Wirt County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Menominee County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 28,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Embrace Home Loans, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 182,845 | $26,886,309,000 | $147,000 | $2,876,000 | $59,000 | $2,496,000 |
| Home Purchase | 7,431 | $1,228,369,000 | $165,000 | $1,220,000 | $67,000 | $1,800,000 |
| Home Improvement | 1 | $258,000 | $258,000 | $258,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 118,424 | $17,861,429,000 | $150,000 | $2,635,000 | $62,000 | $2,063,000 |
| Not Provided | 42,056 | $6,039,035,000 | $143,000 | $2,876,000 | $54,000 | $2,496,000 |
| Black or African American | 19,788 | $2,460,400,000 | $124,000 | $800,000 | $48,000 | $1,584,000 |
| Hispanic | 6,689 | $1,070,657,000 | $160,000 | $1,950,000 | $60,000 | $1,716,000 |
| Asian | 2,443 | $530,877,000 | $217,000 | $1,313,000 | $78,000 | $1,872,000 |
| American Indian or Alaskan Native | 687 | $113,019,000 | $164,000 | $652,000 | $64,000 | $674,000 |
| Native Hawaiian or Other Pacific Islander | 190 | $39,519,000 | $207,000 | $685,000 | $70,000 | $317,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 139,954 | $20,058,258,000 | $143,000 | $770,000 | $56,000 | $1,824,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 49,986 | $7,973,872,000 | $159,000 | $2,876,000 | $66,000 | $2,496,000 |
| VA-guaranteed (Veterans Administration) | 309 | $78,816,000 | $255,000 | $830,000 | $72,000 | $960,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,990,000 | $142,000 | $213,000 | $44,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 94,277 | $14,228,816,000 | $150,000 | $2,275,000 | $64,000 | $2,063,000 |
| Application Denied By Financial Institution | 79,160 | $11,099,638,000 | $140,000 | $2,876,000 | $50,000 | $1,680,000 |
| Loan Originated | 16,832 | $2,783,124,000 | $165,000 | $1,989,000 | $71,000 | $2,496,000 |
| Loan Purchased By The Institution | 8 | $3,358,000 | $419,000 | $709,000 | $36,000 | $187,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.