Embrace Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Embrace Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Embrace Home Loans, Inc. 25 Enterprise Center Middletown, RI 02842 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41,274 |
| Total Mortgage Loan Application Amount | $11,873,720,000 |
| Average Mortgage Loan Application Amount | $241,800 |
| Highest Mortgage Loan Application Amount | $2,665,000 |
| Average Applicant Income | $102,400 |
| Highest Applicant Income | $3,960,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lyon County Kansas | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| McPherson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Meade County Kansas | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Montgomery County Kansas | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Morton County Kansas | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Riley County Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rooks County Kansas | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Wilson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Ballard County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Barren County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Bell County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Bourbon County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 17,000 |
| Caldwell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Carlisle County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Carroll County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Carter County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clay County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Cumberland County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 410,000 |
| Edmonson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Grant County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Graves County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Harrison County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Hopkins County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Lewis County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 228,000 |
| Lincoln County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Lyon County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Marion County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Mason County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Monroe County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Powell County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Rowan County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Woodford County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Franklin County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Grant County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Iberville County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Morehouse County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Pointe Coupee County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Richland County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sabine County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| St. Landry County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| St. Mary County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Union County Louisiana | 1 | $ 615,000 | $ 615,000 | $ 180,000 |
| Vermilion County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Washington County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Webster County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Allegany County Maryland | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Bay County Michigan | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Benzie County Michigan | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Charlevoix County Michigan | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Mason County Michigan | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Menominee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Midland County Michigan | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Otsego County Michigan | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Roscommon County Michigan | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| St. Joseph County Michigan | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Blue Earth County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Chisago County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Clay County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 161,000 |
| Douglas County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Hubbard County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Jackson County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Kanabec County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Kandiyohi County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lincoln County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| McLeod County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Norman County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Pope County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| Sibley County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Steele County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Swift County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Carroll County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Choctaw County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Clay County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Itawamba County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Lafayette County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Lincoln County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Marshall County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Montgomery County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Newton County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Noxubee County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Oktibbeha County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Pearl River County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Pontotoc County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Tunica County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Washington County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Wayne County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Audrain County Missouri | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Buchanan County Missouri | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Crawford County Missouri | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| DeKalb County Missouri | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Iron County Missouri | 1 | $ 165,000 | $ 165,000 | $ 17,000 |
| Laclede County Missouri | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Lafayette County Missouri | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Macon County Missouri | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Madison County Missouri | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| McDonald County Missouri | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Osage County Missouri | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Pettis County Missouri | 1 | $ 105,000 | $ 105,000 | $ 11,000 |
| Ralls County Missouri | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Randolph County Missouri | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Ripley County Missouri | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| St. Francois County Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Stoddard County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Taney County Missouri | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Wright County Missouri | 1 | $ 415,000 | $ 415,000 | $ 169,000 |
| Flathead County Montana | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Yellowstone County Montana | 1 | $ 405,000 | $ 405,000 | $ 513,000 |
| Box Butte County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Gage County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 29,000 |
| Keith County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Madison County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Phelps County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Platte County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Polk County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Red Willow County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 63,000 |
| Saline County Nebraska | 1 | $ 395,000 | $ 395,000 | $ 98,000 |
| Washington County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Colfax County New Mexico | 1 | $ 515,000 | $ 515,000 | $ 959,000 |
| Curry County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Grant County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Lincoln County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Luna County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Otero County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Rio Arriba County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| San Juan County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| San Miguel County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Taos County New Mexico | 1 | $ 435,000 | $ 435,000 | $ 103,000 |
| Cayuga County New York | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Cortland County New York | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Lewis County New York | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Schuyler County New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Caswell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Cherokee County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Clay County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Columbus County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Graham County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Montgomery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Richmond County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Transylvania County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Tyrrell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warren County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Washington County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bottineau County North Dakota | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| McKenzie County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Morton County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 143,000 |
| Ransom County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Stark County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Stutsman County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Adams County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Allen County Ohio | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Clinton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Erie County Ohio | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Fayette County Ohio | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Fulton County Ohio | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Gallia County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Highland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Jefferson County Ohio | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Morgan County Ohio | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Morrow County Ohio | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Pike County Ohio | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Preble County Ohio | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Seneca County Ohio | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Shelby County Ohio | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Washington County Ohio | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Custer County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Haskell County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Jefferson County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Johnston County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Kay County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Kingfisher County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| McIntosh County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Murray County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Muskogee County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Noble County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Okmulgee County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Woodward County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Curry County Oregon | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Jefferson County Oregon | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Malheur County Oregon | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Morrow County Oregon | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Umatilla County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Union County Oregon | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Wallowa County Oregon | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Bradford County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Juniata County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| Mercer County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Mifflin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Tioga County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Venango County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Wyoming County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Barnwell County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Cherokee County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Chester County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Marlboro County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Custer County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Union County South Dakota | 1 | $ 315,000 | $ 315,000 | $ 220,000 |
| Bledsoe County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Carroll County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Crockett County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Franklin County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Haywood County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Humphreys County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Lauderdale County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Macon County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Marion County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Morgan County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Obion County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Polk County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 189,000 |
| Scott County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Unicoi County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Union County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Wayne County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| White County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Anderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Austin County Texas | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Bowie County Texas | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Brown County Texas | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Caldwell County Texas | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Castro County Texas | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Chambers County Texas | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Colorado County Texas | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Comanche County Texas | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Coryell County Texas | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Ellis County Texas | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Fannin County Texas | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Gillespie County Texas | 1 | $ 485,000 | $ 485,000 | $ 181,000 |
| Hale County Texas | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Harrison County Texas | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Jones County Texas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Kleberg County Texas | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Leon County Texas | 1 | $ 335,000 | $ 335,000 | $ 173,000 |
| Llano County Texas | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Lubbock County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Martin County Texas | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Polk County Texas | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Red River County Texas | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Reeves County Texas | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Runnels County Texas | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Rusk County Texas | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Somervell County Texas | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Upshur County Texas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Van Zandt County Texas | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Victoria County Texas | 1 | $ 235,000 | $ 235,000 | $ 158,000 |
| Waller County Texas | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Washington County Texas | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Wichita County Texas | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Wilson County Texas | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Iron County Utah | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Juab County Utah | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Morgan County Utah | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Sevier County Utah | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Addison County Vermont | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Bennington County Vermont | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Chittenden County Vermont | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Washington County Vermont | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Alleghany County Virginia | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Brunswick County Virginia | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Buena Vista County Virginia | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Charles City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Dickenson County Virginia | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Franklin City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Highland County Virginia | 1 | $ 515,000 | $ 515,000 | $ 171,000 |
| King and Queen County Virginia | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Petersburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Scott County Virginia | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Smyth County Virginia | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Southampton County Virginia | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Asotin County Washington | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Grant County Washington | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lewis County Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Yakima County Washington | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Cabell County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Grant County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Jackson County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Mason County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Ohio County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Pendleton County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Taylor County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Tucker County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Webster County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Ashland County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Clark County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Dunn County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Grant County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Iowa County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Jackson County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 195,000 |
| Langlade County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Oconto County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Vilas County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| Teton County Wyoming | 1 | $ 555,000 | $ 555,000 | $ 152,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Embrace Home Loans, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,836 | $5,550,140,000 | $294,000 | $2,505,000 | $122,000 | $3,960,000 |
| Cash-out Refinancing | 11,091 | $2,944,845,000 | $265,000 | $2,665,000 | $98,000 | $3,740,000 |
| Home Purchase | 11,005 | $3,321,975,000 | $301,000 | $2,075,000 | $108,000 | $2,106,000 |
| Other Purpose | 241 | $36,935,000 | $153,000 | $1,255,000 | $80,000 | $490,000 |
| Home Improvement | 101 | $19,825,000 | $196,000 | $605,000 | $104,000 | $647,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,746 | $6,941,040,000 | $280,000 | $2,665,000 | $113,000 | $3,960,000 |
| Not Provided | 8,570 | $2,625,520,000 | $306,000 | $1,875,000 | $118,000 | $3,670,000 |
| Black or African American | 3,443 | $950,745,000 | $276,000 | $1,625,000 | $89,000 | $859,000 |
| Hispanic | 2,968 | $804,550,000 | $271,000 | $975,000 | $85,000 | $1,092,000 |
| Asian | 1,329 | $477,995,000 | $359,000 | $2,435,000 | $130,000 | $2,400,000 |
| American Indian or Alaskan Native | 74 | $22,510,000 | $304,000 | $1,805,000 | $102,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $12,620,000 | $274,000 | $765,000 | $106,000 | $277,000 |
| Not applicable | 3 | $1,485,000 | $495,000 | $655,000 | $147,000 | $226,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,697 | $7,816,965,000 | $304,000 | $2,665,000 | $126,000 | $3,960,000 |
| FHA-insured (Federal Housing Administration) | 10,447 | $2,481,245,000 | $237,000 | $925,000 | $75,000 | $1,800,000 |
| VA-guaranteed (Veterans Administration) | 4,337 | $1,417,165,000 | $326,000 | $1,555,000 | $97,000 | $1,476,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 793 | $158,345,000 | $199,000 | $495,000 | $57,000 | $935,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,099 | $5,565,915,000 | $307,000 | $1,875,000 | $119,000 | $2,746,000 |
| Application Denied By Financial Institution | 7,834 | $2,051,720,000 | $261,000 | $2,665,000 | $87,000 | $3,740,000 |
| Application Withdrawn By Applicant | 6,721 | $1,889,155,000 | $281,000 | $1,665,000 | $116,000 | $3,960,000 |
| File Closed For Incompleteness | 6,661 | $1,765,375,000 | $265,000 | $2,505,000 | $108,000 | $3,670,000 |
| Loan Purchased By The Institution | 1,332 | $424,000,000 | $318,000 | $765,000 | $134,000 | $1,309,000 |
| Application Approved But Not Accepted | 367 | $105,075,000 | $286,000 | $965,000 | $116,000 | $602,000 |
| Preapproval Denied by Financial Institution | 197 | $53,075,000 | $269,000 | $1,205,000 | $79,000 | $396,000 |
| Preapproval Approved but not Accepted | 63 | $19,405,000 | $308,000 | $1,305,000 | $98,000 | $374,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 33,243 | $9,768,925,000 | $293,000 | $2,505,000 | $117,000 | $3,960,000 |
| Credit History | 4,067 | $988,195,000 | $242,000 | $2,195,000 | $88,000 | $3,740,000 |
| Debt-To-Income Ratio | 2,211 | $612,125,000 | $276,000 | $2,665,000 | $64,000 | $717,000 |
| Collateral | 905 | $241,295,000 | $266,000 | $1,305,000 | $103,000 | $1,167,000 |
| Other | 330 | $114,710,000 | $347,000 | $2,005,000 | $167,000 | $3,600,000 |
| Unverifiable Information | 231 | $69,025,000 | $298,000 | $2,015,000 | $108,000 | $1,044,000 |
| Credit Application Incomplete | 121 | $35,125,000 | $290,000 | $765,000 | $112,000 | $444,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 97 | $25,485,000 | $262,000 | $1,015,000 | $83,000 | $209,000 |
| Employment History | 68 | $18,560,000 | $272,000 | $1,505,000 | $78,000 | $500,000 |
| Mortgage Insurance Denied | 1 | $275,000 | $275,000 | $275,000 | $66,000 | $66,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.