Embrace Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Embrace Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Embrace Home Loans, Inc.
25 Enterprise Center
Middletown, RI 02842
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 40,195
Total Mortgage Loan Application Amount $8,558,165,000
Average Mortgage Loan Application Amount $201,000
Highest Mortgage Loan Application Amount $4,755,000
Average Applicant Income $76,000
Highest Applicant Income $5,839,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Embrace Home Loans, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas County Missouri 1 $ 55,000 $ 55,000 $ 0
Dunklin County Missouri 1 $ 65,000 $ 65,000 $ 77,000
Gentry County Missouri 1 $ 155,000 $ 155,000 $ 50,000
Harrison County Missouri 1 $ 35,000 $ 35,000 $ 47,000
Holt County Missouri 1 $ 45,000 $ 45,000 $ 29,000
Linn County Missouri 1 $ 105,000 $ 105,000 $ 40,000
McDonald County Missouri 1 $ 85,000 $ 85,000 $ 28,000
Miller County Missouri 1 $ 295,000 $ 295,000 $ 155,000
Mississippi County Missouri 1 $ 155,000 $ 155,000 $ 51,000
New Madrid County Missouri 1 $ 55,000 $ 55,000 $ 28,000
Nodaway County Missouri 1 $ 65,000 $ 65,000 $ 22,000
Pemiscot County Missouri 1 $ 35,000 $ 35,000 $ 90,000
Polk County Missouri 1 $ 195,000 $ 195,000 $ 74,000
Ripley County Missouri 1 $ 105,000 $ 105,000 $ 63,000
Ste. Genevieve County Missouri 1 $ 85,000 $ 85,000 $ 29,000
Worth County Missouri 1 $ 25,000 $ 25,000 $ 0
Wright County Missouri 1 $ 55,000 $ 55,000 $ 34,000
Burt County Nebraska 1 $ 155,000 $ 155,000 $ 18,000
Custer County Nebraska 1 $ 65,000 $ 65,000 $ 19,000
Dixon County Nebraska 1 $ 155,000 $ 155,000 $ 82,000
Franklin County Nebraska 1 $ 265,000 $ 265,000 $ 55,000
Harlan County Nebraska 1 $ 75,000 $ 75,000 $ 49,000
Holt County Nebraska 1 $ 95,000 $ 95,000 $ 30,000
Johnson County Nebraska 1 $ 205,000 $ 205,000 $ 32,000
Nemaha County Nebraska 1 $ 65,000 $ 65,000 $ 26,000
Polk County Nebraska 1 $ 135,000 $ 135,000 $ 63,000
Saline County Nebraska 1 $ 175,000 $ 175,000 $ 94,000
Saunders County Nebraska 1 $ 145,000 $ 145,000 $ 25,000
Scotts Bluff County Nebraska 1 $ 115,000 $ 115,000 $ 56,000
Sheridan County Nebraska 1 $ 95,000 $ 95,000 $ 70,000
Washington County Nebraska 1 $ 165,000 $ 165,000 $ 100,000
Wayne County Nebraska 1 $ 135,000 $ 135,000 $ 80,000
Lincoln County New Mexico 1 $ 455,000 $ 455,000 $ 213,000
Los Alamos County New Mexico 1 $ 355,000 $ 355,000 $ 214,000
McKinley County New Mexico 1 $ 105,000 $ 105,000 $ 32,000
Quay County New Mexico 1 $ 65,000 $ 65,000 $ 22,000
Sierra County New Mexico 1 $ 145,000 $ 145,000 $ 67,000
Torrance County New Mexico 1 $ 145,000 $ 145,000 $ 60,000
Camden County North Carolina 1 $ 175,000 $ 175,000 $ 37,000
Chowan County North Carolina 1 $ 105,000 $ 105,000 $ 62,000
Martin County North Carolina 1 $ 135,000 $ 135,000 $ 36,000
Montgomery County North Carolina 1 $ 85,000 $ 85,000 $ 46,000
Northampton County North Carolina 1 $ 105,000 $ 105,000 $ 61,000
Swain County North Carolina 1 $ 95,000 $ 95,000 $ 26,000
Tyrrell County North Carolina 1 $ 95,000 $ 95,000 $ 48,000
Washington County North Carolina 1 $ 105,000 $ 105,000 $ 45,000
Hettinger County North Dakota 1 $ 65,000 $ 65,000 $ 48,000
McHenry County North Dakota 1 $ 205,000 $ 205,000 $ 82,000
Mercer County North Dakota 1 $ 145,000 $ 145,000 $ 59,000
Pembina County North Dakota 1 $ 115,000 $ 115,000 $ 85,000
Stutsman County North Dakota 1 $ 85,000 $ 85,000 $ 16,000
Coshocton County Ohio 1 $ 65,000 $ 65,000 $ 12,000
Harrison County Ohio 1 $ 115,000 $ 115,000 $ 50,000
Henry County Ohio 1 $ 165,000 $ 165,000 $ 53,000
Meigs County Ohio 1 $ 95,000 $ 95,000 $ 41,000
Mercer County Ohio 1 $ 95,000 $ 95,000 $ 33,000
Perry County Ohio 1 $ 85,000 $ 85,000 $ 88,000
Pike County Ohio 1 $ 175,000 $ 175,000 $ 68,000
Putnam County Ohio 1 $ 25,000 $ 25,000 $ 25,000
Blaine County Oklahoma 1 $ 125,000 $ 125,000 $ 59,000
Caddo County Oklahoma 1 $ 145,000 $ 145,000 $ 50,000
Craig County Oklahoma 1 $ 145,000 $ 145,000 $ 55,000
Greer County Oklahoma 1 $ 45,000 $ 45,000 $ 44,000
Kingfisher County Oklahoma 1 $ 115,000 $ 115,000 $ 68,000
Logan County Oklahoma 1 $ 215,000 $ 215,000 $ 161,000
Love County Oklahoma 1 $ 215,000 $ 215,000 $ 153,000
Major County Oklahoma 1 $ 195,000 $ 195,000 $ 70,000
Payne County Oklahoma 1 $ 235,000 $ 235,000 $ 121,000
Seminole County Oklahoma 1 $ 215,000 $ 215,000 $ 88,000
Woodward County Oklahoma 1 $ 155,000 $ 155,000 $ 42,000
Benton County Oregon 1 $ 365,000 $ 365,000 $ 54,000
Grant County Oregon 1 $ 245,000 $ 245,000 $ 72,000
Harney County Oregon 1 $ 55,000 $ 55,000 $ 0
Morrow County Oregon 1 $ 105,000 $ 105,000 $ 38,000
Tillamook County Oregon 1 $ 185,000 $ 185,000 $ 65,000
Union County Oregon 1 $ 205,000 $ 205,000 $ 90,000
Wallowa County Oregon 1 $ 75,000 $ 75,000 $ 35,000
Wasco County Oregon 1 $ 245,000 $ 245,000 $ 166,000
Cameron County Pennsylvania 1 $ 45,000 $ 45,000 $ 28,000
Elk County Pennsylvania 1 $ 35,000 $ 35,000 $ 38,000
Jefferson County Pennsylvania 1 $ 45,000 $ 45,000 $ 43,000
Mifflin County Pennsylvania 1 $ 115,000 $ 115,000 $ 103,000
Somerset County Pennsylvania 1 $ 155,000 $ 155,000 $ 100,000
Sullivan County Pennsylvania 1 $ 305,000 $ 305,000 $ 20,000
Warren County Pennsylvania 1 $ 85,000 $ 85,000 $ 34,000
Barnwell County South Carolina 1 $ 175,000 $ 175,000 $ 48,000
Calhoun County South Carolina 1 $ 55,000 $ 55,000 $ 29,000
Dillon County South Carolina 1 $ 95,000 $ 95,000 $ 29,000
Fairfield County South Carolina 1 $ 75,000 $ 75,000 $ 47,000
Lee County South Carolina 1 $ 125,000 $ 125,000 $ 58,000
Marlboro County South Carolina 1 $ 255,000 $ 255,000 $ 73,000
McCormick County South Carolina 1 $ 125,000 $ 125,000 $ 41,000
Benton County Tennessee 1 $ 145,000 $ 145,000 $ 31,000
Claiborne County Tennessee 1 $ 95,000 $ 95,000 $ 17,000
Clay County Tennessee 1 $ 125,000 $ 125,000 $ 70,000
Crockett County Tennessee 1 $ 105,000 $ 105,000 $ 90,000
Giles County Tennessee 1 $ 275,000 $ 275,000 $ 113,000
Hancock County Tennessee 1 $ 195,000 $ 195,000 $ 72,000
Lake County Tennessee 1 $ 45,000 $ 45,000 $ 60,000
Perry County Tennessee 1 $ 155,000 $ 155,000 $ 62,000
Scott County Tennessee 1 $ 75,000 $ 75,000 $ 80,000
Smith County Tennessee 1 $ 95,000 $ 95,000 $ 76,000
Trousdale County Tennessee 1 $ 115,000 $ 115,000 $ 74,000
Unicoi County Tennessee 1 $ 295,000 $ 295,000 $ 180,000
Van Buren County Tennessee 1 $ 155,000 $ 155,000 $ 56,000
Warren County Tennessee 1 $ 115,000 $ 115,000 $ 95,000
Bailey County Texas 1 $ 95,000 $ 95,000 $ 45,000
Bandera County Texas 1 $ 165,000 $ 165,000 $ 51,000
Blanco County Texas 1 $ 375,000 $ 375,000 $ 54,000
Burleson County Texas 1 $ 165,000 $ 165,000 $ 60,000
Callahan County Texas 1 $ 285,000 $ 285,000 $ 119,000
Cass County Texas 1 $ 175,000 $ 175,000 $ 111,000
Coke County Texas 1 $ 75,000 $ 75,000 $ 50,000
Cooke County Texas 1 $ 265,000 $ 265,000 $ 55,000
Falls County Texas 1 $ 45,000 $ 45,000 $ 34,000
Frio County Texas 1 $ 85,000 $ 85,000 $ 125,000
Gaines County Texas 1 $ 255,000 $ 255,000 $ 141,000
Grimes County Texas 1 $ 105,000 $ 105,000 $ 105,000
Hill County Texas 1 $ 65,000 $ 65,000 $ 62,000
Hutchinson County Texas 1 $ 165,000 $ 165,000 $ 104,000
Jim Wells County Texas 1 $ 285,000 $ 285,000 $ 64,000
Kent County Texas 1 $ 95,000 $ 95,000 $ 25,000
Lamar County Texas 1 $ 45,000 $ 45,000 $ 8,000
Lamb County Texas 1 $ 115,000 $ 115,000 $ 192,000
Lee County Texas 1 $ 295,000 $ 295,000 $ 116,000
Liberty County Texas 1 $ 125,000 $ 125,000 $ 36,000
Live Oak County Texas 1 $ 155,000 $ 155,000 $ 101,000
Matagorda County Texas 1 $ 75,000 $ 75,000 $ 147,000
Maverick County Texas 1 $ 205,000 $ 205,000 $ 53,000
Milam County Texas 1 $ 65,000 $ 65,000 $ 22,000
Moore County Texas 1 $ 145,000 $ 145,000 $ 46,000
Nolan County Texas 1 $ 135,000 $ 135,000 $ 84,000
Ochiltree County Texas 1 $ 175,000 $ 175,000 $ 92,000
Orange County Texas 1 $ 55,000 $ 55,000 $ 0
Pecos County Texas 1 $ 185,000 $ 185,000 $ 119,000
Rains County Texas 1 $ 85,000 $ 85,000 $ 32,000
Robertson County Texas 1 $ 185,000 $ 185,000 $ 36,000
Runnels County Texas 1 $ 55,000 $ 55,000 $ 7,000
San Saba County Texas 1 $ 305,000 $ 305,000 $ 101,000
Scurry County Texas 1 $ 75,000 $ 75,000 $ 118,000
Sterling County Texas 1 $ 75,000 $ 75,000 $ 30,000
Sutton County Texas 1 $ 125,000 $ 125,000 $ 28,000
Swisher County Texas 1 $ 55,000 $ 55,000 $ 182,000
Tyler County Texas 1 $ 155,000 $ 155,000 $ 56,000
Wise County Texas 1 $ 245,000 $ 245,000 $ 85,000
Young County Texas 1 $ 55,000 $ 55,000 $ 47,000
Iron County Utah 1 $ 195,000 $ 195,000 $ 49,000
Kane County Utah 1 $ 185,000 $ 185,000 $ 48,000
Millard County Utah 1 $ 135,000 $ 135,000 $ 35,000
Sevier County Utah 1 $ 315,000 $ 315,000 $ 104,000
Bath County Virginia 1 $ 125,000 $ 125,000 $ 24,000
Bland County Virginia 1 $ 85,000 $ 85,000 $ 37,000
Buchanan County Virginia 1 $ 125,000 $ 125,000 $ 70,000
Dickenson County Virginia 1 $ 85,000 $ 85,000 $ 26,000
Galax County Virginia 1 $ 45,000 $ 45,000 $ 63,000
Lee County Virginia 1 $ 125,000 $ 125,000 $ 55,000
Mathews County Virginia 1 $ 335,000 $ 335,000 $ 125,000
Norton County Virginia 1 $ 55,000 $ 55,000 $ 64,000
Surry County Virginia 1 $ 105,000 $ 105,000 $ 24,000
Sussex County Virginia 1 $ 95,000 $ 95,000 $ 143,000
Chelan County Washington 1 $ 95,000 $ 95,000 $ 27,000
Jefferson County Washington 1 $ 85,000 $ 85,000 $ 170,000
Pacific County Washington 1 $ 115,000 $ 115,000 $ 42,000
Calhoun County West Virginia 1 $ 125,000 $ 125,000 $ 23,000
Doddridge County West Virginia 1 $ 215,000 $ 215,000 $ 17,000
Gilmer County West Virginia 1 $ 135,000 $ 135,000 $ 44,000
Hardy County West Virginia 1 $ 225,000 $ 225,000 $ 82,000
Mingo County West Virginia 1 $ 35,000 $ 35,000 $ 16,000
Nicholas County West Virginia 1 $ 65,000 $ 65,000 $ 18,000
Tucker County West Virginia 1 $ 245,000 $ 245,000 $ 47,000
Ashland County Wisconsin 1 $ 185,000 $ 185,000 $ 60,000
Clark County Wisconsin 1 $ 185,000 $ 185,000 $ 90,000
Dunn County Wisconsin 1 $ 145,000 $ 145,000 $ 50,000
Green Lake County Wisconsin 1 $ 295,000 $ 295,000 $ 100,000
Lafayette County Wisconsin 1 $ 145,000 $ 145,000 $ 57,000
Marquette County Wisconsin 1 $ 215,000 $ 215,000 $ 135,000
Pepin County Wisconsin 1 $ 135,000 $ 135,000 $ 61,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Embrace Home Loans, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,009 $3,145,895,000 $224,000 $2,885,000 $83,000 $5,839,000
Other Purpose 11,648 $2,262,770,000 $194,000 $4,505,000 $65,000 $3,180,000
Cash-out Refinancing 10,572 $2,294,470,000 $217,000 $4,755,000 $79,000 $4,538,000
Refinancing 3,637 $805,985,000 $221,000 $2,255,000 $88,000 $3,000,000
Home Improvement 329 $49,045,000 $149,000 $645,000 $65,000 $287,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,084 $4,848,030,000 $210,000 $3,005,000 $79,000 $4,538,000
Not Provided 7,216 $1,642,230,000 $227,000 $4,755,000 $82,000 $5,839,000
Black or African American 5,356 $1,001,280,000 $186,000 $1,275,000 $64,000 $1,058,000
Hispanic 3,316 $738,620,000 $222,000 $2,105,000 $70,000 $960,000
Asian 949 $269,945,000 $284,000 $4,505,000 $97,000 $1,119,000
American Indian or Alaskan Native 172 $32,870,000 $191,000 $825,000 $62,000 $160,000
Native Hawaiian or Other Pacific Islander 57 $12,015,000 $210,000 $575,000 $64,000 $192,000
Not applicable 4 $880,000 $220,000 $255,000 $72,000 $81,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 18,382 $3,391,970,000 $184,000 $2,005,000 $63,000 $1,419,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,366 $4,162,270,000 $239,000 $4,755,000 $95,000 $5,839,000
VA-guaranteed (Veterans Administration) 3,757 $889,835,000 $236,000 $1,165,000 $73,000 $917,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 690 $114,090,000 $165,000 $395,000 $52,000 $141,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 15,733 $2,988,305,000 $189,000 $4,755,000 $59,000 $2,391,000
Loan Originated 9,897 $2,338,565,000 $236,000 $1,965,000 $93,000 $1,799,000
File Closed For Incompleteness 7,239 $1,525,905,000 $210,000 $3,005,000 $82,000 $4,538,000
Application Withdrawn By Applicant 5,498 $1,238,710,000 $225,000 $2,005,000 $88,000 $3,180,000
Loan Purchased By The Institution 928 $264,590,000 $285,000 $665,000 $117,000 $5,839,000
Application Approved But Not Accepted 471 $106,595,000 $226,000 $1,445,000 $88,000 $960,000
Preapproval Denied by Financial Institution 295 $63,765,000 $216,000 $1,045,000 $66,000 $599,000
Preapproval Approved but not Accepted 134 $31,730,000 $236,000 $805,000 $76,000 $375,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,167 $5,506,095,000 $227,000 $3,005,000 $89,000 $5,839,000
Credit History 8,598 $1,479,640,000 $172,000 $3,005,000 $59,000 $2,391,000
Debt-To-Income Ratio 4,078 $898,800,000 $220,000 $4,755,000 $47,000 $610,000
Collateral 2,680 $536,260,000 $200,000 $1,765,000 $76,000 $1,350,000
Unverifiable Information 319 $68,375,000 $214,000 $1,485,000 $69,000 $470,000
Other 140 $24,460,000 $174,000 $1,085,000 $73,000 $430,000
Employment History 113 $22,475,000 $198,000 $995,000 $54,000 $348,000
Insufficient Cash (Downpayment, Closing Cost) 96 $21,600,000 $225,000 $755,000 $76,000 $275,000
Mortgage Insurance Denied 4 $460,000 $115,000 $165,000 $68,000 $96,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List