Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Embrace Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Embrace Home Loans, Inc. 25 Enterprise Center Middletown, RI 02842 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 165,464 |
Total Mortgage Loan Application Amount | $22,691,425,000 |
Average Mortgage Loan Application Amount | $146,000 |
Highest Mortgage Loan Application Amount | $3,400,000 |
Average Applicant Income | $54,333 |
Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Deuel County Nebraska | 2 | $ 153,000 | $ 76,000 | $ 33,000 |
Dundy County Nebraska | 2 | $ 119,000 | $ 59,000 | $ 68,000 |
Franklin County Nebraska | 2 | $ 69,000 | $ 34,000 | $ 41,000 |
Frontier County Nebraska | 2 | $ 128,000 | $ 64,000 | $ 40,000 |
Garfield County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
Gosper County Nebraska | 2 | $ 236,000 | $ 118,000 | $ 30,000 |
Holt County Nebraska | 2 | $ 148,000 | $ 74,000 | $ 45,000 |
Wayne County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 35,000 |
York County Nebraska | 2 | $ 248,000 | $ 124,000 | $ 62,000 |
Guadalupe County New Mexico | 2 | $ 300,000 | $ 150,000 | $ 21,000 |
Graham County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 29,000 |
Adams County North Dakota | 2 | $ 211,000 | $ 105,000 | $ 63,000 |
Bowman County North Dakota | 2 | $ 98,000 | $ 49,000 | $ 38,000 |
Kidder County North Dakota | 2 | $ 164,000 | $ 82,000 | $ 22,000 |
McKenzie County North Dakota | 2 | $ 342,000 | $ 171,000 | $ 104,000 |
Rolette County North Dakota | 2 | $ 217,000 | $ 108,000 | $ 45,000 |
Steele County North Dakota | 2 | $ 122,000 | $ 61,000 | $ 37,000 |
Ashland County Ohio | 2 | $ 211,000 | $ 105,000 | $ 37,000 |
Hardin County Ohio | 2 | $ 213,000 | $ 106,000 | $ 53,000 |
Holmes County Ohio | 2 | $ 176,000 | $ 88,000 | $ 45,000 |
Union County Ohio | 2 | $ 197,000 | $ 98,000 | $ 49,000 |
Vinton County Ohio | 2 | $ 171,000 | $ 85,000 | $ 31,000 |
Alfalfa County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
Jefferson County Oklahoma | 2 | $ 122,000 | $ 61,000 | $ 41,000 |
Forest County Pennsylvania | 2 | $ 143,000 | $ 71,000 | $ 71,000 |
Burleson County Texas | 2 | $ 245,000 | $ 122,000 | $ 71,000 |
Calhoun County Texas | 2 | $ 111,000 | $ 55,000 | $ 34,000 |
Comanche County Texas | 2 | $ 161,000 | $ 80,000 | $ 31,000 |
Concho County Texas | 2 | $ 232,000 | $ 116,000 | $ 384,000 |
Dallam County Texas | 2 | $ 198,000 | $ 99,000 | $ 92,000 |
DeWitt County Texas | 2 | $ 240,000 | $ 120,000 | $ 82,000 |
Duval County Texas | 2 | $ 212,000 | $ 106,000 | $ 109,000 |
Fisher County Texas | 2 | $ 116,000 | $ 58,000 | $ 31,000 |
Freestone County Texas | 2 | $ 176,000 | $ 88,000 | $ 58,000 |
Gaines County Texas | 2 | $ 195,000 | $ 97,000 | $ 69,000 |
Gray County Texas | 2 | $ 130,000 | $ 65,000 | $ 38,000 |
Grimes County Texas | 2 | $ 185,000 | $ 92,000 | $ 43,000 |
Hamilton County Texas | 2 | $ 118,000 | $ 59,000 | $ 38,000 |
Jackson County Texas | 2 | $ 117,000 | $ 58,000 | $ 53,000 |
Jones County Texas | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
Kendall County Texas | 2 | $ 656,000 | $ 328,000 | $ 63,000 |
Leon County Texas | 2 | $ 155,000 | $ 77,000 | $ 46,000 |
Madison County Texas | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
McCulloch County Texas | 2 | $ 305,000 | $ 152,000 | $ 66,000 |
Morris County Texas | 2 | $ 217,000 | $ 108,000 | $ 59,000 |
Ochiltree County Texas | 2 | $ 97,000 | $ 48,000 | $ 17,000 |
Orange County Texas | 2 | $ 356,000 | $ 178,000 | $ 217,000 |
Reagan County Texas | 2 | $ 164,000 | $ 82,000 | $ 71,000 |
Throckmorton County Texas | 2 | $ 172,000 | $ 86,000 | $ 96,000 |
Trinity County Texas | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
Yoakum County Texas | 2 | $ 136,000 | $ 68,000 | $ 15,000 |
Young County Texas | 2 | $ 92,000 | $ 46,000 | $ 48,000 |
Iron County Utah | 2 | $ 277,000 | $ 138,000 | $ 40,000 |
Kane County Utah | 2 | $ 398,000 | $ 199,000 | $ 60,000 |
Emporia County Virginia | 2 | $ 178,000 | $ 89,000 | $ 26,000 |
Norton County Virginia | 2 | $ 197,000 | $ 98,000 | $ 44,000 |
Asotin County Washington | 2 | $ 199,000 | $ 99,000 | $ 68,000 |
Lincoln County Washington | 2 | $ 197,000 | $ 98,000 | $ 18,000 |
San Juan County Washington | 2 | $ 439,000 | $ 219,000 | $ 51,000 |
Newton County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 36,000 |
Colusa County California | 1 | $ 156,000 | $ 156,000 | $ 42,000 |
Inyo County California | 1 | $ 186,000 | $ 186,000 | $ 67,000 |
Mono County California | 1 | $ 371,000 | $ 371,000 | $ 77,000 |
San Benito County California | 1 | $ 169,000 | $ 169,000 | $ 50,000 |
Dolores County Colorado | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
Grand County Colorado | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
Jackson County Colorado | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
Lake County Colorado | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
Montezuma County Colorado | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
Ouray County Colorado | 1 | $ 267,000 | $ 267,000 | $ 24,000 |
Pitkin County Colorado | 1 | $ 625,000 | $ 625,000 | $ 222,000 |
Rio Blanco County Colorado | 1 | $ 107,000 | $ 107,000 | $ 88,000 |
Baker County Georgia | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
Quitman County Georgia | 1 | $ 101,000 | $ 101,000 | $ 77,000 |
Stewart County Georgia | 1 | $ 146,000 | $ 146,000 | $ 100,000 |
Taylor County Georgia | 1 | $ 73,000 | $ 73,000 | $ 17,000 |
Custer County Idaho | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
Brown County Illinois | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
DeKalb County Illinois | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
Hardin County Illinois | 1 | $ 183,000 | $ 183,000 | $ 65,000 |
Adair County Iowa | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
Chase County Kansas | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
Chautauqua County Kansas | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
Comanche County Kansas | 1 | $ 53,000 | $ 53,000 | $ 58,000 |
Decatur County Kansas | 1 | $ 27,000 | $ 27,000 | $ 13,000 |
Greeley County Kansas | 1 | $ 132,000 | $ 132,000 | $ 91,000 |
Jewell County Kansas | 1 | $ 131,000 | $ 131,000 | $ 100,000 |
Osborne County Kansas | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
Scott County Kansas | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
Smith County Kansas | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
Wallace County Kansas | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
Wichita County Kansas | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
McLean County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
Robertson County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 12,000 |
Alcona County Michigan | 1 | $ 39,000 | $ 39,000 | $ 20,000 |
Allegan County Michigan | 1 | $ 153,000 | $ 153,000 | $ 100,000 |
Antrim County Michigan | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
Baraga County Michigan | 1 | $ 202,000 | $ 202,000 | $ 120,000 |
Cheboygan County Michigan | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
Dickinson County Michigan | 1 | $ 217,000 | $ 217,000 | $ 132,000 |
Genesee County Michigan | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
Houghton County Michigan | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
Ingham County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
Iosco County Michigan | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
Kalamazoo County Michigan | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
Kalkaska County Michigan | 1 | $ 106,000 | $ 106,000 | $ 18,000 |
Lenawee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
Osceola County Michigan | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
St. Joseph County Michigan | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
Kittson County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
Lake of the Woods County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
Red Lake County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
Bollinger County Missouri | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
Scotland County Missouri | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
Worth County Missouri | 1 | $ 137,000 | $ 137,000 | $ 29,000 |
Antelope County Nebraska | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
Banner County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
Cherry County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 8,000 |
Dixon County Nebraska | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
Garden County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
Harlan County Nebraska | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
Nuckolls County Nebraska | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
Colfax County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 88,000 |
De Baca County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 12,000 |
Torrance County New Mexico | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
Benson County North Dakota | 1 | $ 77,000 | $ 77,000 | $ 64,000 |
Billings County North Dakota | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
Cavalier County North Dakota | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
Divide County North Dakota | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
Emmons County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 75,000 |
Hettinger County North Dakota | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
Logan County North Dakota | 1 | $ 43,000 | $ 43,000 | $ 39,000 |
Sioux County North Dakota | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
Erie County Ohio | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
Huron County Ohio | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
Putnam County Ohio | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
Klamath County Oregon | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
Malheur County Oregon | 1 | $ 130,000 | $ 130,000 | $ 16,000 |
Wheeler County Oregon | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
Cameron County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 13,000 |
Blanco County Texas | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
Castro County Texas | 1 | $ 77,000 | $ 77,000 | $ 83,000 |
Chambers County Texas | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
Colorado County Texas | 1 | $ 312,000 | $ 312,000 | $ 0 |
Falls County Texas | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
Gillespie County Texas | 1 | $ 271,000 | $ 271,000 | $ 53,000 |
Glasscock County Texas | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
Hansford County Texas | 1 | $ 126,000 | $ 126,000 | $ 96,000 |
Haskell County Texas | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
Hopkins County Texas | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
Jasper County Texas | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
Jim Hogg County Texas | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
Knox County Texas | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
Lavaca County Texas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
Lee County Texas | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
Llano County Texas | 1 | $ 104,000 | $ 104,000 | $ 102,000 |
Mitchell County Texas | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
Parmer County Texas | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
Pecos County Texas | 1 | $ 39,000 | $ 39,000 | $ 40,000 |
Reeves County Texas | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
Refugio County Texas | 1 | $ 150,000 | $ 150,000 | $ 576,000 |
Runnels County Texas | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
San Jacinto County Texas | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
Scurry County Texas | 1 | $ 94,000 | $ 94,000 | $ 103,000 |
Stephens County Texas | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
Swisher County Texas | 1 | $ 39,000 | $ 39,000 | $ 99,000 |
Ward County Texas | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
Willacy County Texas | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
Wilson County Texas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
Wood County Texas | 1 | $ 176,000 | $ 176,000 | $ 160,000 |
Zapata County Texas | 1 | $ 110,000 | $ 110,000 | $ 111,000 |
Wasatch County Utah | 1 | $ 298,000 | $ 298,000 | $ 103,000 |
Windham County Vermont | 1 | $ 534,000 | $ 534,000 | $ 309,000 |
Wahkiakum County Washington | 1 | $ 189,000 | $ 189,000 | $ 37,000 |
McDowell County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
Monroe County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 39,000 |
Summers County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 74,000 |
Webster County West Virginia | 1 | $ 73,000 | $ 73,000 | $ 11,000 |
Menominee County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 157,214 | $21,447,089,000 | $136,000 | $3,400,000 | $55,000 | $3,000,000 |
Home Purchase | 8,249 | $1,244,184,000 | $150,000 | $1,176,000 | $66,000 | $2,160,000 |
Home Improvement | 1 | $152,000 | $152,000 | $152,000 | $42,000 | $42,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 96,266 | $13,544,524,000 | $140,000 | $3,400,000 | $59,000 | $2,400,000 |
Not Provided | 43,574 | $5,899,894,000 | $135,000 | $1,770,000 | $52,000 | $3,000,000 |
Black or African American | 17,176 | $1,961,625,000 | $114,000 | $1,150,000 | $46,000 | $1,295,000 |
Hispanic | 6,102 | $850,298,000 | $139,000 | $1,000,000 | $56,000 | $1,470,000 |
Asian | 1,676 | $335,568,000 | $200,000 | $1,403,000 | $74,000 | $1,024,000 |
American Indian or Alaskan Native | 515 | $72,148,000 | $140,000 | $770,000 | $59,000 | $460,000 |
Native Hawaiian or Other Pacific Islander | 155 | $27,368,000 | $176,000 | $460,000 | $74,000 | $360,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 124,220 | $16,559,931,000 | $133,000 | $1,300,000 | $53,000 | $1,992,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,616 | $5,673,093,000 | $146,000 | $3,400,000 | $64,000 | $3,000,000 |
VA-guaranteed (Veterans Administration) | 2,283 | $408,438,000 | $178,000 | $937,000 | $60,000 | $1,690,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 345 | $49,963,000 | $144,000 | $362,000 | $47,000 | $540,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Withdrawn By Applicant | 80,513 | $11,160,748,000 | $138,000 | $3,400,000 | $60,000 | $3,000,000 |
Application Denied By Financial Institution | 69,861 | $9,155,968,000 | $131,000 | $1,770,000 | $48,000 | $1,920,000 |
Loan Originated | 15,089 | $2,374,501,000 | $157,000 | $1,485,000 | $71,000 | $1,535,000 |
File Closed For Incompleteness | 1 | $208,000 | $208,000 | $208,000 | $101,000 | $101,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.