Embrace Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Embrace Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Embrace Home Loans, Inc. 25 Enterprise Center Middletown, RI 02842 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 140,180 |
| Total Mortgage Loan Application Amount | $21,173,278,000 |
| Average Mortgage Loan Application Amount | $159,500 |
| Highest Mortgage Loan Application Amount | $2,350,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $1,920,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alfalfa County Oklahoma | 2 | $ 137,000 | $ 68,000 | $ 74,000 |
| Cotton County Oklahoma | 2 | $ 206,000 | $ 103,000 | $ 65,000 |
| Grant County Oklahoma | 2 | $ 126,000 | $ 63,000 | $ 62,000 |
| Grant County Oregon | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Lake County Oregon | 2 | $ 338,000 | $ 169,000 | $ 78,000 |
| Morrow County Oregon | 2 | $ 207,000 | $ 103,000 | $ 40,000 |
| Hancock County Tennessee | 2 | $ 191,000 | $ 95,000 | $ 34,000 |
| Archer County Texas | 2 | $ 208,000 | $ 104,000 | $ 30,000 |
| Brooks County Texas | 2 | $ 172,000 | $ 86,000 | $ 54,000 |
| Burleson County Texas | 2 | $ 287,000 | $ 143,000 | $ 71,000 |
| Calhoun County Texas | 2 | $ 197,000 | $ 98,000 | $ 54,000 |
| Clay County Texas | 2 | $ 79,000 | $ 39,000 | $ 60,000 |
| Delta County Texas | 2 | $ 139,000 | $ 69,000 | $ 55,000 |
| Duval County Texas | 2 | $ 121,000 | $ 60,000 | $ 90,000 |
| Falls County Texas | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Hutchinson County Texas | 2 | $ 196,000 | $ 98,000 | $ 105,000 |
| Jefferson County Texas | 2 | $ 143,000 | $ 71,000 | $ 46,000 |
| Kimble County Texas | 2 | $ 198,000 | $ 99,000 | $ 81,000 |
| Madison County Texas | 2 | $ 351,000 | $ 175,000 | $ 58,000 |
| Mason County Texas | 2 | $ 221,000 | $ 110,000 | $ 48,000 |
| Ochiltree County Texas | 2 | $ 55,000 | $ 27,000 | $ 53,000 |
| Sutton County Texas | 2 | $ 179,000 | $ 89,000 | $ 64,000 |
| Throckmorton County Texas | 2 | $ 284,000 | $ 142,000 | $ 107,000 |
| Iron County Utah | 2 | $ 370,000 | $ 185,000 | $ 44,000 |
| Juab County Utah | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Millard County Utah | 2 | $ 276,000 | $ 138,000 | $ 49,000 |
| Bath County Virginia | 2 | $ 255,000 | $ 127,000 | $ 37,000 |
| Mathews County Virginia | 2 | $ 418,000 | $ 209,000 | $ 45,000 |
| Ferry County Washington | 2 | $ 194,000 | $ 97,000 | $ 30,000 |
| Pend Oreille County Washington | 2 | $ 251,000 | $ 125,000 | $ 87,000 |
| Barbour County West Virginia | 2 | $ 112,000 | $ 56,000 | $ 34,000 |
| Monroe County West Virginia | 2 | $ 253,000 | $ 126,000 | $ 40,000 |
| Pendleton County West Virginia | 2 | $ 163,000 | $ 81,000 | $ 35,000 |
| Pocahontas County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Gila County Arizona | 1 | $ 82,000 | $ 82,000 | $ 79,000 |
| Graham County Arizona | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| Inyo County California | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Mono County California | 1 | $ 529,000 | $ 529,000 | $ 276,000 |
| Baca County Colorado | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 210,000 | $ 210,000 | $ 136,000 |
| Crowley County Colorado | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
| Dolores County Colorado | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Grand County Colorado | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Lake County Colorado | 1 | $ 252,000 | $ 252,000 | $ 43,000 |
| Park County Colorado | 1 | $ 130,000 | $ 130,000 | $ 21,000 |
| Rio Blanco County Colorado | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Saguache County Colorado | 1 | $ 137,000 | $ 137,000 | $ 55,000 |
| Summit County Colorado | 1 | $ 317,000 | $ 317,000 | $ 157,000 |
| Gilchrist County Florida | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Lafayette County Florida | 1 | $ 393,000 | $ 393,000 | $ 210,000 |
| Clay County Georgia | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Jenkins County Georgia | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Randolph County Georgia | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Treutlen County Georgia | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Blaine County Idaho | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
| Greene County Illinois | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Grundy County Illinois | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Jasper County Illinois | 1 | $ 58,000 | $ 58,000 | $ 96,000 |
| Ringgold County Iowa | 1 | $ 83,000 | $ 83,000 | $ 83,000 |
| Taylor County Iowa | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Chautauqua County Kansas | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Clark County Kansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Decatur County Kansas | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Haskell County Kansas | 1 | $ 69,000 | $ 69,000 | $ 58,000 |
| Jewell County Kansas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Rawlins County Kansas | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| Rush County Kansas | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Sheridan County Kansas | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Stafford County Kansas | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Trego County Kansas | 1 | $ 208,000 | $ 208,000 | $ 89,000 |
| Bell County Kentucky | 1 | $ 273,000 | $ 273,000 | $ 77,000 |
| Cumberland County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 38,000 |
| Elliott County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Hancock County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 18,000 |
| Lee County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 34,000 |
| Leslie County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Taylor County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 62,000 |
| Wolfe County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 64,000 |
| Alcona County Michigan | 1 | $ 127,000 | $ 127,000 | $ 18,000 |
| Branch County Michigan | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Cheboygan County Michigan | 1 | $ 40,000 | $ 40,000 | $ 127,000 |
| Clinton County Michigan | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Iosco County Michigan | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Lenawee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Luce County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Menominee County Michigan | 1 | $ 137,000 | $ 137,000 | $ 100,000 |
| Ogemaw County Michigan | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Ottawa County Michigan | 1 | $ 153,000 | $ 153,000 | $ 34,000 |
| Roscommon County Michigan | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Tuscola County Michigan | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Big Stone County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 24,000 |
| Clearwater County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 33,000 |
| Cook County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 71,000 |
| Grant County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 60,000 |
| Lake County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| Bollinger County Missouri | 1 | $ 99,000 | $ 99,000 | $ 24,000 |
| Hickory County Missouri | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Knox County Missouri | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Lewis County Missouri | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| Ozark County Missouri | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Ralls County Missouri | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Shannon County Missouri | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
| Shelby County Missouri | 1 | $ 54,000 | $ 54,000 | $ 59,000 |
| St. Clair County Missouri | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Vernon County Missouri | 1 | $ 31,000 | $ 31,000 | $ 14,000 |
| Cherry County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 14,000 |
| Fillmore County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Franklin County Nebraska | 1 | $ 269,000 | $ 269,000 | $ 200,000 |
| Frontier County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 15,000 |
| Hayes County Nebraska | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Hooker County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 25,000 |
| Kimball County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Nance County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 70,000 |
| Nuckolls County Nebraska | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Perkins County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Wayne County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 51,000 |
| Colfax County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hidalgo County New Mexico | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| Benson County North Dakota | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| Bottineau County North Dakota | 1 | $ 48,000 | $ 48,000 | $ 99,000 |
| Bowman County North Dakota | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Burke County North Dakota | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Emmons County North Dakota | 1 | $ 102,000 | $ 102,000 | $ 100,000 |
| Hettinger County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Kidder County North Dakota | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| McHenry County North Dakota | 1 | $ 67,000 | $ 67,000 | $ 50,000 |
| Oliver County North Dakota | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Ransom County North Dakota | 1 | $ 43,000 | $ 43,000 | $ 48,000 |
| Renville County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Towner County North Dakota | 1 | $ 86,000 | $ 86,000 | $ 62,000 |
| Coshocton County Ohio | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Crawford County Ohio | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Holmes County Ohio | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Adair County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Cimarron County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Harmon County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Love County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Okfuskee County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 98,000 |
| Texas County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Woodward County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 18,000 |
| Forest County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 37,000 |
| Lincoln County South Dakota | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Perry County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 30,000 |
| Baylor County Texas | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Bosque County Texas | 1 | $ 112,000 | $ 112,000 | $ 22,000 |
| Castro County Texas | 1 | $ 74,000 | $ 74,000 | $ 94,000 |
| Childress County Texas | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Crosby County Texas | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| Goliad County Texas | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Hamilton County Texas | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Hemphill County Texas | 1 | $ 100,000 | $ 100,000 | $ 1,248,000 |
| Jackson County Texas | 1 | $ 132,000 | $ 132,000 | $ 120,000 |
| Jasper County Texas | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Karnes County Texas | 1 | $ 88,000 | $ 88,000 | $ 77,000 |
| La Salle County Texas | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| Lamb County Texas | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Leon County Texas | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| McCulloch County Texas | 1 | $ 173,000 | $ 173,000 | $ 94,000 |
| Newton County Texas | 1 | $ 56,000 | $ 56,000 | $ 100,000 |
| Parmer County Texas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Rains County Texas | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
| Reagan County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Terry County Texas | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Duchesne County Utah | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| Kane County Utah | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Caledonia County Vermont | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Windham County Vermont | 1 | $ 46,000 | $ 46,000 | $ 100,000 |
| Williamsburg County Virginia | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Columbia County Washington | 1 | $ 260,000 | $ 260,000 | $ 129,000 |
| Lincoln County Washington | 1 | $ 259,000 | $ 259,000 | $ 40,000 |
| Randolph County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Webster County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Wirt County West Virginia | 1 | $ 147,000 | $ 147,000 | $ 136,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Embrace Home Loans, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 132,391 | $19,843,389,000 | $149,000 | $2,350,000 | $62,000 | $1,920,000 |
| Home Purchase | 7,789 | $1,329,889,000 | $170,000 | $1,306,000 | $72,000 | $1,526,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 74,624 | $11,684,305,000 | $156,000 | $1,670,000 | $67,000 | $1,920,000 |
| Not Provided | 47,511 | $6,940,123,000 | $146,000 | $2,350,000 | $57,000 | $1,800,000 |
| Black or African American | 10,932 | $1,368,212,000 | $125,000 | $760,000 | $50,000 | $1,333,000 |
| Hispanic | 5,042 | $754,266,000 | $149,000 | $1,300,000 | $62,000 | $1,800,000 |
| Asian | 1,588 | $347,931,000 | $219,000 | $903,000 | $85,000 | $672,000 |
| American Indian or Alaskan Native | 361 | $59,209,000 | $164,000 | $626,000 | $66,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 122 | $19,232,000 | $157,000 | $560,000 | $91,000 | $638,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 82,782 | $11,163,547,000 | $134,000 | $1,204,000 | $53,000 | $1,800,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 52,855 | $9,206,244,000 | $174,000 | $2,350,000 | $77,000 | $1,920,000 |
| VA-guaranteed (Veterans Administration) | 4,075 | $730,713,000 | $179,000 | $884,000 | $54,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 468 | $72,774,000 | $155,000 | $357,000 | $48,000 | $504,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 73,192 | $10,904,749,000 | $148,000 | $1,500,000 | $65,000 | $1,920,000 |
| Application Denied By Financial Institution | 48,178 | $6,561,541,000 | $136,000 | $2,350,000 | $51,000 | $1,800,000 |
| Loan Originated | 18,809 | $3,706,835,000 | $197,000 | $1,500,000 | $80,000 | $1,526,000 |
| File Closed For Incompleteness | 1 | $153,000 | $153,000 | $153,000 | $74,000 | $74,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.