Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Embrace Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Embrace Home Loans, Inc. 25 Enterprise Center Middletown, RI 02842 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 82,011 |
Total Mortgage Loan Application Amount | $12,596,551,000 |
Average Mortgage Loan Application Amount | $179,500 |
Highest Mortgage Loan Application Amount | $3,360,000 |
Average Applicant Income | $72,000 |
Highest Applicant Income | $9,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Barber County Kansas | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
Chautauqua County Kansas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
Cheyenne County Kansas | 1 | $ 103,000 | $ 103,000 | $ 0 |
Edwards County Kansas | 1 | $ 51,000 | $ 51,000 | $ 58,000 |
Elk County Kansas | 1 | $ 46,000 | $ 46,000 | $ 83,000 |
Gray County Kansas | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
Greenwood County Kansas | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
Kearny County Kansas | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
Kiowa County Kansas | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
Lincoln County Kansas | 1 | $ 24,000 | $ 24,000 | $ 48,000 |
Meade County Kansas | 1 | $ 43,000 | $ 43,000 | $ 25,000 |
Mitchell County Kansas | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
Osborne County Kansas | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
Stafford County Kansas | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
Stevens County Kansas | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
Clay County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
Fulton County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
Hart County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
Larue County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
Ohio County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
Owsley County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
Robertson County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
Caldwell County Louisiana | 1 | $ 290,000 | $ 290,000 | $ 126,000 |
Tensas County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 59,000 |
Antrim County Michigan | 1 | $ 69,000 | $ 69,000 | $ 11,000 |
Benzie County Michigan | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
Chippewa County Michigan | 1 | $ 170,000 | $ 170,000 | $ 0 |
Crawford County Michigan | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
Delta County Michigan | 1 | $ 86,000 | $ 86,000 | $ 67,000 |
Emmet County Michigan | 1 | $ 107,000 | $ 107,000 | $ 23,000 |
Grand Traverse County Michigan | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
Hillsdale County Michigan | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
Houghton County Michigan | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
Lake County Michigan | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
Mason County Michigan | 1 | $ 173,000 | $ 173,000 | $ 158,000 |
Montmorency County Michigan | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
Clearwater County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
Cook County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 96,000 |
Faribault County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
Jackson County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
Kittson County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 59,000 |
Lake of the Woods County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
Murray County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
Wilkin County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
Bollinger County Missouri | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
DeKalb County Missouri | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
Mercer County Missouri | 1 | $ 40,000 | $ 40,000 | $ 0 |
Oregon County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
Scotland County Missouri | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
Wayne County Missouri | 1 | $ 61,000 | $ 61,000 | $ 54,000 |
Cedar County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 96,000 |
Clay County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
Garden County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
Greeley County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
Hayes County Nebraska | 1 | $ 84,000 | $ 84,000 | $ 23,000 |
Hitchcock County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
Johnson County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 83,000 |
Knox County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
Madison County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
Nance County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 75,000 |
Nuckolls County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
Otoe County Nebraska | 1 | $ 151,000 | $ 151,000 | $ 67,000 |
Pawnee County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
Polk County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
Valley County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
Wayne County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 40,000 |
Colfax County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
Guadalupe County New Mexico | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
Quay County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 0 |
Socorro County New Mexico | 1 | $ 193,000 | $ 193,000 | $ 140,000 |
Torrance County New Mexico | 1 | $ 216,000 | $ 216,000 | $ 93,000 |
Avery County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
Hyde County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 21,000 |
Swain County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 181,000 |
Tyrrell County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
Adams County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
Bowman County North Dakota | 1 | $ 137,000 | $ 137,000 | $ 0 |
Divide County North Dakota | 1 | $ 132,000 | $ 132,000 | $ 76,000 |
Dunn County North Dakota | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
Kidder County North Dakota | 1 | $ 153,000 | $ 153,000 | $ 27,000 |
McIntosh County North Dakota | 1 | $ 138,000 | $ 138,000 | $ 84,000 |
Ransom County North Dakota | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
Rolette County North Dakota | 1 | $ 43,000 | $ 43,000 | $ 35,000 |
Towner County North Dakota | 1 | $ 77,000 | $ 77,000 | $ 94,000 |
Traill County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
Wells County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
Holmes County Ohio | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
Meigs County Ohio | 1 | $ 136,000 | $ 136,000 | $ 21,000 |
Monroe County Ohio | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
Adair County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
Blaine County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
Greer County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
Harmon County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
Johnston County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
Kiowa County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 86,000 |
Love County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
Pushmataha County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
Texas County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 64,000 |
Grant County Oregon | 1 | $ 316,000 | $ 316,000 | $ 120,000 |
Forest County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
McKean County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
Davison County South Dakota | 1 | $ 88,000 | $ 88,000 | $ 89,000 |
Houston County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
Anderson County Texas | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
Bee County Texas | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
Blanco County Texas | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
Concho County Texas | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
Crane County Texas | 1 | $ 36,000 | $ 36,000 | $ 132,000 |
Dawson County Texas | 1 | $ 123,000 | $ 123,000 | $ 68,000 |
Delta County Texas | 1 | $ 52,000 | $ 52,000 | $ 0 |
Gaines County Texas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
Garza County Texas | 1 | $ 59,000 | $ 59,000 | $ 118,000 |
Houston County Texas | 1 | $ 53,000 | $ 53,000 | $ 10,000 |
Hutchinson County Texas | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
Jack County Texas | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
Jim Hogg County Texas | 1 | $ 110,000 | $ 110,000 | $ 77,000 |
Karnes County Texas | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
Lavaca County Texas | 1 | $ 152,000 | $ 152,000 | $ 128,000 |
Lee County Texas | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
Live Oak County Texas | 1 | $ 179,000 | $ 179,000 | $ 58,000 |
Newton County Texas | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
Ochiltree County Texas | 1 | $ 43,000 | $ 43,000 | $ 72,000 |
Robertson County Texas | 1 | $ 204,000 | $ 204,000 | $ 55,000 |
Runnels County Texas | 1 | $ 171,000 | $ 171,000 | $ 73,000 |
Sabine County Texas | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
San Saba County Texas | 1 | $ 91,000 | $ 91,000 | $ 24,000 |
Shelby County Texas | 1 | $ 242,000 | $ 242,000 | $ 90,000 |
Swisher County Texas | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
Terry County Texas | 1 | $ 45,000 | $ 45,000 | $ 15,000 |
Trinity County Texas | 1 | $ 252,000 | $ 252,000 | $ 108,000 |
Beaver County Utah | 1 | $ 162,000 | $ 162,000 | $ 0 |
Iron County Utah | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
Juab County Utah | 1 | $ 164,000 | $ 164,000 | $ 0 |
Millard County Utah | 1 | $ 173,000 | $ 173,000 | $ 43,000 |
Morgan County Utah | 1 | $ 186,000 | $ 186,000 | $ 0 |
Sanpete County Utah | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
Wasatch County Utah | 1 | $ 235,000 | $ 235,000 | $ 212,000 |
Charles City County Virginia | 1 | $ 240,000 | $ 240,000 | $ 70,000 |
Columbia County Washington | 1 | $ 97,000 | $ 97,000 | $ 21,000 |
Lincoln County Washington | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
Pacific County Washington | 1 | $ 86,000 | $ 86,000 | $ 21,000 |
Wahkiakum County Washington | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
Barbour County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 0 |
Doddridge County West Virginia | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
Logan County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 31,000 |
Monroe County West Virginia | 1 | $ 213,000 | $ 213,000 | $ 105,000 |
Upshur County West Virginia | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
Wirt County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
Menominee County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 12,000 |
Laramie County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 77,391 | $11,629,843,000 | $150,000 | $3,360,000 | $59,000 | $9,300,000 |
Home Purchase | 4,620 | $966,708,000 | $209,000 | $1,280,000 | $85,000 | $986,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 43,337 | $6,814,634,000 | $157,000 | $3,360,000 | $63,000 | $1,844,000 |
Not Provided | 28,579 | $4,289,416,000 | $150,000 | $2,132,000 | $57,000 | $9,300,000 |
Black or African American | 5,653 | $744,513,000 | $131,000 | $725,000 | $50,000 | $1,700,000 |
Hispanic | 3,058 | $455,565,000 | $148,000 | $855,000 | $55,000 | $901,000 |
Asian | 1,091 | $247,074,000 | $226,000 | $1,039,000 | $86,000 | $1,680,000 |
American Indian or Alaskan Native | 211 | $31,184,000 | $147,000 | $620,000 | $59,000 | $455,000 |
Native Hawaiian or Other Pacific Islander | 82 | $14,165,000 | $172,000 | $519,000 | $52,000 | $175,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 39,323 | $5,411,337,000 | $137,000 | $900,000 | $50,000 | $1,680,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,109 | $6,379,498,000 | $167,000 | $3,360,000 | $71,000 | $9,300,000 |
VA-guaranteed (Veterans Administration) | 4,174 | $739,750,000 | $177,000 | $1,017,000 | $58,000 | $986,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 405 | $65,966,000 | $162,000 | $405,000 | $49,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 58,998 | $8,485,916,000 | $143,000 | $3,360,000 | $55,000 | $9,300,000 |
Loan Originated | 16,455 | $3,059,241,000 | $185,000 | $1,500,000 | $76,000 | $1,792,000 |
Application Withdrawn By Applicant | 4,164 | $693,197,000 | $166,000 | $1,131,000 | $73,000 | $1,356,000 |
File Closed For Incompleteness | 2,363 | $349,288,000 | $147,000 | $844,000 | $68,000 | $457,000 |
Loan Purchased By The Institution | 31 | $8,909,000 | $287,000 | $1,280,000 | $117,000 | $322,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.