Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Advancial Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,291 |
| Total Mortgage Loan Application Amount | $313,783,000 |
| Average Mortgage Loan Application Amount | $188,666 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $155,333 |
| Highest Applicant Income | $7,685,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 139 | $ 30,725,000 | $ 221,000 | $ 161,000 |
| Lafayette County Louisiana | 129 | $ 17,125,000 | $ 132,000 | $ 93,000 |
| Dallas County Texas | 125 | $ 26,389,000 | $ 211,000 | $ 135,000 |
| Collin County Texas | 96 | $ 18,678,000 | $ 194,000 | $ 118,000 |
| Anchorage County Alaska | 66 | $ 18,525,000 | $ 280,000 | $ 164,000 |
| Fort Bend County Texas | 53 | $ 14,443,000 | $ 272,000 | $ 227,000 |
| Denton County Texas | 46 | $ 12,566,000 | $ 273,000 | $ 137,000 |
| Tarrant County Texas | 41 | $ 8,870,000 | $ 216,000 | $ 159,000 |
| Oklahoma County Oklahoma | 27 | $ 5,536,000 | $ 205,000 | $ 137,000 |
| St. Landry County Louisiana | 20 | $ 2,060,000 | $ 103,000 | $ 68,000 |
| St. Martin County Louisiana | 18 | $ 1,956,000 | $ 108,000 | $ 68,000 |
| Iberia County Louisiana | 14 | $ 1,596,000 | $ 114,000 | $ 164,000 |
| Montgomery County Texas | 14 | $ 3,380,000 | $ 241,000 | $ 157,000 |
| Kaufman County Texas | 13 | $ 1,766,000 | $ 135,000 | $ 68,000 |
| Matanuska-Susitna County Alaska | 10 | $ 2,358,000 | $ 235,000 | $ 158,000 |
| Acadia County Louisiana | 10 | $ 1,000,000 | $ 100,000 | $ 77,000 |
| Vermilion County Louisiana | 10 | $ 1,197,000 | $ 119,000 | $ 100,000 |
| Rockwall County Texas | 10 | $ 1,779,000 | $ 177,000 | $ 103,000 |
| Los Angeles County California | 8 | $ 5,179,000 | $ 647,000 | $ 366,000 |
| Travis County Texas | 8 | $ 3,915,000 | $ 489,000 | $ 320,000 |
| Summit County Colorado | 6 | $ 2,031,000 | $ 338,000 | $ 456,000 |
| New York County New York | 6 | $ 4,128,000 | $ 688,000 | $ 377,000 |
| Routt County Colorado | 5 | $ 2,342,000 | $ 468,000 | $ 605,000 |
| Cameron County Texas | 5 | $ 1,089,000 | $ 217,000 | $ 213,000 |
| Galveston County Texas | 5 | $ 1,140,000 | $ 228,000 | $ 213,000 |
| Summit County Utah | 5 | $ 4,697,000 | $ 939,000 | $ 562,000 |
| San Diego County California | 4 | $ 2,857,000 | $ 714,000 | $ 301,000 |
| Arapahoe County Colorado | 4 | $ 806,000 | $ 201,000 | $ 111,000 |
| Jefferson County Colorado | 4 | $ 1,006,000 | $ 251,000 | $ 279,000 |
| Lee County Florida | 4 | $ 1,099,000 | $ 274,000 | $ 360,000 |
| Cook County Illinois | 4 | $ 2,160,000 | $ 540,000 | $ 427,000 |
| East Baton Rouge County Louisiana | 4 | $ 362,000 | $ 90,000 | $ 28,000 |
| St. Mary County Louisiana | 4 | $ 620,000 | $ 155,000 | $ 58,000 |
| Canadian County Oklahoma | 4 | $ 1,100,000 | $ 275,000 | $ 180,000 |
| Cleveland County Oklahoma | 4 | $ 313,000 | $ 78,000 | $ 65,000 |
| Logan County Oklahoma | 4 | $ 1,036,000 | $ 259,000 | $ 192,000 |
| Henderson County Texas | 4 | $ 929,000 | $ 232,000 | $ 253,000 |
| Williamson County Texas | 4 | $ 770,000 | $ 192,000 | $ 140,000 |
| King County Washington | 4 | $ 2,020,000 | $ 505,000 | $ 445,000 |
| Maricopa County Arizona | 3 | $ 615,000 | $ 205,000 | $ 159,000 |
| Santa Clara County California | 3 | $ 2,279,000 | $ 759,000 | $ 289,000 |
| Douglas County Colorado | 3 | $ 2,139,000 | $ 713,000 | $ 416,000 |
| Weld County Colorado | 3 | $ 488,000 | $ 162,000 | $ 56,000 |
| Miami-Dade County Florida | 3 | $ 3,621,000 | $ 1,207,000 | $ 1,521,000 |
| Pinellas County Florida | 3 | $ 1,228,000 | $ 409,000 | $ 243,000 |
| Kauai County Hawaii | 3 | $ 758,000 | $ 252,000 | $ 205,000 |
| Horry County South Carolina | 3 | $ 570,000 | $ 190,000 | $ 246,000 |
| Williamson County Tennessee | 3 | $ 2,975,000 | $ 991,000 | $ 610,000 |
| Bexar County Texas | 3 | $ 516,000 | $ 172,000 | $ 83,000 |
| Ellis County Texas | 3 | $ 308,000 | $ 102,000 | $ 87,000 |
| Johnson County Texas | 3 | $ 410,000 | $ 136,000 | $ 100,000 |
| Mobile County Alabama | 2 | $ 272,000 | $ 136,000 | $ 159,000 |
| Pima County Arizona | 2 | $ 307,000 | $ 153,000 | $ 246,000 |
| Marin County California | 2 | $ 2,138,000 | $ 1,069,000 | $ 437,000 |
| Placer County California | 2 | $ 753,000 | $ 376,000 | $ 737,000 |
| Ventura County California | 2 | $ 390,000 | $ 195,000 | $ 214,000 |
| La Plata County Colorado | 2 | $ 723,000 | $ 361,000 | $ 327,000 |
| Fairfield County Connecticut | 2 | $ 4,475,000 | $ 2,237,000 | $ 737,000 |
| Orange County Florida | 2 | $ 224,000 | $ 112,000 | $ 174,000 |
| Palm Beach County Florida | 2 | $ 728,000 | $ 364,000 | $ 223,000 |
| Walton County Florida | 2 | $ 354,000 | $ 177,000 | $ 219,000 |
| Fulton County Georgia | 2 | $ 1,629,000 | $ 814,000 | $ 309,000 |
| Henry County Georgia | 2 | $ 1,399,000 | $ 699,000 | $ 131,000 |
| DuPage County Illinois | 2 | $ 1,490,000 | $ 745,000 | $ 282,000 |
| Lafourche County Louisiana | 2 | $ 267,000 | $ 133,000 | $ 94,000 |
| Norfolk County Massachusetts | 2 | $ 1,082,000 | $ 541,000 | $ 262,000 |
| Suffolk County Massachusetts | 2 | $ 1,140,000 | $ 570,000 | $ 330,000 |
| Hudson County New Jersey | 2 | $ 1,181,000 | $ 590,000 | $ 135,000 |
| Grady County Oklahoma | 2 | $ 296,000 | $ 148,000 | $ 117,000 |
| Austin County Texas | 2 | $ 521,000 | $ 260,000 | $ 189,000 |
| Grayson County Texas | 2 | $ 267,000 | $ 133,000 | $ 103,000 |
| Hays County Texas | 2 | $ 424,000 | $ 212,000 | $ 171,000 |
| Hood County Texas | 2 | $ 270,000 | $ 135,000 | $ 129,000 |
| Midland County Texas | 2 | $ 305,000 | $ 152,000 | $ 100,000 |
| Navarro County Texas | 2 | $ 128,000 | $ 64,000 | $ 99,000 |
| Smith County Texas | 2 | $ 230,000 | $ 115,000 | $ 151,000 |
| Upshur County Texas | 2 | $ 177,000 | $ 88,000 | $ 120,000 |
| Wise County Texas | 2 | $ 219,000 | $ 109,000 | $ 53,000 |
| Campbell County Wyoming | 2 | $ 274,000 | $ 137,000 | $ 94,000 |
| Pinal County Arizona | 1 | $ 200,000 | $ 200,000 | $ 198,000 |
| Yavapai County Arizona | 1 | $ 131,000 | $ 131,000 | $ 188,000 |
| Carroll County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 121,000 |
| Alameda County California | 1 | $ 261,000 | $ 261,000 | $ 81,000 |
| Contra Costa County California | 1 | $ 1,275,000 | $ 1,275,000 | $ 400,000 |
| El Dorado County California | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Fresno County California | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Mono County California | 1 | $ 200,000 | $ 200,000 | $ 777,000 |
| Nevada County California | 1 | $ 258,000 | $ 258,000 | $ 167,000 |
| Orange County California | 1 | $ 960,000 | $ 960,000 | $ 479,000 |
| Riverside County California | 1 | $ 240,000 | $ 240,000 | $ 245,000 |
| San Francisco County California | 1 | $ 599,000 | $ 599,000 | $ 150,000 |
| Santa Barbara County California | 1 | $ 3,200,000 | $ 3,200,000 | $ 7,685,000 |
| Shasta County California | 1 | $ 203,000 | $ 203,000 | $ 221,000 |
| Boulder County Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 676,000 |
| Denver County Colorado | 1 | $ 361,000 | $ 361,000 | $ 249,000 |
| Eagle County Colorado | 1 | $ 645,000 | $ 645,000 | $ 550,000 |
| Larimer County Colorado | 1 | $ 193,000 | $ 193,000 | $ 133,000 |
| San Miguel County Colorado | 1 | $ 186,000 | $ 186,000 | $ 41,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 343,000 |
| Duval County Florida | 1 | $ 512,000 | $ 512,000 | $ 1,532,000 |
| Okaloosa County Florida | 1 | $ 163,000 | $ 163,000 | $ 366,000 |
| Osceola County Florida | 1 | $ 84,000 | $ 84,000 | $ 497,000 |
| Santa Rosa County Florida | 1 | $ 86,000 | $ 86,000 | $ 71,000 |
| Sarasota County Florida | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Cherokee County Georgia | 1 | $ 210,000 | $ 210,000 | $ 190,000 |
| Glynn County Georgia | 1 | $ 750,000 | $ 750,000 | $ 217,000 |
| Greene County Georgia | 1 | $ 540,000 | $ 540,000 | $ 130,000 |
| Hall County Georgia | 1 | $ 219,000 | $ 219,000 | $ 210,000 |
| Kootenai County Idaho | 1 | $ 248,000 | $ 248,000 | $ 124,000 |
| Lake County Illinois | 1 | $ 1,000,000 | $ 1,000,000 | $ 260,000 |
| Douglas County Kansas | 1 | $ 113,000 | $ 113,000 | $ 91,000 |
| Fayette County Kentucky | 1 | $ 392,000 | $ 392,000 | $ 107,000 |
| Beauregard County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 105,000 |
| Calcasieu County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 183,000 |
| De Soto County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Jefferson County Louisiana | 1 | $ 171,000 | $ 171,000 | $ 85,000 |
| Jefferson Davis County Louisiana | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Livingston County Louisiana | 1 | $ 207,000 | $ 207,000 | $ 76,000 |
| Orleans County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Vernon County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Barnstable County Massachusetts | 1 | $ 551,000 | $ 551,000 | $ 461,000 |
| Bristol County Massachusetts | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Essex County Massachusetts | 1 | $ 750,000 | $ 750,000 | $ 175,000 |
| Middlesex County Massachusetts | 1 | $ 1,706,000 | $ 1,706,000 | $ 569,000 |
| Macomb County Michigan | 1 | $ 239,000 | $ 239,000 | $ 99,000 |
| Ramsey County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 132,000 |
| Forrest County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 50,000 |
| Harrison County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Pike County Mississippi | 1 | $ 407,000 | $ 407,000 | $ 205,000 |
| Dunklin County Missouri | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Stone County Missouri | 1 | $ 186,000 | $ 186,000 | $ 281,000 |
| Lake County Montana | 1 | $ 151,000 | $ 151,000 | $ 151,000 |
| Lancaster County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Clark County Nevada | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Lander County Nevada | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
| Bergen County New Jersey | 1 | $ 684,000 | $ 684,000 | $ 252,000 |
| Bernalillo County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Lincoln County New Mexico | 1 | $ 201,000 | $ 201,000 | $ 251,000 |
| San Juan County New Mexico | 1 | $ 211,000 | $ 211,000 | $ 124,000 |
| Santa Fe County New Mexico | 1 | $ 320,000 | $ 320,000 | $ 100,000 |
| Taos County New Mexico | 1 | $ 94,000 | $ 94,000 | $ 70,000 |
| Rensselaer County New York | 1 | $ 127,000 | $ 127,000 | $ 42,000 |
| Saratoga County New York | 1 | $ 167,000 | $ 167,000 | $ 76,000 |
| Westchester County New York | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,100,000 |
| Buncombe County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Jackson County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 304,000 |
| Franklin County Ohio | 1 | $ 93,000 | $ 93,000 | $ 127,000 |
| Carter County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Custer County Oklahoma | 1 | $ 192,000 | $ 192,000 | $ 82,000 |
| Delaware County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 124,000 |
| Kay County Oklahoma | 1 | $ 159,000 | $ 159,000 | $ 147,000 |
| Kingfisher County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Lincoln County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| McClain County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 152,000 |
| Benton County Oregon | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Coos County Oregon | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Multnomah County Oregon | 1 | $ 135,000 | $ 135,000 | $ 285,000 |
| Allegheny County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 108,000 |
| Bradford County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 102,000 |
| Montgomery County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 200,000 |
| Washington County Pennsylvania | 1 | $ 460,000 | $ 460,000 | $ 208,000 |
| Newport County Rhode Island | 1 | $ 81,000 | $ 81,000 | $ 152,000 |
| Anderson County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 49,000 |
| Beaufort County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 80,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 279,000 |
| Dorchester County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Richland County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Wilson County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 124,000 |
| Bell County Texas | 1 | $ 178,000 | $ 178,000 | $ 81,000 |
| Brazoria County Texas | 1 | $ 226,000 | $ 226,000 | $ 106,000 |
| Burnet County Texas | 1 | $ 257,000 | $ 257,000 | $ 60,000 |
| Camp County Texas | 1 | $ 77,000 | $ 77,000 | $ 184,000 |
| Comal County Texas | 1 | $ 825,000 | $ 825,000 | $ 210,000 |
| Coryell County Texas | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| El Paso County Texas | 1 | $ 576,000 | $ 576,000 | $ 259,000 |
| Franklin County Texas | 1 | $ 265,000 | $ 265,000 | $ 168,000 |
| Garza County Texas | 1 | $ 344,000 | $ 344,000 | $ 113,000 |
| Hopkins County Texas | 1 | $ 279,000 | $ 279,000 | $ 69,000 |
| Hunt County Texas | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Lubbock County Texas | 1 | $ 86,000 | $ 86,000 | $ 200,000 |
| Nacogdoches County Texas | 1 | $ 202,000 | $ 202,000 | $ 126,000 |
| Orange County Texas | 1 | $ 113,000 | $ 113,000 | $ 111,000 |
| Polk County Texas | 1 | $ 179,000 | $ 179,000 | $ 332,000 |
| Randall County Texas | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Refugio County Texas | 1 | $ 129,000 | $ 129,000 | $ 131,000 |
| Tom Green County Texas | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Van Zandt County Texas | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Waller County Texas | 1 | $ 213,000 | $ 213,000 | $ 97,000 |
| Washington County Texas | 1 | $ 107,000 | $ 107,000 | $ 197,000 |
| Wood County Texas | 1 | $ 185,000 | $ 185,000 | $ 152,000 |
| Iron County Utah | 1 | $ 114,000 | $ 114,000 | $ 61,000 |
| Utah County Utah | 1 | $ 563,000 | $ 563,000 | $ 885,000 |
| Wayne County Utah | 1 | $ 74,000 | $ 74,000 | $ 217,000 |
| Addison County Vermont | 1 | $ 260,000 | $ 260,000 | $ 245,000 |
| Fairfax County Virginia | 1 | $ 331,000 | $ 331,000 | $ 221,000 |
| Loudoun County Virginia | 1 | $ 863,000 | $ 863,000 | $ 339,000 |
| Benton County Washington | 1 | $ 111,000 | $ 111,000 | $ 157,000 |
| Pierce County Washington | 1 | $ 291,000 | $ 291,000 | $ 102,000 |
| Spokane County Washington | 1 | $ 77,000 | $ 77,000 | $ 181,000 |
| Webster County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Racine County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| Waukesha County Wisconsin | 1 | $ 212,000 | $ 212,000 | $ 189,000 |
| Weston County Wyoming | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 736 | $166,372,000 | $226,000 | $3,500,000 | $154,000 | $2,670,000 |
| Home Purchase | 489 | $144,410,000 | $295,000 | $3,200,000 | $192,000 | $7,685,000 |
| Home Improvement | 66 | $3,001,000 | $45,000 | $425,000 | $120,000 | $850,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 761 | $187,646,000 | $246,000 | $3,200,000 | $179,000 | $7,685,000 |
| Not Provided | 370 | $91,522,000 | $247,000 | $3,500,000 | $158,000 | $1,841,000 |
| Hispanic | 59 | $12,334,000 | $209,000 | $1,315,000 | $133,000 | $895,000 |
| Black or African American | 50 | $11,465,000 | $229,000 | $1,900,000 | $123,000 | $715,000 |
| Asian | 41 | $8,665,000 | $211,000 | $630,000 | $133,000 | $1,144,000 |
| American Indian or Alaskan Native | 9 | $1,997,000 | $221,000 | $343,000 | $112,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $154,000 | $154,000 | $154,000 | $97,000 | $97,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,245 | $307,058,000 | $246,000 | $3,500,000 | $170,000 | $7,685,000 |
| FHA-insured (Federal Housing Administration) | 43 | $6,398,000 | $148,000 | $495,000 | $61,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $327,000 | $109,000 | $143,000 | $35,000 | $45,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 691 | $168,104,000 | $243,000 | $3,200,000 | $179,000 | $7,685,000 |
| Application Denied By Financial Institution | 290 | $60,084,000 | $207,000 | $1,616,000 | $123,000 | $1,269,000 |
| Application Withdrawn By Applicant | 246 | $67,721,000 | $275,000 | $2,225,000 | $173,000 | $1,564,000 |
| File Closed For Incompleteness | 56 | $15,987,000 | $285,000 | $3,500,000 | $209,000 | $2,100,000 |
| Application Approved But Not Accepted | 8 | $1,887,000 | $235,000 | $776,000 | $99,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Mortgage Insurance Denied | 6 | $963,000 | $160,000 | $300,000 | $88,000 | $210,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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