Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Advancial Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,160 |
| Total Mortgage Loan Application Amount | $400,109,000 |
| Average Mortgage Loan Application Amount | $254,333 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $182,333 |
| Highest Applicant Income | $2,924,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 74 | $ 14,668,000 | $ 198,000 | $ 121,000 |
| Harris County Texas | 70 | $ 18,689,000 | $ 266,000 | $ 168,000 |
| Collin County Texas | 50 | $ 12,534,000 | $ 250,000 | $ 143,000 |
| Los Angeles County California | 45 | $ 32,844,000 | $ 729,000 | $ 492,000 |
| Lafayette County Louisiana | 44 | $ 4,993,000 | $ 113,000 | $ 106,000 |
| Broward County Florida | 28 | $ 10,785,000 | $ 385,000 | $ 240,000 |
| Fort Bend County Texas | 27 | $ 6,759,000 | $ 250,000 | $ 142,000 |
| San Diego County California | 26 | $ 15,689,000 | $ 603,000 | $ 216,000 |
| Tarrant County Texas | 23 | $ 5,692,000 | $ 247,000 | $ 190,000 |
| Cook County Illinois | 22 | $ 6,061,000 | $ 275,000 | $ 290,000 |
| Travis County Texas | 20 | $ 7,954,000 | $ 397,000 | $ 223,000 |
| Maricopa County Arizona | 19 | $ 7,604,000 | $ 400,000 | $ 215,000 |
| Denton County Texas | 18 | $ 4,605,000 | $ 255,000 | $ 122,000 |
| Miami-Dade County Florida | 17 | $ 8,026,000 | $ 472,000 | $ 297,000 |
| Palm Beach County Florida | 16 | $ 7,508,000 | $ 469,000 | $ 440,000 |
| Anchorage County Alaska | 14 | $ 3,021,000 | $ 215,000 | $ 158,000 |
| Santa Clara County California | 14 | $ 11,529,000 | $ 823,000 | $ 256,000 |
| Summit County Utah | 14 | $ 7,062,000 | $ 504,000 | $ 461,000 |
| Orange County Florida | 13 | $ 2,370,000 | $ 182,000 | $ 225,000 |
| Fulton County Georgia | 13 | $ 6,575,000 | $ 505,000 | $ 293,000 |
| Kaufman County Texas | 13 | $ 2,238,000 | $ 172,000 | $ 104,000 |
| Fairfield County Connecticut | 12 | $ 7,500,000 | $ 625,000 | $ 281,000 |
| Clark County Nevada | 12 | $ 3,145,000 | $ 262,000 | $ 160,000 |
| Kings County New York | 12 | $ 4,874,000 | $ 406,000 | $ 366,000 |
| Oklahoma County Oklahoma | 12 | $ 2,468,000 | $ 205,000 | $ 123,000 |
| King County Washington | 12 | $ 6,110,000 | $ 509,000 | $ 207,000 |
| San Francisco County California | 11 | $ 11,247,000 | $ 1,022,000 | $ 488,000 |
| Williamson County Texas | 11 | $ 2,619,000 | $ 238,000 | $ 129,000 |
| Pinellas County Florida | 10 | $ 2,019,000 | $ 201,000 | $ 203,000 |
| Orange County California | 9 | $ 6,011,000 | $ 667,000 | $ 278,000 |
| Montgomery County Texas | 9 | $ 2,358,000 | $ 262,000 | $ 154,000 |
| Contra Costa County California | 8 | $ 2,620,000 | $ 327,000 | $ 176,000 |
| Riverside County California | 8 | $ 2,875,000 | $ 359,000 | $ 474,000 |
| San Mateo County California | 8 | $ 6,550,000 | $ 818,000 | $ 342,000 |
| Sarasota County Florida | 8 | $ 2,535,000 | $ 316,000 | $ 369,000 |
| New York County New York | 8 | $ 6,264,000 | $ 783,000 | $ 428,000 |
| Queens County New York | 8 | $ 2,865,000 | $ 358,000 | $ 148,000 |
| Kittitas County Washington | 8 | $ 1,766,000 | $ 220,000 | $ 251,000 |
| Osceola County Florida | 7 | $ 1,380,000 | $ 197,000 | $ 170,000 |
| St. Landry County Louisiana | 7 | $ 932,000 | $ 133,000 | $ 93,000 |
| St. Martin County Louisiana | 7 | $ 497,000 | $ 71,000 | $ 83,000 |
| Vermilion County Louisiana | 7 | $ 879,000 | $ 125,000 | $ 72,000 |
| Rockwall County Texas | 7 | $ 1,134,000 | $ 162,000 | $ 127,000 |
| Polk County Florida | 6 | $ 727,000 | $ 121,000 | $ 154,000 |
| Hudson County New Jersey | 6 | $ 1,436,000 | $ 239,000 | $ 170,000 |
| Westchester County New York | 6 | $ 4,217,000 | $ 702,000 | $ 246,000 |
| Alameda County California | 5 | $ 3,240,000 | $ 648,000 | $ 281,000 |
| Sacramento County California | 5 | $ 1,860,000 | $ 372,000 | $ 170,000 |
| Denver County Colorado | 5 | $ 1,161,000 | $ 232,000 | $ 106,000 |
| Washington County Oregon | 5 | $ 551,000 | $ 110,000 | $ 138,000 |
| Matanuska-Susitna County Alaska | 4 | $ 1,014,000 | $ 253,000 | $ 184,000 |
| Marin County California | 4 | $ 3,843,000 | $ 960,000 | $ 346,000 |
| San Bernardino County California | 4 | $ 631,000 | $ 157,000 | $ 190,000 |
| Santa Barbara County California | 4 | $ 2,560,000 | $ 640,000 | $ 243,000 |
| Ventura County California | 4 | $ 2,023,000 | $ 505,000 | $ 177,000 |
| Jefferson County Colorado | 4 | $ 1,365,000 | $ 341,000 | $ 177,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,023,000 | $ 505,000 | $ 249,000 |
| Bay County Florida | 4 | $ 667,000 | $ 166,000 | $ 254,000 |
| Duval County Florida | 4 | $ 571,000 | $ 142,000 | $ 159,000 |
| Okaloosa County Florida | 4 | $ 390,000 | $ 97,000 | $ 161,000 |
| Seminole County Florida | 4 | $ 769,000 | $ 192,000 | $ 294,000 |
| Forsyth County Georgia | 4 | $ 1,419,000 | $ 354,000 | $ 92,000 |
| Hawaii County Hawaii | 4 | $ 3,282,000 | $ 820,000 | $ 593,000 |
| Montgomery County Maryland | 4 | $ 1,611,000 | $ 402,000 | $ 130,000 |
| Morris County New Jersey | 4 | $ 3,027,000 | $ 756,000 | $ 220,000 |
| Henderson County Texas | 4 | $ 812,000 | $ 203,000 | $ 129,000 |
| Hunt County Texas | 4 | $ 278,000 | $ 69,000 | $ 134,000 |
| Pima County Arizona | 3 | $ 601,000 | $ 200,000 | $ 80,000 |
| Napa County California | 3 | $ 1,252,000 | $ 417,000 | $ 237,000 |
| San Luis Obispo County California | 3 | $ 1,739,000 | $ 579,000 | $ 214,000 |
| Santa Cruz County California | 3 | $ 2,160,000 | $ 720,000 | $ 184,000 |
| Sonoma County California | 3 | $ 878,000 | $ 292,000 | $ 77,000 |
| Boulder County Colorado | 3 | $ 1,714,000 | $ 571,000 | $ 163,000 |
| Hillsborough County Florida | 3 | $ 735,000 | $ 245,000 | $ 164,000 |
| Lake County Florida | 3 | $ 357,000 | $ 119,000 | $ 91,000 |
| Manatee County Florida | 3 | $ 994,000 | $ 331,000 | $ 229,000 |
| St. Johns County Florida | 3 | $ 438,000 | $ 146,000 | $ 329,000 |
| Gwinnett County Georgia | 3 | $ 860,000 | $ 286,000 | $ 85,000 |
| Ada County Idaho | 3 | $ 845,000 | $ 281,000 | $ 131,000 |
| Middlesex County Massachusetts | 3 | $ 735,000 | $ 245,000 | $ 85,000 |
| Suffolk County Massachusetts | 3 | $ 1,313,000 | $ 437,000 | $ 335,000 |
| St. Louis County Missouri | 3 | $ 1,411,000 | $ 470,000 | $ 275,000 |
| Rockingham County New Hampshire | 3 | $ 664,000 | $ 221,000 | $ 98,000 |
| Bergen County New Jersey | 3 | $ 774,000 | $ 258,000 | $ 175,000 |
| Monmouth County New Jersey | 3 | $ 1,150,000 | $ 383,000 | $ 183,000 |
| Chester County Pennsylvania | 3 | $ 1,819,000 | $ 606,000 | $ 241,000 |
| Horry County South Carolina | 3 | $ 530,000 | $ 176,000 | $ 186,000 |
| McLennan County Texas | 3 | $ 819,000 | $ 273,000 | $ 191,000 |
| Van Zandt County Texas | 3 | $ 339,000 | $ 113,000 | $ 108,000 |
| Snohomish County Washington | 3 | $ 866,000 | $ 288,000 | $ 101,000 |
| Coconino County Arizona | 2 | $ 311,000 | $ 155,000 | $ 222,000 |
| Mono County California | 2 | $ 352,000 | $ 176,000 | $ 245,000 |
| Placer County California | 2 | $ 1,117,000 | $ 558,000 | $ 456,000 |
| Solano County California | 2 | $ 675,000 | $ 337,000 | $ 115,000 |
| Douglas County Colorado | 2 | $ 865,000 | $ 432,000 | $ 212,000 |
| Gunnison County Colorado | 2 | $ 335,000 | $ 167,000 | $ 202,000 |
| Summit County Colorado | 2 | $ 2,885,000 | $ 1,442,000 | $ 339,000 |
| St. Lucie County Florida | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Acadia County Louisiana | 2 | $ 175,000 | $ 87,000 | $ 40,000 |
| St. Mary County Louisiana | 2 | $ 72,000 | $ 36,000 | $ 75,000 |
| Washington County Louisiana | 2 | $ 248,000 | $ 124,000 | $ 36,000 |
| Cumberland County Maine | 2 | $ 503,000 | $ 251,000 | $ 164,000 |
| Norfolk County Massachusetts | 2 | $ 957,000 | $ 478,000 | $ 160,000 |
| Camden County Missouri | 2 | $ 480,000 | $ 240,000 | $ 102,000 |
| Burlington County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 187,000 |
| Essex County New Jersey | 2 | $ 761,000 | $ 380,000 | $ 144,000 |
| Hunterdon County New Jersey | 2 | $ 644,000 | $ 322,000 | $ 191,000 |
| Mercer County New Jersey | 2 | $ 618,000 | $ 309,000 | $ 265,000 |
| Somerset County New Jersey | 2 | $ 542,000 | $ 271,000 | $ 138,000 |
| Union County New Jersey | 2 | $ 2,427,000 | $ 1,213,000 | $ 394,000 |
| Nassau County New York | 2 | $ 2,086,000 | $ 1,043,000 | $ 400,000 |
| Richmond County New York | 2 | $ 303,000 | $ 151,000 | $ 176,000 |
| Rockland County New York | 2 | $ 849,000 | $ 424,000 | $ 148,000 |
| Suffolk County New York | 2 | $ 1,538,000 | $ 769,000 | $ 269,000 |
| Buncombe County North Carolina | 2 | $ 401,000 | $ 200,000 | $ 198,000 |
| Lincoln County Oregon | 2 | $ 380,000 | $ 190,000 | $ 115,000 |
| Multnomah County Oregon | 2 | $ 524,000 | $ 262,000 | $ 239,000 |
| Tillamook County Oregon | 2 | $ 213,000 | $ 106,000 | $ 249,000 |
| Philadelphia County Pennsylvania | 2 | $ 661,000 | $ 330,000 | $ 264,000 |
| Charleston County South Carolina | 2 | $ 890,000 | $ 445,000 | $ 93,000 |
| Rutherford County Tennessee | 2 | $ 467,000 | $ 233,000 | $ 105,000 |
| Austin County Texas | 2 | $ 330,000 | $ 165,000 | $ 143,000 |
| Bexar County Texas | 2 | $ 1,876,000 | $ 938,000 | $ 324,000 |
| Brazos County Texas | 2 | $ 381,000 | $ 190,000 | $ 133,000 |
| Ellis County Texas | 2 | $ 445,000 | $ 222,000 | $ 127,000 |
| Franklin County Texas | 2 | $ 684,000 | $ 342,000 | $ 215,000 |
| Galveston County Texas | 2 | $ 360,000 | $ 180,000 | $ 137,000 |
| Hays County Texas | 2 | $ 1,714,000 | $ 857,000 | $ 1,490,000 |
| Llano County Texas | 2 | $ 852,000 | $ 426,000 | $ 195,000 |
| Washington County Texas | 2 | $ 474,000 | $ 237,000 | $ 266,000 |
| Fairfax County Virginia | 2 | $ 476,000 | $ 238,000 | $ 96,000 |
| Chelan County Washington | 2 | $ 559,000 | $ 279,000 | $ 108,000 |
| Baldwin County Alabama | 1 | $ 170,000 | $ 170,000 | $ 203,000 |
| Mobile County Alabama | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Kenai Peninsula County Alaska | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Gila County Arizona | 1 | $ 450,000 | $ 450,000 | $ 98,000 |
| Santa Cruz County Arizona | 1 | $ 465,000 | $ 465,000 | $ 100,000 |
| El Dorado County California | 1 | $ 656,000 | $ 656,000 | $ 205,000 |
| Lake County California | 1 | $ 645,000 | $ 645,000 | $ 251,000 |
| Mendocino County California | 1 | $ 188,000 | $ 188,000 | $ 180,000 |
| Monterey County California | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Nevada County California | 1 | $ 275,000 | $ 275,000 | $ 250,000 |
| San Benito County California | 1 | $ 600,000 | $ 600,000 | $ 365,000 |
| San Joaquin County California | 1 | $ 172,000 | $ 172,000 | $ 43,000 |
| Stanislaus County California | 1 | $ 86,000 | $ 86,000 | $ 155,000 |
| Tulare County California | 1 | $ 237,000 | $ 237,000 | $ 210,000 |
| Adams County Colorado | 1 | $ 169,000 | $ 169,000 | $ 170,000 |
| Delta County Colorado | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
| Grand County Colorado | 1 | $ 188,000 | $ 188,000 | $ 433,000 |
| Morgan County Colorado | 1 | $ 319,000 | $ 319,000 | $ 165,000 |
| Pitkin County Colorado | 1 | $ 152,000 | $ 152,000 | $ 675,000 |
| Routt County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 388,000 |
| Hartford County Connecticut | 1 | $ 520,000 | $ 520,000 | $ 245,000 |
| Brevard County Florida | 1 | $ 112,000 | $ 112,000 | $ 103,000 |
| Charlotte County Florida | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Clay County Florida | 1 | $ 259,000 | $ 259,000 | $ 114,000 |
| Collier County Florida | 1 | $ 200,000 | $ 200,000 | $ 227,000 |
| Lee County Florida | 1 | $ 394,000 | $ 394,000 | $ 350,000 |
| Marion County Florida | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Martin County Florida | 1 | $ 337,000 | $ 337,000 | $ 135,000 |
| Nassau County Florida | 1 | $ 262,000 | $ 262,000 | $ 260,000 |
| Volusia County Florida | 1 | $ 360,000 | $ 360,000 | $ 450,000 |
| Walton County Florida | 1 | $ 123,000 | $ 123,000 | $ 188,000 |
| Cherokee County Georgia | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Cobb County Georgia | 1 | $ 327,000 | $ 327,000 | $ 102,000 |
| DeKalb County Georgia | 1 | $ 63,000 | $ 63,000 | $ 68,000 |
| Hall County Georgia | 1 | $ 550,000 | $ 550,000 | $ 300,000 |
| Honolulu County Hawaii | 1 | $ 179,000 | $ 179,000 | $ 208,000 |
| Canyon County Idaho | 1 | $ 297,000 | $ 297,000 | $ 82,000 |
| DuPage County Illinois | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| McHenry County Illinois | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Vanderburgh County Indiana | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Warrick County Indiana | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| Beauregard County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 100,000 |
| Calcasieu County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 88,000 |
| East Baton Rouge County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Iberia County Louisiana | 1 | $ 178,000 | $ 178,000 | $ 215,000 |
| Jefferson County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Jefferson Davis County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 103,000 |
| Orleans County Louisiana | 1 | $ 163,000 | $ 163,000 | $ 93,000 |
| St. Tammany County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 267,000 |
| Frederick County Maryland | 1 | $ 66,000 | $ 66,000 | $ 58,000 |
| Worcester County Maryland | 1 | $ 204,000 | $ 204,000 | $ 544,000 |
| Essex County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Worcester County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Macomb County Michigan | 1 | $ 329,000 | $ 329,000 | $ 113,000 |
| Oakland County Michigan | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Wayne County Michigan | 1 | $ 217,000 | $ 217,000 | $ 404,000 |
| Hennepin County Minnesota | 1 | $ 219,000 | $ 219,000 | $ 62,000 |
| Lincoln County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 165,000 |
| St. Charles County Missouri | 1 | $ 340,000 | $ 340,000 | $ 159,000 |
| Gallatin County Montana | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Lake County Montana | 1 | $ 220,000 | $ 220,000 | $ 48,000 |
| Elko County Nevada | 1 | $ 303,000 | $ 303,000 | $ 130,000 |
| Washoe County Nevada | 1 | $ 585,000 | $ 585,000 | $ 167,000 |
| Middlesex County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Ocean County New Jersey | 1 | $ 550,000 | $ 550,000 | $ 222,000 |
| Dona Ana County New Mexico | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Orange County New York | 1 | $ 190,000 | $ 190,000 | $ 100,000 |
| Dare County North Carolina | 1 | $ 587,000 | $ 587,000 | $ 203,000 |
| Davidson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 244,000 |
| New Hanover County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| Wake County North Carolina | 1 | $ 354,000 | $ 354,000 | $ 281,000 |
| Cuyahoga County Ohio | 1 | $ 247,000 | $ 247,000 | $ 168,000 |
| Canadian County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 114,000 |
| Cleveland County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 196,000 |
| Logan County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Osage County Oklahoma | 1 | $ 350,000 | $ 350,000 | $ 260,000 |
| Seminole County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Benton County Oregon | 1 | $ 364,000 | $ 364,000 | $ 99,000 |
| Clackamas County Oregon | 1 | $ 660,000 | $ 660,000 | $ 96,000 |
| Deschutes County Oregon | 1 | $ 261,000 | $ 261,000 | $ 59,000 |
| Lane County Oregon | 1 | $ 850,000 | $ 850,000 | $ 794,000 |
| Allegheny County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 51,000 |
| Bucks County Pennsylvania | 1 | $ 552,000 | $ 552,000 | $ 165,000 |
| Butler County Pennsylvania | 1 | $ 372,000 | $ 372,000 | $ 109,000 |
| Lancaster County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 219,000 |
| Providence County Rhode Island | 1 | $ 172,000 | $ 172,000 | $ 100,000 |
| Beaufort County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 338,000 |
| Greenville County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 238,000 |
| Richland County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 100,000 |
| York County South Carolina | 1 | $ 264,000 | $ 264,000 | $ 90,000 |
| Shelby County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 65,000 |
| Brazoria County Texas | 1 | $ 210,000 | $ 210,000 | $ 165,000 |
| Comal County Texas | 1 | $ 164,000 | $ 164,000 | $ 162,000 |
| Grayson County Texas | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Hidalgo County Texas | 1 | $ 114,000 | $ 114,000 | $ 85,000 |
| Hood County Texas | 1 | $ 206,000 | $ 206,000 | $ 98,000 |
| Jasper County Texas | 1 | $ 153,000 | $ 153,000 | $ 284,000 |
| Jefferson County Texas | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Kendall County Texas | 1 | $ 280,000 | $ 280,000 | $ 250,000 |
| Midland County Texas | 1 | $ 391,000 | $ 391,000 | $ 144,000 |
| Nacogdoches County Texas | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Nueces County Texas | 1 | $ 100,000 | $ 100,000 | $ 182,000 |
| Palo Pinto County Texas | 1 | $ 115,000 | $ 115,000 | $ 246,000 |
| Panola County Texas | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Reagan County Texas | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Tom Green County Texas | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Wise County Texas | 1 | $ 298,000 | $ 298,000 | $ 150,000 |
| Young County Texas | 1 | $ 74,000 | $ 74,000 | $ 192,000 |
| Davis County Utah | 1 | $ 675,000 | $ 675,000 | $ 170,000 |
| Lamoille County Vermont | 1 | $ 171,000 | $ 171,000 | $ 140,000 |
| Alexandria County Virginia | 1 | $ 475,000 | $ 475,000 | $ 195,000 |
| Chesterfield County Virginia | 1 | $ 182,000 | $ 182,000 | $ 43,000 |
| Montgomery County Virginia | 1 | $ 96,000 | $ 96,000 | $ 207,000 |
| Prince William County Virginia | 1 | $ 536,000 | $ 536,000 | $ 125,000 |
| Clark County Washington | 1 | $ 240,000 | $ 240,000 | $ 326,000 |
| Pierce County Washington | 1 | $ 71,000 | $ 71,000 | $ 137,000 |
| Whatcom County Washington | 1 | $ 180,000 | $ 180,000 | $ 124,000 |
| Brooke County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Milwaukee County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 154,000 |
| Waukesha County Wisconsin | 1 | $ 306,000 | $ 306,000 | $ 625,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 690 | $246,409,000 | $357,000 | $2,412,000 | $218,000 | $2,924,000 |
| Refinancing | 416 | $151,346,000 | $363,000 | $2,805,000 | $211,000 | $2,676,000 |
| Home Improvement | 54 | $2,354,000 | $43,000 | $129,000 | $118,000 | $407,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 643 | $251,074,000 | $390,000 | $2,805,000 | $239,000 | $2,924,000 |
| Not Provided | 247 | $75,553,000 | $305,000 | $2,700,000 | $173,000 | $1,587,000 |
| Asian | 95 | $38,018,000 | $400,000 | $1,500,000 | $208,000 | $794,000 |
| Hispanic | 75 | $22,501,000 | $300,000 | $1,125,000 | $215,000 | $2,194,000 |
| American Indian or Alaskan Native | 60 | $4,036,000 | $67,000 | $410,000 | $118,000 | $276,000 |
| Black or African American | 28 | $6,394,000 | $228,000 | $1,348,000 | $139,000 | $544,000 |
| Not applicable | 11 | $2,413,000 | $219,000 | $374,000 | $142,000 | $248,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $120,000 | $120,000 | $120,000 | $67,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,160 | $400,109,000 | $344,000 | $2,805,000 | $211,000 | $2,924,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 966 | $333,017,000 | $344,000 | $2,805,000 | $208,000 | $2,881,000 |
| Application Withdrawn By Applicant | 96 | $37,709,000 | $392,000 | $2,700,000 | $262,000 | $2,924,000 |
| Application Denied By Financial Institution | 63 | $22,407,000 | $355,000 | $1,500,000 | $217,000 | $1,714,000 |
| Application Approved But Not Accepted | 32 | $5,973,000 | $186,000 | $1,488,000 | $125,000 | $407,000 |
| File Closed For Incompleteness | 3 | $1,003,000 | $334,000 | $544,000 | $179,000 | $265,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $818,000 | $58,000 | $184,000 | $67,000 | $129,000 |
| Collateral | 6 | $1,398,000 | $233,000 | $480,000 | $108,000 | $180,000 |
| Other | 6 | $2,612,000 | $435,000 | $1,395,000 | $197,000 | $422,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,011,000 | $402,000 | $1,064,000 | $152,000 | $345,000 |
| Debt-To-Income Ratio | 5 | $814,000 | $162,000 | $246,000 | $57,000 | $89,000 |
| Unverifiable Information | 2 | $609,000 | $304,000 | $350,000 | $96,000 | $114,000 |
| Credit Application Incomplete | 1 | $231,000 | $231,000 | $231,000 | $1,564,000 | $1,564,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.