Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Advancial Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 960 |
| Total Mortgage Loan Application Amount | $476,960,000 |
| Average Mortgage Loan Application Amount | $402,750 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $238,500 |
| Highest Applicant Income | $4,723,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lafayette County Louisiana | 33 | $ 3,805,000 | $ 115,000 | $ 108,000 |
| Dallas County Texas | 33 | $ 11,575,000 | $ 350,000 | $ 169,000 |
| Harris County Texas | 29 | $ 9,945,000 | $ 342,000 | $ 214,000 |
| Miami-Dade County Florida | 28 | $ 14,790,000 | $ 528,000 | $ 262,000 |
| Los Angeles County California | 26 | $ 27,380,000 | $ 1,053,000 | $ 499,000 |
| Broward County Florida | 23 | $ 6,735,000 | $ 292,000 | $ 165,000 |
| Collin County Texas | 22 | $ 6,410,000 | $ 291,000 | $ 171,000 |
| San Diego County California | 21 | $ 27,245,000 | $ 1,297,000 | $ 622,000 |
| Fort Bend County Texas | 20 | $ 7,300,000 | $ 365,000 | $ 167,000 |
| Maricopa County Arizona | 17 | $ 6,085,000 | $ 357,000 | $ 145,000 |
| King County Washington | 17 | $ 15,575,000 | $ 916,000 | $ 462,000 |
| Clark County Nevada | 15 | $ 5,155,000 | $ 343,000 | $ 266,000 |
| Pinellas County Florida | 14 | $ 4,610,000 | $ 329,000 | $ 255,000 |
| New York County New York | 14 | $ 11,340,000 | $ 810,000 | $ 465,000 |
| Orange County Florida | 13 | $ 3,435,000 | $ 264,000 | $ 183,000 |
| Riverside County California | 11 | $ 5,295,000 | $ 481,000 | $ 315,000 |
| Cook County Illinois | 11 | $ 4,475,000 | $ 406,000 | $ 248,000 |
| Horry County South Carolina | 11 | $ 2,635,000 | $ 239,000 | $ 196,000 |
| Denton County Texas | 11 | $ 5,915,000 | $ 537,000 | $ 221,000 |
| Santa Clara County California | 10 | $ 8,020,000 | $ 802,000 | $ 249,000 |
| Walton County Florida | 10 | $ 8,100,000 | $ 810,000 | $ 348,000 |
| Bergen County New Jersey | 10 | $ 7,290,000 | $ 729,000 | $ 223,000 |
| Tarrant County Texas | 10 | $ 3,600,000 | $ 360,000 | $ 151,000 |
| San Mateo County California | 9 | $ 12,715,000 | $ 1,412,000 | $ 393,000 |
| Brevard County Florida | 9 | $ 3,285,000 | $ 365,000 | $ 162,000 |
| Osceola County Florida | 9 | $ 3,445,000 | $ 382,000 | $ 294,000 |
| Palm Beach County Florida | 9 | $ 4,295,000 | $ 477,000 | $ 377,000 |
| Anchorage County Alaska | 8 | $ 1,900,000 | $ 237,000 | $ 152,000 |
| Orange County California | 8 | $ 15,740,000 | $ 1,967,000 | $ 543,000 |
| San Francisco County California | 8 | $ 7,380,000 | $ 922,000 | $ 296,000 |
| Bay County Florida | 8 | $ 3,000,000 | $ 375,000 | $ 339,000 |
| Volusia County Florida | 8 | $ 2,130,000 | $ 266,000 | $ 264,000 |
| Colfax County New Mexico | 8 | $ 1,520,000 | $ 190,000 | $ 207,000 |
| Kings County New York | 8 | $ 8,030,000 | $ 1,003,000 | $ 395,000 |
| Queens County New York | 8 | $ 2,510,000 | $ 313,000 | $ 152,000 |
| Summit County Utah | 8 | $ 4,080,000 | $ 510,000 | $ 436,000 |
| Okaloosa County Florida | 7 | $ 2,545,000 | $ 363,000 | $ 241,000 |
| Vermilion County Louisiana | 7 | $ 885,000 | $ 126,000 | $ 85,000 |
| Travis County Texas | 7 | $ 6,845,000 | $ 977,000 | $ 534,000 |
| Williamson County Texas | 7 | $ 3,005,000 | $ 429,000 | $ 227,000 |
| Westchester County New York | 6 | $ 2,770,000 | $ 461,000 | $ 182,000 |
| Montgomery County Texas | 6 | $ 3,240,000 | $ 540,000 | $ 279,000 |
| Alameda County California | 5 | $ 3,425,000 | $ 685,000 | $ 256,000 |
| Lee County Florida | 5 | $ 1,605,000 | $ 321,000 | $ 261,000 |
| St. Martin County Louisiana | 5 | $ 225,000 | $ 45,000 | $ 86,000 |
| Franklin County Ohio | 5 | $ 1,495,000 | $ 299,000 | $ 197,000 |
| Oklahoma County Oklahoma | 5 | $ 895,000 | $ 179,000 | $ 160,000 |
| Kaufman County Texas | 5 | $ 1,535,000 | $ 307,000 | $ 118,000 |
| San Bernardino County California | 4 | $ 1,860,000 | $ 465,000 | $ 270,000 |
| Sonoma County California | 4 | $ 3,820,000 | $ 955,000 | $ 423,000 |
| Ventura County California | 4 | $ 2,860,000 | $ 715,000 | $ 319,000 |
| Douglas County Colorado | 4 | $ 2,300,000 | $ 575,000 | $ 403,000 |
| Collier County Florida | 4 | $ 1,580,000 | $ 395,000 | $ 275,000 |
| Sarasota County Florida | 4 | $ 2,100,000 | $ 525,000 | $ 276,000 |
| Acadia County Louisiana | 4 | $ 420,000 | $ 105,000 | $ 111,000 |
| Hudson County New Jersey | 4 | $ 1,690,000 | $ 422,000 | $ 193,000 |
| Bronx County New York | 4 | $ 440,000 | $ 110,000 | $ 71,000 |
| Mecklenburg County North Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 174,000 |
| Davidson County Tennessee | 4 | $ 1,300,000 | $ 325,000 | $ 225,000 |
| Galveston County Texas | 4 | $ 1,730,000 | $ 432,000 | $ 300,000 |
| Rockwall County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 165,000 |
| Snohomish County Washington | 4 | $ 2,810,000 | $ 702,000 | $ 209,000 |
| Sacramento County California | 3 | $ 875,000 | $ 291,000 | $ 150,000 |
| San Luis Obispo County California | 3 | $ 2,485,000 | $ 828,000 | $ 258,000 |
| Fairfield County Connecticut | 3 | $ 3,595,000 | $ 1,198,000 | $ 289,000 |
| Hernando County Florida | 3 | $ 2,095,000 | $ 698,000 | $ 236,000 |
| Hillsborough County Florida | 3 | $ 1,605,000 | $ 535,000 | $ 121,000 |
| Manatee County Florida | 3 | $ 1,315,000 | $ 438,000 | $ 365,000 |
| DeKalb County Georgia | 3 | $ 1,015,000 | $ 338,000 | $ 127,000 |
| St. Landry County Louisiana | 3 | $ 205,000 | $ 68,000 | $ 42,000 |
| Anne Arundel County Maryland | 3 | $ 3,135,000 | $ 1,045,000 | $ 438,000 |
| Montgomery County Maryland | 3 | $ 1,795,000 | $ 598,000 | $ 223,000 |
| Bristol County Massachusetts | 3 | $ 505,000 | $ 168,000 | $ 91,000 |
| Flathead County Montana | 3 | $ 1,695,000 | $ 565,000 | $ 245,000 |
| Washoe County Nevada | 3 | $ 2,525,000 | $ 841,000 | $ 1,227,000 |
| Cape May County New Jersey | 3 | $ 635,000 | $ 211,000 | $ 192,000 |
| Ocean County New Jersey | 3 | $ 2,505,000 | $ 835,000 | $ 757,000 |
| Sussex County New Jersey | 3 | $ 575,000 | $ 191,000 | $ 154,000 |
| Union County New Jersey | 3 | $ 1,995,000 | $ 665,000 | $ 274,000 |
| Nassau County New York | 3 | $ 525,000 | $ 175,000 | $ 72,000 |
| Suffolk County New York | 3 | $ 1,045,000 | $ 348,000 | $ 155,000 |
| Brunswick County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 101,000 |
| Bucks County Pennsylvania | 3 | $ 1,075,000 | $ 358,000 | $ 176,000 |
| Philadelphia County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 335,000 |
| Cameron County Texas | 3 | $ 845,000 | $ 281,000 | $ 251,000 |
| Gillespie County Texas | 3 | $ 705,000 | $ 235,000 | $ 379,000 |
| Waller County Texas | 3 | $ 865,000 | $ 288,000 | $ 180,000 |
| Pierce County Washington | 3 | $ 3,155,000 | $ 1,051,000 | $ 468,000 |
| Baldwin County Alabama | 2 | $ 370,000 | $ 185,000 | $ 88,000 |
| Mobile County Alabama | 2 | $ 620,000 | $ 310,000 | $ 144,000 |
| Benton County Arkansas | 2 | $ 890,000 | $ 445,000 | $ 236,000 |
| Contra Costa County California | 2 | $ 2,660,000 | $ 1,330,000 | $ 324,000 |
| El Dorado County California | 2 | $ 1,380,000 | $ 690,000 | $ 197,000 |
| Napa County California | 2 | $ 1,070,000 | $ 535,000 | $ 384,000 |
| San Joaquin County California | 2 | $ 1,280,000 | $ 640,000 | $ 339,000 |
| Santa Barbara County California | 2 | $ 2,090,000 | $ 1,045,000 | $ 649,000 |
| Santa Cruz County California | 2 | $ 2,200,000 | $ 1,100,000 | $ 423,000 |
| Grand County Colorado | 2 | $ 540,000 | $ 270,000 | $ 208,000 |
| Summit County Colorado | 2 | $ 740,000 | $ 370,000 | $ 384,000 |
| Flagler County Florida | 2 | $ 1,280,000 | $ 640,000 | $ 494,000 |
| Indian River County Florida | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Polk County Florida | 2 | $ 750,000 | $ 375,000 | $ 193,000 |
| Ada County Idaho | 2 | $ 530,000 | $ 265,000 | $ 158,000 |
| Fayette County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Calcasieu County Louisiana | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| Worcester County Maryland | 2 | $ 440,000 | $ 220,000 | $ 166,000 |
| Norfolk County Massachusetts | 2 | $ 720,000 | $ 360,000 | $ 99,000 |
| Plymouth County Massachusetts | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| Suffolk County Massachusetts | 2 | $ 1,280,000 | $ 640,000 | $ 257,000 |
| Hennepin County Minnesota | 2 | $ 1,080,000 | $ 540,000 | $ 255,000 |
| Gallatin County Montana | 2 | $ 3,120,000 | $ 1,560,000 | $ 489,000 |
| Burlington County New Jersey | 2 | $ 1,140,000 | $ 570,000 | $ 195,000 |
| Mercer County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| Rockland County New York | 2 | $ 570,000 | $ 285,000 | $ 157,000 |
| Douglas County Oregon | 2 | $ 850,000 | $ 425,000 | $ 252,000 |
| Jackson County Oregon | 2 | $ 800,000 | $ 400,000 | $ 105,000 |
| Lane County Oregon | 2 | $ 680,000 | $ 340,000 | $ 134,000 |
| Multnomah County Oregon | 2 | $ 890,000 | $ 445,000 | $ 175,000 |
| Chester County Pennsylvania | 2 | $ 1,220,000 | $ 610,000 | $ 254,000 |
| Beaufort County South Carolina | 2 | $ 880,000 | $ 440,000 | $ 322,000 |
| Sevier County Tennessee | 2 | $ 920,000 | $ 460,000 | $ 300,000 |
| Brazoria County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 224,000 |
| Brazos County Texas | 2 | $ 420,000 | $ 210,000 | $ 263,000 |
| Ellis County Texas | 2 | $ 180,000 | $ 90,000 | $ 118,000 |
| Grayson County Texas | 2 | $ 730,000 | $ 365,000 | $ 242,000 |
| Nueces County Texas | 2 | $ 290,000 | $ 145,000 | $ 152,000 |
| Davis County Utah | 2 | $ 1,130,000 | $ 565,000 | $ 256,000 |
| Salt Lake County Utah | 2 | $ 1,260,000 | $ 630,000 | $ 118,000 |
| Washington County Utah | 2 | $ 700,000 | $ 350,000 | $ 234,000 |
| Chelan County Washington | 2 | $ 870,000 | $ 435,000 | $ 194,000 |
| Clark County Washington | 2 | $ 970,000 | $ 485,000 | $ 138,000 |
| Kitsap County Washington | 2 | $ 2,820,000 | $ 1,410,000 | $ 298,000 |
| Madison County Alabama | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Kenai Peninsula County Alaska | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Matanuska-Susitna County Alaska | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Cochise County Arizona | 1 | $ 355,000 | $ 355,000 | $ 81,000 |
| Coconino County Arizona | 1 | $ 455,000 | $ 455,000 | $ 358,000 |
| Pima County Arizona | 1 | $ 1,135,000 | $ 1,135,000 | $ 383,000 |
| Pinal County Arizona | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Baxter County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 159,000 |
| Pulaski County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 225,000 |
| Fresno County California | 1 | $ 505,000 | $ 505,000 | $ 335,000 |
| Marin County California | 1 | $ 1,045,000 | $ 1,045,000 | $ 233,000 |
| Mariposa County California | 1 | $ 905,000 | $ 905,000 | $ 479,000 |
| Mono County California | 1 | $ 535,000 | $ 535,000 | $ 161,000 |
| Nevada County California | 1 | $ 455,000 | $ 455,000 | $ 112,000 |
| Placer County California | 1 | $ 585,000 | $ 585,000 | $ 142,000 |
| Yolo County California | 1 | $ 905,000 | $ 905,000 | $ 734,000 |
| Yuba County California | 1 | $ 785,000 | $ 785,000 | $ 292,000 |
| Eagle County Colorado | 1 | $ 575,000 | $ 575,000 | $ 1,418,000 |
| El Paso County Colorado | 1 | $ 2,165,000 | $ 2,165,000 | $ 605,000 |
| Park County Colorado | 1 | $ 1,175,000 | $ 1,175,000 | $ 821,000 |
| Pueblo County Colorado | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Routt County Colorado | 1 | $ 365,000 | $ 365,000 | $ 288,000 |
| San Miguel County Colorado | 1 | $ 1,655,000 | $ 1,655,000 | $ 559,000 |
| Hartford County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| New Haven County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| New London County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 104,000 |
| Tolland County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| New Castle County Delaware | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Sussex County Delaware | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Alachua County Florida | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Duval County Florida | 1 | $ 225,000 | $ 225,000 | $ 252,000 |
| Escambia County Florida | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Franklin County Florida | 1 | $ 375,000 | $ 375,000 | $ 141,000 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Levy County Florida | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Monroe County Florida | 1 | $ 395,000 | $ 395,000 | $ 461,000 |
| Pasco County Florida | 1 | $ 415,000 | $ 415,000 | $ 194,000 |
| Santa Rosa County Florida | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| St. Johns County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 649,000 |
| St. Lucie County Florida | 1 | $ 755,000 | $ 755,000 | $ 236,000 |
| Cobb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Dawson County Georgia | 1 | $ 785,000 | $ 785,000 | $ 250,000 |
| Forsyth County Georgia | 1 | $ 465,000 | $ 465,000 | $ 190,000 |
| Fulton County Georgia | 1 | $ 695,000 | $ 695,000 | $ 288,000 |
| Hall County Georgia | 1 | $ 465,000 | $ 465,000 | $ 170,000 |
| Jackson County Georgia | 1 | $ 635,000 | $ 635,000 | $ 250,000 |
| Oglethorpe County Georgia | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Richmond County Georgia | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Hawaii County Hawaii | 1 | $ 745,000 | $ 745,000 | $ 141,000 |
| Honolulu County Hawaii | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| DuPage County Illinois | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Kane County Illinois | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Lake County Illinois | 1 | $ 885,000 | $ 885,000 | $ 242,000 |
| Will County Illinois | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Polk County Iowa | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Douglas County Kansas | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
| Sumner County Kansas | 1 | $ 175,000 | $ 175,000 | $ 255,000 |
| Boyle County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Jefferson County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| De Soto County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Iberia County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Jefferson Davis County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Orleans County Louisiana | 1 | $ 1,285,000 | $ 1,285,000 | $ 2,060,000 |
| Ouachita County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 214,000 |
| Rapides County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| St. Mary County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Webster County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Sagadahoc County Maine | 1 | $ 485,000 | $ 485,000 | $ 209,000 |
| Frederick County Maryland | 1 | $ 695,000 | $ 695,000 | $ 435,000 |
| Washington County Maryland | 1 | $ 195,000 | $ 195,000 | $ 400,000 |
| Barnstable County Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 315,000 |
| Berrien County Michigan | 1 | $ 315,000 | $ 315,000 | $ 550,000 |
| Oakland County Michigan | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| St. Louis County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Harrison County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| St. Charles County Missouri | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| St. Louis City County Missouri | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Lyon County Nevada | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Belknap County New Hampshire | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Grafton County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 230,000 |
| Merrimack County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Strafford County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 267,000 |
| Camden County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 291,000 |
| Essex County New Jersey | 1 | $ 1,625,000 | $ 1,625,000 | $ 531,000 |
| Middlesex County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 183,000 |
| Bernalillo County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 226,000 |
| Santa Fe County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Essex County New York | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Greene County New York | 1 | $ 485,000 | $ 485,000 | $ 382,000 |
| Saratoga County New York | 1 | $ 565,000 | $ 565,000 | $ 125,000 |
| Avery County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Buncombe County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 493,000 |
| Cabarrus County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 179,000 |
| Carteret County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 312,000 |
| Cleveland County North Carolina | 1 | $ 1,075,000 | $ 1,075,000 | $ 257,000 |
| Hoke County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Macon County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Wake County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 213,000 |
| Watauga County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 272,000 |
| Licking County Ohio | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Canadian County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Latimer County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Logan County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Marshall County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 209,000 |
| McClain County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Clackamas County Oregon | 1 | $ 865,000 | $ 865,000 | $ 198,000 |
| Clatsop County Oregon | 1 | $ 385,000 | $ 385,000 | $ 176,000 |
| Josephine County Oregon | 1 | $ 535,000 | $ 535,000 | $ 154,000 |
| Umatilla County Oregon | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Union County Oregon | 1 | $ 735,000 | $ 735,000 | $ 158,000 |
| Washington County Oregon | 1 | $ 2,455,000 | $ 2,455,000 | $ 718,000 |
| Adams County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Allegheny County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 269,000 |
| Washington County Rhode Island | 1 | $ 545,000 | $ 545,000 | $ 322,000 |
| Aiken County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 197,000 |
| Richland County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Bexar County Texas | 1 | $ 1,095,000 | $ 1,095,000 | $ 423,000 |
| Franklin County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Guadalupe County Texas | 1 | $ 95,000 | $ 95,000 | $ 197,000 |
| Jack County Texas | 1 | $ 315,000 | $ 315,000 | $ 733,000 |
| Jefferson County Texas | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Johnson County Texas | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Kendall County Texas | 1 | $ 715,000 | $ 715,000 | $ 202,000 |
| Midland County Texas | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Morris County Texas | 1 | $ 245,000 | $ 245,000 | $ 265,000 |
| Parker County Texas | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| San Jacinto County Texas | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Smith County Texas | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Trinity County Texas | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Van Zandt County Texas | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Iron County Utah | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Rich County Utah | 1 | $ 645,000 | $ 645,000 | $ 360,000 |
| Utah County Utah | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Wasatch County Utah | 1 | $ 455,000 | $ 455,000 | $ 81,000 |
| Arlington County Virginia | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Chesapeake County Virginia | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Loudoun County Virginia | 1 | $ 2,405,000 | $ 2,405,000 | $ 4,723,000 |
| Grant County Washington | 1 | $ 125,000 | $ 125,000 | $ 160,000 |
| Island County Washington | 1 | $ 555,000 | $ 555,000 | $ 160,000 |
| Kittitas County Washington | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| San Juan County Washington | 1 | $ 525,000 | $ 525,000 | $ 113,000 |
| Spokane County Washington | 1 | $ 585,000 | $ 585,000 | $ 227,000 |
| Stevens County Washington | 1 | $ 495,000 | $ 495,000 | $ 136,000 |
| Thurston County Washington | 1 | $ 665,000 | $ 665,000 | $ 172,000 |
| Whatcom County Washington | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Sauk County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Sheboygan County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 229,000 |
| Walworth County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 195,000 |
| Washington County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Winnebago County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 186,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 687 | $349,905,000 | $509,000 | $4,305,000 | $255,000 | $3,760,000 |
| Cash-out Refinancing | 161 | $100,035,000 | $621,000 | $5,005,000 | $331,000 | $4,723,000 |
| Home Improvement | 56 | $3,570,000 | $63,000 | $315,000 | $140,000 | $733,000 |
| Refinancing | 56 | $23,450,000 | $418,000 | $3,055,000 | $228,000 | $911,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 571 | $284,255,000 | $497,000 | $4,305,000 | $268,000 | $4,723,000 |
| Not Provided | 208 | $114,400,000 | $550,000 | $5,005,000 | $262,000 | $3,760,000 |
| Hispanic | 68 | $26,680,000 | $392,000 | $2,005,000 | $246,000 | $2,867,000 |
| Asian | 64 | $37,320,000 | $583,000 | $2,005,000 | $271,000 | $1,271,000 |
| Black or African American | 47 | $13,925,000 | $296,000 | $1,415,000 | $162,000 | $816,000 |
| American Indian or Alaskan Native | 2 | $380,000 | $190,000 | $315,000 | $95,000 | $148,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 960 | $476,960,000 | $496,000 | $5,005,000 | $259,000 | $4,723,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 781 | $398,405,000 | $510,000 | $5,005,000 | $260,000 | $4,723,000 |
| Application Withdrawn By Applicant | 109 | $57,945,000 | $531,000 | $4,305,000 | $326,000 | $3,760,000 |
| Application Denied By Financial Institution | 57 | $19,085,000 | $334,000 | $2,705,000 | $155,000 | $876,000 |
| Application Approved But Not Accepted | 12 | $1,170,000 | $97,000 | $265,000 | $130,000 | $221,000 |
| File Closed For Incompleteness | 1 | $355,000 | $355,000 | $355,000 | $352,000 | $352,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 903 | $457,875,000 | $507,000 | $5,005,000 | $266,000 | $4,723,000 |
| Debt-To-Income Ratio | 18 | $3,450,000 | $191,000 | $605,000 | $82,000 | $274,000 |
| Credit History | 13 | $6,985,000 | $537,000 | $2,705,000 | $217,000 | $876,000 |
| Collateral | 10 | $2,480,000 | $248,000 | $1,405,000 | $144,000 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,885,000 | $269,000 | $715,000 | $174,000 | $260,000 |
| Other | 6 | $2,430,000 | $405,000 | $1,015,000 | $231,000 | $529,000 |
| Employment History | 3 | $1,855,000 | $618,000 | $1,175,000 | $174,000 | $300,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.