Anchorage, AK Mortgage Lenders & HMDA Data, 2022
In 2022, lenders reported 12,048 mortgage applications in Anchorage, AK totaling $3.9 billion, down 51% from 2021. The average application was for $320,000, and applicants reported an average income of $131,000. 51% of applications resulted in an originated loan and 10% were denied. The most active lender was Residential Mortgage, LLC, with 1,371 applications, followed by Global Federal Credit Union and Alaska USA Mortgage Company LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,048 |
| Total Mortgage Loan Application Amount | $3,860,420,000 |
| Average Mortgage Loan Application Amount | $320,000 |
| Highest Mortgage Loan Application Amount | $15,215,000 |
| Average Applicant Income | $131,000 |
| Highest Applicant Income | $8,280,000 |
Top Mortgage Lenders in Anchorage, AK (2022)
Ranked by the number of mortgage applications each lender reported in Anchorage, AK in 2022.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Residential Mortgage, LLC Anchorage, AK |
1,371 | $477,605,000 | $348,000 | $137,000 |
| 2 | Global Federal Credit Union Anchorage, AK |
1,259 | $324,075,000 | $257,000 | $148,000 |
| 3 | Alaska USA Mortgage Company LLC Anchorage, AK |
1,197 | $390,945,000 | $326,000 | $128,000 |
| 4 | Wells Fargo Bank NA Minneapolis, MN |
574 | $173,380,000 | $302,000 | $143,000 |
| 5 | Caliber Home Loans, Inc. Wilmington, DE |
476 | $167,750,000 | $352,000 | $127,000 |
| 6 | PennyMac Loan Services LLC Westlake Village, CA |
396 | $139,160,000 | $351,000 | $117,000 |
| 7 | Mortgage Research Center Columbia, MO |
348 | $120,970,000 | $347,000 | $98,000 |
| 8 | United Wholesale Mortgage Plymouth, MI |
342 | $123,710,000 | $361,000 | $122,000 |
| 9 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
340 | $118,780,000 | $349,000 | $190,000 |
| 10 | Nuvision Federal Credit Union Huntington Beach, CA |
287 | $72,985,000 | $254,000 | $154,000 |
The tables below break down 2022 mortgage applications in Anchorage, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Anchorage, AK in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,729 | $2,766,965,000 | $357,000 | $15,215,000 | $135,000 | $8,280,000 |
| Cash-out Refinancing | 1,984 | $560,170,000 | $282,000 | $2,085,000 | $114,000 | $2,400,000 |
| Refinancing | 1,455 | $422,375,000 | $290,000 | $5,915,000 | $125,000 | $1,277,000 |
| Other Purpose | 531 | $70,445,000 | $132,000 | $1,315,000 | $157,000 | $2,844,000 |
| Home Improvement | 298 | $31,490,000 | $105,000 | $535,000 | $148,000 | $2,076,000 |
| Not Applicable | 51 | $8,975,000 | $175,000 | $455,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,758 | $1,830,470,000 | $317,000 | $2,085,000 | $135,000 | $2,844,000 |
| Not applicable | 2,047 | $747,835,000 | $365,000 | $15,215,000 | $479,000 | $978,000 |
| Not Provided | 1,759 | $549,745,000 | $312,000 | $1,615,000 | $133,000 | $1,335,000 |
| Asian | 703 | $212,555,000 | $302,000 | $1,155,000 | $127,000 | $2,725,000 |
| American Indian or Alaskan Native | 632 | $176,840,000 | $279,000 | $955,000 | $113,000 | $2,134,000 |
| Hispanic | 573 | $174,405,000 | $304,000 | $905,000 | $137,000 | $8,280,000 |
| Black or African American | 370 | $109,220,000 | $295,000 | $975,000 | $102,000 | $1,287,000 |
| Native Hawaiian or Other Pacific Islander | 107 | $32,305,000 | $301,000 | $775,000 | $96,000 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,877 | $2,426,325,000 | $308,000 | $15,215,000 | $144,000 | $2,844,000 |
| VA-guaranteed (Veterans Administration) | 2,500 | $946,760,000 | $378,000 | $1,495,000 | $109,000 | $1,022,000 |
| FHA-insured (Federal Housing Administration) | 1,671 | $487,335,000 | $291,000 | $705,000 | $96,000 | $8,280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,156 | $2,045,480,000 | $332,000 | $15,215,000 | $133,000 | $8,280,000 |
| Loan Purchased By The Institution | 2,094 | $709,970,000 | $339,000 | $1,505,000 | $183,000 | $1,145,000 |
| Application Withdrawn By Applicant | 1,741 | $562,405,000 | $323,000 | $1,615,000 | $138,000 | $2,400,000 |
| Application Denied By Financial Institution | 1,202 | $298,960,000 | $248,000 | $2,085,000 | $111,000 | $2,844,000 |
| File Closed For Incompleteness | 490 | $132,300,000 | $270,000 | $1,465,000 | $131,000 | $2,076,000 |
| Application Approved But Not Accepted | 349 | $105,115,000 | $301,000 | $3,275,000 | $128,000 | $932,000 |
| Preapproval Approved but not Accepted | 12 | $5,400,000 | $450,000 | $985,000 | $132,000 | $399,000 |
| Preapproval Denied by Financial Institution | 4 | $790,000 | $197,000 | $295,000 | $72,000 | $100,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,834 | $3,556,760,000 | $328,000 | $15,215,000 | $134,000 | $8,280,000 |
| Debt-To-Income Ratio | 361 | $91,155,000 | $252,000 | $2,085,000 | $84,000 | $2,720,000 |
| Credit History | 247 | $53,095,000 | $214,000 | $945,000 | $107,000 | $674,000 |
| Collateral | 194 | $40,220,000 | $207,000 | $795,000 | $129,000 | $2,844,000 |
| Credit Application Incomplete | 135 | $40,735,000 | $301,000 | $1,605,000 | $141,000 | $2,134,000 |
| Other | 132 | $37,620,000 | $285,000 | $2,005,000 | $141,000 | $2,136,000 |
| Unverifiable Information | 55 | $15,235,000 | $277,000 | $855,000 | $105,000 | $492,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 45 | $14,665,000 | $325,000 | $2,015,000 | $119,000 | $1,153,000 |
| Employment History | 43 | $10,035,000 | $233,000 | $625,000 | $81,000 | $317,000 |
| Mortgage Insurance Denied | 2 | $900,000 | $450,000 | $555,000 | $127,000 | $129,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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