Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Affinity 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Affinity
73 Mountainview Blvd.
Basking Ridge, NJ 08720
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,716
Total Mortgage Loan Application Amount $374,457,000
Average Mortgage Loan Application Amount $191,333
Highest Mortgage Loan Application Amount $2,160,000
Average Applicant Income $131,666
Highest Applicant Income $2,957,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.

Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2012.

Mortgage Loan Application Totals for Affinity by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Somerset County New Jersey 319 $ 61,730,000 $ 193,000 $ 134,000
Morris County New Jersey 219 $ 47,834,000 $ 218,000 $ 131,000
Middlesex County New Jersey 194 $ 37,450,000 $ 193,000 $ 113,000
Hunterdon County New Jersey 155 $ 34,736,000 $ 224,000 $ 136,000
Monmouth County New Jersey 90 $ 23,622,000 $ 262,000 $ 143,000
Union County New Jersey 79 $ 17,836,000 $ 225,000 $ 139,000
Essex County New Jersey 58 $ 14,608,000 $ 251,000 $ 125,000
Ocean County New Jersey 52 $ 14,400,000 $ 276,000 $ 177,000
Warren County New Jersey 49 $ 9,170,000 $ 187,000 $ 110,000
Bergen County New Jersey 42 $ 11,863,000 $ 282,000 $ 137,000
Sussex County New Jersey 36 $ 6,039,000 $ 167,000 $ 102,000
Northampton County Pennsylvania 32 $ 5,491,000 $ 171,000 $ 96,000
Passaic County New Jersey 29 $ 6,560,000 $ 226,000 $ 123,000
Hudson County New Jersey 20 $ 5,295,000 $ 264,000 $ 176,000
Mercer County New Jersey 20 $ 4,159,000 $ 207,000 $ 112,000
Bucks County Pennsylvania 18 $ 3,837,000 $ 213,000 $ 134,000
Burlington County New Jersey 12 $ 2,348,000 $ 195,000 $ 117,000
Nassau County New York 12 $ 2,553,000 $ 212,000 $ 168,000
Broward County Florida 11 $ 3,253,000 $ 295,000 $ 126,000
Wake County North Carolina 8 $ 1,771,000 $ 221,000 $ 143,000
Fulton County Georgia 7 $ 3,553,000 $ 507,000 $ 169,000
Richmond County New York 6 $ 1,133,000 $ 188,000 $ 95,000
New Castle County Delaware 5 $ 874,000 $ 174,000 $ 82,000
Monroe County Florida 5 $ 1,508,000 $ 301,000 $ 153,000
Cook County Illinois 5 $ 1,883,000 $ 376,000 $ 182,000
Westchester County New York 5 $ 1,916,000 $ 383,000 $ 142,000
Lehigh County Pennsylvania 5 $ 766,000 $ 153,000 $ 97,000
Lee County Florida 4 $ 705,000 $ 176,000 $ 121,000
Kings County New York 4 $ 581,000 $ 145,000 $ 149,000
Suffolk County New York 4 $ 1,014,000 $ 253,000 $ 115,000
Montgomery County Pennsylvania 4 $ 1,026,000 $ 256,000 $ 72,000
Alameda County California 3 $ 1,385,000 $ 461,000 $ 134,000
San Diego County California 3 $ 622,000 $ 207,000 $ 196,000
Santa Clara County California 3 $ 1,968,000 $ 656,000 $ 175,000
Fairfield County Connecticut 3 $ 442,000 $ 147,000 $ 278,000
Sussex County Delaware 3 $ 785,000 $ 261,000 $ 137,000
Miami-Dade County Florida 3 $ 595,000 $ 198,000 $ 104,000
Pinellas County Florida 3 $ 142,000 $ 47,000 $ 77,000
Sarasota County Florida 3 $ 339,000 $ 113,000 $ 104,000
Clayton County Georgia 3 $ 1,422,000 $ 474,000 $ 83,000
Gwinnett County Georgia 3 $ 461,000 $ 153,000 $ 78,000
Atlantic County New Jersey 3 $ 525,000 $ 175,000 $ 85,000
New York County New York 3 $ 420,000 $ 140,000 $ 107,000
Rockland County New York 3 $ 557,000 $ 185,000 $ 99,000
Guilford County North Carolina 3 $ 220,000 $ 73,000 $ 83,000
Mecklenburg County North Carolina 3 $ 270,000 $ 90,000 $ 101,000
Delaware County Pennsylvania 3 $ 240,000 $ 80,000 $ 110,000
Monroe County Pennsylvania 3 $ 368,000 $ 122,000 $ 92,000
Pike County Pennsylvania 3 $ 180,000 $ 60,000 $ 69,000
Harris County Texas 3 $ 457,000 $ 152,000 $ 89,000
Fairfax County Virginia 3 $ 1,192,000 $ 397,000 $ 169,000
Maricopa County Arizona 2 $ 330,000 $ 165,000 $ 58,000
Pima County Arizona 2 $ 76,000 $ 38,000 $ 81,000
Los Angeles County California 2 $ 567,000 $ 283,000 $ 54,000
Adams County Colorado 2 $ 687,000 $ 343,000 $ 255,000
Arapahoe County Colorado 2 $ 724,000 $ 362,000 $ 290,000
El Paso County Colorado 2 $ 489,000 $ 244,000 $ 245,000
District of Columbia County District Of Columbia 2 $ 510,000 $ 255,000 $ 131,000
Martin County Florida 2 $ 220,000 $ 110,000 $ 73,000
Orange County Florida 2 $ 184,000 $ 92,000 $ 56,000
Seminole County Florida 2 $ 282,000 $ 141,000 $ 57,000
Cobb County Georgia 2 $ 258,000 $ 129,000 $ 137,000
Hamilton County Indiana 2 $ 70,000 $ 35,000 $ 243,000
York County Maine 2 $ 3,872,000 $ 1,936,000 $ 211,000
Harford County Maryland 2 $ 60,000 $ 30,000 $ 134,000
Prince George's County Maryland 2 $ 534,000 $ 267,000 $ 115,000
Dakota County Minnesota 2 $ 434,000 $ 217,000 $ 87,000
Camden County New Jersey 2 $ 139,000 $ 69,000 $ 21,000
Santa Fe County New Mexico 2 $ 591,000 $ 295,000 $ 125,000
Erie County New York 2 $ 245,000 $ 122,000 $ 110,000
Brunswick County North Carolina 2 $ 710,000 $ 355,000 $ 94,000
Iredell County North Carolina 2 $ 751,000 $ 375,000 $ 203,000
Columbia County Pennsylvania 2 $ 260,000 $ 130,000 $ 79,000
Lackawanna County Pennsylvania 2 $ 130,000 $ 65,000 $ 32,000
Philadelphia County Pennsylvania 2 $ 277,000 $ 138,000 $ 81,000
Charleston County South Carolina 2 $ 720,000 $ 360,000 $ 96,000
Horry County South Carolina 2 $ 275,000 $ 137,000 $ 71,000
Loudoun County Virginia 2 $ 702,000 $ 351,000 $ 158,000
King County Washington 2 $ 980,000 $ 490,000 $ 132,000
Waukesha County Wisconsin 2 $ 1,227,000 $ 613,000 $ 242,000
Riverside County California 1 $ 415,000 $ 415,000 $ 90,000
Ventura County California 1 $ 50,000 $ 50,000 $ 185,000
Boulder County Colorado 1 $ 109,000 $ 109,000 $ 71,000
Denver County Colorado 1 $ 332,000 $ 332,000 $ 170,000
Douglas County Colorado 1 $ 187,000 $ 187,000 $ 152,000
Middlesex County Connecticut 1 $ 340,000 $ 340,000 $ 119,000
Brevard County Florida 1 $ 50,000 $ 50,000 $ 112,000
Collier County Florida 1 $ 10,000 $ 10,000 $ 63,000
Hillsborough County Florida 1 $ 166,000 $ 166,000 $ 110,000
Indian River County Florida 1 $ 270,000 $ 270,000 $ 197,000
Manatee County Florida 1 $ 255,000 $ 255,000 $ 113,000
Osceola County Florida 1 $ 197,000 $ 197,000 $ 16,000
Palm Beach County Florida 1 $ 1,520,000 $ 1,520,000 $ 766,000
Pasco County Florida 1 $ 90,000 $ 90,000 $ 48,000
Polk County Florida 1 $ 62,000 $ 62,000 $ 194,000
St. Johns County Florida 1 $ 130,000 $ 130,000 $ 78,000
St. Lucie County Florida 1 $ 20,000 $ 20,000 $ 35,000
Sumter County Florida 1 $ 95,000 $ 95,000 $ 89,000
DeKalb County Georgia 1 $ 220,000 $ 220,000 $ 170,000
Fayette County Georgia 1 $ 139,000 $ 139,000 $ 131,000
Forsyth County Georgia 1 $ 209,000 $ 209,000 $ 105,000
Henry County Georgia 1 $ 235,000 $ 235,000 $ 63,000
Wilkes County Georgia 1 $ 52,000 $ 52,000 $ 90,000
Honolulu County Hawaii 1 $ 540,000 $ 540,000 $ 127,000
Maui County Hawaii 1 $ 80,000 $ 80,000 $ 191,000
Kosciusko County Indiana 1 $ 155,000 $ 155,000 $ 66,000
Polk County Iowa 1 $ 12,000 $ 12,000 $ 46,000
Jefferson County Kentucky 1 $ 163,000 $ 163,000 $ 99,000
Anne Arundel County Maryland 1 $ 99,000 $ 99,000 $ 37,000
Baltimore City County Maryland 1 $ 204,000 $ 204,000 $ 126,000
Frederick County Maryland 1 $ 160,000 $ 160,000 $ 204,000
Howard County Maryland 1 $ 426,000 $ 426,000 $ 163,000
Kent County Maryland 1 $ 270,000 $ 270,000 $ 107,000
Barnstable County Massachusetts 1 $ 232,000 $ 232,000 $ 112,000
Essex County Massachusetts 1 $ 201,000 $ 201,000 $ 130,000
Middlesex County Massachusetts 1 $ 25,000 $ 25,000 $ 31,000
Calhoun County Michigan 1 $ 93,000 $ 93,000 $ 64,000
Chisago County Minnesota 1 $ 173,000 $ 173,000 $ 78,000
Cottonwood County Minnesota 1 $ 24,000 $ 24,000 $ 105,000
Ramsey County Minnesota 1 $ 100,000 $ 100,000 $ 108,000
St. Charles County Missouri 1 $ 161,000 $ 161,000 $ 55,000
St. Louis County Missouri 1 $ 55,000 $ 55,000 $ 96,000
Clark County Nevada 1 $ 215,000 $ 215,000 $ 54,000
Rockingham County New Hampshire 1 $ 575,000 $ 575,000 $ 178,000
Sullivan County New Hampshire 1 $ 87,000 $ 87,000 $ 112,000
Cape May County New Jersey 1 $ 50,000 $ 50,000 $ 51,000
Broome County New York 1 $ 55,000 $ 55,000 $ 41,000
Dutchess County New York 1 $ 175,000 $ 175,000 $ 75,000
Greene County New York 1 $ 80,000 $ 80,000 $ 212,000
Monroe County New York 1 $ 30,000 $ 30,000 $ 117,000
Orange County New York 1 $ 280,000 $ 280,000 $ 123,000
Otsego County New York 1 $ 140,000 $ 140,000 $ 253,000
Queens County New York 1 $ 120,000 $ 120,000 $ 113,000
Tioga County New York 1 $ 10,000 $ 10,000 $ 89,000
Warren County New York 1 $ 182,000 $ 182,000 $ 145,000
Chatham County North Carolina 1 $ 330,000 $ 330,000 $ 121,000
Johnston County North Carolina 1 $ 104,000 $ 104,000 $ 29,000
Union County North Carolina 1 $ 390,000 $ 390,000 $ 122,000
Franklin County Ohio 1 $ 117,000 $ 117,000 $ 35,000
Hamilton County Ohio 1 $ 25,000 $ 25,000 $ 181,000
Logan County Ohio 1 $ 67,000 $ 67,000 $ 40,000
Medina County Ohio 1 $ 224,000 $ 224,000 $ 111,000
Stark County Ohio 1 $ 82,000 $ 82,000 $ 50,000
Adams County Pennsylvania 1 $ 194,000 $ 194,000 $ 64,000
Berks County Pennsylvania 1 $ 100,000 $ 100,000 $ 79,000
Centre County Pennsylvania 1 $ 182,000 $ 182,000 $ 59,000
Cumberland County Pennsylvania 1 $ 240,000 $ 240,000 $ 95,000
Luzerne County Pennsylvania 1 $ 50,000 $ 50,000 $ 82,000
Mercer County Pennsylvania 1 $ 35,000 $ 35,000 $ 59,000
Tioga County Pennsylvania 1 $ 120,000 $ 120,000 $ 73,000
Washington County Pennsylvania 1 $ 240,000 $ 240,000 $ 152,000
Aiken County South Carolina 1 $ 20,000 $ 20,000 $ 27,000
Beaufort County South Carolina 1 $ 255,000 $ 255,000 $ 100,000
Greenville County South Carolina 1 $ 265,000 $ 265,000 $ 126,000
Gibson County Tennessee 1 $ 25,000 $ 25,000 $ 32,000
Greene County Tennessee 1 $ 109,000 $ 109,000 $ 74,000
Knox County Tennessee 1 $ 50,000 $ 50,000 $ 212,000
Loudon County Tennessee 1 $ 265,000 $ 265,000 $ 178,000
Bexar County Texas 1 $ 155,000 $ 155,000 $ 70,000
Fort Bend County Texas 1 $ 616,000 $ 616,000 $ 150,000
Tarrant County Texas 1 $ 143,000 $ 143,000 $ 66,000
Addison County Vermont 1 $ 242,000 $ 242,000 $ 68,000
Windsor County Vermont 1 $ 202,000 $ 202,000 $ 264,000
Greene County Virginia 1 $ 145,000 $ 145,000 $ 131,000
Roanoke County Virginia 1 $ 150,000 $ 150,000 $ 342,000
Staunton County Virginia 1 $ 53,000 $ 53,000 $ 57,000
Waynesboro County Virginia 1 $ 59,000 $ 59,000 $ 38,000
Clallam County Washington 1 $ 150,000 $ 150,000 $ 22,000
Kitsap County Washington 1 $ 320,000 $ 320,000 $ 115,000

Mortgage Loan Application Detail Totals for Affinity in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,207 $304,699,000 $252,000 $1,939,000 $129,000 $2,957,000
Home Improvement 322 $22,271,000 $69,000 $400,000 $122,000 $514,000
Home Purchase 187 $47,487,000 $253,000 $2,160,000 $144,000 $1,128,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,133 $242,725,000 $214,000 $2,160,000 $132,000 $2,957,000
Not Provided 246 $58,641,000 $238,000 $1,520,000 $137,000 $766,000
Black or African American 131 $27,562,000 $210,000 $794,000 $95,000 $431,000
Asian 124 $28,666,000 $231,000 $960,000 $142,000 $342,000
Hispanic 68 $14,187,000 $208,000 $499,000 $104,000 $500,000
American Indian or Alaskan Native 6 $1,061,000 $176,000 $400,000 $125,000 $193,000
Not applicable 6 $1,044,000 $174,000 $520,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $571,000 $285,000 $292,000 $209,000 $233,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,716 $374,457,000 $218,000 $2,160,000 $129,000 $2,957,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,184 $262,009,000 $221,000 $2,160,000 $137,000 $2,957,000
Application Denied By Financial Institution 219 $46,944,000 $214,000 $815,000 $90,000 $341,000
Application Withdrawn By Applicant 134 $26,277,000 $196,000 $900,000 $130,000 $723,000
File Closed For Incompleteness 92 $19,555,000 $212,000 $1,450,000 $130,000 $480,000
Application Approved But Not Accepted 87 $19,672,000 $226,000 $950,000 $115,000 $375,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 100 $21,805,000 $218,000 $782,000 $61,000 $245,000
Collateral 78 $17,841,000 $228,000 $661,000 $121,000 $341,000
Credit History 31 $5,078,000 $163,000 $612,000 $105,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 2 $713,000 $356,000 $648,000 $111,000 $189,000
Other 2 $37,000 $18,000 $25,000 $39,000 $46,000
Unverifiable Information 1 $166,000 $166,000 $166,000 $110,000 $110,000
Employment History 1 $37,000 $37,000 $37,000 $75,000 $75,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Affinity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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