Affinity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Affinity Plus 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity Plus 175 West Lafayette Frontage Road Saint Paul, MN 55107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,370 |
| Total Mortgage Loan Application Amount | $501,770,000 |
| Average Mortgage Loan Application Amount | $130,800 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $4,986,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Affinity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Affinity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity Plus's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 703 | $ 74,575,000 | $ 106,000 | $ 144,000 |
| Ramsey County Minnesota | 550 | $ 53,860,000 | $ 97,000 | $ 123,000 |
| Dakota County Minnesota | 491 | $ 45,615,000 | $ 92,000 | $ 137,000 |
| Anoka County Minnesota | 431 | $ 41,375,000 | $ 95,000 | $ 132,000 |
| Itasca County Minnesota | 311 | $ 24,435,000 | $ 78,000 | $ 97,000 |
| Washington County Minnesota | 265 | $ 29,755,000 | $ 112,000 | $ 142,000 |
| St. Louis County Minnesota | 185 | $ 15,725,000 | $ 85,000 | $ 102,000 |
| Beltrami County Minnesota | 163 | $ 13,775,000 | $ 84,000 | $ 103,000 |
| Isanti County Minnesota | 162 | $ 12,840,000 | $ 79,000 | $ 105,000 |
| Olmsted County Minnesota | 145 | $ 14,935,000 | $ 103,000 | $ 103,000 |
| Rice County Minnesota | 118 | $ 8,910,000 | $ 75,000 | $ 94,000 |
| Otter Tail County Minnesota | 116 | $ 9,130,000 | $ 78,000 | $ 83,000 |
| Chisago County Minnesota | 110 | $ 12,510,000 | $ 113,000 | $ 115,000 |
| Crow Wing County Minnesota | 110 | $ 8,520,000 | $ 77,000 | $ 103,000 |
| Scott County Minnesota | 98 | $ 9,270,000 | $ 94,000 | $ 163,000 |
| Sherburne County Minnesota | 98 | $ 8,850,000 | $ 90,000 | $ 149,000 |
| Stearns County Minnesota | 98 | $ 7,720,000 | $ 78,000 | $ 112,000 |
| Wright County Minnesota | 81 | $ 6,585,000 | $ 81,000 | $ 129,000 |
| Blue Earth County Minnesota | 60 | $ 5,580,000 | $ 93,000 | $ 113,000 |
| Winona County Minnesota | 59 | $ 2,815,000 | $ 47,000 | $ 104,000 |
| Cass County Minnesota | 54 | $ 5,540,000 | $ 102,000 | $ 133,000 |
| St. Croix County Wisconsin | 50 | $ 6,490,000 | $ 129,000 | $ 150,000 |
| Nicollet County Minnesota | 46 | $ 3,480,000 | $ 75,000 | $ 120,000 |
| Clay County Minnesota | 44 | $ 3,620,000 | $ 82,000 | $ 103,000 |
| Hubbard County Minnesota | 41 | $ 4,155,000 | $ 101,000 | $ 113,000 |
| Douglas County Minnesota | 40 | $ 3,500,000 | $ 87,000 | $ 115,000 |
| Goodhue County Minnesota | 37 | $ 2,845,000 | $ 76,000 | $ 118,000 |
| Le Sueur County Minnesota | 37 | $ 2,915,000 | $ 78,000 | $ 127,000 |
| Pine County Minnesota | 35 | $ 3,155,000 | $ 90,000 | $ 106,000 |
| Kanabec County Minnesota | 33 | $ 2,755,000 | $ 83,000 | $ 93,000 |
| Mille Lacs County Minnesota | 32 | $ 2,330,000 | $ 72,000 | $ 90,000 |
| Carlton County Minnesota | 28 | $ 2,370,000 | $ 84,000 | $ 97,000 |
| Douglas County Wisconsin | 28 | $ 3,020,000 | $ 107,000 | $ 174,000 |
| Carver County Minnesota | 27 | $ 2,925,000 | $ 108,000 | $ 216,000 |
| Clearwater County Minnesota | 24 | $ 1,670,000 | $ 69,000 | $ 99,000 |
| Morrison County Minnesota | 24 | $ 2,420,000 | $ 100,000 | $ 121,000 |
| Aitkin County Minnesota | 22 | $ 1,930,000 | $ 87,000 | $ 125,000 |
| Benton County Minnesota | 22 | $ 1,420,000 | $ 64,000 | $ 104,000 |
| Wabasha County Minnesota | 22 | $ 1,960,000 | $ 89,000 | $ 107,000 |
| Cass County North Dakota | 21 | $ 2,615,000 | $ 124,000 | $ 137,000 |
| Pierce County Wisconsin | 21 | $ 2,035,000 | $ 96,000 | $ 176,000 |
| Polk County Wisconsin | 21 | $ 1,675,000 | $ 79,000 | $ 104,000 |
| Kandiyohi County Minnesota | 19 | $ 3,635,000 | $ 191,000 | $ 107,000 |
| Steele County Minnesota | 17 | $ 1,345,000 | $ 79,000 | $ 101,000 |
| Dodge County Minnesota | 14 | $ 1,710,000 | $ 122,000 | $ 123,000 |
| Stevens County Minnesota | 13 | $ 1,315,000 | $ 101,000 | $ 101,000 |
| Burnett County Wisconsin | 12 | $ 1,470,000 | $ 122,000 | $ 117,000 |
| Becker County Minnesota | 11 | $ 995,000 | $ 90,000 | $ 134,000 |
| Fillmore County Minnesota | 10 | $ 540,000 | $ 54,000 | $ 104,000 |
| Freeborn County Minnesota | 9 | $ 315,000 | $ 35,000 | $ 141,000 |
| Lake County Minnesota | 8 | $ 640,000 | $ 80,000 | $ 248,000 |
| Buffalo County Wisconsin | 8 | $ 910,000 | $ 113,000 | $ 74,000 |
| McLeod County Minnesota | 7 | $ 555,000 | $ 79,000 | $ 120,000 |
| Mower County Minnesota | 7 | $ 465,000 | $ 66,000 | $ 94,000 |
| Sibley County Minnesota | 7 | $ 635,000 | $ 90,000 | $ 93,000 |
| Mahnomen County Minnesota | 6 | $ 570,000 | $ 95,000 | $ 81,000 |
| Redwood County Minnesota | 6 | $ 340,000 | $ 56,000 | $ 116,000 |
| Todd County Minnesota | 6 | $ 1,020,000 | $ 170,000 | $ 72,000 |
| Cook County Minnesota | 5 | $ 675,000 | $ 135,000 | $ 175,000 |
| Faribault County Minnesota | 5 | $ 485,000 | $ 97,000 | $ 37,000 |
| Grant County Minnesota | 5 | $ 155,000 | $ 31,000 | $ 86,000 |
| Lyon County Minnesota | 5 | $ 645,000 | $ 129,000 | $ 114,000 |
| Meeker County Minnesota | 5 | $ 225,000 | $ 45,000 | $ 110,000 |
| Polk County Minnesota | 5 | $ 235,000 | $ 47,000 | $ 95,000 |
| Wilkin County Minnesota | 5 | $ 295,000 | $ 59,000 | $ 87,000 |
| Big Stone County Minnesota | 4 | $ 320,000 | $ 80,000 | $ 133,000 |
| Brown County Minnesota | 4 | $ 130,000 | $ 32,000 | $ 82,000 |
| Roseau County Minnesota | 4 | $ 170,000 | $ 42,000 | $ 95,000 |
| Waseca County Minnesota | 4 | $ 350,000 | $ 87,000 | $ 268,000 |
| Dunn County Wisconsin | 4 | $ 330,000 | $ 82,000 | $ 68,000 |
| La Crosse County Wisconsin | 4 | $ 700,000 | $ 175,000 | $ 106,000 |
| Sawyer County Wisconsin | 4 | $ 720,000 | $ 180,000 | $ 136,000 |
| Chippewa County Minnesota | 3 | $ 205,000 | $ 68,000 | $ 75,000 |
| Cottonwood County Minnesota | 3 | $ 365,000 | $ 121,000 | $ 60,000 |
| Houston County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 145,000 |
| Koochiching County Minnesota | 3 | $ 95,000 | $ 31,000 | $ 81,000 |
| Martin County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 161,000 |
| Pennington County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 88,000 |
| Wadena County Minnesota | 3 | $ 635,000 | $ 211,000 | $ 207,000 |
| Watonwan County Minnesota | 3 | $ 275,000 | $ 91,000 | $ 98,000 |
| Chippewa County Wisconsin | 3 | $ 745,000 | $ 248,000 | $ 97,000 |
| Eau Claire County Wisconsin | 3 | $ 365,000 | $ 121,000 | $ 169,000 |
| Milwaukee County Wisconsin | 3 | $ 235,000 | $ 78,000 | $ 98,000 |
| Nobles County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 110,000 |
| Pope County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Swift County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| Traverse County Minnesota | 2 | $ 70,000 | $ 35,000 | $ 22,000 |
| Grand Forks County North Dakota | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| Morton County North Dakota | 2 | $ 100,000 | $ 50,000 | $ 93,000 |
| Ward County North Dakota | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| Bayfield County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 202,000 |
| Dodge County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Marathon County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 101,000 |
| Monroe County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 84,000 |
| Sauk County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 145,000 |
| Trempealeau County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Washburn County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 109,000 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Vernon County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Murray County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 147,000 |
| Norman County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Red Lake County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Renville County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Rock County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| Yellow Medicine County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Barnes County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Burleigh County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Ramsey County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 186,000 |
| Richland County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Oklahoma County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 144,000 |
| King County Washington | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Barron County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 186,000 |
| Dane County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 111,000 |
| Door County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Kenosha County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 356,000 |
| Outagamie County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 244,000 |
| Portage County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Shawano County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 225,000 |
| Vernon County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Washington County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 202,000 |
Mortgage Loan Application Detail Totals for Affinity Plus in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,948 | $130,370,000 | $66,000 | $515,000 | $121,000 | $4,986,000 |
| Home Improvement | 1,938 | $112,290,000 | $57,000 | $605,000 | $127,000 | $1,190,000 |
| Refinancing | 660 | $64,890,000 | $98,000 | $605,000 | $116,000 | $881,000 |
| Home Purchase | 580 | $152,420,000 | $262,000 | $975,000 | $123,000 | $589,000 |
| Cash-out Refinancing | 244 | $41,800,000 | $171,000 | $525,000 | $123,000 | $2,280,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,130 | $374,900,000 | $90,000 | $925,000 | $120,000 | $2,280,000 |
| Not Provided | 619 | $61,225,000 | $98,000 | $975,000 | $146,000 | $4,986,000 |
| Black or African American | 202 | $19,830,000 | $98,000 | $585,000 | $125,000 | $1,456,000 |
| Asian | 146 | $16,480,000 | $112,000 | $515,000 | $110,000 | $360,000 |
| Hispanic | 126 | $12,780,000 | $101,000 | $495,000 | $114,000 | $512,000 |
| American Indian or Alaskan Native | 81 | $7,025,000 | $86,000 | $335,000 | $108,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $125,000 | $41,000 | $55,000 | $110,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,366 | $500,670,000 | $93,000 | $975,000 | $123,000 | $4,986,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,100,000 | $275,000 | $465,000 | $116,000 | $212,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,690 | $323,240,000 | $87,000 | $925,000 | $125,000 | $1,190,000 |
| Application Denied By Financial Institution | 728 | $64,040,000 | $87,000 | $565,000 | $88,000 | $1,456,000 |
| Application Withdrawn By Applicant | 586 | $74,510,000 | $127,000 | $975,000 | $139,000 | $2,280,000 |
| File Closed For Incompleteness | 286 | $32,420,000 | $113,000 | $705,000 | $154,000 | $4,986,000 |
| Application Approved But Not Accepted | 80 | $7,560,000 | $94,000 | $445,000 | $125,000 | $347,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,642 | $437,730,000 | $94,000 | $975,000 | $129,000 | $4,986,000 |
| Debt-To-Income Ratio | 390 | $36,490,000 | $93,000 | $565,000 | $63,000 | $432,000 |
| Credit History | 197 | $15,625,000 | $79,000 | $505,000 | $104,000 | $443,000 |
| Collateral | 121 | $10,625,000 | $87,000 | $455,000 | $145,000 | $1,456,000 |
| Employment History | 11 | $785,000 | $71,000 | $305,000 | $33,000 | $67,000 |
| Unverifiable Information | 8 | $420,000 | $52,000 | $95,000 | $117,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $95,000 | $95,000 | $95,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Plus's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.