Agchoice Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Agchoice Farm Credit, Aca 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Agchoice Farm Credit, Aca 900 Bent Creek Boulevard Mechanicsburg, PA 17050 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 |
| Total Number of Mortgage Applications | 644 |
| Total Mortgage Loan Application Amount | $90,013,000 |
| Average Mortgage Loan Application Amount | $137,750 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $709,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Agchoice Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Agchoice Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Agchoice Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Agchoice Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Agchoice Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Agchoice Farm Credit, Aca's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| York County Pennsylvania | 59 | $ 10,551,000 | $ 178,000 | $ 64,000 |
| Adams County Pennsylvania | 34 | $ 6,397,000 | $ 188,000 | $ 115,000 |
| Franklin County Pennsylvania | 34 | $ 4,715,000 | $ 138,000 | $ 87,000 |
| Washington County Pennsylvania | 33 | $ 2,953,000 | $ 89,000 | $ 54,000 |
| Northumberland County Pennsylvania | 30 | $ 3,931,000 | $ 131,000 | $ 42,000 |
| Snyder County Pennsylvania | 29 | $ 2,512,000 | $ 86,000 | $ 56,000 |
| Cumberland County Pennsylvania | 28 | $ 5,439,000 | $ 194,000 | $ 51,000 |
| Westmoreland County Pennsylvania | 26 | $ 4,061,000 | $ 156,000 | $ 70,000 |
| Lycoming County Pennsylvania | 23 | $ 2,132,000 | $ 92,000 | $ 108,000 |
| Union County Pennsylvania | 23 | $ 2,617,000 | $ 113,000 | $ 120,000 |
| Columbia County Pennsylvania | 21 | $ 3,016,000 | $ 143,000 | $ 112,000 |
| Clinton County Pennsylvania | 19 | $ 2,713,000 | $ 142,000 | $ 57,000 |
| Butler County Pennsylvania | 16 | $ 2,277,000 | $ 142,000 | $ 101,000 |
| Centre County Pennsylvania | 16 | $ 5,833,000 | $ 364,000 | $ 134,000 |
| Perry County Pennsylvania | 15 | $ 1,920,000 | $ 128,000 | $ 69,000 |
| Somerset County Pennsylvania | 14 | $ 3,804,000 | $ 271,000 | $ 47,000 |
| Wyoming County Pennsylvania | 14 | $ 1,396,000 | $ 99,000 | $ 64,000 |
| Indiana County Pennsylvania | 11 | $ 1,237,000 | $ 112,000 | $ 60,000 |
| Luzerne County Pennsylvania | 11 | $ 1,242,000 | $ 112,000 | $ 62,000 |
| Montour County Pennsylvania | 11 | $ 823,000 | $ 74,000 | $ 50,000 |
| Fayette County Pennsylvania | 10 | $ 1,044,000 | $ 104,000 | $ 48,000 |
| Fulton County Pennsylvania | 10 | $ 1,484,000 | $ 148,000 | $ 48,000 |
| Juniata County Pennsylvania | 10 | $ 963,000 | $ 96,000 | $ 65,000 |
| Lawrence County Pennsylvania | 10 | $ 861,000 | $ 86,000 | $ 68,000 |
| Mifflin County Pennsylvania | 10 | $ 1,150,000 | $ 115,000 | $ 86,000 |
| Potter County Pennsylvania | 10 | $ 701,000 | $ 70,000 | $ 58,000 |
| Susquehanna County Pennsylvania | 10 | $ 965,000 | $ 96,000 | $ 89,000 |
| Bedford County Pennsylvania | 9 | $ 1,628,000 | $ 180,000 | $ 48,000 |
| Bradford County Pennsylvania | 9 | $ 992,000 | $ 110,000 | $ 73,000 |
| Crawford County Pennsylvania | 8 | $ 585,000 | $ 73,000 | $ 190,000 |
| Erie County Pennsylvania | 8 | $ 1,407,000 | $ 175,000 | $ 129,000 |
| Mercer County Pennsylvania | 8 | $ 959,000 | $ 119,000 | $ 81,000 |
| Tioga County Pennsylvania | 7 | $ 611,000 | $ 87,000 | $ 47,000 |
| Armstrong County Pennsylvania | 6 | $ 733,000 | $ 122,000 | $ 93,000 |
| Beaver County Pennsylvania | 5 | $ 738,000 | $ 147,000 | $ 204,000 |
| Blair County Pennsylvania | 5 | $ 887,000 | $ 177,000 | $ 80,000 |
| Clarion County Pennsylvania | 5 | $ 551,000 | $ 110,000 | $ 46,000 |
| Greene County Pennsylvania | 5 | $ 132,000 | $ 26,000 | $ 87,000 |
| Huntingdon County Pennsylvania | 4 | $ 303,000 | $ 75,000 | $ 103,000 |
| McKean County Pennsylvania | 3 | $ 113,000 | $ 37,000 | $ 50,000 |
| Allegheny County Pennsylvania | 2 | $ 872,000 | $ 436,000 | $ 91,000 |
| Cambria County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 47,000 |
| Elk County Pennsylvania | 2 | $ 122,000 | $ 61,000 | $ 100,000 |
| Venango County Pennsylvania | 2 | $ 107,000 | $ 53,000 | $ 86,000 |
| Garrett County Maryland | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Allegany County New York | 1 | $ 201,000 | $ 201,000 | $ 17,000 |
| Lebanon County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Philadelphia County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 81,000 |
| Warren County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Agchoice Farm Credit, Aca in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 421 | $65,120,000 | $218,333 | $1,400,000 | $41,333 | $682,000 |
| Home Purchase | 143 | $19,907,000 | $123,000 | $720,000 | $68,333 | $400,000 |
| Home Improvement | 80 | $4,986,000 | $39,000 | $500,000 | $63,500 | $709,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 568 | $71,594,000 | $125,500 | $1,400,000 | $59,000 | $709,000 |
| Not Provided | 37 | $5,375,000 | $145,000 | $256,000 | $68,000 | $227,000 |
| Not applicable | 35 | $12,619,000 | $360,000 | $1,000,000 | $27,000 | $534,000 |
| Hispanic | 2 | $255,000 | $127,000 | $200,000 | $297,000 | $490,000 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $85,000 | $85,000 |
| Black or African American | 1 | $55,000 | $55,000 | $55,000 | $66,000 | $66,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 628 | $85,245,000 | $127,750 | $1,400,000 | $58,000 | $709,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $4,768,000 | $298,000 | $782,000 | $58,000 | $133,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 605 | $82,664,000 | $118,000 | $1,000,000 | $64,750 | $709,000 |
| Application Denied By Financial Institution | 19 | $5,406,000 | $249,000 | $1,400,000 | $48,000 | $369,000 |
| Application Withdrawn By Applicant | 17 | $1,463,000 | $50,000 | $260,000 | $40,000 | $115,000 |
| File Closed For Incompleteness | 2 | $250,000 | $125,000 | $150,000 | $57,000 | $64,000 |
| Application Approved But Not Accepted | 1 | $230,000 | $230,000 | $230,000 | $79,000 | $79,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 6 | $1,709,000 | $290,500 | $735,000 | $40,500 | $102,000 |
| Debt-To-Income Ratio | 4 | $204,000 | $51,000 | $80,000 | $48,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,800,000 | $933,000 | $1,400,000 | $306,000 | $369,000 |
| Credit History | 3 | $255,000 | $91,000 | $120,000 | $34,000 | $39,000 |
| Unverifiable Information | 1 | $300,000 | $300,000 | $300,000 | $74,000 | $74,000 |
| Collateral | 1 | $97,000 | $97,000 | $97,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Agchoice Farm Credit, Aca's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Agchoice Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.