Agfirst Farm Credit Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Agfirst Farm Credit Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Agfirst Farm Credit Bank 1901 Main Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,270 |
| Total Mortgage Loan Application Amount | $460,430,000 |
| Average Mortgage Loan Application Amount | $231,500 |
| Highest Mortgage Loan Application Amount | $1,515,000 |
| Average Applicant Income | $89,500 |
| Highest Applicant Income | $910,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Agfirst Farm Credit Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Agfirst Farm Credit Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Agfirst Farm Credit Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Agfirst Farm Credit Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Agfirst Farm Credit Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Agfirst Farm Credit Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 32 | $ 15,040,000 | $ 470,000 | $ 144,000 |
| Anderson County South Carolina | 27 | $ 11,005,000 | $ 407,000 | $ 150,000 |
| Bulloch County Georgia | 26 | $ 8,810,000 | $ 338,000 | $ 142,000 |
| Rockingham County North Carolina | 23 | $ 8,425,000 | $ 366,000 | $ 134,000 |
| Lexington County South Carolina | 21 | $ 8,925,000 | $ 425,000 | $ 140,000 |
| Laurens County South Carolina | 19 | $ 6,955,000 | $ 366,000 | $ 136,000 |
| Cleveland County North Carolina | 18 | $ 6,050,000 | $ 336,000 | $ 110,000 |
| Richland County South Carolina | 18 | $ 7,670,000 | $ 426,000 | $ 197,000 |
| Iredell County North Carolina | 16 | $ 5,850,000 | $ 365,000 | $ 114,000 |
| Union County North Carolina | 16 | $ 6,900,000 | $ 431,000 | $ 124,000 |
| Caswell County North Carolina | 15 | $ 3,905,000 | $ 260,000 | $ 86,000 |
| Newberry County South Carolina | 15 | $ 4,895,000 | $ 326,000 | $ 114,000 |
| Yadkin County North Carolina | 14 | $ 5,120,000 | $ 365,000 | $ 130,000 |
| Carroll County Georgia | 13 | $ 4,845,000 | $ 372,000 | $ 118,000 |
| Caldwell County North Carolina | 13 | $ 4,905,000 | $ 377,000 | $ 150,000 |
| Moore County North Carolina | 13 | $ 5,125,000 | $ 394,000 | $ 138,000 |
| Randolph County North Carolina | 13 | $ 2,875,000 | $ 221,000 | $ 94,000 |
| Colleton County South Carolina | 13 | $ 4,825,000 | $ 371,000 | $ 127,000 |
| Spartanburg County South Carolina | 13 | $ 4,275,000 | $ 328,000 | $ 96,000 |
| York County South Carolina | 13 | $ 4,275,000 | $ 328,000 | $ 123,000 |
| Alamance County North Carolina | 12 | $ 4,240,000 | $ 353,000 | $ 113,000 |
| Catawba County North Carolina | 12 | $ 3,320,000 | $ 276,000 | $ 77,000 |
| Oconee County South Carolina | 12 | $ 4,580,000 | $ 381,000 | $ 99,000 |
| Putnam County Florida | 11 | $ 3,295,000 | $ 299,000 | $ 123,000 |
| Burke County North Carolina | 11 | $ 4,405,000 | $ 400,000 | $ 112,000 |
| Davidson County North Carolina | 11 | $ 4,155,000 | $ 377,000 | $ 144,000 |
| Gaston County North Carolina | 11 | $ 4,525,000 | $ 411,000 | $ 139,000 |
| Stokes County North Carolina | 11 | $ 3,535,000 | $ 321,000 | $ 145,000 |
| Kershaw County South Carolina | 11 | $ 3,665,000 | $ 333,000 | $ 127,000 |
| Appling County Georgia | 10 | $ 2,400,000 | $ 240,000 | $ 95,000 |
| Rutherford County North Carolina | 10 | $ 3,830,000 | $ 383,000 | $ 138,000 |
| Surry County North Carolina | 10 | $ 4,830,000 | $ 483,000 | $ 236,000 |
| Greenville County South Carolina | 10 | $ 4,740,000 | $ 474,000 | $ 196,000 |
| Forsyth County North Carolina | 9 | $ 3,335,000 | $ 370,000 | $ 128,000 |
| Abbeville County South Carolina | 9 | $ 2,515,000 | $ 279,000 | $ 117,000 |
| Chatham County North Carolina | 8 | $ 3,410,000 | $ 426,000 | $ 181,000 |
| Orange County North Carolina | 8 | $ 3,470,000 | $ 433,000 | $ 165,000 |
| Rowan County North Carolina | 8 | $ 2,230,000 | $ 278,000 | $ 108,000 |
| Aiken County South Carolina | 8 | $ 3,980,000 | $ 497,000 | $ 221,000 |
| Pickens County South Carolina | 8 | $ 2,260,000 | $ 282,000 | $ 107,000 |
| Saluda County South Carolina | 8 | $ 2,840,000 | $ 355,000 | $ 147,000 |
| Cabarrus County North Carolina | 7 | $ 2,955,000 | $ 422,000 | $ 122,000 |
| Stanly County North Carolina | 7 | $ 2,375,000 | $ 339,000 | $ 115,000 |
| Lamar County Georgia | 6 | $ 2,270,000 | $ 378,000 | $ 117,000 |
| Ashe County North Carolina | 6 | $ 2,890,000 | $ 481,000 | $ 189,000 |
| Berkeley County South Carolina | 6 | $ 2,060,000 | $ 343,000 | $ 99,000 |
| Greenwood County South Carolina | 6 | $ 2,070,000 | $ 345,000 | $ 137,000 |
| Santa Rosa County Florida | 5 | $ 1,485,000 | $ 297,000 | $ 101,000 |
| Bacon County Georgia | 5 | $ 1,335,000 | $ 267,000 | $ 120,000 |
| Bryan County Georgia | 5 | $ 1,745,000 | $ 349,000 | $ 132,000 |
| Effingham County Georgia | 5 | $ 1,625,000 | $ 325,000 | $ 131,000 |
| Jeff Davis County Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 102,000 |
| Haywood County North Carolina | 5 | $ 1,775,000 | $ 355,000 | $ 123,000 |
| Lincoln County North Carolina | 5 | $ 1,465,000 | $ 293,000 | $ 94,000 |
| McDowell County North Carolina | 5 | $ 1,525,000 | $ 305,000 | $ 104,000 |
| Person County North Carolina | 5 | $ 1,095,000 | $ 219,000 | $ 107,000 |
| Richmond County North Carolina | 5 | $ 1,305,000 | $ 261,000 | $ 100,000 |
| Dorchester County South Carolina | 5 | $ 2,605,000 | $ 521,000 | $ 163,000 |
| Fairfield County South Carolina | 5 | $ 1,455,000 | $ 291,000 | $ 106,000 |
| Lancaster County South Carolina | 5 | $ 1,145,000 | $ 229,000 | $ 92,000 |
| Orangeburg County South Carolina | 5 | $ 1,575,000 | $ 315,000 | $ 136,000 |
| Dinwiddie County Virginia | 5 | $ 1,665,000 | $ 333,000 | $ 149,000 |
| Franklin County Virginia | 5 | $ 1,995,000 | $ 399,000 | $ 172,000 |
| Levy County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 104,000 |
| Okaloosa County Florida | 4 | $ 2,060,000 | $ 515,000 | $ 291,000 |
| Polk County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 150,000 |
| Suwannee County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 161,000 |
| Crawford County Georgia | 4 | $ 1,680,000 | $ 420,000 | $ 153,000 |
| Emanuel County Georgia | 4 | $ 1,280,000 | $ 320,000 | $ 103,000 |
| Monroe County Georgia | 4 | $ 1,160,000 | $ 290,000 | $ 91,000 |
| Newton County Georgia | 4 | $ 2,170,000 | $ 542,000 | $ 207,000 |
| Pierce County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 110,000 |
| Toombs County Georgia | 4 | $ 1,420,000 | $ 355,000 | $ 151,000 |
| Upson County Georgia | 4 | $ 790,000 | $ 197,000 | $ 64,000 |
| Graves County Kentucky | 4 | $ 970,000 | $ 242,000 | $ 97,000 |
| Mercer County Kentucky | 4 | $ 1,390,000 | $ 347,000 | $ 109,000 |
| Davie County North Carolina | 4 | $ 1,550,000 | $ 387,000 | $ 113,000 |
| Jackson County North Carolina | 4 | $ 1,630,000 | $ 407,000 | $ 122,000 |
| Madison County North Carolina | 4 | $ 1,240,000 | $ 310,000 | $ 148,000 |
| Swain County North Carolina | 4 | $ 1,170,000 | $ 292,000 | $ 146,000 |
| Wilkes County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 99,000 |
| Charleston County South Carolina | 4 | $ 1,720,000 | $ 430,000 | $ 170,000 |
| Edgefield County South Carolina | 4 | $ 890,000 | $ 222,000 | $ 122,000 |
| Florence County South Carolina | 4 | $ 840,000 | $ 210,000 | $ 82,000 |
| DeSoto County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 239,000 |
| Gilchrist County Florida | 3 | $ 465,000 | $ 155,000 | $ 105,000 |
| Hillsborough County Florida | 3 | $ 1,105,000 | $ 368,000 | $ 138,000 |
| Marion County Florida | 3 | $ 1,195,000 | $ 398,000 | $ 144,000 |
| Nassau County Florida | 3 | $ 835,000 | $ 278,000 | $ 126,000 |
| Harris County Georgia | 3 | $ 1,285,000 | $ 428,000 | $ 196,000 |
| Heard County Georgia | 3 | $ 975,000 | $ 325,000 | $ 267,000 |
| Houston County Georgia | 3 | $ 975,000 | $ 325,000 | $ 199,000 |
| Jasper County Georgia | 3 | $ 1,435,000 | $ 478,000 | $ 244,000 |
| Long County Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 112,000 |
| Meriwether County Georgia | 3 | $ 915,000 | $ 305,000 | $ 130,000 |
| Pickens County Georgia | 3 | $ 885,000 | $ 295,000 | $ 275,000 |
| Pike County Georgia | 3 | $ 1,195,000 | $ 398,000 | $ 140,000 |
| Spalding County Georgia | 3 | $ 895,000 | $ 298,000 | $ 104,000 |
| Walton County Georgia | 3 | $ 1,095,000 | $ 365,000 | $ 98,000 |
| Garrard County Kentucky | 3 | $ 835,000 | $ 278,000 | $ 96,000 |
| Alleghany County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 125,000 |
| Anson County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 107,000 |
| Clay County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 273,000 |
| Granville County North Carolina | 3 | $ 1,235,000 | $ 411,000 | $ 103,000 |
| Henderson County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 111,000 |
| Macon County North Carolina | 3 | $ 1,215,000 | $ 405,000 | $ 180,000 |
| Montgomery County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 114,000 |
| Clarendon County South Carolina | 3 | $ 935,000 | $ 311,000 | $ 123,000 |
| Horry County South Carolina | 3 | $ 795,000 | $ 265,000 | $ 91,000 |
| Augusta County Virginia | 3 | $ 925,000 | $ 308,000 | $ 95,000 |
| Buckingham County Virginia | 3 | $ 905,000 | $ 301,000 | $ 132,000 |
| Grayson County Virginia | 3 | $ 1,225,000 | $ 408,000 | $ 122,000 |
| Mecklenburg County Virginia | 3 | $ 955,000 | $ 318,000 | $ 156,000 |
| Alachua County Florida | 2 | $ 830,000 | $ 415,000 | $ 116,000 |
| Citrus County Florida | 2 | $ 640,000 | $ 320,000 | $ 108,000 |
| Clay County Florida | 2 | $ 580,000 | $ 290,000 | $ 112,000 |
| Columbia County Florida | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Holmes County Florida | 2 | $ 540,000 | $ 270,000 | $ 94,000 |
| Jackson County Florida | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Lake County Florida | 2 | $ 940,000 | $ 470,000 | $ 105,000 |
| Liberty County Florida | 2 | $ 240,000 | $ 120,000 | $ 141,000 |
| Manatee County Florida | 2 | $ 960,000 | $ 480,000 | $ 165,000 |
| St. Johns County Florida | 2 | $ 790,000 | $ 395,000 | $ 138,000 |
| Charlton County Georgia | 2 | $ 660,000 | $ 330,000 | $ 272,000 |
| Douglas County Georgia | 2 | $ 720,000 | $ 360,000 | $ 132,000 |
| Fulton County Georgia | 2 | $ 1,830,000 | $ 915,000 | $ 296,000 |
| Henry County Georgia | 2 | $ 1,040,000 | $ 520,000 | $ 143,000 |
| Irwin County Georgia | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Jefferson County Georgia | 2 | $ 930,000 | $ 465,000 | $ 156,000 |
| Madison County Georgia | 2 | $ 1,060,000 | $ 530,000 | $ 159,000 |
| Montgomery County Georgia | 2 | $ 320,000 | $ 160,000 | $ 145,000 |
| Tift County Georgia | 2 | $ 700,000 | $ 350,000 | $ 127,000 |
| Walker County Georgia | 2 | $ 610,000 | $ 305,000 | $ 132,000 |
| Ware County Georgia | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Marion County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 107,000 |
| St. Mary's County Maryland | 2 | $ 960,000 | $ 480,000 | $ 149,000 |
| Buncombe County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 117,000 |
| Durham County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 121,000 |
| Harnett County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 145,000 |
| Lee County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 64,000 |
| Mitchell County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 41,000 |
| Polk County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 103,000 |
| Watauga County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 70,000 |
| Yancey County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 69,000 |
| Barnwell County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 94,000 |
| Calhoun County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Cherokee County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 136,000 |
| Chester County South Carolina | 2 | $ 800,000 | $ 400,000 | $ 118,000 |
| Williamsburg County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 116,000 |
| Bledsoe County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Meigs County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Polk County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 147,000 |
| Rhea County Tennessee | 2 | $ 840,000 | $ 420,000 | $ 106,000 |
| Amelia County Virginia | 2 | $ 550,000 | $ 275,000 | $ 93,000 |
| Carroll County Virginia | 2 | $ 990,000 | $ 495,000 | $ 387,000 |
| Chesterfield County Virginia | 2 | $ 930,000 | $ 465,000 | $ 201,000 |
| Halifax County Virginia | 2 | $ 510,000 | $ 255,000 | $ 142,000 |
| Prince Edward County Virginia | 2 | $ 530,000 | $ 265,000 | $ 132,000 |
| Suffolk County Virginia | 2 | $ 880,000 | $ 440,000 | $ 157,000 |
| Sussex County Virginia | 2 | $ 550,000 | $ 275,000 | $ 86,000 |
| Washington County Virginia | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Escambia County Alabama | 1 | $ 655,000 | $ 655,000 | $ 223,000 |
| Lee County Alabama | 1 | $ 435,000 | $ 435,000 | $ 246,000 |
| Brevard County Florida | 1 | $ 605,000 | $ 605,000 | $ 167,000 |
| Escambia County Florida | 1 | $ 705,000 | $ 705,000 | $ 305,000 |
| Gadsden County Florida | 1 | $ 675,000 | $ 675,000 | $ 178,000 |
| Hardee County Florida | 1 | $ 345,000 | $ 345,000 | $ 127,000 |
| Leon County Florida | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Madison County Florida | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Orange County Florida | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Pasco County Florida | 1 | $ 155,000 | $ 155,000 | $ 361,000 |
| Volusia County Florida | 1 | $ 375,000 | $ 375,000 | $ 166,000 |
| Walton County Florida | 1 | $ 495,000 | $ 495,000 | $ 18,000 |
| Banks County Georgia | 1 | $ 535,000 | $ 535,000 | $ 114,000 |
| Bartow County Georgia | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Camden County Georgia | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Candler County Georgia | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Catoosa County Georgia | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Cherokee County Georgia | 1 | $ 715,000 | $ 715,000 | $ 208,000 |
| Coffee County Georgia | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Coweta County Georgia | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Dodge County Georgia | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Dooly County Georgia | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Evans County Georgia | 1 | $ 415,000 | $ 415,000 | $ 106,000 |
| Fannin County Georgia | 1 | $ 725,000 | $ 725,000 | $ 368,000 |
| Fayette County Georgia | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Greene County Georgia | 1 | $ 765,000 | $ 765,000 | $ 674,000 |
| Hancock County Georgia | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Haralson County Georgia | 1 | $ 405,000 | $ 405,000 | $ 137,000 |
| Jackson County Georgia | 1 | $ 705,000 | $ 705,000 | $ 218,000 |
| Johnson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Lee County Georgia | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Liberty County Georgia | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Lincoln County Georgia | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Morgan County Georgia | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Paulding County Georgia | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Peach County Georgia | 1 | $ 665,000 | $ 665,000 | $ 342,000 |
| Screven County Georgia | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Tattnall County Georgia | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Terrell County Georgia | 1 | $ 725,000 | $ 725,000 | $ 238,000 |
| Troup County Georgia | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Twiggs County Georgia | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Washington County Georgia | 1 | $ 305,000 | $ 305,000 | $ 81,000 |
| Wayne County Georgia | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Webster County Georgia | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Worth County Georgia | 1 | $ 365,000 | $ 365,000 | $ 171,000 |
| Woodbury County Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Franklin County Kentucky | 1 | $ 585,000 | $ 585,000 | $ 194,000 |
| Harrison County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Hickman County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Madison County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Marshall County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| McCracken County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Nelson County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Rockcastle County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Vermilion County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 282,000 |
| Carroll County Maryland | 1 | $ 345,000 | $ 345,000 | $ 146,000 |
| Harford County Maryland | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Washington County Maryland | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Wicomico County Maryland | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Franklin County Missouri | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Rensselaer County New York | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Alexander County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Columbus County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 177,000 |
| Duplin County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 176,000 |
| Graham County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| Johnston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Onslow County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 239,000 |
| Sampson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 147,000 |
| Scotland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Transylvania County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 179,000 |
| Berks County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 153,000 |
| Butler County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| Fulton County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Lancaster County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Chesterfield County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 213,000 |
| Georgetown County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| McMinn County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 158,000 |
| Brazos County Texas | 1 | $ 725,000 | $ 725,000 | $ 332,000 |
| Dickens County Texas | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Ellis County Texas | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| Erath County Texas | 1 | $ 1,515,000 | $ 1,515,000 | $ 893,000 |
| Frio County Texas | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Gaines County Texas | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Gregg County Texas | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Hill County Texas | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Houston County Texas | 1 | $ 645,000 | $ 645,000 | $ 200,000 |
| Jasper County Texas | 1 | $ 335,000 | $ 335,000 | $ 240,000 |
| Johnson County Texas | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Leon County Texas | 1 | $ 545,000 | $ 545,000 | $ 201,000 |
| Limestone County Texas | 1 | $ 625,000 | $ 625,000 | $ 172,000 |
| Lubbock County Texas | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Madison County Texas | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| McLennan County Texas | 1 | $ 435,000 | $ 435,000 | $ 192,000 |
| Medina County Texas | 1 | $ 455,000 | $ 455,000 | $ 233,000 |
| Parker County Texas | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Sabine County Texas | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Van Zandt County Texas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Waller County Texas | 1 | $ 535,000 | $ 535,000 | $ 220,000 |
| Accomack County Virginia | 1 | $ 425,000 | $ 425,000 | $ 200,000 |
| Amherst County Virginia | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| Bath County Virginia | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Buena Vista County Virginia | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Clarke County Virginia | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Floyd County Virginia | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Frederick County Virginia | 1 | $ 495,000 | $ 495,000 | $ 260,000 |
| Greene County Virginia | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Isle of Wight County Virginia | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Loudoun County Virginia | 1 | $ 855,000 | $ 855,000 | $ 260,000 |
| Louisa County Virginia | 1 | $ 555,000 | $ 555,000 | $ 180,000 |
| Madison County Virginia | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Nelson County Virginia | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Nottoway County Virginia | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Page County Virginia | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Rockbridge County Virginia | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Rockingham County Virginia | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Scott County Virginia | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Shenandoah County Virginia | 1 | $ 645,000 | $ 645,000 | $ 178,000 |
| Smyth County Virginia | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Southampton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Jefferson County West Virginia | 1 | $ 545,000 | $ 545,000 | $ 156,000 |
| Putnam County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Ritchie County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Wood County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Agfirst Farm Credit Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,152 | $433,470,000 | $376,000 | $1,515,000 | $140,000 | $910,000 |
| Cash-out Refinancing | 54 | $13,410,000 | $248,000 | $525,000 | $102,000 | $244,000 |
| Other Purpose | 33 | $6,575,000 | $199,000 | $705,000 | $105,000 | $479,000 |
| Refinancing | 19 | $5,215,000 | $274,000 | $645,000 | $101,000 | $213,000 |
| Home Improvement | 10 | $1,470,000 | $147,000 | $265,000 | $89,000 | $130,000 |
| Not Applicable | 2 | $290,000 | $145,000 | $175,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,110 | $397,160,000 | $357,000 | $1,515,000 | $134,000 | $902,000 |
| Not Provided | 62 | $25,980,000 | $419,000 | $905,000 | $177,000 | $910,000 |
| Black or African American | 48 | $19,250,000 | $401,000 | $915,000 | $147,000 | $650,000 |
| Hispanic | 31 | $11,495,000 | $370,000 | $725,000 | $140,000 | $278,000 |
| American Indian or Alaskan Native | 7 | $2,495,000 | $356,000 | $595,000 | $111,000 | $146,000 |
| Asian | 7 | $2,805,000 | $400,000 | $695,000 | $139,000 | $239,000 |
| Not applicable | 2 | $290,000 | $145,000 | $175,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,270 | $460,430,000 | $362,000 | $1,515,000 | $136,000 | $910,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,097 | $396,695,000 | $361,000 | $1,515,000 | $138,000 | $910,000 |
| Application Denied By Financial Institution | 115 | $43,145,000 | $375,000 | $1,165,000 | $106,000 | $650,000 |
| Application Withdrawn By Applicant | 49 | $18,335,000 | $374,000 | $1,105,000 | $168,000 | $674,000 |
| Application Approved But Not Accepted | 7 | $1,965,000 | $280,000 | $475,000 | $161,000 | $518,000 |
| Loan Purchased By The Institution | 2 | $290,000 | $145,000 | $175,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,155 | $417,285,000 | $361,000 | $1,515,000 | $139,000 | $910,000 |
| Debt-To-Income Ratio | 60 | $23,930,000 | $398,000 | $855,000 | $85,000 | $277,000 |
| Collateral | 32 | $10,960,000 | $342,000 | $725,000 | $145,000 | $650,000 |
| Other | 10 | $3,260,000 | $326,000 | $505,000 | $99,000 | $146,000 |
| Credit History | 7 | $1,665,000 | $237,000 | $515,000 | $89,000 | $176,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $630,000 | $315,000 | $545,000 | $144,000 | $239,000 |
| Credit Application Incomplete | 2 | $1,150,000 | $575,000 | $645,000 | $172,000 | $206,000 |
| Mortgage Insurance Denied | 1 | $385,000 | $385,000 | $385,000 | $93,000 | $93,000 |
| Unverifiable Information | 1 | $1,165,000 | $1,165,000 | $1,165,000 | $78,000 | $78,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Agfirst Farm Credit Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Agfirst Farm Credit Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.