Agsouth Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Agsouth Farm Credit, Aca 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Agsouth Farm Credit, Aca Po Box 718 Statesboro, GA 30459 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 491 |
| Total Mortgage Loan Application Amount | $113,395,000 |
| Average Mortgage Loan Application Amount | $182,250 |
| Highest Mortgage Loan Application Amount | $1,045,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $3,472,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Agsouth Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Agsouth Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Agsouth Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Agsouth Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Agsouth Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Agsouth Farm Credit, Aca's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aiken County South Carolina | 30 | $ 6,860,000 | $ 228,000 | $ 104,000 |
| Anderson County South Carolina | 29 | $ 7,955,000 | $ 274,000 | $ 179,000 |
| Appling County Georgia | 25 | $ 3,805,000 | $ 152,000 | $ 99,000 |
| Carroll County Georgia | 24 | $ 5,160,000 | $ 215,000 | $ 101,000 |
| Meriwether County Georgia | 14 | $ 2,670,000 | $ 190,000 | $ 102,000 |
| Toombs County Georgia | 14 | $ 2,330,000 | $ 166,000 | $ 61,000 |
| Pickens County South Carolina | 14 | $ 3,350,000 | $ 239,000 | $ 129,000 |
| Bulloch County Georgia | 13 | $ 2,805,000 | $ 215,000 | $ 305,000 |
| Spalding County Georgia | 13 | $ 3,945,000 | $ 303,000 | $ 113,000 |
| Lexington County South Carolina | 12 | $ 2,400,000 | $ 200,000 | $ 122,000 |
| Spartanburg County South Carolina | 12 | $ 2,320,000 | $ 193,000 | $ 71,000 |
| Morgan County Georgia | 11 | $ 3,795,000 | $ 345,000 | $ 170,000 |
| Pike County Georgia | 11 | $ 3,785,000 | $ 344,000 | $ 160,000 |
| Haralson County Georgia | 10 | $ 2,230,000 | $ 223,000 | $ 131,000 |
| Troup County Georgia | 10 | $ 2,200,000 | $ 220,000 | $ 103,000 |
| Wayne County Georgia | 10 | $ 1,880,000 | $ 188,000 | $ 117,000 |
| Edgefield County South Carolina | 10 | $ 1,900,000 | $ 190,000 | $ 90,000 |
| Monroe County Georgia | 9 | $ 2,015,000 | $ 223,000 | $ 102,000 |
| Greenville County South Carolina | 9 | $ 2,085,000 | $ 231,000 | $ 105,000 |
| Laurens County South Carolina | 9 | $ 1,845,000 | $ 205,000 | $ 116,000 |
| Lamar County Georgia | 8 | $ 1,920,000 | $ 240,000 | $ 81,000 |
| Montgomery County Georgia | 8 | $ 1,460,000 | $ 182,000 | $ 72,000 |
| Newberry County South Carolina | 8 | $ 2,100,000 | $ 262,000 | $ 112,000 |
| Oconee County South Carolina | 8 | $ 2,170,000 | $ 271,000 | $ 525,000 |
| Saluda County South Carolina | 8 | $ 1,450,000 | $ 181,000 | $ 73,000 |
| Heard County Georgia | 7 | $ 1,465,000 | $ 209,000 | $ 72,000 |
| Coweta County Georgia | 6 | $ 2,400,000 | $ 400,000 | $ 237,000 |
| Harris County Georgia | 6 | $ 1,690,000 | $ 281,000 | $ 187,000 |
| Upson County Georgia | 6 | $ 1,650,000 | $ 275,000 | $ 113,000 |
| Walker County Georgia | 6 | $ 1,580,000 | $ 263,000 | $ 99,000 |
| Coffee County Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 86,000 |
| Jasper County Georgia | 5 | $ 1,255,000 | $ 251,000 | $ 108,000 |
| Jeff Davis County Georgia | 5 | $ 855,000 | $ 171,000 | $ 82,000 |
| Abbeville County South Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 97,000 |
| Greene County Georgia | 4 | $ 610,000 | $ 152,000 | $ 67,000 |
| Tattnall County Georgia | 4 | $ 580,000 | $ 145,000 | $ 118,000 |
| Walton County Georgia | 4 | $ 1,170,000 | $ 292,000 | $ 106,000 |
| Cherokee County South Carolina | 4 | $ 520,000 | $ 130,000 | $ 66,000 |
| Kershaw County South Carolina | 4 | $ 730,000 | $ 182,000 | $ 100,000 |
| Richland County South Carolina | 4 | $ 2,660,000 | $ 665,000 | $ 748,000 |
| Butts County Georgia | 3 | $ 935,000 | $ 311,000 | $ 210,000 |
| Douglas County Georgia | 3 | $ 825,000 | $ 275,000 | $ 164,000 |
| Henry County Georgia | 3 | $ 1,275,000 | $ 425,000 | $ 181,000 |
| Liberty County Georgia | 3 | $ 315,000 | $ 105,000 | $ 65,000 |
| Screven County Georgia | 3 | $ 545,000 | $ 181,000 | $ 65,000 |
| Telfair County Georgia | 3 | $ 525,000 | $ 175,000 | $ 88,000 |
| Treutlen County Georgia | 3 | $ 495,000 | $ 165,000 | $ 81,000 |
| Bacon County Georgia | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| Brantley County Georgia | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Candler County Georgia | 2 | $ 730,000 | $ 365,000 | $ 100,000 |
| Chatham County Georgia | 2 | $ 540,000 | $ 270,000 | $ 671,000 |
| Effingham County Georgia | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| Fayette County Georgia | 2 | $ 720,000 | $ 360,000 | $ 299,000 |
| Fulton County Georgia | 2 | $ 240,000 | $ 120,000 | $ 131,000 |
| Glynn County Georgia | 2 | $ 420,000 | $ 210,000 | $ 675,000 |
| Long County Georgia | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| Newton County Georgia | 2 | $ 690,000 | $ 345,000 | $ 106,000 |
| Oconee County Georgia | 2 | $ 810,000 | $ 405,000 | $ 65,000 |
| Pierce County Georgia | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| Rockdale County Georgia | 2 | $ 570,000 | $ 285,000 | $ 103,000 |
| Ware County Georgia | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Calhoun County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 117,000 |
| Chester County South Carolina | 2 | $ 590,000 | $ 295,000 | $ 288,000 |
| Fairfield County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 164,000 |
| Greenwood County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 190,000 |
| Orangeburg County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| York County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 388,000 |
| Barrow County Georgia | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Berrien County Georgia | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Camden County Georgia | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Catoosa County Georgia | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Clayton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Clinch County Georgia | 1 | $ 355,000 | $ 355,000 | $ 175,000 |
| Columbia County Georgia | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Dade County Georgia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Fannin County Georgia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Floyd County Georgia | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Franklin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 14,000 |
| Jefferson County Georgia | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Jenkins County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Oglethorpe County Georgia | 1 | $ 345,000 | $ 345,000 | $ 238,000 |
| Paulding County Georgia | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Polk County Georgia | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Putnam County Georgia | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Rabun County Georgia | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Talbot County Georgia | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Barnwell County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Berkeley County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Charleston County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Union County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 268,000 |
Mortgage Loan Application Detail Totals for Agsouth Farm Credit, Aca in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 220 | $49,840,000 | $226,000 | $1,045,000 | $154,000 | $3,472,000 |
| Refinancing | 177 | $42,255,000 | $238,000 | $935,000 | $121,000 | $724,000 |
| Cash-out Refinancing | 92 | $21,230,000 | $230,000 | $915,000 | $123,000 | $1,975,000 |
| Home Improvement | 2 | $70,000 | $35,000 | $55,000 | $66,000 | $66,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 430 | $100,040,000 | $232,000 | $1,045,000 | $131,000 | $2,621,000 |
| Not Provided | 30 | $6,290,000 | $209,000 | $435,000 | $132,000 | $544,000 |
| Black or African American | 16 | $4,400,000 | $275,000 | $755,000 | $127,000 | $657,000 |
| Hispanic | 8 | $1,100,000 | $137,000 | $215,000 | $38,000 | $81,000 |
| American Indian or Alaskan Native | 4 | $960,000 | $240,000 | $325,000 | $109,000 | $176,000 |
| Asian | 2 | $270,000 | $135,000 | $185,000 | $1,761,000 | $3,472,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 463 | $108,415,000 | $234,000 | $1,045,000 | $140,000 | $3,472,000 |
| FHA-insured (Federal Housing Administration) | 17 | $3,105,000 | $182,000 | $365,000 | $82,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,045,000 | $149,000 | $245,000 | $58,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 4 | $830,000 | $207,000 | $315,000 | $55,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 278 | $71,310,000 | $256,000 | $935,000 | $145,000 | $1,975,000 |
| Application Denied By Financial Institution | 189 | $38,615,000 | $204,000 | $1,045,000 | $81,000 | $360,000 |
| Loan Originated | 17 | $2,125,000 | $125,000 | $305,000 | $588,000 | $3,472,000 |
| Application Approved But Not Accepted | 7 | $1,345,000 | $192,000 | $305,000 | $146,000 | $468,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 302 | $74,780,000 | $247,000 | $935,000 | $169,000 | $3,472,000 |
| Credit History | 76 | $13,520,000 | $177,000 | $485,000 | $88,000 | $360,000 |
| Debt-To-Income Ratio | 59 | $13,855,000 | $234,000 | $1,045,000 | $60,000 | $193,000 |
| Other | 22 | $3,570,000 | $162,000 | $345,000 | $85,000 | $190,000 |
| Credit Application Incomplete | 21 | $4,665,000 | $222,000 | $515,000 | $91,000 | $240,000 |
| Collateral | 9 | $2,255,000 | $250,000 | $545,000 | $134,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $750,000 | $375,000 | $505,000 | $99,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Agsouth Farm Credit, Aca's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Agsouth Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.