Agsouth Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Agsouth Farm Credit, Aca 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Agsouth Farm Credit, Aca Po Box 718 Statesboro, GA 30459 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 433 |
| Total Mortgage Loan Application Amount | $143,465,000 |
| Average Mortgage Loan Application Amount | $280,666 |
| Highest Mortgage Loan Application Amount | $1,825,000 |
| Average Applicant Income | $142,333 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Agsouth Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Agsouth Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Agsouth Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Agsouth Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Agsouth Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Agsouth Farm Credit, Aca's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anderson County South Carolina | 28 | $ 11,290,000 | $ 403,000 | $ 131,000 |
| Carroll County Georgia | 21 | $ 6,435,000 | $ 306,000 | $ 109,000 |
| Davidson County North Carolina | 17 | $ 4,905,000 | $ 288,000 | $ 109,000 |
| Oconee County South Carolina | 15 | $ 4,815,000 | $ 321,000 | $ 98,000 |
| Lexington County South Carolina | 14 | $ 5,560,000 | $ 397,000 | $ 135,000 |
| Stokes County North Carolina | 11 | $ 3,655,000 | $ 332,000 | $ 99,000 |
| Aiken County South Carolina | 11 | $ 2,145,000 | $ 195,000 | $ 108,000 |
| Appling County Georgia | 10 | $ 2,360,000 | $ 236,000 | $ 98,000 |
| Guilford County North Carolina | 10 | $ 4,810,000 | $ 481,000 | $ 177,000 |
| Randolph County North Carolina | 10 | $ 2,210,000 | $ 221,000 | $ 149,000 |
| Kershaw County South Carolina | 9 | $ 2,155,000 | $ 239,000 | $ 125,000 |
| Rowan County North Carolina | 8 | $ 3,260,000 | $ 407,000 | $ 240,000 |
| Newberry County South Carolina | 8 | $ 2,800,000 | $ 350,000 | $ 121,000 |
| Richland County South Carolina | 8 | $ 2,480,000 | $ 310,000 | $ 123,000 |
| Haralson County Georgia | 7 | $ 2,155,000 | $ 307,000 | $ 101,000 |
| Morgan County Georgia | 7 | $ 3,035,000 | $ 433,000 | $ 161,000 |
| Iredell County North Carolina | 7 | $ 1,895,000 | $ 270,000 | $ 96,000 |
| York County South Carolina | 7 | $ 3,245,000 | $ 463,000 | $ 341,000 |
| Meriwether County Georgia | 6 | $ 1,190,000 | $ 198,000 | $ 83,000 |
| Monroe County Georgia | 6 | $ 2,600,000 | $ 433,000 | $ 124,000 |
| Person County North Carolina | 6 | $ 1,520,000 | $ 253,000 | $ 373,000 |
| Yancey County North Carolina | 6 | $ 1,610,000 | $ 268,000 | $ 119,000 |
| Laurens County South Carolina | 6 | $ 1,610,000 | $ 268,000 | $ 141,000 |
| Orangeburg County South Carolina | 6 | $ 1,410,000 | $ 235,000 | $ 136,000 |
| Bulloch County Georgia | 5 | $ 1,595,000 | $ 319,000 | $ 176,000 |
| Walton County Georgia | 5 | $ 2,015,000 | $ 403,000 | $ 96,000 |
| Wayne County Georgia | 5 | $ 585,000 | $ 117,000 | $ 117,000 |
| Caswell County North Carolina | 5 | $ 1,865,000 | $ 373,000 | $ 131,000 |
| Montgomery County North Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 93,000 |
| Orange County North Carolina | 5 | $ 1,835,000 | $ 367,000 | $ 138,000 |
| Richmond County North Carolina | 5 | $ 1,445,000 | $ 289,000 | $ 111,000 |
| Swain County North Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 98,000 |
| Alexander County North Carolina | 4 | $ 1,380,000 | $ 345,000 | $ 113,000 |
| Catawba County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 81,000 |
| Forsyth County North Carolina | 4 | $ 1,370,000 | $ 342,000 | $ 88,000 |
| Gaston County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 170,000 |
| Stanly County North Carolina | 4 | $ 920,000 | $ 230,000 | $ 69,000 |
| Greenville County South Carolina | 4 | $ 1,280,000 | $ 320,000 | $ 114,000 |
| Pickens County South Carolina | 4 | $ 950,000 | $ 237,000 | $ 86,000 |
| Spartanburg County South Carolina | 4 | $ 1,900,000 | $ 475,000 | $ 150,000 |
| Newton County Georgia | 3 | $ 1,115,000 | $ 371,000 | $ 141,000 |
| Pike County Georgia | 3 | $ 1,695,000 | $ 565,000 | $ 172,000 |
| Upson County Georgia | 3 | $ 585,000 | $ 195,000 | $ 40,000 |
| Cabarrus County North Carolina | 3 | $ 275,000 | $ 91,000 | $ 551,000 |
| Chatham County North Carolina | 3 | $ 1,155,000 | $ 385,000 | $ 102,000 |
| Cleveland County North Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 290,000 |
| Jackson County North Carolina | 3 | $ 945,000 | $ 315,000 | $ 121,000 |
| Rockingham County North Carolina | 3 | $ 1,165,000 | $ 388,000 | $ 109,000 |
| Surry County North Carolina | 3 | $ 1,285,000 | $ 428,000 | $ 155,000 |
| Wilkes County North Carolina | 3 | $ 1,785,000 | $ 595,000 | $ 226,000 |
| Yadkin County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 101,000 |
| Abbeville County South Carolina | 3 | $ 705,000 | $ 235,000 | $ 87,000 |
| Cherokee County South Carolina | 3 | $ 955,000 | $ 318,000 | $ 120,000 |
| Coweta County Georgia | 2 | $ 1,240,000 | $ 620,000 | $ 197,000 |
| Douglas County Georgia | 2 | $ 1,530,000 | $ 765,000 | $ 167,000 |
| Fayette County Georgia | 2 | $ 870,000 | $ 435,000 | $ 201,000 |
| Spalding County Georgia | 2 | $ 1,880,000 | $ 940,000 | $ 357,000 |
| Talbot County Georgia | 2 | $ 920,000 | $ 460,000 | $ 266,000 |
| Troup County Georgia | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Ware County Georgia | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Ashe County North Carolina | 2 | $ 920,000 | $ 460,000 | $ 161,000 |
| Burke County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Cherokee County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 84,000 |
| Macon County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 139,000 |
| Moore County North Carolina | 2 | $ 1,100,000 | $ 550,000 | $ 240,000 |
| Union County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 79,000 |
| Barnwell County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Calhoun County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 124,000 |
| Fairfield County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Lancaster County South Carolina | 2 | $ 1,040,000 | $ 520,000 | $ 170,000 |
| Bacon County Georgia | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Effingham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Fulton County Georgia | 1 | $ 535,000 | $ 535,000 | $ 227,000 |
| Harris County Georgia | 1 | $ 565,000 | $ 565,000 | $ 222,000 |
| Henry County Georgia | 1 | $ 555,000 | $ 555,000 | $ 157,000 |
| Long County Georgia | 1 | $ 305,000 | $ 305,000 | $ 42,000 |
| Muscogee County Georgia | 1 | $ 645,000 | $ 645,000 | $ 341,000 |
| Putnam County Georgia | 1 | $ 365,000 | $ 365,000 | $ 155,000 |
| Rockdale County Georgia | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| Wilkinson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| McLean County Illinois | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Flathead County Montana | 1 | $ 1,825,000 | $ 1,825,000 | $ 1,039,000 |
| Alamance County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
| Anson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Avery County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Caldwell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Davie County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Durham County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 298,000 |
| Harnett County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Haywood County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 98,000 |
| Lincoln County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 178,000 |
| Madison County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| McDowell County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 148,000 |
| Mitchell County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 132,000 |
| Watauga County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Allendale County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Chester County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Dorchester County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Edgefield County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Greenwood County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Hampton County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Saluda County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 114,000 |
| Union County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Agsouth Farm Credit, Aca in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 339 | $119,875,000 | $353,000 | $1,545,000 | $144,000 | $1,800,000 |
| Cash-out Refinancing | 43 | $9,595,000 | $223,000 | $675,000 | $91,000 | $211,000 |
| Refinancing | 39 | $11,295,000 | $289,000 | $1,825,000 | $134,000 | $1,039,000 |
| Home Improvement | 6 | $480,000 | $80,000 | $255,000 | $166,000 | $471,000 |
| Not Applicable | 3 | $1,205,000 | $401,000 | $465,000 | $126,000 | $165,000 |
| Other Purpose | 3 | $1,015,000 | $338,000 | $575,000 | $193,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 379 | $124,775,000 | $329,000 | $1,825,000 | $135,000 | $1,375,000 |
| Black or African American | 24 | $7,390,000 | $307,000 | $645,000 | $186,000 | $1,800,000 |
| Not Provided | 19 | $7,315,000 | $385,000 | $1,545,000 | $150,000 | $632,000 |
| Hispanic | 9 | $3,425,000 | $380,000 | $615,000 | $133,000 | $244,000 |
| Asian | 2 | $560,000 | $280,000 | $465,000 | $80,000 | $113,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 421 | $140,145,000 | $332,000 | $1,825,000 | $139,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,045,000 | $209,000 | $255,000 | $81,000 | $134,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,810,000 | $452,000 | $575,000 | $167,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $465,000 | $155,000 | $205,000 | $53,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 201 | $72,485,000 | $360,000 | $1,825,000 | $142,000 | $1,039,000 |
| Application Denied By Financial Institution | 161 | $52,175,000 | $324,000 | $1,545,000 | $115,000 | $1,800,000 |
| Loan Originated | 61 | $14,935,000 | $244,000 | $755,000 | $189,000 | $1,375,000 |
| File Closed For Incompleteness | 6 | $2,680,000 | $446,000 | $525,000 | $126,000 | $202,000 |
| Application Approved But Not Accepted | 4 | $1,190,000 | $297,000 | $375,000 | $184,000 | $403,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 272 | $91,290,000 | $335,000 | $1,825,000 | $152,000 | $1,375,000 |
| Debt-To-Income Ratio | 68 | $24,070,000 | $353,000 | $1,205,000 | $92,000 | $277,000 |
| Credit History | 50 | $15,370,000 | $307,000 | $1,445,000 | $154,000 | $1,800,000 |
| Credit Application Incomplete | 20 | $6,920,000 | $346,000 | $1,545,000 | $133,000 | $632,000 |
| Other | 12 | $2,960,000 | $246,000 | $475,000 | $71,000 | $175,000 |
| Collateral | 8 | $2,270,000 | $283,000 | $585,000 | $107,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $490,000 | $245,000 | $395,000 | $52,000 | $56,000 |
| Unverifiable Information | 1 | $95,000 | $95,000 | $95,000 | $114,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Agsouth Farm Credit, Aca's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Agsouth Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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