Ahl Funding Mortgage Lending & HMDA Data, 2019
In 2019, Ahl Funding of Irvine, CA reported 549 mortgage applications totaling $206.8 million. The average application was for $376,657, and applicants reported an average income of $111,657. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (174), Riverside-San Bernardino-Ontario, CA (173) and Anaheim-Santa Ana-Irvine, CA (51) (applications in parentheses).
| Mortgage Company & Address | Ahl Funding 4 Park Plaza Suite 730 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 549 |
| Total Mortgage Loan Application Amount | $206,785,000 |
| Average Mortgage Loan Application Amount | $376,657 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $111,657 |
| Highest Applicant Income | $1,310,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ahl Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 174 | $ 77,270,000 | $ 444,080 | $ 116,000 |
| Riverside-San Bernardino-Ontario, CA | 173 | $ 54,115,000 | $ 312,803 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 51 | $ 26,445,000 | $ 518,529 | $ 169,000 |
| Phoenix-Mesa-Scottsdale, AZ | 17 | $ 4,045,000 | $ 237,941 | $ 88,000 |
| San Diego-Carlsbad, CA | 14 | $ 5,880,000 | $ 420,000 | $ 81,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 14 | $ 4,950,000 | $ 353,571 | $ 97,000 |
| Chicago-Naperville, IL | 8 | $ 2,180,000 | $ 272,500 | $ 138,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 8 | $ 2,180,000 | $ 272,500 | $ 60,000 |
| Dallas-Plano-Irving, TX | 7 | $ 2,085,000 | $ 297,857 | $ 105,000 |
| Bakersfield, CA | 6 | $ 1,450,000 | $ 241,666 | $ 74,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 1,460,000 | $ 243,333 | $ 122,000 |
| Outside any metro area | 6 | $ 2,400,000 | $ 400,000 | $ 307,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 1,365,000 | $ 273,000 | $ 77,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 2,345,000 | $ 469,000 | $ 117,000 |
| Fresno, CA | 4 | $ 920,000 | $ 230,000 | $ 18,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 820,000 | $ 205,000 | $ 73,000 |
| Salinas, CA | 4 | $ 1,890,000 | $ 472,500 | $ 55,000 |
| Modesto, CA | 3 | $ 1,465,000 | $ 488,333 | $ 361,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,375,000 | $ 458,333 | $ 59,000 |
| Austin-Round Rock, TX | 2 | $ 470,000 | $ 235,000 | $ 168,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 300,000 | $ 150,000 | $ 34,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 450,000 | $ 225,000 | $ 265,000 |
| Longview, TX | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 630,000 | $ 315,000 | $ 122,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 470,000 | $ 235,000 | $ 45,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,090,000 | $ 545,000 | $ 84,000 |
| Stockton-Lodi, CA | 2 | $ 710,000 | $ 355,000 | $ 54,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 400,000 | $ 200,000 | $ 145,000 |
| Tucson, AZ | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| Vallejo-Fairfield, CA | 2 | $ 860,000 | $ 430,000 | $ 75,000 |
| Visalia-Porterville, CA | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Columbus, OH | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 545,000 | $ 545,000 | $ 718,000 |
| Jacksonville, FL | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Lakeland-Winter Haven, FL | 1 | $ 275,000 | $ 275,000 | $ 20,000 |
| Madera, CA | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Peoria, IL | 1 | $ 315,000 | $ 315,000 | $ 158,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 1,135,000 | $ 1,135,000 | $ 301,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 1,145,000 | $ 1,145,000 | $ 446,000 |
| St. Louis, MO-IL | 1 | $ 485,000 | $ 485,000 | $ 199,000 |
| Yuba City, CA | 1 | $ 425,000 | $ 425,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Ahl Funding in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 279 | $106,075,000 | $380,000 | $1,505,000 | $128,000 | $1,310,000 |
| Cash-out Refinancing | 152 | $54,860,000 | $360,000 | $1,125,000 | $114,000 | $1,043,000 |
| Refinancing | 118 | $45,850,000 | $388,000 | $1,135,000 | $70,000 | $582,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 260 | $89,790,000 | $345,000 | $895,000 | $95,000 | $1,079,000 |
| White | 133 | $54,825,000 | $412,000 | $1,505,000 | $149,000 | $1,043,000 |
| Not Provided | 88 | $34,350,000 | $390,000 | $935,000 | $112,000 | $1,310,000 |
| Black or African American | 39 | $14,265,000 | $365,000 | $705,000 | $89,000 | $192,000 |
| Asian | 27 | $12,895,000 | $477,000 | $1,125,000 | $127,000 | $278,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $660,000 | $330,000 | $355,000 | $106,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 390 | $150,210,000 | $385,000 | $1,505,000 | $132,000 | $1,310,000 |
| FHA-insured (Federal Housing Administration) | 142 | $50,030,000 | $352,000 | $895,000 | $64,000 | $247,000 |
| VA-guaranteed (Veterans Administration) | 17 | $6,545,000 | $385,000 | $895,000 | $65,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 549 | $206,785,000 | $376,000 | $1,505,000 | $112,000 | $1,310,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 549 | $206,785,000 | $376,000 | $1,505,000 | $112,000 | $1,310,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ahl Funding's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ahl Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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