Ahl Funding Mortgage Lending & HMDA Data, 2019

In 2019, Ahl Funding of Irvine, CA reported 549 mortgage applications totaling $206.8 million. The average application was for $376,657, and applicants reported an average income of $111,657. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (174), Riverside-San Bernardino-Ontario, CA (173) and Anaheim-Santa Ana-Irvine, CA (51) (applications in parentheses).

Mortgage Company & Address Ahl Funding
4 Park Plaza Suite 730
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 549
Total Mortgage Loan Application Amount $206,785,000
Average Mortgage Loan Application Amount $376,657
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $111,657
Highest Applicant Income $1,310,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ahl Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ahl Funding by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 174 $ 77,270,000 $ 444,080 $ 116,000
Riverside, California 93 $ 29,925,000 $ 321,774 $ 99,000
San Bernardino, California 80 $ 24,190,000 $ 302,375 $ 86,000
Orange, California 51 $ 26,445,000 $ 518,529 $ 169,000
Maricopa, Arizona 16 $ 3,900,000 $ 243,750 $ 90,000
San Diego, California 14 $ 5,880,000 $ 420,000 $ 81,000
Palm Beach, Florida 14 $ 4,950,000 $ 353,571 $ 97,000
Sacramento, California 8 $ 2,180,000 $ 272,500 $ 60,000
Kern, California 6 $ 1,450,000 $ 241,666 $ 74,000
Broward, Florida 6 $ 1,460,000 $ 243,333 $ 122,000
Contra Costa, California 4 $ 2,000,000 $ 500,000 $ 131,000
Fresno, California 4 $ 920,000 $ 230,000 $ 18,000
Monterey, California 4 $ 1,890,000 $ 472,500 $ 55,000
Dallas, Texas 4 $ 1,260,000 $ 315,000 $ 115,000
Stanislaus, California 3 $ 1,465,000 $ 488,333 $ 361,000
Ventura, California 3 $ 1,375,000 $ 458,333 $ 59,000
Cook, Illinois 3 $ 885,000 $ 295,000 $ 119,000
McHenry, Illinois 3 $ 555,000 $ 185,000 $ 90,000
Mohave, Arizona 2 $ 450,000 $ 225,000 $ 265,000
Pima, Arizona 2 $ 370,000 $ 185,000 $ 54,000
San Joaquin, California 2 $ 710,000 $ 355,000 $ 54,000
Solano, California 2 $ 860,000 $ 430,000 $ 75,000
Tulare, California 2 $ 360,000 $ 180,000 $ 66,000
Arapahoe, Colorado 2 $ 370,000 $ 185,000 $ 75,000
Denver, Colorado 2 $ 690,000 $ 345,000 $ 90,000
Hillsborough, Florida 2 $ 400,000 $ 200,000 $ 145,000
Lee, Florida 2 $ 300,000 $ 150,000 $ 34,000
Monroe, Florida 2 $ 1,990,000 $ 995,000 $ 800,000
Orange, Florida 2 $ 470,000 $ 235,000 $ 45,000
Hays, Texas 2 $ 470,000 $ 235,000 $ 168,000
Pinal, Arizona 1 $ 145,000 $ 145,000 $ 54,000
Alameda, California 1 $ 345,000 $ 345,000 $ 62,000
Madera, California 1 $ 115,000 $ 115,000 $ 25,000
San Benito, California 1 $ 605,000 $ 605,000 $ 0
San Luis Obispo, California 1 $ 1,135,000 $ 1,135,000 $ 301,000
Santa Barbara, California 1 $ 385,000 $ 385,000 $ 0
Santa Clara, California 1 $ 485,000 $ 485,000 $ 168,000
Sonoma, California 1 $ 1,145,000 $ 1,145,000 $ 446,000
Yuba, California 1 $ 425,000 $ 425,000 $ 42,000
Adams, Colorado 1 $ 305,000 $ 305,000 $ 55,000
Brevard, Florida 1 $ 215,000 $ 215,000 $ 71,000
Duval, Florida 1 $ 195,000 $ 195,000 $ 80,000
Hendry, Florida 1 $ 125,000 $ 125,000 $ 47,000
Manatee, Florida 1 $ 225,000 $ 225,000 $ 76,000
Okeechobee, Florida 1 $ 95,000 $ 95,000 $ 50,000
Polk, Florida 1 $ 275,000 $ 275,000 $ 20,000
Putnam, Florida 1 $ 125,000 $ 125,000 $ 104,000
Sarasota, Florida 1 $ 405,000 $ 405,000 $ 168,000
DuPage, Illinois 1 $ 315,000 $ 315,000 $ 71,000
Lake, Illinois 1 $ 135,000 $ 135,000 $ 40,000
Madison, Illinois 1 $ 485,000 $ 485,000 $ 199,000
Peoria, Illinois 1 $ 315,000 $ 315,000 $ 158,000
Will, Illinois 1 $ 425,000 $ 425,000 $ 408,000
Grant, Indiana 1 $ 65,000 $ 65,000 $ 42,000
Hendricks, Indiana 1 $ 295,000 $ 295,000 $ 77,000
Marion, Indiana 1 $ 95,000 $ 95,000 $ 24,000
Putnam, Indiana 1 $ 245,000 $ 245,000 $ 126,000
Shelby, Indiana 1 $ 185,000 $ 185,000 $ 67,000
Franklin, Ohio 1 $ 95,000 $ 95,000 $ 42,000
Collin, Texas 1 $ 445,000 $ 445,000 $ 168,000
Denton, Texas 1 $ 195,000 $ 195,000 $ 50,000
Harris, Texas 1 $ 545,000 $ 545,000 $ 718,000
Kaufman, Texas 1 $ 185,000 $ 185,000 $ 59,000
Rusk, Texas 1 $ 265,000 $ 265,000 $ 89,000
Upshur, Texas 1 $ 305,000 $ 305,000 $ 97,000

Mortgage Loan Application Detail Totals for Ahl Funding in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 279 $106,075,000 $380,000 $1,505,000 $128,000 $1,310,000
Cash-out Refinancing 152 $54,860,000 $360,000 $1,125,000 $114,000 $1,043,000
Refinancing 118 $45,850,000 $388,000 $1,135,000 $70,000 $582,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 260 $89,790,000 $345,000 $895,000 $95,000 $1,079,000
White 133 $54,825,000 $412,000 $1,505,000 $149,000 $1,043,000
Not Provided 88 $34,350,000 $390,000 $935,000 $112,000 $1,310,000
Black or African American 39 $14,265,000 $365,000 $705,000 $89,000 $192,000
Asian 27 $12,895,000 $477,000 $1,125,000 $127,000 $278,000
Native Hawaiian or Other Pacific Islander 2 $660,000 $330,000 $355,000 $106,000 $108,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 390 $150,210,000 $385,000 $1,505,000 $132,000 $1,310,000
FHA-insured (Federal Housing Administration) 142 $50,030,000 $352,000 $895,000 $64,000 $247,000
VA-guaranteed (Veterans Administration) 17 $6,545,000 $385,000 $895,000 $65,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 549 $206,785,000 $376,000 $1,505,000 $112,000 $1,310,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 549 $206,785,000 $376,000 $1,505,000 $112,000 $1,310,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ahl Funding's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ahl Funding's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List