Aig Federal Savings Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aig Federal Savings Bank 600 N King Street, Suite 2 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 444 |
| Total Mortgage Loan Application Amount | $125,261,000 |
| Average Mortgage Loan Application Amount | $281,500 |
| Highest Mortgage Loan Application Amount | $1,462,000 |
| Average Applicant Income | $209,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Aig Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aig Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Aig Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aig Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Aig Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aig Federal Savings Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 129 | $ 22,669,000 | $ 175,000 | $ 52,000 |
| Los Angeles County California | 16 | $ 8,248,000 | $ 515,000 | $ 129,000 |
| Maricopa County Arizona | 10 | $ 2,037,000 | $ 203,000 | $ 97,000 |
| Cecil County Maryland | 8 | $ 1,224,000 | $ 153,000 | $ 42,000 |
| Pima County Arizona | 6 | $ 943,000 | $ 157,000 | $ 49,000 |
| Orange County California | 6 | $ 1,707,000 | $ 284,000 | $ 101,000 |
| Fairfield County Connecticut | 6 | $ 2,955,000 | $ 492,000 | $ 123,000 |
| Bergen County New Jersey | 6 | $ 2,195,000 | $ 365,000 | $ 102,000 |
| Monmouth County New Jersey | 6 | $ 2,554,000 | $ 425,000 | $ 199,000 |
| Richmond County New York | 6 | $ 1,446,000 | $ 241,000 | $ 99,000 |
| Wake County North Carolina | 6 | $ 3,867,000 | $ 644,000 | $ 756,000 |
| Harris County Texas | 6 | $ 807,000 | $ 134,000 | $ 112,000 |
| San Bernardino County California | 5 | $ 1,335,000 | $ 267,000 | $ 101,000 |
| Cook County Illinois | 5 | $ 892,000 | $ 178,000 | $ 125,000 |
| Beaufort County South Carolina | 5 | $ 2,672,000 | $ 534,000 | $ 2,249,000 |
| San Diego County California | 4 | $ 2,323,000 | $ 580,000 | $ 132,000 |
| Fulton County Georgia | 4 | $ 2,476,000 | $ 619,000 | $ 489,000 |
| Marion County Indiana | 4 | $ 481,000 | $ 120,000 | $ 70,000 |
| Suffolk County Massachusetts | 4 | $ 1,355,000 | $ 338,000 | $ 66,000 |
| Ottawa County Michigan | 4 | $ 1,087,000 | $ 271,000 | $ 127,000 |
| Westchester County New York | 4 | $ 2,209,000 | $ 552,000 | $ 257,000 |
| Alameda County California | 3 | $ 1,299,000 | $ 433,000 | $ 183,000 |
| Gwinnett County Georgia | 3 | $ 1,277,000 | $ 425,000 | $ 743,000 |
| Hudson County New Jersey | 3 | $ 1,267,000 | $ 422,000 | $ 148,000 |
| Union County New Jersey | 3 | $ 696,000 | $ 232,000 | $ 105,000 |
| Putnam County New York | 3 | $ 1,005,000 | $ 335,000 | $ 149,000 |
| Rockland County New York | 3 | $ 1,158,000 | $ 386,000 | $ 121,000 |
| New Hanover County North Carolina | 3 | $ 2,185,000 | $ 728,000 | $ 1,053,000 |
| Lamoille County Vermont | 3 | $ 970,000 | $ 323,000 | $ 165,000 |
| Pinal County Arizona | 2 | $ 345,000 | $ 172,000 | $ 60,000 |
| Butte County California | 2 | $ 377,000 | $ 188,000 | $ 111,000 |
| Stanislaus County California | 2 | $ 392,000 | $ 196,000 | $ 106,000 |
| Sussex County Delaware | 2 | $ 350,000 | $ 175,000 | $ 101,000 |
| Miami-Dade County Florida | 2 | $ 560,000 | $ 280,000 | $ 91,000 |
| Palm Beach County Florida | 2 | $ 574,000 | $ 287,000 | $ 108,000 |
| Cobb County Georgia | 2 | $ 423,000 | $ 211,000 | $ 95,000 |
| DeKalb County Georgia | 2 | $ 288,000 | $ 144,000 | $ 52,000 |
| Lake County Indiana | 2 | $ 555,000 | $ 277,000 | $ 100,000 |
| Jefferson County Louisiana | 2 | $ 325,000 | $ 162,000 | $ 90,000 |
| Baltimore County Maryland | 2 | $ 430,000 | $ 215,000 | $ 43,000 |
| Middlesex County Massachusetts | 2 | $ 604,000 | $ 302,000 | $ 132,000 |
| Norfolk County Massachusetts | 2 | $ 382,000 | $ 191,000 | $ 97,000 |
| Oakland County Michigan | 2 | $ 598,000 | $ 299,000 | $ 139,000 |
| Wayne County Michigan | 2 | $ 275,000 | $ 137,000 | $ 60,000 |
| Clark County Nevada | 2 | $ 742,000 | $ 371,000 | $ 110,000 |
| Camden County New Jersey | 2 | $ 2,000,000 | $ 1,000,000 | $ 2,290,000 |
| Gloucester County New Jersey | 2 | $ 359,000 | $ 179,000 | $ 92,000 |
| Passaic County New Jersey | 2 | $ 431,000 | $ 215,000 | $ 109,000 |
| Dutchess County New York | 2 | $ 438,000 | $ 219,000 | $ 61,000 |
| New York County New York | 2 | $ 1,123,000 | $ 561,000 | $ 186,000 |
| Suffolk County New York | 2 | $ 776,000 | $ 388,000 | $ 191,000 |
| Iredell County North Carolina | 2 | $ 1,094,000 | $ 547,000 | $ 180,000 |
| Mecklenburg County North Carolina | 2 | $ 1,376,000 | $ 688,000 | $ 173,000 |
| Moore County North Carolina | 2 | $ 959,000 | $ 479,000 | $ 232,000 |
| Oklahoma County Oklahoma | 2 | $ 241,000 | $ 120,000 | $ 63,000 |
| Washington County Oregon | 2 | $ 401,000 | $ 200,000 | $ 44,000 |
| Lancaster County Pennsylvania | 2 | $ 464,000 | $ 232,000 | $ 118,000 |
| Pickens County South Carolina | 2 | $ 138,000 | $ 69,000 | $ 19,000 |
| Richland County South Carolina | 2 | $ 144,000 | $ 72,000 | $ 65,000 |
| Virginia Beach County Virginia | 2 | $ 1,172,000 | $ 586,000 | $ 2,931,000 |
| Baldwin County Alabama | 1 | $ 192,000 | $ 192,000 | $ 114,000 |
| Cochise County Arizona | 1 | $ 42,000 | $ 42,000 | $ 17,000 |
| Yavapai County Arizona | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Garland County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Pulaski County Arkansas | 1 | $ 340,000 | $ 340,000 | $ 180,000 |
| Sharp County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| El Dorado County California | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Imperial County California | 1 | $ 110,000 | $ 110,000 | $ 23,000 |
| Merced County California | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Napa County California | 1 | $ 274,000 | $ 274,000 | $ 133,000 |
| San Luis Obispo County California | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Santa Clara County California | 1 | $ 506,000 | $ 506,000 | $ 85,000 |
| Tulare County California | 1 | $ 288,000 | $ 288,000 | $ 88,000 |
| Adams County Colorado | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
| Denver County Colorado | 1 | $ 241,000 | $ 241,000 | $ 74,000 |
| Eagle County Colorado | 1 | $ 405,000 | $ 405,000 | $ 179,000 |
| Garfield County Colorado | 1 | $ 252,000 | $ 252,000 | $ 79,000 |
| Jefferson County Colorado | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 102,000 |
| Moffat County Colorado | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| New Haven County Connecticut | 1 | $ 204,000 | $ 204,000 | $ 104,000 |
| Alachua County Florida | 1 | $ 132,000 | $ 132,000 | $ 133,000 |
| Escambia County Florida | 1 | $ 97,000 | $ 97,000 | $ 114,000 |
| Hernando County Florida | 1 | $ 161,000 | $ 161,000 | $ 36,000 |
| Hillsborough County Florida | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Lake County Florida | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Lee County Florida | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Manatee County Florida | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Marion County Florida | 1 | $ 185,000 | $ 185,000 | $ 20,000 |
| Okaloosa County Florida | 1 | $ 240,000 | $ 240,000 | $ 225,000 |
| Osceola County Florida | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| St. Lucie County Florida | 1 | $ 350,000 | $ 350,000 | $ 64,000 |
| Douglas County Georgia | 1 | $ 228,000 | $ 228,000 | $ 65,000 |
| Forsyth County Georgia | 1 | $ 644,000 | $ 644,000 | $ 2,496,000 |
| Richmond County Georgia | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| Honolulu County Hawaii | 1 | $ 568,000 | $ 568,000 | $ 112,000 |
| Kauai County Hawaii | 1 | $ 405,000 | $ 405,000 | $ 191,000 |
| Maui County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 850,000 |
| McHenry County Illinois | 1 | $ 207,000 | $ 207,000 | $ 68,000 |
| Tazewell County Illinois | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Hamilton County Indiana | 1 | $ 212,000 | $ 212,000 | $ 65,000 |
| Hancock County Indiana | 1 | $ 157,000 | $ 157,000 | $ 66,000 |
| Jasper County Indiana | 1 | $ 308,000 | $ 308,000 | $ 120,000 |
| Porter County Indiana | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Johnson County Kansas | 1 | $ 340,000 | $ 340,000 | $ 115,000 |
| Anderson County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 26,000 |
| York County Maine | 1 | $ 417,000 | $ 417,000 | $ 154,000 |
| Montgomery County Maryland | 1 | $ 322,000 | $ 322,000 | $ 94,000 |
| Essex County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Hampden County Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Nantucket County Massachusetts | 1 | $ 524,000 | $ 524,000 | $ 714,000 |
| Eaton County Michigan | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Dakota County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 43,000 |
| Lyon County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 170,000 |
| Washington County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 99,000 |
| Hancock County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Neshoba County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 39,000 |
| St. Francois County Missouri | 1 | $ 292,000 | $ 292,000 | $ 80,000 |
| St. Louis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Essex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Middlesex County New Jersey | 1 | $ 284,000 | $ 284,000 | $ 137,000 |
| Morris County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 98,000 |
| Kings County New York | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Monroe County New York | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Nassau County New York | 1 | $ 308,000 | $ 308,000 | $ 111,000 |
| Orange County New York | 1 | $ 158,000 | $ 158,000 | $ 98,000 |
| Saratoga County New York | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Schenectady County New York | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
| Sullivan County New York | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Brunswick County North Carolina | 1 | $ 603,000 | $ 603,000 | $ 480,000 |
| Buncombe County North Carolina | 1 | $ 1,462,000 | $ 1,462,000 | $ 5,713,000 |
| Cabarrus County North Carolina | 1 | $ 551,000 | $ 551,000 | $ 349,000 |
| Currituck County North Carolina | 1 | $ 519,000 | $ 519,000 | $ 148,000 |
| Durham County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 30,000 |
| Guilford County North Carolina | 1 | $ 976,000 | $ 976,000 | $ 366,000 |
| Henderson County North Carolina | 1 | $ 544,000 | $ 544,000 | $ 2,100,000 |
| Orange County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 4,054,000 |
| Person County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Cuyahoga County Ohio | 1 | $ 1,200,000 | $ 1,200,000 | $ 400,000 |
| Lucas County Ohio | 1 | $ 144,000 | $ 144,000 | $ 224,000 |
| Rogers County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Allegheny County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Bucks County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 110,000 |
| Chester County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 245,000 |
| Cumberland County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 136,000 |
| Delaware County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| Lehigh County Pennsylvania | 1 | $ 351,000 | $ 351,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 1 | $ 314,000 | $ 314,000 | $ 75,000 |
| Greenville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Horry County South Carolina | 1 | $ 430,000 | $ 430,000 | $ 144,000 |
| Giles County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Denton County Texas | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Potter County Texas | 1 | $ 82,000 | $ 82,000 | $ 61,000 |
| Rains County Texas | 1 | $ 46,000 | $ 46,000 | $ 22,000 |
| Addison County Vermont | 1 | $ 417,000 | $ 417,000 | $ 157,000 |
| Bennington County Vermont | 1 | $ 1,045,000 | $ 1,045,000 | $ 6,087,000 |
| Arlington County Virginia | 1 | $ 290,000 | $ 290,000 | $ 179,000 |
| Chesapeake County Virginia | 1 | $ 347,000 | $ 347,000 | $ 241,000 |
| Chesterfield County Virginia | 1 | $ 178,000 | $ 178,000 | $ 51,000 |
| Fairfax County Virginia | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| New Kent County Virginia | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Prince William County Virginia | 1 | $ 290,000 | $ 290,000 | $ 102,000 |
| Pierce County Washington | 1 | $ 382,000 | $ 382,000 | $ 72,000 |
| Snohomish County Washington | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Spokane County Washington | 1 | $ 278,000 | $ 278,000 | $ 63,000 |
| Thurston County Washington | 1 | $ 417,000 | $ 417,000 | $ 93,000 |
| Putnam County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Ozaukee County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 222 | $55,034,000 | $247,000 | $1,300,000 | $143,000 | $3,536,000 |
| Refinancing | 222 | $70,227,000 | $316,000 | $1,462,000 | $275,000 | $9,999,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 179 | $48,641,000 | $271,000 | $1,295,000 | $112,000 | $850,000 |
| Not applicable | 171 | $50,628,000 | $296,000 | $1,462,000 | $374,000 | $9,999,000 |
| Not Provided | 41 | $10,777,000 | $262,000 | $860,000 | $97,000 | $336,000 |
| Black or African American | 22 | $5,341,000 | $242,000 | $723,000 | $66,000 | $293,000 |
| Hispanic | 13 | $3,988,000 | $306,000 | $930,000 | $90,000 | $225,000 |
| Asian | 12 | $4,381,000 | $365,000 | $612,000 | $142,000 | $279,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,505,000 | $250,000 | $568,000 | $109,000 | $140,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 421 | $121,084,000 | $287,000 | $1,462,000 | $218,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 22 | $3,949,000 | $179,000 | $228,000 | $43,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 1 | $228,000 | $228,000 | $228,000 | $50,000 | $50,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 171 | $50,628,000 | $296,000 | $1,462,000 | $374,000 | $9,999,000 |
| Application Denied By Financial Institution | 89 | $30,222,000 | $339,000 | $1,295,000 | $106,000 | $850,000 |
| Loan Originated | 79 | $16,575,000 | $209,000 | $580,000 | $97,000 | $275,000 |
| File Closed For Incompleteness | 59 | $15,071,000 | $255,000 | $807,000 | $107,000 | $305,000 |
| Application Withdrawn By Applicant | 25 | $6,365,000 | $254,000 | $500,000 | $133,000 | $577,000 |
| Application Approved But Not Accepted | 21 | $6,400,000 | $304,000 | $791,000 | $110,000 | $306,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 34 | $11,563,000 | $340,000 | $860,000 | $69,000 | $218,000 |
| Credit History | 22 | $7,441,000 | $338,000 | $1,200,000 | $102,000 | $400,000 |
| Collateral | 18 | $6,456,000 | $358,000 | $1,295,000 | $116,000 | $336,000 |
| Other | 15 | $4,762,000 | $317,000 | $1,000,000 | $183,000 | $850,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aig Federal Savings Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aig Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.