Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Alerus Financial, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Alerus Financial, National Association Po Box 6001 Grand Forks, ND 58206 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 5,976 |
Total Mortgage Loan Application Amount | $1,282,389,000 |
Average Mortgage Loan Application Amount | $162,000 |
Highest Mortgage Loan Application Amount | $3,893,000 |
Average Applicant Income | $108,000 |
Highest Applicant Income | $9,454,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Hennepin County Minnesota | 2,391 | $ 586,893,000 | $ 245,000 | $ 126,000 |
Ramsey County Minnesota | 556 | $ 118,228,000 | $ 212,000 | $ 126,000 |
Grand Forks County North Dakota | 535 | $ 70,590,000 | $ 131,000 | $ 119,000 |
Cass County North Dakota | 434 | $ 66,418,000 | $ 153,000 | $ 105,000 |
Dakota County Minnesota | 372 | $ 79,665,000 | $ 214,000 | $ 107,000 |
Anoka County Minnesota | 308 | $ 58,599,000 | $ 190,000 | $ 85,000 |
Washington County Minnesota | 275 | $ 66,530,000 | $ 241,000 | $ 107,000 |
Carver County Minnesota | 159 | $ 45,469,000 | $ 285,000 | $ 139,000 |
Scott County Minnesota | 139 | $ 32,240,000 | $ 231,000 | $ 107,000 |
Polk County Minnesota | 81 | $ 9,857,000 | $ 121,000 | $ 82,000 |
Wright County Minnesota | 63 | $ 13,343,000 | $ 211,000 | $ 93,000 |
Clay County Minnesota | 56 | $ 7,282,000 | $ 130,000 | $ 91,000 |
Sherburne County Minnesota | 51 | $ 8,566,000 | $ 167,000 | $ 76,000 |
Maricopa County Arizona | 31 | $ 7,743,000 | $ 249,000 | $ 257,000 |
Crow Wing County Minnesota | 29 | $ 8,233,000 | $ 283,000 | $ 190,000 |
Becker County Minnesota | 25 | $ 6,578,000 | $ 263,000 | $ 199,000 |
St. Croix County Wisconsin | 20 | $ 5,022,000 | $ 251,000 | $ 122,000 |
Chisago County Minnesota | 18 | $ 3,303,000 | $ 183,000 | $ 65,000 |
Hubbard County Minnesota | 17 | $ 4,075,000 | $ 239,000 | $ 244,000 |
Isanti County Minnesota | 16 | $ 2,668,000 | $ 166,000 | $ 74,000 |
Traill County North Dakota | 15 | $ 1,372,000 | $ 91,000 | $ 73,000 |
Marshall County Minnesota | 11 | $ 894,000 | $ 81,000 | $ 50,000 |
Otter Tail County Minnesota | 11 | $ 2,633,000 | $ 239,000 | $ 188,000 |
St. Louis County Minnesota | 11 | $ 2,332,000 | $ 212,000 | $ 195,000 |
Richland County North Dakota | 10 | $ 1,411,000 | $ 141,000 | $ 185,000 |
Douglas County Minnesota | 9 | $ 2,287,000 | $ 254,000 | $ 165,000 |
Pine County Minnesota | 9 | $ 1,300,000 | $ 144,000 | $ 130,000 |
Rice County Minnesota | 9 | $ 1,825,000 | $ 202,000 | $ 114,000 |
Beltrami County Minnesota | 8 | $ 2,226,000 | $ 278,000 | $ 504,000 |
Cass County Minnesota | 8 | $ 2,312,000 | $ 289,000 | $ 179,000 |
Mille Lacs County Minnesota | 8 | $ 1,546,000 | $ 193,000 | $ 147,000 |
Norman County Minnesota | 8 | $ 793,000 | $ 99,000 | $ 62,000 |
Burleigh County North Dakota | 8 | $ 1,709,000 | $ 213,000 | $ 149,000 |
Nelson County North Dakota | 8 | $ 701,000 | $ 87,000 | $ 158,000 |
Lee County Florida | 7 | $ 1,369,000 | $ 195,000 | $ 184,000 |
Aitkin County Minnesota | 7 | $ 1,480,000 | $ 211,000 | $ 203,000 |
Polk County Wisconsin | 7 | $ 1,294,000 | $ 184,000 | $ 138,000 |
Washburn County Wisconsin | 7 | $ 1,423,000 | $ 203,000 | $ 155,000 |
Cook County Minnesota | 6 | $ 1,349,000 | $ 224,000 | $ 316,000 |
Lake County Minnesota | 6 | $ 1,915,000 | $ 319,000 | $ 304,000 |
Collier County Florida | 5 | $ 1,869,000 | $ 373,000 | $ 357,000 |
Le Sueur County Minnesota | 5 | $ 1,250,000 | $ 250,000 | $ 81,000 |
Mahnomen County Minnesota | 5 | $ 544,000 | $ 108,000 | $ 96,000 |
Burnett County Wisconsin | 5 | $ 952,000 | $ 190,000 | $ 160,000 |
Sawyer County Wisconsin | 5 | $ 1,617,000 | $ 323,000 | $ 242,000 |
Goodhue County Minnesota | 4 | $ 690,000 | $ 172,000 | $ 86,000 |
Kandiyohi County Minnesota | 4 | $ 682,000 | $ 170,000 | $ 81,000 |
McLeod County Minnesota | 4 | $ 532,000 | $ 133,000 | $ 85,000 |
Meeker County Minnesota | 4 | $ 888,000 | $ 222,000 | $ 176,000 |
Morrison County Minnesota | 4 | $ 812,000 | $ 203,000 | $ 126,000 |
Nicollet County Minnesota | 4 | $ 531,000 | $ 132,000 | $ 63,000 |
Olmsted County Minnesota | 4 | $ 529,000 | $ 132,000 | $ 105,000 |
Stearns County Minnesota | 4 | $ 988,000 | $ 247,000 | $ 165,000 |
Riverside County California | 3 | $ 1,162,000 | $ 387,000 | $ 258,000 |
Manatee County Florida | 3 | $ 949,000 | $ 316,000 | $ 269,000 |
Blue Earth County Minnesota | 3 | $ 624,000 | $ 208,000 | $ 62,000 |
Lake of the Woods County Minnesota | 3 | $ 491,000 | $ 163,000 | $ 112,000 |
Pembina County North Dakota | 3 | $ 188,000 | $ 62,000 | $ 66,000 |
Walsh County North Dakota | 3 | $ 225,000 | $ 75,000 | $ 76,000 |
Franklin County Ohio | 3 | $ 1,628,000 | $ 542,000 | $ 1,274,000 |
Barron County Wisconsin | 3 | $ 656,000 | $ 218,000 | $ 195,000 |
Pinal County Arizona | 2 | $ 199,000 | $ 99,000 | $ 140,000 |
Los Angeles County California | 2 | $ 735,000 | $ 367,000 | $ 150,000 |
Jefferson County Colorado | 2 | $ 342,000 | $ 171,000 | $ 62,000 |
Miami-Dade County Florida | 2 | $ 567,000 | $ 283,000 | $ 472,000 |
Sarasota County Florida | 2 | $ 435,000 | $ 217,000 | $ 228,000 |
Sumter County Florida | 2 | $ 399,000 | $ 199,000 | $ 95,000 |
Itasca County Minnesota | 2 | $ 384,000 | $ 192,000 | $ 132,000 |
Kittson County Minnesota | 2 | $ 142,000 | $ 71,000 | $ 46,000 |
Steele County Minnesota | 2 | $ 288,000 | $ 144,000 | $ 291,000 |
Todd County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 209,000 |
Clark County Nevada | 2 | $ 430,000 | $ 215,000 | $ 262,000 |
Barnes County North Dakota | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
Ransom County North Dakota | 2 | $ 189,000 | $ 94,000 | $ 66,000 |
Steele County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
Williams County North Dakota | 2 | $ 426,000 | $ 213,000 | $ 65,000 |
Minnehaha County South Dakota | 2 | $ 209,000 | $ 104,000 | $ 51,000 |
King County Washington | 2 | $ 894,000 | $ 447,000 | $ 186,000 |
Dane County Wisconsin | 2 | $ 696,000 | $ 348,000 | $ 81,000 |
Pepin County Wisconsin | 2 | $ 324,000 | $ 162,000 | $ 160,000 |
Pima County Arizona | 1 | $ 146,000 | $ 146,000 | $ 112,000 |
Benton County Arkansas | 1 | $ 303,000 | $ 303,000 | $ 110,000 |
Faulkner County Arkansas | 1 | $ 360,000 | $ 360,000 | $ 178,000 |
Alameda County California | 1 | $ 625,000 | $ 625,000 | $ 142,000 |
Orange County California | 1 | $ 267,000 | $ 267,000 | $ 60,000 |
Sacramento County California | 1 | $ 380,000 | $ 380,000 | $ 200,000 |
Stanislaus County California | 1 | $ 175,000 | $ 175,000 | $ 469,000 |
Arapahoe County Colorado | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
Denver County Colorado | 1 | $ 172,000 | $ 172,000 | $ 98,000 |
Eagle County Colorado | 1 | $ 348,000 | $ 348,000 | $ 181,000 |
El Paso County Colorado | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
Gunnison County Colorado | 1 | $ 120,000 | $ 120,000 | $ 128,000 |
Routt County Colorado | 1 | $ 417,000 | $ 417,000 | $ 267,000 |
Summit County Colorado | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
Fairfield County Connecticut | 1 | $ 600,000 | $ 600,000 | $ 190,000 |
District of Columbia County District Of Columbia | 1 | $ 350,000 | $ 350,000 | $ 230,000 |
Broward County Florida | 1 | $ 417,000 | $ 417,000 | $ 2,373,000 |
Charlotte County Florida | 1 | $ 208,000 | $ 208,000 | $ 126,000 |
Orange County Florida | 1 | $ 140,000 | $ 140,000 | $ 210,000 |
Chatham County Georgia | 1 | $ 345,000 | $ 345,000 | $ 106,000 |
Glynn County Georgia | 1 | $ 79,000 | $ 79,000 | $ 109,000 |
Henry County Georgia | 1 | $ 86,000 | $ 86,000 | $ 101,000 |
Kootenai County Idaho | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
DuPage County Illinois | 1 | $ 221,000 | $ 221,000 | $ 113,000 |
Fulton County Illinois | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
Lake County Illinois | 1 | $ 292,000 | $ 292,000 | $ 206,000 |
Dickinson County Iowa | 1 | $ 415,000 | $ 415,000 | $ 142,000 |
Linn County Iowa | 1 | $ 306,000 | $ 306,000 | $ 123,000 |
Polk County Iowa | 1 | $ 244,000 | $ 244,000 | $ 862,000 |
Cheboygan County Michigan | 1 | $ 220,000 | $ 220,000 | $ 174,000 |
Kent County Michigan | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
Leelanau County Michigan | 1 | $ 190,000 | $ 190,000 | $ 320,000 |
St. Joseph County Michigan | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
Benton County Minnesota | 1 | $ 333,000 | $ 333,000 | $ 136,000 |
Carlton County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 0 |
Fillmore County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
Freeborn County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 240,000 |
Houston County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 295,000 |
Lac qui Parle County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 185,000 |
Mower County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 69,000 |
Pennington County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
Pope County Minnesota | 1 | $ 296,000 | $ 296,000 | $ 135,000 |
Red Lake County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
Roseau County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 69,000 |
Sibley County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 0 |
Wabasha County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 87,000 |
Wilkin County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 106,000 |
Jackson County Missouri | 1 | $ 111,000 | $ 111,000 | $ 0 |
St. Louis County Missouri | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
Douglas County Nebraska | 1 | $ 214,000 | $ 214,000 | $ 162,000 |
Morris County New Jersey | 1 | $ 616,000 | $ 616,000 | $ 284,000 |
Ocean County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 125,000 |
San Juan County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 312,000 |
Santa Fe County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
New Hanover County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 300,000 |
Cavalier County North Dakota | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
Griggs County North Dakota | 1 | $ 62,000 | $ 62,000 | $ 79,000 |
Mercer County North Dakota | 1 | $ 97,000 | $ 97,000 | $ 58,000 |
Stark County North Dakota | 1 | $ 141,000 | $ 141,000 | $ 64,000 |
Butler County Ohio | 1 | $ 216,000 | $ 216,000 | $ 60,000 |
Cuyahoga County Ohio | 1 | $ 180,000 | $ 180,000 | $ 1,146,000 |
Madison County Ohio | 1 | $ 188,000 | $ 188,000 | $ 71,000 |
Warren County Ohio | 1 | $ 280,000 | $ 280,000 | $ 133,000 |
Clackamas County Oregon | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
Lane County Oregon | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
Charleston County South Carolina | 1 | $ 406,000 | $ 406,000 | $ 93,000 |
Brown County South Dakota | 1 | $ 126,000 | $ 126,000 | $ 150,000 |
Union County South Dakota | 1 | $ 238,000 | $ 238,000 | $ 102,000 |
Cumberland County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 125,000 |
Dickson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
Shelby County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 223,000 |
Denton County Texas | 1 | $ 368,000 | $ 368,000 | $ 225,000 |
Llano County Texas | 1 | $ 342,000 | $ 342,000 | $ 100,000 |
Bayfield County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 372,000 |
Brown County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
Chippewa County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
Crawford County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
Door County Wisconsin | 1 | $ 323,000 | $ 323,000 | $ 223,000 |
La Crosse County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 225,000 |
Manitowoc County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
Marathon County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 77,000 |
Milwaukee County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 174,000 |
Outagamie County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 64,000 |
Pierce County Wisconsin | 1 | $ 911,000 | $ 911,000 | $ 270,000 |
Rusk County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 159,000 |
Sheboygan County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 117,000 |
Vilas County Wisconsin | 1 | $ 340,000 | $ 340,000 | $ 208,000 |
Waukesha County Wisconsin | 1 | $ 302,000 | $ 302,000 | $ 105,000 |
Winnebago County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
Wood County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 89,000 |
Sublette County Wyoming | 1 | $ 281,000 | $ 281,000 | $ 233,000 |
Teton County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 1,136,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 3,346 | $742,891,000 | $222,000 | $3,893,000 | $128,000 | $9,454,000 |
Home Purchase | 2,506 | $532,994,000 | $212,000 | $1,440,000 | $118,000 | $2,373,000 |
Home Improvement | 124 | $6,504,000 | $52,000 | $351,000 | $78,000 | $446,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 5,519 | $1,187,469,000 | $215,000 | $1,790,000 | $122,000 | $9,454,000 |
Not Provided | 169 | $32,331,000 | $191,000 | $875,000 | $151,000 | $1,840,000 |
Asian | 133 | $28,436,000 | $213,000 | $417,000 | $128,000 | $740,000 |
Hispanic | 55 | $11,376,000 | $206,000 | $417,000 | $111,000 | $731,000 |
Black or African American | 54 | $11,087,000 | $205,000 | $417,000 | $110,000 | $562,000 |
Not applicable | 27 | $8,139,000 | $301,000 | $3,893,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 10 | $2,130,000 | $213,000 | $417,000 | $159,000 | $855,000 |
American Indian or Alaskan Native | 9 | $1,421,000 | $157,000 | $302,000 | $117,000 | $442,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,792 | $1,064,492,000 | $222,000 | $3,893,000 | $140,000 | $9,454,000 |
FHA-insured (Federal Housing Administration) | 1,046 | $188,544,000 | $180,000 | $471,000 | $52,000 | $550,000 |
VA-guaranteed (Veterans Administration) | 138 | $29,353,000 | $212,000 | $667,000 | $61,000 | $275,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 5,448 | $1,175,404,000 | $215,000 | $3,893,000 | $123,000 | $9,454,000 |
Application Withdrawn By Applicant | 309 | $72,163,000 | $233,000 | $1,790,000 | $125,000 | $1,840,000 |
Application Denied By Financial Institution | 146 | $26,021,000 | $178,000 | $1,424,000 | $103,000 | $1,084,000 |
Application Approved But Not Accepted | 63 | $7,637,000 | $121,000 | $675,000 | $98,000 | $446,000 |
Preapproval Denied by Financial Institution | 10 | $1,164,000 | $116,000 | $208,000 | $44,000 | $130,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 63 | $15,960,000 | $253,000 | $1,424,000 | $154,000 | $1,084,000 |
Debt-To-Income Ratio | 35 | $4,382,000 | $125,000 | $260,000 | $46,000 | $130,000 |
Credit History | 34 | $3,181,000 | $93,000 | $264,000 | $66,000 | $212,000 |
Other | 13 | $2,225,000 | $171,000 | $323,000 | $127,000 | $372,000 |
Employment History | 6 | $710,000 | $118,000 | $263,000 | $29,000 | $62,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $599,000 | $149,000 | $190,000 | $36,000 | $51,000 |
Unverifiable Information | 1 | $128,000 | $128,000 | $128,000 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.