Alethes, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Alethes, Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alethes, Llc 8601 Rr 2222 Bldg 1 Ste 150 Austin, TX 78730 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 2,050 |
| Total Mortgage Loan Application Amount | $238,655,000 |
| Average Mortgage Loan Application Amount | $100,846 |
| Highest Mortgage Loan Application Amount | $875,000 |
| Average Applicant Income | $41,384 |
| Highest Applicant Income | $421,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Alethes, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alethes, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Alethes, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alethes, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Alethes, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alethes, Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 341 | $ 37,800,000 | $ 110,000 | $ 40,000 |
| Travis County Texas | 283 | $ 39,256,000 | $ 138,000 | $ 66,000 |
| Williamson County Texas | 237 | $ 31,235,000 | $ 131,000 | $ 56,000 |
| Tarrant County Texas | 172 | $ 20,705,000 | $ 120,000 | $ 39,000 |
| Victoria County Texas | 87 | $ 7,563,000 | $ 86,000 | $ 55,000 |
| Denton County Texas | 82 | $ 10,650,000 | $ 129,000 | $ 40,000 |
| Collin County Texas | 70 | $ 9,481,000 | $ 135,000 | $ 44,000 |
| Hays County Texas | 69 | $ 9,032,000 | $ 130,000 | $ 68,000 |
| Johnson County Texas | 58 | $ 5,042,000 | $ 86,000 | $ 41,000 |
| Guadalupe County Texas | 47 | $ 4,309,000 | $ 91,000 | $ 46,000 |
| Harris County Texas | 38 | $ 4,096,000 | $ 107,000 | $ 48,000 |
| Bastrop County Texas | 37 | $ 4,402,000 | $ 118,000 | $ 50,000 |
| Bexar County Texas | 34 | $ 3,727,000 | $ 109,000 | $ 41,000 |
| Cullman County Alabama | 25 | $ 2,670,000 | $ 106,000 | $ 66,000 |
| Bell County Texas | 23 | $ 2,332,000 | $ 101,000 | $ 60,000 |
| Grayson County Texas | 21 | $ 1,769,000 | $ 84,000 | $ 50,000 |
| Aransas County Texas | 17 | $ 2,082,000 | $ 122,000 | $ 75,000 |
| McLennan County Texas | 17 | $ 1,542,000 | $ 90,000 | $ 48,000 |
| Comal County Texas | 14 | $ 1,687,000 | $ 120,000 | $ 57,000 |
| Parker County Texas | 14 | $ 1,354,000 | $ 96,000 | $ 43,000 |
| Refugio County Texas | 14 | $ 781,000 | $ 55,000 | $ 34,000 |
| Brown County Texas | 12 | $ 735,000 | $ 61,000 | $ 35,000 |
| Caldwell County Texas | 12 | $ 1,147,000 | $ 95,000 | $ 39,000 |
| El Paso County Texas | 12 | $ 961,000 | $ 80,000 | $ 29,000 |
| Nueces County Texas | 12 | $ 1,494,000 | $ 124,000 | $ 86,000 |
| Tuscaloosa County Alabama | 9 | $ 1,377,000 | $ 153,000 | $ 49,000 |
| Ellis County Texas | 8 | $ 946,000 | $ 118,000 | $ 35,000 |
| Burnet County Texas | 7 | $ 822,000 | $ 117,000 | $ 88,000 |
| Kaufman County Texas | 7 | $ 664,000 | $ 94,000 | $ 25,000 |
| Oklahoma County Oklahoma | 6 | $ 481,000 | $ 80,000 | $ 36,000 |
| Fort Bend County Texas | 5 | $ 597,000 | $ 119,000 | $ 33,000 |
| Montgomery County Texas | 5 | $ 465,000 | $ 93,000 | $ 55,000 |
| Wilson County Texas | 5 | $ 718,000 | $ 143,000 | $ 62,000 |
| Bee County Texas | 4 | $ 598,000 | $ 149,000 | $ 111,000 |
| Brazos County Texas | 4 | $ 461,000 | $ 115,000 | $ 109,000 |
| DeWitt County Texas | 4 | $ 338,000 | $ 84,000 | $ 35,000 |
| Gonzales County Texas | 4 | $ 401,000 | $ 100,000 | $ 45,000 |
| Hidalgo County Texas | 4 | $ 475,000 | $ 118,000 | $ 44,000 |
| Navarro County Texas | 4 | $ 313,000 | $ 78,000 | $ 33,000 |
| San Patricio County Texas | 4 | $ 368,000 | $ 92,000 | $ 65,000 |
| Wise County Texas | 4 | $ 506,000 | $ 126,000 | $ 49,000 |
| Bullitt County Kentucky | 3 | $ 349,000 | $ 116,000 | $ 27,000 |
| Cleveland County Oklahoma | 3 | $ 280,000 | $ 93,000 | $ 42,000 |
| Creek County Oklahoma | 3 | $ 365,000 | $ 121,000 | $ 39,000 |
| Cameron County Texas | 3 | $ 379,000 | $ 126,000 | $ 41,000 |
| Coryell County Texas | 3 | $ 223,000 | $ 74,000 | $ 49,000 |
| Fannin County Texas | 3 | $ 247,000 | $ 82,000 | $ 47,000 |
| Hill County Texas | 3 | $ 298,000 | $ 99,000 | $ 46,000 |
| Jefferson County Texas | 3 | $ 275,000 | $ 91,000 | $ 32,000 |
| Walker County Texas | 3 | $ 360,000 | $ 120,000 | $ 131,000 |
| Waller County Texas | 3 | $ 248,000 | $ 82,000 | $ 24,000 |
| Baldwin County Alabama | 2 | $ 474,000 | $ 237,000 | $ 125,000 |
| Tulsa County Oklahoma | 2 | $ 307,000 | $ 153,000 | $ 35,000 |
| Bowie County Texas | 2 | $ 198,000 | $ 99,000 | $ 54,000 |
| Brazoria County Texas | 2 | $ 207,000 | $ 103,000 | $ 59,000 |
| Calhoun County Texas | 2 | $ 225,000 | $ 112,000 | $ 64,000 |
| Cooke County Texas | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Goliad County Texas | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Hood County Texas | 2 | $ 141,000 | $ 70,000 | $ 42,000 |
| Jackson County Texas | 2 | $ 267,000 | $ 133,000 | $ 80,000 |
| Jasper County Texas | 2 | $ 134,000 | $ 67,000 | $ 54,000 |
| Kerr County Texas | 2 | $ 244,000 | $ 122,000 | $ 52,000 |
| Live Oak County Texas | 2 | $ 136,000 | $ 68,000 | $ 43,000 |
| Llano County Texas | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Randall County Texas | 2 | $ 303,000 | $ 151,000 | $ 80,000 |
| Bibb County Alabama | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Blount County Alabama | 1 | $ 98,000 | $ 98,000 | $ 24,000 |
| Hale County Alabama | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Jefferson County Alabama | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Morgan County Alabama | 1 | $ 151,000 | $ 151,000 | $ 36,000 |
| Allen County Indiana | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Grant County Indiana | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Spencer County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 24,000 |
| Jackson County Mississippi | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Comanche County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Delaware County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 28,000 |
| Grady County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Rogers County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Stephens County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Abbeville County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Andrews County Texas | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Bandera County Texas | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Cherokee County Texas | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Dawson County Texas | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Delta County Texas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Eastland County Texas | 1 | $ 120,000 | $ 120,000 | $ 111,000 |
| Erath County Texas | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Galveston County Texas | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
| Gillespie County Texas | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Gregg County Texas | 1 | $ 88,000 | $ 88,000 | $ 82,000 |
| Hardin County Texas | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Henderson County Texas | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| Hunt County Texas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Karnes County Texas | 1 | $ 151,000 | $ 151,000 | $ 94,000 |
| Lampasas County Texas | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Lavaca County Texas | 1 | $ 27,000 | $ 27,000 | $ 41,000 |
| Limestone County Texas | 1 | $ 152,000 | $ 152,000 | $ 92,000 |
| Lubbock County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Matagorda County Texas | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Midland County Texas | 1 | $ 134,000 | $ 134,000 | $ 82,000 |
| Rains County Texas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Roberts County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Rockwall County Texas | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Rusk County Texas | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Smith County Texas | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Somervell County Texas | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Taylor County Texas | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Uvalde County Texas | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Wharton County Texas | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Wichita County Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Wood County Texas | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Alethes, Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,364 | $153,212,000 | $99,375 | $875,000 | $42,250 | $371,000 |
| Refinancing | 686 | $85,443,000 | $103,200 | $721,000 | $40,000 | $421,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 714 | $85,083,000 | $104,000 | $721,000 | $42,000 | $421,000 |
| Not Provided | 655 | $78,605,000 | $108,600 | $875,000 | $43,400 | $253,000 |
| Hispanic | 416 | $44,996,000 | $86,666 | $380,000 | $39,166 | $253,000 |
| Black or African American | 256 | $28,877,000 | $118,750 | $238,000 | $44,250 | $193,000 |
| Asian | 8 | $947,000 | $118,000 | $143,000 | $34,000 | $80,000 |
| American Indian or Alaskan Native | 1 | $147,000 | $147,000 | $147,000 | $76,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,486 | $163,456,000 | $95,333 | $235,000 | $38,166 | $217,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 453 | $60,705,000 | $116,571 | $875,000 | $45,857 | $421,000 |
| VA-guaranteed (Veterans Administration) | 111 | $14,494,000 | $119,750 | $263,000 | $47,500 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,585 | $185,050,000 | $98,875 | $458,000 | $41,750 | $371,000 |
| Application Withdrawn By Applicant | 161 | $19,021,000 | $108,750 | $452,000 | $53,500 | $250,000 |
| Application Approved But Not Accepted | 137 | $16,036,000 | $131,000 | $721,000 | $27,333 | $421,000 |
| File Closed For Incompleteness | 120 | $12,350,000 | $92,800 | $195,000 | $34,600 | $130,000 |
| Application Denied By Financial Institution | 47 | $6,198,000 | $154,750 | $875,000 | $72,500 | $174,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $2,413,000 | $106,333 | $188,000 | $52,666 | $79,000 |
| Unverifiable Information | 5 | $512,000 | $102,000 | $161,000 | $43,000 | $71,000 |
| Other | 2 | $259,000 | $129,000 | $147,000 | $21,000 | $42,000 |
| Debt-To-Income Ratio | 1 | $158,000 | $158,000 | $158,000 | $54,000 | $54,000 |
| Employment History | 1 | $107,000 | $107,000 | $107,000 | $44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alethes, Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alethes, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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