Alethes, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Alethes, Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alethes, Llc 8601 Rr 2222 Bldg 1 Ste 150 Austin, TX 78730 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 2,591 |
| Total Mortgage Loan Application Amount | $301,564,000 |
| Average Mortgage Loan Application Amount | $119,352 |
| Highest Mortgage Loan Application Amount | $770,000 |
| Average Applicant Income | $63,294 |
| Highest Applicant Income | $1,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Alethes, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alethes, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Alethes, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alethes, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Alethes, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alethes, Llc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 400 | $ 44,402,000 | $ 111,000 | $ 46,000 |
| Tarrant County Texas | 315 | $ 37,005,000 | $ 117,000 | $ 55,000 |
| Travis County Texas | 305 | $ 40,301,000 | $ 132,000 | $ 83,000 |
| Williamson County Texas | 210 | $ 27,569,000 | $ 131,000 | $ 64,000 |
| Johnson County Texas | 104 | $ 9,994,000 | $ 96,000 | $ 40,000 |
| Hays County Texas | 88 | $ 11,752,000 | $ 133,000 | $ 75,000 |
| Collin County Texas | 85 | $ 11,447,000 | $ 134,000 | $ 81,000 |
| Victoria County Texas | 85 | $ 7,589,000 | $ 89,000 | $ 57,000 |
| Denton County Texas | 84 | $ 11,650,000 | $ 138,000 | $ 69,000 |
| Bastrop County Texas | 54 | $ 6,277,000 | $ 116,000 | $ 57,000 |
| Dale County Alabama | 41 | $ 3,319,000 | $ 80,000 | $ 35,000 |
| Houston County Alabama | 41 | $ 4,599,000 | $ 112,000 | $ 51,000 |
| Guadalupe County Texas | 37 | $ 3,413,000 | $ 92,000 | $ 49,000 |
| Parker County Texas | 31 | $ 2,942,000 | $ 94,000 | $ 38,000 |
| Harris County Texas | 28 | $ 3,792,000 | $ 135,000 | $ 76,000 |
| Bexar County Texas | 27 | $ 3,187,000 | $ 118,000 | $ 63,000 |
| Shelby County Alabama | 22 | $ 3,614,000 | $ 164,000 | $ 56,000 |
| Jefferson County Alabama | 20 | $ 2,685,000 | $ 134,000 | $ 60,000 |
| Bullitt County Kentucky | 18 | $ 2,282,000 | $ 126,000 | $ 42,000 |
| Grayson County Texas | 18 | $ 1,402,000 | $ 77,000 | $ 32,000 |
| McLennan County Texas | 18 | $ 2,192,000 | $ 121,000 | $ 89,000 |
| Cullman County Alabama | 16 | $ 1,708,000 | $ 106,000 | $ 37,000 |
| Aransas County Texas | 16 | $ 1,428,000 | $ 89,000 | $ 65,000 |
| Geneva County Alabama | 14 | $ 1,955,000 | $ 139,000 | $ 52,000 |
| Comal County Texas | 13 | $ 1,433,000 | $ 110,000 | $ 62,000 |
| Ellis County Texas | 13 | $ 1,446,000 | $ 111,000 | $ 54,000 |
| Wise County Texas | 12 | $ 1,269,000 | $ 105,000 | $ 43,000 |
| Tuscaloosa County Alabama | 11 | $ 1,569,000 | $ 142,000 | $ 52,000 |
| Bell County Texas | 11 | $ 1,551,000 | $ 141,000 | $ 65,000 |
| Hood County Texas | 11 | $ 983,000 | $ 89,000 | $ 55,000 |
| Montgomery County Texas | 10 | $ 1,205,000 | $ 120,000 | $ 72,000 |
| Henry County Alabama | 9 | $ 767,000 | $ 85,000 | $ 53,000 |
| Tulsa County Oklahoma | 9 | $ 755,000 | $ 83,000 | $ 45,000 |
| Kaufman County Texas | 8 | $ 958,000 | $ 119,000 | $ 50,000 |
| Nueces County Texas | 8 | $ 908,000 | $ 113,000 | $ 66,000 |
| Jefferson County Kentucky | 7 | $ 685,000 | $ 97,000 | $ 55,000 |
| Delaware County Oklahoma | 7 | $ 710,000 | $ 101,000 | $ 69,000 |
| Burnet County Texas | 7 | $ 724,000 | $ 103,000 | $ 41,000 |
| Caldwell County Texas | 7 | $ 798,000 | $ 114,000 | $ 51,000 |
| Hardin County Texas | 6 | $ 460,000 | $ 76,000 | $ 56,000 |
| Refugio County Texas | 6 | $ 327,000 | $ 54,000 | $ 33,000 |
| Rockwall County Texas | 6 | $ 814,000 | $ 135,000 | $ 55,000 |
| Wichita County Texas | 6 | $ 402,000 | $ 67,000 | $ 43,000 |
| Marshall County Alabama | 5 | $ 396,000 | $ 79,000 | $ 28,000 |
| San Patricio County Texas | 5 | $ 385,000 | $ 77,000 | $ 42,000 |
| Walker County Texas | 5 | $ 600,000 | $ 120,000 | $ 157,000 |
| Oklahoma County Oklahoma | 4 | $ 331,000 | $ 82,000 | $ 33,000 |
| Calhoun County Texas | 4 | $ 411,000 | $ 102,000 | $ 49,000 |
| DeWitt County Texas | 4 | $ 331,000 | $ 82,000 | $ 34,000 |
| El Paso County Texas | 4 | $ 344,000 | $ 86,000 | $ 33,000 |
| Fannin County Texas | 4 | $ 470,000 | $ 117,000 | $ 74,000 |
| Fort Bend County Texas | 4 | $ 566,000 | $ 141,000 | $ 90,000 |
| Gregg County Texas | 4 | $ 386,000 | $ 96,000 | $ 40,000 |
| Hidalgo County Texas | 4 | $ 508,000 | $ 127,000 | $ 50,000 |
| Hunt County Texas | 4 | $ 473,000 | $ 118,000 | $ 44,000 |
| Wilson County Texas | 4 | $ 424,000 | $ 106,000 | $ 61,000 |
| Montgomery County Alabama | 3 | $ 386,000 | $ 128,000 | $ 40,000 |
| Bee County Texas | 3 | $ 198,000 | $ 66,000 | $ 39,000 |
| Brown County Texas | 3 | $ 282,000 | $ 94,000 | $ 75,000 |
| Jackson County Texas | 3 | $ 194,000 | $ 64,000 | $ 35,000 |
| Jasper County Texas | 3 | $ 295,000 | $ 98,000 | $ 60,000 |
| San Saba County Texas | 3 | $ 152,000 | $ 50,000 | $ 21,000 |
| Smith County Texas | 3 | $ 350,000 | $ 116,000 | $ 107,000 |
| Autauga County Alabama | 2 | $ 207,000 | $ 103,000 | $ 95,000 |
| Barbour County Alabama | 2 | $ 212,000 | $ 106,000 | $ 50,000 |
| Bibb County Alabama | 2 | $ 156,000 | $ 78,000 | $ 37,000 |
| Calhoun County Alabama | 2 | $ 290,000 | $ 145,000 | $ 88,000 |
| Coffee County Alabama | 2 | $ 193,000 | $ 96,000 | $ 57,000 |
| Covington County Alabama | 2 | $ 163,000 | $ 81,000 | $ 56,000 |
| St. Clair County Alabama | 2 | $ 197,000 | $ 98,000 | $ 46,000 |
| Talladega County Alabama | 2 | $ 133,000 | $ 66,000 | $ 70,000 |
| Walker County Alabama | 2 | $ 274,000 | $ 137,000 | $ 68,000 |
| Independence County Arkansas | 2 | $ 149,000 | $ 74,000 | $ 132,000 |
| Washington County Arkansas | 2 | $ 228,000 | $ 114,000 | $ 100,000 |
| Okmulgee County Oklahoma | 2 | $ 219,000 | $ 109,000 | $ 45,000 |
| Bosque County Texas | 2 | $ 188,000 | $ 94,000 | $ 31,000 |
| Brazoria County Texas | 2 | $ 128,000 | $ 64,000 | $ 71,000 |
| Brewster County Texas | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Cameron County Texas | 2 | $ 195,000 | $ 97,000 | $ 39,000 |
| Eastland County Texas | 2 | $ 116,000 | $ 58,000 | $ 33,000 |
| Frio County Texas | 2 | $ 175,000 | $ 87,000 | $ 125,000 |
| Goliad County Texas | 2 | $ 375,000 | $ 187,000 | $ 73,000 |
| Hill County Texas | 2 | $ 134,000 | $ 67,000 | $ 40,000 |
| Llano County Texas | 2 | $ 137,000 | $ 68,000 | $ 39,000 |
| Palo Pinto County Texas | 2 | $ 135,000 | $ 67,000 | $ 42,000 |
| Tom Green County Texas | 2 | $ 149,000 | $ 74,000 | $ 36,000 |
| Washington County Texas | 2 | $ 189,000 | $ 94,000 | $ 50,000 |
| Blount County Alabama | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Chilton County Alabama | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Hale County Alabama | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
| Morgan County Alabama | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Benton County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 70,000 |
| Crawford County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 85,000 |
| El Paso County Colorado | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Monroe County Indiana | 1 | $ 161,000 | $ 161,000 | $ 69,000 |
| Fayette County Kentucky | 1 | $ 457,000 | $ 457,000 | $ 128,000 |
| Nelson County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Jasper County Missouri | 1 | $ 51,000 | $ 51,000 | $ 120,000 |
| Beckham County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 74,000 |
| Creek County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 51,000 |
| Mayes County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 13,000 |
| Ottawa County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Abbeville County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| York County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Shelby County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 96,000 |
| Austin County Texas | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Bowie County Texas | 1 | $ 73,000 | $ 73,000 | $ 49,000 |
| Camp County Texas | 1 | $ 94,000 | $ 94,000 | $ 44,000 |
| Clay County Texas | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| Coleman County Texas | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Cooke County Texas | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| Erath County Texas | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Fayette County Texas | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| Gonzales County Texas | 1 | $ 62,000 | $ 62,000 | $ 28,000 |
| Hamilton County Texas | 1 | $ 42,000 | $ 42,000 | $ 58,000 |
| Hopkins County Texas | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Jeff Davis County Texas | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Jefferson County Texas | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Lampasas County Texas | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| Lee County Texas | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Live Oak County Texas | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Lubbock County Texas | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Marion County Texas | 1 | $ 153,000 | $ 153,000 | $ 87,000 |
| Maverick County Texas | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Navarro County Texas | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Potter County Texas | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| Rains County Texas | 1 | $ 57,000 | $ 57,000 | $ 73,000 |
| Randall County Texas | 1 | $ 169,000 | $ 169,000 | $ 74,000 |
| Rusk County Texas | 1 | $ 97,000 | $ 97,000 | $ 31,000 |
| Titus County Texas | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Tyler County Texas | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Wood County Texas | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Young County Texas | 1 | $ 104,000 | $ 104,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Alethes, Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,870 | $210,551,000 | $113,727 | $770,000 | $61,636 | $1,020,000 |
| Refinancing | 721 | $91,013,000 | $129,666 | $474,000 | $66,333 | $550,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 866 | $102,241,000 | $115,555 | $770,000 | $68,555 | $480,000 |
| Not Provided | 792 | $92,423,000 | $119,000 | $750,000 | $51,714 | $1,020,000 |
| Hispanic | 512 | $55,273,000 | $98,500 | $306,000 | $46,500 | $256,000 |
| Black or African American | 398 | $48,661,000 | $98,500 | $309,000 | $42,000 | $450,000 |
| Asian | 16 | $2,083,000 | $93,000 | $180,000 | $54,000 | $550,000 |
| American Indian or Alaskan Native | 7 | $883,000 | $126,000 | $168,000 | $48,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,048 | $232,026,000 | $91,571 | $180,000 | $38,000 | $550,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 433 | $55,183,000 | $106,500 | $770,000 | $74,125 | $1,020,000 |
| VA-guaranteed (Veterans Administration) | 98 | $13,419,000 | $155,666 | $258,000 | $62,166 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $936,000 | $79,500 | $131,000 | $28,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,080 | $243,981,000 | $121,888 | $770,000 | $70,444 | $550,000 |
| File Closed For Incompleteness | 157 | $17,419,000 | $94,714 | $750,000 | $57,285 | $1,020,000 |
| Application Approved But Not Accepted | 149 | $16,598,000 | $114,333 | $306,000 | $41,000 | $192,000 |
| Application Withdrawn By Applicant | 137 | $15,494,000 | $103,666 | $305,000 | $59,333 | $280,000 |
| Application Denied By Financial Institution | 68 | $8,072,000 | $98,333 | $420,000 | $36,166 | $137,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 61 | $7,533,000 | $99,833 | $420,000 | $36,166 | $137,000 |
| Debt-To-Income Ratio | 3 | $193,000 | $64,000 | $78,000 | $36,000 | $39,000 |
| Employment History | 3 | $275,000 | $91,000 | $149,000 | $87,000 | $132,000 |
| Other | 1 | $71,000 | $71,000 | $71,000 | $33,000 | $33,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alethes, Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alethes, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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