All American Finance
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
All American Finance 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | All American Finance 41612 Big Basin Way Ste B Saratoga, CA 95070 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2005 |
| Total Number of Mortgage Applications | 1,343 |
| Total Mortgage Loan Application Amount | $489,128,000 |
| Average Mortgage Loan Application Amount | $364,000 |
| Highest Mortgage Loan Application Amount | $3,023,000 |
| Average Applicant Income | $137,500 |
| Highest Applicant Income | $1,505,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with All American Finance. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing All American Finance's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down All American Finance's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how All American Finance serves its applicants.
Each category highlights the total number of mortgage applications processed by All American Finance, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at All American Finance's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 195 | $ 86,280,000 | $ 442,000 | $ 158,000 |
| Santa Clara County California | 183 | $ 73,980,000 | $ 404,000 | $ 164,000 |
| Alameda County California | 133 | $ 50,949,000 | $ 383,000 | $ 144,000 |
| Contra Costa County California | 115 | $ 37,726,000 | $ 328,000 | $ 121,000 |
| Monterey County California | 77 | $ 26,858,000 | $ 348,000 | $ 136,000 |
| Stanislaus County California | 62 | $ 18,499,000 | $ 298,000 | $ 141,000 |
| Sacramento County California | 60 | $ 17,999,000 | $ 299,000 | $ 127,000 |
| San Joaquin County California | 60 | $ 16,883,000 | $ 281,000 | $ 105,000 |
| Riverside County California | 59 | $ 20,350,000 | $ 344,000 | $ 148,000 |
| San Bernardino County California | 47 | $ 15,395,000 | $ 327,000 | $ 93,000 |
| San Mateo County California | 39 | $ 18,318,000 | $ 469,000 | $ 125,000 |
| Solano County California | 32 | $ 11,986,000 | $ 374,000 | $ 105,000 |
| Merced County California | 30 | $ 7,889,000 | $ 262,000 | $ 95,000 |
| San Diego County California | 27 | $ 11,770,000 | $ 435,000 | $ 141,000 |
| Kern County California | 24 | $ 5,078,000 | $ 211,000 | $ 96,000 |
| San Francisco County California | 24 | $ 10,183,000 | $ 424,000 | $ 143,000 |
| Orange County California | 23 | $ 12,645,000 | $ 549,000 | $ 210,000 |
| Fresno County California | 21 | $ 4,787,000 | $ 227,000 | $ 99,000 |
| Ventura County California | 13 | $ 4,545,000 | $ 349,000 | $ 97,000 |
| Yolo County California | 10 | $ 3,402,000 | $ 340,000 | $ 131,000 |
| Tulare County California | 9 | $ 1,548,000 | $ 172,000 | $ 74,000 |
| Kings County California | 8 | $ 1,500,000 | $ 187,000 | $ 100,000 |
| Napa County California | 8 | $ 3,419,000 | $ 427,000 | $ 157,000 |
| Santa Cruz County California | 8 | $ 3,941,000 | $ 492,000 | $ 251,000 |
| Sonoma County California | 8 | $ 3,356,000 | $ 419,000 | $ 124,000 |
| Marin County California | 7 | $ 2,379,000 | $ 339,000 | $ 119,000 |
| Pinal County Arizona | 5 | $ 1,042,000 | $ 208,000 | $ 207,000 |
| Harris County Texas | 5 | $ 692,000 | $ 138,000 | $ 135,000 |
| Butte County California | 4 | $ 558,000 | $ 139,000 | $ 66,000 |
| Humboldt County California | 4 | $ 1,119,000 | $ 279,000 | $ 43,000 |
| Placer County California | 4 | $ 1,515,000 | $ 378,000 | $ 56,000 |
| San Benito County California | 4 | $ 1,755,000 | $ 438,000 | $ 148,000 |
| Maricopa County Arizona | 3 | $ 522,000 | $ 174,000 | $ 115,000 |
| Imperial County California | 3 | $ 1,057,000 | $ 352,000 | $ 103,000 |
| Shasta County California | 3 | $ 473,000 | $ 157,000 | $ 126,000 |
| Yuba County California | 3 | $ 520,000 | $ 173,000 | $ 72,000 |
| Clark County Nevada | 3 | $ 605,000 | $ 201,000 | $ 243,000 |
| El Dorado County California | 2 | $ 965,000 | $ 482,000 | $ 139,000 |
| Madera County California | 2 | $ 840,000 | $ 420,000 | $ 138,000 |
| Mendocino County California | 2 | $ 987,000 | $ 493,000 | $ 134,000 |
| San Luis Obispo County California | 2 | $ 900,000 | $ 450,000 | $ 229,000 |
| Tuolumne County California | 2 | $ 789,000 | $ 394,000 | $ 289,000 |
| Pima County Arizona | 1 | $ 138,000 | $ 138,000 | $ 57,000 |
| Amador County California | 1 | $ 254,000 | $ 254,000 | $ 126,000 |
| Lake County California | 1 | $ 255,000 | $ 255,000 | $ 33,000 |
| Sutter County California | 1 | $ 186,000 | $ 186,000 | $ 116,000 |
| Tehama County California | 1 | $ 270,000 | $ 270,000 | $ 188,000 |
| Gunnison County Colorado | 1 | $ 667,000 | $ 667,000 | $ 170,000 |
| Douglas County Nevada | 1 | $ 272,000 | $ 272,000 | $ 98,000 |
| Collin County Texas | 1 | $ 347,000 | $ 347,000 | $ 136,000 |
| Denton County Texas | 1 | $ 620,000 | $ 620,000 | $ 204,000 |
| Tarrant County Texas | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for All American Finance in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 763 | $275,949,000 | $361,000 | $1,500,000 | $136,000 | $1,187,000 |
| Home Purchase | 580 | $213,179,000 | $367,000 | $3,023,000 | $139,000 | $1,505,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 636 | $220,301,000 | $346,000 | $1,000,000 | $113,000 | $960,000 |
| White | 300 | $115,821,000 | $386,000 | $3,023,000 | $179,000 | $1,505,000 |
| Asian | 166 | $61,454,000 | $370,000 | $1,402,000 | $146,000 | $572,000 |
| Not Provided | 118 | $45,896,000 | $388,000 | $1,260,000 | $152,000 | $720,000 |
| Black or African American | 84 | $30,255,000 | $360,000 | $960,000 | $141,000 | $1,187,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $12,102,000 | $390,000 | $850,000 | $148,000 | $357,000 |
| American Indian or Alaskan Native | 8 | $3,299,000 | $412,000 | $555,000 | $84,000 | $150,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,343 | $489,128,000 | $364,000 | $3,023,000 | $137,000 | $1,505,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 992 | $377,117,000 | $380,000 | $3,023,000 | $144,000 | $1,505,000 |
| Loan Originated | 125 | $39,198,000 | $313,000 | $938,000 | $132,000 | $480,000 |
| Application Approved But Not Accepted | 120 | $39,223,000 | $326,000 | $1,065,000 | $100,000 | $453,000 |
| File Closed For Incompleteness | 69 | $22,405,000 | $324,000 | $920,000 | $122,000 | $1,200,000 |
| Application Withdrawn By Applicant | 37 | $11,185,000 | $302,000 | $752,000 | $121,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 190 | $67,159,000 | $353,000 | $1,172,000 | $120,000 | $550,000 |
| Other | 167 | $63,993,000 | $383,000 | $1,500,000 | $163,000 | $1,505,000 |
| Unverifiable Information | 159 | $63,480,000 | $399,000 | $1,260,000 | $160,000 | $960,000 |
| Debt-To-Income Ratio | 139 | $55,274,000 | $397,000 | $1,500,000 | $142,000 | $1,187,000 |
| Employment History | 135 | $52,044,000 | $385,000 | $1,112,000 | $149,000 | $966,000 |
| Credit Application Incomplete | 82 | $27,780,000 | $338,000 | $1,138,000 | $127,000 | $720,000 |
| Collateral | 76 | $28,311,000 | $372,000 | $987,000 | $139,000 | $478,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $17,265,000 | $442,000 | $3,023,000 | $158,000 | $1,440,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into All American Finance's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess All American Finance's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.