Alliance Credit, LLC Mortgage Lending & HMDA Data, 2016

In 2016, Alliance Credit, LLC of Canfield, OH reported 1,556 mortgage applications totaling $96.3 million, up 15% from 2015. The average application was for $61,910, and applicants reported an average income of $50,000. 15% of its applications resulted in an originated loan and 64% were denied. Its largest markets were Pittsburgh, PA (71), Montgomery County-Bucks County-Chester County, PA (65) and Nashville-Davidson--Murfreesboro--Franklin, TN (50) (applications in parentheses).

Mortgage Company & Address Alliance Credit, LLC
7825 W. Akron-Canfield Rd
Canfield, OH 44406
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,556
Total Mortgage Loan Application Amount $96,333,000
Average Mortgage Loan Application Amount $61,910
Highest Mortgage Loan Application Amount $209,000
Average Applicant Income $50,000
Highest Applicant Income $696,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliance Credit, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Alliance Credit, LLC by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Laurel, Kentucky 54 $ 3,248,000 $ 60,148 $ 54,000
Bucks, Pennsylvania 54 $ 3,307,000 $ 61,240 $ 48,000
Muhlenberg, Kentucky 43 $ 2,778,000 $ 64,604 $ 44,000
Whitley, Kentucky 43 $ 3,164,000 $ 73,581 $ 46,000
Monongalia, West Virginia 40 $ 1,851,000 $ 46,275 $ 53,000
Erie, Pennsylvania 37 $ 1,670,000 $ 45,135 $ 44,000
Lawrence, Pennsylvania 36 $ 1,716,000 $ 47,666 $ 42,000
Lancaster, Pennsylvania 32 $ 1,986,000 $ 62,062 $ 54,000
Hopkins, Kentucky 27 $ 1,653,000 $ 61,222 $ 38,000
York, Pennsylvania 27 $ 1,451,000 $ 53,740 $ 58,000
Pulaski, Kentucky 26 $ 1,463,000 $ 56,269 $ 58,000
Franklin, Pennsylvania 26 $ 1,640,000 $ 63,076 $ 48,000
Knott, Kentucky 24 $ 1,150,000 $ 47,916 $ 51,000
Beaver, Pennsylvania 24 $ 1,447,000 $ 60,291 $ 63,000
Knox, Kentucky 23 $ 1,735,000 $ 75,434 $ 51,000
Pike, Kentucky 19 $ 1,385,000 $ 72,894 $ 55,000
Perry, Kentucky 18 $ 1,001,000 $ 55,611 $ 46,000
Clearfield, Pennsylvania 18 $ 1,250,000 $ 69,444 $ 69,000
Cumberland, Pennsylvania 16 $ 1,028,000 $ 64,250 $ 47,000
Butler, Pennsylvania 15 $ 833,000 $ 55,533 $ 41,000
Greene, Pennsylvania 15 $ 846,000 $ 56,400 $ 71,000
Floyd, Kentucky 14 $ 857,000 $ 61,214 $ 51,000
Leslie, Kentucky 14 $ 500,000 $ 35,714 $ 34,000
Adair, Kentucky 13 $ 654,000 $ 50,307 $ 34,000
Clay, Kentucky 13 $ 762,000 $ 58,615 $ 38,000
Letcher, Kentucky 13 $ 875,000 $ 67,307 $ 45,000
Adams, Pennsylvania 13 $ 728,000 $ 56,000 $ 46,000
Centre, Pennsylvania 13 $ 666,000 $ 51,230 $ 40,000
Washington, Pennsylvania 13 $ 746,000 $ 57,384 $ 45,000
Greenup, Kentucky 12 $ 649,000 $ 54,083 $ 43,000
McCreary, Kentucky 12 $ 556,000 $ 46,333 $ 33,000
Breathitt, Kentucky 11 $ 674,000 $ 61,272 $ 39,000
Wayne, Kentucky 11 $ 643,000 $ 58,454 $ 51,000
Blair, Pennsylvania 11 $ 603,000 $ 54,818 $ 32,000
Clarion, Pennsylvania 11 $ 796,000 $ 72,363 $ 56,000
Maury, Tennessee 11 $ 1,020,000 $ 92,727 $ 38,000
Casey, Kentucky 10 $ 387,000 $ 38,700 $ 37,000
Daviess, Kentucky 10 $ 530,000 $ 53,000 $ 45,000
Ohio, Kentucky 10 $ 714,000 $ 71,400 $ 55,000
Rockcastle, Kentucky 10 $ 534,000 $ 53,400 $ 47,000
Bedford, Pennsylvania 9 $ 637,000 $ 70,777 $ 45,000
Dauphin, Pennsylvania 9 $ 269,000 $ 29,888 $ 53,000
Lawrence, Tennessee 9 $ 894,000 $ 99,333 $ 53,000
Montgomery, Tennessee 9 $ 604,000 $ 67,111 $ 39,000
Robertson, Tennessee 9 $ 946,000 $ 105,111 $ 62,000
Butler, Kentucky 8 $ 479,000 $ 59,875 $ 40,000
Clinton, Kentucky 8 $ 373,000 $ 46,625 $ 63,000
Logan, Kentucky 8 $ 563,000 $ 70,375 $ 45,000
Rowan, Kentucky 8 $ 514,000 $ 64,250 $ 53,000
Trumbull, Ohio 8 $ 276,000 $ 34,500 $ 40,000
Fayette, Pennsylvania 8 $ 580,000 $ 72,500 $ 59,000
Marshall, Tennessee 8 $ 876,000 $ 109,500 $ 50,000
Pickett, Tennessee 8 $ 454,000 $ 56,750 $ 45,000
Barren, Kentucky 7 $ 363,000 $ 51,857 $ 36,000
Carter, Kentucky 7 $ 367,000 $ 52,428 $ 52,000
Christian, Kentucky 7 $ 424,000 $ 60,571 $ 52,000
Harlan, Kentucky 7 $ 493,000 $ 70,428 $ 32,000
Johnson, Kentucky 7 $ 321,000 $ 45,857 $ 39,000
Lincoln, Kentucky 7 $ 419,000 $ 59,857 $ 41,000
Todd, Kentucky 7 $ 509,000 $ 72,714 $ 53,000
Belmont, Ohio 7 $ 436,000 $ 62,285 $ 157,000
Columbiana, Ohio 7 $ 348,000 $ 49,714 $ 48,000
Scioto, Ohio 7 $ 397,000 $ 56,714 $ 48,000
Chester, Pennsylvania 7 $ 441,000 $ 63,000 $ 69,000
Huntingdon, Pennsylvania 7 $ 326,000 $ 46,571 $ 54,000
Giles, Tennessee 7 $ 626,000 $ 89,428 $ 54,000
Edmonson, Kentucky 6 $ 508,000 $ 84,666 $ 46,000
Grayson, Kentucky 6 $ 482,000 $ 80,333 $ 45,000
Hancock, Kentucky 6 $ 660,000 $ 110,000 $ 35,000
Henderson, Kentucky 6 $ 468,000 $ 78,000 $ 48,000
Marshall, Kentucky 6 $ 661,000 $ 110,166 $ 48,000
Warren, Kentucky 6 $ 511,000 $ 85,166 $ 53,000
Webster, Kentucky 6 $ 365,000 $ 60,833 $ 54,000
Geauga, Ohio 6 $ 351,000 $ 58,500 $ 46,000
Lawrence, Ohio 6 $ 317,000 $ 52,833 $ 68,000
Richland, Ohio 6 $ 208,000 $ 34,666 $ 38,000
Stark, Ohio 6 $ 474,000 $ 79,000 $ 35,000
Crawford, Pennsylvania 6 $ 295,000 $ 49,166 $ 40,000
Mercer, Pennsylvania 6 $ 403,000 $ 67,166 $ 46,000
Mifflin, Pennsylvania 6 $ 429,000 $ 71,500 $ 76,000
Bedford, Tennessee 6 $ 429,000 $ 71,500 $ 48,000
Rutherford, Tennessee 6 $ 505,000 $ 84,166 $ 50,000
Scott, Tennessee 6 $ 403,000 $ 67,166 $ 41,000
Berkeley, West Virginia 6 $ 258,000 $ 43,000 $ 49,000
Allen, Kentucky 5 $ 413,000 $ 82,600 $ 37,000
Bell, Kentucky 5 $ 429,000 $ 85,800 $ 64,000
Boyd, Kentucky 5 $ 204,000 $ 40,800 $ 32,000
Fleming, Kentucky 5 $ 431,000 $ 86,200 $ 48,000
Hart, Kentucky 5 $ 539,000 $ 107,800 $ 72,000
Jackson, Kentucky 5 $ 323,000 $ 64,600 $ 72,000
Lawrence, Kentucky 5 $ 163,000 $ 32,600 $ 47,000
Magoffin, Kentucky 5 $ 390,000 $ 78,000 $ 37,000
Martin, Kentucky 5 $ 196,000 $ 39,200 $ 30,000
McLean, Kentucky 5 $ 282,000 $ 56,400 $ 50,000
Russell, Kentucky 5 $ 254,000 $ 50,800 $ 40,000
Huron, Ohio 5 $ 404,000 $ 80,800 $ 104,000
Summit, Ohio 5 $ 187,000 $ 37,400 $ 73,000
Sullivan, Tennessee 5 $ 286,000 $ 57,200 $ 99,000
Preston, West Virginia 5 $ 244,000 $ 48,800 $ 46,000
Caldwell, Kentucky 4 $ 364,000 $ 91,000 $ 51,000
Crittenden, Kentucky 4 $ 228,000 $ 57,000 $ 34,000
Cumberland, Kentucky 4 $ 235,000 $ 58,750 $ 32,000
Harrison, Kentucky 4 $ 300,000 $ 75,000 $ 47,000
Lewis, Kentucky 4 $ 177,000 $ 44,250 $ 32,000
Hamilton, Ohio 4 $ 194,000 $ 48,500 $ 34,000
Allegheny, Pennsylvania 4 $ 172,000 $ 43,000 $ 33,000
Berks, Pennsylvania 4 $ 260,000 $ 65,000 $ 56,000
Cambria, Pennsylvania 4 $ 176,000 $ 44,000 $ 48,000
Indiana, Pennsylvania 4 $ 305,000 $ 76,250 $ 31,000
Lebanon, Pennsylvania 4 $ 250,000 $ 62,500 $ 47,000
Montgomery, Pennsylvania 4 $ 255,000 $ 63,750 $ 60,000
Northampton, Pennsylvania 4 $ 172,000 $ 43,000 $ 32,000
Westmoreland, Pennsylvania 4 $ 255,000 $ 63,750 $ 28,000
Claiborne, Tennessee 4 $ 251,000 $ 62,750 $ 53,000
Davidson, Tennessee 4 $ 392,000 $ 98,000 $ 56,000
Hickman, Tennessee 4 $ 306,000 $ 76,500 $ 80,000
Lewis, Tennessee 4 $ 334,000 $ 83,500 $ 55,000
Marion, Tennessee 4 $ 320,000 $ 80,000 $ 34,000
Sumner, Tennessee 4 $ 395,000 $ 98,750 $ 55,000
Wilson, Tennessee 4 $ 364,000 $ 91,000 $ 59,000
Marion, West Virginia 4 $ 315,000 $ 78,750 $ 49,000
Calloway, Kentucky 3 $ 314,000 $ 104,666 $ 49,000
Carroll, Kentucky 3 $ 197,000 $ 65,666 $ 49,000
Estill, Kentucky 3 $ 189,000 $ 63,000 $ 58,000
Monroe, Kentucky 3 $ 217,000 $ 72,333 $ 29,000
Morgan, Kentucky 3 $ 122,000 $ 40,666 $ 33,000
Knox, Ohio 3 $ 162,000 $ 54,000 $ 41,000
Armstrong, Pennsylvania 3 $ 108,000 $ 36,000 $ 74,000
Somerset, Pennsylvania 3 $ 174,000 $ 58,000 $ 49,000
Warren, Pennsylvania 3 $ 124,000 $ 41,333 $ 46,000
Campbell, Tennessee 3 $ 122,000 $ 40,666 $ 54,000
Dickson, Tennessee 3 $ 341,000 $ 113,666 $ 76,000
Franklin, Tennessee 3 $ 214,000 $ 71,333 $ 39,000
Grainger, Tennessee 3 $ 207,000 $ 69,000 $ 70,000
Hawkins, Tennessee 3 $ 168,000 $ 56,000 $ 35,000
Stewart, Tennessee 3 $ 235,000 $ 78,333 $ 86,000
Washington, Tennessee 3 $ 243,000 $ 81,000 $ 62,000
Harrison, West Virginia 3 $ 173,000 $ 57,666 $ 64,000
Mineral, West Virginia 3 $ 123,000 $ 41,000 $ 38,000
Ohio, West Virginia 3 $ 206,000 $ 68,666 $ 51,000
Taylor, West Virginia 3 $ 213,000 $ 71,000 $ 48,000
Boone, Kentucky 2 $ 146,000 $ 73,000 $ 105,000
Boyle, Kentucky 2 $ 47,000 $ 23,500 $ 26,000
Bracken, Kentucky 2 $ 153,000 $ 76,500 $ 50,000
Breckinridge, Kentucky 2 $ 68,000 $ 34,000 $ 24,000
Clark, Kentucky 2 $ 93,000 $ 46,500 $ 50,000
Elliott, Kentucky 2 $ 99,000 $ 49,500 $ 41,000
Garrard, Kentucky 2 $ 158,000 $ 79,000 $ 40,000
Graves, Kentucky 2 $ 223,000 $ 111,500 $ 73,000
Kenton, Kentucky 2 $ 105,000 $ 52,500 $ 93,000
Madison, Kentucky 2 $ 213,000 $ 106,500 $ 44,000
Marion, Kentucky 2 $ 76,000 $ 38,000 $ 30,000
Mason, Kentucky 2 $ 122,000 $ 61,000 $ 54,000
Simpson, Kentucky 2 $ 156,000 $ 78,000 $ 32,000
Trigg, Kentucky 2 $ 180,000 $ 90,000 $ 61,000
Wolfe, Kentucky 2 $ 140,000 $ 70,000 $ 46,000
Fairfield, Ohio 2 $ 142,000 $ 71,000 $ 45,000
Franklin, Ohio 2 $ 97,000 $ 48,500 $ 56,000
Lorain, Ohio 2 $ 95,000 $ 47,500 $ 43,000
Mahoning, Ohio 2 $ 82,000 $ 41,000 $ 48,000
Meigs, Ohio 2 $ 128,000 $ 64,000 $ 47,000
Monroe, Ohio 2 $ 143,000 $ 71,500 $ 35,000
Ross, Ohio 2 $ 121,000 $ 60,500 $ 47,000
Wayne, Ohio 2 $ 41,000 $ 20,500 $ 29,000
Bradford, Pennsylvania 2 $ 90,000 $ 45,000 $ 45,000
Carbon, Pennsylvania 2 $ 52,000 $ 26,000 $ 32,000
Elk, Pennsylvania 2 $ 118,000 $ 59,000 $ 42,000
Jefferson, Pennsylvania 2 $ 30,000 $ 15,000 $ 31,000
Juniata, Pennsylvania 2 $ 140,000 $ 70,000 $ 27,000
Monroe, Pennsylvania 2 $ 105,000 $ 52,500 $ 60,000
Union, Pennsylvania 2 $ 73,000 $ 36,500 $ 32,000
Carroll, Tennessee 2 $ 149,000 $ 74,500 $ 51,000
Cheatham, Tennessee 2 $ 264,000 $ 132,000 $ 90,000
Chester, Tennessee 2 $ 195,000 $ 97,500 $ 55,000
Decatur, Tennessee 2 $ 83,000 $ 41,500 $ 19,000
Gibson, Tennessee 2 $ 200,000 $ 100,000 $ 51,000
Grundy, Tennessee 2 $ 130,000 $ 65,000 $ 53,000
Henderson, Tennessee 2 $ 138,000 $ 69,000 $ 54,000
Henry, Tennessee 2 $ 188,000 $ 94,000 $ 82,000
Houston, Tennessee 2 $ 169,000 $ 84,500 $ 85,000
Humphreys, Tennessee 2 $ 136,000 $ 68,000 $ 51,000
Macon, Tennessee 2 $ 178,000 $ 89,000 $ 80,000
Moore, Tennessee 2 $ 190,000 $ 95,000 $ 122,000
Obion, Tennessee 2 $ 123,000 $ 61,500 $ 106,000
Perry, Tennessee 2 $ 200,000 $ 100,000 $ 72,000
Weakley, Tennessee 2 $ 181,000 $ 90,500 $ 48,000
Clay, West Virginia 2 $ 85,000 $ 42,500 $ 13,000
Lewis, West Virginia 2 $ 168,000 $ 84,000 $ 42,000
Mason, West Virginia 2 $ 163,000 $ 81,500 $ 73,000
Wood, West Virginia 2 $ 104,000 $ 52,000 $ 31,000
Wyoming, West Virginia 2 $ 160,000 $ 80,000 $ 27,000
Anderson, Kentucky 1 $ 31,000 $ 31,000 $ 20,000
Bath, Kentucky 1 $ 43,000 $ 43,000 $ 18,000
Campbell, Kentucky 1 $ 51,000 $ 51,000 $ 25,000
Fayette, Kentucky 1 $ 61,000 $ 61,000 $ 35,000
Franklin, Kentucky 1 $ 43,000 $ 43,000 $ 100,000
Henry, Kentucky 1 $ 45,000 $ 45,000 $ 90,000
Hickman, Kentucky 1 $ 127,000 $ 127,000 $ 38,000
Larue, Kentucky 1 $ 110,000 $ 110,000 $ 60,000
Lee, Kentucky 1 $ 38,000 $ 38,000 $ 19,000
Menifee, Kentucky 1 $ 82,000 $ 82,000 $ 36,000
Mercer, Kentucky 1 $ 117,000 $ 117,000 $ 77,000
Metcalfe, Kentucky 1 $ 117,000 $ 117,000 $ 43,000
Montgomery, Kentucky 1 $ 56,000 $ 56,000 $ 58,000
Nicholas, Kentucky 1 $ 81,000 $ 81,000 $ 50,000
Owen, Kentucky 1 $ 60,000 $ 60,000 $ 46,000
Pendleton, Kentucky 1 $ 52,000 $ 52,000 $ 84,000
Powell, Kentucky 1 $ 127,000 $ 127,000 $ 146,000
Scott, Kentucky 1 $ 72,000 $ 72,000 $ 72,000
Taylor, Kentucky 1 $ 106,000 $ 106,000 $ 111,000
Clermont, Ohio 1 $ 16,000 $ 16,000 $ 158,000
Coshocton, Ohio 1 $ 61,000 $ 61,000 $ 39,000
Gallia, Ohio 1 $ 108,000 $ 108,000 $ 22,000
Harrison, Ohio 1 $ 94,000 $ 94,000 $ 99,000
Jefferson, Ohio 1 $ 49,000 $ 49,000 $ 36,000
Muskingum, Ohio 1 $ 16,000 $ 16,000 $ 76,000
Perry, Ohio 1 $ 34,000 $ 34,000 $ 17,000
Portage, Ohio 1 $ 70,000 $ 70,000 $ 100,000
Seneca, Ohio 1 $ 33,000 $ 33,000 $ 82,000
Tuscarawas, Ohio 1 $ 61,000 $ 61,000 $ 46,000
Lehigh, Pennsylvania 1 $ 70,000 $ 70,000 $ 84,000
Luzerne, Pennsylvania 1 $ 19,000 $ 19,000 $ 23,000
Lycoming, Pennsylvania 1 $ 48,000 $ 48,000 $ 31,000
Northumberland, Pennsylvania 1 $ 58,000 $ 58,000 $ 50,000
Philadelphia, Pennsylvania 1 $ 20,000 $ 20,000 $ 9,000
Pike, Pennsylvania 1 $ 55,000 $ 55,000 $ 53,000
Schuylkill, Pennsylvania 1 $ 35,000 $ 35,000 $ 42,000
Snyder, Pennsylvania 1 $ 50,000 $ 50,000 $ 43,000
Tioga, Pennsylvania 1 $ 45,000 $ 45,000 $ 62,000
Venango, Pennsylvania 1 $ 42,000 $ 42,000 $ 12,000
Anderson, Tennessee 1 $ 23,000 $ 23,000 $ 35,000
Benton, Tennessee 1 $ 113,000 $ 113,000 $ 79,000
Carter, Tennessee 1 $ 75,000 $ 75,000 $ 25,000
Coffee, Tennessee 1 $ 88,000 $ 88,000 $ 30,000
Greene, Tennessee 1 $ 36,000 $ 36,000 $ 29,000
Hamilton, Tennessee 1 $ 82,000 $ 82,000 $ 63,000
Lincoln, Tennessee 1 $ 130,000 $ 130,000 $ 50,000
Meigs, Tennessee 1 $ 34,000 $ 34,000 $ 35,000
Overton, Tennessee 1 $ 50,000 $ 50,000 $ 38,000
Sevier, Tennessee 1 $ 10,000 $ 10,000 $ 33,000
Trousdale, Tennessee 1 $ 59,000 $ 59,000 $ 29,000
Wayne, Tennessee 1 $ 27,000 $ 27,000 $ 40,000
Brooke, West Virginia 1 $ 34,000 $ 34,000 $ 52,000
Cabell, West Virginia 1 $ 17,000 $ 17,000 $ 28,000
Fayette, West Virginia 1 $ 60,000 $ 60,000 $ 13,000
Jackson, West Virginia 1 $ 66,000 $ 66,000 $ 27,000
Logan, West Virginia 1 $ 85,000 $ 85,000 $ 80,000
Monroe, West Virginia 1 $ 26,000 $ 26,000 $ 23,000
Putnam, West Virginia 1 $ 59,000 $ 59,000 $ 28,000
Upshur, West Virginia 1 $ 71,000 $ 71,000 $ 50,000

Mortgage Loan Application Detail Totals for Alliance Credit, LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,556 $96,333,000 $61,000 $209,000 $50,000 $696,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,381 $85,759,000 $62,000 $209,000 $49,000 $696,000
Not Provided 118 $6,937,000 $58,000 $177,000 $53,000 $660,000
Black or African American 20 $1,487,000 $74,000 $130,000 $36,000 $104,000
Hispanic 16 $785,000 $49,000 $103,000 $62,000 $227,000
Asian 10 $771,000 $77,000 $130,000 $53,000 $84,000
American Indian or Alaskan Native 7 $333,000 $47,000 $103,000 $41,000 $66,000
Native Hawaiin or Other Pacific Islander 3 $187,000 $62,000 $103,000 $47,000 $53,000
Not applicable 1 $74,000 $74,000 $74,000 $17,000 $17,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,556 $96,333,000 $61,000 $209,000 $50,000 $696,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 994 $61,828,000 $62,000 $202,000 $48,000 $696,000
Application Approved But Not Accepted 314 $19,917,000 $63,000 $150,000 $53,000 $325,000
Loan Originated 240 $14,007,000 $58,000 $147,000 $51,000 $211,000
File Closed For Incompleteness 6 $322,000 $53,000 $133,000 $48,000 $117,000
Application Withdrawn By Applicant 2 $259,000 $129,000 $209,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 726 $44,971,000 $61,000 $191,000 $49,000 $696,000
Debt-To-Income Ratio 155 $9,481,000 $61,000 $161,000 $39,000 $328,000
Employment History 63 $3,739,000 $59,000 $131,000 $48,000 $129,000
Other 30 $2,209,000 $73,000 $177,000 $78,000 $350,000
Credit Application Incomplete 14 $964,000 $68,000 $167,000 $53,000 $156,000
Collateral 5 $414,000 $82,000 $202,000 $72,000 $159,000
Unverifiable Information 1 $50,000 $50,000 $50,000 $68,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Credit, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Alliance Credit, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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