Alliant Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Alliant Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 775 |
| Total Mortgage Loan Application Amount | $266,902,000 |
| Average Mortgage Loan Application Amount | $343,333 |
| Highest Mortgage Loan Application Amount | $2,414,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $6,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 255 | $ 95,857,000 | $ 375,000 | $ 144,000 |
| DuPage County Illinois | 75 | $ 28,158,000 | $ 375,000 | $ 134,000 |
| Lake County Illinois | 43 | $ 19,139,000 | $ 445,000 | $ 295,000 |
| Kane County Illinois | 26 | $ 6,414,000 | $ 246,000 | $ 116,000 |
| Los Angeles County California | 19 | $ 7,902,000 | $ 415,000 | $ 157,000 |
| McHenry County Illinois | 15 | $ 1,835,000 | $ 122,000 | $ 70,000 |
| Orange County California | 14 | $ 8,583,000 | $ 613,000 | $ 183,000 |
| San Mateo County California | 13 | $ 7,506,000 | $ 577,000 | $ 100,000 |
| Contra Costa County California | 12 | $ 8,554,000 | $ 712,000 | $ 169,000 |
| Maricopa County Arizona | 11 | $ 4,757,000 | $ 432,000 | $ 78,000 |
| Arapahoe County Colorado | 11 | $ 432,000 | $ 39,000 | $ 77,000 |
| San Diego County California | 10 | $ 6,484,000 | $ 648,000 | $ 181,000 |
| Douglas County Colorado | 10 | $ 2,024,000 | $ 202,000 | $ 115,000 |
| Jefferson County Colorado | 10 | $ 1,713,000 | $ 171,000 | $ 100,000 |
| Will County Illinois | 10 | $ 2,445,000 | $ 244,000 | $ 87,000 |
| Alameda County California | 8 | $ 3,017,000 | $ 377,000 | $ 138,000 |
| Kendall County Illinois | 8 | $ 1,943,000 | $ 242,000 | $ 91,000 |
| Loudoun County Virginia | 8 | $ 2,631,000 | $ 328,000 | $ 120,000 |
| King County Washington | 8 | $ 3,073,000 | $ 384,000 | $ 125,000 |
| Santa Clara County California | 7 | $ 2,012,000 | $ 287,000 | $ 141,000 |
| Solano County California | 7 | $ 1,749,000 | $ 249,000 | $ 84,000 |
| Anne Arundel County Maryland | 7 | $ 1,891,000 | $ 270,000 | $ 114,000 |
| Clark County Nevada | 7 | $ 756,000 | $ 108,000 | $ 52,000 |
| San Francisco County California | 6 | $ 2,879,000 | $ 479,000 | $ 132,000 |
| Honolulu County Hawaii | 6 | $ 1,030,000 | $ 171,000 | $ 80,000 |
| Waukesha County Wisconsin | 6 | $ 2,002,000 | $ 333,000 | $ 136,000 |
| Prince William County Virginia | 5 | $ 111,000 | $ 22,000 | $ 79,000 |
| San Bernardino County California | 4 | $ 136,000 | $ 34,000 | $ 103,000 |
| Sonoma County California | 4 | $ 2,335,000 | $ 583,000 | $ 190,000 |
| Pierce County Washington | 4 | $ 671,000 | $ 167,000 | $ 79,000 |
| Milwaukee County Wisconsin | 4 | $ 732,000 | $ 183,000 | $ 62,000 |
| Marin County California | 3 | $ 1,699,000 | $ 566,000 | $ 158,000 |
| Sacramento County California | 3 | $ 605,000 | $ 201,000 | $ 80,000 |
| Broward County Florida | 3 | $ 1,142,000 | $ 380,000 | $ 128,000 |
| Montgomery County Maryland | 3 | $ 1,223,000 | $ 407,000 | $ 118,000 |
| Lancaster County Pennsylvania | 3 | $ 70,000 | $ 23,000 | $ 91,000 |
| Pima County Arizona | 2 | $ 744,000 | $ 372,000 | $ 69,000 |
| El Dorado County California | 2 | $ 1,250,000 | $ 625,000 | $ 219,000 |
| Napa County California | 2 | $ 1,164,000 | $ 582,000 | $ 144,000 |
| Placer County California | 2 | $ 598,000 | $ 299,000 | $ 146,000 |
| Denver County Colorado | 2 | $ 59,000 | $ 29,000 | $ 66,000 |
| Garfield County Colorado | 2 | $ 1,500,000 | $ 750,000 | $ 469,000 |
| Lee County Florida | 2 | $ 325,000 | $ 162,000 | $ 18,000 |
| Miami-Dade County Florida | 2 | $ 564,000 | $ 282,000 | $ 101,000 |
| Orange County Florida | 2 | $ 25,000 | $ 12,000 | $ 22,000 |
| Pinellas County Florida | 2 | $ 57,000 | $ 28,000 | $ 54,000 |
| DeKalb County Illinois | 2 | $ 551,000 | $ 275,000 | $ 82,000 |
| Hennepin County Minnesota | 2 | $ 644,000 | $ 322,000 | $ 135,000 |
| Monmouth County New Jersey | 2 | $ 1,085,000 | $ 542,000 | $ 152,000 |
| Nassau County New York | 2 | $ 596,000 | $ 298,000 | $ 133,000 |
| Alexandria County Virginia | 2 | $ 1,488,000 | $ 744,000 | $ 181,000 |
| Fairfax County Virginia | 2 | $ 75,000 | $ 37,000 | $ 105,000 |
| Spotsylvania County Virginia | 2 | $ 523,000 | $ 261,000 | $ 118,000 |
| Ozaukee County Wisconsin | 2 | $ 651,000 | $ 325,000 | $ 153,000 |
| Racine County Wisconsin | 2 | $ 467,000 | $ 233,000 | $ 89,000 |
| Gila County Arizona | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 500,000 | $ 500,000 | $ 108,000 |
| Calaveras County California | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Riverside County California | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| San Joaquin County California | 1 | $ 582,000 | $ 582,000 | $ 134,000 |
| San Luis Obispo County California | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Santa Cruz County California | 1 | $ 584,000 | $ 584,000 | $ 127,000 |
| Ventura County California | 1 | $ 535,000 | $ 535,000 | $ 1,620,000 |
| Adams County Colorado | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Boulder County Colorado | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Broomfield County Colorado | 1 | $ 547,000 | $ 547,000 | $ 610,000 |
| Clear Creek County Colorado | 1 | $ 50,000 | $ 50,000 | $ 136,000 |
| El Paso County Colorado | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| Larimer County Colorado | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 764,000 | $ 764,000 | $ 66,000 |
| Hartford County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| District of Columbia County District Of Columbia | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Alachua County Florida | 1 | $ 500,000 | $ 500,000 | $ 95,000 |
| Bay County Florida | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Charlotte County Florida | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Collier County Florida | 1 | $ 650,000 | $ 650,000 | $ 129,000 |
| Hillsborough County Florida | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Indian River County Florida | 1 | $ 565,000 | $ 565,000 | $ 226,000 |
| Lake County Florida | 1 | $ 543,000 | $ 543,000 | $ 153,000 |
| Manatee County Florida | 1 | $ 640,000 | $ 640,000 | $ 127,000 |
| Santa Rosa County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 332,000 |
| St. Lucie County Florida | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Volusia County Florida | 1 | $ 650,000 | $ 650,000 | $ 164,000 |
| Fulton County Georgia | 1 | $ 653,000 | $ 653,000 | $ 151,000 |
| Upson County Georgia | 1 | $ 11,000 | $ 11,000 | $ 24,000 |
| Hawaii County Hawaii | 1 | $ 600,000 | $ 600,000 | $ 333,000 |
| Kauai County Hawaii | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Champaign County Illinois | 1 | $ 116,000 | $ 116,000 | $ 115,000 |
| Livingston County Illinois | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Peoria County Illinois | 1 | $ 231,000 | $ 231,000 | $ 54,000 |
| Sangamon County Illinois | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Winnebago County Illinois | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Hendricks County Indiana | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Boyle County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 87,000 |
| Daviess County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Jefferson County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 146,000 |
| Washington County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 169,000 |
| Bristol County Massachusetts | 1 | $ 1,750,000 | $ 1,750,000 | $ 6,600,000 |
| Essex County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Middlesex County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Plymouth County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 110,000 |
| Worcester County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Oakland County Michigan | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Wayne County Michigan | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
| Missoula County Montana | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Washoe County Nevada | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Bergen County New Jersey | 1 | $ 77,000 | $ 77,000 | $ 75,000 |
| Gloucester County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Sussex County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Sandoval County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Monroe County New York | 1 | $ 17,000 | $ 17,000 | $ 46,000 |
| Orange County New York | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Rockland County New York | 1 | $ 76,000 | $ 76,000 | $ 74,000 |
| Westchester County New York | 1 | $ 28,000 | $ 28,000 | $ 65,000 |
| Edgecombe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Guilford County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 78,000 |
| Cuyahoga County Ohio | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Greene County Ohio | 1 | $ 541,000 | $ 541,000 | $ 142,000 |
| Chester County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 101,000 |
| Delaware County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Lehigh County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 14,000 |
| Beaufort County South Carolina | 1 | $ 862,000 | $ 862,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 132,000 |
| Sumner County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 75,000 |
| Summit County Utah | 1 | $ 527,000 | $ 527,000 | $ 126,000 |
| Arlington County Virginia | 1 | $ 880,000 | $ 880,000 | $ 145,000 |
| Augusta County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Fauquier County Virginia | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Frederick County Virginia | 1 | $ 100,000 | $ 100,000 | $ 114,000 |
| Lancaster County Virginia | 1 | $ 556,000 | $ 556,000 | $ 170,000 |
| Virginia Beach County Virginia | 1 | $ 100,000 | $ 100,000 | $ 3,000 |
| Kitsap County Washington | 1 | $ 29,000 | $ 29,000 | $ 64,000 |
| Mason County Washington | 1 | $ 30,000 | $ 30,000 | $ 116,000 |
| Okanogan County Washington | 1 | $ 19,000 | $ 19,000 | $ 111,000 |
| Spokane County Washington | 1 | $ 750,000 | $ 750,000 | $ 202,000 |
| Ashland County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 107,000 |
| Walworth County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 275 | $118,578,000 | $431,000 | $2,000,000 | $172,000 | $6,600,000 |
| Home Improvement | 253 | $11,951,000 | $47,000 | $309,000 | $75,000 | $210,000 |
| Refinancing | 247 | $136,373,000 | $552,000 | $2,414,000 | $188,000 | $4,449,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 525 | $183,604,000 | $349,000 | $2,414,000 | $144,000 | $4,449,000 |
| Not Provided | 162 | $51,799,000 | $319,000 | $2,000,000 | $125,000 | $828,000 |
| Asian | 35 | $12,722,000 | $363,000 | $1,298,000 | $114,000 | $369,000 |
| Hispanic | 34 | $11,485,000 | $337,000 | $1,246,000 | $126,000 | $456,000 |
| Black or African American | 14 | $5,455,000 | $389,000 | $1,750,000 | $585,000 | $6,600,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,837,000 | $367,000 | $665,000 | $53,000 | $99,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 775 | $266,902,000 | $344,000 | $2,414,000 | $146,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 662 | $227,516,000 | $343,000 | $2,414,000 | $150,000 | $6,600,000 |
| Application Denied By Financial Institution | 80 | $15,969,000 | $199,000 | $1,000,000 | $104,000 | $1,620,000 |
| Application Approved But Not Accepted | 15 | $10,395,000 | $693,000 | $2,000,000 | $187,000 | $610,000 |
| Application Withdrawn By Applicant | 8 | $6,070,000 | $758,000 | $1,904,000 | $184,000 | $606,000 |
| File Closed For Incompleteness | 6 | $4,767,000 | $794,000 | $1,246,000 | $120,000 | $204,000 |
| Preapproval Denied by Financial Institution | 4 | $2,185,000 | $546,000 | $625,000 | $92,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 25 | $8,534,000 | $341,000 | $1,000,000 | $138,000 | $1,620,000 |
| Other | 25 | $1,382,000 | $55,000 | $170,000 | $74,000 | $210,000 |
| Collateral | 24 | $5,353,000 | $223,000 | $854,000 | $97,000 | $233,000 |
| Credit History | 6 | $2,260,000 | $376,000 | $600,000 | $136,000 | $193,000 |
| Credit Application Incomplete | 1 | $60,000 | $60,000 | $60,000 | $73,000 | $73,000 |
| Unverifiable Information | 1 | $40,000 | $40,000 | $40,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $500,000 | $500,000 | $500,000 | $91,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.