Allied First Bank,Sb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Allied First Bank,Sb 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Allied First Bank,Sb 3201 Orchard Rd Oswego, IL 60543 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 386 |
| Total Mortgage Loan Application Amount | $83,471,000 |
| Average Mortgage Loan Application Amount | $213,500 |
| Highest Mortgage Loan Application Amount | $1,220,000 |
| Average Applicant Income | $99,500 |
| Highest Applicant Income | $836,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Allied First Bank,Sb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Allied First Bank,Sb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Allied First Bank,Sb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Allied First Bank,Sb serves its applicants.
Each category highlights the total number of mortgage applications processed by Allied First Bank,Sb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Allied First Bank,Sb's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kendall County Illinois | 74 | $ 14,278,000 | $ 192,000 | $ 98,000 |
| Kane County Illinois | 73 | $ 13,735,000 | $ 188,000 | $ 73,000 |
| DuPage County Illinois | 48 | $ 10,837,000 | $ 225,000 | $ 88,000 |
| Cook County Illinois | 36 | $ 8,045,000 | $ 223,000 | $ 93,000 |
| Will County Illinois | 18 | $ 3,872,000 | $ 215,000 | $ 67,000 |
| DeKalb County Illinois | 16 | $ 2,950,000 | $ 184,000 | $ 105,000 |
| McHenry County Illinois | 9 | $ 1,604,000 | $ 178,000 | $ 60,000 |
| LaSalle County Illinois | 7 | $ 1,184,000 | $ 169,000 | $ 59,000 |
| Limestone County Alabama | 3 | $ 393,000 | $ 131,000 | $ 52,000 |
| Los Angeles County California | 3 | $ 822,000 | $ 274,000 | $ 158,000 |
| Boone County Illinois | 3 | $ 659,000 | $ 219,000 | $ 166,000 |
| Lake County Illinois | 3 | $ 701,000 | $ 233,000 | $ 114,000 |
| Winnebago County Illinois | 3 | $ 469,000 | $ 156,000 | $ 113,000 |
| Tallapoosa County Alabama | 2 | $ 284,000 | $ 142,000 | $ 129,000 |
| Sonoma County California | 2 | $ 500,000 | $ 250,000 | $ 208,000 |
| St. Lucie County Florida | 2 | $ 315,000 | $ 157,000 | $ 36,000 |
| Iroquois County Illinois | 2 | $ 357,000 | $ 178,000 | $ 78,000 |
| Lee County Illinois | 2 | $ 125,000 | $ 62,000 | $ 36,000 |
| Ogle County Illinois | 2 | $ 477,000 | $ 238,000 | $ 122,000 |
| Clark County Nevada | 2 | $ 605,000 | $ 302,000 | $ 179,000 |
| Tarrant County Texas | 2 | $ 707,000 | $ 353,000 | $ 203,000 |
| Walworth County Wisconsin | 2 | $ 675,000 | $ 337,000 | $ 501,000 |
| Anchorage County Alaska | 1 | $ 306,000 | $ 306,000 | $ 68,000 |
| Maricopa County Arizona | 1 | $ 300,000 | $ 300,000 | $ 136,000 |
| Pima County Arizona | 1 | $ 254,000 | $ 254,000 | $ 107,000 |
| Yavapai County Arizona | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Nevada County California | 1 | $ 850,000 | $ 850,000 | $ 269,000 |
| Orange County California | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Riverside County California | 1 | $ 470,000 | $ 470,000 | $ 156,000 |
| El Paso County Colorado | 1 | $ 604,000 | $ 604,000 | $ 166,000 |
| Summit County Colorado | 1 | $ 300,000 | $ 300,000 | $ 190,000 |
| New Haven County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Hillsborough County Florida | 1 | $ 268,000 | $ 268,000 | $ 90,000 |
| Miami-Dade County Florida | 1 | $ 780,000 | $ 780,000 | $ 168,000 |
| Okaloosa County Florida | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Volusia County Florida | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Camden County Georgia | 1 | $ 300,000 | $ 300,000 | $ 133,000 |
| Dawson County Georgia | 1 | $ 400,000 | $ 400,000 | $ 58,000 |
| Towns County Georgia | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 308,000 | $ 308,000 | $ 110,000 |
| Kauai County Hawaii | 1 | $ 234,000 | $ 234,000 | $ 63,000 |
| Christian County Illinois | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Grundy County Illinois | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Madison County Illinois | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Marshall County Illinois | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Williamson County Illinois | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Lake County Indiana | 1 | $ 65,000 | $ 65,000 | $ 356,000 |
| Vigo County Indiana | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Warren County Kentucky | 1 | $ 239,000 | $ 239,000 | $ 226,000 |
| Oxford County Maine | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Sagadahoc County Maine | 1 | $ 360,000 | $ 360,000 | $ 155,000 |
| Barnstable County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| Kent County Michigan | 1 | $ 221,000 | $ 221,000 | $ 220,000 |
| Cooper County Missouri | 1 | $ 368,000 | $ 368,000 | $ 205,000 |
| Rockingham County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Middlesex County New Jersey | 1 | $ 351,000 | $ 351,000 | $ 139,000 |
| Salem County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 223,000 |
| Lincoln County New Mexico | 1 | $ 601,000 | $ 601,000 | $ 168,000 |
| Orleans County New York | 1 | $ 140,000 | $ 140,000 | $ 148,000 |
| Iredell County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 237,000 |
| Wake County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 183,000 |
| Berks County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Lancaster County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 172,000 |
| Montgomery County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 104,000 |
| Westmoreland County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 180,000 |
| York County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 154,000 |
| Kent County Rhode Island | 1 | $ 290,000 | $ 290,000 | $ 120,000 |
| Collin County Texas | 1 | $ 260,000 | $ 260,000 | $ 168,000 |
| Montgomery County Texas | 1 | $ 258,000 | $ 258,000 | $ 207,000 |
| Summit County Utah | 1 | $ 120,000 | $ 120,000 | $ 134,000 |
| Weber County Utah | 1 | $ 154,000 | $ 154,000 | $ 232,000 |
| Loudoun County Virginia | 1 | $ 553,000 | $ 553,000 | $ 176,000 |
| Rusk County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 176,000 |
| Waushara County Wisconsin | 1 | $ 226,000 | $ 226,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Allied First Bank,Sb in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 223 | $51,081,000 | $229,000 | $1,220,000 | $98,000 | $660,000 |
| Home Purchase | 163 | $32,390,000 | $198,000 | $417,000 | $101,000 | $836,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 304 | $66,902,000 | $220,000 | $1,220,000 | $103,000 | $836,000 |
| Hispanic | 34 | $6,474,000 | $190,000 | $470,000 | $76,000 | $156,000 |
| Not Provided | 27 | $6,199,000 | $229,000 | $940,000 | $94,000 | $232,000 |
| Black or African American | 15 | $2,361,000 | $157,000 | $350,000 | $85,000 | $270,000 |
| Asian | 6 | $1,535,000 | $255,000 | $417,000 | $116,000 | $336,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 356 | $77,615,000 | $218,000 | $1,220,000 | $103,000 | $836,000 |
| FHA-insured (Federal Housing Administration) | 29 | $5,592,000 | $192,000 | $274,000 | $64,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 1 | $264,000 | $264,000 | $264,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 308 | $63,860,000 | $207,000 | $940,000 | $97,000 | $836,000 |
| Application Approved But Not Accepted | 34 | $9,615,000 | $282,000 | $992,000 | $102,000 | $269,000 |
| Application Denied By Financial Institution | 15 | $3,644,000 | $242,000 | $560,000 | $81,000 | $214,000 |
| Preapproval Approved but not Accepted | 15 | $3,139,000 | $209,000 | $417,000 | $117,000 | $220,000 |
| Application Withdrawn By Applicant | 12 | $2,753,000 | $229,000 | $1,220,000 | $138,000 | $660,000 |
| File Closed For Incompleteness | 1 | $110,000 | $110,000 | $110,000 | $32,000 | $32,000 |
| Preapproval Denied by Financial Institution | 1 | $350,000 | $350,000 | $350,000 | $270,000 | $270,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $976,000 | $195,000 | $383,000 | $65,000 | $95,000 |
| Collateral | 4 | $857,000 | $214,000 | $350,000 | $144,000 | $270,000 |
| Other | 2 | $700,000 | $350,000 | $479,000 | $164,000 | $214,000 |
| Unverifiable Information | 2 | $844,000 | $422,000 | $560,000 | $36,000 | $72,000 |
| Debt-To-Income Ratio | 2 | $432,000 | $216,000 | $258,000 | $55,000 | $76,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $84,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Allied First Bank,Sb's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Allied First Bank,Sb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.