Allstate Bank Mortgage Lending & HMDA Data, 2006
In 2006, Allstate Bank of Northbrook, IL reported 272 mortgage applications totaling $47.2 million, up 11% from 2005. The average application was for $173,573, and applicants reported an average income of $90,330. 64% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (50), Lake County-Kenosha County, IL-WI (13) and Philadelphia, PA (8) (applications in parentheses).
| Mortgage Company & Address | Allstate Bank 3100 Sanders Rd, Suite N4a Northbrook, IL 60062 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 272 |
| Total Mortgage Loan Application Amount | $47,212,000 |
| Average Mortgage Loan Application Amount | $173,573 |
| Highest Mortgage Loan Application Amount | $627,000 |
| Average Applicant Income | $90,330 |
| Highest Applicant Income | $450,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Allstate Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 36 | $ 6,091,000 | $ 169,194 | $ 69,000 |
| Lake, Illinois | 10 | $ 1,836,000 | $ 183,600 | $ 87,000 |
| East Baton Rouge, Louisiana | 6 | $ 476,000 | $ 79,333 | $ 180,000 |
| Kane, Illinois | 5 | $ 1,061,000 | $ 212,200 | $ 88,000 |
| San Bernardino, California | 4 | $ 969,000 | $ 242,250 | $ 108,000 |
| Maricopa, Arizona | 3 | $ 890,000 | $ 296,666 | $ 68,000 |
| Orange, California | 3 | $ 372,000 | $ 124,000 | $ 61,000 |
| Dougherty, Georgia | 3 | $ 117,000 | $ 39,000 | $ 118,000 |
| DuPage, Illinois | 3 | $ 446,000 | $ 148,666 | $ 64,000 |
| Montgomery, Maryland | 3 | $ 938,000 | $ 312,666 | $ 62,000 |
| Prince George's, Maryland | 3 | $ 800,000 | $ 266,666 | $ 143,000 |
| Cabarrus, North Carolina | 3 | $ 384,000 | $ 128,000 | $ 109,000 |
| Philadelphia, Pennsylvania | 3 | $ 287,000 | $ 95,666 | $ 45,000 |
| Horry, South Carolina | 3 | $ 636,000 | $ 212,000 | $ 70,000 |
| Kenosha, Wisconsin | 3 | $ 284,000 | $ 94,666 | $ 67,000 |
| Baldwin, Alabama | 2 | $ 313,000 | $ 156,500 | $ 34,000 |
| Los Angeles, California | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| San Joaquin, California | 2 | $ 81,000 | $ 40,500 | $ 117,000 |
| Citrus, Florida | 2 | $ 175,000 | $ 87,500 | $ 81,000 |
| Duval, Florida | 2 | $ 518,000 | $ 259,000 | $ 95,000 |
| Miami-Dade, Florida | 2 | $ 837,000 | $ 418,500 | $ 150,000 |
| Palm Beach, Florida | 2 | $ 265,000 | $ 132,500 | $ 207,000 |
| Pinellas, Florida | 2 | $ 589,000 | $ 294,500 | $ 73,000 |
| Fulton, Georgia | 2 | $ 394,000 | $ 197,000 | $ 83,000 |
| DeKalb, Illinois | 2 | $ 337,000 | $ 168,500 | $ 66,000 |
| McHenry, Illinois | 2 | $ 336,000 | $ 168,000 | $ 68,000 |
| Marion, Indiana | 2 | $ 98,000 | $ 49,000 | $ 58,000 |
| Plaquemines, Louisiana | 2 | $ 550,000 | $ 275,000 | $ 121,000 |
| St. Tammany, Louisiana | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Morris, New Jersey | 2 | $ 574,000 | $ 287,000 | $ 100,000 |
| Ocean, New Jersey | 2 | $ 357,000 | $ 178,500 | $ 70,000 |
| Kings, New York | 2 | $ 483,000 | $ 241,500 | $ 77,000 |
| Rockingham, North Carolina | 2 | $ 178,000 | $ 89,000 | $ 36,000 |
| Cleveland, Oklahoma | 2 | $ 161,000 | $ 80,500 | $ 65,000 |
| Clackamas, Oregon | 2 | $ 698,000 | $ 349,000 | $ 183,000 |
| Chester, Pennsylvania | 2 | $ 235,000 | $ 117,500 | $ 87,000 |
| Mercer, Pennsylvania | 2 | $ 202,000 | $ 101,000 | $ 64,000 |
| Montgomery, Pennsylvania | 2 | $ 389,000 | $ 194,500 | $ 100,000 |
| Dorchester, South Carolina | 2 | $ 217,000 | $ 108,500 | $ 39,000 |
| Tarrant, Texas | 2 | $ 325,000 | $ 162,500 | $ 194,000 |
| Chesterfield, Virginia | 2 | $ 181,000 | $ 90,500 | $ 91,000 |
| Jackson, Alabama | 1 | $ 200,000 | $ 200,000 | $ 31,000 |
| Mobile, Alabama | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Shelby, Alabama | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Fairbanks North Star, Alaska | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Matanuska-Susitna, Alaska | 1 | $ 112,000 | $ 112,000 | $ 126,000 |
| Washington, Arkansas | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Fresno, California | 1 | $ 236,000 | $ 236,000 | $ 81,000 |
| Riverside, California | 1 | $ 417,000 | $ 417,000 | $ 85,000 |
| Sacramento, California | 1 | $ 361,000 | $ 361,000 | $ 70,000 |
| San Mateo, California | 1 | $ 106,000 | $ 106,000 | $ 87,000 |
| Shasta, California | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Solano, California | 1 | $ 522,000 | $ 522,000 | $ 201,000 |
| Tulare, California | 1 | $ 128,000 | $ 128,000 | $ 27,000 |
| Yolo, California | 1 | $ 247,000 | $ 247,000 | $ 155,000 |
| Denver, Colorado | 1 | $ 38,000 | $ 38,000 | $ 9,000 |
| Douglas, Colorado | 1 | $ 407,000 | $ 407,000 | $ 205,000 |
| Hartford, Connecticut | 1 | $ 183,000 | $ 183,000 | $ 95,000 |
| New London, Connecticut | 1 | $ 308,000 | $ 308,000 | $ 78,000 |
| District of Columbia, District Of Columbia | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Alachua, Florida | 1 | $ 30,000 | $ 30,000 | $ 106,000 |
| Broward, Florida | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Clay, Florida | 1 | $ 189,000 | $ 189,000 | $ 50,000 |
| Collier, Florida | 1 | $ 188,000 | $ 188,000 | $ 170,000 |
| Hernando, Florida | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Leon, Florida | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Pasco, Florida | 1 | $ 210,000 | $ 210,000 | $ 115,000 |
| Seminole, Florida | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Sumter, Florida | 1 | $ 179,000 | $ 179,000 | $ 120,000 |
| Volusia, Florida | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Baldwin, Georgia | 1 | $ 200,000 | $ 200,000 | $ 260,000 |
| Clayton, Georgia | 1 | $ 106,000 | $ 106,000 | $ 26,000 |
| Cobb, Georgia | 1 | $ 177,000 | $ 177,000 | $ 328,000 |
| Gwinnett, Georgia | 1 | $ 393,000 | $ 393,000 | $ 100,000 |
| Jones, Georgia | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| McDuffie, Georgia | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Paulding, Georgia | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
| Richmond, Georgia | 1 | $ 74,000 | $ 74,000 | $ 13,000 |
| Kankakee, Illinois | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Kendall, Illinois | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Peoria, Illinois | 1 | $ 20,000 | $ 20,000 | $ 16,000 |
| Will, Illinois | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Owen, Indiana | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Caddo, Louisiana | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Jefferson, Louisiana | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Orleans, Louisiana | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Tangipahoa, Louisiana | 1 | $ 238,000 | $ 238,000 | $ 139,000 |
| Baltimore, Maryland | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Frederick, Maryland | 1 | $ 292,000 | $ 292,000 | $ 135,000 |
| Clinton, Michigan | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Carver, Minnesota | 1 | $ 256,000 | $ 256,000 | $ 115,000 |
| Hennepin, Minnesota | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Scott, Minnesota | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Stearns, Minnesota | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Adams, Mississippi | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| Hinds, Mississippi | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Rankin, Mississippi | 1 | $ 76,000 | $ 76,000 | $ 11,000 |
| Jefferson, Missouri | 1 | $ 237,000 | $ 237,000 | $ 80,000 |
| St. Charles, Missouri | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| St. Clair, Missouri | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Yellowstone, Montana | 1 | $ 148,000 | $ 148,000 | $ 144,000 |
| Douglas, Nebraska | 1 | $ 183,000 | $ 183,000 | $ 112,000 |
| Churchill, Nevada | 1 | $ 210,000 | $ 210,000 | $ 152,000 |
| Clark, Nevada | 1 | $ 513,000 | $ 513,000 | $ 250,000 |
| Nye, Nevada | 1 | $ 172,000 | $ 172,000 | $ 49,000 |
| Washoe, Nevada | 1 | $ 256,000 | $ 256,000 | $ 88,000 |
| Hillsborough, New Hampshire | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Strafford, New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 220,000 |
| Cape May, New Jersey | 1 | $ 388,000 | $ 388,000 | $ 170,000 |
| Somerset, New Jersey | 1 | $ 100,000 | $ 100,000 | $ 291,000 |
| Bernalillo, New Mexico | 1 | $ 181,000 | $ 181,000 | $ 90,000 |
| Chaves, New Mexico | 1 | $ 84,000 | $ 84,000 | $ 82,000 |
| Grant, New Mexico | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Genesee, New York | 1 | $ 200,000 | $ 200,000 | $ 151,000 |
| Monroe, New York | 1 | $ 152,000 | $ 152,000 | $ 83,000 |
| Montgomery, New York | 1 | $ 59,000 | $ 59,000 | $ 70,000 |
| Nassau, New York | 1 | $ 563,000 | $ 563,000 | $ 188,000 |
| Ontario, New York | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Oswego, New York | 1 | $ 62,000 | $ 62,000 | $ 114,000 |
| Rockland, New York | 1 | $ 344,000 | $ 344,000 | $ 82,000 |
| Saratoga, New York | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Sullivan, New York | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Westchester, New York | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Carteret, North Carolina | 1 | $ 398,000 | $ 398,000 | $ 180,000 |
| Mecklenburg, North Carolina | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| New Hanover, North Carolina | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Stanly, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Butler, Ohio | 1 | $ 231,000 | $ 231,000 | $ 117,000 |
| Jackson, Ohio | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Licking, Ohio | 1 | $ 139,000 | $ 139,000 | $ 78,000 |
| Lucas, Ohio | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Portage, Ohio | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Summit, Ohio | 1 | $ 86,000 | $ 86,000 | $ 80,000 |
| Oklahoma, Oklahoma | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
| Polk, Oregon | 1 | $ 389,000 | $ 389,000 | $ 149,000 |
| Washington, Oregon | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Allegheny, Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
| Armstrong, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Berks, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Cambria, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Carbon, Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Delaware, Pennsylvania | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| Franklin, Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 51,000 |
| Lancaster, Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 44,000 |
| Luzerne, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Northampton, Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 268,000 |
| Pike, Pennsylvania | 1 | $ 627,000 | $ 627,000 | $ 450,000 |
| Warren, Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Kent, Rhode Island | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Providence, Rhode Island | 1 | $ 252,000 | $ 252,000 | $ 100,000 |
| Berkeley, South Carolina | 1 | $ 211,000 | $ 211,000 | $ 60,000 |
| Rutherford, Tennessee | 1 | $ 524,000 | $ 524,000 | $ 175,000 |
| Wilson, Tennessee | 1 | $ 197,000 | $ 197,000 | $ 66,000 |
| Bexar, Texas | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Dallas, Texas | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Denton, Texas | 1 | $ 149,000 | $ 149,000 | $ 225,000 |
| Salt Lake, Utah | 1 | $ 308,000 | $ 308,000 | $ 120,000 |
| Hanover, Virginia | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Louisa, Virginia | 1 | $ 51,000 | $ 51,000 | $ 119,000 |
| Newport News, Virginia | 1 | $ 114,000 | $ 114,000 | $ 54,000 |
| Prince William, Virginia | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
| Roanoke City, Virginia | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Clallam, Washington | 1 | $ 216,000 | $ 216,000 | $ 45,000 |
| Pierce, Washington | 1 | $ 164,000 | $ 164,000 | $ 36,000 |
| Snohomish, Washington | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Spokane, Washington | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Door, Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 112,000 |
| Sauk, Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 119,000 |
| Walworth, Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 380,000 |
Mortgage Loan Application Detail Totals for Allstate Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 170 | $29,995,000 | $176,000 | $627,000 | $87,000 | $450,000 |
| Home Purchase | 86 | $15,252,000 | $177,000 | $592,000 | $102,000 | $380,000 |
| Home Improvement | 16 | $1,965,000 | $122,000 | $290,000 | $63,000 | $126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 153 | $27,159,000 | $177,000 | $592,000 | $91,000 | $380,000 |
| Not Provided | 60 | $9,051,000 | $150,000 | $513,000 | $92,000 | $328,000 |
| Black or African American | 35 | $6,612,000 | $188,000 | $627,000 | $97,000 | $450,000 |
| Hispanic | 15 | $2,626,000 | $175,000 | $417,000 | $75,000 | $172,000 |
| Asian | 4 | $1,067,000 | $266,000 | $585,000 | $80,000 | $141,000 |
| American Indian or Alaskan Native | 3 | $262,000 | $87,000 | $114,000 | $42,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $435,000 | $217,000 | $255,000 | $58,000 | $78,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272 | $47,212,000 | $173,000 | $627,000 | $90,000 | $450,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 175 | $31,378,000 | $179,000 | $627,000 | $101,000 | $450,000 |
| Application Denied By Financial Institution | 40 | $6,292,000 | $157,000 | $440,000 | $67,000 | $323,000 |
| Loan Purchased By The Institution | 28 | $4,192,000 | $149,000 | $383,000 | $52,000 | $144,000 |
| Application Approved But Not Accepted | 11 | $2,087,000 | $189,000 | $585,000 | $84,000 | $170,000 |
| Application Withdrawn By Applicant | 9 | $2,021,000 | $224,000 | $563,000 | $128,000 | $268,000 |
| File Closed For Incompleteness | 9 | $1,242,000 | $138,000 | $393,000 | $83,000 | $228,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 20 | $2,779,000 | $138,000 | $388,000 | $73,000 | $323,000 |
| Debt-To-Income Ratio | 13 | $2,572,000 | $197,000 | $440,000 | $59,000 | $121,000 |
| Other | 4 | $521,000 | $130,000 | $180,000 | $86,000 | $138,000 |
| Credit History | 2 | $292,000 | $146,000 | $212,000 | $47,000 | $60,000 |
| Credit Application Incomplete | 1 | $128,000 | $128,000 | $128,000 | $27,000 | $27,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Allstate Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Allstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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