Alta Financial Corporation
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Alta Financial Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Alta Financial Corporation
2727 Paces Ferry Rd, Bldg 1 - Suite 1800
Atlanta, GA 30339
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  
Total Number of Mortgage Applications 303
Total Mortgage Loan Application Amount $40,685,000
Average Mortgage Loan Application Amount $134,294
Highest Mortgage Loan Application Amount $1,173,000
Average Applicant Income $57,941
Highest Applicant Income $535,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Alta Financial Corporation by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mobile County Alabama 12 $ 1,039,000 $ 86,000 $ 41,000
Maricopa County Arizona 11 $ 1,902,000 $ 172,000 $ 55,000
Cobb County Georgia 11 $ 1,202,000 $ 109,000 $ 60,000
Volusia County Florida 9 $ 1,107,000 $ 123,000 $ 69,000
Dona Ana County New Mexico 9 $ 1,505,000 $ 167,000 $ 46,000
Gwinnett County Georgia 8 $ 807,000 $ 100,000 $ 50,000
Seminole County Florida 5 $ 575,000 $ 115,000 $ 94,000
Otero County New Mexico 5 $ 384,000 $ 76,000 $ 33,000
Greenville County South Carolina 5 $ 576,000 $ 115,000 $ 55,000
Jefferson County Alabama 4 $ 608,000 $ 152,000 $ 46,000
Escambia County Florida 4 $ 601,000 $ 150,000 $ 48,000
Orange County Florida 4 $ 678,000 $ 169,000 $ 134,000
Santa Rosa County Florida 4 $ 473,000 $ 118,000 $ 172,000
Fulton County Georgia 3 $ 368,000 $ 122,000 $ 181,000
Paulding County Georgia 3 $ 547,000 $ 182,000 $ 58,000
Carteret County North Carolina 3 $ 602,000 $ 200,000 $ 62,000
Denton County Texas 3 $ 279,000 $ 93,000 $ 71,000
Baldwin County Alabama 2 $ 214,000 $ 107,000 $ 51,000
Houston County Alabama 2 $ 93,000 $ 46,000 $ 60,000
Shelby County Alabama 2 $ 108,000 $ 54,000 $ 45,000
Pima County Arizona 2 $ 446,000 $ 223,000 $ 111,000
Lake County Florida 2 $ 407,000 $ 203,000 $ 94,000
Bibb County Georgia 2 $ 180,000 $ 90,000 $ 39,000
Carroll County Georgia 2 $ 219,000 $ 109,000 $ 61,000
Columbia County Georgia 2 $ 256,000 $ 128,000 $ 52,000
Henry County Georgia 2 $ 93,000 $ 46,000 $ 48,000
Mitchell County Georgia 2 $ 79,000 $ 39,000 $ 19,000
Jackson County Missouri 2 $ 360,000 $ 180,000 $ 50,000
Wake County North Carolina 2 $ 235,000 $ 117,000 $ 117,000
Charleston County South Carolina 2 $ 145,000 $ 72,000 $ 35,000
Lexington County South Carolina 2 $ 189,000 $ 94,000 $ 47,000
Richland County South Carolina 2 $ 180,000 $ 90,000 $ 52,000
Rutherford County Tennessee 2 $ 197,000 $ 98,000 $ 49,000
Sumner County Tennessee 2 $ 83,000 $ 41,000 $ 31,000
Wilson County Tennessee 2 $ 199,000 $ 99,000 $ 48,000
Johnson County Texas 2 $ 185,000 $ 92,000 $ 105,000
Travis County Texas 2 $ 163,000 $ 81,000 $ 65,000
Salt Lake County Utah 2 $ 408,000 $ 204,000 $ 66,000
Cullman County Alabama 1 $ 82,000 $ 82,000 $ 41,000
Lauderdale County Alabama 1 $ 96,000 $ 96,000 $ 62,000
Limestone County Alabama 1 $ 90,000 $ 90,000 $ 51,000
Madison County Alabama 1 $ 78,000 $ 78,000 $ 36,000
Montgomery County Alabama 1 $ 114,000 $ 114,000 $ 45,000
St. Clair County Alabama 1 $ 110,000 $ 110,000 $ 53,000
Coconino County Arizona 1 $ 50,000 $ 50,000 $ 21,000
Yavapai County Arizona 1 $ 130,000 $ 130,000 $ 70,000
Larimer County Colorado 1 $ 50,000 $ 50,000 $ 41,000
Bay County Florida 1 $ 38,000 $ 38,000 $ 46,000
Brevard County Florida 1 $ 133,000 $ 133,000 $ 26,000
Broward County Florida 1 $ 74,000 $ 74,000 $ 119,000
Hillsborough County Florida 1 $ 101,000 $ 101,000 $ 46,000
Jackson County Florida 1 $ 136,000 $ 136,000 $ 65,000
Okaloosa County Florida 1 $ 83,000 $ 83,000 $ 33,000
Osceola County Florida 1 $ 92,000 $ 92,000 $ 40,000
Pasco County Florida 1 $ 227,000 $ 227,000 $ 55,000
Sarasota County Florida 1 $ 214,000 $ 214,000 $ 160,000
Bartow County Georgia 1 $ 140,000 $ 140,000 $ 45,000
Clayton County Georgia 1 $ 86,000 $ 86,000 $ 25,000
Crawford County Georgia 1 $ 124,000 $ 124,000 $ 60,000
DeKalb County Georgia 1 $ 66,000 $ 66,000 $ 14,000
Douglas County Georgia 1 $ 136,000 $ 136,000 $ 46,000
Houston County Georgia 1 $ 93,000 $ 93,000 $ 28,000
Liberty County Georgia 1 $ 84,000 $ 84,000 $ 35,000
Lowndes County Georgia 1 $ 350,000 $ 350,000 $ 65,000
Muscogee County Georgia 1 $ 77,000 $ 77,000 $ 51,000
Newton County Georgia 1 $ 127,000 $ 127,000 $ 29,000
Richmond County Georgia 1 $ 133,000 $ 133,000 $ 50,000
Union County Georgia 1 $ 163,000 $ 163,000 $ 39,000
Walton County Georgia 1 $ 138,000 $ 138,000 $ 56,000
Lawrence County Indiana 1 $ 54,000 $ 54,000 $ 31,000
Marion County Indiana 1 $ 103,000 $ 103,000 $ 41,000
Madison County Kentucky 1 $ 97,000 $ 97,000 $ 33,000
York County Maine 1 $ 122,000 $ 122,000 $ 39,000
Jackson County Michigan 1 $ 188,000 $ 188,000 $ 38,000
Wayne County Michigan 1 $ 167,000 $ 167,000 $ 65,000
Clay County Missouri 1 $ 83,000 $ 83,000 $ 35,000
Belknap County New Hampshire 1 $ 50,000 $ 50,000 $ 46,000
Bernalillo County New Mexico 1 $ 203,000 $ 203,000 $ 71,000
Catawba County North Carolina 1 $ 95,000 $ 95,000 $ 58,000
Harnett County North Carolina 1 $ 275,000 $ 275,000 $ 97,000
Mecklenburg County North Carolina 1 $ 113,000 $ 113,000 $ 150,000
Franklin County Ohio 1 $ 124,000 $ 124,000 $ 46,000
Montgomery County Ohio 1 $ 101,000 $ 101,000 $ 38,000
Jackson County Oregon 1 $ 129,000 $ 129,000 $ 43,000
Aiken County South Carolina 1 $ 115,000 $ 115,000 $ 48,000
Berkeley County South Carolina 1 $ 142,000 $ 142,000 $ 43,000
Laurens County South Carolina 1 $ 144,000 $ 144,000 $ 39,000
Davidson County Tennessee 1 $ 130,000 $ 130,000 $ 21,000
Knox County Tennessee 1 $ 20,000 $ 20,000 $ 45,000
Robertson County Tennessee 1 $ 212,000 $ 212,000 $ 86,000
Shelby County Tennessee 1 $ 131,000 $ 131,000 $ 47,000
Sullivan County Tennessee 1 $ 59,000 $ 59,000 $ 27,000
Bexar County Texas 1 $ 87,000 $ 87,000 $ 36,000
Brazoria County Texas 1 $ 144,000 $ 144,000 $ 55,000
Fort Bend County Texas 1 $ 164,000 $ 164,000 $ 280,000
Harris County Texas 1 $ 139,000 $ 139,000 $ 57,000
Culpeper County Virginia 1 $ 225,000 $ 225,000 $ 88,000
Hampton County Virginia 1 $ 224,000 $ 224,000 $ 54,000
Martinsville County Virginia 1 $ 50,000 $ 50,000 $ 29,000
Newport News County Virginia 1 $ 153,000 $ 153,000 $ 53,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Alta Financial Corporation in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 179 $24,233,000 $126,062 $1,173,000 $57,812 $535,000
Refinancing 124 $16,452,000 $141,611 $510,000 $58,055 $360,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 193 $28,360,000 $138,150 $1,173,000 $59,600 $535,000
Black or African American 50 $4,939,000 $114,875 $311,000 $51,000 $110,000
Hispanic 41 $5,064,000 $118,000 $294,000 $43,090 $333,000
Not Provided 13 $1,476,000 $113,333 $183,000 $68,000 $115,000
Asian 4 $586,000 $146,500 $260,000 $109,250 $300,000
American Indian or Alaskan Native 2 $260,000 $130,000 $130,000 $56,500 $70,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 249 $34,191,000 $138,500 $1,173,000 $60,888 $535,000
VA-guaranteed (Veterans Administration) 42 $5,040,000 $113,083 $227,000 $45,166 $280,000
FHA-insured (Federal Housing Administration) 11 $1,426,000 $129,166 $188,000 $43,166 $69,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $28,000 $28,000 $28,000 $54,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 124 $17,934,000 $149,615 $760,000 $64,461 $363,000
Application Denied By Financial Institution 85 $10,311,000 $115,937 $1,173,000 $48,875 $535,000
Loan Originated 76 $10,224,000 $132,875 $344,000 $57,937 $360,000
File Closed For Incompleteness 11 $1,217,000 $100,000 $260,000 $50,800 $300,000
Application Withdrawn By Applicant 7 $999,000 $107,000 $511,000 $83,000 $180,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 36 $4,454,000 $136,100 $311,000 $48,200 $90,000
Collateral 15 $1,353,000 $91,000 $183,000 $41,000 $86,000
Debt-To-Income Ratio 14 $1,293,000 $107,500 $224,000 $41,625 $120,000
Insufficient Cash (Downpayment, Closing Cost) 8 $665,000 $85,166 $130,000 $34,666 $54,000
Other 6 $504,000 $98,500 $164,000 $107,500 $280,000
Unverifiable Information 3 $1,584,000 $415,000 $1,173,000 $284,500 $535,000
Employment History 2 $383,000 $191,500 $239,000 $83,000 $110,000
Credit Application Incomplete 1 $75,000 $75,000 $75,000 $105,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List