Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Altra Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,810 |
| Total Mortgage Loan Application Amount | $243,631,000 |
| Average Mortgage Loan Application Amount | $113,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $1,726,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 807 | $ 109,331,000 | $ 135,000 | $ 82,000 |
| Smith County Texas | 208 | $ 26,496,000 | $ 127,000 | $ 79,000 |
| Winona County Minnesota | 120 | $ 15,456,000 | $ 128,000 | $ 72,000 |
| Houston County Minnesota | 98 | $ 13,161,000 | $ 134,000 | $ 85,000 |
| Montgomery County Tennessee | 93 | $ 10,189,000 | $ 109,000 | $ 65,000 |
| Vernon County Wisconsin | 47 | $ 5,941,000 | $ 126,000 | $ 76,000 |
| Olmsted County Minnesota | 46 | $ 8,463,000 | $ 183,000 | $ 99,000 |
| Monroe County Wisconsin | 38 | $ 4,107,000 | $ 108,000 | $ 64,000 |
| Trempealeau County Wisconsin | 29 | $ 2,987,000 | $ 103,000 | $ 67,000 |
| Cherokee County Texas | 22 | $ 3,537,000 | $ 160,000 | $ 123,000 |
| Fillmore County Minnesota | 14 | $ 1,399,000 | $ 99,000 | $ 52,000 |
| Buffalo County Wisconsin | 13 | $ 1,402,000 | $ 107,000 | $ 69,000 |
| Fayette County Kentucky | 12 | $ 1,030,000 | $ 85,000 | $ 56,000 |
| Dane County Wisconsin | 12 | $ 2,405,000 | $ 200,000 | $ 90,000 |
| Hennepin County Minnesota | 10 | $ 2,571,000 | $ 257,000 | $ 111,000 |
| Gregg County Texas | 8 | $ 1,081,000 | $ 135,000 | $ 114,000 |
| Wabasha County Minnesota | 7 | $ 905,000 | $ 129,000 | $ 85,000 |
| Robertson County Tennessee | 7 | $ 785,000 | $ 112,000 | $ 59,000 |
| Pueblo County Colorado | 6 | $ 342,000 | $ 57,000 | $ 71,000 |
| Harris County Texas | 6 | $ 1,376,000 | $ 229,000 | $ 110,000 |
| Jackson County Wisconsin | 6 | $ 739,000 | $ 123,000 | $ 100,000 |
| Milwaukee County Wisconsin | 6 | $ 885,000 | $ 147,000 | $ 105,000 |
| Sebastian County Arkansas | 5 | $ 567,000 | $ 113,000 | $ 81,000 |
| Allamakee County Iowa | 5 | $ 720,000 | $ 144,000 | $ 99,000 |
| Christian County Kentucky | 5 | $ 823,000 | $ 164,000 | $ 103,000 |
| Dodge County Minnesota | 5 | $ 822,000 | $ 164,000 | $ 60,000 |
| Crawford County Wisconsin | 5 | $ 574,000 | $ 114,000 | $ 71,000 |
| Sawyer County Wisconsin | 5 | $ 640,000 | $ 128,000 | $ 125,000 |
| Dakota County Minnesota | 4 | $ 993,000 | $ 248,000 | $ 87,000 |
| Stewart County Tennessee | 4 | $ 474,000 | $ 118,000 | $ 54,000 |
| Collin County Texas | 4 | $ 415,000 | $ 103,000 | $ 44,000 |
| Denton County Texas | 4 | $ 489,000 | $ 122,000 | $ 138,000 |
| Rusk County Texas | 4 | $ 272,000 | $ 68,000 | $ 57,000 |
| Estill County Kentucky | 3 | $ 91,000 | $ 30,000 | $ 41,000 |
| Nicholas County Kentucky | 3 | $ 256,000 | $ 85,000 | $ 73,000 |
| Concordia County Louisiana | 3 | $ 193,000 | $ 64,000 | $ 30,000 |
| Cheatham County Tennessee | 3 | $ 692,000 | $ 230,000 | $ 109,000 |
| Houston County Tennessee | 3 | $ 453,000 | $ 151,000 | $ 85,000 |
| Harrison County Texas | 3 | $ 869,000 | $ 289,000 | $ 194,000 |
| Van Zandt County Texas | 3 | $ 675,000 | $ 225,000 | $ 122,000 |
| Eau Claire County Wisconsin | 3 | $ 411,000 | $ 137,000 | $ 65,000 |
| Outagamie County Wisconsin | 3 | $ 384,000 | $ 128,000 | $ 83,000 |
| Waukesha County Wisconsin | 3 | $ 712,000 | $ 237,000 | $ 98,000 |
| Adams County Colorado | 2 | $ 748,000 | $ 374,000 | $ 166,000 |
| Miami-Dade County Florida | 2 | $ 590,000 | $ 295,000 | $ 154,000 |
| Garrard County Kentucky | 2 | $ 247,000 | $ 123,000 | $ 67,000 |
| Madison County Kentucky | 2 | $ 179,000 | $ 89,000 | $ 82,000 |
| Ramsey County Minnesota | 2 | $ 343,000 | $ 171,000 | $ 82,000 |
| Dickson County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 105,000 |
| Anderson County Texas | 2 | $ 373,000 | $ 186,000 | $ 97,000 |
| Upshur County Texas | 2 | $ 362,000 | $ 181,000 | $ 50,000 |
| Wood County Texas | 2 | $ 324,000 | $ 162,000 | $ 878,000 |
| Barron County Wisconsin | 2 | $ 223,000 | $ 111,000 | $ 68,000 |
| Bayfield County Wisconsin | 2 | $ 373,000 | $ 186,000 | $ 72,000 |
| Chippewa County Wisconsin | 2 | $ 305,000 | $ 152,000 | $ 117,000 |
| Clark County Wisconsin | 2 | $ 257,000 | $ 128,000 | $ 76,000 |
| Polk County Wisconsin | 2 | $ 628,000 | $ 314,000 | $ 116,000 |
| Logan County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 46,000 |
| Pulaski County Arkansas | 1 | $ 260,000 | $ 260,000 | $ 191,000 |
| Saline County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 95,000 |
| Los Angeles County California | 1 | $ 217,000 | $ 217,000 | $ 110,000 |
| Arapahoe County Colorado | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Douglas County Colorado | 1 | $ 312,000 | $ 312,000 | $ 263,000 |
| Fremont County Colorado | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Jefferson County Colorado | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Larimer County Colorado | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Weld County Colorado | 1 | $ 210,000 | $ 210,000 | $ 107,000 |
| Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Bay County Florida | 1 | $ 344,000 | $ 344,000 | $ 126,000 |
| Broward County Florida | 1 | $ 297,000 | $ 297,000 | $ 140,000 |
| Citrus County Florida | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Duval County Florida | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Orange County Florida | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Pinellas County Florida | 1 | $ 90,000 | $ 90,000 | $ 77,000 |
| Polk County Florida | 1 | $ 80,000 | $ 80,000 | $ 299,000 |
| Fulton County Georgia | 1 | $ 22,000 | $ 22,000 | $ 53,000 |
| Hendricks County Indiana | 1 | $ 140,000 | $ 140,000 | $ 191,000 |
| Lee County Iowa | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Mitchell County Iowa | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Warren County Iowa | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Anderson County Kentucky | 1 | $ 146,000 | $ 146,000 | $ 68,000 |
| Campbell County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 241,000 |
| Franklin County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 117,000 |
| Rockcastle County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 68,000 |
| Scott County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 84,000 |
| Todd County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 41,000 |
| Woodford County Kentucky | 1 | $ 161,000 | $ 161,000 | $ 198,000 |
| Webster County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Androscoggin County Maine | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Anoka County Minnesota | 1 | $ 261,000 | $ 261,000 | $ 154,000 |
| Carver County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 159,000 |
| Chisago County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 99,000 |
| Freeborn County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Goodhue County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 116,000 |
| Kandiyohi County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 72,000 |
| Nicollet County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 75,000 |
| Polk County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Sherburne County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| St. Louis County Minnesota | 1 | $ 450,000 | $ 450,000 | $ 241,000 |
| Steele County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Washington County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 20,000 |
| Pemiscot County Missouri | 1 | $ 9,000 | $ 9,000 | $ 11,000 |
| Burlington County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 109,000 |
| Union County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 73,000 |
| Kiowa County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Allegheny County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Perry County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 267,000 |
| Madison County Tennessee | 1 | $ 366,000 | $ 366,000 | $ 187,000 |
| Obion County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Bowie County Texas | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Dallas County Texas | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Fort Bend County Texas | 1 | $ 60,000 | $ 60,000 | $ 98,000 |
| Hood County Texas | 1 | $ 210,000 | $ 210,000 | $ 82,000 |
| Montgomery County Texas | 1 | $ 263,000 | $ 263,000 | $ 90,000 |
| Morris County Texas | 1 | $ 126,000 | $ 126,000 | $ 115,000 |
| Nueces County Texas | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Randall County Texas | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Travis County Texas | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Williamson County Texas | 1 | $ 391,000 | $ 391,000 | $ 162,000 |
| Roanoke County Virginia | 1 | $ 50,000 | $ 50,000 | $ 201,000 |
| Kanawha County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 129,000 |
| Ashland County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Brown County Wisconsin | 1 | $ 214,000 | $ 214,000 | $ 91,000 |
| Burnett County Wisconsin | 1 | $ 256,000 | $ 256,000 | $ 95,000 |
| Columbia County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 113,000 |
| Dunn County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 73,000 |
| Fond du Lac County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| Juneau County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Langlade County Wisconsin | 1 | $ 64,000 | $ 64,000 | $ 124,000 |
| Marathon County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
| Marquette County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Pepin County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 86,000 |
| Pierce County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 102,000 |
| Portage County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Racine County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 36,000 |
| Richland County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Sauk County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 36,000 |
| Sheboygan County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 60,000 |
| St. Croix County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 95,000 |
| Taylor County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Vilas County Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 215,000 |
| Waupaca County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 168,000 |
| Wood County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 855 | $131,032,000 | $153,000 | $1,000,000 | $84,000 | $1,726,000 |
| Refinancing | 785 | $102,897,000 | $131,000 | $780,000 | $81,000 | $670,000 |
| Home Improvement | 170 | $9,702,000 | $57,000 | $268,000 | $79,000 | $330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,567 | $210,899,000 | $134,000 | $780,000 | $81,000 | $862,000 |
| Not Provided | 103 | $16,229,000 | $157,000 | $400,000 | $100,000 | $1,726,000 |
| Black or African American | 49 | $4,530,000 | $92,000 | $752,000 | $76,000 | $340,000 |
| Hispanic | 44 | $6,147,000 | $139,000 | $1,000,000 | $66,000 | $196,000 |
| Asian | 39 | $5,090,000 | $130,000 | $236,000 | $103,000 | $400,000 |
| American Indian or Alaskan Native | 4 | $400,000 | $100,000 | $154,000 | $76,000 | $158,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $222,000 | $111,000 | $139,000 | $75,000 | $85,000 |
| Not applicable | 2 | $114,000 | $57,000 | $58,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,750 | $235,053,000 | $134,000 | $1,000,000 | $83,000 | $1,726,000 |
| FHA-insured (Federal Housing Administration) | 36 | $4,642,000 | $128,000 | $261,000 | $52,000 | $108,000 |
| VA-guaranteed (Veterans Administration) | 24 | $3,936,000 | $164,000 | $274,000 | $59,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,371 | $190,269,000 | $138,000 | $1,000,000 | $85,000 | $1,726,000 |
| Application Withdrawn By Applicant | 245 | $33,453,000 | $136,000 | $450,000 | $80,000 | $360,000 |
| Application Denied By Financial Institution | 184 | $19,304,000 | $104,000 | $300,000 | $65,000 | $299,000 |
| File Closed For Incompleteness | 10 | $605,000 | $60,000 | $170,000 | $58,000 | $173,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $6,894,000 | $109,000 | $239,000 | $70,000 | $190,000 |
| Debt-To-Income Ratio | 46 | $6,480,000 | $140,000 | $300,000 | $51,000 | $144,000 |
| Collateral | 24 | $2,116,000 | $88,000 | $168,000 | $94,000 | $299,000 |
| Employment History | 6 | $579,000 | $96,000 | $123,000 | $47,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $711,000 | $177,000 | $274,000 | $93,000 | $151,000 |
| Other | 4 | $539,000 | $134,000 | $218,000 | $79,000 | $131,000 |
| Unverifiable Information | 1 | $199,000 | $199,000 | $199,000 | $45,000 | $45,000 |
| Mortgage Insurance Denied | 1 | $111,000 | $111,000 | $111,000 | $92,000 | $92,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.