Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Altra Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,554 |
| Total Mortgage Loan Application Amount | $458,980,000 |
| Average Mortgage Loan Application Amount | $168,500 |
| Highest Mortgage Loan Application Amount | $3,385,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $765,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 1,244 | $ 171,030,000 | $ 137,000 | $ 91,000 |
| Winona County Minnesota | 279 | $ 32,995,000 | $ 118,000 | $ 74,000 |
| Smith County Texas | 253 | $ 43,275,000 | $ 171,000 | $ 97,000 |
| Montgomery County Tennessee | 210 | $ 25,110,000 | $ 119,000 | $ 79,000 |
| Houston County Minnesota | 189 | $ 22,635,000 | $ 119,000 | $ 82,000 |
| Vernon County Wisconsin | 97 | $ 14,385,000 | $ 148,000 | $ 87,000 |
| Monroe County Wisconsin | 81 | $ 9,365,000 | $ 115,000 | $ 79,000 |
| Olmsted County Minnesota | 75 | $ 16,865,000 | $ 224,000 | $ 95,000 |
| Trempealeau County Wisconsin | 55 | $ 8,165,000 | $ 148,000 | $ 77,000 |
| Cherokee County Texas | 26 | $ 4,440,000 | $ 170,000 | $ 122,000 |
| Fillmore County Minnesota | 22 | $ 2,230,000 | $ 101,000 | $ 72,000 |
| Buffalo County Wisconsin | 19 | $ 2,585,000 | $ 136,000 | $ 68,000 |
| Jackson County Wisconsin | 17 | $ 2,215,000 | $ 130,000 | $ 69,000 |
| Hennepin County Minnesota | 14 | $ 2,950,000 | $ 210,000 | $ 135,000 |
| Wabasha County Minnesota | 12 | $ 1,470,000 | $ 122,000 | $ 92,000 |
| Crawford County Wisconsin | 12 | $ 1,070,000 | $ 89,000 | $ 78,000 |
| Dane County Wisconsin | 12 | $ 2,100,000 | $ 175,000 | $ 113,000 |
| Stewart County Tennessee | 11 | $ 1,175,000 | $ 106,000 | $ 74,000 |
| Henderson County Texas | 11 | $ 1,485,000 | $ 135,000 | $ 72,000 |
| Eau Claire County Wisconsin | 11 | $ 1,795,000 | $ 163,000 | $ 92,000 |
| Fayette County Kentucky | 9 | $ 635,000 | $ 70,000 | $ 70,000 |
| Milwaukee County Wisconsin | 9 | $ 1,395,000 | $ 155,000 | $ 82,000 |
| Dakota County Minnesota | 8 | $ 880,000 | $ 110,000 | $ 124,000 |
| Dodge County Minnesota | 8 | $ 830,000 | $ 103,000 | $ 110,000 |
| Mercer County New Jersey | 8 | $ 490,000 | $ 61,000 | $ 80,000 |
| Allamakee County Iowa | 7 | $ 435,000 | $ 62,000 | $ 90,000 |
| Washington County Minnesota | 7 | $ 615,000 | $ 87,000 | $ 101,000 |
| Gregg County Texas | 7 | $ 2,395,000 | $ 342,000 | $ 150,000 |
| Pueblo County Colorado | 6 | $ 720,000 | $ 120,000 | $ 98,000 |
| Rusk County Texas | 6 | $ 1,060,000 | $ 176,000 | $ 61,000 |
| Sawyer County Wisconsin | 6 | $ 1,360,000 | $ 226,000 | $ 226,000 |
| Broward County Florida | 5 | $ 1,945,000 | $ 389,000 | $ 205,000 |
| Goodhue County Minnesota | 5 | $ 1,005,000 | $ 201,000 | $ 95,000 |
| Steele County Minnesota | 5 | $ 625,000 | $ 125,000 | $ 88,000 |
| Cheatham County Tennessee | 5 | $ 365,000 | $ 73,000 | $ 92,000 |
| Robertson County Tennessee | 5 | $ 655,000 | $ 131,000 | $ 102,000 |
| Wood County Texas | 5 | $ 725,000 | $ 145,000 | $ 113,000 |
| Rock County Wisconsin | 5 | $ 525,000 | $ 105,000 | $ 98,000 |
| Rusk County Wisconsin | 5 | $ 645,000 | $ 129,000 | $ 122,000 |
| Christian County Kentucky | 4 | $ 210,000 | $ 52,000 | $ 56,000 |
| Scott County Kentucky | 4 | $ 450,000 | $ 112,000 | $ 106,000 |
| Mower County Minnesota | 4 | $ 410,000 | $ 102,000 | $ 64,000 |
| Scott County Minnesota | 4 | $ 460,000 | $ 115,000 | $ 121,000 |
| Collin County Texas | 4 | $ 840,000 | $ 210,000 | $ 102,000 |
| Harris County Texas | 4 | $ 430,000 | $ 107,000 | $ 75,000 |
| Barron County Wisconsin | 4 | $ 660,000 | $ 165,000 | $ 99,000 |
| Maricopa County Arizona | 3 | $ 505,000 | $ 168,000 | $ 210,000 |
| Los Angeles County California | 3 | $ 415,000 | $ 138,000 | $ 142,000 |
| Lee County Florida | 3 | $ 335,000 | $ 111,000 | $ 100,000 |
| Okaloosa County Florida | 3 | $ 775,000 | $ 258,000 | $ 229,000 |
| Orange County Florida | 3 | $ 395,000 | $ 131,000 | $ 102,000 |
| Clayton County Iowa | 3 | $ 145,000 | $ 48,000 | $ 105,000 |
| Jessamine County Kentucky | 3 | $ 435,000 | $ 145,000 | $ 147,000 |
| Trigg County Kentucky | 3 | $ 115,000 | $ 38,000 | $ 61,000 |
| Anoka County Minnesota | 3 | $ 705,000 | $ 235,000 | $ 147,000 |
| Dickson County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 113,000 |
| Hamilton County Tennessee | 3 | $ 355,000 | $ 118,000 | $ 92,000 |
| Houston County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 199,000 |
| Williamson County Tennessee | 3 | $ 1,235,000 | $ 411,000 | $ 144,000 |
| Van Zandt County Texas | 3 | $ 1,285,000 | $ 428,000 | $ 76,000 |
| Marathon County Wisconsin | 3 | $ 505,000 | $ 168,000 | $ 59,000 |
| Sauk County Wisconsin | 3 | $ 735,000 | $ 245,000 | $ 172,000 |
| Waukesha County Wisconsin | 3 | $ 445,000 | $ 148,000 | $ 86,000 |
| Pulaski County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 116,000 |
| Sacramento County California | 2 | $ 180,000 | $ 90,000 | $ 161,000 |
| Adams County Colorado | 2 | $ 210,000 | $ 105,000 | $ 190,000 |
| Arapahoe County Colorado | 2 | $ 500,000 | $ 250,000 | $ 162,000 |
| Douglas County Colorado | 2 | $ 200,000 | $ 100,000 | $ 203,000 |
| El Paso County Colorado | 2 | $ 120,000 | $ 60,000 | $ 126,000 |
| Elbert County Colorado | 2 | $ 140,000 | $ 70,000 | $ 101,000 |
| Jefferson County Colorado | 2 | $ 990,000 | $ 495,000 | $ 211,000 |
| Weld County Colorado | 2 | $ 70,000 | $ 35,000 | $ 95,000 |
| Alachua County Florida | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| Rockcastle County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Benton County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 216,000 |
| Rice County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Stearns County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Burlington County New Jersey | 2 | $ 80,000 | $ 40,000 | $ 93,000 |
| Henry County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 118,000 |
| Knox County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Rutherford County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Dallas County Texas | 2 | $ 630,000 | $ 315,000 | $ 129,000 |
| Hunt County Texas | 2 | $ 640,000 | $ 320,000 | $ 155,000 |
| Tarrant County Texas | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Hampton County Virginia | 2 | $ 70,000 | $ 35,000 | $ 70,000 |
| Columbia County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 115,000 |
| Dodge County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 141,000 |
| Grant County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Oneida County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 199,000 |
| Ozaukee County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 94,000 |
| Portage County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| Sheboygan County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| Taylor County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Washington County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Pinal County Arizona | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Yavapai County Arizona | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Sebastian County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Contra Costa County California | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Fresno County California | 1 | $ 95,000 | $ 95,000 | $ 164,000 |
| San Bernardino County California | 1 | $ 55,000 | $ 55,000 | $ 182,000 |
| Crowley County Colorado | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| La Plata County Colorado | 1 | $ 455,000 | $ 455,000 | $ 291,000 |
| New Haven County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Bay County Florida | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 146,000 |
| Collier County Florida | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Duval County Florida | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 295,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Manatee County Florida | 1 | $ 525,000 | $ 525,000 | $ 251,000 |
| Marion County Florida | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Miami-Dade County Florida | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Monroe County Florida | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| Pasco County Florida | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Pinellas County Florida | 1 | $ 425,000 | $ 425,000 | $ 216,000 |
| St. Johns County Florida | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Wakulla County Florida | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Bibb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Forsyth County Georgia | 1 | $ 325,000 | $ 325,000 | $ 156,000 |
| Gwinnett County Georgia | 1 | $ 35,000 | $ 35,000 | $ 222,000 |
| Screven County Georgia | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Macon County Illinois | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Madison County Illinois | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Rush County Indiana | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| St. Joseph County Indiana | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Bremer County Iowa | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Dallas County Iowa | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Des Moines County Iowa | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Emmet County Iowa | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Fayette County Iowa | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Linn County Iowa | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Ballard County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Calloway County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Clark County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Crittenden County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 181,000 |
| Estill County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Franklin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Hopkins County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 450,000 |
| Jefferson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Johnson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Meade County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Union County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Carroll County Maryland | 1 | $ 15,000 | $ 15,000 | $ 118,000 |
| Lenawee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Washtenaw County Michigan | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Itasca County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 354,000 |
| Meeker County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Nicollet County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Nobles County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Ramsey County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Sherburne County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| St. Louis County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 463,000 |
| Wright County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 200,000 |
| Ocean County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Rockland County New York | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| Mecklenburg County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Randolph County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Rowan County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Wake County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 485,000 |
| Clermont County Ohio | 1 | $ 25,000 | $ 25,000 | $ 152,000 |
| Oklahoma County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Chester County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 360,000 |
| York County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Campbell County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Cumberland County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Davidson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 253,000 |
| Humphreys County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Maury County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Shelby County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 350,000 |
| Wayne County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 196,000 |
| Wilson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Anderson County Texas | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Brazoria County Texas | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Denton County Texas | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Fort Bend County Texas | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Grayson County Texas | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Guadalupe County Texas | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Harrison County Texas | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Hays County Texas | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Hopkins County Texas | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| McLennan County Texas | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Midland County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Montgomery County Texas | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Morris County Texas | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Polk County Texas | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Travis County Texas | 1 | $ 35,000 | $ 35,000 | $ 161,000 |
| Buena Vista County Virginia | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Franklin County Virginia | 1 | $ 155,000 | $ 155,000 | $ 650,000 |
| Northumberland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Clallam County Washington | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Bayfield County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| Brown County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 196,000 |
| Calumet County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Clark County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Douglas County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Marquette County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Pepin County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Polk County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Racine County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| St. Croix County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Winnebago County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,464 | $263,070,000 | $179,000 | $955,000 | $92,000 | $765,000 |
| Refinancing | 851 | $112,095,000 | $131,000 | $1,325,000 | $90,000 | $625,000 |
| Other Purpose | 619 | $29,315,000 | $47,000 | $405,000 | $89,000 | $480,000 |
| Home Improvement | 459 | $19,875,000 | $43,000 | $425,000 | $99,000 | $650,000 |
| Cash-out Refinancing | 140 | $25,600,000 | $182,000 | $2,105,000 | $83,000 | $463,000 |
| Not Applicable | 21 | $9,025,000 | $429,000 | $3,385,000 | $239,000 | $239,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,134 | $392,920,000 | $125,000 | $955,000 | $91,000 | $765,000 |
| Not Provided | 148 | $24,350,000 | $164,000 | $1,765,000 | $98,000 | $485,000 |
| Hispanic | 78 | $8,360,000 | $107,000 | $905,000 | $80,000 | $237,000 |
| Asian | 73 | $10,515,000 | $144,000 | $605,000 | $118,000 | $639,000 |
| Black or African American | 67 | $6,705,000 | $100,000 | $795,000 | $82,000 | $400,000 |
| Not applicable | 33 | $14,015,000 | $424,000 | $3,385,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $1,380,000 | $86,000 | $215,000 | $63,000 | $141,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $485,000 | $161,000 | $225,000 | $60,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,463 | $441,455,000 | $127,000 | $3,385,000 | $92,000 | $765,000 |
| VA-guaranteed (Veterans Administration) | 54 | $11,380,000 | $210,000 | $395,000 | $72,000 | $170,000 |
| FHA-insured (Federal Housing Administration) | 37 | $6,145,000 | $166,000 | $285,000 | $70,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,983 | $391,075,000 | $131,000 | $3,385,000 | $94,000 | $765,000 |
| Application Denied By Financial Institution | 236 | $18,690,000 | $79,000 | $455,000 | $68,000 | $480,000 |
| Application Withdrawn By Applicant | 219 | $37,385,000 | $170,000 | $955,000 | $83,000 | $380,000 |
| Application Approved But Not Accepted | 100 | $9,430,000 | $94,000 | $415,000 | $92,000 | $587,000 |
| File Closed For Incompleteness | 16 | $2,400,000 | $150,000 | $305,000 | $75,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,318 | $440,290,000 | $132,000 | $3,385,000 | $93,000 | $765,000 |
| Credit History | 77 | $4,245,000 | $55,000 | $185,000 | $68,000 | $480,000 |
| Debt-To-Income Ratio | 76 | $8,810,000 | $115,000 | $455,000 | $55,000 | $218,000 |
| Other | 45 | $2,465,000 | $54,000 | $305,000 | $71,000 | $206,000 |
| Collateral | 26 | $1,930,000 | $74,000 | $215,000 | $82,000 | $295,000 |
| Unverifiable Information | 9 | $875,000 | $97,000 | $325,000 | $136,000 | $378,000 |
| Employment History | 2 | $210,000 | $105,000 | $105,000 | $32,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $68,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.