Amarillo National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Amarillo National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amarillo National Bank 410 S Taylor Street Amarillo, TX 79101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,019 |
| Total Mortgage Loan Application Amount | $507,020,000 |
| Average Mortgage Loan Application Amount | $94,666 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $3,347,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Amarillo National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amarillo National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Amarillo National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amarillo National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Amarillo National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amarillo National Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 1,429 | $ 221,067,000 | $ 154,000 | $ 99,000 |
| Potter County Texas | 892 | $ 88,246,000 | $ 98,000 | $ 73,000 |
| Hutchinson County Texas | 187 | $ 14,996,000 | $ 80,000 | $ 74,000 |
| Lubbock County Texas | 75 | $ 10,999,000 | $ 146,000 | $ 100,000 |
| Carson County Texas | 52 | $ 4,327,000 | $ 83,000 | $ 72,000 |
| Moore County Texas | 30 | $ 2,678,000 | $ 89,000 | $ 62,000 |
| Gray County Texas | 29 | $ 2,113,000 | $ 72,000 | $ 53,000 |
| Deaf Smith County Texas | 23 | $ 1,928,000 | $ 83,000 | $ 56,000 |
| Donley County Texas | 17 | $ 1,219,000 | $ 71,000 | $ 73,000 |
| Hansford County Texas | 13 | $ 1,395,000 | $ 107,000 | $ 62,000 |
| Oldham County Texas | 13 | $ 1,456,000 | $ 112,000 | $ 68,000 |
| Dallas County Texas | 11 | $ 3,786,000 | $ 344,000 | $ 124,000 |
| Hartley County Texas | 9 | $ 1,359,000 | $ 151,000 | $ 96,000 |
| Armstrong County Texas | 8 | $ 856,000 | $ 107,000 | $ 71,000 |
| Ochiltree County Texas | 8 | $ 758,000 | $ 94,000 | $ 93,000 |
| Childress County Texas | 7 | $ 530,000 | $ 75,000 | $ 40,000 |
| Parmer County Texas | 7 | $ 1,077,000 | $ 153,000 | $ 97,000 |
| Castro County Texas | 6 | $ 575,000 | $ 95,000 | $ 43,000 |
| Hockley County Texas | 6 | $ 802,000 | $ 133,000 | $ 50,000 |
| Collin County Texas | 5 | $ 1,186,000 | $ 237,000 | $ 141,000 |
| Dallam County Texas | 5 | $ 571,000 | $ 114,000 | $ 51,000 |
| Hale County Texas | 5 | $ 628,000 | $ 125,000 | $ 74,000 |
| Hemphill County Texas | 5 | $ 418,000 | $ 83,000 | $ 48,000 |
| Lamb County Texas | 5 | $ 538,000 | $ 107,000 | $ 86,000 |
| Swisher County Texas | 5 | $ 447,000 | $ 89,000 | $ 66,000 |
| Bexar County Texas | 4 | $ 2,378,000 | $ 594,000 | $ 730,000 |
| Hall County Texas | 4 | $ 143,000 | $ 35,000 | $ 71,000 |
| Parker County Texas | 4 | $ 788,000 | $ 197,000 | $ 86,000 |
| Tarrant County Texas | 4 | $ 758,000 | $ 189,000 | $ 112,000 |
| Santa Fe County New Mexico | 3 | $ 718,000 | $ 239,000 | $ 243,000 |
| Brazos County Texas | 3 | $ 976,000 | $ 325,000 | $ 504,000 |
| Collingsworth County Texas | 3 | $ 187,000 | $ 62,000 | $ 58,000 |
| Denton County Texas | 3 | $ 1,034,000 | $ 344,000 | $ 399,000 |
| Harris County Texas | 3 | $ 670,000 | $ 223,000 | $ 308,000 |
| Sherman County Texas | 3 | $ 227,000 | $ 75,000 | $ 75,000 |
| Wheeler County Texas | 3 | $ 285,000 | $ 95,000 | $ 62,000 |
| Huerfano County Colorado | 2 | $ 177,000 | $ 88,000 | $ 64,000 |
| Colfax County New Mexico | 2 | $ 234,000 | $ 117,000 | $ 161,000 |
| Los Alamos County New Mexico | 2 | $ 525,000 | $ 262,000 | $ 142,000 |
| Andrews County Texas | 2 | $ 4,147,000 | $ 2,073,000 | $ 917,000 |
| Bailey County Texas | 2 | $ 238,000 | $ 119,000 | $ 64,000 |
| King County Texas | 2 | $ 81,000 | $ 40,000 | $ 66,000 |
| Lynn County Texas | 2 | $ 299,000 | $ 149,000 | $ 72,000 |
| Travis County Texas | 2 | $ 680,000 | $ 340,000 | $ 193,000 |
| Williamson County Texas | 2 | $ 478,000 | $ 239,000 | $ 125,000 |
| Maricopa County Arizona | 1 | $ 198,000 | $ 198,000 | $ 208,000 |
| Archuleta County Colorado | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Broomfield County Colorado | 1 | $ 374,000 | $ 374,000 | $ 108,000 |
| Dickinson County Iowa | 1 | $ 150,000 | $ 150,000 | $ 153,000 |
| Sumner County Kansas | 1 | $ 66,000 | $ 66,000 | $ 136,000 |
| Greene County Missouri | 1 | $ 208,000 | $ 208,000 | $ 324,000 |
| Taos County New Mexico | 1 | $ 301,000 | $ 301,000 | $ 313,000 |
| Kings County New York | 1 | $ 620,000 | $ 620,000 | $ 100,000 |
| Butler County Ohio | 1 | $ 233,000 | $ 233,000 | $ 30,000 |
| Franklin County Ohio | 1 | $ 2,000 | $ 2,000 | $ 64,000 |
| Oklahoma County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Briscoe County Texas | 1 | $ 70,000 | $ 70,000 | $ 92,000 |
| Brown County Texas | 1 | $ 257,000 | $ 257,000 | $ 216,000 |
| Clay County Texas | 1 | $ 375,000 | $ 375,000 | $ 216,000 |
| Crosby County Texas | 1 | $ 32,000 | $ 32,000 | $ 33,000 |
| Dawson County Texas | 1 | $ 36,000 | $ 36,000 | $ 95,000 |
| Dickens County Texas | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Ector County Texas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Erath County Texas | 1 | $ 131,000 | $ 131,000 | $ 161,000 |
| Floyd County Texas | 1 | $ 82,000 | $ 82,000 | $ 33,000 |
| Gaines County Texas | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Hardeman County Texas | 1 | $ 309,000 | $ 309,000 | $ 150,000 |
| Hood County Texas | 1 | $ 154,000 | $ 154,000 | $ 114,000 |
| Lipscomb County Texas | 1 | $ 2,000 | $ 2,000 | $ 66,000 |
| Llano County Texas | 1 | $ 414,000 | $ 414,000 | $ 153,000 |
| McLennan County Texas | 1 | $ 63,000 | $ 63,000 | $ 70,000 |
| Midland County Texas | 1 | $ 820,000 | $ 820,000 | $ 1,043,000 |
| Rains County Texas | 1 | $ 417,000 | $ 417,000 | $ 3,347,000 |
| Roberts County Texas | 1 | $ 84,000 | $ 84,000 | $ 101,000 |
| Taylor County Texas | 1 | $ 48,000 | $ 48,000 | $ 117,000 |
| Wood County Texas | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Yoakum County Texas | 1 | $ 114,000 | $ 114,000 | $ 140,000 |
| Spokane County Washington | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
| Teton County Wyoming | 1 | $ 1,000,000 | $ 1,000,000 | $ 399,000 |
Mortgage Loan Application Detail Totals for Amarillo National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,600 | $367,038,000 | $141,000 | $1,610,000 | $78,000 | $3,347,000 |
| Refinancing | 1,080 | $132,813,000 | $122,000 | $2,700,000 | $83,000 | $1,929,000 |
| Home Improvement | 339 | $7,169,000 | $21,000 | $820,000 | $69,000 | $1,043,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,179 | $313,434,000 | $143,000 | $2,700,000 | $95,000 | $3,347,000 |
| Hispanic | 892 | $77,834,000 | $87,000 | $417,000 | $50,000 | $690,000 |
| Not Provided | 663 | $86,344,000 | $130,000 | $1,350,000 | $79,000 | $1,529,000 |
| Asian | 112 | $12,804,000 | $114,000 | $417,000 | $59,000 | $461,000 |
| Black or African American | 107 | $9,855,000 | $92,000 | $278,000 | $51,000 | $254,000 |
| Not applicable | 30 | $2,636,000 | $87,000 | $200,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $3,315,000 | $132,000 | $380,000 | $73,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander | 11 | $798,000 | $72,000 | $115,000 | $37,000 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,809 | $358,406,000 | $127,000 | $2,700,000 | $91,000 | $3,347,000 |
| FHA-insured (Federal Housing Administration) | 1,056 | $121,909,000 | $115,000 | $276,000 | $48,000 | $732,000 |
| VA-guaranteed (Veterans Administration) | 142 | $25,465,000 | $179,000 | $427,000 | $72,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,240,000 | $103,000 | $185,000 | $47,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,012 | $278,818,000 | $138,000 | $2,700,000 | $100,000 | $3,347,000 |
| Preapproval Denied by Financial Institution | 1,078 | $120,612,000 | $111,000 | $600,000 | $46,000 | $732,000 |
| Application Approved But Not Accepted | 389 | $58,641,000 | $150,000 | $1,000,000 | $93,000 | $960,000 |
| Application Denied By Financial Institution | 374 | $31,934,000 | $85,000 | $428,000 | $52,000 | $414,000 |
| File Closed For Incompleteness | 134 | $13,247,000 | $98,000 | $375,000 | $71,000 | $322,000 |
| Application Withdrawn By Applicant | 32 | $3,768,000 | $117,000 | $450,000 | $60,000 | $190,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 958 | $96,428,000 | $100,000 | $600,000 | $50,000 | $732,000 |
| Debt-To-Income Ratio | 411 | $48,608,000 | $118,000 | $428,000 | $41,000 | $414,000 |
| Collateral | 36 | $1,895,000 | $52,000 | $162,000 | $63,000 | $182,000 |
| Unverifiable Information | 21 | $2,490,000 | $118,000 | $335,000 | $31,000 | $119,000 |
| Employment History | 18 | $1,782,000 | $99,000 | $209,000 | $38,000 | $120,000 |
| Other | 4 | $606,000 | $151,000 | $233,000 | $45,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $712,000 | $237,000 | $417,000 | $135,000 | $180,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amarillo National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amarillo National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.