Amera Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Amera Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Amera Mortgage Corporation 1050 Corporate Office Drive, Ste 250 Milford, MI 48381 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,072 |
| Total Mortgage Loan Application Amount | $416,646,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $78,666 |
| Highest Applicant Income | $1,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 421 | $ 33,481,000 | $ 79,000 | $ 49,000 |
| Kent County Michigan | 331 | $ 39,357,000 | $ 118,000 | $ 53,000 |
| Oakland County Michigan | 196 | $ 32,825,000 | $ 167,000 | $ 92,000 |
| Marion County Indiana | 133 | $ 16,043,000 | $ 120,000 | $ 90,000 |
| Lucas County Ohio | 113 | $ 13,015,000 | $ 115,000 | $ 66,000 |
| Allen County Indiana | 102 | $ 12,060,000 | $ 118,000 | $ 62,000 |
| Elkhart County Indiana | 102 | $ 10,744,000 | $ 105,000 | $ 45,000 |
| Clark County Nevada | 101 | $ 17,624,000 | $ 174,000 | $ 102,000 |
| Hamilton County Indiana | 94 | $ 19,348,000 | $ 205,000 | $ 101,000 |
| Ingham County Michigan | 87 | $ 9,305,000 | $ 106,000 | $ 78,000 |
| St. Joseph County Indiana | 81 | $ 9,706,000 | $ 119,000 | $ 50,000 |
| Jackson County Michigan | 77 | $ 6,965,000 | $ 90,000 | $ 49,000 |
| Ottawa County Michigan | 68 | $ 9,552,000 | $ 140,000 | $ 69,000 |
| Clinton County Michigan | 52 | $ 5,795,000 | $ 111,000 | $ 58,000 |
| Shiawassee County Michigan | 52 | $ 4,915,000 | $ 94,000 | $ 52,000 |
| Wood County Ohio | 44 | $ 5,682,000 | $ 129,000 | $ 80,000 |
| Monroe County Michigan | 40 | $ 5,595,000 | $ 139,000 | $ 63,000 |
| Washtenaw County Michigan | 40 | $ 6,558,000 | $ 163,000 | $ 114,000 |
| Williams County Ohio | 38 | $ 2,863,000 | $ 75,000 | $ 36,000 |
| St. Clair County Illinois | 37 | $ 6,425,000 | $ 173,000 | $ 157,000 |
| King County Washington | 34 | $ 12,178,000 | $ 358,000 | $ 174,000 |
| Livingston County Michigan | 33 | $ 5,364,000 | $ 162,000 | $ 77,000 |
| Deschutes County Oregon | 33 | $ 8,016,000 | $ 242,000 | $ 117,000 |
| Eaton County Michigan | 30 | $ 3,413,000 | $ 113,000 | $ 51,000 |
| Macomb County Michigan | 25 | $ 3,508,000 | $ 140,000 | $ 66,000 |
| Saginaw County Michigan | 24 | $ 2,455,000 | $ 102,000 | $ 57,000 |
| Madison County Indiana | 22 | $ 1,874,000 | $ 85,000 | $ 39,000 |
| Pima County Arizona | 20 | $ 5,669,000 | $ 283,000 | $ 152,000 |
| Defiance County Ohio | 20 | $ 2,046,000 | $ 102,000 | $ 46,000 |
| Kalamazoo County Michigan | 18 | $ 3,219,000 | $ 178,000 | $ 124,000 |
| Montcalm County Michigan | 17 | $ 2,007,000 | $ 118,000 | $ 67,000 |
| Maricopa County Arizona | 16 | $ 3,664,000 | $ 229,000 | $ 100,000 |
| Henry County Indiana | 15 | $ 1,183,000 | $ 78,000 | $ 31,000 |
| Rush County Indiana | 14 | $ 1,312,000 | $ 93,000 | $ 39,000 |
| Genesee County Michigan | 14 | $ 1,751,000 | $ 125,000 | $ 46,000 |
| Barry County Michigan | 13 | $ 1,795,000 | $ 138,000 | $ 55,000 |
| Ionia County Michigan | 13 | $ 1,575,000 | $ 121,000 | $ 60,000 |
| Allegan County Michigan | 12 | $ 1,464,000 | $ 122,000 | $ 50,000 |
| Fulton County Ohio | 12 | $ 1,206,000 | $ 100,000 | $ 57,000 |
| Napa County California | 11 | $ 4,672,000 | $ 424,000 | $ 151,000 |
| Fulton County Georgia | 11 | $ 2,046,000 | $ 186,000 | $ 98,000 |
| Hendricks County Indiana | 11 | $ 1,424,000 | $ 129,000 | $ 61,000 |
| Huntington County Indiana | 11 | $ 1,212,000 | $ 110,000 | $ 56,000 |
| Lancaster County Nebraska | 10 | $ 1,406,000 | $ 140,000 | $ 75,000 |
| Ottawa County Ohio | 10 | $ 1,825,000 | $ 182,000 | $ 85,000 |
| Lowndes County Georgia | 9 | $ 1,142,000 | $ 126,000 | $ 38,000 |
| Calhoun County Michigan | 9 | $ 1,086,000 | $ 120,000 | $ 74,000 |
| Johnson County Indiana | 8 | $ 881,000 | $ 110,000 | $ 36,000 |
| Lenawee County Michigan | 8 | $ 850,000 | $ 106,000 | $ 62,000 |
| Roscommon County Michigan | 8 | $ 870,000 | $ 108,000 | $ 77,000 |
| Tuscola County Michigan | 8 | $ 882,000 | $ 110,000 | $ 47,000 |
| Cuyahoga County Ohio | 8 | $ 1,779,000 | $ 222,000 | $ 180,000 |
| Snohomish County Washington | 8 | $ 1,696,000 | $ 212,000 | $ 137,000 |
| Alameda County California | 7 | $ 2,943,000 | $ 420,000 | $ 270,000 |
| Sutter County California | 7 | $ 2,092,000 | $ 298,000 | $ 153,000 |
| Marshall County Indiana | 7 | $ 940,000 | $ 134,000 | $ 78,000 |
| Hillsdale County Michigan | 7 | $ 912,000 | $ 130,000 | $ 135,000 |
| Van Buren County Michigan | 7 | $ 1,026,000 | $ 146,000 | $ 96,000 |
| Henry County Ohio | 7 | $ 598,000 | $ 85,000 | $ 42,000 |
| DeKalb County Georgia | 6 | $ 1,018,000 | $ 169,000 | $ 109,000 |
| LaPorte County Indiana | 6 | $ 1,125,000 | $ 187,000 | $ 56,000 |
| Whitley County Indiana | 6 | $ 860,000 | $ 143,000 | $ 64,000 |
| Bay County Michigan | 6 | $ 1,152,000 | $ 192,000 | $ 65,000 |
| Muskegon County Michigan | 6 | $ 969,000 | $ 161,000 | $ 51,000 |
| Newaygo County Michigan | 6 | $ 482,000 | $ 80,000 | $ 55,000 |
| Contra Costa County California | 5 | $ 2,235,000 | $ 447,000 | $ 260,000 |
| Boone County Indiana | 5 | $ 1,390,000 | $ 278,000 | $ 162,000 |
| Hancock County Indiana | 5 | $ 757,000 | $ 151,000 | $ 47,000 |
| Kosciusko County Indiana | 5 | $ 815,000 | $ 163,000 | $ 110,000 |
| Berrien County Michigan | 5 | $ 768,000 | $ 153,000 | $ 85,000 |
| Charlevoix County Michigan | 5 | $ 886,000 | $ 177,000 | $ 121,000 |
| Lapeer County Michigan | 5 | $ 614,000 | $ 122,000 | $ 45,000 |
| Midland County Michigan | 5 | $ 818,000 | $ 163,000 | $ 75,000 |
| Paulding County Ohio | 5 | $ 408,000 | $ 81,000 | $ 50,000 |
| San Francisco County California | 4 | $ 1,894,000 | $ 473,000 | $ 392,000 |
| Berrien County Georgia | 4 | $ 458,000 | $ 114,000 | $ 39,000 |
| LaGrange County Indiana | 4 | $ 497,000 | $ 124,000 | $ 47,000 |
| Steuben County Indiana | 4 | $ 610,000 | $ 152,000 | $ 74,000 |
| Tippecanoe County Indiana | 4 | $ 587,000 | $ 146,000 | $ 78,000 |
| Vanderburgh County Indiana | 4 | $ 563,000 | $ 140,000 | $ 53,000 |
| Cass County Michigan | 4 | $ 688,000 | $ 172,000 | $ 53,000 |
| Hancock County Ohio | 4 | $ 434,000 | $ 108,000 | $ 56,000 |
| Sandusky County Ohio | 4 | $ 355,000 | $ 88,000 | $ 60,000 |
| Summit County Ohio | 4 | $ 552,000 | $ 138,000 | $ 47,000 |
| Pierce County Washington | 4 | $ 657,000 | $ 164,000 | $ 63,000 |
| Cobb County Georgia | 3 | $ 611,000 | $ 203,000 | $ 50,000 |
| Adams County Indiana | 3 | $ 276,000 | $ 92,000 | $ 31,000 |
| DeKalb County Indiana | 3 | $ 353,000 | $ 117,000 | $ 52,000 |
| Delaware County Indiana | 3 | $ 243,000 | $ 81,000 | $ 34,000 |
| Monroe County Indiana | 3 | $ 442,000 | $ 147,000 | $ 64,000 |
| Montgomery County Indiana | 3 | $ 452,000 | $ 150,000 | $ 44,000 |
| Noble County Indiana | 3 | $ 297,000 | $ 99,000 | $ 59,000 |
| Shelby County Indiana | 3 | $ 374,000 | $ 124,000 | $ 47,000 |
| Tipton County Indiana | 3 | $ 380,000 | $ 126,000 | $ 61,000 |
| Crawford County Michigan | 3 | $ 176,000 | $ 58,000 | $ 51,000 |
| Gratiot County Michigan | 3 | $ 423,000 | $ 141,000 | $ 72,000 |
| Pinal County Arizona | 2 | $ 414,000 | $ 207,000 | $ 80,000 |
| Santa Cruz County Arizona | 2 | $ 396,000 | $ 198,000 | $ 126,000 |
| Los Angeles County California | 2 | $ 491,000 | $ 245,000 | $ 376,000 |
| Marin County California | 2 | $ 883,000 | $ 441,000 | $ 128,000 |
| San Mateo County California | 2 | $ 1,069,000 | $ 534,000 | $ 193,000 |
| Yuba County California | 2 | $ 662,000 | $ 331,000 | $ 80,000 |
| Brooks County Georgia | 2 | $ 199,000 | $ 99,000 | $ 60,000 |
| Coffee County Georgia | 2 | $ 244,000 | $ 122,000 | $ 53,000 |
| Cook County Georgia | 2 | $ 239,000 | $ 119,000 | $ 36,000 |
| Gwinnett County Georgia | 2 | $ 259,000 | $ 129,000 | $ 47,000 |
| Blackford County Indiana | 2 | $ 218,000 | $ 109,000 | $ 37,000 |
| Clinton County Indiana | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Grant County Indiana | 2 | $ 176,000 | $ 88,000 | $ 12,000 |
| Lake County Indiana | 2 | $ 356,000 | $ 178,000 | $ 51,000 |
| Putnam County Indiana | 2 | $ 458,000 | $ 229,000 | $ 59,000 |
| Wells County Indiana | 2 | $ 294,000 | $ 147,000 | $ 44,000 |
| Arenac County Michigan | 2 | $ 272,000 | $ 136,000 | $ 49,000 |
| Cheboygan County Michigan | 2 | $ 449,000 | $ 224,000 | $ 151,000 |
| Emmet County Michigan | 2 | $ 483,000 | $ 241,000 | $ 134,000 |
| Gladwin County Michigan | 2 | $ 189,000 | $ 94,000 | $ 46,000 |
| St. Joseph County Michigan | 2 | $ 488,000 | $ 244,000 | $ 45,000 |
| Flathead County Montana | 2 | $ 263,000 | $ 131,000 | $ 67,000 |
| Yates County New York | 2 | $ 300,000 | $ 150,000 | $ 132,000 |
| Lorain County Ohio | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| Crook County Oregon | 2 | $ 411,000 | $ 205,000 | $ 82,000 |
| Collin County Texas | 2 | $ 934,000 | $ 467,000 | $ 199,000 |
| Apache County Arizona | 1 | $ 417,000 | $ 417,000 | $ 351,000 |
| Mohave County Arizona | 1 | $ 330,000 | $ 330,000 | $ 125,000 |
| Colusa County California | 1 | $ 214,000 | $ 214,000 | $ 85,000 |
| Fresno County California | 1 | $ 168,000 | $ 168,000 | $ 140,000 |
| Kern County California | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Orange County California | 1 | $ 396,000 | $ 396,000 | $ 109,000 |
| Placer County California | 1 | $ 340,000 | $ 340,000 | $ 266,000 |
| Riverside County California | 1 | $ 255,000 | $ 255,000 | $ 286,000 |
| San Benito County California | 1 | $ 660,000 | $ 660,000 | $ 294,000 |
| Sonoma County California | 1 | $ 300,000 | $ 300,000 | $ 364,000 |
| Tuolumne County California | 1 | $ 199,000 | $ 199,000 | $ 227,000 |
| Ventura County California | 1 | $ 457,000 | $ 457,000 | $ 91,000 |
| Huerfano County Colorado | 1 | $ 180,000 | $ 180,000 | $ 142,000 |
| Ben Hill County Georgia | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
| Bulloch County Georgia | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Calhoun County Georgia | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Columbia County Georgia | 1 | $ 258,000 | $ 258,000 | $ 60,000 |
| Fayette County Georgia | 1 | $ 184,000 | $ 184,000 | $ 31,000 |
| Lanier County Georgia | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Tift County Georgia | 1 | $ 126,000 | $ 126,000 | $ 24,000 |
| Walker County Georgia | 1 | $ 253,000 | $ 253,000 | $ 63,000 |
| Elmore County Idaho | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Bartholomew County Indiana | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| Cass County Indiana | 1 | $ 17,000 | $ 17,000 | $ 15,000 |
| Clark County Indiana | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Decatur County Indiana | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
| Fayette County Indiana | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Floyd County Indiana | 1 | $ 108,000 | $ 108,000 | $ 124,000 |
| Franklin County Indiana | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Greene County Indiana | 1 | $ 169,000 | $ 169,000 | $ 30,000 |
| Jay County Indiana | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Miami County Indiana | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Owen County Indiana | 1 | $ 132,000 | $ 132,000 | $ 103,000 |
| Pulaski County Indiana | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Randolph County Indiana | 1 | $ 44,000 | $ 44,000 | $ 52,000 |
| Starke County Indiana | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Wabash County Indiana | 1 | $ 47,000 | $ 47,000 | $ 20,000 |
| Wayne County Indiana | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Johnson County Kansas | 1 | $ 400,000 | $ 400,000 | $ 1,302,000 |
| Sedgwick County Kansas | 1 | $ 155,000 | $ 155,000 | $ 142,000 |
| Lyon County Kentucky | 1 | $ 354,000 | $ 354,000 | $ 303,000 |
| Alpena County Michigan | 1 | $ 41,000 | $ 41,000 | $ 26,000 |
| Antrim County Michigan | 1 | $ 41,000 | $ 41,000 | $ 115,000 |
| Benzie County Michigan | 1 | $ 210,000 | $ 210,000 | $ 212,000 |
| Branch County Michigan | 1 | $ 82,000 | $ 82,000 | $ 54,000 |
| Clare County Michigan | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Isabella County Michigan | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Lake County Michigan | 1 | $ 56,000 | $ 56,000 | $ 64,000 |
| Leelanau County Michigan | 1 | $ 323,000 | $ 323,000 | $ 277,000 |
| Luce County Michigan | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Manistee County Michigan | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Montmorency County Michigan | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Oceana County Michigan | 1 | $ 56,000 | $ 56,000 | $ 135,000 |
| Ogemaw County Michigan | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Osceola County Michigan | 1 | $ 116,000 | $ 116,000 | $ 67,000 |
| Otsego County Michigan | 1 | $ 112,000 | $ 112,000 | $ 116,000 |
| Sanilac County Michigan | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| St. Clair County Michigan | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Wexford County Michigan | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Camden County Missouri | 1 | $ 196,000 | $ 196,000 | $ 238,000 |
| Cass County Missouri | 1 | $ 34,000 | $ 34,000 | $ 80,000 |
| Clay County Missouri | 1 | $ 106,000 | $ 106,000 | $ 90,000 |
| Jackson County Missouri | 1 | $ 242,000 | $ 242,000 | $ 125,000 |
| St. Louis County Missouri | 1 | $ 317,000 | $ 317,000 | $ 355,000 |
| Stone County Missouri | 1 | $ 300,000 | $ 300,000 | $ 593,000 |
| Douglas County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 133,000 |
| Washoe County Nevada | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Steuben County New York | 1 | $ 268,000 | $ 268,000 | $ 69,000 |
| Wake County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 203,000 |
| Geauga County Ohio | 1 | $ 336,000 | $ 336,000 | $ 137,000 |
| Hamilton County Ohio | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| Miami County Ohio | 1 | $ 192,000 | $ 192,000 | $ 112,000 |
| Montgomery County Ohio | 1 | $ 150,000 | $ 150,000 | $ 27,000 |
| Portage County Ohio | 1 | $ 190,000 | $ 190,000 | $ 136,000 |
| Putnam County Ohio | 1 | $ 49,000 | $ 49,000 | $ 18,000 |
| Seneca County Ohio | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Clackamas County Oregon | 1 | $ 216,000 | $ 216,000 | $ 110,000 |
| Jefferson County Oregon | 1 | $ 260,000 | $ 260,000 | $ 180,000 |
| Lake County Oregon | 1 | $ 149,000 | $ 149,000 | $ 168,000 |
| Multnomah County Oregon | 1 | $ 408,000 | $ 408,000 | $ 157,000 |
| Adams County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 35,000 |
| Dallas County Texas | 1 | $ 108,000 | $ 108,000 | $ 80,000 |
| Ellis County Texas | 1 | $ 240,000 | $ 240,000 | $ 167,000 |
| Fort Bend County Texas | 1 | $ 238,000 | $ 238,000 | $ 105,000 |
| Harris County Texas | 1 | $ 417,000 | $ 417,000 | $ 321,000 |
| Lubbock County Texas | 1 | $ 316,000 | $ 316,000 | $ 85,000 |
| Montgomery County Texas | 1 | $ 675,000 | $ 675,000 | $ 216,000 |
| Travis County Texas | 1 | $ 765,000 | $ 765,000 | $ 250,000 |
| Garfield County Utah | 1 | $ 195,000 | $ 195,000 | $ 291,000 |
| Iron County Utah | 1 | $ 328,000 | $ 328,000 | $ 232,000 |
| Kane County Utah | 1 | $ 296,000 | $ 296,000 | $ 246,000 |
| Clark County Washington | 1 | $ 196,000 | $ 196,000 | $ 57,000 |
| Klickitat County Washington | 1 | $ 200,000 | $ 200,000 | $ 257,000 |
| Mason County Washington | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Thurston County Washington | 1 | $ 156,000 | $ 156,000 | $ 43,000 |
| Whitman County Washington | 1 | $ 156,000 | $ 156,000 | $ 255,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Amera Mortgage Corporation in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,882 | $202,965,000 | $107,000 | $660,000 | $59,000 | $607,000 |
| Refinancing | 1,183 | $212,616,000 | $179,000 | $1,750,000 | $98,000 | $1,500,000 |
| Home Improvement | 7 | $1,065,000 | $152,000 | $294,000 | $79,000 | $136,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,808 | $381,562,000 | $135,000 | $1,750,000 | $74,000 | $1,500,000 |
| Black or African American | 114 | $13,457,000 | $118,000 | $404,000 | $55,000 | $250,000 |
| Hispanic | 76 | $8,079,000 | $106,000 | $330,000 | $48,000 | $246,000 |
| Not Provided | 34 | $5,640,000 | $165,000 | $730,000 | $125,000 | $984,000 |
| Asian | 34 | $6,994,000 | $205,000 | $694,000 | $135,000 | $489,000 |
| American Indian or Alaskan Native | 4 | $549,000 | $137,000 | $160,000 | $38,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $365,000 | $182,000 | $318,000 | $179,000 | $303,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,494 | $164,940,000 | $110,000 | $534,000 | $48,000 | $389,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,267 | $217,615,000 | $171,000 | $1,750,000 | $113,000 | $1,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 201 | $19,878,000 | $98,000 | $235,000 | $38,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 110 | $14,213,000 | $129,000 | $335,000 | $48,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,657 | $356,581,000 | $134,000 | $730,000 | $74,000 | $1,302,000 |
| Application Denied By Financial Institution | 249 | $33,911,000 | $136,000 | $925,000 | $65,000 | $360,000 |
| File Closed For Incompleteness | 90 | $17,645,000 | $196,000 | $1,750,000 | $102,000 | $1,500,000 |
| Application Approved But Not Accepted | 48 | $5,983,000 | $124,000 | $396,000 | $64,000 | $212,000 |
| Application Withdrawn By Applicant | 28 | $2,526,000 | $90,000 | $171,000 | $60,000 | $153,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 60 | $7,822,000 | $130,000 | $600,000 | $73,000 | $272,000 |
| Credit History | 39 | $4,860,000 | $124,000 | $880,000 | $51,000 | $249,000 |
| Other | 30 | $4,647,000 | $154,000 | $925,000 | $62,000 | $226,000 |
| Debt-To-Income Ratio | 28 | $4,933,000 | $176,000 | $675,000 | $77,000 | $360,000 |
| Unverifiable Information | 15 | $2,454,000 | $163,000 | $417,000 | $80,000 | $203,000 |
| Employment History | 13 | $1,024,000 | $78,000 | $159,000 | $23,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $402,000 | $100,000 | $162,000 | $52,000 | $84,000 |
| Mortgage Insurance Denied | 3 | $345,000 | $115,000 | $162,000 | $57,000 | $85,000 |
| Credit Application Incomplete | 1 | $127,000 | $127,000 | $127,000 | $71,000 | $71,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.