America First Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
America First Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | America First Federal Credit Union 4774 S 1300 W, Bldg 3 Riverdale, UT 84405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 9,230 |
| Total Mortgage Loan Application Amount | $1,225,894,000 |
| Average Mortgage Loan Application Amount | $135,333 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $1,872,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with America First Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing America First Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down America First Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how America First Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by America First Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at America First Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 2,575 | $ 351,075,000 | $ 136,000 | $ 85,000 |
| Weber County Utah | 1,753 | $ 211,978,000 | $ 120,000 | $ 74,000 |
| Davis County Utah | 1,652 | $ 216,192,000 | $ 130,000 | $ 87,000 |
| Clark County Nevada | 913 | $ 128,982,000 | $ 141,000 | $ 84,000 |
| Utah County Utah | 857 | $ 123,856,000 | $ 144,000 | $ 95,000 |
| Washington County Utah | 273 | $ 42,666,000 | $ 156,000 | $ 88,000 |
| Cache County Utah | 247 | $ 28,991,000 | $ 117,000 | $ 74,000 |
| Box Elder County Utah | 240 | $ 30,938,000 | $ 128,000 | $ 76,000 |
| Tooele County Utah | 141 | $ 16,063,000 | $ 113,000 | $ 69,000 |
| Wasatch County Utah | 68 | $ 9,463,000 | $ 139,000 | $ 108,000 |
| Summit County Utah | 64 | $ 12,467,000 | $ 194,000 | $ 121,000 |
| Morgan County Utah | 47 | $ 6,977,000 | $ 148,000 | $ 119,000 |
| Maricopa County Arizona | 39 | $ 4,533,000 | $ 116,000 | $ 120,000 |
| Mohave County Arizona | 39 | $ 3,872,000 | $ 99,000 | $ 61,000 |
| Iron County Utah | 30 | $ 4,432,000 | $ 147,000 | $ 77,000 |
| Lincoln County Nevada | 24 | $ 2,256,000 | $ 94,000 | $ 70,000 |
| Uintah County Utah | 23 | $ 3,085,000 | $ 134,000 | $ 109,000 |
| Duchesne County Utah | 20 | $ 1,959,000 | $ 97,000 | $ 79,000 |
| Juab County Utah | 20 | $ 1,496,000 | $ 74,000 | $ 59,000 |
| Sanpete County Utah | 20 | $ 2,004,000 | $ 100,000 | $ 86,000 |
| Franklin County Idaho | 17 | $ 1,745,000 | $ 102,000 | $ 73,000 |
| Carbon County Utah | 11 | $ 1,031,000 | $ 93,000 | $ 46,000 |
| Ada County Idaho | 10 | $ 1,960,000 | $ 196,000 | $ 97,000 |
| Canyon County Idaho | 10 | $ 1,458,000 | $ 145,000 | $ 75,000 |
| Millard County Utah | 10 | $ 858,000 | $ 85,000 | $ 88,000 |
| Rich County Utah | 10 | $ 1,671,000 | $ 167,000 | $ 101,000 |
| Sevier County Utah | 9 | $ 829,000 | $ 92,000 | $ 71,000 |
| Oneida County Idaho | 8 | $ 568,000 | $ 71,000 | $ 83,000 |
| Bear Lake County Idaho | 7 | $ 852,000 | $ 121,000 | $ 104,000 |
| Bannock County Idaho | 6 | $ 1,006,000 | $ 167,000 | $ 65,000 |
| Fremont County Idaho | 5 | $ 776,000 | $ 155,000 | $ 101,000 |
| Emery County Utah | 5 | $ 541,000 | $ 108,000 | $ 49,000 |
| Pinal County Arizona | 4 | $ 210,000 | $ 52,000 | $ 92,000 |
| Nye County Nevada | 4 | $ 344,000 | $ 86,000 | $ 72,000 |
| Daggett County Utah | 4 | $ 512,000 | $ 128,000 | $ 86,000 |
| Grand County Utah | 4 | $ 1,008,000 | $ 252,000 | $ 180,000 |
| Kane County Utah | 4 | $ 494,000 | $ 123,000 | $ 113,000 |
| San Juan County Utah | 4 | $ 411,000 | $ 102,000 | $ 120,000 |
| Bonneville County Idaho | 3 | $ 446,000 | $ 148,000 | $ 82,000 |
| Power County Idaho | 3 | $ 206,000 | $ 68,000 | $ 37,000 |
| Twin Falls County Idaho | 3 | $ 635,000 | $ 211,000 | $ 59,000 |
| Garfield County Utah | 3 | $ 634,000 | $ 211,000 | $ 210,000 |
| Pima County Arizona | 2 | $ 87,000 | $ 43,000 | $ 66,000 |
| Cassia County Idaho | 2 | $ 275,000 | $ 137,000 | $ 85,000 |
| Gem County Idaho | 2 | $ 199,000 | $ 99,000 | $ 44,000 |
| Jefferson County Idaho | 2 | $ 442,000 | $ 221,000 | $ 74,000 |
| Beaver County Utah | 2 | $ 193,000 | $ 96,000 | $ 28,000 |
| Franklin County Alabama | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Jefferson County Alabama | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Gila County Arizona | 1 | $ 17,000 | $ 17,000 | $ 22,000 |
| Yuma County Arizona | 1 | $ 64,000 | $ 64,000 | $ 78,000 |
| Ventura County California | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Montrose County Colorado | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Pueblo County Colorado | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Cobb County Georgia | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Adams County Idaho | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Bingham County Idaho | 1 | $ 85,000 | $ 85,000 | $ 168,000 |
| Bonner County Idaho | 1 | $ 147,000 | $ 147,000 | $ 107,000 |
| Elmore County Idaho | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Jerome County Idaho | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Madison County Idaho | 1 | $ 151,000 | $ 151,000 | $ 43,000 |
| Teton County Idaho | 1 | $ 313,000 | $ 313,000 | $ 62,000 |
| Valley County Idaho | 1 | $ 42,000 | $ 42,000 | $ 82,000 |
| Polk County Iowa | 1 | $ 21,000 | $ 21,000 | $ 50,000 |
| Catahoula County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 96,000 |
| Elko County Nevada | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Lander County Nevada | 1 | $ 20,000 | $ 20,000 | $ 81,000 |
| Washoe County Nevada | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
| White Pine County Nevada | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Warren County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Kings County New York | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Forsyth County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 178,000 |
| Denton County Texas | 1 | $ 20,000 | $ 20,000 | $ 113,000 |
| Harris County Texas | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Piute County Utah | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Wayne County Utah | 1 | $ 319,000 | $ 319,000 | $ 124,000 |
| Snohomish County Washington | 1 | $ 399,000 | $ 399,000 | $ 108,000 |
| Milwaukee County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for America First Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,239 | $627,443,000 | $148,000 | $1,651,000 | $79,000 | $846,000 |
| Home Improvement | 2,833 | $167,476,000 | $59,000 | $880,000 | $92,000 | $1,440,000 |
| Home Purchase | 2,158 | $430,975,000 | $199,000 | $1,700,000 | $81,000 | $1,872,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,959 | $932,903,000 | $134,000 | $1,190,000 | $86,000 | $1,872,000 |
| Hispanic | 1,028 | $123,496,000 | $120,000 | $453,000 | $61,000 | $428,000 |
| Not Provided | 762 | $93,184,000 | $122,000 | $550,000 | $99,000 | $1,421,000 |
| Asian | 240 | $36,189,000 | $150,000 | $582,000 | $78,000 | $444,000 |
| Black or African American | 105 | $16,184,000 | $154,000 | $476,000 | $79,000 | $212,000 |
| American Indian or Alaskan Native | 64 | $8,678,000 | $135,000 | $416,000 | $83,000 | $327,000 |
| Native Hawaiian or Other Pacific Islander | 61 | $6,498,000 | $106,000 | $260,000 | $77,000 | $190,000 |
| Not applicable | 11 | $8,762,000 | $796,000 | $1,700,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,719 | $1,119,980,000 | $128,000 | $1,700,000 | $85,000 | $1,872,000 |
| FHA-insured (Federal Housing Administration) | 315 | $60,427,000 | $191,000 | $417,000 | $61,000 | $462,000 |
| VA-guaranteed (Veterans Administration) | 178 | $41,970,000 | $235,000 | $850,000 | $71,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,517,000 | $195,000 | $268,000 | $57,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,691 | $690,279,000 | $121,000 | $1,700,000 | $86,000 | $1,872,000 |
| Application Denied By Financial Institution | 2,279 | $352,225,000 | $154,000 | $1,190,000 | $77,000 | $1,421,000 |
| Application Approved But Not Accepted | 901 | $144,404,000 | $160,000 | $720,000 | $85,000 | $591,000 |
| Application Withdrawn By Applicant | 359 | $38,986,000 | $108,000 | $555,000 | $86,000 | $480,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 617 | $110,373,000 | $178,000 | $743,000 | $92,000 | $1,421,000 |
| Credit History | 565 | $67,710,000 | $119,000 | $850,000 | $72,000 | $380,000 |
| Debt-To-Income Ratio | 546 | $86,996,000 | $159,000 | $665,000 | $54,000 | $459,000 |
| Other | 260 | $34,768,000 | $133,000 | $1,190,000 | $89,000 | $984,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 129 | $27,133,000 | $210,000 | $466,000 | $85,000 | $296,000 |
| Collateral | 127 | $17,726,000 | $139,000 | $1,070,000 | $94,000 | $817,000 |
| Employment History | 31 | $6,825,000 | $220,000 | $970,000 | $61,000 | $214,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into America First Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess America First Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.