American Business Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
American Business Financial 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Business Financial 100 Penn Square East Philadelphia, PA 19107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 102,945 |
| Total Mortgage Loan Application Amount | $11,245,310,000 |
| Average Mortgage Loan Application Amount | $104,261 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $57,664 |
| Highest Applicant Income | $9,177,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with American Business Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Business Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down American Business Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Business Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by American Business Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Business Financial's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 4,148 | $ 382,824,000 | $ 92,000 | $ 63,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 3,270 | $ 369,163,000 | $ 112,000 | $ 59,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,587 | $ 516,927,000 | $ 199,000 | $ 84,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 2,429 | $ 494,819,000 | $ 203,000 | $ 84,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,378 | $ 265,073,000 | $ 111,000 | $ 61,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,426 | $ 200,508,000 | $ 140,000 | $ 75,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,422 | $ 134,092,000 | $ 94,000 | $ 67,000 |
| BALTIMORE-TOWSON, MD | 1,349 | $ 156,983,000 | $ 116,000 | $ 69,000 |
| NASSAU-SUFFOLK, NY | 1,275 | $ 228,631,000 | $ 179,000 | $ 88,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,245 | $ 97,621,000 | $ 78,000 | $ 48,000 |
| PITTSBURGH, PA | 1,197 | $ 93,627,000 | $ 78,000 | $ 59,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,174 | $ 104,731,000 | $ 89,000 | $ 50,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1,131 | $ 124,345,000 | $ 109,000 | $ 60,000 |
| BOSTON-QUINCY, MA | 1,067 | $ 190,689,000 | $ 178,000 | $ 76,000 |
| INDIANAPOLIS, IN | 999 | $ 77,347,000 | $ 77,000 | $ 54,000 |
| EDISON, NJ | 963 | $ 147,581,000 | $ 153,000 | $ 72,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 952 | $ 100,203,000 | $ 105,000 | $ 58,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 924 | $ 106,561,000 | $ 115,000 | $ 67,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 910 | $ 74,899,000 | $ 82,000 | $ 58,000 |
| ORLANDO, FL | 903 | $ 94,202,000 | $ 104,000 | $ 61,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 895 | $ 102,846,000 | $ 114,000 | $ 66,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 860 | $ 106,621,000 | $ 123,000 | $ 58,000 |
| COLUMBUS, OH | 810 | $ 70,426,000 | $ 86,000 | $ 67,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 777 | $ 74,507,000 | $ 95,000 | $ 52,000 |
| DALLAS-PLANO-IRVING, TX | 762 | $ 82,144,000 | $ 107,000 | $ 74,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 733 | $ 66,661,000 | $ 90,000 | $ 60,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 716 | $ 76,647,000 | $ 107,000 | $ 56,000 |
| DENVER-AURORA, CO | 688 | $ 92,059,000 | $ 133,000 | $ 68,000 |
| NEWARK-UNION, NJ-PA | 665 | $ 109,871,000 | $ 165,000 | $ 84,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 643 | $ 84,805,000 | $ 131,000 | $ 61,000 |
| CAMDEN, NJ | 634 | $ 71,902,000 | $ 113,000 | $ 65,000 |
| RICHMOND, VA | 604 | $ 58,901,000 | $ 97,000 | $ 52,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 579 | $ 93,352,000 | $ 161,000 | $ 85,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 571 | $ 53,149,000 | $ 93,000 | $ 55,000 |
| LOUISVILLE, KY-IN | 568 | $ 41,708,000 | $ 73,000 | $ 51,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 566 | $ 56,565,000 | $ 99,000 | $ 55,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 564 | $ 96,087,000 | $ 170,000 | $ 74,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 557 | $ 91,488,000 | $ 164,000 | $ 81,000 |
| GARY, IN | 544 | $ 37,822,000 | $ 69,000 | $ 50,000 |
| JACKSONVILLE, FL | 535 | $ 52,369,000 | $ 97,000 | $ 63,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 532 | $ 67,778,000 | $ 127,000 | $ 69,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 527 | $ 48,957,000 | $ 92,000 | $ 55,000 |
| GRAND RAPIDS-WYOMING, MI | 517 | $ 38,606,000 | $ 74,000 | $ 43,000 |
| DAYTON, OH | 490 | $ 36,331,000 | $ 74,000 | $ 50,000 |
| BUFFALO-NIAGARA FALLS, NY | 486 | $ 35,367,000 | $ 72,000 | $ 46,000 |
| MEMPHIS, TN-MS-AR | 482 | $ 41,780,000 | $ 86,000 | $ 54,000 |
| TOLEDO, OH | 472 | $ 37,792,000 | $ 80,000 | $ 52,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 459 | $ 63,458,000 | $ 138,000 | $ 65,000 |
| NEW HAVEN-MILFORD, CT | 457 | $ 49,983,000 | $ 109,000 | $ 53,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 457 | $ 94,974,000 | $ 207,000 | $ 83,000 |
| ROCHESTER, NY | 419 | $ 33,590,000 | $ 80,000 | $ 47,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 418 | $ 35,824,000 | $ 85,000 | $ 53,000 |
| OKLAHOMA CITY, OK | 418 | $ 31,179,000 | $ 74,000 | $ 46,000 |
| WORCESTER, MA | 414 | $ 57,184,000 | $ 138,000 | $ 64,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 409 | $ 57,297,000 | $ 140,000 | $ 78,000 |
| SAN ANTONIO, TX | 406 | $ 33,081,000 | $ 81,000 | $ 56,000 |
| ALBANY-SCHENECTADY-TROY, NY | 391 | $ 33,466,000 | $ 85,000 | $ 44,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 373 | $ 79,061,000 | $ 211,000 | $ 89,000 |
| ALBUQUERQUE, NM | 371 | $ 36,760,000 | $ 99,000 | $ 48,000 |
| ESSEX COUNTY, MA | 368 | $ 56,928,000 | $ 154,000 | $ 78,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 359 | $ 79,819,000 | $ 222,000 | $ 89,000 |
| READING, PA | 344 | $ 30,404,000 | $ 88,000 | $ 45,000 |
| FORT WORTH-ARLINGTON, TX | 343 | $ 32,555,000 | $ 94,000 | $ 66,000 |
| SPRINGFIELD, MA | 340 | $ 34,673,000 | $ 101,000 | $ 50,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 339 | $ 47,590,000 | $ 140,000 | $ 74,000 |
| AKRON, OH | 338 | $ 30,208,000 | $ 89,000 | $ 57,000 |
| RALEIGH-CARY, NC | 338 | $ 34,211,000 | $ 101,000 | $ 60,000 |
| LANSING-EAST LANSING, MI | 333 | $ 27,595,000 | $ 82,000 | $ 63,000 |
| WILMINGTON, DE-MD-NJ | 332 | $ 36,140,000 | $ 108,000 | $ 58,000 |
| GREENSBORO-HIGH POINT, NC | 329 | $ 28,618,000 | $ 86,000 | $ 58,000 |
| SYRACUSE, NY | 324 | $ 22,802,000 | $ 70,000 | $ 51,000 |
| TULSA, OK | 321 | $ 27,018,000 | $ 84,000 | $ 53,000 |
| CAPE CORAL-FORT MYERS, FL | 315 | $ 32,247,000 | $ 102,000 | $ 55,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 305 | $ 23,878,000 | $ 78,000 | $ 68,000 |
| SCRANTON--WILKES-BARRE, PA | 303 | $ 25,636,000 | $ 84,000 | $ 47,000 |
| BAKERSFIELD, CA | 293 | $ 29,757,000 | $ 101,000 | $ 64,000 |
| FRESNO, CA | 282 | $ 31,470,000 | $ 111,000 | $ 60,000 |
| COLUMBIA, SC | 276 | $ 24,136,000 | $ 87,000 | $ 49,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 270 | $ 65,773,000 | $ 243,000 | $ 86,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 268 | $ 68,791,000 | $ 256,000 | $ 97,000 |
| STOCKTON, CA | 265 | $ 41,848,000 | $ 157,000 | $ 71,000 |
| AUSTIN-ROUND ROCK, TX | 262 | $ 28,978,000 | $ 110,000 | $ 67,000 |
| FLINT, MI | 259 | $ 20,066,000 | $ 77,000 | $ 48,000 |
| KALAMAZOO-PORTAGE, MI | 253 | $ 19,524,000 | $ 77,000 | $ 48,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 250 | $ 30,908,000 | $ 123,000 | $ 61,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 246 | $ 22,936,000 | $ 93,000 | $ 48,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 242 | $ 18,588,000 | $ 76,000 | $ 46,000 |
| LANCASTER, PA | 241 | $ 22,437,000 | $ 93,000 | $ 47,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 235 | $ 28,772,000 | $ 122,000 | $ 70,000 |
| EVANSVILLE, IN-KY | 234 | $ 14,217,000 | $ 60,000 | $ 38,000 |
| TUCSON, AZ | 234 | $ 21,482,000 | $ 91,000 | $ 60,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 232 | $ 20,310,000 | $ 87,000 | $ 54,000 |
| KNOXVILLE, TN | 228 | $ 21,202,000 | $ 92,000 | $ 65,000 |
| SARASOTA-BRADENTON-VENICE, FL | 227 | $ 23,818,000 | $ 104,000 | $ 100,000 |
| LEXINGTON-FAYETTE, KY | 223 | $ 19,557,000 | $ 87,000 | $ 47,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 222 | $ 20,735,000 | $ 93,000 | $ 49,000 |
| TACOMA, WA | 216 | $ 23,481,000 | $ 108,000 | $ 58,000 |
| LAKELAND, FL | 215 | $ 17,977,000 | $ 83,000 | $ 47,000 |
| HARRISBURG-CARLISLE, PA | 213 | $ 17,799,000 | $ 83,000 | $ 52,000 |
| CANTON-MASSILLON, OH | 199 | $ 16,051,000 | $ 80,000 | $ 52,000 |
| NILES-BENTON HARBOR, MI | 199 | $ 14,631,000 | $ 73,000 | $ 37,000 |
| UTICA-ROME, NY | 199 | $ 13,375,000 | $ 67,000 | $ 45,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 197 | $ 17,551,000 | $ 89,000 | $ 41,000 |
| MUSKEGON-NORTON SHORES, MI | 197 | $ 12,118,000 | $ 61,000 | $ 46,000 |
| TRENTON-EWING, NJ | 190 | $ 21,107,000 | $ 111,000 | $ 54,000 |
| MODESTO, CA | 185 | $ 25,382,000 | $ 137,000 | $ 66,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 184 | $ 19,097,000 | $ 103,000 | $ 59,000 |
| DES MOINES, IA | 182 | $ 15,465,000 | $ 84,000 | $ 49,000 |
| FORT WAYNE, IN | 180 | $ 12,315,000 | $ 68,000 | $ 40,000 |
| HOLLAND-GRAND HAVEN, MI | 180 | $ 14,221,000 | $ 79,000 | $ 46,000 |
| GREENVILLE, SC | 179 | $ 16,441,000 | $ 91,000 | $ 40,000 |
| NAPLES-MARCO ISLAND, FL | 178 | $ 20,556,000 | $ 115,000 | $ 61,000 |
| FAYETTEVILLE, NC | 177 | $ 13,970,000 | $ 78,000 | $ 51,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 176 | $ 14,692,000 | $ 83,000 | $ 51,000 |
| PEORIA, IL | 172 | $ 12,668,000 | $ 73,000 | $ 44,000 |
| ROCKFORD, IL | 171 | $ 15,029,000 | $ 87,000 | $ 57,000 |
| BOISE CITY-NAMPA, ID | 170 | $ 15,928,000 | $ 93,000 | $ 57,000 |
| WINSTON-SALEM, NC | 162 | $ 15,390,000 | $ 95,000 | $ 50,000 |
| YORK-HANOVER, PA | 160 | $ 14,072,000 | $ 87,000 | $ 57,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 155 | $ 34,502,000 | $ 222,000 | $ 93,000 |
| SAVANNAH, GA | 154 | $ 12,902,000 | $ 83,000 | $ 48,000 |
| ASHEVILLE, NC | 153 | $ 15,773,000 | $ 103,000 | $ 51,000 |
| ATLANTIC CITY, NJ | 151 | $ 17,146,000 | $ 113,000 | $ 64,000 |
| BARNSTABLE TOWN, MA | 149 | $ 25,790,000 | $ 173,000 | $ 67,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 149 | $ 12,483,000 | $ 83,000 | $ 50,000 |
| HICKORY-LENOIR-MORGANTON, NC | 148 | $ 12,099,000 | $ 81,000 | $ 46,000 |
| VALLEJO-FAIRFIELD, CA | 148 | $ 25,170,000 | $ 170,000 | $ 77,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 146 | $ 11,857,000 | $ 81,000 | $ 52,000 |
| OCALA, FL | 144 | $ 13,097,000 | $ 90,000 | $ 46,000 |
| DURHAM, NC | 143 | $ 13,775,000 | $ 96,000 | $ 58,000 |
| ROANOKE, VA | 142 | $ 13,057,000 | $ 91,000 | $ 43,000 |
| CHATTANOOGA, TN-GA | 139 | $ 10,530,000 | $ 75,000 | $ 44,000 |
| VISALIA-PORTERVILLE, CA | 137 | $ 12,413,000 | $ 90,000 | $ 51,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 136 | $ 11,224,000 | $ 82,000 | $ 35,000 |
| BINGHAMTON, NY | 134 | $ 9,264,000 | $ 69,000 | $ 41,000 |
| WILMINGTON, NC | 129 | $ 13,019,000 | $ 100,000 | $ 53,000 |
| JACKSON, MI | 126 | $ 10,822,000 | $ 85,000 | $ 39,000 |
| TERRE HAUTE, IN | 124 | $ 7,713,000 | $ 62,000 | $ 43,000 |
| KINGSTON, NY | 119 | $ 13,965,000 | $ 117,000 | $ 57,000 |
| SPARTANBURG, SC | 117 | $ 10,717,000 | $ 91,000 | $ 50,000 |
| ERIE, PA | 116 | $ 9,397,000 | $ 81,000 | $ 44,000 |
| COLORADO SPRINGS, CO | 114 | $ 14,757,000 | $ 129,000 | $ 61,000 |
| DOVER, DE | 113 | $ 11,391,000 | $ 100,000 | $ 52,000 |
| MCALLEN-EDINBURG-PHARR, TX | 112 | $ 10,206,000 | $ 91,000 | $ 68,000 |
| NORWICH-NEW LONDON, CT | 112 | $ 13,164,000 | $ 117,000 | $ 70,000 |
| MACON, GA | 110 | $ 8,473,000 | $ 77,000 | $ 41,000 |
| MERCED, CA | 107 | $ 14,822,000 | $ 138,000 | $ 77,000 |
| SPOKANE, WA | 106 | $ 10,322,000 | $ 97,000 | $ 69,000 |
| COLUMBUS, GA-AL | 105 | $ 8,861,000 | $ 84,000 | $ 47,000 |
| MICHIGAN CITY-LA PORTE, IN | 105 | $ 8,298,000 | $ 79,000 | $ 43,000 |
| WILLIAMSPORT, PA | 104 | $ 7,932,000 | $ 76,000 | $ 36,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 100 | $ 10,908,000 | $ 109,000 | $ 59,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 98 | $ 9,434,000 | $ 96,000 | $ 59,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 94 | $ 7,253,000 | $ 77,000 | $ 47,000 |
| GLENS FALLS, NY | 92 | $ 7,913,000 | $ 86,000 | $ 61,000 |
| EL PASO, TX | 91 | $ 7,853,000 | $ 86,000 | $ 55,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 91 | $ 6,447,000 | $ 70,000 | $ 36,000 |
| TALLAHASSEE, FL | 91 | $ 7,587,000 | $ 83,000 | $ 43,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 89 | $ 11,734,000 | $ 131,000 | $ 71,000 |
| ANN ARBOR, MI | 88 | $ 11,251,000 | $ 127,000 | $ 76,000 |
| FORT SMITH, AR-OK | 87 | $ 6,419,000 | $ 73,000 | $ 59,000 |
| MADISON, WI | 87 | $ 9,771,000 | $ 112,000 | $ 62,000 |
| ANDERSON, IN | 85 | $ 5,833,000 | $ 68,000 | $ 42,000 |
| ALTOONA, PA | 83 | $ 5,692,000 | $ 68,000 | $ 37,000 |
| GREEN BAY, WI | 83 | $ 6,965,000 | $ 83,000 | $ 52,000 |
| JACKSONVILLE, NC | 81 | $ 5,834,000 | $ 72,000 | $ 45,000 |
| SANTA ROSA-PETALUMA, CA | 81 | $ 19,900,000 | $ 245,000 | $ 89,000 |
| FLORENCE, SC | 80 | $ 5,978,000 | $ 74,000 | $ 38,000 |
| JOHNSTOWN, PA | 80 | $ 4,833,000 | $ 60,000 | $ 37,000 |
| MANCHESTER-NASHUA, NH | 80 | $ 11,251,000 | $ 140,000 | $ 65,000 |
| LYNCHBURG, VA | 78 | $ 7,524,000 | $ 96,000 | $ 43,000 |
| BATTLE CREEK, MI | 77 | $ 6,841,000 | $ 88,000 | $ 41,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 77 | $ 9,420,000 | $ 122,000 | $ 55,000 |
| SALISBURY, MD | 77 | $ 6,994,000 | $ 90,000 | $ 49,000 |
| SPRINGFIELD, OH | 75 | $ 5,834,000 | $ 77,000 | $ 53,000 |
| LAS CRUCES, NM | 74 | $ 5,828,000 | $ 78,000 | $ 60,000 |
| CHARLOTTESVILLE, VA | 73 | $ 8,790,000 | $ 120,000 | $ 47,000 |
| GREENVILLE, NC | 73 | $ 6,255,000 | $ 85,000 | $ 47,000 |
| DALTON, GA | 72 | $ 6,474,000 | $ 89,000 | $ 43,000 |
| GREELEY, CO | 72 | $ 9,863,000 | $ 136,000 | $ 63,000 |
| MONROE, MI | 72 | $ 7,451,000 | $ 103,000 | $ 56,000 |
| ALBANY, GA | 71 | $ 5,046,000 | $ 71,000 | $ 60,000 |
| BLOOMINGTON, IN | 71 | $ 5,945,000 | $ 83,000 | $ 46,000 |
| CHAMPAIGN-URBANA, IL | 71 | $ 5,015,000 | $ 70,000 | $ 39,000 |
| ELKHART-GOSHEN, IN | 70 | $ 5,526,000 | $ 78,000 | $ 43,000 |
| CLARKSVILLE, TN-KY | 69 | $ 5,378,000 | $ 77,000 | $ 52,000 |
| PUNTA GORDA, FL | 69 | $ 6,966,000 | $ 100,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 68 | $ 8,378,000 | $ 123,000 | $ 49,000 |
| MANSFIELD, OH | 68 | $ 5,187,000 | $ 76,000 | $ 35,000 |
| VERO BEACH, FL | 66 | $ 6,030,000 | $ 91,000 | $ 38,000 |
| BURLINGTON, NC | 65 | $ 5,809,000 | $ 89,000 | $ 65,000 |
| PINE BLUFF, AR | 65 | $ 4,894,000 | $ 75,000 | $ 40,000 |
| MORRISTOWN, TN | 64 | $ 5,448,000 | $ 85,000 | $ 40,000 |
| SALEM, OR | 64 | $ 6,351,000 | $ 99,000 | $ 53,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 64 | $ 5,805,000 | $ 90,000 | $ 51,000 |
| YUMA, AZ | 64 | $ 5,734,000 | $ 89,000 | $ 45,000 |
| ANDERSON, SC | 63 | $ 5,323,000 | $ 84,000 | $ 53,000 |
| MUNCIE, IN | 63 | $ 4,340,000 | $ 68,000 | $ 36,000 |
| ROCKY MOUNT, NC | 63 | $ 4,616,000 | $ 73,000 | $ 55,000 |
| CEDAR RAPIDS, IA | 62 | $ 4,689,000 | $ 75,000 | $ 39,000 |
| ELMIRA, NY | 62 | $ 3,939,000 | $ 63,000 | $ 34,000 |
| GAINESVILLE, FL | 62 | $ 4,611,000 | $ 74,000 | $ 45,000 |
| JOHNSON CITY, TN | 62 | $ 5,008,000 | $ 80,000 | $ 34,000 |
| GAINESVILLE, GA | 61 | $ 6,689,000 | $ 109,000 | $ 49,000 |
| JONESBORO, AR | 61 | $ 4,493,000 | $ 73,000 | $ 43,000 |
| LINCOLN, NE | 61 | $ 6,353,000 | $ 104,000 | $ 44,000 |
| JANESVILLE, WI | 60 | $ 5,372,000 | $ 89,000 | $ 46,000 |
| SPRINGFIELD, IL | 60 | $ 4,436,000 | $ 73,000 | $ 41,000 |
| LAWTON, OK | 58 | $ 4,045,000 | $ 69,000 | $ 78,000 |
| BROWNSVILLE-HARLINGEN, TX | 57 | $ 4,819,000 | $ 84,000 | $ 53,000 |
| REDDING, CA | 57 | $ 6,600,000 | $ 115,000 | $ 59,000 |
| WARNER ROBINS, GA | 57 | $ 5,384,000 | $ 94,000 | $ 59,000 |
| LAFAYETTE, IN | 56 | $ 4,393,000 | $ 78,000 | $ 42,000 |
| OCEAN CITY, NJ | 56 | $ 7,661,000 | $ 136,000 | $ 86,000 |
| WATERLOO-CEDAR FALLS, IA | 56 | $ 4,968,000 | $ 88,000 | $ 43,000 |
| WINCHESTER, VA-WV | 56 | $ 5,544,000 | $ 99,000 | $ 60,000 |
| LIMA, OH | 55 | $ 3,131,000 | $ 56,000 | $ 44,000 |
| STATE COLLEGE, PA | 55 | $ 4,473,000 | $ 81,000 | $ 67,000 |
| DULUTH, MN-WI | 54 | $ 4,581,000 | $ 84,000 | $ 58,000 |
| JACKSON, TN | 53 | $ 3,767,000 | $ 71,000 | $ 41,000 |
| KANKAKEE-BRADLEY, IL | 53 | $ 3,789,000 | $ 71,000 | $ 44,000 |
| YUBA CITY, CA | 53 | $ 5,872,000 | $ 110,000 | $ 58,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 52 | $ 4,015,000 | $ 77,000 | $ 65,000 |
| HANFORD-CORCORAN, CA | 51 | $ 5,091,000 | $ 99,000 | $ 39,000 |
| OLYMPIA, WA | 51 | $ 5,414,000 | $ 106,000 | $ 66,000 |
| PANAMA CITY-LYNN HAVEN, FL | 51 | $ 3,790,000 | $ 74,000 | $ 40,000 |
| SANDUSKY, OH | 51 | $ 4,022,000 | $ 78,000 | $ 49,000 |
| EUGENE-SPRINGFIELD, OR | 50 | $ 5,053,000 | $ 101,000 | $ 52,000 |
| PRESCOTT, AZ | 50 | $ 4,562,000 | $ 91,000 | $ 51,000 |
| ATHENS-CLARKE COUNTY, GA | 49 | $ 4,881,000 | $ 99,000 | $ 58,000 |
| HINESVILLE-FORT STEWART, GA | 49 | $ 3,672,000 | $ 74,000 | $ 72,000 |
| LEBANON, PA | 49 | $ 4,020,000 | $ 82,000 | $ 44,000 |
| PUEBLO, CO | 49 | $ 4,641,000 | $ 94,000 | $ 50,000 |
| CHICO, CA | 48 | $ 4,805,000 | $ 100,000 | $ 55,000 |
| CORPUS CHRISTI, TX | 48 | $ 4,430,000 | $ 92,000 | $ 58,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 48 | $ 8,272,000 | $ 172,000 | $ 59,000 |
| VALDOSTA, GA | 48 | $ 3,486,000 | $ 72,000 | $ 39,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 47 | $ 4,458,000 | $ 94,000 | $ 48,000 |
| BRUNSWICK, GA | 47 | $ 3,783,000 | $ 80,000 | $ 48,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 47 | $ 3,855,000 | $ 82,000 | $ 34,000 |
| HOT SPRINGS, AR | 47 | $ 3,924,000 | $ 83,000 | $ 45,000 |
| SALINAS, CA | 47 | $ 9,472,000 | $ 201,000 | $ 119,000 |
| SUMTER, SC | 47 | $ 3,551,000 | $ 75,000 | $ 37,000 |
| YAKIMA, WA | 47 | $ 4,243,000 | $ 90,000 | $ 41,000 |
| BEAUMONT-PORT ARTHUR, TX | 46 | $ 3,389,000 | $ 73,000 | $ 57,000 |
| CLEVELAND, TN | 46 | $ 4,591,000 | $ 99,000 | $ 67,000 |
| DANVILLE, VA | 46 | $ 3,400,000 | $ 73,000 | $ 40,000 |
| IDAHO FALLS, ID | 46 | $ 3,770,000 | $ 81,000 | $ 45,000 |
| KOKOMO, IN | 45 | $ 3,794,000 | $ 84,000 | $ 55,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 45 | $ 7,240,000 | $ 160,000 | $ 87,000 |
| EL CENTRO, CA | 44 | $ 4,013,000 | $ 91,000 | $ 52,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 44 | $ 3,687,000 | $ 83,000 | $ 85,000 |
| PITTSFIELD, MA | 44 | $ 4,358,000 | $ 99,000 | $ 57,000 |
| RACINE, WI | 44 | $ 4,293,000 | $ 97,000 | $ 44,000 |
| BAY CITY, MI | 43 | $ 3,334,000 | $ 77,000 | $ 45,000 |
| COEUR D'ALENE, ID | 43 | $ 4,399,000 | $ 102,000 | $ 54,000 |
| MEDFORD, OR | 42 | $ 4,615,000 | $ 109,000 | $ 52,000 |
| BLOOMINGTON-NORMAL, IL | 41 | $ 3,574,000 | $ 87,000 | $ 66,000 |
| DECATUR, IL | 41 | $ 2,930,000 | $ 71,000 | $ 44,000 |
| GOLDSBORO, NC | 41 | $ 3,767,000 | $ 91,000 | $ 47,000 |
| BOULDER, CO | 39 | $ 5,962,000 | $ 152,000 | $ 79,000 |
| DANVILLE, IL | 39 | $ 2,635,000 | $ 67,000 | $ 65,000 |
| SIOUX CITY, IA-NE-SD | 39 | $ 2,907,000 | $ 74,000 | $ 39,000 |
| ST. CLOUD, MN | 39 | $ 4,092,000 | $ 104,000 | $ 40,000 |
| FARMINGTON, NM | 37 | $ 3,363,000 | $ 90,000 | $ 52,000 |
| POCATELLO, ID | 37 | $ 2,785,000 | $ 75,000 | $ 49,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 37 | $ 7,720,000 | $ 208,000 | $ 112,000 |
| ELIZABETHTOWN, KY | 36 | $ 2,761,000 | $ 76,000 | $ 40,000 |
| SANTA FE, NM | 36 | $ 5,156,000 | $ 143,000 | $ 69,000 |
| CUMBERLAND, MD-WV | 35 | $ 2,340,000 | $ 66,000 | $ 38,000 |
| FORT COLLINS-LOVELAND, CO | 35 | $ 4,461,000 | $ 127,000 | $ 74,000 |
| OWENSBORO, KY | 35 | $ 2,471,000 | $ 70,000 | $ 41,000 |
| ROME, GA | 35 | $ 3,051,000 | $ 87,000 | $ 48,000 |
| BOWLING GREEN, KY | 34 | $ 2,965,000 | $ 87,000 | $ 68,000 |
| LAREDO, TX | 34 | $ 3,052,000 | $ 89,000 | $ 54,000 |
| WAUSAU, WI | 34 | $ 2,930,000 | $ 86,000 | $ 32,000 |
| APPLETON, WI | 33 | $ 3,573,000 | $ 108,000 | $ 72,000 |
| IOWA CITY, IA | 33 | $ 4,026,000 | $ 122,000 | $ 59,000 |
| LONGVIEW, TX | 33 | $ 2,569,000 | $ 77,000 | $ 54,000 |
| MADERA, CA | 33 | $ 4,324,000 | $ 131,000 | $ 83,000 |
| OSHKOSH-NEENAH, WI | 33 | $ 2,798,000 | $ 84,000 | $ 48,000 |
| ST. LOUIS, MO-IL | 33 | $ 3,441,000 | $ 104,000 | $ 50,000 |
| BEND, OR | 32 | $ 3,891,000 | $ 121,000 | $ 59,000 |
| DUBUQUE, IA | 32 | $ 2,630,000 | $ 82,000 | $ 37,000 |
| ITHACA, NY | 32 | $ 2,755,000 | $ 86,000 | $ 66,000 |
| ROCHESTER, MN | 32 | $ 2,746,000 | $ 85,000 | $ 52,000 |
| SANTA CRUZ-WATSONVILLE, CA | 32 | $ 7,778,000 | $ 243,000 | $ 101,000 |
| COLUMBUS, IN | 30 | $ 2,512,000 | $ 83,000 | $ 43,000 |
| EAU CLAIRE, WI | 28 | $ 2,737,000 | $ 97,000 | $ 41,000 |
| GRAND JUNCTION, CO | 28 | $ 2,663,000 | $ 95,000 | $ 55,000 |
| SHEBOYGAN, WI | 26 | $ 2,076,000 | $ 79,000 | $ 46,000 |
| BELLINGHAM, WA | 25 | $ 2,672,000 | $ 106,000 | $ 57,000 |
| FOND DU LAC, WI | 21 | $ 1,762,000 | $ 83,000 | $ 41,000 |
| LA CROSSE, WI-MN | 21 | $ 1,878,000 | $ 89,000 | $ 41,000 |
| LEWISTON, ID-WA | 20 | $ 1,894,000 | $ 94,000 | $ 40,000 |
| FLAGSTAFF, AZ | 19 | $ 1,468,000 | $ 77,000 | $ 39,000 |
| LUBBOCK, TX | 19 | $ 1,753,000 | $ 92,000 | $ 56,000 |
| MOUNT VERNON-ANACORTES, WA | 19 | $ 2,159,000 | $ 113,000 | $ 39,000 |
| WENATCHEE, WA | 19 | $ 1,663,000 | $ 87,000 | $ 41,000 |
| AMARILLO, TX | 18 | $ 1,475,000 | $ 81,000 | $ 63,000 |
| TYLER, TX | 18 | $ 1,364,000 | $ 75,000 | $ 96,000 |
| HARRISONBURG, VA | 17 | $ 1,741,000 | $ 102,000 | $ 63,000 |
| SHERMAN-DENISON, TX | 17 | $ 1,655,000 | $ 97,000 | $ 62,000 |
| AMES, IA | 16 | $ 1,497,000 | $ 93,000 | $ 56,000 |
| BANGOR, ME | 15 | $ 1,469,000 | $ 97,000 | $ 63,000 |
| LONGVIEW, WA | 15 | $ 1,512,000 | $ 100,000 | $ 47,000 |
| NAPA, CA | 14 | $ 2,124,000 | $ 151,000 | $ 84,000 |
| WICHITA, KS | 14 | $ 1,245,000 | $ 88,000 | $ 64,000 |
| KANSAS CITY, MO-KS | 13 | $ 1,295,000 | $ 99,000 | $ 61,000 |
| VICTORIA, TX | 13 | $ 1,068,000 | $ 82,000 | $ 88,000 |
| COLLEGE STATION-BRYAN, TX | 12 | $ 1,013,000 | $ 84,000 | $ 39,000 |
| ST. GEORGE, UT | 12 | $ 1,010,000 | $ 84,000 | $ 60,000 |
| WACO, TX | 12 | $ 768,000 | $ 64,000 | $ 50,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 11 | $ 559,000 | $ 50,000 | $ 29,000 |
| WICHITA FALLS, TX | 11 | $ 753,000 | $ 68,000 | $ 30,000 |
| ABILENE, TX | 10 | $ 698,000 | $ 69,000 | $ 46,000 |
| MIDLAND, TX | 10 | $ 750,000 | $ 75,000 | $ 83,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 9 | $ 981,000 | $ 109,000 | $ 78,000 |
| ODESSA, TX | 9 | $ 624,000 | $ 69,000 | $ 65,000 |
| SALT LAKE CITY, UT | 9 | $ 1,052,000 | $ 116,000 | $ 106,000 |
| SAN ANGELO, TX | 9 | $ 543,000 | $ 60,000 | $ 59,000 |
| TOPEKA, KS | 9 | $ 632,000 | $ 70,000 | $ 57,000 |
| LAS VEGAS-PARADISE, NV | 8 | $ 1,865,000 | $ 233,000 | $ 98,000 |
| LEWISTON-AUBURN, ME | 7 | $ 781,000 | $ 111,000 | $ 53,000 |
| OGDEN-CLEARFIELD, UT | 7 | $ 533,000 | $ 76,000 | $ 55,000 |
| CORVALLIS, OR | 6 | $ 666,000 | $ 111,000 | $ 65,000 |
| WHEELING, WV-OH | 6 | $ 374,000 | $ 62,000 | $ 36,000 |
| BILLINGS, MT | 5 | $ 480,000 | $ 96,000 | $ 106,000 |
| CHARLESTON, WV | 4 | $ 276,000 | $ 69,000 | $ 60,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 327,000 | $ 81,000 | $ 49,000 |
| PARKERSBURG-MARIETTA, WV-OH | 4 | $ 480,000 | $ 120,000 | $ 47,000 |
| PROVO-OREM, UT | 4 | $ 585,000 | $ 146,000 | $ 99,000 |
| COLUMBIA, MO | 3 | $ 204,000 | $ 68,000 | $ 70,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 563,000 | $ 187,000 | $ 69,000 |
| CHEYENNE, WY | 2 | $ 181,000 | $ 90,000 | $ 71,000 |
| LAWRENCE, KS | 2 | $ 210,000 | $ 105,000 | $ 183,000 |
| MORGANTOWN, WV | 2 | $ 75,000 | $ 37,000 | $ 37,000 |
| RENO-SPARKS, NV | 2 | $ 338,000 | $ 169,000 | $ 61,000 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 204,000 | $ 102,000 | $ 40,000 |
| HATTIESBURG, MS | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| ST. JOSEPH, MO-KS | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for American Business Financial in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 82,975 | $9,016,484,000 | $102,851 | $1,000,000 | $56,425 | $9,177,000 |
| Home Improvement | 10,806 | $893,103,000 | $88,340 | $850,000 | $56,931 | $3,000,000 |
| Home Purchase | 9,164 | $1,335,723,000 | $122,093 | $1,000,000 | $59,767 | $3,021,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 42,481 | $4,465,493,000 | $105,065 | $1,000,000 | $60,978 | $3,350,000 |
| Not Provided | 33,573 | $3,640,987,000 | $103,804 | $1,000,000 | $60,695 | $9,177,000 |
| Black or African American | 12,714 | $1,342,897,000 | $98,025 | $816,000 | $52,923 | $3,000,000 |
| Hispanic | 10,178 | $1,270,533,000 | $97,897 | $999,000 | $53,230 | $4,800,000 |
| Asian | 2,134 | $343,481,000 | $132,194 | $998,000 | $73,750 | $1,200,000 |
| Not applicable | 1,104 | $96,924,000 | $91,777 | $470,000 | $0 | $0 |
| American Indian or Alaskan Native | 516 | $52,939,000 | $106,378 | $952,000 | $53,189 | $733,000 |
| Native Hawaiian or Other Pacific Islander | 245 | $32,056,000 | $114,741 | $540,000 | $63,741 | $576,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 102,945 | $11,245,310,000 | $101,469 | $1,000,000 | $58,469 | $9,177,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 50,183 | $5,472,084,000 | $102,978 | $1,000,000 | $60,319 | $3,350,000 |
| Application Denied By Financial Institution | 34,249 | $3,193,340,000 | $93,863 | $1,000,000 | $50,090 | $4,800,000 |
| Loan Originated | 13,798 | $1,961,360,000 | $110,288 | $890,000 | $70,977 | $9,177,000 |
| Application Approved But Not Accepted | 2,853 | $405,714,000 | $122,146 | $743,000 | $74,707 | $1,801,000 |
| Loan Purchased By The Institution | 1,104 | $96,924,000 | $91,777 | $470,000 | $0 | $0 |
| File Closed For Incompleteness | 758 | $115,888,000 | $133,555 | $1,000,000 | $69,305 | $1,000,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16,264 | $1,394,698,000 | $88,930 | $1,000,000 | $50,674 | $4,800,000 |
| Collateral | 7,330 | $632,830,000 | $92,025 | $999,000 | $58,410 | $1,940,000 |
| Debt-To-Income Ratio | 6,204 | $700,134,000 | $109,350 | $900,000 | $41,675 | $960,000 |
| Other | 3,219 | $331,926,000 | $100,923 | $850,000 | $43,512 | $1,886,000 |
| Employment History | 574 | $54,201,000 | $87,184 | $800,000 | $43,184 | $600,000 |
| Unverifiable Information | 521 | $63,040,000 | $102,911 | $998,000 | $52,617 | $1,000,000 |
| Credit Application Incomplete | 137 | $16,511,000 | $103,481 | $650,000 | $56,703 | $339,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Business Financial's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Business Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.