Nassau-Suffolk, NY Metro Area Mortgage Lenders & HMDA Data, 2004
In 2004, lenders reported 297,639 mortgage applications in Nassau-Suffolk, NY metro area totaling $75.4 billion. The average application was for $253,174, and applicants reported an average income of $110,000. 43% of applications resulted in an originated loan and 16% were denied. The most active lender was Ameriquest Mortgage Company, with 24,183 applications, followed by Countrywide Home Loans and Washington Mutual Bank.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 297,639 |
| Total Mortgage Loan Application Amount | $75,354,621,000 |
| Average Mortgage Loan Application Amount | $253,174 |
| Highest Mortgage Loan Application Amount | $38,000,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $9,999,000 |
Top Mortgage Lenders in Nassau-Suffolk, NY Metro Area (2004)
Ranked by the number of mortgage applications each lender reported in Nassau-Suffolk, NY metro area in 2004.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Ameriquest Mortgage Company Orange, CA |
24,183 | $6,352,504,000 | $262,000 | $137,000 |
| 2 | Countrywide Home Loans Westlake Village, CA |
16,658 | $4,490,773,000 | $269,000 | $95,000 |
| 3 | Washington Mutual Bank Albion, NY |
14,739 | $4,699,256,000 | $318,000 | $113,000 |
| 4 | JPMorgan Chase Bank, NA Columbus, OH |
11,056 | $2,968,382,000 | $268,000 | $104,000 |
| 5 | Wells Fargo Bank, NA Des Moines, IA |
10,664 | $2,790,524,000 | $261,000 | $104,000 |
| 6 | Abn Amro Mtg Group Inc New York, NY |
8,479 | $2,151,647,000 | $253,000 | $99,000 |
| 7 | Argent Mortgage Company Orange, CA |
8,356 | $2,320,130,000 | $277,000 | $103,000 |
| 8 | Gmac Mortgage LLC Ft. Washington, PA |
7,470 | $1,411,469,000 | $188,000 | $113,000 |
| 9 | Option One Mortgage Corp Irvine, CA |
7,468 | $1,894,922,000 | $253,000 | $92,000 |
| 10 | Aurora Bank FSB New York, NY |
6,867 | $2,016,937,000 | $293,000 | $88,000 |
See every lender active in Nassau-Suffolk, NY metro area in 2004 »
The tables below break down 2004 mortgage applications in Nassau-Suffolk, NY metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Nassau-Suffolk, NY in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 178,520 | $43,851,364,000 | $245,000 | $38,000,000 | $102,000 | $9,999,000 |
| Home Purchase | 91,140 | $28,323,266,000 | $310,000 | $17,188,000 | $124,000 | $9,999,000 |
| Home Improvement | 27,979 | $3,179,991,000 | $113,000 | $6,740,000 | $101,000 | $7,709,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 150,486 | $38,613,949,000 | $256,000 | $7,800,000 | $130,000 | $9,999,000 |
| Not Provided | 59,499 | $14,224,964,000 | $239,000 | $12,000,000 | $123,000 | $9,813,000 |
| Hispanic | 28,032 | $6,485,278,000 | $231,000 | $4,400,000 | $84,000 | $8,784,000 |
| Not applicable | 25,579 | $7,875,620,000 | $307,000 | $38,000,000 | $70,000 | $9,999,000 |
| Black or African American | 23,622 | $5,094,563,000 | $215,000 | $2,040,000 | $87,000 | $4,873,000 |
| Asian | 7,867 | $2,445,293,000 | $310,000 | $4,300,000 | $125,000 | $2,918,000 |
| Native Hawaiian or Other Pacific Islander | 1,482 | $364,392,000 | $245,000 | $3,250,000 | $119,000 | $6,175,000 |
| American Indian or Alaskan Native | 1,072 | $250,562,000 | $233,000 | $2,800,000 | $105,000 | $1,800,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 292,244 | $74,171,097,000 | $253,000 | $38,000,000 | $115,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 5,226 | $1,156,827,000 | $221,000 | $20,554,000 | $58,000 | $624,000 |
| VA-guaranteed (Veterans Administration) | 162 | $25,918,000 | $159,000 | $329,000 | $33,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $779,000 | $111,000 | $239,000 | $86,000 | $162,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 129,367 | $33,090,940,000 | $255,000 | $38,000,000 | $121,000 | $9,999,000 |
| Application Denied By Financial Institution | 47,374 | $11,300,652,000 | $238,000 | $15,000,000 | $105,000 | $9,667,000 |
| Loan Purchased By The Institution | 42,090 | $11,613,191,000 | $275,000 | $8,500,000 | $77,000 | $7,242,000 |
| Application Withdrawn By Applicant | 38,739 | $9,237,767,000 | $238,000 | $15,000,000 | $114,000 | $9,999,000 |
| Application Approved But Not Accepted | 24,913 | $6,210,796,000 | $249,000 | $12,000,000 | $108,000 | $9,999,000 |
| File Closed For Incompleteness | 15,156 | $3,901,275,000 | $257,000 | $5,500,000 | $117,000 | $4,800,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 12,800 | $3,402,589,000 | $265,000 | $15,000,000 | $107,000 | $7,840,000 |
| Credit History | 9,794 | $1,921,034,000 | $196,000 | $4,000,000 | $109,000 | $7,709,000 |
| Credit Application Incomplete | 5,936 | $1,472,553,000 | $248,000 | $4,270,000 | $109,000 | $3,600,000 |
| Debt-To-Income Ratio | 5,932 | $1,253,071,000 | $211,000 | $3,280,000 | $78,000 | $3,600,000 |
| Collateral | 3,033 | $809,361,000 | $266,000 | $5,000,000 | $126,000 | $9,667,000 |
| Unverifiable Information | 2,267 | $699,354,000 | $308,000 | $3,400,000 | $113,000 | $3,659,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 419 | $153,292,000 | $365,000 | $4,300,000 | $127,000 | $2,220,000 |
| Employment History | 327 | $70,663,000 | $216,000 | $1,500,000 | $123,000 | $1,977,000 |
| Mortgage Insurance Denied | 22 | $7,328,000 | $333,000 | $1,925,000 | $66,000 | $451,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About