American Enterprise Bank of Fl Mortgage Lending & HMDA Data, 2008

In 2008, American Enterprise Bank of Fl of Jacksnoville, FL reported 1,027 mortgage applications totaling $269.0 million, down 1% from 2007. The average application was for $261,897, and applicants reported an average income of $109,823. 5% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Jacksonville, FL (126), New York-White Plains-Wayne, NY-NJ (71) and Los Angeles-Long Beach-Glendale, CA (38) (applications in parentheses).

Mortgage Company & Address American Enterprise Bank of Fl
10611 Deerwood Park Blvd
Jacksnoville, FL 32256
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 1,027
Total Mortgage Loan Application Amount $268,969,000
Average Mortgage Loan Application Amount $261,897
Highest Mortgage Loan Application Amount $1,446,000
Average Applicant Income $109,823
Highest Applicant Income $1,019,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Enterprise Bank of Fl filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Enterprise Bank of Fl by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baker, Florida 62 $ 8,152,000 $ 131,483 $ 71,000
Duval, Florida 43 $ 8,076,000 $ 187,813 $ 77,000
Los Angeles, California 38 $ 14,022,000 $ 369,000 $ 112,000
Clark, Nevada 29 $ 6,193,000 $ 213,551 $ 102,000
Santa Clara, California 23 $ 8,013,000 $ 348,391 $ 147,000
Broward, Florida 21 $ 3,956,000 $ 188,380 $ 87,000
Bergen, New Jersey 21 $ 6,249,000 $ 297,571 $ 140,000
San Diego, California 18 $ 6,287,000 $ 349,277 $ 148,000
King, Washington 17 $ 5,277,000 $ 310,411 $ 115,000
Orange, California 16 $ 7,180,000 $ 448,750 $ 116,000
Riverside, California 14 $ 4,278,000 $ 305,571 $ 88,000
Nassau, New York 14 $ 4,903,000 $ 350,214 $ 118,000
Miami-Dade, Florida 13 $ 3,570,000 $ 274,615 $ 126,000
Queens, New York 12 $ 5,455,000 $ 454,583 $ 165,000
Orange, Florida 11 $ 2,789,000 $ 253,545 $ 77,000
Sacramento, California 10 $ 2,675,000 $ 267,500 $ 99,000
Clay, Florida 10 $ 1,449,000 $ 144,900 $ 67,000
Norfolk, Massachusetts 10 $ 2,766,000 $ 276,600 $ 83,000
Morris, New Jersey 10 $ 3,989,000 $ 398,900 $ 179,000
Union, New Jersey 10 $ 2,961,000 $ 296,100 $ 102,000
Kings, New York 10 $ 4,024,000 $ 402,400 $ 99,000
Maricopa, Arizona 9 $ 2,127,000 $ 236,333 $ 99,000
New Haven, Connecticut 9 $ 2,301,000 $ 255,666 $ 91,000
Middlesex, Massachusetts 9 $ 2,873,000 $ 319,222 $ 110,000
Palm Beach, Florida 8 $ 1,796,000 $ 224,500 $ 123,000
St. Johns, Florida 8 $ 2,062,000 $ 257,750 $ 102,000
Monmouth, New Jersey 8 $ 3,280,000 $ 410,000 $ 161,000
Suffolk, New York 8 $ 2,364,000 $ 295,500 $ 113,000
Hillsborough, Florida 7 $ 1,351,000 $ 193,000 $ 220,000
Lee, Florida 7 $ 1,383,000 $ 197,571 $ 143,000
Cobb, Georgia 7 $ 2,066,000 $ 295,142 $ 131,000
Montgomery, Maryland 7 $ 2,025,000 $ 289,285 $ 144,000
Washoe, Nevada 7 $ 2,104,000 $ 300,571 $ 124,000
Burlington, New Jersey 7 $ 2,099,000 $ 299,857 $ 89,000
Westchester, New York 7 $ 2,665,000 $ 380,714 $ 182,000
Wake, North Carolina 7 $ 1,526,000 $ 218,000 $ 114,000
Bucks, Pennsylvania 7 $ 1,652,000 $ 236,000 $ 74,000
Montgomery, Pennsylvania 7 $ 1,751,000 $ 250,142 $ 127,000
Contra Costa, California 6 $ 2,053,000 $ 342,166 $ 130,000
Solano, California 6 $ 1,084,000 $ 180,666 $ 125,000
Brevard, Florida 6 $ 932,000 $ 155,333 $ 89,000
Gwinnett, Georgia 6 $ 2,022,000 $ 337,000 $ 61,000
Suffolk, Massachusetts 6 $ 2,020,000 $ 336,666 $ 230,000
Essex, New Jersey 6 $ 2,253,000 $ 375,500 $ 133,000
Ocean, New Jersey 6 $ 1,706,000 $ 284,333 $ 174,000
Richmond, New York 6 $ 2,286,000 $ 381,000 $ 144,000
Chester, Pennsylvania 6 $ 1,747,000 $ 291,166 $ 144,000
Snohomish, Washington 6 $ 2,049,000 $ 341,500 $ 96,000
Alameda, California 5 $ 2,215,000 $ 443,000 $ 104,000
San Bernardino, California 5 $ 1,315,000 $ 263,000 $ 57,000
Sarasota, Florida 5 $ 1,116,000 $ 223,200 $ 223,000
Seminole, Florida 5 $ 1,566,000 $ 313,200 $ 121,000
Fulton, Georgia 5 $ 1,251,000 $ 250,200 $ 78,000
Ada, Idaho 5 $ 1,011,000 $ 202,200 $ 81,000
Anne Arundel, Maryland 5 $ 1,804,000 $ 360,800 $ 90,000
Plymouth, Massachusetts 5 $ 1,494,000 $ 298,800 $ 91,000
Middlesex, New Jersey 5 $ 1,348,000 $ 269,600 $ 103,000
Bernalillo, New Mexico 5 $ 1,324,000 $ 264,800 $ 126,000
Rockland, New York 5 $ 1,556,000 $ 311,200 $ 105,000
Mecklenburg, North Carolina 5 $ 1,078,000 $ 215,600 $ 81,000
Franklin, Ohio 5 $ 843,000 $ 168,600 $ 59,000
Philadelphia, Pennsylvania 5 $ 1,044,000 $ 208,800 $ 82,000
Spokane, Washington 5 $ 1,160,000 $ 232,000 $ 79,000
Fresno, California 4 $ 756,000 $ 189,000 $ 89,000
San Francisco, California 4 $ 2,574,000 $ 643,500 $ 247,000
Sonoma, California 4 $ 1,180,000 $ 295,000 $ 81,000
Ventura, California 4 $ 1,028,000 $ 257,000 $ 79,000
Hartford, Connecticut 4 $ 1,132,000 $ 283,000 $ 132,000
Bradford, Florida 4 $ 379,000 $ 94,750 $ 54,000
Charlton, Georgia 4 $ 243,000 $ 60,750 $ 51,000
Cook, Illinois 4 $ 1,067,000 $ 266,750 $ 108,000
Baltimore, Maryland 4 $ 1,246,000 $ 311,500 $ 165,000
Essex, Massachusetts 4 $ 1,119,000 $ 279,750 $ 102,000
Camden, New Jersey 4 $ 1,135,000 $ 283,750 $ 88,000
Santa Fe, New Mexico 4 $ 1,068,000 $ 267,000 $ 157,000
Bronx, New York 4 $ 1,138,000 $ 284,500 $ 87,000
Lehigh, Pennsylvania 4 $ 1,063,000 $ 265,750 $ 165,000
Milwaukee, Wisconsin 4 $ 806,000 $ 201,500 $ 96,000
Teton, Wyoming 4 $ 1,425,000 $ 356,250 $ 73,000
Kern, California 3 $ 771,000 $ 257,000 $ 125,000
Nevada, California 3 $ 961,000 $ 320,333 $ 130,000
Santa Barbara, California 3 $ 942,000 $ 314,000 $ 64,000
Fairfield, Connecticut 3 $ 802,000 $ 267,333 $ 187,000
Nassau, Florida 3 $ 412,000 $ 137,333 $ 98,000
Polk, Florida 3 $ 667,000 $ 222,333 $ 92,000
Volusia, Florida 3 $ 696,000 $ 232,000 $ 77,000
Effingham, Georgia 3 $ 605,000 $ 201,666 $ 108,000
Forsyth, Georgia 3 $ 844,000 $ 281,333 $ 90,000
Bristol, Massachusetts 3 $ 585,000 $ 195,000 $ 62,000
Worcester, Massachusetts 3 $ 704,000 $ 234,666 $ 107,000
Gloucester, New Jersey 3 $ 833,000 $ 277,666 $ 91,000
Passaic, New Jersey 3 $ 1,404,000 $ 468,000 $ 76,000
Chautauqua, New York 3 $ 501,000 $ 167,000 $ 77,000
Monroe, New York 3 $ 580,000 $ 193,333 $ 143,000
Cuyahoga, Ohio 3 $ 496,000 $ 165,333 $ 145,000
Washington, Oregon 3 $ 786,000 $ 262,000 $ 107,000
Northampton, Pennsylvania 3 $ 1,013,000 $ 337,666 $ 104,000
Fairfax, Virginia 3 $ 1,071,000 $ 357,000 $ 179,000
Loudoun, Virginia 3 $ 1,017,000 $ 339,000 $ 130,000
Virginia Beach, Virginia 3 $ 698,000 $ 232,666 $ 55,000
Pima, Arizona 2 $ 522,000 $ 261,000 $ 71,000
San Joaquin, California 2 $ 336,000 $ 168,000 $ 89,000
Collier, Florida 2 $ 530,000 $ 265,000 $ 147,000
Columbia, Florida 2 $ 307,000 $ 153,500 $ 64,000
Escambia, Florida 2 $ 362,000 $ 181,000 $ 92,000
Indian River, Florida 2 $ 500,000 $ 250,000 $ 73,000
Manatee, Florida 2 $ 331,000 $ 165,500 $ 72,000
Martin, Florida 2 $ 304,000 $ 152,000 $ 414,000
Pasco, Florida 2 $ 293,000 $ 146,500 $ 397,000
Pinellas, Florida 2 $ 310,000 $ 155,000 $ 35,000
Union, Florida 2 $ 118,000 $ 59,000 $ 66,000
Carroll, Georgia 2 $ 767,000 $ 383,500 $ 93,000
DeKalb, Georgia 2 $ 381,000 $ 190,500 $ 93,000
Canyon, Idaho 2 $ 575,000 $ 287,500 $ 71,000
Kootenai, Idaho 2 $ 440,000 $ 220,000 $ 61,000
Lake, Illinois 2 $ 396,000 $ 198,000 $ 78,000
Baltimore City, Maryland 2 $ 624,000 $ 312,000 $ 178,000
Washington, Maryland 2 $ 580,000 $ 290,000 $ 108,000
Dakota, Minnesota 2 $ 305,000 $ 152,500 $ 16,000
Lincoln, Montana 2 $ 174,000 $ 87,000 $ 21,000
Yellowstone, Montana 2 $ 630,000 $ 315,000 $ 100,000
Carroll, New Hampshire 2 $ 626,000 $ 313,000 $ 300,000
Hudson, New Jersey 2 $ 653,000 $ 326,500 $ 68,000
Mercer, New Jersey 2 $ 518,000 $ 259,000 $ 64,000
Somerset, New Jersey 2 $ 720,000 $ 360,000 $ 93,000
Chenango, New York 2 $ 158,000 $ 79,000 $ 75,000
Columbia, New York 2 $ 615,000 $ 307,500 $ 82,000
Dutchess, New York 2 $ 688,000 $ 344,000 $ 172,000
Erie, New York 2 $ 548,000 $ 274,000 $ 103,000
Orange, New York 2 $ 428,000 $ 214,000 $ 95,000
Rensselaer, New York 2 $ 423,000 $ 211,500 $ 217,000
Guilford, North Carolina 2 $ 188,000 $ 94,000 $ 79,000
Iredell, North Carolina 2 $ 282,000 $ 141,000 $ 50,000
Union, North Carolina 2 $ 624,000 $ 312,000 $ 32,000
Cass, North Dakota 2 $ 386,000 $ 193,000 $ 30,000
Richland, Ohio 2 $ 392,000 $ 196,000 $ 90,000
Seneca, Ohio 2 $ 450,000 $ 225,000 $ 60,000
Monroe, Pennsylvania 2 $ 467,000 $ 233,500 $ 105,000
Horry, South Carolina 2 $ 398,000 $ 199,000 $ 171,000
Franklin, Washington 2 $ 300,000 $ 150,000 $ 70,000
Pierce, Washington 2 $ 480,000 $ 240,000 $ 84,000
Dane, Wisconsin 2 $ 509,000 $ 254,500 $ 76,000
Natrona, Wyoming 2 $ 358,000 $ 179,000 $ 117,000
Lauderdale, Alabama 1 $ 100,000 $ 100,000 $ 66,000
Cochise, Arizona 1 $ 567,000 $ 567,000 $ 206,000
Coconino, Arizona 1 $ 96,000 $ 96,000 $ 91,000
Pinal, Arizona 1 $ 159,000 $ 159,000 $ 90,000
Cleburne, Arkansas 1 $ 176,000 $ 176,000 $ 126,000
Washington, Arkansas 1 $ 56,000 $ 56,000 $ 51,000
El Dorado, California 1 $ 260,000 $ 260,000 $ 0
Lake, California 1 $ 294,000 $ 294,000 $ 330,000
Madera, California 1 $ 243,000 $ 243,000 $ 35,000
Marin, California 1 $ 240,000 $ 240,000 $ 25,000
Monterey, California 1 $ 156,000 $ 156,000 $ 85,000
San Luis Obispo, California 1 $ 321,000 $ 321,000 $ 60,000
San Mateo, California 1 $ 700,000 $ 700,000 $ 350,000
Stanislaus, California 1 $ 80,000 $ 80,000 $ 61,000
Yolo, California 1 $ 193,000 $ 193,000 $ 82,000
Arapahoe, Colorado 1 $ 180,000 $ 180,000 $ 0
Boulder, Colorado 1 $ 280,000 $ 280,000 $ 76,000
Custer, Colorado 1 $ 352,000 $ 352,000 $ 220,000
El Paso, Colorado 1 $ 258,000 $ 258,000 $ 104,000
La Plata, Colorado 1 $ 417,000 $ 417,000 $ 240,000
Pueblo, Colorado 1 $ 189,000 $ 189,000 $ 105,000
Middlesex, Connecticut 1 $ 245,000 $ 245,000 $ 69,000
New London, Connecticut 1 $ 376,000 $ 376,000 $ 118,000
New Castle, Delaware 1 $ 400,000 $ 400,000 $ 65,000
Alachua, Florida 1 $ 84,000 $ 84,000 $ 39,000
Bay, Florida 1 $ 116,000 $ 116,000 $ 73,000
Charlotte, Florida 1 $ 182,000 $ 182,000 $ 50,000
Citrus, Florida 1 $ 211,000 $ 211,000 $ 75,000
Dixie, Florida 1 $ 310,000 $ 310,000 $ 106,000
Lake, Florida 1 $ 325,000 $ 325,000 $ 229,000
Okaloosa, Florida 1 $ 304,000 $ 304,000 $ 102,000
Okeechobee, Florida 1 $ 223,000 $ 223,000 $ 85,000
Osceola, Florida 1 $ 145,000 $ 145,000 $ 75,000
Chatham, Georgia 1 $ 214,000 $ 214,000 $ 450,000
Cherokee, Georgia 1 $ 153,000 $ 153,000 $ 75,000
Coweta, Georgia 1 $ 319,000 $ 319,000 $ 91,000
Dougherty, Georgia 1 $ 90,000 $ 90,000 $ 42,000
Douglas, Georgia 1 $ 196,000 $ 196,000 $ 84,000
Habersham, Georgia 1 $ 104,000 $ 104,000 $ 80,000
Hancock, Georgia 1 $ 90,000 $ 90,000 $ 75,000
Henry, Georgia 1 $ 165,000 $ 165,000 $ 120,000
Walton, Georgia 1 $ 148,000 $ 148,000 $ 79,000
Wayne, Georgia 1 $ 286,000 $ 286,000 $ 260,000
White, Georgia 1 $ 185,000 $ 185,000 $ 140,000
Bonneville, Idaho 1 $ 118,000 $ 118,000 $ 66,000
Gooding, Idaho 1 $ 300,000 $ 300,000 $ 62,000
Nez Perce, Idaho 1 $ 166,000 $ 166,000 $ 90,000
DuPage, Illinois 1 $ 152,000 $ 152,000 $ 104,000
McHenry, Illinois 1 $ 206,000 $ 206,000 $ 138,000
Will, Illinois 1 $ 223,000 $ 223,000 $ 199,000
Caddo, Louisiana 1 $ 230,000 $ 230,000 $ 42,000
Charles, Maryland 1 $ 245,000 $ 245,000 $ 65,000
St. Mary's, Maryland 1 $ 155,000 $ 155,000 $ 75,000
Worcester, Maryland 1 $ 110,000 $ 110,000 $ 127,000
Barnstable, Massachusetts 1 $ 228,000 $ 228,000 $ 23,000
Nantucket, Massachusetts 1 $ 332,000 $ 332,000 $ 840,000
Washington, Minnesota 1 $ 180,000 $ 180,000 $ 142,000
Broadwater, Montana 1 $ 148,000 $ 148,000 $ 33,000
Cascade, Montana 1 $ 160,000 $ 160,000 $ 136,000
Flathead, Montana 1 $ 290,000 $ 290,000 $ 60,000
Madison, Montana 1 $ 192,000 $ 192,000 $ 53,000
Missoula, Montana 1 $ 200,000 $ 200,000 $ 125,000
Buffalo, Nebraska 1 $ 121,000 $ 121,000 $ 47,000
Humboldt, Nevada 1 $ 417,000 $ 417,000 $ 210,000
Atlantic, New Jersey 1 $ 375,000 $ 375,000 $ 137,000
Hunterdon, New Jersey 1 $ 25,000 $ 25,000 $ 81,000
Dona Ana, New Mexico 1 $ 211,000 $ 211,000 $ 86,000
Eddy, New Mexico 1 $ 128,000 $ 128,000 $ 94,000
Sandoval, New Mexico 1 $ 124,000 $ 124,000 $ 75,000
Albany, New York 1 $ 235,000 $ 235,000 $ 120,000
Cattaraugus, New York 1 $ 183,000 $ 183,000 $ 36,000
Jefferson, New York 1 $ 115,000 $ 115,000 $ 162,000
New York, New York 1 $ 350,000 $ 350,000 $ 168,000
Niagara, New York 1 $ 211,000 $ 211,000 $ 155,000
Onondaga, New York 1 $ 315,000 $ 315,000 $ 57,000
Saratoga, New York 1 $ 250,000 $ 250,000 $ 124,000
Schenectady, New York 1 $ 256,000 $ 256,000 $ 71,000
Sullivan, New York 1 $ 250,000 $ 250,000 $ 75,000
Tioga, New York 1 $ 155,000 $ 155,000 $ 55,000
Alamance, North Carolina 1 $ 300,000 $ 300,000 $ 136,000
Cabarrus, North Carolina 1 $ 160,000 $ 160,000 $ 99,000
Carteret, North Carolina 1 $ 126,000 $ 126,000 $ 44,000
Davidson, North Carolina 1 $ 122,000 $ 122,000 $ 126,000
Durham, North Carolina 1 $ 127,000 $ 127,000 $ 65,000
Henderson, North Carolina 1 $ 275,000 $ 275,000 $ 120,000
Macon, North Carolina 1 $ 230,000 $ 230,000 $ 172,000
Nash, North Carolina 1 $ 235,000 $ 235,000 $ 123,000
Onslow, North Carolina 1 $ 87,000 $ 87,000 $ 50,000
Pitt, North Carolina 1 $ 77,000 $ 77,000 $ 135,000
Transylvania, North Carolina 1 $ 153,000 $ 153,000 $ 140,000
Vance, North Carolina 1 $ 84,000 $ 84,000 $ 81,000
Warren, North Carolina 1 $ 360,000 $ 360,000 $ 137,000
Butler, Ohio 1 $ 229,000 $ 229,000 $ 50,000
Clark, Ohio 1 $ 181,000 $ 181,000 $ 94,000
Hamilton, Ohio 1 $ 180,000 $ 180,000 $ 114,000
Portage, Ohio 1 $ 105,000 $ 105,000 $ 29,000
Lane, Oregon 1 $ 267,000 $ 267,000 $ 83,000
Multnomah, Oregon 1 $ 159,000 $ 159,000 $ 70,000
Adams, Pennsylvania 1 $ 120,000 $ 120,000 $ 70,000
Berks, Pennsylvania 1 $ 300,000 $ 300,000 $ 144,000
Butler, Pennsylvania 1 $ 352,000 $ 352,000 $ 123,000
Cumberland, Pennsylvania 1 $ 183,000 $ 183,000 $ 75,000
Delaware, Pennsylvania 1 $ 174,000 $ 174,000 $ 120,000
Erie, Pennsylvania 1 $ 104,000 $ 104,000 $ 65,000
Luzerne, Pennsylvania 1 $ 118,000 $ 118,000 $ 36,000
Montour, Pennsylvania 1 $ 185,000 $ 185,000 $ 100,000
Pike, Pennsylvania 1 $ 226,000 $ 226,000 $ 71,000
Wyoming, Pennsylvania 1 $ 120,000 $ 120,000 $ 48,000
Potter, Texas 1 $ 108,000 $ 108,000 $ 48,000
Albemarle, Virginia 1 $ 137,000 $ 137,000 $ 63,000
Bedford, Virginia 1 $ 170,000 $ 170,000 $ 55,000
Carroll, Virginia 1 $ 123,000 $ 123,000 $ 169,000
Charlottesville, Virginia 1 $ 248,000 $ 248,000 $ 44,000
Chesapeake, Virginia 1 $ 408,000 $ 408,000 $ 76,000
Culpeper, Virginia 1 $ 320,000 $ 320,000 $ 32,000
Giles, Virginia 1 $ 10,000 $ 10,000 $ 107,000
Hanover, Virginia 1 $ 185,000 $ 185,000 $ 97,000
Henrico, Virginia 1 $ 244,000 $ 244,000 $ 106,000
Prince William, Virginia 1 $ 221,000 $ 221,000 $ 0
Clark, Washington 1 $ 240,000 $ 240,000 $ 143,000
Cowlitz, Washington 1 $ 400,000 $ 400,000 $ 150,000
Grays Harbor, Washington 1 $ 82,000 $ 82,000 $ 29,000
Island, Washington 1 $ 400,000 $ 400,000 $ 183,000
Skamania, Washington 1 $ 406,000 $ 406,000 $ 1,000,000
Thurston, Washington 1 $ 365,000 $ 365,000 $ 92,000
Whatcom, Washington 1 $ 240,000 $ 240,000 $ 109,000
Yakima, Washington 1 $ 238,000 $ 238,000 $ 114,000
Marinette, Wisconsin 1 $ 86,000 $ 86,000 $ 52,000
Waukesha, Wisconsin 1 $ 300,000 $ 300,000 $ 100,000
Converse, Wyoming 1 $ 217,000 $ 217,000 $ 85,000

Mortgage Loan Application Detail Totals for American Enterprise Bank of Fl in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 802 $211,199,000 $263,000 $1,120,000 $107,000 $1,019,000
Home Purchase 220 $56,201,000 $255,000 $730,000 $120,000 $800,000
Home Improvement 5 $1,569,000 $313,000 $1,446,000 $115,000 $400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 530 $128,555,000 $242,000 $1,446,000 $111,000 $1,000,000
Not Provided 288 $80,642,000 $280,000 $1,000,000 $98,000 $840,000
Asian 117 $36,569,000 $312,000 $720,000 $133,000 $720,000
Hispanic 45 $11,133,000 $247,000 $460,000 $100,000 $310,000
Black or African American 35 $8,975,000 $256,000 $638,000 $118,000 $1,019,000
American Indian or Alaskan Native 10 $2,475,000 $247,000 $400,000 $110,000 $312,000
Native Hawaiian or Other Pacific Islander 2 $620,000 $310,000 $320,000 $140,000 $180,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 941 $249,748,000 $265,000 $1,446,000 $113,000 $1,019,000
FHA-insured (Federal Housing Administration) 84 $18,703,000 $222,000 $603,000 $73,000 $257,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $200,000 $200,000 $200,000 $42,000 $42,000
VA-guaranteed (Veterans Administration) 1 $318,000 $318,000 $318,000 $100,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 612 $167,628,000 $273,000 $750,000 $118,000 $1,019,000
Application Denied By Financial Institution 358 $95,251,000 $266,000 $1,120,000 $101,000 $1,000,000
Loan Originated 54 $5,159,000 $95,000 $1,446,000 $75,000 $507,000
Application Approved But Not Accepted 3 $931,000 $310,000 $417,000 $75,000 $100,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 125 $31,320,000 $250,000 $600,000 $116,000 $1,000,000
Credit History 82 $19,737,000 $240,000 $720,000 $79,000 $260,000
Debt-To-Income Ratio 62 $19,123,000 $308,000 $1,120,000 $81,000 $300,000
Other 34 $8,966,000 $263,000 $729,000 $144,000 $480,000
Unverifiable Information 22 $7,082,000 $321,000 $1,108,000 $131,000 $412,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,319,000 $276,000 $376,000 $96,000 $237,000
Credit Application Incomplete 9 $2,796,000 $310,000 $1,000,000 $50,000 $180,000
Employment History 4 $953,000 $238,000 $398,000 $48,000 $84,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Enterprise Bank of Fl's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Enterprise Bank of Fl's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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