American Enterprise Bank of Fl Mortgage Lending & HMDA Data, 2005
In 2005, American Enterprise Bank of Fl of Jacksnoville, FL reported 529 mortgage applications totaling $117.6 million. The average application was for $222,398, and applicants reported an average income of $88,693. 10% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Jacksonville, FL (71), Edison, NJ (22) and New York-Wayne-White Plains, NY-NJ (21) (applications in parentheses).
| Mortgage Company & Address | American Enterprise Bank of Fl 10611 Deerwood Park Blvd Jacksnoville, FL 32256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 529 |
| Total Mortgage Loan Application Amount | $117,649,000 |
| Average Mortgage Loan Application Amount | $222,398 |
| Highest Mortgage Loan Application Amount | $2,710,000 |
| Average Applicant Income | $88,693 |
| Highest Applicant Income | $1,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Enterprise Bank of Fl filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for American Enterprise Bank of Fl in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 292 | $65,162,000 | $197,433 | $2,710,000 | $68,966 | $1,000,000 |
| Home Purchase | 231 | $52,347,000 | $205,782 | $1,420,000 | $97,173 | $567,000 |
| Home Improvement | 6 | $140,000 | $23,000 | $65,000 | $33,000 | $53,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 293 | $62,383,000 | $190,925 | $2,710,000 | $81,407 | $1,000,000 |
| Not Provided | 144 | $32,092,000 | $206,541 | $900,000 | $71,500 | $353,000 |
| Asian | 39 | $11,686,000 | $284,875 | $790,000 | $126,125 | $350,000 |
| Black or African American | 20 | $4,757,000 | $252,200 | $810,000 | $79,200 | $240,000 |
| Hispanic | 18 | $4,329,000 | $222,777 | $480,000 | $79,333 | $261,000 |
| Not applicable | 14 | $2,304,000 | $379,000 | $630,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $98,000 | $98,000 | $98,000 | $30,000 | $30,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 528 | $117,549,000 | $193,333 | $2,710,000 | $79,454 | $1,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $100,000 | $100,000 | $100,000 | $65,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 275 | $61,098,000 | $191,156 | $1,000,000 | $76,500 | $420,000 |
| Application Denied By Financial Institution | 155 | $35,584,000 | $194,434 | $900,000 | $75,391 | $1,000,000 |
| Loan Originated | 53 | $6,221,000 | $177,500 | $630,000 | $62,500 | $567,000 |
| File Closed For Incompleteness | 23 | $8,446,000 | $356,000 | $1,420,000 | $151,000 | $437,000 |
| Preapproval Denied by Financial Institution | 21 | $3,360,000 | $160,000 | $285,000 | $62,000 | $102,000 |
| Application Approved But Not Accepted | 2 | $2,940,000 | $1,470,000 | $2,710,000 | $182,500 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 77 | $16,128,000 | $192,263 | $900,000 | $57,894 | $185,000 |
| Collateral | 24 | $4,863,000 | $185,615 | $750,000 | $84,384 | $240,000 |
| Debt-To-Income Ratio | 19 | $5,871,000 | $308,272 | $600,000 | $92,727 | $552,000 |
| Credit Application Incomplete | 16 | $3,495,000 | $221,545 | $420,000 | $76,363 | $240,000 |
| Other | 10 | $2,895,000 | $248,125 | $880,000 | $93,625 | $298,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,931,000 | $188,857 | $810,000 | $76,571 | $240,000 |
| Employment History | 7 | $1,376,000 | $210,400 | $330,000 | $55,000 | $144,000 |
| Unverifiable Information | 5 | $1,067,000 | $199,500 | $450,000 | $284,750 | $1,000,000 |
| Mortgage Insurance Denied | 1 | $250,000 | $250,000 | $250,000 | $96,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Enterprise Bank of Fl's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Enterprise Bank of Fl's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About