American Enterprise Bank Of Fl
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
American Enterprise Bank Of Fl 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Enterprise Bank Of Fl 10611 Deerwood Park Blvd Jacksnoville, FL 32256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 529 |
| Total Mortgage Loan Application Amount | $117,649,000 |
| Average Mortgage Loan Application Amount | $197,759 |
| Highest Mortgage Loan Application Amount | $2,710,000 |
| Average Applicant Income | $80,314 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with American Enterprise Bank Of Fl. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Enterprise Bank Of Fl's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down American Enterprise Bank Of Fl's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Enterprise Bank Of Fl serves its applicants.
Each category highlights the total number of mortgage applications processed by American Enterprise Bank Of Fl, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Enterprise Bank Of Fl's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baker County Florida | 38 | $ 2,352,000 | $ 61,000 | $ 40,000 |
| Duval County Florida | 24 | $ 7,791,000 | $ 324,000 | $ 93,000 |
| Los Angeles County California | 14 | $ 5,719,000 | $ 408,000 | $ 200,000 |
| Clark County Nevada | 14 | $ 2,945,000 | $ 210,000 | $ 68,000 |
| Riverside County California | 8 | $ 1,842,000 | $ 230,000 | $ 98,000 |
| Middlesex County New Jersey | 8 | $ 2,215,000 | $ 276,000 | $ 124,000 |
| Ocean County New Jersey | 8 | $ 1,566,000 | $ 195,000 | $ 51,000 |
| Kings County New York | 8 | $ 3,908,000 | $ 488,000 | $ 123,000 |
| Nassau County New York | 8 | $ 2,589,000 | $ 323,000 | $ 87,000 |
| Suffolk County New York | 8 | $ 1,915,000 | $ 239,000 | $ 101,000 |
| Queens County New York | 7 | $ 2,910,000 | $ 415,000 | $ 138,000 |
| Mecklenburg County North Carolina | 7 | $ 1,177,000 | $ 168,000 | $ 67,000 |
| Morris County New Jersey | 6 | $ 1,490,000 | $ 248,000 | $ 66,000 |
| Orange County California | 5 | $ 2,039,000 | $ 407,000 | $ 184,000 |
| San Diego County California | 5 | $ 1,480,000 | $ 296,000 | $ 121,000 |
| St. Johns County Florida | 5 | $ 808,000 | $ 161,000 | $ 56,000 |
| Cook County Illinois | 5 | $ 1,162,000 | $ 232,000 | $ 74,000 |
| Washoe County Nevada | 5 | $ 1,014,000 | $ 202,000 | $ 103,000 |
| Atlantic County New Jersey | 5 | $ 822,000 | $ 164,000 | $ 64,000 |
| Bergen County New Jersey | 5 | $ 1,458,000 | $ 291,000 | $ 161,000 |
| Essex County New Jersey | 5 | $ 1,527,000 | $ 305,000 | $ 92,000 |
| Passaic County New Jersey | 5 | $ 1,195,000 | $ 239,000 | $ 96,000 |
| Dutchess County New York | 5 | $ 1,144,000 | $ 228,000 | $ 92,000 |
| Fairfax County Virginia | 5 | $ 1,257,000 | $ 251,000 | $ 128,000 |
| Contra Costa County California | 4 | $ 1,745,000 | $ 436,000 | $ 119,000 |
| Worcester County Massachusetts | 4 | $ 739,000 | $ 184,000 | $ 83,000 |
| Burlington County New Jersey | 4 | $ 707,000 | $ 176,000 | $ 90,000 |
| Hudson County New Jersey | 4 | $ 1,035,000 | $ 258,000 | $ 113,000 |
| Mercer County New Jersey | 4 | $ 1,140,000 | $ 285,000 | $ 184,000 |
| Monmouth County New Jersey | 4 | $ 926,000 | $ 231,000 | $ 189,000 |
| Monroe County New York | 4 | $ 638,000 | $ 159,000 | $ 117,000 |
| Onondaga County New York | 4 | $ 404,000 | $ 101,000 | $ 69,000 |
| Cuyahoga County Ohio | 4 | $ 106,000 | $ 26,000 | $ 158,000 |
| Maricopa County Arizona | 3 | $ 867,000 | $ 289,000 | $ 107,000 |
| Ventura County California | 3 | $ 1,213,000 | $ 404,000 | $ 108,000 |
| DuPage County Illinois | 3 | $ 592,000 | $ 197,000 | $ 28,000 |
| Prince George's County Maryland | 3 | $ 1,079,000 | $ 359,000 | $ 61,000 |
| Hampden County Massachusetts | 3 | $ 655,000 | $ 218,000 | $ 62,000 |
| Camden County New Jersey | 3 | $ 640,000 | $ 213,000 | $ 105,000 |
| Gloucester County New Jersey | 3 | $ 309,000 | $ 103,000 | $ 72,000 |
| Orange County New York | 3 | $ 725,000 | $ 241,000 | $ 105,000 |
| Richmond County New York | 3 | $ 509,000 | $ 169,000 | $ 113,000 |
| Brunswick County North Carolina | 3 | $ 1,275,000 | $ 425,000 | $ 216,000 |
| Durham County North Carolina | 3 | $ 676,000 | $ 225,000 | $ 71,000 |
| Wake County North Carolina | 3 | $ 437,000 | $ 145,000 | $ 66,000 |
| Philadelphia County Pennsylvania | 3 | $ 718,000 | $ 239,000 | $ 63,000 |
| Tipton County Tennessee | 3 | $ 253,000 | $ 84,000 | $ 64,000 |
| Weber County Utah | 3 | $ 476,000 | $ 158,000 | $ 120,000 |
| King County Washington | 3 | $ 753,000 | $ 251,000 | $ 77,000 |
| Fresno County California | 2 | $ 648,000 | $ 324,000 | $ 86,000 |
| Kern County California | 2 | $ 292,000 | $ 146,000 | $ 60,000 |
| Lake County California | 2 | $ 225,000 | $ 112,000 | $ 100,000 |
| Sacramento County California | 2 | $ 620,000 | $ 310,000 | $ 81,000 |
| Santa Barbara County California | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Santa Clara County California | 2 | $ 708,000 | $ 354,000 | $ 169,000 |
| Tulare County California | 2 | $ 297,000 | $ 148,000 | $ 55,000 |
| Bradford County Florida | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Charlotte County Florida | 2 | $ 355,000 | $ 177,000 | $ 165,000 |
| Clay County Florida | 2 | $ 364,000 | $ 182,000 | $ 36,000 |
| Nassau County Florida | 2 | $ 48,000 | $ 24,000 | $ 105,000 |
| Putnam County Florida | 2 | $ 746,000 | $ 373,000 | $ 225,000 |
| Bulloch County Georgia | 2 | $ 278,000 | $ 139,000 | $ 73,000 |
| Charlton County Georgia | 2 | $ 688,000 | $ 344,000 | $ 29,000 |
| Cobb County Georgia | 2 | $ 352,000 | $ 176,000 | $ 52,000 |
| Peoria County Illinois | 2 | $ 302,000 | $ 151,000 | $ 72,000 |
| Montgomery County Maryland | 2 | $ 608,000 | $ 304,000 | $ 81,000 |
| Bristol County Massachusetts | 2 | $ 342,000 | $ 171,000 | $ 49,000 |
| Middlesex County Massachusetts | 2 | $ 440,000 | $ 220,000 | $ 101,000 |
| Plymouth County Massachusetts | 2 | $ 440,000 | $ 220,000 | $ 44,000 |
| Cape May County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 56,000 |
| Somerset County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 225,000 |
| Madison County New York | 2 | $ 414,000 | $ 207,000 | $ 65,000 |
| Otsego County New York | 2 | $ 235,000 | $ 117,000 | $ 75,000 |
| Westchester County New York | 2 | $ 950,000 | $ 475,000 | $ 240,000 |
| Cabarrus County North Carolina | 2 | $ 226,000 | $ 113,000 | $ 45,000 |
| Cleveland County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 71,000 |
| Guilford County North Carolina | 2 | $ 556,000 | $ 278,000 | $ 95,000 |
| Lee County North Carolina | 2 | $ 222,000 | $ 111,000 | $ 34,000 |
| Montgomery County North Carolina | 2 | $ 226,000 | $ 113,000 | $ 65,000 |
| Robeson County North Carolina | 2 | $ 151,000 | $ 75,000 | $ 19,000 |
| Multnomah County Oregon | 2 | $ 562,000 | $ 281,000 | $ 264,000 |
| Berks County Pennsylvania | 2 | $ 124,000 | $ 62,000 | $ 85,000 |
| Chester County Pennsylvania | 2 | $ 612,000 | $ 306,000 | $ 114,000 |
| Monroe County Pennsylvania | 2 | $ 192,000 | $ 96,000 | $ 61,000 |
| Tooele County Utah | 2 | $ 302,000 | $ 151,000 | $ 53,000 |
| Chesterfield County Virginia | 2 | $ 512,000 | $ 256,000 | $ 66,000 |
| Snohomish County Washington | 2 | $ 275,000 | $ 137,000 | $ 56,000 |
| Madison County Alabama | 1 | $ 288,000 | $ 288,000 | $ 152,000 |
| Pinal County Arizona | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Santa Cruz County Arizona | 1 | $ 100,000 | $ 100,000 | $ 19,000 |
| Yavapai County Arizona | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Craighead County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Sebastian County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| San Francisco County California | 1 | $ 360,000 | $ 360,000 | $ 104,000 |
| San Mateo County California | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Sonoma County California | 1 | $ 276,000 | $ 276,000 | $ 160,000 |
| Yuba County California | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Adams County Colorado | 1 | $ 228,000 | $ 228,000 | $ 166,000 |
| El Paso County Colorado | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Jefferson County Colorado | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Sussex County Delaware | 1 | $ 112,000 | $ 112,000 | $ 22,000 |
| District of Columbia County District Of Columbia | 1 | $ 258,000 | $ 258,000 | $ 80,000 |
| Brevard County Florida | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Broward County Florida | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Citrus County Florida | 1 | $ 203,000 | $ 203,000 | $ 79,000 |
| Flagler County Florida | 1 | $ 93,000 | $ 93,000 | $ 567,000 |
| Hillsborough County Florida | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Lee County Florida | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Manatee County Florida | 1 | $ 127,000 | $ 127,000 | $ 102,000 |
| Martin County Florida | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Miami-Dade County Florida | 1 | $ 287,000 | $ 287,000 | $ 99,000 |
| Orange County Florida | 1 | $ 178,000 | $ 178,000 | $ 95,000 |
| Palm Beach County Florida | 1 | $ 240,000 | $ 240,000 | $ 51,000 |
| Walton County Florida | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| DeKalb County Georgia | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Forsyth County Georgia | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Gwinnett County Georgia | 1 | $ 127,000 | $ 127,000 | $ 71,000 |
| Laurens County Georgia | 1 | $ 52,000 | $ 52,000 | $ 77,000 |
| Lake County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Will County Illinois | 1 | $ 181,000 | $ 181,000 | $ 62,000 |
| Johnson County Kansas | 1 | $ 202,000 | $ 202,000 | $ 48,000 |
| Baltimore City County Maryland | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Barnstable County Massachusetts | 1 | $ 420,000 | $ 420,000 | $ 130,000 |
| Norfolk County Massachusetts | 1 | $ 810,000 | $ 810,000 | $ 240,000 |
| Crawford County Michigan | 1 | $ 72,000 | $ 72,000 | $ 80,000 |
| Kalkaska County Michigan | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Newaygo County Michigan | 1 | $ 106,000 | $ 106,000 | $ 85,000 |
| Oakland County Michigan | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Oscoda County Michigan | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Ottawa County Michigan | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| St. Clair County Michigan | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Hinds County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Cass County Missouri | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Howell County Missouri | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Lake County Montana | 1 | $ 128,000 | $ 128,000 | $ 173,000 |
| Carson City County Nevada | 1 | $ 104,000 | $ 104,000 | $ 24,000 |
| Douglas County Nevada | 1 | $ 449,000 | $ 449,000 | $ 60,000 |
| Lyon County Nevada | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Belknap County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Grafton County New Hampshire | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Merrimack County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Cumberland County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Hunterdon County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Salem County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Warren County New Jersey | 1 | $ 396,000 | $ 396,000 | $ 59,000 |
| Albany County New York | 1 | $ 160,000 | $ 160,000 | $ 29,000 |
| Cayuga County New York | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Fulton County New York | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Livingston County New York | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| New York County New York | 1 | $ 750,000 | $ 750,000 | $ 240,000 |
| Schenectady County New York | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Seneca County New York | 1 | $ 151,000 | $ 151,000 | $ 31,000 |
| Tompkins County New York | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Ulster County New York | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Alamance County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Buncombe County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Carteret County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Clay County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| Cumberland County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Forsyth County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Iredell County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Johnston County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| New Hanover County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 108,000 |
| Pamlico County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 25,000 |
| Pasquotank County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 75,000 |
| Pender County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 80,000 |
| Pitt County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Richmond County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Fairfield County Ohio | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| Jackson County Oregon | 1 | $ 174,000 | $ 174,000 | $ 13,000 |
| Bucks County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Butler County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 13,000 |
| Delaware County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 81,000 |
| Franklin County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 120,000 |
| Indiana County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Lancaster County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 64,000 |
| Mifflin County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 26,000 |
| Montgomery County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 188,000 |
| Susquehanna County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 55,000 |
| Charleston County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Knox County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 41,000 |
| Rutherford County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 104,000 |
| Albemarle County Virginia | 1 | $ 93,000 | $ 93,000 | $ 30,000 |
| Fauquier County Virginia | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Frederick County Virginia | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Henrico County Virginia | 1 | $ 344,000 | $ 344,000 | $ 86,000 |
| Loudoun County Virginia | 1 | $ 500,000 | $ 500,000 | $ 109,000 |
| Norfolk County Virginia | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Prince William County Virginia | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Stafford County Virginia | 1 | $ 388,000 | $ 388,000 | $ 112,000 |
| Suffolk County Virginia | 1 | $ 252,000 | $ 252,000 | $ 57,000 |
| York County Virginia | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Kitsap County Washington | 1 | $ 270,000 | $ 270,000 | $ 94,000 |
| Pierce County Washington | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Thurston County Washington | 1 | $ 240,000 | $ 240,000 | $ 63,000 |
| Whatcom County Washington | 1 | $ 258,000 | $ 258,000 | $ 49,000 |
| Berkeley County West Virginia | 1 | $ 313,000 | $ 313,000 | $ 77,000 |
| Milwaukee County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for American Enterprise Bank Of Fl in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 292 | $65,162,000 | $197,433 | $2,710,000 | $68,966 | $1,000,000 |
| Home Purchase | 231 | $52,347,000 | $205,782 | $1,420,000 | $97,173 | $567,000 |
| Home Improvement | 6 | $140,000 | $23,000 | $65,000 | $33,000 | $53,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 293 | $62,383,000 | $190,925 | $2,710,000 | $81,407 | $1,000,000 |
| Not Provided | 144 | $32,092,000 | $206,541 | $900,000 | $71,500 | $353,000 |
| Asian | 39 | $11,686,000 | $284,875 | $790,000 | $126,125 | $350,000 |
| Black or African American | 20 | $4,757,000 | $252,200 | $810,000 | $79,200 | $240,000 |
| Hispanic | 18 | $4,329,000 | $222,777 | $480,000 | $79,333 | $261,000 |
| Not applicable | 14 | $2,304,000 | $379,000 | $630,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $98,000 | $98,000 | $98,000 | $30,000 | $30,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 528 | $117,549,000 | $193,333 | $2,710,000 | $79,454 | $1,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $100,000 | $100,000 | $100,000 | $65,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 275 | $61,098,000 | $191,156 | $1,000,000 | $76,500 | $420,000 |
| Application Denied By Financial Institution | 155 | $35,584,000 | $194,434 | $900,000 | $75,391 | $1,000,000 |
| Loan Originated | 53 | $6,221,000 | $177,500 | $630,000 | $62,500 | $567,000 |
| File Closed For Incompleteness | 23 | $8,446,000 | $356,000 | $1,420,000 | $151,000 | $437,000 |
| Preapproval Denied by Financial Institution | 21 | $3,360,000 | $160,000 | $285,000 | $62,000 | $102,000 |
| Application Approved But Not Accepted | 2 | $2,940,000 | $1,470,000 | $2,710,000 | $182,500 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 77 | $16,128,000 | $192,263 | $900,000 | $57,894 | $185,000 |
| Collateral | 24 | $4,863,000 | $185,615 | $750,000 | $84,384 | $240,000 |
| Debt-To-Income Ratio | 19 | $5,871,000 | $308,272 | $600,000 | $92,727 | $552,000 |
| Credit Application Incomplete | 16 | $3,495,000 | $221,545 | $420,000 | $76,363 | $240,000 |
| Other | 10 | $2,895,000 | $248,125 | $880,000 | $93,625 | $298,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,931,000 | $188,857 | $810,000 | $76,571 | $240,000 |
| Employment History | 7 | $1,376,000 | $210,400 | $330,000 | $55,000 | $144,000 |
| Unverifiable Information | 5 | $1,067,000 | $199,500 | $450,000 | $284,750 | $1,000,000 |
| Mortgage Insurance Denied | 1 | $250,000 | $250,000 | $250,000 | $96,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Enterprise Bank Of Fl's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Enterprise Bank Of Fl's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.