American Express Bank, Fsb
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for American Express Bank, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | American Express Bank, Fsb 4315 South 2700 West Salt Lake City, UT 84184 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 6,410 |
| Total Mortgage Loan Application Amount | $1,025,176,000 |
| Average Mortgage Loan Application Amount | $139,414 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $98,677 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Liberty County Texas | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Matagorda County Texas | 1 | $ 359,000 | $ 359,000 | $ 1,466,000 |
| Maverick County Texas | 1 | $ 44,000 | $ 44,000 | $ 51,000 |
| Medina County Texas | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Nueces County Texas | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Randall County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| San Patricio County Texas | 1 | $ 176,000 | $ 176,000 | $ 119,000 |
| Uvalde County Texas | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Walker County Texas | 1 | $ 273,000 | $ 273,000 | $ 241,000 |
| Ward County Texas | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Washington County Texas | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Webb County Texas | 1 | $ 159,000 | $ 159,000 | $ 128,000 |
| Wilson County Texas | 1 | $ 168,000 | $ 168,000 | $ 64,000 |
| Box Elder County Utah | 1 | $ 209,000 | $ 209,000 | $ 200,000 |
| Grand County Utah | 1 | $ 148,000 | $ 148,000 | $ 78,000 |
| Iron County Utah | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| San Juan County Utah | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Caledonia County Vermont | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Chittenden County Vermont | 1 | $ 169,000 | $ 169,000 | $ 66,000 |
| Orange County Vermont | 1 | $ 334,000 | $ 334,000 | $ 589,000 |
| Rutland County Vermont | 1 | $ 216,000 | $ 216,000 | $ 267,000 |
| Washington County Vermont | 1 | $ 156,000 | $ 156,000 | $ 79,000 |
| Accomack County Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Bedford County Virginia | 1 | $ 40,000 | $ 40,000 | $ 12,000 |
| Campbell County Virginia | 1 | $ 89,000 | $ 89,000 | $ 72,000 |
| Clarke County Virginia | 1 | $ 169,000 | $ 169,000 | $ 143,000 |
| Fairfax City County Virginia | 1 | $ 159,000 | $ 159,000 | $ 47,000 |
| Falls Church County Virginia | 1 | $ 411,000 | $ 411,000 | $ 125,000 |
| Fluvanna County Virginia | 1 | $ 20,000 | $ 20,000 | $ 77,000 |
| Franklin County Virginia | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Frederick County Virginia | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Giles County Virginia | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Goochland County Virginia | 1 | $ 475,000 | $ 475,000 | $ 138,000 |
| Hopewell County Virginia | 1 | $ 113,000 | $ 113,000 | $ 170,000 |
| James City County Virginia | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Lee County Virginia | 1 | $ 57,000 | $ 57,000 | $ 35,000 |
| Louisa County Virginia | 1 | $ 120,000 | $ 120,000 | $ 118,000 |
| Mecklenburg County Virginia | 1 | $ 357,000 | $ 357,000 | $ 114,000 |
| Middlesex County Virginia | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| New Kent County Virginia | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Orange County Virginia | 1 | $ 198,000 | $ 198,000 | $ 55,000 |
| Prince George County Virginia | 1 | $ 237,000 | $ 237,000 | $ 66,000 |
| Rockingham County Virginia | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Salem County Virginia | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Shenandoah County Virginia | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Southampton County Virginia | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Tazewell County Virginia | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Waynesboro County Virginia | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Clallam County Washington | 1 | $ 23,000 | $ 23,000 | $ 70,000 |
| Franklin County Washington | 1 | $ 87,000 | $ 87,000 | $ 104,000 |
| Grant County Washington | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Island County Washington | 1 | $ 240,000 | $ 240,000 | $ 86,000 |
| Klickitat County Washington | 1 | $ 161,000 | $ 161,000 | $ 25,000 |
| Okanogan County Washington | 1 | $ 57,000 | $ 57,000 | $ 120,000 |
| Skagit County Washington | 1 | $ 63,000 | $ 63,000 | $ 81,000 |
| Cabell County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 24,000 |
| Hardy County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Jefferson County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 80,000 |
| Kanawha County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Monongalia County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Nicholas County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Ohio County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Pocahontas County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 99,000 |
| Putnam County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 118,000 |
| Raleigh County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 300,000 |
| Randolph County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Summers County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Brown County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Door County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 129,000 |
| Menominee County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 98,000 |
| Portage County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Price County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 182,000 |
| Richland County Wisconsin | 1 | $ 46,000 | $ 46,000 | $ 94,000 |
| Vilas County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 46,000 |
| Washington County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Waupaca County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 76,000 |
| Winnebago County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| Campbell County Wyoming | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Crook County Wyoming | 1 | $ 204,000 | $ 204,000 | $ 47,000 |
| Lincoln County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Park County Wyoming | 1 | $ 14,000 | $ 14,000 | $ 69,000 |
| Uinta County Wyoming | 1 | $ 13,000 | $ 13,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American Express Bank, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,809 | $662,015,000 | $146,653 | $1,227,000 | $89,423 | $3,000,000 |
| Home Improvement | 1,404 | $95,196,000 | $62,620 | $597,000 | $91,080 | $900,000 |
| Home Purchase | 1,197 | $267,965,000 | $208,680 | $1,600,000 | $115,900 | $1,696,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,980 | $654,434,000 | $147,750 | $1,600,000 | $95,519 | $3,000,000 |
| Not Provided | 1,093 | $157,503,000 | $119,857 | $770,000 | $94,346 | $811,000 |
| Black or African American | 553 | $81,341,000 | $140,179 | $1,000,000 | $88,282 | $556,000 |
| Hispanic | 443 | $69,675,000 | $136,081 | $1,100,000 | $97,675 | $1,100,000 |
| Asian | 269 | $49,869,000 | $145,378 | $1,227,000 | $108,648 | $495,000 |
| American Indian or Alaskan Native | 45 | $7,926,000 | $158,960 | $601,000 | $104,120 | $827,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $4,428,000 | $182,750 | $564,000 | $88,833 | $156,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,410 | $1,025,176,000 | $139,307 | $1,600,000 | $94,346 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,314 | $652,710,000 | $133,673 | $1,200,000 | $96,980 | $1,466,000 |
| Application Denied By Financial Institution | 1,381 | $237,605,000 | $147,600 | $1,227,000 | $81,340 | $1,332,000 |
| Application Withdrawn By Applicant | 406 | $77,338,000 | $159,108 | $1,600,000 | $108,826 | $3,000,000 |
| Application Approved But Not Accepted | 168 | $33,048,000 | $186,666 | $650,000 | $107,051 | $1,008,000 |
| File Closed For Incompleteness | 72 | $14,868,000 | $172,285 | $770,000 | $81,250 | $725,000 |
| Loan Purchased By The Institution | 69 | $9,607,000 | $136,166 | $328,000 | $40,666 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 458 | $81,199,000 | $147,777 | $878,000 | $57,022 | $367,000 |
| Credit History | 423 | $45,145,000 | $97,940 | $1,227,000 | $76,760 | $712,000 |
| Collateral | 295 | $61,765,000 | $195,354 | $1,000,000 | $102,375 | $1,332,000 |
| Credit Application Incomplete | 76 | $20,513,000 | $224,960 | $700,000 | $107,920 | $450,000 |
| Other | 61 | $13,670,000 | $221,428 | $572,000 | $102,619 | $318,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $10,673,000 | $239,956 | $599,000 | $82,782 | $433,000 |
| Unverifiable Information | 15 | $2,377,000 | $160,428 | $411,000 | $89,071 | $150,000 |
| Employment History | 10 | $2,103,000 | $208,375 | $460,000 | $86,000 | $300,000 |
| Mortgage Insurance Denied | 1 | $160,000 | $160,000 | $160,000 | $49,000 | $49,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.