American Express Bank, FSB Mortgage Lending & HMDA Data, 2005
In 2005, American Express Bank, FSB of Salt Lake City, UT reported 6,410 mortgage applications totaling $1.0 billion. The average application was for $159,933, and applicants reported an average income of $98,751. 67% of its applications resulted in an originated loan and 22% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (291), Phoenix-Mesa-Scottsdale, AZ (236) and Atlanta-Sandy Springs-Marietta, GA (210) (applications in parentheses).
| Mortgage Company & Address | American Express Bank, FSB 4315 South 2700 West Salt Lake City, UT 84184 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 6,410 |
| Total Mortgage Loan Application Amount | $1,025,176,000 |
| Average Mortgage Loan Application Amount | $159,933 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $98,751 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Express Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 229 | $ 39,373,000 | $ 171,934 | $ 91,000 |
| Cook, Illinois | 150 | $ 24,453,000 | $ 163,020 | $ 82,000 |
| Miami-Dade, Florida | 105 | $ 19,255,000 | $ 183,380 | $ 101,000 |
| Broward, Florida | 100 | $ 17,111,000 | $ 171,110 | $ 88,000 |
| Clark, Nevada | 89 | $ 15,947,000 | $ 179,179 | $ 93,000 |
| Queens, New York | 81 | $ 13,972,000 | $ 172,493 | $ 87,000 |
| Suffolk, New York | 78 | $ 13,181,000 | $ 168,987 | $ 109,000 |
| Nassau, New York | 71 | $ 14,150,000 | $ 199,295 | $ 129,000 |
| Los Angeles, California | 70 | $ 16,683,000 | $ 238,328 | $ 114,000 |
| Palm Beach, Florida | 63 | $ 14,190,000 | $ 225,238 | $ 101,000 |
| Orange, Florida | 61 | $ 10,634,000 | $ 174,327 | $ 86,000 |
| Fairfax, Virginia | 55 | $ 12,440,000 | $ 226,181 | $ 141,000 |
| Middlesex, New Jersey | 54 | $ 10,259,000 | $ 189,981 | $ 115,000 |
| Fairfield, Connecticut | 51 | $ 12,422,000 | $ 243,568 | $ 157,000 |
| Westchester, New York | 51 | $ 10,368,000 | $ 203,294 | $ 105,000 |
| Kings, New York | 49 | $ 8,654,000 | $ 176,612 | $ 99,000 |
| Hennepin, Minnesota | 48 | $ 7,453,000 | $ 155,270 | $ 129,000 |
| Bergen, New Jersey | 48 | $ 11,634,000 | $ 242,375 | $ 105,000 |
| Prince George's, Maryland | 44 | $ 9,061,000 | $ 205,931 | $ 109,000 |
| Montgomery, Maryland | 43 | $ 10,189,000 | $ 236,953 | $ 117,000 |
| King, Washington | 43 | $ 6,738,000 | $ 156,697 | $ 87,000 |
| Fulton, Georgia | 41 | $ 4,898,000 | $ 119,463 | $ 105,000 |
| Essex, New Jersey | 40 | $ 7,796,000 | $ 194,900 | $ 113,000 |
| Monmouth, New Jersey | 40 | $ 9,427,000 | $ 235,675 | $ 117,000 |
| Riverside, California | 39 | $ 8,281,000 | $ 212,333 | $ 99,000 |
| Montgomery, Pennsylvania | 39 | $ 7,559,000 | $ 193,820 | $ 104,000 |
| Philadelphia, Pennsylvania | 39 | $ 5,481,000 | $ 140,538 | $ 105,000 |
| Hillsborough, Florida | 38 | $ 7,236,000 | $ 190,421 | $ 103,000 |
| Pinellas, Florida | 38 | $ 5,863,000 | $ 154,289 | $ 108,000 |
| Morris, New Jersey | 35 | $ 9,484,000 | $ 270,971 | $ 139,000 |
| Ocean, New Jersey | 35 | $ 6,921,000 | $ 197,742 | $ 121,000 |
| New York, New York | 35 | $ 11,155,000 | $ 318,714 | $ 168,000 |
| Harris, Texas | 35 | $ 5,820,000 | $ 166,285 | $ 126,000 |
| Cobb, Georgia | 34 | $ 4,780,000 | $ 140,588 | $ 97,000 |
| DeKalb, Georgia | 34 | $ 3,526,000 | $ 103,705 | $ 71,000 |
| Honolulu, Hawaii | 34 | $ 6,228,000 | $ 183,176 | $ 116,000 |
| Salt Lake, Utah | 34 | $ 4,672,000 | $ 137,411 | $ 111,000 |
| Hudson, New Jersey | 33 | $ 8,805,000 | $ 266,818 | $ 110,000 |
| Pima, Arizona | 31 | $ 5,517,000 | $ 177,967 | $ 104,000 |
| Orange, New York | 31 | $ 5,230,000 | $ 168,709 | $ 114,000 |
| District of Columbia, District Of Columbia | 30 | $ 6,861,000 | $ 228,700 | $ 106,000 |
| Bucks, Pennsylvania | 30 | $ 5,524,000 | $ 184,133 | $ 125,000 |
| Shelby, Tennessee | 30 | $ 2,502,000 | $ 83,400 | $ 104,000 |
| New Castle, Delaware | 29 | $ 4,354,000 | $ 150,137 | $ 85,000 |
| Wayne, Michigan | 29 | $ 3,421,000 | $ 117,965 | $ 87,000 |
| Richmond, New York | 29 | $ 4,076,000 | $ 140,551 | $ 99,000 |
| Delaware, Pennsylvania | 29 | $ 3,214,000 | $ 110,827 | $ 85,000 |
| Hartford, Connecticut | 28 | $ 3,778,000 | $ 134,928 | $ 90,000 |
| Middlesex, Massachusetts | 28 | $ 6,834,000 | $ 244,071 | $ 124,000 |
| Collier, Florida | 26 | $ 6,223,000 | $ 239,346 | $ 116,000 |
| Essex, Massachusetts | 26 | $ 5,055,000 | $ 194,423 | $ 81,000 |
| Mecklenburg, North Carolina | 26 | $ 4,239,000 | $ 163,038 | $ 90,000 |
| Virginia Beach, Virginia | 26 | $ 4,361,000 | $ 167,730 | $ 87,000 |
| Brevard, Florida | 25 | $ 4,143,000 | $ 165,720 | $ 80,000 |
| New Haven, Connecticut | 24 | $ 4,411,000 | $ 183,791 | $ 80,000 |
| Bronx, New York | 24 | $ 2,969,000 | $ 123,708 | $ 72,000 |
| Wake, North Carolina | 24 | $ 3,367,000 | $ 140,291 | $ 76,000 |
| Baltimore, Maryland | 23 | $ 4,166,000 | $ 181,130 | $ 116,000 |
| Somerset, New Jersey | 23 | $ 4,525,000 | $ 196,739 | $ 97,000 |
| Bernalillo, New Mexico | 23 | $ 2,676,000 | $ 116,347 | $ 72,000 |
| Prince William, Virginia | 23 | $ 4,540,000 | $ 197,391 | $ 99,000 |
| San Bernardino, California | 22 | $ 4,911,000 | $ 223,227 | $ 102,000 |
| Duval, Florida | 22 | $ 2,176,000 | $ 98,909 | $ 58,000 |
| Lee, Florida | 22 | $ 4,165,000 | $ 189,318 | $ 84,000 |
| Worcester, Massachusetts | 22 | $ 2,956,000 | $ 134,363 | $ 80,000 |
| St. Louis, Missouri | 22 | $ 3,172,000 | $ 144,181 | $ 122,000 |
| Jefferson, Colorado | 21 | $ 3,086,000 | $ 146,952 | $ 102,000 |
| Orange, California | 20 | $ 6,066,000 | $ 303,300 | $ 136,000 |
| Gwinnett, Georgia | 20 | $ 1,601,000 | $ 80,050 | $ 75,000 |
| Ada, Idaho | 20 | $ 2,052,000 | $ 102,600 | $ 78,000 |
| Norfolk, Massachusetts | 20 | $ 5,413,000 | $ 270,650 | $ 202,000 |
| Oakland, Michigan | 20 | $ 4,482,000 | $ 224,100 | $ 115,000 |
| Atlantic, New Jersey | 20 | $ 3,744,000 | $ 187,200 | $ 87,000 |
| Camden, New Jersey | 20 | $ 2,824,000 | $ 141,200 | $ 105,000 |
| Franklin, Ohio | 20 | $ 2,029,000 | $ 101,450 | $ 105,000 |
| Polk, Florida | 19 | $ 3,014,000 | $ 158,631 | $ 85,000 |
| Passaic, New Jersey | 19 | $ 3,385,000 | $ 178,157 | $ 120,000 |
| Allegheny, Pennsylvania | 19 | $ 1,082,000 | $ 56,947 | $ 79,000 |
| Davidson, Tennessee | 19 | $ 2,480,000 | $ 130,526 | $ 85,000 |
| Loudoun, Virginia | 19 | $ 5,151,000 | $ 271,105 | $ 106,000 |
| Jefferson, Alabama | 18 | $ 1,515,000 | $ 84,166 | $ 58,000 |
| Sacramento, California | 18 | $ 4,148,000 | $ 230,444 | $ 100,000 |
| San Diego, California | 18 | $ 3,607,000 | $ 200,388 | $ 74,000 |
| Union, New Jersey | 18 | $ 2,993,000 | $ 166,277 | $ 88,000 |
| Ulster, New York | 18 | $ 2,921,000 | $ 162,277 | $ 98,000 |
| Guilford, North Carolina | 18 | $ 2,677,000 | $ 148,722 | $ 143,000 |
| Multnomah, Oregon | 18 | $ 2,704,000 | $ 150,222 | $ 85,000 |
| Chester, Pennsylvania | 18 | $ 2,717,000 | $ 150,944 | $ 117,000 |
| Anne Arundel, Maryland | 17 | $ 4,219,000 | $ 248,176 | $ 95,000 |
| Dutchess, New York | 17 | $ 4,135,000 | $ 243,235 | $ 98,000 |
| Pasco, Florida | 16 | $ 1,926,000 | $ 120,375 | $ 76,000 |
| Sarasota, Florida | 16 | $ 3,776,000 | $ 236,000 | $ 133,000 |
| Seminole, Florida | 16 | $ 2,567,000 | $ 160,437 | $ 120,000 |
| St. Lucie, Florida | 16 | $ 3,203,000 | $ 200,187 | $ 113,000 |
| Washington, Oregon | 16 | $ 2,307,000 | $ 144,187 | $ 83,000 |
| Dallas, Texas | 16 | $ 1,993,000 | $ 124,562 | $ 105,000 |
| Volusia, Florida | 15 | $ 2,923,000 | $ 194,866 | $ 103,000 |
| DuPage, Illinois | 15 | $ 2,774,000 | $ 184,933 | $ 85,000 |
| Hillsborough, New Hampshire | 15 | $ 1,958,000 | $ 130,533 | $ 110,000 |
| Burlington, New Jersey | 15 | $ 1,645,000 | $ 109,666 | $ 101,000 |
| Sussex, New Jersey | 15 | $ 3,243,000 | $ 216,200 | $ 115,000 |
| Litchfield, Connecticut | 14 | $ 2,297,000 | $ 164,071 | $ 98,000 |
| Marion, Indiana | 14 | $ 1,635,000 | $ 116,785 | $ 88,000 |
| Howard, Maryland | 14 | $ 2,550,000 | $ 182,142 | $ 115,000 |
| Erie, New York | 14 | $ 1,216,000 | $ 86,857 | $ 88,000 |
| Clackamas, Oregon | 14 | $ 2,105,000 | $ 150,357 | $ 81,000 |
| Travis, Texas | 14 | $ 2,655,000 | $ 189,642 | $ 90,000 |
| Chesterfield, Virginia | 14 | $ 2,767,000 | $ 197,642 | $ 94,000 |
| Pierce, Washington | 14 | $ 1,719,000 | $ 122,785 | $ 81,000 |
| Snohomish, Washington | 14 | $ 1,603,000 | $ 114,500 | $ 78,000 |
| Lake, Florida | 13 | $ 2,325,000 | $ 178,846 | $ 72,000 |
| Lake, Illinois | 13 | $ 2,107,000 | $ 162,076 | $ 146,000 |
| Plymouth, Massachusetts | 13 | $ 2,357,000 | $ 181,307 | $ 99,000 |
| Washington, Minnesota | 13 | $ 2,215,000 | $ 170,384 | $ 157,000 |
| Washoe, Nevada | 13 | $ 2,766,000 | $ 212,769 | $ 104,000 |
| Monroe, Pennsylvania | 13 | $ 1,547,000 | $ 119,000 | $ 92,000 |
| Hamilton, Tennessee | 13 | $ 1,560,000 | $ 120,000 | $ 77,000 |
| El Paso, Colorado | 12 | $ 1,838,000 | $ 153,166 | $ 110,000 |
| Osceola, Florida | 12 | $ 1,590,000 | $ 132,500 | $ 84,000 |
| Henry, Georgia | 12 | $ 1,606,000 | $ 133,833 | $ 71,000 |
| Hawaii, Hawaii | 12 | $ 3,328,000 | $ 277,333 | $ 136,000 |
| Kane, Illinois | 12 | $ 912,000 | $ 76,000 | $ 66,000 |
| Will, Illinois | 12 | $ 1,606,000 | $ 133,833 | $ 98,000 |
| Anoka, Minnesota | 12 | $ 2,182,000 | $ 181,833 | $ 78,000 |
| Mercer, New Jersey | 12 | $ 2,049,000 | $ 170,750 | $ 80,000 |
| Montgomery, Ohio | 12 | $ 1,530,000 | $ 127,500 | $ 74,000 |
| Oklahoma, Oklahoma | 12 | $ 649,000 | $ 54,083 | $ 64,000 |
| Tulsa, Oklahoma | 12 | $ 2,055,000 | $ 171,250 | $ 161,000 |
| York, Pennsylvania | 12 | $ 1,098,000 | $ 91,500 | $ 61,000 |
| Tarrant, Texas | 12 | $ 1,074,000 | $ 89,500 | $ 104,000 |
| Anchorage, Alaska | 11 | $ 1,624,000 | $ 147,636 | $ 95,000 |
| Pulaski, Arkansas | 11 | $ 717,000 | $ 65,181 | $ 74,000 |
| Cherokee, Georgia | 11 | $ 1,725,000 | $ 156,818 | $ 141,000 |
| Douglas, Georgia | 11 | $ 1,412,000 | $ 128,363 | $ 102,000 |
| Baltimore City, Maryland | 11 | $ 899,000 | $ 81,727 | $ 70,000 |
| Charles, Maryland | 11 | $ 2,152,000 | $ 195,636 | $ 99,000 |
| Suffolk, Massachusetts | 11 | $ 2,888,000 | $ 262,545 | $ 136,000 |
| Dakota, Minnesota | 11 | $ 1,045,000 | $ 95,000 | $ 74,000 |
| Clay, Missouri | 11 | $ 1,411,000 | $ 128,272 | $ 94,000 |
| Jackson, Missouri | 11 | $ 979,000 | $ 89,000 | $ 67,000 |
| Putnam, New York | 11 | $ 2,124,000 | $ 193,090 | $ 98,000 |
| Rockland, New York | 11 | $ 2,083,000 | $ 189,363 | $ 115,000 |
| Forsyth, North Carolina | 11 | $ 1,633,000 | $ 148,454 | $ 73,000 |
| Summit, Ohio | 11 | $ 1,512,000 | $ 137,454 | $ 93,000 |
| Charleston, South Carolina | 11 | $ 2,056,000 | $ 186,909 | $ 103,000 |
| Horry, South Carolina | 11 | $ 1,556,000 | $ 141,454 | $ 76,000 |
| Clark, Washington | 11 | $ 2,002,000 | $ 182,000 | $ 151,000 |
| Lake, Indiana | 10 | $ 893,000 | $ 89,300 | $ 77,000 |
| St. Joseph, Indiana | 10 | $ 835,000 | $ 83,500 | $ 52,000 |
| Johnson, Kansas | 10 | $ 712,000 | $ 71,200 | $ 85,000 |
| Fayette, Kentucky | 10 | $ 640,000 | $ 64,000 | $ 273,000 |
| Cumberland, Maine | 10 | $ 1,509,000 | $ 150,900 | $ 76,000 |
| Frederick, Maryland | 10 | $ 3,289,000 | $ 328,900 | $ 127,000 |
| Hampden, Massachusetts | 10 | $ 763,000 | $ 76,300 | $ 63,000 |
| Spokane, Washington | 10 | $ 980,000 | $ 98,000 | $ 70,000 |
| Thurston, Washington | 10 | $ 1,314,000 | $ 131,400 | $ 126,000 |
| Arapahoe, Colorado | 9 | $ 525,000 | $ 58,333 | $ 88,000 |
| Boulder, Colorado | 9 | $ 2,414,000 | $ 268,222 | $ 140,000 |
| Douglas, Colorado | 9 | $ 1,730,000 | $ 192,222 | $ 120,000 |
| Alachua, Florida | 9 | $ 1,068,000 | $ 118,666 | $ 83,000 |
| Manatee, Florida | 9 | $ 1,402,000 | $ 155,777 | $ 98,000 |
| Martin, Florida | 9 | $ 1,745,000 | $ 193,888 | $ 103,000 |
| Maui, Hawaii | 9 | $ 1,544,000 | $ 171,555 | $ 140,000 |
| Jefferson, Kentucky | 9 | $ 910,000 | $ 101,111 | $ 86,000 |
| East Baton Rouge, Louisiana | 9 | $ 1,491,000 | $ 165,666 | $ 79,000 |
| Macomb, Michigan | 9 | $ 650,000 | $ 72,222 | $ 73,000 |
| Ramsey, Minnesota | 9 | $ 1,139,000 | $ 126,555 | $ 64,000 |
| Rockingham, New Hampshire | 9 | $ 1,582,000 | $ 175,777 | $ 134,000 |
| Monroe, New York | 9 | $ 474,000 | $ 52,666 | $ 73,000 |
| Bexar, Texas | 9 | $ 1,949,000 | $ 216,555 | $ 178,000 |
| Hidalgo, Texas | 9 | $ 662,000 | $ 73,555 | $ 80,000 |
| Davis, Utah | 9 | $ 435,000 | $ 48,333 | $ 89,000 |
| Arlington, Virginia | 9 | $ 2,792,000 | $ 310,222 | $ 84,000 |
| Newport News, Virginia | 9 | $ 1,205,000 | $ 133,888 | $ 70,000 |
| Milwaukee, Wisconsin | 9 | $ 592,000 | $ 65,777 | $ 48,000 |
| Tuscaloosa, Alabama | 8 | $ 991,000 | $ 123,875 | $ 118,000 |
| San Mateo, California | 8 | $ 1,456,000 | $ 182,000 | $ 95,000 |
| Kent, Delaware | 8 | $ 1,151,000 | $ 143,875 | $ 74,000 |
| Sussex, Delaware | 8 | $ 1,578,000 | $ 197,250 | $ 115,000 |
| Paulding, Georgia | 8 | $ 713,000 | $ 89,125 | $ 104,000 |
| McHenry, Illinois | 8 | $ 1,780,000 | $ 222,500 | $ 125,000 |
| Bristol, Massachusetts | 8 | $ 949,000 | $ 118,625 | $ 72,000 |
| Kent, Michigan | 8 | $ 1,306,000 | $ 163,250 | $ 83,000 |
| Washtenaw, Michigan | 8 | $ 1,047,000 | $ 130,875 | $ 94,000 |
| St. Charles, Missouri | 8 | $ 1,251,000 | $ 156,375 | $ 89,000 |
| Grafton, New Hampshire | 8 | $ 1,050,000 | $ 131,250 | $ 72,000 |
| Gloucester, New Jersey | 8 | $ 1,199,000 | $ 149,875 | $ 118,000 |
| Santa Fe, New Mexico | 8 | $ 1,734,000 | $ 216,750 | $ 86,000 |
| Onondaga, New York | 8 | $ 680,000 | $ 85,000 | $ 75,000 |
| Sullivan, New York | 8 | $ 994,000 | $ 124,250 | $ 109,000 |
| Durham, North Carolina | 8 | $ 1,434,000 | $ 179,250 | $ 86,000 |
| Hamilton, Ohio | 8 | $ 1,112,000 | $ 139,000 | $ 89,000 |
| Lucas, Ohio | 8 | $ 773,000 | $ 96,625 | $ 94,000 |
| Kent, Rhode Island | 8 | $ 1,067,000 | $ 133,375 | $ 121,000 |
| Beaufort, South Carolina | 8 | $ 2,224,000 | $ 278,000 | $ 114,000 |
| Greenville, South Carolina | 8 | $ 922,000 | $ 115,250 | $ 108,000 |
| Richland, South Carolina | 8 | $ 1,423,000 | $ 177,875 | $ 95,000 |
| Henrico, Virginia | 8 | $ 2,065,000 | $ 258,125 | $ 188,000 |
| Dane, Wisconsin | 8 | $ 1,244,000 | $ 155,500 | $ 63,000 |
| Madison, Alabama | 7 | $ 1,162,000 | $ 166,000 | $ 98,000 |
| Shelby, Alabama | 7 | $ 911,000 | $ 130,142 | $ 77,000 |
| Pinal, Arizona | 7 | $ 1,381,000 | $ 197,285 | $ 124,000 |
| Yavapai, Arizona | 7 | $ 1,495,000 | $ 213,571 | $ 76,000 |
| Santa Clara, California | 7 | $ 1,372,000 | $ 196,000 | $ 83,000 |
| Charlotte, Florida | 7 | $ 1,334,000 | $ 190,571 | $ 124,000 |
| Escambia, Florida | 7 | $ 554,000 | $ 79,142 | $ 75,000 |
| Lafayette, Louisiana | 7 | $ 1,013,000 | $ 144,714 | $ 81,000 |
| Orleans, Louisiana | 7 | $ 1,082,000 | $ 154,571 | $ 262,000 |
| Barnstable, Massachusetts | 7 | $ 1,472,000 | $ 210,285 | $ 95,000 |
| Olmsted, Minnesota | 7 | $ 978,000 | $ 139,714 | $ 109,000 |
| Douglas, Nebraska | 7 | $ 849,000 | $ 121,285 | $ 65,000 |
| Sandoval, New Mexico | 7 | $ 346,000 | $ 49,428 | $ 83,000 |
| Buncombe, North Carolina | 7 | $ 1,043,000 | $ 149,000 | $ 77,000 |
| Union, North Carolina | 7 | $ 1,017,000 | $ 145,285 | $ 93,000 |
| Cumberland, Pennsylvania | 7 | $ 804,000 | $ 114,857 | $ 244,000 |
| Lexington, South Carolina | 7 | $ 1,046,000 | $ 149,428 | $ 51,000 |
| Williamson, Tennessee | 7 | $ 1,229,000 | $ 175,571 | $ 96,000 |
| Collin, Texas | 7 | $ 1,076,000 | $ 153,714 | $ 106,000 |
| El Paso, Texas | 7 | $ 1,084,000 | $ 154,857 | $ 70,000 |
| Baldwin, Alabama | 6 | $ 715,000 | $ 119,166 | $ 41,000 |
| Alameda, California | 6 | $ 1,411,000 | $ 235,166 | $ 99,000 |
| Contra Costa, California | 6 | $ 1,781,000 | $ 296,833 | $ 123,000 |
| San Joaquin, California | 6 | $ 1,281,000 | $ 213,500 | $ 92,000 |
| Adams, Colorado | 6 | $ 805,000 | $ 134,166 | $ 84,000 |
| Denver, Colorado | 6 | $ 950,000 | $ 158,333 | $ 78,000 |
| Middlesex, Connecticut | 6 | $ 964,000 | $ 160,666 | $ 81,000 |
| New London, Connecticut | 6 | $ 1,126,000 | $ 187,666 | $ 83,000 |
| Bay, Florida | 6 | $ 523,000 | $ 87,166 | $ 132,000 |
| Hernando, Florida | 6 | $ 944,000 | $ 157,333 | $ 56,000 |
| Indian River, Florida | 6 | $ 1,491,000 | $ 248,500 | $ 159,000 |
| St. Johns, Florida | 6 | $ 1,497,000 | $ 249,500 | $ 79,000 |
| Chatham, Georgia | 6 | $ 1,225,000 | $ 204,166 | $ 178,000 |
| Clayton, Georgia | 6 | $ 528,000 | $ 88,000 | $ 60,000 |
| Porter, Indiana | 6 | $ 731,000 | $ 121,833 | $ 78,000 |
| St. Tammany, Louisiana | 6 | $ 534,000 | $ 89,000 | $ 65,000 |
| Kennebec, Maine | 6 | $ 475,000 | $ 79,166 | $ 85,000 |
| Harford, Maryland | 6 | $ 1,106,000 | $ 184,333 | $ 93,000 |
| Lancaster, Nebraska | 6 | $ 222,000 | $ 37,000 | $ 65,000 |
| Belknap, New Hampshire | 6 | $ 891,000 | $ 148,500 | $ 134,000 |
| Dona Ana, New Mexico | 6 | $ 812,000 | $ 135,333 | $ 83,000 |
| Albany, New York | 6 | $ 486,000 | $ 81,000 | $ 61,000 |
| New Hanover, North Carolina | 6 | $ 678,000 | $ 113,000 | $ 75,000 |
| Lorain, Ohio | 6 | $ 808,000 | $ 134,666 | $ 138,000 |
| Deschutes, Oregon | 6 | $ 815,000 | $ 135,833 | $ 62,000 |
| Dauphin, Pennsylvania | 6 | $ 591,000 | $ 98,500 | $ 48,000 |
| Lancaster, Pennsylvania | 6 | $ 679,000 | $ 113,166 | $ 95,000 |
| Providence, Rhode Island | 6 | $ 897,000 | $ 149,500 | $ 147,000 |
| Fort Bend, Texas | 6 | $ 1,047,000 | $ 174,500 | $ 134,000 |
| Windham, Vermont | 6 | $ 1,457,000 | $ 242,833 | $ 116,000 |
| Alexandria, Virginia | 6 | $ 1,625,000 | $ 270,833 | $ 127,000 |
| Chesapeake, Virginia | 6 | $ 1,107,000 | $ 184,500 | $ 64,000 |
| Spotsylvania, Virginia | 6 | $ 1,255,000 | $ 209,166 | $ 93,000 |
| Kern, California | 5 | $ 700,000 | $ 140,000 | $ 64,000 |
| Eagle, Colorado | 5 | $ 537,000 | $ 107,400 | $ 105,000 |
| Tolland, Connecticut | 5 | $ 674,000 | $ 134,800 | $ 68,000 |
| Citrus, Florida | 5 | $ 494,000 | $ 98,800 | $ 49,000 |
| Clay, Florida | 5 | $ 819,000 | $ 163,800 | $ 77,000 |
| Leon, Florida | 5 | $ 777,000 | $ 155,400 | $ 113,000 |
| Bibb, Georgia | 5 | $ 486,000 | $ 97,200 | $ 118,000 |
| Forsyth, Georgia | 5 | $ 1,049,000 | $ 209,800 | $ 137,000 |
| Kootenai, Idaho | 5 | $ 440,000 | $ 88,000 | $ 70,000 |
| Allen, Indiana | 5 | $ 217,000 | $ 43,400 | $ 70,000 |
| Hamilton, Indiana | 5 | $ 471,000 | $ 94,200 | $ 135,000 |
| Jefferson, Louisiana | 5 | $ 381,000 | $ 76,200 | $ 96,000 |
| Worcester, Maryland | 5 | $ 1,062,000 | $ 212,400 | $ 109,000 |
| Hampshire, Massachusetts | 5 | $ 870,000 | $ 174,000 | $ 136,000 |
| Kalamazoo, Michigan | 5 | $ 278,000 | $ 55,600 | $ 45,000 |
| Chisago, Minnesota | 5 | $ 636,000 | $ 127,200 | $ 76,000 |
| DeSoto, Mississippi | 5 | $ 894,000 | $ 178,800 | $ 115,000 |
| St. Louis City, Missouri | 5 | $ 652,000 | $ 130,400 | $ 103,000 |
| Flathead, Montana | 5 | $ 966,000 | $ 193,200 | $ 83,000 |
| Saratoga, New York | 5 | $ 521,000 | $ 104,200 | $ 90,000 |
| Warren, Ohio | 5 | $ 405,000 | $ 81,000 | $ 88,000 |
| Erie, Pennsylvania | 5 | $ 275,000 | $ 55,000 | $ 60,000 |
| Northampton, Pennsylvania | 5 | $ 685,000 | $ 137,000 | $ 74,000 |
| Westmoreland, Pennsylvania | 5 | $ 729,000 | $ 145,800 | $ 149,000 |
| Brazoria, Texas | 5 | $ 578,000 | $ 115,600 | $ 84,000 |
| Williamson, Texas | 5 | $ 596,000 | $ 119,200 | $ 205,000 |
| Utah, Utah | 5 | $ 317,000 | $ 63,400 | $ 72,000 |
| Hampton, Virginia | 5 | $ 832,000 | $ 166,400 | $ 106,000 |
| Norfolk, Virginia | 5 | $ 649,000 | $ 129,800 | $ 57,000 |
| Richmond City, Virginia | 5 | $ 490,000 | $ 98,000 | $ 59,000 |
| Suffolk, Virginia | 5 | $ 779,000 | $ 155,800 | $ 90,000 |
| Kitsap, Washington | 5 | $ 434,000 | $ 86,800 | $ 64,000 |
| Mason, Washington | 5 | $ 809,000 | $ 161,800 | $ 75,000 |
| Waukesha, Wisconsin | 5 | $ 1,385,000 | $ 277,000 | $ 129,000 |
| Mobile, Alabama | 4 | $ 450,000 | $ 112,500 | $ 63,000 |
| Coconino, Arizona | 4 | $ 820,000 | $ 205,000 | $ 122,000 |
| Mohave, Arizona | 4 | $ 590,000 | $ 147,500 | $ 104,000 |
| Washington, Arkansas | 4 | $ 328,000 | $ 82,000 | $ 91,000 |
| El Dorado, California | 4 | $ 1,092,000 | $ 273,000 | $ 101,000 |
| Fresno, California | 4 | $ 595,000 | $ 148,750 | $ 72,000 |
| Placer, California | 4 | $ 1,151,000 | $ 287,750 | $ 76,000 |
| Sonoma, California | 4 | $ 452,000 | $ 113,000 | $ 136,000 |
| Stanislaus, California | 4 | $ 768,000 | $ 192,000 | $ 62,000 |
| Tulare, California | 4 | $ 465,000 | $ 116,250 | $ 58,000 |
| Weld, Colorado | 4 | $ 418,000 | $ 104,500 | $ 85,000 |
| Marion, Florida | 4 | $ 1,366,000 | $ 341,500 | $ 811,000 |
| Santa Rosa, Florida | 4 | $ 519,000 | $ 129,750 | $ 89,000 |
| Columbia, Georgia | 4 | $ 489,000 | $ 122,250 | $ 99,000 |
| Fayette, Georgia | 4 | $ 370,000 | $ 92,500 | $ 102,000 |
| Glynn, Georgia | 4 | $ 499,000 | $ 124,750 | $ 252,000 |
| Meriwether, Georgia | 4 | $ 574,000 | $ 143,500 | $ 59,000 |
| Thomas, Georgia | 4 | $ 473,000 | $ 118,250 | $ 154,000 |
| Kauai, Hawaii | 4 | $ 844,000 | $ 211,000 | $ 176,000 |
| Canyon, Idaho | 4 | $ 538,000 | $ 134,500 | $ 96,000 |
| Winnebago, Illinois | 4 | $ 232,000 | $ 58,000 | $ 82,000 |
| Black Hawk, Iowa | 4 | $ 165,000 | $ 41,250 | $ 62,000 |
| Polk, Iowa | 4 | $ 414,000 | $ 103,500 | $ 67,000 |
| Sedgwick, Kansas | 4 | $ 295,000 | $ 73,750 | $ 106,000 |
| Kenton, Kentucky | 4 | $ 290,000 | $ 72,500 | $ 209,000 |
| Calvert, Maryland | 4 | $ 670,000 | $ 167,500 | $ 101,000 |
| Carroll, Maryland | 4 | $ 948,000 | $ 237,000 | $ 88,000 |
| Queen Anne's, Maryland | 4 | $ 1,274,000 | $ 318,500 | $ 115,000 |
| Carver, Minnesota | 4 | $ 973,000 | $ 243,250 | $ 311,000 |
| Harrison, Mississippi | 4 | $ 371,000 | $ 92,750 | $ 156,000 |
| Gallatin, Montana | 4 | $ 615,000 | $ 153,750 | $ 70,000 |
| Merrimack, New Hampshire | 4 | $ 634,000 | $ 158,500 | $ 154,000 |
| Warren, New Jersey | 4 | $ 807,000 | $ 201,750 | $ 93,000 |
| Otero, New Mexico | 4 | $ 617,000 | $ 154,250 | $ 100,000 |
| Niagara, New York | 4 | $ 246,000 | $ 61,500 | $ 83,000 |
| Alamance, North Carolina | 4 | $ 411,000 | $ 102,750 | $ 63,000 |
| Iredell, North Carolina | 4 | $ 680,000 | $ 170,000 | $ 179,000 |
| Onslow, North Carolina | 4 | $ 490,000 | $ 122,500 | $ 118,000 |
| Butler, Ohio | 4 | $ 451,000 | $ 112,750 | $ 89,000 |
| Cuyahoga, Ohio | 4 | $ 786,000 | $ 196,500 | $ 127,000 |
| Trumbull, Ohio | 4 | $ 342,000 | $ 85,500 | $ 76,000 |
| Cleveland, Oklahoma | 4 | $ 209,000 | $ 52,250 | $ 123,000 |
| Marion, Oregon | 4 | $ 330,000 | $ 82,500 | $ 156,000 |
| Polk, Oregon | 4 | $ 496,000 | $ 124,000 | $ 73,000 |
| Lackawanna, Pennsylvania | 4 | $ 515,000 | $ 128,750 | $ 64,000 |
| Pike, Pennsylvania | 4 | $ 387,000 | $ 96,750 | $ 96,000 |
| Dorchester, South Carolina | 4 | $ 314,000 | $ 78,500 | $ 158,000 |
| Wilson, Tennessee | 4 | $ 400,000 | $ 100,000 | $ 53,000 |
| Hays, Texas | 4 | $ 461,000 | $ 115,250 | $ 97,000 |
| Lubbock, Texas | 4 | $ 382,000 | $ 95,500 | $ 95,000 |
| Summit, Utah | 4 | $ 909,000 | $ 227,250 | $ 114,000 |
| Washington, Utah | 4 | $ 459,000 | $ 114,750 | $ 59,000 |
| Windsor, Vermont | 4 | $ 652,000 | $ 163,000 | $ 82,000 |
| Roanoke, Virginia | 4 | $ 456,000 | $ 114,000 | $ 79,000 |
| Stafford, Virginia | 4 | $ 850,000 | $ 212,500 | $ 84,000 |
| Kenosha, Wisconsin | 4 | $ 554,000 | $ 138,500 | $ 121,000 |
| Calhoun, Alabama | 3 | $ 133,000 | $ 44,333 | $ 40,000 |
| Walker, Alabama | 3 | $ 273,000 | $ 91,000 | $ 66,000 |
| Cochise, Arizona | 3 | $ 383,000 | $ 127,666 | $ 67,000 |
| Saline, Arkansas | 3 | $ 211,000 | $ 70,333 | $ 73,000 |
| Napa, California | 3 | $ 587,000 | $ 195,666 | $ 85,000 |
| Santa Barbara, California | 3 | $ 842,000 | $ 280,666 | $ 116,000 |
| Ventura, California | 3 | $ 831,000 | $ 277,000 | $ 110,000 |
| Montrose, Colorado | 3 | $ 250,000 | $ 83,333 | $ 50,000 |
| Windham, Connecticut | 3 | $ 499,000 | $ 166,333 | $ 107,000 |
| Flagler, Florida | 3 | $ 317,000 | $ 105,666 | $ 105,000 |
| Highlands, Florida | 3 | $ 670,000 | $ 223,333 | $ 79,000 |
| Monroe, Florida | 3 | $ 746,000 | $ 248,666 | $ 81,000 |
| Nassau, Florida | 3 | $ 618,000 | $ 206,000 | $ 80,000 |
| Okaloosa, Florida | 3 | $ 675,000 | $ 225,000 | $ 70,000 |
| Barrow, Georgia | 3 | $ 638,000 | $ 212,666 | $ 100,000 |
| Bartow, Georgia | 3 | $ 272,000 | $ 90,666 | $ 166,000 |
| Carroll, Georgia | 3 | $ 586,000 | $ 195,333 | $ 133,000 |
| Clay, Georgia | 3 | $ 350,000 | $ 116,666 | $ 86,000 |
| Houston, Georgia | 3 | $ 125,000 | $ 41,666 | $ 57,000 |
| Grundy, Illinois | 3 | $ 323,000 | $ 107,666 | $ 45,000 |
| Peoria, Illinois | 3 | $ 99,000 | $ 33,000 | $ 58,000 |
| Rock Island, Illinois | 3 | $ 297,000 | $ 99,000 | $ 76,000 |
| St. Clair, Illinois | 3 | $ 328,000 | $ 109,333 | $ 83,000 |
| Elkhart, Indiana | 3 | $ 233,000 | $ 77,666 | $ 52,000 |
| Johnson, Indiana | 3 | $ 354,000 | $ 118,000 | $ 100,000 |
| LaPorte, Indiana | 3 | $ 314,000 | $ 104,666 | $ 75,000 |
| Monroe, Indiana | 3 | $ 273,000 | $ 91,000 | $ 247,000 |
| Shawnee, Kansas | 3 | $ 390,000 | $ 130,000 | $ 73,000 |
| Caddo, Louisiana | 3 | $ 252,000 | $ 84,000 | $ 51,000 |
| Livingston, Louisiana | 3 | $ 284,000 | $ 94,666 | $ 62,000 |
| Ouachita, Louisiana | 3 | $ 204,000 | $ 68,000 | $ 65,000 |
| St. John the Baptist, Louisiana | 3 | $ 252,000 | $ 84,000 | $ 37,000 |
| St. Martin, Louisiana | 3 | $ 207,000 | $ 69,000 | $ 41,000 |
| Hancock, Maine | 3 | $ 490,000 | $ 163,333 | $ 44,000 |
| York, Maine | 3 | $ 559,000 | $ 186,333 | $ 70,000 |
| Talbot, Maryland | 3 | $ 470,000 | $ 156,666 | $ 71,000 |
| Grand Traverse, Michigan | 3 | $ 473,000 | $ 157,666 | $ 114,000 |
| Jackson, Michigan | 3 | $ 121,000 | $ 40,333 | $ 86,000 |
| Lenawee, Michigan | 3 | $ 494,000 | $ 164,666 | $ 74,000 |
| Livingston, Michigan | 3 | $ 736,000 | $ 245,333 | $ 91,000 |
| Monroe, Michigan | 3 | $ 469,000 | $ 156,333 | $ 62,000 |
| Ottawa, Michigan | 3 | $ 371,000 | $ 123,666 | $ 118,000 |
| Isanti, Minnesota | 3 | $ 376,000 | $ 125,333 | $ 77,000 |
| Hinds, Mississippi | 3 | $ 305,000 | $ 101,666 | $ 43,000 |
| Boone, Missouri | 3 | $ 335,000 | $ 111,666 | $ 92,000 |
| Greene, Missouri | 3 | $ 209,000 | $ 69,666 | $ 109,000 |
| Cascade, Montana | 3 | $ 124,000 | $ 41,333 | $ 74,000 |
| Lyon, Nevada | 3 | $ 225,000 | $ 75,000 | $ 90,000 |
| Hunterdon, New Jersey | 3 | $ 354,000 | $ 118,000 | $ 84,000 |
| Broome, New York | 3 | $ 185,000 | $ 61,666 | $ 67,000 |
| Columbia, New York | 3 | $ 219,000 | $ 73,000 | $ 479,000 |
| Oswego, New York | 3 | $ 399,000 | $ 133,000 | $ 81,000 |
| Rensselaer, New York | 3 | $ 279,000 | $ 93,000 | $ 149,000 |
| Wayne, New York | 3 | $ 209,000 | $ 69,666 | $ 46,000 |
| Cumberland, North Carolina | 3 | $ 127,000 | $ 42,333 | $ 98,000 |
| Henderson, North Carolina | 3 | $ 260,000 | $ 86,666 | $ 35,000 |
| Transylvania, North Carolina | 3 | $ 249,000 | $ 83,000 | $ 82,000 |
| Erie, Ohio | 3 | $ 342,000 | $ 114,000 | $ 86,000 |
| Licking, Ohio | 3 | $ 282,000 | $ 94,000 | $ 111,000 |
| Medina, Ohio | 3 | $ 328,000 | $ 109,333 | $ 59,000 |
| Stark, Ohio | 3 | $ 196,000 | $ 65,333 | $ 68,000 |
| Wood, Ohio | 3 | $ 366,000 | $ 122,000 | $ 114,000 |
| Creek, Oklahoma | 3 | $ 305,000 | $ 101,666 | $ 123,000 |
| Logan, Oklahoma | 3 | $ 372,000 | $ 124,000 | $ 104,000 |
| Rogers, Oklahoma | 3 | $ 229,000 | $ 76,333 | $ 94,000 |
| Benton, Oregon | 3 | $ 158,000 | $ 52,666 | $ 72,000 |
| Lane, Oregon | 3 | $ 147,000 | $ 49,000 | $ 244,000 |
| Beaver, Pennsylvania | 3 | $ 246,000 | $ 82,000 | $ 75,000 |
| Susquehanna, Pennsylvania | 3 | $ 258,000 | $ 86,000 | $ 89,000 |
| Newport, Rhode Island | 3 | $ 826,000 | $ 275,333 | $ 117,000 |
| Washington, Rhode Island | 3 | $ 735,000 | $ 245,000 | $ 61,000 |
| Anderson, South Carolina | 3 | $ 200,000 | $ 66,666 | $ 101,000 |
| Pickens, South Carolina | 3 | $ 504,000 | $ 168,000 | $ 48,000 |
| Spartanburg, South Carolina | 3 | $ 213,000 | $ 71,000 | $ 69,000 |
| Sumter, South Carolina | 3 | $ 402,000 | $ 134,000 | $ 97,000 |
| York, South Carolina | 3 | $ 345,000 | $ 115,000 | $ 75,000 |
| Sevier, Tennessee | 3 | $ 123,000 | $ 41,000 | $ 98,000 |
| Sumner, Tennessee | 3 | $ 533,000 | $ 177,666 | $ 86,000 |
| Denton, Texas | 3 | $ 545,000 | $ 181,666 | $ 237,000 |
| Galveston, Texas | 3 | $ 475,000 | $ 158,333 | $ 315,000 |
| Montgomery, Texas | 3 | $ 587,000 | $ 195,666 | $ 167,000 |
| Parker, Texas | 3 | $ 206,000 | $ 68,666 | $ 108,000 |
| Cache, Utah | 3 | $ 566,000 | $ 188,666 | $ 87,000 |
| Gloucester, Virginia | 3 | $ 359,000 | $ 119,666 | $ 92,000 |
| Whatcom, Washington | 3 | $ 183,000 | $ 61,000 | $ 138,000 |
| Berkeley, West Virginia | 3 | $ 515,000 | $ 171,666 | $ 62,000 |
| Harrison, West Virginia | 3 | $ 139,000 | $ 46,333 | $ 99,000 |
| Wood, West Virginia | 3 | $ 261,000 | $ 87,000 | $ 64,000 |
| St. Croix, Wisconsin | 3 | $ 789,000 | $ 263,000 | $ 98,000 |
| Laramie, Wyoming | 3 | $ 76,000 | $ 25,333 | $ 74,000 |
| Houston, Alabama | 2 | $ 403,000 | $ 201,500 | $ 82,000 |
| Lee, Alabama | 2 | $ 431,000 | $ 215,500 | $ 94,000 |
| Montgomery, Alabama | 2 | $ 248,000 | $ 124,000 | $ 51,000 |
| Fairbanks North Star, Alaska | 2 | $ 71,000 | $ 35,500 | $ 129,000 |
| Kenai Peninsula, Alaska | 2 | $ 351,000 | $ 175,500 | $ 175,000 |
| Matanuska-Susitna, Alaska | 2 | $ 196,000 | $ 98,000 | $ 76,000 |
| Navajo, Arizona | 2 | $ 497,000 | $ 248,500 | $ 128,000 |
| Crawford, Arkansas | 2 | $ 334,000 | $ 167,000 | $ 96,000 |
| Miller, Arkansas | 2 | $ 95,000 | $ 47,500 | $ 36,000 |
| Sebastian, Arkansas | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Mendocino, California | 2 | $ 440,000 | $ 220,000 | $ 44,000 |
| San Francisco, California | 2 | $ 737,000 | $ 368,500 | $ 142,000 |
| Santa Cruz, California | 2 | $ 1,070,000 | $ 535,000 | $ 180,000 |
| Solano, California | 2 | $ 894,000 | $ 447,000 | $ 126,000 |
| Huerfano, Colorado | 2 | $ 285,000 | $ 142,500 | $ 71,000 |
| La Plata, Colorado | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Morgan, Colorado | 2 | $ 101,000 | $ 50,500 | $ 73,000 |
| Pueblo, Colorado | 2 | $ 60,000 | $ 30,000 | $ 50,000 |
| Walton, Florida | 2 | $ 1,054,000 | $ 527,000 | $ 259,000 |
| Washington, Florida | 2 | $ 346,000 | $ 173,000 | $ 63,000 |
| Bryan, Georgia | 2 | $ 771,000 | $ 385,500 | $ 129,000 |
| Clarke, Georgia | 2 | $ 127,000 | $ 63,500 | $ 43,000 |
| Coweta, Georgia | 2 | $ 269,000 | $ 134,500 | $ 29,000 |
| Effingham, Georgia | 2 | $ 181,000 | $ 90,500 | $ 42,000 |
| Gilmer, Georgia | 2 | $ 346,000 | $ 173,000 | $ 53,000 |
| Hall, Georgia | 2 | $ 563,000 | $ 281,500 | $ 278,000 |
| Jackson, Georgia | 2 | $ 171,000 | $ 85,500 | $ 54,000 |
| Muscogee, Georgia | 2 | $ 98,000 | $ 49,000 | $ 92,000 |
| Pickens, Georgia | 2 | $ 198,000 | $ 99,000 | $ 86,000 |
| Putnam, Georgia | 2 | $ 351,000 | $ 175,500 | $ 326,000 |
| Richmond, Georgia | 2 | $ 116,000 | $ 58,000 | $ 48,000 |
| Union, Georgia | 2 | $ 75,000 | $ 37,500 | $ 37,000 |
| Walker, Georgia | 2 | $ 179,000 | $ 89,500 | $ 53,000 |
| Bannock, Idaho | 2 | $ 53,000 | $ 26,500 | $ 116,000 |
| Twin Falls, Idaho | 2 | $ 184,000 | $ 92,000 | $ 60,000 |
| Madison, Illinois | 2 | $ 172,000 | $ 86,000 | $ 89,000 |
| McLean, Illinois | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
| Monroe, Illinois | 2 | $ 130,000 | $ 65,000 | $ 78,000 |
| Boone, Indiana | 2 | $ 799,000 | $ 399,500 | $ 229,000 |
| Dearborn, Indiana | 2 | $ 95,000 | $ 47,500 | $ 105,000 |
| Grant, Indiana | 2 | $ 162,000 | $ 81,000 | $ 58,000 |
| Hendricks, Indiana | 2 | $ 71,000 | $ 35,500 | $ 106,000 |
| Henry, Indiana | 2 | $ 182,000 | $ 91,000 | $ 101,000 |
| Howard, Indiana | 2 | $ 39,000 | $ 19,500 | $ 36,000 |
| Morgan, Indiana | 2 | $ 322,000 | $ 161,000 | $ 80,000 |
| Dallas, Iowa | 2 | $ 81,000 | $ 40,500 | $ 109,000 |
| Scott, Iowa | 2 | $ 173,000 | $ 86,500 | $ 30,000 |
| Woodbury, Iowa | 2 | $ 222,000 | $ 111,000 | $ 79,000 |
| Ottawa, Kansas | 2 | $ 73,000 | $ 36,500 | $ 49,000 |
| Wyandotte, Kansas | 2 | $ 338,000 | $ 169,000 | $ 87,000 |
| Christian, Kentucky | 2 | $ 128,000 | $ 64,000 | $ 65,000 |
| Jessamine, Kentucky | 2 | $ 189,000 | $ 94,500 | $ 102,000 |
| Woodford, Kentucky | 2 | $ 44,000 | $ 22,000 | $ 55,000 |
| Ascension, Louisiana | 2 | $ 165,000 | $ 82,500 | $ 72,000 |
| Bossier, Louisiana | 2 | $ 171,000 | $ 85,500 | $ 121,000 |
| Androscoggin, Maine | 2 | $ 149,000 | $ 74,500 | $ 74,000 |
| Oxford, Maine | 2 | $ 144,000 | $ 72,000 | $ 55,000 |
| Waldo, Maine | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Cecil, Maryland | 2 | $ 384,000 | $ 192,000 | $ 87,000 |
| Garrett, Maryland | 2 | $ 305,000 | $ 152,500 | $ 96,000 |
| Allegan, Michigan | 2 | $ 367,000 | $ 183,500 | $ 58,000 |
| Antrim, Michigan | 2 | $ 174,000 | $ 87,000 | $ 27,000 |
| Calhoun, Michigan | 2 | $ 132,000 | $ 66,000 | $ 55,000 |
| Genesee, Michigan | 2 | $ 92,000 | $ 46,000 | $ 72,000 |
| Montcalm, Michigan | 2 | $ 214,000 | $ 107,000 | $ 86,000 |
| Muskegon, Michigan | 2 | $ 105,000 | $ 52,500 | $ 72,000 |
| Aitkin, Minnesota | 2 | $ 94,000 | $ 47,000 | $ 27,000 |
| Crow Wing, Minnesota | 2 | $ 258,000 | $ 129,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for American Express Bank, FSB in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,809 | $662,015,000 | $146,653 | $1,227,000 | $89,423 | $3,000,000 |
| Home Improvement | 1,404 | $95,196,000 | $62,620 | $597,000 | $91,080 | $900,000 |
| Home Purchase | 1,197 | $267,965,000 | $208,680 | $1,600,000 | $115,900 | $1,696,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,980 | $654,434,000 | $147,750 | $1,600,000 | $95,519 | $3,000,000 |
| Not Provided | 1,093 | $157,503,000 | $119,857 | $770,000 | $94,346 | $811,000 |
| Black or African American | 553 | $81,341,000 | $140,179 | $1,000,000 | $88,282 | $556,000 |
| Hispanic | 443 | $69,675,000 | $136,081 | $1,100,000 | $97,675 | $1,100,000 |
| Asian | 269 | $49,869,000 | $145,378 | $1,227,000 | $108,648 | $495,000 |
| American Indian or Alaskan Native | 45 | $7,926,000 | $158,960 | $601,000 | $104,120 | $827,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $4,428,000 | $182,750 | $564,000 | $88,833 | $156,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,410 | $1,025,176,000 | $139,307 | $1,600,000 | $94,346 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,314 | $652,710,000 | $133,673 | $1,200,000 | $96,980 | $1,466,000 |
| Application Denied By Financial Institution | 1,381 | $237,605,000 | $147,600 | $1,227,000 | $81,340 | $1,332,000 |
| Application Withdrawn By Applicant | 406 | $77,338,000 | $159,108 | $1,600,000 | $108,826 | $3,000,000 |
| Application Approved But Not Accepted | 168 | $33,048,000 | $186,666 | $650,000 | $107,051 | $1,008,000 |
| File Closed For Incompleteness | 72 | $14,868,000 | $172,285 | $770,000 | $81,250 | $725,000 |
| Loan Purchased By The Institution | 69 | $9,607,000 | $136,166 | $328,000 | $40,666 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 458 | $81,199,000 | $147,777 | $878,000 | $57,022 | $367,000 |
| Credit History | 423 | $45,145,000 | $97,940 | $1,227,000 | $76,760 | $712,000 |
| Collateral | 295 | $61,765,000 | $195,354 | $1,000,000 | $102,375 | $1,332,000 |
| Credit Application Incomplete | 76 | $20,513,000 | $224,960 | $700,000 | $107,920 | $450,000 |
| Other | 61 | $13,670,000 | $221,428 | $572,000 | $102,619 | $318,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $10,673,000 | $239,956 | $599,000 | $82,782 | $433,000 |
| Unverifiable Information | 15 | $2,377,000 | $160,428 | $411,000 | $89,071 | $150,000 |
| Employment History | 10 | $2,103,000 | $208,375 | $460,000 | $86,000 | $300,000 |
| Mortgage Insurance Denied | 1 | $160,000 | $160,000 | $160,000 | $49,000 | $49,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Express Bank, FSB's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Express Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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