American Express Centurion Bk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

American Express Centurion Bk 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address American Express Centurion Bk
4315 South 2700 West
Salt Lake City, UT 84184
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 1,469
Total Mortgage Loan Application Amount $75,107,000
Average Mortgage Loan Application Amount $42,089
Highest Mortgage Loan Application Amount $250,000
Average Applicant Income $78,985
Highest Applicant Income $880,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with American Express Centurion Bk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Express Centurion Bk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down American Express Centurion Bk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Express Centurion Bk serves its applicants.

Each category highlights the total number of mortgage applications processed by American Express Centurion Bk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Express Centurion Bk's mortgage activity for 2003.

Mortgage Loan Application Totals for American Express Centurion Bk by Metropolitan Area in 2003

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEW YORK, NY 82 $ 6,210,000 $ 75,000 $ 88,000
LOS ANGELES-LONG BEACH, CA 80 $ 5,062,000 $ 63,000 $ 93,000
RIVERSIDE-SAN BERNARDINO, CA 50 $ 2,651,000 $ 53,000 $ 93,000
PHILADELPHIA, PA-NJ 42 $ 2,017,000 $ 48,000 $ 109,000
PHOENIX-MESA, AZ 41 $ 1,941,000 $ 47,000 $ 89,000
NASSAU-SUFFOLK, NY 40 $ 2,880,000 $ 72,000 $ 119,000
FORT LAUDERDALE, FL 36 $ 1,556,000 $ 43,000 $ 74,000
MIAMI, FL 32 $ 1,661,000 $ 51,000 $ 84,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 26 $ 869,000 $ 33,000 $ 73,000
BOSTON, MA-NH 24 $ 1,378,000 $ 57,000 $ 126,000
SEATTLE-BELLEVUE-EVERETT, WA 22 $ 1,204,000 $ 54,000 $ 80,000
ORANGE COUNTY, CA 21 $ 2,104,000 $ 100,000 $ 144,000
HARTFORD, CT 20 $ 1,088,000 $ 54,000 $ 84,000
PITTSBURGH, PA 20 $ 852,000 $ 42,000 $ 56,000
NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC 19 $ 698,000 $ 36,000 $ 72,000
ORLANDO, FL 19 $ 871,000 $ 45,000 $ 94,000
ST. LOUIS, MO-IL 19 $ 1,081,000 $ 56,000 $ 91,000
WEST PALM BEACH-BOCA RATON, FL 18 $ 1,354,000 $ 75,000 $ 109,000
JACKSONVILLE, FL 17 $ 891,000 $ 52,000 $ 64,000
SACRAMENTO, CA 17 $ 790,000 $ 46,000 $ 75,000
SAN DIEGO, CA 17 $ 1,610,000 $ 94,000 $ 103,000
WILMINGTON-NEWARK, DE-MD 15 $ 590,000 $ 39,000 $ 81,000
HONOLULU, HI 13 $ 706,000 $ 54,000 $ 100,000
NEW ORLEANS, LA 12 $ 565,000 $ 47,000 $ 76,000
SALT LAKE CITY-OGDEN, UT 12 $ 391,000 $ 32,000 $ 64,000
VENTURA, CA 12 $ 747,000 $ 62,000 $ 82,000
NEWBURGH, NY-PA 11 $ 512,000 $ 46,000 $ 132,000
KANSAS CITY, MO-KS 10 $ 354,000 $ 35,000 $ 60,000
NASHVILLE, TN 10 $ 408,000 $ 40,000 $ 72,000
SAN JOSE, CA 10 $ 588,000 $ 58,000 $ 80,000
BIRMINGHAM, AL 9 $ 329,000 $ 36,000 $ 86,000
INDIANAPOLIS, IN 9 $ 240,000 $ 26,000 $ 80,000
OAKLAND, CA 9 $ 835,000 $ 92,000 $ 116,000
OMAHA, NE-IA 9 $ 392,000 $ 43,000 $ 65,000
HARRISBURG-LEBANON-CARLISLE, PA 8 $ 406,000 $ 50,000 $ 52,000
KNOXVILLE, TN 8 $ 243,000 $ 30,000 $ 49,000
PORTLAND-VANCOUVER, OR-WA 8 $ 319,000 $ 39,000 $ 85,000
SARASOTA-BRADENTON, FL 8 $ 362,000 $ 45,000 $ 84,000
STOCKTON-LODI, CA 8 $ 437,000 $ 54,000 $ 86,000
TACOMA, WA 8 $ 315,000 $ 39,000 $ 218,000
TUCSON, AZ 8 $ 453,000 $ 56,000 $ 52,000
ALLENTOWN-BETHLEHEM-EASTON, PA 7 $ 410,000 $ 58,000 $ 133,000
BAKERSFIELD, CA 7 $ 267,000 $ 38,000 $ 95,000
BOISE CITY, ID 7 $ 272,000 $ 38,000 $ 87,000
BUFFALO-NIAGARA FALLS, NY 7 $ 215,000 $ 30,000 $ 39,000
FORT MYERS-CAPE CORAL, FL 7 $ 274,000 $ 39,000 $ 52,000
MEMPHIS, TN-AR-MS 7 $ 173,000 $ 24,000 $ 70,000
SAN FRANCISCO, CA 7 $ 752,000 $ 107,000 $ 137,000
WASHINGTON, DC-MD-VA-WV 7 $ 389,000 $ 55,000 $ 81,000
WORCESTER, MA-CT 7 $ 408,000 $ 58,000 $ 110,000
CINCINNATI, OH-KY-IN 6 $ 478,000 $ 79,000 $ 115,000
COLUMBUS, OH 6 $ 166,000 $ 27,000 $ 87,000
LOUISVILLE, KY-IN 6 $ 299,000 $ 49,000 $ 67,000
OCALA, FL 6 $ 353,000 $ 58,000 $ 51,000
AKRON, OH 5 $ 204,000 $ 40,000 $ 81,000
ALBUQUERQUE, NM 5 $ 127,000 $ 25,000 $ 74,000
BRIDGEPORT, CT 5 $ 237,000 $ 47,000 $ 87,000
FORT PIERCE-PORT ST. LUCIE, FL 5 $ 179,000 $ 35,000 $ 71,000
FRESNO, CA 5 $ 212,000 $ 42,000 $ 87,000
LAKELAND-WINTER HAVEN, FL 5 $ 177,000 $ 35,000 $ 71,000
NEW HAVEN-MERIDEN, CT 5 $ 251,000 $ 50,000 $ 175,000
OLYMPIA, WA 5 $ 213,000 $ 42,000 $ 89,000
SPRINGFIELD, MA 5 $ 279,000 $ 55,000 $ 96,000
VALLEJO-FAIRFIELD-NAPA, CA 5 $ 288,000 $ 57,000 $ 71,000
WATERBURY, CT 5 $ 106,000 $ 21,000 $ 95,000
WICHITA, KS 5 $ 211,000 $ 42,000 $ 53,000
ALBANY-SCHENECTADY-TROY, NY 4 $ 242,000 $ 60,000 $ 93,000
BATON ROUGE, LA 4 $ 146,000 $ 36,000 $ 80,000
BROCKTON, MA 4 $ 222,000 $ 55,000 $ 52,000
CLEVELAND-LORAIN-ELYRIA, OH 4 $ 264,000 $ 66,000 $ 157,000
DAYTON-SPRINGFIELD, OH 4 $ 89,000 $ 22,000 $ 103,000
FARGO-MOORHEAD, ND-MN 4 $ 170,000 $ 42,000 $ 53,000
FITCHBURG-LEOMINSTER, MA 4 $ 246,000 $ 61,000 $ 85,000
LAWRENCE, MA-NH 4 $ 196,000 $ 49,000 $ 163,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 4 $ 289,000 $ 72,000 $ 52,000
MELBOURNE-TITUSVILLE-PALM BAY, FL 4 $ 110,000 $ 27,000 $ 69,000
OKLAHOMA CITY, OK 4 $ 133,000 $ 33,000 $ 68,000
PANAMA CITY, FL 4 $ 183,000 $ 45,000 $ 76,000
ROCHESTER, NY 4 $ 92,000 $ 23,000 $ 69,000
SALEM, OR 4 $ 126,000 $ 31,000 $ 73,000
SANTA FE, NM 4 $ 214,000 $ 53,000 $ 47,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 4 $ 242,000 $ 60,000 $ 55,000
TOLEDO, OH 4 $ 113,000 $ 28,000 $ 54,000
TULSA, OK 4 $ 205,000 $ 51,000 $ 73,000
VISALIA-TULARE-PORTERVILLE, CA 4 $ 186,000 $ 46,000 $ 77,000
YORK, PA 4 $ 190,000 $ 47,000 $ 75,000
ANCHORAGE, AK 3 $ 80,000 $ 26,000 $ 53,000
DANBURY, CT 3 $ 213,000 $ 71,000 $ 104,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 3 $ 65,000 $ 21,000 $ 104,000
GAINESVILLE, FL 3 $ 105,000 $ 35,000 $ 54,000
GARY, IN 3 $ 66,000 $ 22,000 $ 68,000
JACKSON, MS 3 $ 106,000 $ 35,000 $ 73,000
JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA 3 $ 63,000 $ 21,000 $ 39,000
KOKOMO, IN 3 $ 125,000 $ 41,000 $ 47,000
LEXINGTON, KY 3 $ 65,000 $ 21,000 $ 93,000
MANCHESTER, NH 3 $ 107,000 $ 35,000 $ 65,000
NEW LONDON-NORWICH, CT-RI 3 $ 97,000 $ 32,000 $ 75,000
RICHMOND-PETERSBURG, VA 3 $ 202,000 $ 67,000 $ 65,000
SANTA BARBARA-SANTA MARIA-LOMPOC, CA 3 $ 100,000 $ 33,000 $ 81,000
SHREVEPORT-BOSSIER CITY, LA 3 $ 150,000 $ 50,000 $ 37,000
SPOKANE, WA 3 $ 125,000 $ 41,000 $ 35,000
STAMFORD-NORWALK, CT 3 $ 150,000 $ 50,000 $ 145,000
SYRACUSE, NY 3 $ 122,000 $ 40,000 $ 73,000
YAKIMA, WA 3 $ 125,000 $ 41,000 $ 264,000
BELLINGHAM, WA 2 $ 115,000 $ 57,000 $ 79,000
BREMERTON, WA 2 $ 52,000 $ 26,000 $ 66,000
CHARLESTON, WV 2 $ 39,000 $ 19,000 $ 75,000
CHATTANOOGA, TN-GA 2 $ 117,000 $ 58,000 $ 50,000
DAYTONA BEACH, FL 2 $ 60,000 $ 30,000 $ 92,000
DUTCHESS COUNTY, NY 2 $ 170,000 $ 85,000 $ 117,000
EUGENE-SPRINGFIELD, OR 2 $ 45,000 $ 22,000 $ 53,000
LANCASTER, PA 2 $ 65,000 $ 32,000 $ 47,000
LINCOLN, NE 2 $ 30,000 $ 15,000 $ 68,000
LOWELL, MA-NH 2 $ 120,000 $ 60,000 $ 74,000
MEDFORD-ASHLAND, OR 2 $ 44,000 $ 22,000 $ 94,000
MOBILE, AL 2 $ 54,000 $ 27,000 $ 75,000
NAPLES, FL 2 $ 115,000 $ 57,000 $ 102,000
PENSACOLA, FL 2 $ 49,000 $ 24,000 $ 168,000
PROVO-OREM, UT 2 $ 55,000 $ 27,000 $ 103,000
READING, PA 2 $ 48,000 $ 24,000 $ 39,000
REDDING, CA 2 $ 58,000 $ 29,000 $ 53,000
SALINAS, CA 2 $ 205,000 $ 102,000 $ 125,000
SOUTH BEND, IN 2 $ 31,000 $ 15,000 $ 105,000
SPRINGFIELD, MO 2 $ 72,000 $ 36,000 $ 69,000
TUSCALOOSA, AL 2 $ 63,000 $ 31,000 $ 62,000
UTICA-ROME, NY 2 $ 30,000 $ 15,000 $ 66,000
YOUNGSTOWN-WARREN, OH 2 $ 42,000 $ 21,000 $ 28,000
ALEXANDRIA, LA 1 $ 50,000 $ 50,000 $ 105,000
BANGOR, ME 1 $ 15,000 $ 15,000 $ 67,000
BARNSTABLE-YARMOUTH, MA 1 $ 50,000 $ 50,000 $ 42,000
BILOXI-GULFPORT-PASCAGOULA, MS 1 $ 35,000 $ 35,000 $ 45,000
BINGHAMTON, NY 1 $ 69,000 $ 69,000 $ 136,000
CANTON-MASSILLON, OH 1 $ 17,000 $ 17,000 $ 35,000
CHARLOTTESVILLE, VA 1 $ 32,000 $ 32,000 $ 65,000
CHEYENNE, WY 1 $ 15,000 $ 15,000 $ 78,000
CHICO-PARADISE, CA 1 $ 58,000 $ 58,000 $ 63,000
CORVALLIS, OR 1 $ 30,000 $ 30,000 $ 25,000
DECATUR, AL 1 $ 26,000 $ 26,000 $ 27,000
ERIE, PA 1 $ 16,000 $ 16,000 $ 20,000
FORT SMITH, AR-OK 1 $ 28,000 $ 28,000 $ 58,000
FORT WALTON BEACH, FL 1 $ 30,000 $ 30,000 $ 55,000
FORT WAYNE, IN 1 $ 20,000 $ 20,000 $ 64,000
GRAND FORKS, ND-MN 1 $ 25,000 $ 25,000 $ 30,000
HOUMA, LA 1 $ 130,000 $ 130,000 $ 128,000
JACKSON, TN 1 $ 20,000 $ 20,000 $ 43,000
JOHNSTOWN, PA 1 $ 25,000 $ 25,000 $ 42,000
JONESBORO, AR 1 $ 25,000 $ 25,000 $ 57,000
LAFAYETTE, IN 1 $ 50,000 $ 50,000 $ 93,000
LAFAYETTE, LA 1 $ 20,000 $ 20,000 $ 79,000
LIMA, OH 1 $ 15,000 $ 15,000 $ 36,000
MODESTO, CA 1 $ 30,000 $ 30,000 $ 18,000
MONROE, LA 1 $ 20,000 $ 20,000 $ 89,000
MONTGOMERY, AL 1 $ 15,000 $ 15,000 $ 73,000
NASHUA, NH 1 $ 35,000 $ 35,000 $ 85,000
NEWARK, NJ 1 $ 15,000 $ 15,000 $ 98,000
PINE BLUFF, AR 1 $ 35,000 $ 35,000 $ 79,000
PORTSMOUTH-ROCHESTER, NH-ME 1 $ 20,000 $ 20,000 $ 70,000
PUNTA GORDA, FL 1 $ 60,000 $ 60,000 $ 39,000
RICHLAND-KENNEWICK-PASCO, WA 1 $ 56,000 $ 56,000 $ 234,000
ROANOKE, VA 1 $ 30,000 $ 30,000 $ 120,000
SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA 1 $ 54,000 $ 54,000 $ 49,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 39,000 $ 39,000 $ 65,000
SANTA ROSA, CA 1 $ 20,000 $ 20,000 $ 160,000
TALLAHASSEE, FL 1 $ 25,000 $ 25,000 $ 78,000

Mortgage Loan Application Detail Totals for American Express Centurion Bk in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 1,017 $51,323,000 $42,735 $250,000 $79,558 $880,000
Home Improvement (one-to-four family) 452 $23,784,000 $41,424 $250,000 $78,393 $850,000
Home Purchase (one-to-four family) 0 $0 $0 $0 $0 $0
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 733 $37,026,000 $43,342 $250,000 $78,114 $850,000
Information not provided by applicant in mail or telephone application 385 $20,239,000 $44,937 $250,000 $80,937 $816,000
Hispanic 123 $5,565,000 $33,105 $250,000 $60,210 $380,000
Black 108 $5,281,000 $41,157 $203,000 $73,578 $464,000
Asian or Pacific Islander 70 $4,500,000 $56,235 $188,000 $89,117 $880,000
Other 47 $2,402,000 $41,642 $110,000 $69,000 $255,000
American Indian or Alaskan Native 3 $94,000 $30,500 $35,000 $96,500 $128,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,469 $75,107,000 $42,057 $250,000 $78,742 $880,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 783 $37,926,000 $38,257 $250,000 $84,085 $524,000
Application Denied By Financial Institution 597 $32,140,000 $51,696 $250,000 $75,333 $880,000
Application Withdrawn By Applicant 89 $5,041,000 $41,684 $250,000 $79,631 $850,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 344 $17,026,000 $46,562 $250,000 $91,062 $880,000
Debt-To-Income Ratio 199 $12,739,000 $62,633 $250,000 $52,033 $207,000
Collateral 41 $1,658,000 $36,600 $203,000 $81,333 $177,000
Other 9 $482,000 $47,333 $176,000 $77,500 $160,000
Employment History 4 $235,000 $45,500 $160,000 $82,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Express Centurion Bk's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Express Centurion Bk's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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