American Express Centurion Bk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
American Express Centurion Bk 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Express Centurion Bk 4315 South 2700 West Salt Lake City, UT 84184 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 1,469 |
| Total Mortgage Loan Application Amount | $75,107,000 |
| Average Mortgage Loan Application Amount | $42,089 |
| Highest Mortgage Loan Application Amount | $250,000 |
| Average Applicant Income | $78,985 |
| Highest Applicant Income | $880,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with American Express Centurion Bk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Express Centurion Bk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down American Express Centurion Bk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Express Centurion Bk serves its applicants.
Each category highlights the total number of mortgage applications processed by American Express Centurion Bk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Express Centurion Bk's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 80 | $ 5,062,000 | $ 63,000 | $ 93,000 |
| Maricopa County Arizona | 41 | $ 1,941,000 | $ 47,000 | $ 89,000 |
| Broward County Florida | 36 | $ 1,556,000 | $ 43,000 | $ 74,000 |
| Miami-Dade County Florida | 32 | $ 1,661,000 | $ 51,000 | $ 84,000 |
| Riverside County California | 27 | $ 1,695,000 | $ 62,000 | $ 109,000 |
| San Bernardino County California | 23 | $ 956,000 | $ 41,000 | $ 77,000 |
| Suffolk County New York | 23 | $ 1,439,000 | $ 62,000 | $ 93,000 |
| Queens County New York | 22 | $ 2,096,000 | $ 95,000 | $ 90,000 |
| Orange County California | 21 | $ 2,104,000 | $ 100,000 | $ 144,000 |
| Hillsborough County Florida | 18 | $ 591,000 | $ 32,000 | $ 77,000 |
| Palm Beach County Florida | 18 | $ 1,354,000 | $ 75,000 | $ 109,000 |
| San Diego County California | 17 | $ 1,610,000 | $ 94,000 | $ 103,000 |
| Nassau County New York | 17 | $ 1,441,000 | $ 84,000 | $ 155,000 |
| New Castle County Delaware | 15 | $ 590,000 | $ 39,000 | $ 81,000 |
| Worcester County Massachusetts | 14 | $ 714,000 | $ 51,000 | $ 92,000 |
| Kings County New York | 14 | $ 975,000 | $ 69,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 14 | $ 672,000 | $ 48,000 | $ 133,000 |
| King County Washington | 14 | $ 870,000 | $ 62,000 | $ 90,000 |
| Orange County Florida | 13 | $ 486,000 | $ 37,000 | $ 76,000 |
| Honolulu County Hawaii | 13 | $ 706,000 | $ 54,000 | $ 100,000 |
| Bronx County New York | 13 | $ 644,000 | $ 49,000 | $ 103,000 |
| Ventura County California | 12 | $ 747,000 | $ 62,000 | $ 82,000 |
| Hartford County Connecticut | 12 | $ 534,000 | $ 44,000 | $ 78,000 |
| Duval County Florida | 12 | $ 624,000 | $ 52,000 | $ 57,000 |
| St. Louis County Missouri | 12 | $ 648,000 | $ 54,000 | $ 79,000 |
| Richmond County New York | 12 | $ 897,000 | $ 74,000 | $ 67,000 |
| Sacramento County California | 11 | $ 523,000 | $ 47,000 | $ 74,000 |
| New Haven County Connecticut | 11 | $ 404,000 | $ 36,000 | $ 117,000 |
| Middlesex County Massachusetts | 11 | $ 666,000 | $ 60,000 | $ 156,000 |
| Orange County New York | 11 | $ 512,000 | $ 46,000 | $ 132,000 |
| Allegheny County Pennsylvania | 11 | $ 461,000 | $ 41,000 | $ 52,000 |
| Delaware County Pennsylvania | 11 | $ 414,000 | $ 37,000 | $ 84,000 |
| Fairfax County Virginia | 11 | $ 798,000 | $ 72,000 | $ 203,000 |
| Santa Clara County California | 10 | $ 588,000 | $ 58,000 | $ 80,000 |
| Westchester County New York | 10 | $ 645,000 | $ 64,000 | $ 81,000 |
| Virginia Beach County Virginia | 10 | $ 322,000 | $ 32,000 | $ 76,000 |
| Salt Lake County Utah | 9 | $ 314,000 | $ 34,000 | $ 67,000 |
| Pima County Arizona | 8 | $ 453,000 | $ 56,000 | $ 52,000 |
| San Joaquin County California | 8 | $ 437,000 | $ 54,000 | $ 86,000 |
| Fairfield County Connecticut | 8 | $ 503,000 | $ 62,000 | $ 118,000 |
| Montgomery County Pennsylvania | 8 | $ 243,000 | $ 30,000 | $ 74,000 |
| Pierce County Washington | 8 | $ 315,000 | $ 39,000 | $ 218,000 |
| Kern County California | 7 | $ 267,000 | $ 38,000 | $ 95,000 |
| District of Columbia County District Of Columbia | 7 | $ 389,000 | $ 55,000 | $ 81,000 |
| Lee County Florida | 7 | $ 274,000 | $ 39,000 | $ 52,000 |
| Ada County Idaho | 7 | $ 272,000 | $ 38,000 | $ 87,000 |
| Essex County Massachusetts | 7 | $ 337,000 | $ 48,000 | $ 138,000 |
| Douglas County Nebraska | 7 | $ 342,000 | $ 48,000 | $ 68,000 |
| Shelby County Tennessee | 7 | $ 173,000 | $ 24,000 | $ 70,000 |
| Loudoun County Virginia | 7 | $ 437,000 | $ 62,000 | $ 112,000 |
| Snohomish County Washington | 7 | $ 306,000 | $ 43,000 | $ 67,000 |
| Contra Costa County California | 6 | $ 535,000 | $ 89,000 | $ 113,000 |
| Tolland County Connecticut | 6 | $ 454,000 | $ 75,000 | $ 84,000 |
| Marion County Florida | 6 | $ 353,000 | $ 58,000 | $ 51,000 |
| Plymouth County Massachusetts | 6 | $ 349,000 | $ 58,000 | $ 63,000 |
| Prince William County Virginia | 6 | $ 195,000 | $ 32,000 | $ 68,000 |
| Shelby County Alabama | 5 | $ 152,000 | $ 30,000 | $ 110,000 |
| Mohave County Arizona | 5 | $ 182,000 | $ 36,000 | $ 54,000 |
| Solano County California | 5 | $ 288,000 | $ 57,000 | $ 71,000 |
| Polk County Florida | 5 | $ 177,000 | $ 35,000 | $ 71,000 |
| Sarasota County Florida | 5 | $ 270,000 | $ 54,000 | $ 86,000 |
| Orleans County Louisiana | 5 | $ 211,000 | $ 42,000 | $ 80,000 |
| Norfolk County Massachusetts | 5 | $ 408,000 | $ 81,000 | $ 91,000 |
| Jackson County Missouri | 5 | $ 209,000 | $ 41,000 | $ 57,000 |
| Bernalillo County New Mexico | 5 | $ 127,000 | $ 25,000 | $ 74,000 |
| Hamilton County Ohio | 5 | $ 396,000 | $ 79,000 | $ 116,000 |
| Summit County Ohio | 5 | $ 204,000 | $ 40,000 | $ 81,000 |
| Deschutes County Oregon | 5 | $ 159,000 | $ 31,000 | $ 84,000 |
| Chester County Pennsylvania | 5 | $ 317,000 | $ 63,000 | $ 121,000 |
| Davidson County Tennessee | 5 | $ 248,000 | $ 49,000 | $ 72,000 |
| Clark County Washington | 5 | $ 196,000 | $ 39,000 | $ 126,000 |
| Thurston County Washington | 5 | $ 213,000 | $ 42,000 | $ 89,000 |
| Jefferson County Alabama | 4 | $ 177,000 | $ 44,000 | $ 56,000 |
| Pulaski County Arkansas | 4 | $ 289,000 | $ 72,000 | $ 52,000 |
| Placer County California | 4 | $ 211,000 | $ 52,000 | $ 80,000 |
| Tulare County California | 4 | $ 186,000 | $ 46,000 | $ 77,000 |
| Bay County Florida | 4 | $ 183,000 | $ 45,000 | $ 76,000 |
| Brevard County Florida | 4 | $ 110,000 | $ 27,000 | $ 69,000 |
| Pinellas County Florida | 4 | $ 167,000 | $ 41,000 | $ 61,000 |
| Hawaii County Hawaii | 4 | $ 330,000 | $ 82,000 | $ 80,000 |
| Marion County Indiana | 4 | $ 103,000 | $ 25,000 | $ 44,000 |
| Sedgwick County Kansas | 4 | $ 196,000 | $ 49,000 | $ 53,000 |
| Jefferson County Kentucky | 4 | $ 92,000 | $ 23,000 | $ 67,000 |
| Jefferson County Louisiana | 4 | $ 231,000 | $ 57,000 | $ 63,000 |
| Clay County Missouri | 4 | $ 80,000 | $ 20,000 | $ 69,000 |
| St. Charles County Missouri | 4 | $ 163,000 | $ 40,000 | $ 121,000 |
| Rockingham County New Hampshire | 4 | $ 104,000 | $ 26,000 | $ 96,000 |
| Santa Fe County New Mexico | 4 | $ 214,000 | $ 53,000 | $ 47,000 |
| Erie County New York | 4 | $ 138,000 | $ 34,000 | $ 40,000 |
| New York County New York | 4 | $ 472,000 | $ 118,000 | $ 113,000 |
| Rensselaer County New York | 4 | $ 242,000 | $ 60,000 | $ 93,000 |
| Rockland County New York | 4 | $ 201,000 | $ 50,000 | $ 95,000 |
| Ulster County New York | 4 | $ 145,000 | $ 36,000 | $ 70,000 |
| Cass County North Dakota | 4 | $ 170,000 | $ 42,000 | $ 53,000 |
| Franklin County Ohio | 4 | $ 81,000 | $ 20,000 | $ 88,000 |
| Lucas County Ohio | 4 | $ 113,000 | $ 28,000 | $ 54,000 |
| Tulsa County Oklahoma | 4 | $ 205,000 | $ 51,000 | $ 73,000 |
| Bucks County Pennsylvania | 4 | $ 371,000 | $ 92,000 | $ 141,000 |
| Cumberland County Pennsylvania | 4 | $ 99,000 | $ 24,000 | $ 51,000 |
| Monroe County Pennsylvania | 4 | $ 492,000 | $ 123,000 | $ 86,000 |
| Westmoreland County Pennsylvania | 4 | $ 112,000 | $ 28,000 | $ 44,000 |
| York County Pennsylvania | 4 | $ 190,000 | $ 47,000 | $ 75,000 |
| Blount County Tennessee | 4 | $ 106,000 | $ 26,000 | $ 54,000 |
| Anchorage County Alaska | 3 | $ 80,000 | $ 26,000 | $ 53,000 |
| Fairbanks North Star County Alaska | 3 | $ 131,000 | $ 43,000 | $ 62,000 |
| Kenai Peninsula County Alaska | 3 | $ 60,000 | $ 20,000 | $ 63,000 |
| Alameda County California | 3 | $ 300,000 | $ 100,000 | $ 122,000 |
| Fresno County California | 3 | $ 65,000 | $ 21,000 | $ 77,000 |
| Marin County California | 3 | $ 313,000 | $ 104,000 | $ 143,000 |
| San Mateo County California | 3 | $ 380,000 | $ 126,000 | $ 132,000 |
| Santa Barbara County California | 3 | $ 100,000 | $ 33,000 | $ 81,000 |
| New London County Connecticut | 3 | $ 97,000 | $ 32,000 | $ 75,000 |
| Windham County Connecticut | 3 | $ 169,000 | $ 56,000 | $ 102,000 |
| Alachua County Florida | 3 | $ 105,000 | $ 35,000 | $ 54,000 |
| Clay County Florida | 3 | $ 122,000 | $ 40,000 | $ 81,000 |
| Manatee County Florida | 3 | $ 92,000 | $ 30,000 | $ 81,000 |
| Martin County Florida | 3 | $ 128,000 | $ 42,000 | $ 67,000 |
| Osceola County Florida | 3 | $ 190,000 | $ 63,000 | $ 91,000 |
| Pasco County Florida | 3 | $ 88,000 | $ 29,000 | $ 65,000 |
| Seminole County Florida | 3 | $ 195,000 | $ 65,000 | $ 139,000 |
| Howard County Indiana | 3 | $ 125,000 | $ 41,000 | $ 47,000 |
| Johnson County Kansas | 3 | $ 102,000 | $ 34,000 | $ 112,000 |
| Hampden County Massachusetts | 3 | $ 117,000 | $ 39,000 | $ 113,000 |
| Suffolk County Massachusetts | 3 | $ 111,000 | $ 37,000 | $ 109,000 |
| Merrimack County New Hampshire | 3 | $ 112,000 | $ 37,000 | $ 81,000 |
| Monroe County New York | 3 | $ 77,000 | $ 25,000 | $ 60,000 |
| Niagara County New York | 3 | $ 77,000 | $ 25,000 | $ 39,000 |
| Putnam County New York | 3 | $ 280,000 | $ 93,000 | $ 91,000 |
| Sullivan County New York | 3 | $ 117,000 | $ 39,000 | $ 78,000 |
| Marion County Oregon | 3 | $ 111,000 | $ 37,000 | $ 89,000 |
| Carbon County Pennsylvania | 3 | $ 216,000 | $ 72,000 | $ 135,000 |
| Lehigh County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 143,000 |
| Washington County Pennsylvania | 3 | $ 206,000 | $ 68,000 | $ 83,000 |
| Cumberland County Tennessee | 3 | $ 70,000 | $ 23,000 | $ 44,000 |
| Hawkins County Tennessee | 3 | $ 63,000 | $ 21,000 | $ 39,000 |
| Knox County Tennessee | 3 | $ 81,000 | $ 27,000 | $ 55,000 |
| Davis County Utah | 3 | $ 77,000 | $ 25,000 | $ 60,000 |
| Chelan County Washington | 3 | $ 222,000 | $ 74,000 | $ 56,000 |
| Spokane County Washington | 3 | $ 125,000 | $ 41,000 | $ 35,000 |
| Yakima County Washington | 3 | $ 125,000 | $ 41,000 | $ 264,000 |
| Marengo County Alabama | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Mobile County Alabama | 2 | $ 54,000 | $ 27,000 | $ 75,000 |
| Tallapoosa County Alabama | 2 | $ 154,000 | $ 77,000 | $ 36,000 |
| Tuscaloosa County Alabama | 2 | $ 63,000 | $ 31,000 | $ 62,000 |
| Navajo County Arizona | 2 | $ 138,000 | $ 69,000 | $ 113,000 |
| Yavapai County Arizona | 2 | $ 141,000 | $ 70,000 | $ 44,000 |
| Benton County Arkansas | 2 | $ 40,000 | $ 20,000 | $ 116,000 |
| El Dorado County California | 2 | $ 56,000 | $ 28,000 | $ 67,000 |
| Imperial County California | 2 | $ 64,000 | $ 32,000 | $ 130,000 |
| Kings County California | 2 | $ 150,000 | $ 75,000 | $ 77,000 |
| Madera County California | 2 | $ 147,000 | $ 73,000 | $ 102,000 |
| Mendocino County California | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Monterey County California | 2 | $ 205,000 | $ 102,000 | $ 125,000 |
| Shasta County California | 2 | $ 58,000 | $ 29,000 | $ 53,000 |
| Litchfield County Connecticut | 2 | $ 50,000 | $ 25,000 | $ 108,000 |
| Sussex County Delaware | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Citrus County Florida | 2 | $ 52,000 | $ 26,000 | $ 56,000 |
| Collier County Florida | 2 | $ 115,000 | $ 57,000 | $ 102,000 |
| Escambia County Florida | 2 | $ 49,000 | $ 24,000 | $ 168,000 |
| St. Lucie County Florida | 2 | $ 51,000 | $ 25,000 | $ 73,000 |
| Sumter County Florida | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Volusia County Florida | 2 | $ 60,000 | $ 30,000 | $ 92,000 |
| Maui County Hawaii | 2 | $ 43,000 | $ 21,000 | $ 59,000 |
| Kootenai County Idaho | 2 | $ 53,000 | $ 26,000 | $ 111,000 |
| Madison County Indiana | 2 | $ 57,000 | $ 28,000 | $ 139,000 |
| Porter County Indiana | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| St. Joseph County Indiana | 2 | $ 31,000 | $ 15,000 | $ 105,000 |
| Dickinson County Kansas | 2 | $ 78,000 | $ 39,000 | $ 44,000 |
| Campbell County Kentucky | 2 | $ 34,000 | $ 17,000 | $ 54,000 |
| Oldham County Kentucky | 2 | $ 207,000 | $ 103,000 | $ 67,000 |
| Bossier County Louisiana | 2 | $ 107,000 | $ 53,000 | $ 38,000 |
| East Baton Rouge County Louisiana | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| St. Tammany County Louisiana | 2 | $ 83,000 | $ 41,000 | $ 82,000 |
| Tangipahoa County Louisiana | 2 | $ 67,000 | $ 33,000 | $ 72,000 |
| Hampshire County Massachusetts | 2 | $ 162,000 | $ 81,000 | $ 70,000 |
| Greene County Missouri | 2 | $ 72,000 | $ 36,000 | $ 69,000 |
| Jefferson County Missouri | 2 | $ 245,000 | $ 122,000 | $ 58,000 |
| Lancaster County Nebraska | 2 | $ 30,000 | $ 15,000 | $ 68,000 |
| Sarpy County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 53,000 |
| Quay County New Mexico | 2 | $ 43,000 | $ 21,000 | $ 37,000 |
| Dutchess County New York | 2 | $ 170,000 | $ 85,000 | $ 117,000 |
| Madison County New York | 2 | $ 75,000 | $ 37,000 | $ 58,000 |
| Oneida County New York | 2 | $ 30,000 | $ 15,000 | $ 66,000 |
| Geauga County Ohio | 2 | $ 116,000 | $ 58,000 | $ 237,000 |
| Marion County Ohio | 2 | $ 72,000 | $ 36,000 | $ 82,000 |
| Montgomery County Ohio | 2 | $ 35,000 | $ 17,000 | $ 88,000 |
| Lincoln County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Oklahoma County Oklahoma | 2 | $ 63,000 | $ 31,000 | $ 45,000 |
| Clackamas County Oregon | 2 | $ 41,000 | $ 20,000 | $ 53,000 |
| Jackson County Oregon | 2 | $ 44,000 | $ 22,000 | $ 94,000 |
| Lane County Oregon | 2 | $ 45,000 | $ 22,000 | $ 53,000 |
| Multnomah County Oregon | 2 | $ 83,000 | $ 41,000 | $ 148,000 |
| Washington County Oregon | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| Adams County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Beaver County Pennsylvania | 2 | $ 73,000 | $ 36,000 | $ 61,000 |
| Berks County Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 39,000 |
| Dauphin County Pennsylvania | 2 | $ 272,000 | $ 136,000 | $ 62,000 |
| Franklin County Pennsylvania | 2 | $ 49,000 | $ 24,000 | $ 47,000 |
| Lackawanna County Pennsylvania | 2 | $ 57,000 | $ 28,000 | $ 58,000 |
| Lancaster County Pennsylvania | 2 | $ 65,000 | $ 32,000 | $ 47,000 |
| Lebanon County Pennsylvania | 2 | $ 35,000 | $ 17,000 | $ 45,000 |
| Pike County Pennsylvania | 2 | $ 86,000 | $ 43,000 | $ 100,000 |
| Wayne County Pennsylvania | 2 | $ 275,000 | $ 137,000 | $ 200,000 |
| Hamilton County Tennessee | 2 | $ 117,000 | $ 58,000 | $ 50,000 |
| Rutherford County Tennessee | 2 | $ 49,000 | $ 24,000 | $ 93,000 |
| Utah County Utah | 2 | $ 55,000 | $ 27,000 | $ 103,000 |
| Alexandria County Virginia | 2 | $ 99,000 | $ 49,000 | $ 53,000 |
| Arlington County Virginia | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Chesapeake County Virginia | 2 | $ 102,000 | $ 51,000 | $ 106,000 |
| Chesterfield County Virginia | 2 | $ 102,000 | $ 51,000 | $ 70,000 |
| Louisa County Virginia | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| Montgomery County Virginia | 2 | $ 76,000 | $ 38,000 | $ 111,000 |
| Norfolk County Virginia | 2 | $ 114,000 | $ 57,000 | $ 47,000 |
| Portsmouth County Virginia | 2 | $ 41,000 | $ 20,000 | $ 46,000 |
| Rockingham County Virginia | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| Kitsap County Washington | 2 | $ 52,000 | $ 26,000 | $ 66,000 |
| Stevens County Washington | 2 | $ 93,000 | $ 46,000 | $ 61,000 |
| Whatcom County Washington | 2 | $ 115,000 | $ 57,000 | $ 79,000 |
| Kanawha County West Virginia | 2 | $ 39,000 | $ 19,000 | $ 75,000 |
| Monongalia County West Virginia | 2 | $ 158,000 | $ 79,000 | $ 88,000 |
| Preston County West Virginia | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Montgomery County Alabama | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Morgan County Alabama | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Talladega County Alabama | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Washington County Alabama | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Matanuska-Susitna County Alaska | 1 | $ 38,000 | $ 38,000 | $ 129,000 |
| Gila County Arizona | 1 | $ 18,000 | $ 18,000 | $ 73,000 |
| Baxter County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Boone County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| Cleburne County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Craighead County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Crittenden County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 82,000 |
| Desha County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 113,000 |
| Drew County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Garland County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Jefferson County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Johnson County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 107,000 |
| Miller County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Sebastian County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Washington County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Amador County California | 1 | $ 103,000 | $ 103,000 | $ 124,000 |
| Butte County California | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
| Calaveras County California | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Mariposa County California | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| San Francisco County California | 1 | $ 59,000 | $ 59,000 | $ 137,000 |
| San Luis Obispo County California | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Santa Cruz County California | 1 | $ 39,000 | $ 39,000 | $ 65,000 |
| Siskiyou County California | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Sonoma County California | 1 | $ 20,000 | $ 20,000 | $ 160,000 |
| Stanislaus County California | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Tehama County California | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Charlotte County Florida | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Franklin County Florida | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Hernando County Florida | 1 | $ 23,000 | $ 23,000 | $ 81,000 |
| Highlands County Florida | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Leon County Florida | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Nassau County Florida | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Okaloosa County Florida | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| St. Johns County Florida | 1 | $ 92,000 | $ 92,000 | $ 83,000 |
| Madison County Idaho | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Twin Falls County Idaho | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Allen County Indiana | 1 | $ 20,000 | $ 20,000 | $ 64,000 |
| Bartholomew County Indiana | 1 | $ 94,000 | $ 94,000 | $ 78,000 |
| Boone County Indiana | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Clinton County Indiana | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| Daviess County Indiana | 1 | $ 21,000 | $ 21,000 | $ 61,000 |
| Dearborn County Indiana | 1 | $ 30,000 | $ 30,000 | $ 173,000 |
| Hamilton County Indiana | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Hancock County Indiana | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Jackson County Indiana | 1 | $ 26,000 | $ 26,000 | $ 113,000 |
| Jennings County Indiana | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Lake County Indiana | 1 | $ 26,000 | $ 26,000 | $ 50,000 |
| Perry County Indiana | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Washington County Indiana | 1 | $ 23,000 | $ 23,000 | $ 56,000 |
| Ellis County Kansas | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| Harvey County Kansas | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Haskell County Kansas | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Riley County Kansas | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Saline County Kansas | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Ballard County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Caldwell County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Fayette County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 78,000 |
| Greenup County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Kenton County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 375,000 |
| Laurel County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Madison County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Scott County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 123,000 |
| Warren County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Ascension County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Caddo County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Lafayette County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 79,000 |
| Lafourche County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 128,000 |
| Livingston County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 116,000 |
| Ouachita County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| Rapides County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| St. John the Baptist County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Vernon County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| West Feliciana County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 167,000 |
| Penobscot County Maine | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Barnstable County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Hinds County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 107,000 |
| Jackson County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Lee County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Lowndes County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Madison County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Rankin County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Union County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 162,000 |
| Benton County Missouri | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Polk County Missouri | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Ray County Missouri | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| St. Louis City County Missouri | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| Taney County Missouri | 1 | $ 34,000 | $ 34,000 | $ 130,000 |
| Lincoln County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Scotts Bluff County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Stanton County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Wayne County Nebraska | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Cheshire County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Grafton County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Hillsborough County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Strafford County New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Sullivan County New Hampshire | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Union County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Curry County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 145,000 |
| Hidalgo County New Mexico | 1 | $ 68,000 | $ 68,000 | $ 68,000 |
| Luna County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| San Juan County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Taos County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
| Broome County New York | 1 | $ 69,000 | $ 69,000 | $ 136,000 |
| Fulton County New York | 1 | $ 29,000 | $ 29,000 | $ 73,000 |
| Greene County New York | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Livingston County New York | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Onondaga County New York | 1 | $ 47,000 | $ 47,000 | $ 105,000 |
| Otsego County New York | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
| St. Lawrence County New York | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Grand Forks County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Auglaize County Ohio | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Cuyahoga County Ohio | 1 | $ 120,000 | $ 120,000 | $ 180,000 |
| Delaware County Ohio | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Erie County Ohio | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Greene County Ohio | 1 | $ 35,000 | $ 35,000 | $ 175,000 |
| Licking County Ohio | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Mahoning County Ohio | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Medina County Ohio | 1 | $ 28,000 | $ 28,000 | $ 54,000 |
| Miami County Ohio | 1 | $ 19,000 | $ 19,000 | $ 61,000 |
| Stark County Ohio | 1 | $ 17,000 | $ 17,000 | $ 35,000 |
| Trumbull County Ohio | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
| Warren County Ohio | 1 | $ 82,000 | $ 82,000 | $ 109,000 |
| Wayne County Ohio | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Canadian County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Carter County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 69,000 |
| Cleveland County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Delaware County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 22,000 |
| Grady County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 106,000 |
| Johnston County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Mayes County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Pawnee County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Washington County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 80,000 |
| Benton County Oregon | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Columbia County Oregon | 1 | $ 34,000 | $ 34,000 | $ 71,000 |
| Coos County Oregon | 1 | $ 56,000 | $ 56,000 | $ 67,000 |
| Polk County Oregon | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Yamhill County Oregon | 1 | $ 121,000 | $ 121,000 | $ 102,000 |
| Cambria County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Columbia County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Erie County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 20,000 |
| Luzerne County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| McKean County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 350,000 |
| Northampton County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 99,000 |
| Northumberland County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 35,000 |
| Schuylkill County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 44,000 |
| Warren County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 100,000 |
| Cheatham County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 73,000 |
| Franklin County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Hardeman County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Haywood County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Jefferson County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 63,000 |
| Madison County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Marshall County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 105,000 |
| Roane County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Scott County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Sevier County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 19,000 |
| Williamson County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 53,000 |
| Wilson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Box Elder County Utah | 1 | $ 17,000 | $ 17,000 | $ 57,000 |
| Cache County Utah | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Carbon County Utah | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Garfield County Utah | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Tooele County Utah | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Wasatch County Utah | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Accomack County Virginia | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Albemarle County Virginia | 1 | $ 32,000 | $ 32,000 | $ 65,000 |
| Clarke County Virginia | 1 | $ 60,000 | $ 60,000 | $ 140,000 |
| Culpeper County Virginia | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Frederick County Virginia | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Hampton County Virginia | 1 | $ 58,000 | $ 58,000 | $ 103,000 |
| King William County Virginia | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Newport News County Virginia | 1 | $ 31,000 | $ 31,000 | $ 69,000 |
| Northampton County Virginia | 1 | $ 21,000 | $ 21,000 | $ 50,000 |
| Prince Edward County Virginia | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Rappahannock County Virginia | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Richmond City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Roanoke County Virginia | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Shenandoah County Virginia | 1 | $ 28,000 | $ 28,000 | $ 30,000 |
| Stafford County Virginia | 1 | $ 62,000 | $ 62,000 | $ 120,000 |
| Suffolk County Virginia | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Surry County Virginia | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Warren County Virginia | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Benton County Washington | 1 | $ 56,000 | $ 56,000 | $ 234,000 |
| Cowlitz County Washington | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Ferry County Washington | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Grays Harbor County Washington | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Island County Washington | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Whitman County Washington | 1 | $ 18,000 | $ 18,000 | $ 127,000 |
| Doddridge County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Jefferson County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Tucker County West Virginia | 1 | $ 17,000 | $ 17,000 | $ 52,000 |
| Fremont County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Laramie County Wyoming | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Lincoln County Wyoming | 1 | $ 38,000 | $ 38,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for American Express Centurion Bk in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,017 | $51,323,000 | $42,735 | $250,000 | $79,558 | $880,000 |
| Home Improvement (one-to-four family) | 452 | $23,784,000 | $41,424 | $250,000 | $78,393 | $850,000 |
| Home Purchase (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 733 | $37,026,000 | $43,342 | $250,000 | $78,114 | $850,000 |
| Information not provided by applicant in mail or telephone application | 385 | $20,239,000 | $44,937 | $250,000 | $80,937 | $816,000 |
| Hispanic | 123 | $5,565,000 | $33,105 | $250,000 | $60,210 | $380,000 |
| Black | 108 | $5,281,000 | $41,157 | $203,000 | $73,578 | $464,000 |
| Asian or Pacific Islander | 70 | $4,500,000 | $56,235 | $188,000 | $89,117 | $880,000 |
| Other | 47 | $2,402,000 | $41,642 | $110,000 | $69,000 | $255,000 |
| American Indian or Alaskan Native | 3 | $94,000 | $30,500 | $35,000 | $96,500 | $128,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,469 | $75,107,000 | $42,057 | $250,000 | $78,742 | $880,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 783 | $37,926,000 | $38,257 | $250,000 | $84,085 | $524,000 |
| Application Denied By Financial Institution | 597 | $32,140,000 | $51,696 | $250,000 | $75,333 | $880,000 |
| Application Withdrawn By Applicant | 89 | $5,041,000 | $41,684 | $250,000 | $79,631 | $850,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 344 | $17,026,000 | $46,562 | $250,000 | $91,062 | $880,000 |
| Debt-To-Income Ratio | 199 | $12,739,000 | $62,633 | $250,000 | $52,033 | $207,000 |
| Collateral | 41 | $1,658,000 | $36,600 | $203,000 | $81,333 | $177,000 |
| Other | 9 | $482,000 | $47,333 | $176,000 | $77,500 | $160,000 |
| Employment History | 4 | $235,000 | $45,500 | $160,000 | $82,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Express Centurion Bk's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Express Centurion Bk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.