American Express Centurion Bk Mortgage Lending & HMDA Data, 2003
In 2003, American Express Centurion Bk of Salt Lake City, UT reported 1,469 mortgage applications totaling $75.1 million. The average application was for $51,127, and applicants reported an average income of $86,029. 53% of its applications resulted in an originated loan and 41% were denied. Its largest markets were New York, NY (82), Los Angeles-Long Beach, CA (80) and Riverside-San Bernardino, CA (50) (applications in parentheses).
| Mortgage Company & Address | American Express Centurion Bk 4315 South 2700 West Salt Lake City, UT 84184 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 1,469 |
| Total Mortgage Loan Application Amount | $75,107,000 |
| Average Mortgage Loan Application Amount | $51,127 |
| Highest Mortgage Loan Application Amount | $250,000 |
| Average Applicant Income | $86,029 |
| Highest Applicant Income | $880,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Express Centurion Bk filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 80 | $ 5,062,000 | $ 63,275 | $ 93,000 |
| Maricopa, Arizona | 41 | $ 1,941,000 | $ 47,341 | $ 89,000 |
| Broward, Florida | 36 | $ 1,556,000 | $ 43,222 | $ 74,000 |
| Miami-Dade, Florida | 32 | $ 1,661,000 | $ 51,906 | $ 84,000 |
| Riverside, California | 27 | $ 1,695,000 | $ 62,777 | $ 109,000 |
| San Bernardino, California | 23 | $ 956,000 | $ 41,565 | $ 77,000 |
| Suffolk, New York | 23 | $ 1,439,000 | $ 62,565 | $ 93,000 |
| Queens, New York | 22 | $ 2,096,000 | $ 95,272 | $ 90,000 |
| Orange, California | 21 | $ 2,104,000 | $ 100,190 | $ 144,000 |
| Hillsborough, Florida | 18 | $ 591,000 | $ 32,833 | $ 77,000 |
| Palm Beach, Florida | 18 | $ 1,354,000 | $ 75,222 | $ 109,000 |
| San Diego, California | 17 | $ 1,610,000 | $ 94,705 | $ 103,000 |
| Nassau, New York | 17 | $ 1,441,000 | $ 84,764 | $ 155,000 |
| New Castle, Delaware | 15 | $ 590,000 | $ 39,333 | $ 81,000 |
| Worcester, Massachusetts | 14 | $ 714,000 | $ 51,000 | $ 92,000 |
| Kings, New York | 14 | $ 975,000 | $ 69,642 | $ 75,000 |
| Philadelphia, Pennsylvania | 14 | $ 672,000 | $ 48,000 | $ 133,000 |
| King, Washington | 14 | $ 870,000 | $ 62,142 | $ 90,000 |
| Orange, Florida | 13 | $ 486,000 | $ 37,384 | $ 76,000 |
| Honolulu, Hawaii | 13 | $ 706,000 | $ 54,307 | $ 100,000 |
| Bronx, New York | 13 | $ 644,000 | $ 49,538 | $ 103,000 |
| Ventura, California | 12 | $ 747,000 | $ 62,250 | $ 82,000 |
| Hartford, Connecticut | 12 | $ 534,000 | $ 44,500 | $ 78,000 |
| Duval, Florida | 12 | $ 624,000 | $ 52,000 | $ 57,000 |
| St. Louis, Missouri | 12 | $ 648,000 | $ 54,000 | $ 79,000 |
| Richmond, New York | 12 | $ 897,000 | $ 74,750 | $ 67,000 |
| Sacramento, California | 11 | $ 523,000 | $ 47,545 | $ 74,000 |
| New Haven, Connecticut | 11 | $ 404,000 | $ 36,727 | $ 117,000 |
| Middlesex, Massachusetts | 11 | $ 666,000 | $ 60,545 | $ 156,000 |
| Orange, New York | 11 | $ 512,000 | $ 46,545 | $ 132,000 |
| Allegheny, Pennsylvania | 11 | $ 461,000 | $ 41,909 | $ 52,000 |
| Delaware, Pennsylvania | 11 | $ 414,000 | $ 37,636 | $ 84,000 |
| Fairfax, Virginia | 11 | $ 798,000 | $ 72,545 | $ 203,000 |
| Santa Clara, California | 10 | $ 588,000 | $ 58,800 | $ 80,000 |
| Westchester, New York | 10 | $ 645,000 | $ 64,500 | $ 81,000 |
| Virginia Beach, Virginia | 10 | $ 322,000 | $ 32,200 | $ 76,000 |
| Salt Lake, Utah | 9 | $ 314,000 | $ 34,888 | $ 67,000 |
| Pima, Arizona | 8 | $ 453,000 | $ 56,625 | $ 52,000 |
| San Joaquin, California | 8 | $ 437,000 | $ 54,625 | $ 86,000 |
| Fairfield, Connecticut | 8 | $ 503,000 | $ 62,875 | $ 118,000 |
| Montgomery, Pennsylvania | 8 | $ 243,000 | $ 30,375 | $ 74,000 |
| Pierce, Washington | 8 | $ 315,000 | $ 39,375 | $ 218,000 |
| Kern, California | 7 | $ 267,000 | $ 38,142 | $ 95,000 |
| District of Columbia, District Of Columbia | 7 | $ 389,000 | $ 55,571 | $ 81,000 |
| Lee, Florida | 7 | $ 274,000 | $ 39,142 | $ 52,000 |
| Ada, Idaho | 7 | $ 272,000 | $ 38,857 | $ 87,000 |
| Essex, Massachusetts | 7 | $ 337,000 | $ 48,142 | $ 138,000 |
| Douglas, Nebraska | 7 | $ 342,000 | $ 48,857 | $ 68,000 |
| Shelby, Tennessee | 7 | $ 173,000 | $ 24,714 | $ 70,000 |
| Loudoun, Virginia | 7 | $ 437,000 | $ 62,428 | $ 112,000 |
| Snohomish, Washington | 7 | $ 306,000 | $ 43,714 | $ 67,000 |
| Contra Costa, California | 6 | $ 535,000 | $ 89,166 | $ 113,000 |
| Tolland, Connecticut | 6 | $ 454,000 | $ 75,666 | $ 84,000 |
| Marion, Florida | 6 | $ 353,000 | $ 58,833 | $ 51,000 |
| Plymouth, Massachusetts | 6 | $ 349,000 | $ 58,166 | $ 63,000 |
| Prince William, Virginia | 6 | $ 195,000 | $ 32,500 | $ 68,000 |
| Shelby, Alabama | 5 | $ 152,000 | $ 30,400 | $ 110,000 |
| Mohave, Arizona | 5 | $ 182,000 | $ 36,400 | $ 54,000 |
| Solano, California | 5 | $ 288,000 | $ 57,600 | $ 71,000 |
| Polk, Florida | 5 | $ 177,000 | $ 35,400 | $ 71,000 |
| Sarasota, Florida | 5 | $ 270,000 | $ 54,000 | $ 86,000 |
| Orleans, Louisiana | 5 | $ 211,000 | $ 42,200 | $ 80,000 |
| Norfolk, Massachusetts | 5 | $ 408,000 | $ 81,600 | $ 91,000 |
| Jackson, Missouri | 5 | $ 209,000 | $ 41,800 | $ 57,000 |
| Bernalillo, New Mexico | 5 | $ 127,000 | $ 25,400 | $ 74,000 |
| Hamilton, Ohio | 5 | $ 396,000 | $ 79,200 | $ 116,000 |
| Summit, Ohio | 5 | $ 204,000 | $ 40,800 | $ 81,000 |
| Deschutes, Oregon | 5 | $ 159,000 | $ 31,800 | $ 84,000 |
| Chester, Pennsylvania | 5 | $ 317,000 | $ 63,400 | $ 121,000 |
| Davidson, Tennessee | 5 | $ 248,000 | $ 49,600 | $ 72,000 |
| Clark, Washington | 5 | $ 196,000 | $ 39,200 | $ 126,000 |
| Thurston, Washington | 5 | $ 213,000 | $ 42,600 | $ 89,000 |
| Jefferson, Alabama | 4 | $ 177,000 | $ 44,250 | $ 56,000 |
| Pulaski, Arkansas | 4 | $ 289,000 | $ 72,250 | $ 52,000 |
| Placer, California | 4 | $ 211,000 | $ 52,750 | $ 80,000 |
| Tulare, California | 4 | $ 186,000 | $ 46,500 | $ 77,000 |
| Bay, Florida | 4 | $ 183,000 | $ 45,750 | $ 76,000 |
| Brevard, Florida | 4 | $ 110,000 | $ 27,500 | $ 69,000 |
| Pinellas, Florida | 4 | $ 167,000 | $ 41,750 | $ 61,000 |
| Hawaii, Hawaii | 4 | $ 330,000 | $ 82,500 | $ 80,000 |
| Marion, Indiana | 4 | $ 103,000 | $ 25,750 | $ 44,000 |
| Sedgwick, Kansas | 4 | $ 196,000 | $ 49,000 | $ 53,000 |
| Jefferson, Kentucky | 4 | $ 92,000 | $ 23,000 | $ 67,000 |
| Jefferson, Louisiana | 4 | $ 231,000 | $ 57,750 | $ 63,000 |
| Clay, Missouri | 4 | $ 80,000 | $ 20,000 | $ 69,000 |
| St. Charles, Missouri | 4 | $ 163,000 | $ 40,750 | $ 121,000 |
| Rockingham, New Hampshire | 4 | $ 104,000 | $ 26,000 | $ 96,000 |
| Santa Fe, New Mexico | 4 | $ 214,000 | $ 53,500 | $ 47,000 |
| Erie, New York | 4 | $ 138,000 | $ 34,500 | $ 40,000 |
| New York, New York | 4 | $ 472,000 | $ 118,000 | $ 113,000 |
| Rensselaer, New York | 4 | $ 242,000 | $ 60,500 | $ 93,000 |
| Rockland, New York | 4 | $ 201,000 | $ 50,250 | $ 95,000 |
| Ulster, New York | 4 | $ 145,000 | $ 36,250 | $ 70,000 |
| Cass, North Dakota | 4 | $ 170,000 | $ 42,500 | $ 53,000 |
| Franklin, Ohio | 4 | $ 81,000 | $ 20,250 | $ 88,000 |
| Lucas, Ohio | 4 | $ 113,000 | $ 28,250 | $ 54,000 |
| Tulsa, Oklahoma | 4 | $ 205,000 | $ 51,250 | $ 73,000 |
| Bucks, Pennsylvania | 4 | $ 371,000 | $ 92,750 | $ 141,000 |
| Cumberland, Pennsylvania | 4 | $ 99,000 | $ 24,750 | $ 51,000 |
| Monroe, Pennsylvania | 4 | $ 492,000 | $ 123,000 | $ 86,000 |
| Westmoreland, Pennsylvania | 4 | $ 112,000 | $ 28,000 | $ 44,000 |
| York, Pennsylvania | 4 | $ 190,000 | $ 47,500 | $ 75,000 |
| Blount, Tennessee | 4 | $ 106,000 | $ 26,500 | $ 54,000 |
| Anchorage, Alaska | 3 | $ 80,000 | $ 26,666 | $ 53,000 |
| Fairbanks North Star, Alaska | 3 | $ 131,000 | $ 43,666 | $ 62,000 |
| Kenai Peninsula, Alaska | 3 | $ 60,000 | $ 20,000 | $ 63,000 |
| Alameda, California | 3 | $ 300,000 | $ 100,000 | $ 122,000 |
| Fresno, California | 3 | $ 65,000 | $ 21,666 | $ 77,000 |
| Marin, California | 3 | $ 313,000 | $ 104,333 | $ 143,000 |
| San Mateo, California | 3 | $ 380,000 | $ 126,666 | $ 132,000 |
| Santa Barbara, California | 3 | $ 100,000 | $ 33,333 | $ 81,000 |
| New London, Connecticut | 3 | $ 97,000 | $ 32,333 | $ 75,000 |
| Windham, Connecticut | 3 | $ 169,000 | $ 56,333 | $ 102,000 |
| Alachua, Florida | 3 | $ 105,000 | $ 35,000 | $ 54,000 |
| Clay, Florida | 3 | $ 122,000 | $ 40,666 | $ 81,000 |
| Manatee, Florida | 3 | $ 92,000 | $ 30,666 | $ 81,000 |
| Martin, Florida | 3 | $ 128,000 | $ 42,666 | $ 67,000 |
| Osceola, Florida | 3 | $ 190,000 | $ 63,333 | $ 91,000 |
| Pasco, Florida | 3 | $ 88,000 | $ 29,333 | $ 65,000 |
| Seminole, Florida | 3 | $ 195,000 | $ 65,000 | $ 139,000 |
| Howard, Indiana | 3 | $ 125,000 | $ 41,666 | $ 47,000 |
| Johnson, Kansas | 3 | $ 102,000 | $ 34,000 | $ 112,000 |
| Hampden, Massachusetts | 3 | $ 117,000 | $ 39,000 | $ 113,000 |
| Suffolk, Massachusetts | 3 | $ 111,000 | $ 37,000 | $ 109,000 |
| Merrimack, New Hampshire | 3 | $ 112,000 | $ 37,333 | $ 81,000 |
| Monroe, New York | 3 | $ 77,000 | $ 25,666 | $ 60,000 |
| Niagara, New York | 3 | $ 77,000 | $ 25,666 | $ 39,000 |
| Putnam, New York | 3 | $ 280,000 | $ 93,333 | $ 91,000 |
| Sullivan, New York | 3 | $ 117,000 | $ 39,000 | $ 78,000 |
| Marion, Oregon | 3 | $ 111,000 | $ 37,000 | $ 89,000 |
| Carbon, Pennsylvania | 3 | $ 216,000 | $ 72,000 | $ 135,000 |
| Lehigh, Pennsylvania | 3 | $ 145,000 | $ 48,333 | $ 143,000 |
| Washington, Pennsylvania | 3 | $ 206,000 | $ 68,666 | $ 83,000 |
| Cumberland, Tennessee | 3 | $ 70,000 | $ 23,333 | $ 44,000 |
| Hawkins, Tennessee | 3 | $ 63,000 | $ 21,000 | $ 39,000 |
| Knox, Tennessee | 3 | $ 81,000 | $ 27,000 | $ 55,000 |
| Davis, Utah | 3 | $ 77,000 | $ 25,666 | $ 60,000 |
| Chelan, Washington | 3 | $ 222,000 | $ 74,000 | $ 56,000 |
| Spokane, Washington | 3 | $ 125,000 | $ 41,666 | $ 35,000 |
| Yakima, Washington | 3 | $ 125,000 | $ 41,666 | $ 264,000 |
| Marengo, Alabama | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Mobile, Alabama | 2 | $ 54,000 | $ 27,000 | $ 75,000 |
| Tallapoosa, Alabama | 2 | $ 154,000 | $ 77,000 | $ 36,000 |
| Tuscaloosa, Alabama | 2 | $ 63,000 | $ 31,500 | $ 62,000 |
| Navajo, Arizona | 2 | $ 138,000 | $ 69,000 | $ 113,000 |
| Yavapai, Arizona | 2 | $ 141,000 | $ 70,500 | $ 44,000 |
| Benton, Arkansas | 2 | $ 40,000 | $ 20,000 | $ 116,000 |
| El Dorado, California | 2 | $ 56,000 | $ 28,000 | $ 67,000 |
| Imperial, California | 2 | $ 64,000 | $ 32,000 | $ 130,000 |
| Kings, California | 2 | $ 150,000 | $ 75,000 | $ 77,000 |
| Madera, California | 2 | $ 147,000 | $ 73,500 | $ 102,000 |
| Mendocino, California | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Monterey, California | 2 | $ 205,000 | $ 102,500 | $ 125,000 |
| Shasta, California | 2 | $ 58,000 | $ 29,000 | $ 53,000 |
| Litchfield, Connecticut | 2 | $ 50,000 | $ 25,000 | $ 108,000 |
| Sussex, Delaware | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Citrus, Florida | 2 | $ 52,000 | $ 26,000 | $ 56,000 |
| Collier, Florida | 2 | $ 115,000 | $ 57,500 | $ 102,000 |
| Escambia, Florida | 2 | $ 49,000 | $ 24,500 | $ 168,000 |
| St. Lucie, Florida | 2 | $ 51,000 | $ 25,500 | $ 73,000 |
| Sumter, Florida | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Volusia, Florida | 2 | $ 60,000 | $ 30,000 | $ 92,000 |
| Maui, Hawaii | 2 | $ 43,000 | $ 21,500 | $ 59,000 |
| Kootenai, Idaho | 2 | $ 53,000 | $ 26,500 | $ 111,000 |
| Madison, Indiana | 2 | $ 57,000 | $ 28,500 | $ 139,000 |
| Porter, Indiana | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| St. Joseph, Indiana | 2 | $ 31,000 | $ 15,500 | $ 105,000 |
| Dickinson, Kansas | 2 | $ 78,000 | $ 39,000 | $ 44,000 |
| Campbell, Kentucky | 2 | $ 34,000 | $ 17,000 | $ 54,000 |
| Oldham, Kentucky | 2 | $ 207,000 | $ 103,500 | $ 67,000 |
| Bossier, Louisiana | 2 | $ 107,000 | $ 53,500 | $ 38,000 |
| East Baton Rouge, Louisiana | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| St. Tammany, Louisiana | 2 | $ 83,000 | $ 41,500 | $ 82,000 |
| Tangipahoa, Louisiana | 2 | $ 67,000 | $ 33,500 | $ 72,000 |
| Hampshire, Massachusetts | 2 | $ 162,000 | $ 81,000 | $ 70,000 |
| Greene, Missouri | 2 | $ 72,000 | $ 36,000 | $ 69,000 |
| Jefferson, Missouri | 2 | $ 245,000 | $ 122,500 | $ 58,000 |
| Lancaster, Nebraska | 2 | $ 30,000 | $ 15,000 | $ 68,000 |
| Sarpy, Nebraska | 2 | $ 50,000 | $ 25,000 | $ 53,000 |
| Quay, New Mexico | 2 | $ 43,000 | $ 21,500 | $ 37,000 |
| Dutchess, New York | 2 | $ 170,000 | $ 85,000 | $ 117,000 |
| Madison, New York | 2 | $ 75,000 | $ 37,500 | $ 58,000 |
| Oneida, New York | 2 | $ 30,000 | $ 15,000 | $ 66,000 |
| Geauga, Ohio | 2 | $ 116,000 | $ 58,000 | $ 237,000 |
| Marion, Ohio | 2 | $ 72,000 | $ 36,000 | $ 82,000 |
| Montgomery, Ohio | 2 | $ 35,000 | $ 17,500 | $ 88,000 |
| Lincoln, Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Oklahoma, Oklahoma | 2 | $ 63,000 | $ 31,500 | $ 45,000 |
| Clackamas, Oregon | 2 | $ 41,000 | $ 20,500 | $ 53,000 |
| Jackson, Oregon | 2 | $ 44,000 | $ 22,000 | $ 94,000 |
| Lane, Oregon | 2 | $ 45,000 | $ 22,500 | $ 53,000 |
| Multnomah, Oregon | 2 | $ 83,000 | $ 41,500 | $ 148,000 |
| Washington, Oregon | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| Adams, Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Beaver, Pennsylvania | 2 | $ 73,000 | $ 36,500 | $ 61,000 |
| Berks, Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 39,000 |
| Dauphin, Pennsylvania | 2 | $ 272,000 | $ 136,000 | $ 62,000 |
| Franklin, Pennsylvania | 2 | $ 49,000 | $ 24,500 | $ 47,000 |
| Lackawanna, Pennsylvania | 2 | $ 57,000 | $ 28,500 | $ 58,000 |
| Lancaster, Pennsylvania | 2 | $ 65,000 | $ 32,500 | $ 47,000 |
| Lebanon, Pennsylvania | 2 | $ 35,000 | $ 17,500 | $ 45,000 |
| Pike, Pennsylvania | 2 | $ 86,000 | $ 43,000 | $ 100,000 |
| Wayne, Pennsylvania | 2 | $ 275,000 | $ 137,500 | $ 200,000 |
| Hamilton, Tennessee | 2 | $ 117,000 | $ 58,500 | $ 50,000 |
| Rutherford, Tennessee | 2 | $ 49,000 | $ 24,500 | $ 93,000 |
| Utah, Utah | 2 | $ 55,000 | $ 27,500 | $ 103,000 |
| Alexandria, Virginia | 2 | $ 99,000 | $ 49,500 | $ 53,000 |
| Arlington, Virginia | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Chesapeake, Virginia | 2 | $ 102,000 | $ 51,000 | $ 106,000 |
| Chesterfield, Virginia | 2 | $ 102,000 | $ 51,000 | $ 70,000 |
| Louisa, Virginia | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| Montgomery, Virginia | 2 | $ 76,000 | $ 38,000 | $ 111,000 |
| Norfolk, Virginia | 2 | $ 114,000 | $ 57,000 | $ 47,000 |
| Portsmouth, Virginia | 2 | $ 41,000 | $ 20,500 | $ 46,000 |
| Rockingham, Virginia | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| Kitsap, Washington | 2 | $ 52,000 | $ 26,000 | $ 66,000 |
| Stevens, Washington | 2 | $ 93,000 | $ 46,500 | $ 61,000 |
| Whatcom, Washington | 2 | $ 115,000 | $ 57,500 | $ 79,000 |
| Kanawha, West Virginia | 2 | $ 39,000 | $ 19,500 | $ 75,000 |
| Monongalia, West Virginia | 2 | $ 158,000 | $ 79,000 | $ 88,000 |
| Preston, West Virginia | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Montgomery, Alabama | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Morgan, Alabama | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Talladega, Alabama | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Washington, Alabama | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Matanuska-Susitna, Alaska | 1 | $ 38,000 | $ 38,000 | $ 129,000 |
| Gila, Arizona | 1 | $ 18,000 | $ 18,000 | $ 73,000 |
| Baxter, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Boone, Arkansas | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| Cleburne, Arkansas | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Craighead, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Crittenden, Arkansas | 1 | $ 33,000 | $ 33,000 | $ 82,000 |
| Desha, Arkansas | 1 | $ 20,000 | $ 20,000 | $ 113,000 |
| Drew, Arkansas | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Garland, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Jefferson, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Johnson, Arkansas | 1 | $ 84,000 | $ 84,000 | $ 107,000 |
| Miller, Arkansas | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Sebastian, Arkansas | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Washington, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Amador, California | 1 | $ 103,000 | $ 103,000 | $ 124,000 |
| Butte, California | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
| Calaveras, California | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Mariposa, California | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| San Francisco, California | 1 | $ 59,000 | $ 59,000 | $ 137,000 |
| San Luis Obispo, California | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Santa Cruz, California | 1 | $ 39,000 | $ 39,000 | $ 65,000 |
| Siskiyou, California | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Sonoma, California | 1 | $ 20,000 | $ 20,000 | $ 160,000 |
| Stanislaus, California | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Tehama, California | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Charlotte, Florida | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Franklin, Florida | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Hernando, Florida | 1 | $ 23,000 | $ 23,000 | $ 81,000 |
| Highlands, Florida | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Leon, Florida | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Nassau, Florida | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Okaloosa, Florida | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| St. Johns, Florida | 1 | $ 92,000 | $ 92,000 | $ 83,000 |
| Madison, Idaho | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Twin Falls, Idaho | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Allen, Indiana | 1 | $ 20,000 | $ 20,000 | $ 64,000 |
| Bartholomew, Indiana | 1 | $ 94,000 | $ 94,000 | $ 78,000 |
| Boone, Indiana | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Clinton, Indiana | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| Daviess, Indiana | 1 | $ 21,000 | $ 21,000 | $ 61,000 |
| Dearborn, Indiana | 1 | $ 30,000 | $ 30,000 | $ 173,000 |
| Hamilton, Indiana | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Hancock, Indiana | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Jackson, Indiana | 1 | $ 26,000 | $ 26,000 | $ 113,000 |
| Jennings, Indiana | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Lake, Indiana | 1 | $ 26,000 | $ 26,000 | $ 50,000 |
| Perry, Indiana | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Washington, Indiana | 1 | $ 23,000 | $ 23,000 | $ 56,000 |
| Ellis, Kansas | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| Harvey, Kansas | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Haskell, Kansas | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Riley, Kansas | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Saline, Kansas | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Ballard, Kentucky | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Caldwell, Kentucky | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Fayette, Kentucky | 1 | $ 24,000 | $ 24,000 | $ 78,000 |
| Greenup, Kentucky | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Kenton, Kentucky | 1 | $ 24,000 | $ 24,000 | $ 375,000 |
| Laurel, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Madison, Kentucky | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Scott, Kentucky | 1 | $ 21,000 | $ 21,000 | $ 123,000 |
| Warren, Kentucky | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Ascension, Louisiana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Caddo, Louisiana | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Lafayette, Louisiana | 1 | $ 20,000 | $ 20,000 | $ 79,000 |
| Lafourche, Louisiana | 1 | $ 130,000 | $ 130,000 | $ 128,000 |
| Livingston, Louisiana | 1 | $ 51,000 | $ 51,000 | $ 116,000 |
| Ouachita, Louisiana | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| Rapides, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| St. John the Baptist, Louisiana | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Vernon, Louisiana | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| West Feliciana, Louisiana | 1 | $ 39,000 | $ 39,000 | $ 167,000 |
| Penobscot, Maine | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Barnstable, Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Hinds, Mississippi | 1 | $ 61,000 | $ 61,000 | $ 107,000 |
| Jackson, Mississippi | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Lee, Mississippi | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Lowndes, Mississippi | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Madison, Mississippi | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Rankin, Mississippi | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Union, Mississippi | 1 | $ 45,000 | $ 45,000 | $ 162,000 |
| Benton, Missouri | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Polk, Missouri | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Ray, Missouri | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| St. Louis City, Missouri | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| Taney, Missouri | 1 | $ 34,000 | $ 34,000 | $ 130,000 |
| Lincoln, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Scotts Bluff, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Stanton, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Wayne, Nebraska | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Cheshire, New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Grafton, New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Hillsborough, New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Strafford, New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Sullivan, New Hampshire | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Union, New Jersey | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Curry, New Mexico | 1 | $ 15,000 | $ 15,000 | $ 145,000 |
| Hidalgo, New Mexico | 1 | $ 68,000 | $ 68,000 | $ 68,000 |
| Luna, New Mexico | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| San Juan, New Mexico | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Taos, New Mexico | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
| Broome, New York | 1 | $ 69,000 | $ 69,000 | $ 136,000 |
| Fulton, New York | 1 | $ 29,000 | $ 29,000 | $ 73,000 |
| Greene, New York | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Livingston, New York | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Onondaga, New York | 1 | $ 47,000 | $ 47,000 | $ 105,000 |
| Otsego, New York | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
| St. Lawrence, New York | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Grand Forks, North Dakota | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Auglaize, Ohio | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Cuyahoga, Ohio | 1 | $ 120,000 | $ 120,000 | $ 180,000 |
| Delaware, Ohio | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Erie, Ohio | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Greene, Ohio | 1 | $ 35,000 | $ 35,000 | $ 175,000 |
| Licking, Ohio | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Mahoning, Ohio | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Medina, Ohio | 1 | $ 28,000 | $ 28,000 | $ 54,000 |
| Miami, Ohio | 1 | $ 19,000 | $ 19,000 | $ 61,000 |
| Stark, Ohio | 1 | $ 17,000 | $ 17,000 | $ 35,000 |
| Trumbull, Ohio | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
| Warren, Ohio | 1 | $ 82,000 | $ 82,000 | $ 109,000 |
| Wayne, Ohio | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Canadian, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Carter, Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 69,000 |
| Cleveland, Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Delaware, Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 22,000 |
| Grady, Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 106,000 |
| Johnston, Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Mayes, Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Pawnee, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Washington, Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 80,000 |
| Benton, Oregon | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Columbia, Oregon | 1 | $ 34,000 | $ 34,000 | $ 71,000 |
| Coos, Oregon | 1 | $ 56,000 | $ 56,000 | $ 67,000 |
| Polk, Oregon | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Yamhill, Oregon | 1 | $ 121,000 | $ 121,000 | $ 102,000 |
| Cambria, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Columbia, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Erie, Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 20,000 |
| Luzerne, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| McKean, Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 350,000 |
| Northampton, Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 99,000 |
| Northumberland, Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 35,000 |
| Schuylkill, Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 44,000 |
| Warren, Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 100,000 |
| Cheatham, Tennessee | 1 | $ 29,000 | $ 29,000 | $ 73,000 |
| Franklin, Tennessee | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Hardeman, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Haywood, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Jefferson, Tennessee | 1 | $ 20,000 | $ 20,000 | $ 63,000 |
| Madison, Tennessee | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Marshall, Tennessee | 1 | $ 28,000 | $ 28,000 | $ 105,000 |
| Roane, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Scott, Tennessee | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Sevier, Tennessee | 1 | $ 56,000 | $ 56,000 | $ 19,000 |
| Williamson, Tennessee | 1 | $ 17,000 | $ 17,000 | $ 53,000 |
| Wilson, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Box Elder, Utah | 1 | $ 17,000 | $ 17,000 | $ 57,000 |
| Cache, Utah | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Carbon, Utah | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Garfield, Utah | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Tooele, Utah | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Wasatch, Utah | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Accomack, Virginia | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Albemarle, Virginia | 1 | $ 32,000 | $ 32,000 | $ 65,000 |
| Clarke, Virginia | 1 | $ 60,000 | $ 60,000 | $ 140,000 |
| Culpeper, Virginia | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Frederick, Virginia | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Hampton, Virginia | 1 | $ 58,000 | $ 58,000 | $ 103,000 |
| King William, Virginia | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Newport News, Virginia | 1 | $ 31,000 | $ 31,000 | $ 69,000 |
| Northampton, Virginia | 1 | $ 21,000 | $ 21,000 | $ 50,000 |
| Prince Edward, Virginia | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Rappahannock, Virginia | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Richmond City, Virginia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Roanoke, Virginia | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Shenandoah, Virginia | 1 | $ 28,000 | $ 28,000 | $ 30,000 |
| Stafford, Virginia | 1 | $ 62,000 | $ 62,000 | $ 120,000 |
| Suffolk, Virginia | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Surry, Virginia | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Warren, Virginia | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Benton, Washington | 1 | $ 56,000 | $ 56,000 | $ 234,000 |
| Cowlitz, Washington | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Ferry, Washington | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Grays Harbor, Washington | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Island, Washington | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Whitman, Washington | 1 | $ 18,000 | $ 18,000 | $ 127,000 |
| Doddridge, West Virginia | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Jefferson, West Virginia | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Tucker, West Virginia | 1 | $ 17,000 | $ 17,000 | $ 52,000 |
| Fremont, Wyoming | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Laramie, Wyoming | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Lincoln, Wyoming | 1 | $ 38,000 | $ 38,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for American Express Centurion Bk in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,017 | $51,323,000 | $42,735 | $250,000 | $79,558 | $880,000 |
| Home Improvement (one-to-four family) | 452 | $23,784,000 | $41,424 | $250,000 | $78,393 | $850,000 |
| Home Purchase (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 733 | $37,026,000 | $43,342 | $250,000 | $78,114 | $850,000 |
| Information not provided by applicant in mail or telephone application | 385 | $20,239,000 | $44,937 | $250,000 | $80,937 | $816,000 |
| Hispanic | 123 | $5,565,000 | $33,105 | $250,000 | $60,210 | $380,000 |
| Black | 108 | $5,281,000 | $41,157 | $203,000 | $73,578 | $464,000 |
| Asian or Pacific Islander | 70 | $4,500,000 | $56,235 | $188,000 | $89,117 | $880,000 |
| Other | 47 | $2,402,000 | $41,642 | $110,000 | $69,000 | $255,000 |
| American Indian or Alaskan Native | 3 | $94,000 | $30,500 | $35,000 | $96,500 | $128,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,469 | $75,107,000 | $42,057 | $250,000 | $78,742 | $880,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 783 | $37,926,000 | $38,257 | $250,000 | $84,085 | $524,000 |
| Application Denied By Financial Institution | 597 | $32,140,000 | $51,696 | $250,000 | $75,333 | $880,000 |
| Application Withdrawn By Applicant | 89 | $5,041,000 | $41,684 | $250,000 | $79,631 | $850,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 344 | $17,026,000 | $46,562 | $250,000 | $91,062 | $880,000 |
| Debt-To-Income Ratio | 199 | $12,739,000 | $62,633 | $250,000 | $52,033 | $207,000 |
| Collateral | 41 | $1,658,000 | $36,600 | $203,000 | $81,333 | $177,000 |
| Other | 9 | $482,000 | $47,333 | $176,000 | $77,500 | $160,000 |
| Employment History | 4 | $235,000 | $45,500 | $160,000 | $82,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Express Centurion Bk's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Express Centurion Bk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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