American Finance House Lariba 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 499 |
| Total Mortgage Loan Application Amount | $100,849,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 58 | $ 9,272,000 | $ 159,000 | $ 101,000 |
| Collin County Texas | 35 | $ 6,139,000 | $ 175,000 | $ 100,000 |
| Harris County Texas | 34 | $ 4,845,000 | $ 142,000 | $ 70,000 |
| Fort Bend County Texas | 26 | $ 4,192,000 | $ 161,000 | $ 64,000 |
| Davidson County Tennessee | 11 | $ 2,098,000 | $ 190,000 | $ 67,000 |
| Tarrant County Texas | 11 | $ 1,975,000 | $ 179,000 | $ 79,000 |
| Fairfield County Connecticut | 9 | $ 2,331,000 | $ 259,000 | $ 92,000 |
| Fulton County Georgia | 9 | $ 1,699,000 | $ 188,000 | $ 63,000 |
| Gwinnett County Georgia | 8 | $ 1,439,000 | $ 179,000 | $ 53,000 |
| Oklahoma County Oklahoma | 8 | $ 1,287,000 | $ 160,000 | $ 60,000 |
| King County Washington | 8 | $ 2,473,000 | $ 309,000 | $ 92,000 |
| Los Angeles County California | 7 | $ 1,829,000 | $ 261,000 | $ 120,000 |
| Baltimore County Maryland | 7 | $ 1,497,000 | $ 213,000 | $ 114,000 |
| Shelby County Tennessee | 7 | $ 1,120,000 | $ 160,000 | $ 113,000 |
| Denton County Texas | 7 | $ 1,597,000 | $ 228,000 | $ 148,000 |
| Williamson County Texas | 7 | $ 1,525,000 | $ 217,000 | $ 95,000 |
| Johnson County Kansas | 6 | $ 1,345,000 | $ 224,000 | $ 94,000 |
| Middlesex County Massachusetts | 6 | $ 1,839,000 | $ 306,000 | $ 134,000 |
| Travis County Texas | 6 | $ 984,000 | $ 164,000 | $ 68,000 |
| San Diego County California | 5 | $ 1,027,000 | $ 205,000 | $ 79,000 |
| Santa Clara County California | 5 | $ 1,428,000 | $ 285,000 | $ 98,000 |
| Miami-Dade County Florida | 5 | $ 696,000 | $ 139,000 | $ 70,000 |
| Wayne County Michigan | 5 | $ 909,000 | $ 181,000 | $ 94,000 |
| Wake County North Carolina | 5 | $ 1,211,000 | $ 242,000 | $ 144,000 |
| Orange County California | 4 | $ 2,459,000 | $ 614,000 | $ 177,000 |
| Sacramento County California | 4 | $ 1,109,000 | $ 277,000 | $ 61,000 |
| New Haven County Connecticut | 4 | $ 702,000 | $ 175,000 | $ 67,000 |
| Orange County Florida | 4 | $ 1,113,000 | $ 278,000 | $ 110,000 |
| DeKalb County Georgia | 4 | $ 503,000 | $ 125,000 | $ 36,000 |
| Tulsa County Oklahoma | 4 | $ 577,000 | $ 144,000 | $ 63,000 |
| Washington County Oregon | 4 | $ 921,000 | $ 230,000 | $ 100,000 |
| Snohomish County Washington | 4 | $ 1,497,000 | $ 374,000 | $ 154,000 |
| San Bernardino County California | 3 | $ 736,000 | $ 245,000 | $ 125,000 |
| Leon County Florida | 3 | $ 734,000 | $ 244,000 | $ 118,000 |
| Seminole County Florida | 3 | $ 1,102,000 | $ 367,000 | $ 139,000 |
| Prince George's County Maryland | 3 | $ 905,000 | $ 301,000 | $ 67,000 |
| Suffolk County Massachusetts | 3 | $ 704,000 | $ 234,000 | $ 57,000 |
| Knox County Tennessee | 3 | $ 672,000 | $ 224,000 | $ 96,000 |
| Galveston County Texas | 3 | $ 607,000 | $ 202,000 | $ 93,000 |
| Fairfax County Virginia | 3 | $ 761,000 | $ 253,000 | $ 99,000 |
| Kitsap County Washington | 3 | $ 817,000 | $ 272,000 | $ 86,000 |
| Fresno County California | 2 | $ 645,000 | $ 322,000 | $ 86,000 |
| Hartford County Connecticut | 2 | $ 325,000 | $ 162,000 | $ 49,000 |
| Hernando County Florida | 2 | $ 571,000 | $ 285,000 | $ 195,000 |
| Hillsborough County Florida | 2 | $ 612,000 | $ 306,000 | $ 96,000 |
| Lee County Florida | 2 | $ 620,000 | $ 310,000 | $ 144,000 |
| Osceola County Florida | 2 | $ 98,000 | $ 49,000 | $ 145,000 |
| Cobb County Georgia | 2 | $ 385,000 | $ 192,000 | $ 60,000 |
| Forsyth County Georgia | 2 | $ 384,000 | $ 192,000 | $ 67,000 |
| Cook County Illinois | 2 | $ 584,000 | $ 292,000 | $ 64,000 |
| Scott County Iowa | 2 | $ 602,000 | $ 301,000 | $ 219,000 |
| Story County Iowa | 2 | $ 239,000 | $ 119,000 | $ 217,000 |
| Hampden County Massachusetts | 2 | $ 474,000 | $ 237,000 | $ 115,000 |
| Oakland County Michigan | 2 | $ 598,000 | $ 299,000 | $ 300,000 |
| Hennepin County Minnesota | 2 | $ 479,000 | $ 239,000 | $ 71,000 |
| Jackson County Missouri | 2 | $ 162,000 | $ 81,000 | $ 61,000 |
| St. Louis County Missouri | 2 | $ 380,000 | $ 190,000 | $ 38,000 |
| Clark County Nevada | 2 | $ 805,000 | $ 402,000 | $ 144,000 |
| Bernalillo County New Mexico | 2 | $ 383,000 | $ 191,000 | $ 82,000 |
| Butler County Ohio | 2 | $ 130,000 | $ 65,000 | $ 127,000 |
| Franklin County Ohio | 2 | $ 241,000 | $ 120,000 | $ 30,000 |
| Lucas County Ohio | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Multnomah County Oregon | 2 | $ 398,000 | $ 199,000 | $ 57,000 |
| Rutherford County Tennessee | 2 | $ 211,000 | $ 105,000 | $ 63,000 |
| Williamson County Tennessee | 2 | $ 526,000 | $ 263,000 | $ 109,000 |
| Bexar County Texas | 2 | $ 209,000 | $ 104,000 | $ 40,000 |
| Brazoria County Texas | 2 | $ 270,000 | $ 135,000 | $ 119,000 |
| Brazos County Texas | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Nueces County Texas | 2 | $ 339,000 | $ 169,000 | $ 118,000 |
| Prince William County Virginia | 2 | $ 831,000 | $ 415,000 | $ 131,000 |
| Milwaukee County Wisconsin | 2 | $ 404,000 | $ 202,000 | $ 56,000 |
| Fairbanks North Star County Alaska | 1 | $ 198,000 | $ 198,000 | $ 49,000 |
| Washington County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Alameda County California | 1 | $ 594,000 | $ 594,000 | $ 142,000 |
| Contra Costa County California | 1 | $ 450,000 | $ 450,000 | $ 123,000 |
| San Mateo County California | 1 | $ 509,000 | $ 509,000 | $ 95,000 |
| Santa Barbara County California | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Stanislaus County California | 1 | $ 410,000 | $ 410,000 | $ 105,000 |
| Yolo County California | 1 | $ 417,000 | $ 417,000 | $ 33,000 |
| Arapahoe County Colorado | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| El Paso County Colorado | 1 | $ 194,000 | $ 194,000 | $ 51,000 |
| Larimer County Colorado | 1 | $ 153,000 | $ 153,000 | $ 104,000 |
| Litchfield County Connecticut | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| Brevard County Florida | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
| Broward County Florida | 1 | $ 229,000 | $ 229,000 | $ 73,000 |
| Manatee County Florida | 1 | $ 294,000 | $ 294,000 | $ 110,000 |
| Polk County Florida | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Columbia County Georgia | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Newton County Georgia | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Paulding County Georgia | 1 | $ 215,000 | $ 215,000 | $ 28,000 |
| Richmond County Georgia | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Peoria County Illinois | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Will County Illinois | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Allen County Indiana | 1 | $ 164,000 | $ 164,000 | $ 76,000 |
| Boone County Indiana | 1 | $ 258,000 | $ 258,000 | $ 185,000 |
| Delaware County Indiana | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Hamilton County Indiana | 1 | $ 153,000 | $ 153,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Monroe County Indiana | 1 | $ 67,000 | $ 67,000 | $ 104,000 |
| Noble County Indiana | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Dubuque County Iowa | 1 | $ 98,000 | $ 98,000 | $ 120,000 |
| Johnson County Iowa | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Ford County Kansas | 1 | $ 147,000 | $ 147,000 | $ 148,000 |
| Fayette County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Anne Arundel County Maryland | 1 | $ 304,000 | $ 304,000 | $ 83,000 |
| Calvert County Maryland | 1 | $ 344,000 | $ 344,000 | $ 39,000 |
| Howard County Maryland | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Montgomery County Maryland | 1 | $ 390,000 | $ 390,000 | $ 103,000 |
| Washington County Maryland | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Bristol County Massachusetts | 1 | $ 346,000 | $ 346,000 | $ 83,000 |
| Essex County Massachusetts | 1 | $ 61,000 | $ 61,000 | $ 235,000 |
| Plymouth County Massachusetts | 1 | $ 380,000 | $ 380,000 | $ 7,000 |
| Worcester County Massachusetts | 1 | $ 403,000 | $ 403,000 | $ 212,000 |
| Kent County Michigan | 1 | $ 170,000 | $ 170,000 | $ 88,000 |
| Saginaw County Michigan | 1 | $ 282,000 | $ 282,000 | $ 144,000 |
| Washtenaw County Michigan | 1 | $ 428,000 | $ 428,000 | $ 112,000 |
| Anoka County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 77,000 |
| Dakota County Minnesota | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Washington County Minnesota | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Lafayette County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Butler County Missouri | 1 | $ 300,000 | $ 300,000 | $ 117,000 |
| Greene County Missouri | 1 | $ 226,000 | $ 226,000 | $ 69,000 |
| St. Charles County Missouri | 1 | $ 276,000 | $ 276,000 | $ 63,000 |
| Douglas County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Atlantic County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 30,000 |
| Cumberland County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Cabarrus County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Cumberland County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 94,000 |
| Durham County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 61,000 |
| Johnston County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Mecklenburg County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Cuyahoga County Ohio | 1 | $ 42,000 | $ 42,000 | $ 61,000 |
| Hamilton County Ohio | 1 | $ 312,000 | $ 312,000 | $ 145,000 |
| Montgomery County Ohio | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Washington County Ohio | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Cleveland County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Benton County Oregon | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Polk County Oregon | 1 | $ 388,000 | $ 388,000 | $ 119,000 |
| Charleston County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Greenville County South Carolina | 1 | $ 304,000 | $ 304,000 | $ 170,000 |
| Greenwood County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Richland County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 88,000 |
| York County South Carolina | 1 | $ 347,000 | $ 347,000 | $ 148,000 |
| Hamilton County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 89,000 |
| Putnam County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Cameron County Texas | 1 | $ 201,000 | $ 201,000 | $ 130,000 |
| Gregg County Texas | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Hidalgo County Texas | 1 | $ 264,000 | $ 264,000 | $ 180,000 |
| Jefferson County Texas | 1 | $ 204,000 | $ 204,000 | $ 49,000 |
| San Saba County Texas | 1 | $ 77,000 | $ 77,000 | $ 55,000 |
| Chesterfield County Virginia | 1 | $ 230,000 | $ 230,000 | $ 138,000 |
| Norfolk County Virginia | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Richmond City County Virginia | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Roanoke County Virginia | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Thurston County Washington | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Marinette County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 150,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 403 | $78,984,000 | $195,000 | $594,000 | $89,000 | $540,000 |
| Refinancing | 96 | $21,865,000 | $227,000 | $1,500,000 | $99,000 | $426,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 325 | $65,289,000 | $200,000 | $594,000 | $93,000 | $540,000 |
| White | 60 | $11,791,000 | $196,000 | $470,000 | $92,000 | $300,000 |
| Not Provided | 57 | $12,692,000 | $222,000 | $1,500,000 | $95,000 | $426,000 |
| Black or African American | 49 | $9,663,000 | $197,000 | $417,000 | $77,000 | $198,000 |
| Hispanic | 4 | $869,000 | $217,000 | $375,000 | $75,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $401,000 | $133,000 | $153,000 | $70,000 | $96,000 |
| American Indian or Alaskan Native | 1 | $144,000 | $144,000 | $144,000 | $48,000 | $48,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 499 | $100,849,000 | $202,000 | $1,500,000 | $91,000 | $540,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 308 | $59,111,000 | $191,000 | $470,000 | $98,000 | $540,000 |
| Application Withdrawn By Applicant | 117 | $26,444,000 | $226,000 | $1,500,000 | $87,000 | $426,000 |
| Application Denied By Financial Institution | 61 | $12,605,000 | $206,000 | $507,000 | $62,000 | $214,000 |
| Application Approved But Not Accepted | 11 | $2,474,000 | $224,000 | $400,000 | $87,000 | $183,000 |
| File Closed For Incompleteness | 2 | $215,000 | $107,000 | $135,000 | $76,000 | $109,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.