American Finance House Lariba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
American Finance House Lariba 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 728 |
| Total Mortgage Loan Application Amount | $142,612,000 |
| Average Mortgage Loan Application Amount | $193,500 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $107,500 |
| Highest Applicant Income | $1,428,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 50 | $ 9,326,000 | $ 186,000 | $ 106,000 |
| Harris County Texas | 50 | $ 7,356,000 | $ 147,000 | $ 97,000 |
| Dallas County Texas | 39 | $ 6,883,000 | $ 176,000 | $ 99,000 |
| Fort Bend County Texas | 34 | $ 6,390,000 | $ 187,000 | $ 148,000 |
| Gwinnett County Georgia | 30 | $ 4,483,000 | $ 149,000 | $ 75,000 |
| Tarrant County Texas | 22 | $ 3,191,000 | $ 145,000 | $ 78,000 |
| Los Angeles County California | 16 | $ 4,518,000 | $ 282,000 | $ 109,000 |
| Wayne County Michigan | 16 | $ 1,865,000 | $ 116,000 | $ 94,000 |
| Orange County Florida | 15 | $ 2,159,000 | $ 143,000 | $ 70,000 |
| Wake County North Carolina | 15 | $ 3,126,000 | $ 208,000 | $ 137,000 |
| Fulton County Georgia | 13 | $ 2,784,000 | $ 214,000 | $ 99,000 |
| King County Washington | 13 | $ 3,859,000 | $ 296,000 | $ 105,000 |
| Worcester County Massachusetts | 12 | $ 2,251,000 | $ 187,000 | $ 135,000 |
| Oakland County Michigan | 12 | $ 2,323,000 | $ 193,000 | $ 67,000 |
| Williamson County Texas | 12 | $ 2,375,000 | $ 197,000 | $ 121,000 |
| Maricopa County Arizona | 11 | $ 2,052,000 | $ 186,000 | $ 163,000 |
| Shelby County Tennessee | 11 | $ 1,410,000 | $ 128,000 | $ 248,000 |
| Alameda County California | 10 | $ 2,991,000 | $ 299,000 | $ 116,000 |
| Fairfax County Virginia | 10 | $ 2,859,000 | $ 285,000 | $ 115,000 |
| Contra Costa County California | 9 | $ 2,098,000 | $ 233,000 | $ 93,000 |
| Riverside County California | 9 | $ 2,482,000 | $ 275,000 | $ 110,000 |
| Baltimore County Maryland | 9 | $ 1,919,000 | $ 213,000 | $ 128,000 |
| Denton County Texas | 9 | $ 1,201,000 | $ 133,000 | $ 91,000 |
| Sacramento County California | 8 | $ 1,580,000 | $ 197,000 | $ 92,000 |
| Davidson County Tennessee | 8 | $ 1,137,000 | $ 142,000 | $ 65,000 |
| Travis County Texas | 8 | $ 1,274,000 | $ 159,000 | $ 143,000 |
| San Bernardino County California | 7 | $ 2,210,000 | $ 315,000 | $ 116,000 |
| Santa Clara County California | 7 | $ 2,454,000 | $ 350,000 | $ 128,000 |
| Broward County Florida | 7 | $ 1,085,000 | $ 155,000 | $ 89,000 |
| DeKalb County Georgia | 7 | $ 745,000 | $ 106,000 | $ 59,000 |
| Prince George's County Maryland | 7 | $ 1,898,000 | $ 271,000 | $ 126,000 |
| Middlesex County Massachusetts | 7 | $ 1,657,000 | $ 236,000 | $ 96,000 |
| Loudoun County Virginia | 7 | $ 3,060,000 | $ 437,000 | $ 200,000 |
| Hillsborough County Florida | 6 | $ 1,090,000 | $ 181,000 | $ 92,000 |
| Cobb County Georgia | 6 | $ 868,000 | $ 144,000 | $ 72,000 |
| Macomb County Michigan | 6 | $ 497,000 | $ 82,000 | $ 31,000 |
| Orange County California | 5 | $ 1,523,000 | $ 304,000 | $ 80,000 |
| San Diego County California | 5 | $ 1,379,000 | $ 275,000 | $ 104,000 |
| New Haven County Connecticut | 5 | $ 918,000 | $ 183,000 | $ 66,000 |
| Montgomery County Maryland | 5 | $ 1,025,000 | $ 205,000 | $ 92,000 |
| Middlesex County New Jersey | 5 | $ 1,462,000 | $ 292,000 | $ 105,000 |
| Mecklenburg County North Carolina | 5 | $ 501,000 | $ 100,000 | $ 58,000 |
| Oklahoma County Oklahoma | 5 | $ 708,000 | $ 141,000 | $ 101,000 |
| New Castle County Delaware | 4 | $ 474,000 | $ 118,000 | $ 102,000 |
| Lake County Florida | 4 | $ 678,000 | $ 169,000 | $ 201,000 |
| Cherokee County Georgia | 4 | $ 617,000 | $ 154,000 | $ 47,000 |
| Hamilton County Indiana | 4 | $ 781,000 | $ 195,000 | $ 80,000 |
| Prince William County Virginia | 4 | $ 933,000 | $ 233,000 | $ 71,000 |
| San Joaquin County California | 3 | $ 476,000 | $ 158,000 | $ 116,000 |
| Yolo County California | 3 | $ 671,000 | $ 223,000 | $ 95,000 |
| Fairfield County Connecticut | 3 | $ 823,000 | $ 274,000 | $ 76,000 |
| Hartford County Connecticut | 3 | $ 448,000 | $ 149,000 | $ 59,000 |
| Bay County Florida | 3 | $ 475,000 | $ 158,000 | $ 125,000 |
| Escambia County Florida | 3 | $ 96,000 | $ 32,000 | $ 23,000 |
| Palm Beach County Florida | 3 | $ 401,000 | $ 133,000 | $ 32,000 |
| Polk County Iowa | 3 | $ 781,000 | $ 260,000 | $ 258,000 |
| Jefferson County Louisiana | 3 | $ 531,000 | $ 177,000 | $ 66,000 |
| Essex County Massachusetts | 3 | $ 559,000 | $ 186,000 | $ 111,000 |
| Norfolk County Massachusetts | 3 | $ 660,000 | $ 220,000 | $ 111,000 |
| Guilford County North Carolina | 3 | $ 320,000 | $ 106,000 | $ 62,000 |
| Tulsa County Oklahoma | 3 | $ 487,000 | $ 162,000 | $ 130,000 |
| Knox County Tennessee | 3 | $ 889,000 | $ 296,000 | $ 140,000 |
| Henrico County Virginia | 3 | $ 797,000 | $ 265,000 | $ 75,000 |
| Waukesha County Wisconsin | 3 | $ 803,000 | $ 267,000 | $ 166,000 |
| Madison County Alabama | 2 | $ 411,000 | $ 205,000 | $ 110,000 |
| Fresno County California | 2 | $ 577,000 | $ 288,000 | $ 129,000 |
| Miami-Dade County Florida | 2 | $ 664,000 | $ 332,000 | $ 147,000 |
| Pasco County Florida | 2 | $ 441,000 | $ 220,000 | $ 101,000 |
| Seminole County Florida | 2 | $ 429,000 | $ 214,000 | $ 116,000 |
| Columbia County Georgia | 2 | $ 333,000 | $ 166,000 | $ 109,000 |
| Forsyth County Georgia | 2 | $ 321,000 | $ 160,000 | $ 128,000 |
| Richmond County Georgia | 2 | $ 138,000 | $ 69,000 | $ 72,000 |
| Scott County Iowa | 2 | $ 679,000 | $ 339,000 | $ 222,000 |
| Bristol County Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 147,000 |
| Ramsey County Minnesota | 2 | $ 235,000 | $ 117,000 | $ 51,000 |
| Hudson County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 131,000 |
| Passaic County New Jersey | 2 | $ 574,000 | $ 287,000 | $ 125,000 |
| Carter County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| Multnomah County Oregon | 2 | $ 346,000 | $ 173,000 | $ 92,000 |
| Greenville County South Carolina | 2 | $ 406,000 | $ 203,000 | $ 139,000 |
| Rutherford County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 31,000 |
| Williamson County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 46,000 |
| Bexar County Texas | 2 | $ 497,000 | $ 248,000 | $ 133,000 |
| Houston County Alabama | 1 | $ 330,000 | $ 330,000 | $ 300,000 |
| Merced County California | 1 | $ 43,000 | $ 43,000 | $ 158,000 |
| Monterey County California | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Placer County California | 1 | $ 474,000 | $ 474,000 | $ 416,000 |
| Solano County California | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Stanislaus County California | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Ventura County California | 1 | $ 333,000 | $ 333,000 | $ 104,000 |
| Litchfield County Connecticut | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Brevard County Florida | 1 | $ 108,000 | $ 108,000 | $ 100,000 |
| Duval County Florida | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Lee County Florida | 1 | $ 249,000 | $ 249,000 | $ 116,000 |
| Leon County Florida | 1 | $ 359,000 | $ 359,000 | $ 140,000 |
| Manatee County Florida | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Marion County Florida | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Osceola County Florida | 1 | $ 180,000 | $ 180,000 | $ 127,000 |
| Pinellas County Florida | 1 | $ 49,000 | $ 49,000 | $ 25,000 |
| Monroe County Georgia | 1 | $ 198,000 | $ 198,000 | $ 45,000 |
| Walton County Georgia | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Boone County Indiana | 1 | $ 417,000 | $ 417,000 | $ 163,000 |
| Lake County Indiana | 1 | $ 400,000 | $ 400,000 | $ 188,000 |
| Marion County Indiana | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Warrick County Indiana | 1 | $ 93,000 | $ 93,000 | $ 185,000 |
| Dubuque County Iowa | 1 | $ 81,000 | $ 81,000 | $ 65,000 |
| Johnson County Iowa | 1 | $ 247,000 | $ 247,000 | $ 56,000 |
| Linn County Iowa | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| East Baton Rouge County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Rapides County Louisiana | 1 | $ 257,000 | $ 257,000 | $ 80,000 |
| Baltimore City County Maryland | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Frederick County Maryland | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Harford County Maryland | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Howard County Maryland | 1 | $ 360,000 | $ 360,000 | $ 116,000 |
| Suffolk County Massachusetts | 1 | $ 238,000 | $ 238,000 | $ 71,000 |
| Ingham County Michigan | 1 | $ 153,000 | $ 153,000 | $ 120,000 |
| Anoka County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 425,000 |
| Olmsted County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| St. Louis County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Bergen County New Jersey | 1 | $ 203,000 | $ 203,000 | $ 100,000 |
| Mercer County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| Somerset County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 219,000 |
| Buncombe County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 265,000 |
| Cabarrus County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 230,000 |
| Johnston County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 207,000 |
| Cleveland County Oklahoma | 1 | $ 278,000 | $ 278,000 | $ 140,000 |
| Comanche County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 184,000 |
| Creek County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Marion County Oregon | 1 | $ 240,000 | $ 240,000 | $ 460,000 |
| Washington County Oregon | 1 | $ 254,000 | $ 254,000 | $ 125,000 |
| Lancaster County South Carolina | 1 | $ 321,000 | $ 321,000 | $ 300,000 |
| Richland County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Brazoria County Texas | 1 | $ 111,000 | $ 111,000 | $ 85,000 |
| Brazos County Texas | 1 | $ 134,000 | $ 134,000 | $ 122,000 |
| Ector County Texas | 1 | $ 234,000 | $ 234,000 | $ 119,000 |
| El Paso County Texas | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Galveston County Texas | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Jefferson County Texas | 1 | $ 355,000 | $ 355,000 | $ 463,000 |
| Bedford County Virginia | 1 | $ 247,000 | $ 247,000 | $ 98,000 |
| Manassas County Virginia | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| Winchester County Virginia | 1 | $ 390,000 | $ 390,000 | $ 304,000 |
| York County Virginia | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Clark County Washington | 1 | $ 280,000 | $ 280,000 | $ 104,000 |
| Island County Washington | 1 | $ 171,000 | $ 171,000 | $ 161,000 |
| Kitsap County Washington | 1 | $ 393,000 | $ 393,000 | $ 91,000 |
| Pierce County Washington | 1 | $ 210,000 | $ 210,000 | $ 105,000 |
| Snohomish County Washington | 1 | $ 360,000 | $ 360,000 | $ 100,000 |
| Spokane County Washington | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Marinette County Wisconsin | 1 | $ 298,000 | $ 298,000 | $ 232,000 |
| Milwaukee County Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| Walworth County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for American Finance House Lariba in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 445 | $90,099,000 | $202,000 | $609,000 | $113,000 | $1,428,000 |
| Home Purchase | 283 | $52,513,000 | $185,000 | $626,000 | $102,000 | $500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 440 | $87,463,000 | $198,000 | $606,000 | $107,000 | $463,000 |
| White | 132 | $24,402,000 | $184,000 | $609,000 | $114,000 | $1,428,000 |
| Not Provided | 91 | $18,847,000 | $207,000 | $626,000 | $116,000 | $460,000 |
| Black or African American | 59 | $10,932,000 | $185,000 | $417,000 | $105,000 | $327,000 |
| Hispanic | 5 | $829,000 | $165,000 | $388,000 | $46,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $139,000 | $139,000 | $139,000 | $107,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 728 | $142,612,000 | $195,000 | $626,000 | $109,000 | $1,428,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 383 | $74,803,000 | $195,000 | $609,000 | $114,000 | $463,000 |
| Application Denied By Financial Institution | 127 | $23,259,000 | $183,000 | $552,000 | $76,000 | $287,000 |
| Application Withdrawn By Applicant | 85 | $17,901,000 | $210,000 | $506,000 | $120,000 | $500,000 |
| File Closed For Incompleteness | 80 | $15,734,000 | $196,000 | $626,000 | $114,000 | $1,428,000 |
| Loan Purchased By The Institution | 53 | $10,915,000 | $205,000 | $417,000 | $128,000 | $300,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.