American Finance House Lariba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
American Finance House Lariba 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 536 |
| Total Mortgage Loan Application Amount | $136,099,000 |
| Average Mortgage Loan Application Amount | $254,000 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $130,500 |
| Highest Applicant Income | $814,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 31 | $ 4,936,000 | $ 159,000 | $ 106,000 |
| Collin County Texas | 17 | $ 4,398,000 | $ 258,000 | $ 135,000 |
| Riverside County California | 16 | $ 3,826,000 | $ 239,000 | $ 175,000 |
| Dallas County Texas | 15 | $ 2,415,000 | $ 161,000 | $ 123,000 |
| Contra Costa County California | 13 | $ 4,103,000 | $ 315,000 | $ 100,000 |
| Los Angeles County California | 13 | $ 4,242,000 | $ 326,000 | $ 119,000 |
| Fort Bend County Texas | 13 | $ 3,243,000 | $ 249,000 | $ 127,000 |
| Fulton County Georgia | 12 | $ 3,527,000 | $ 293,000 | $ 185,000 |
| Cook County Illinois | 12 | $ 2,564,000 | $ 213,000 | $ 90,000 |
| Cobb County Georgia | 9 | $ 1,736,000 | $ 192,000 | $ 99,000 |
| DeKalb County Georgia | 9 | $ 2,017,000 | $ 224,000 | $ 98,000 |
| Wayne County Michigan | 9 | $ 1,970,000 | $ 218,000 | $ 122,000 |
| Gwinnett County Georgia | 8 | $ 1,251,000 | $ 156,000 | $ 90,000 |
| Will County Illinois | 8 | $ 1,651,000 | $ 206,000 | $ 128,000 |
| Fairfax County Virginia | 8 | $ 2,700,000 | $ 337,000 | $ 164,000 |
| San Bernardino County California | 7 | $ 2,059,000 | $ 294,000 | $ 167,000 |
| Middlesex County New Jersey | 7 | $ 2,608,000 | $ 372,000 | $ 199,000 |
| Loudoun County Virginia | 7 | $ 2,073,000 | $ 296,000 | $ 148,000 |
| Sacramento County California | 6 | $ 2,011,000 | $ 335,000 | $ 116,000 |
| Santa Clara County California | 6 | $ 3,419,000 | $ 569,000 | $ 283,000 |
| Broward County Florida | 6 | $ 1,565,000 | $ 260,000 | $ 92,000 |
| DuPage County Illinois | 6 | $ 1,567,000 | $ 261,000 | $ 135,000 |
| Cabarrus County North Carolina | 6 | $ 1,780,000 | $ 296,000 | $ 127,000 |
| Shelby County Tennessee | 6 | $ 739,000 | $ 123,000 | $ 78,000 |
| King County Washington | 6 | $ 1,853,000 | $ 308,000 | $ 117,000 |
| Alameda County California | 5 | $ 2,847,000 | $ 569,000 | $ 158,000 |
| Seminole County Florida | 5 | $ 1,155,000 | $ 231,000 | $ 130,000 |
| Baltimore County Maryland | 5 | $ 923,000 | $ 184,000 | $ 50,000 |
| Montgomery County Maryland | 5 | $ 1,724,000 | $ 344,000 | $ 153,000 |
| Somerset County New Jersey | 5 | $ 1,855,000 | $ 371,000 | $ 128,000 |
| Mecklenburg County North Carolina | 5 | $ 1,064,000 | $ 212,000 | $ 110,000 |
| Prince William County Virginia | 5 | $ 1,705,000 | $ 341,000 | $ 148,000 |
| Orange County Florida | 4 | $ 667,000 | $ 166,000 | $ 67,000 |
| Osceola County Florida | 4 | $ 1,149,000 | $ 287,000 | $ 230,000 |
| Palm Beach County Florida | 4 | $ 872,000 | $ 218,000 | $ 95,000 |
| Columbia County Georgia | 4 | $ 1,175,000 | $ 293,000 | $ 156,000 |
| Middlesex County Massachusetts | 4 | $ 1,293,000 | $ 323,000 | $ 145,000 |
| Worcester County Massachusetts | 4 | $ 901,000 | $ 225,000 | $ 112,000 |
| Bergen County New Jersey | 4 | $ 1,160,000 | $ 290,000 | $ 127,000 |
| Wake County North Carolina | 4 | $ 820,000 | $ 205,000 | $ 113,000 |
| Washington County Oregon | 4 | $ 1,074,000 | $ 268,000 | $ 125,000 |
| Tarrant County Texas | 4 | $ 833,000 | $ 208,000 | $ 84,000 |
| Virginia Beach County Virginia | 4 | $ 768,000 | $ 192,000 | $ 76,000 |
| San Diego County California | 3 | $ 1,407,000 | $ 469,000 | $ 185,000 |
| Duval County Florida | 3 | $ 207,000 | $ 69,000 | $ 19,000 |
| Kendall County Illinois | 3 | $ 324,000 | $ 108,000 | $ 57,000 |
| Hamilton County Indiana | 3 | $ 446,000 | $ 148,000 | $ 95,000 |
| Prince George's County Maryland | 3 | $ 864,000 | $ 288,000 | $ 141,000 |
| Genesee County Michigan | 3 | $ 754,000 | $ 251,000 | $ 76,000 |
| Oakland County Michigan | 3 | $ 516,000 | $ 172,000 | $ 80,000 |
| Henrico County Virginia | 3 | $ 662,000 | $ 220,000 | $ 262,000 |
| Snohomish County Washington | 3 | $ 855,000 | $ 285,000 | $ 280,000 |
| Thurston County Washington | 3 | $ 561,000 | $ 187,000 | $ 66,000 |
| San Joaquin County California | 2 | $ 626,000 | $ 313,000 | $ 134,000 |
| Alachua County Florida | 2 | $ 500,000 | $ 250,000 | $ 169,000 |
| Hillsborough County Florida | 2 | $ 581,000 | $ 290,000 | $ 116,000 |
| Pasco County Florida | 2 | $ 260,000 | $ 130,000 | $ 72,000 |
| Boone County Illinois | 2 | $ 567,000 | $ 283,000 | $ 241,000 |
| Lake County Illinois | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| Washington County Maryland | 2 | $ 426,000 | $ 213,000 | $ 111,000 |
| Essex County Massachusetts | 2 | $ 545,000 | $ 272,000 | $ 98,000 |
| Macomb County Michigan | 2 | $ 268,000 | $ 134,000 | $ 36,000 |
| Washtenaw County Michigan | 2 | $ 307,000 | $ 153,000 | $ 116,000 |
| Camden County New Jersey | 2 | $ 438,000 | $ 219,000 | $ 75,000 |
| Hudson County New Jersey | 2 | $ 524,000 | $ 262,000 | $ 107,000 |
| Passaic County New Jersey | 2 | $ 474,000 | $ 237,000 | $ 96,000 |
| Bryan County Oklahoma | 2 | $ 239,000 | $ 119,000 | $ 54,000 |
| Oklahoma County Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 81,000 |
| Tulsa County Oklahoma | 2 | $ 268,000 | $ 134,000 | $ 214,000 |
| Spartanburg County South Carolina | 2 | $ 145,000 | $ 72,000 | $ 35,000 |
| Fairfax City County Virginia | 2 | $ 535,000 | $ 267,000 | $ 47,000 |
| Lynchburg County Virginia | 2 | $ 104,000 | $ 52,000 | $ 140,000 |
| Benton County Washington | 2 | $ 564,000 | $ 282,000 | $ 122,000 |
| Waukesha County Wisconsin | 2 | $ 657,000 | $ 328,000 | $ 227,000 |
| Fresno County California | 1 | $ 219,000 | $ 219,000 | $ 153,000 |
| Kern County California | 1 | $ 91,000 | $ 91,000 | $ 236,000 |
| Orange County California | 1 | $ 565,000 | $ 565,000 | $ 197,000 |
| Placer County California | 1 | $ 384,000 | $ 384,000 | $ 244,000 |
| San Mateo County California | 1 | $ 517,000 | $ 517,000 | $ 130,000 |
| Ventura County California | 1 | $ 369,000 | $ 369,000 | $ 129,000 |
| Fairfield County Connecticut | 1 | $ 601,000 | $ 601,000 | $ 132,000 |
| Hartford County Connecticut | 1 | $ 261,000 | $ 261,000 | $ 69,000 |
| Middlesex County Connecticut | 1 | $ 260,000 | $ 260,000 | $ 126,000 |
| New Haven County Connecticut | 1 | $ 112,000 | $ 112,000 | $ 156,000 |
| Tolland County Connecticut | 1 | $ 199,000 | $ 199,000 | $ 88,000 |
| Bay County Florida | 1 | $ 417,000 | $ 417,000 | $ 814,000 |
| Leon County Florida | 1 | $ 64,000 | $ 64,000 | $ 116,000 |
| Miami-Dade County Florida | 1 | $ 387,000 | $ 387,000 | $ 308,000 |
| Polk County Florida | 1 | $ 60,000 | $ 60,000 | $ 119,000 |
| Sarasota County Florida | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Bibb County Georgia | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Chatham County Georgia | 1 | $ 249,000 | $ 249,000 | $ 220,000 |
| Richmond County Georgia | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Jackson County Illinois | 1 | $ 132,000 | $ 132,000 | $ 124,000 |
| Kane County Illinois | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Marion County Indiana | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Johnson County Iowa | 1 | $ 166,000 | $ 166,000 | $ 88,000 |
| Linn County Iowa | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Scott County Iowa | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| Story County Iowa | 1 | $ 290,000 | $ 290,000 | $ 145,000 |
| Anne Arundel County Maryland | 1 | $ 340,000 | $ 340,000 | $ 186,000 |
| Baltimore City County Maryland | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Howard County Maryland | 1 | $ 240,000 | $ 240,000 | $ 46,000 |
| Hampden County Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Norfolk County Massachusetts | 1 | $ 508,000 | $ 508,000 | $ 235,000 |
| Anoka County Minnesota | 1 | $ 251,000 | $ 251,000 | $ 142,000 |
| Dakota County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 67,000 |
| Hennepin County Minnesota | 1 | $ 222,000 | $ 222,000 | $ 52,000 |
| Scott County Minnesota | 1 | $ 247,000 | $ 247,000 | $ 64,000 |
| Burlington County New Jersey | 1 | $ 236,000 | $ 236,000 | $ 92,000 |
| Hunterdon County New Jersey | 1 | $ 554,000 | $ 554,000 | $ 190,000 |
| Mercer County New Jersey | 1 | $ 409,000 | $ 409,000 | $ 113,000 |
| Monmouth County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 89,000 |
| Morris County New Jersey | 1 | $ 118,000 | $ 118,000 | $ 106,000 |
| Durham County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Cleveland County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Jackson County Oregon | 1 | $ 342,000 | $ 342,000 | $ 93,000 |
| Multnomah County Oregon | 1 | $ 300,000 | $ 300,000 | $ 55,000 |
| Richland County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 362,000 |
| Davidson County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 95,000 |
| Hamilton County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 348,000 |
| Brazoria County Texas | 1 | $ 238,000 | $ 238,000 | $ 66,000 |
| El Paso County Texas | 1 | $ 299,000 | $ 299,000 | $ 294,000 |
| Galveston County Texas | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Jefferson County Texas | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Montgomery County Texas | 1 | $ 226,000 | $ 226,000 | $ 130,000 |
| Randall County Texas | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Smith County Texas | 1 | $ 142,000 | $ 142,000 | $ 81,000 |
| Campbell County Virginia | 1 | $ 210,000 | $ 210,000 | $ 113,000 |
| Chesapeake County Virginia | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Chesterfield County Virginia | 1 | $ 318,000 | $ 318,000 | $ 113,000 |
| Manassas County Virginia | 1 | $ 352,000 | $ 352,000 | $ 72,000 |
| Richmond City County Virginia | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Stafford County Virginia | 1 | $ 478,000 | $ 478,000 | $ 135,000 |
| Pierce County Washington | 1 | $ 201,000 | $ 201,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for American Finance House Lariba in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 272 | $66,914,000 | $246,000 | $626,000 | $125,000 | $550,000 |
| Home Purchase | 264 | $69,185,000 | $262,000 | $626,000 | $136,000 | $814,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 324 | $85,748,000 | $264,000 | $626,000 | $131,000 | $814,000 |
| White | 111 | $26,819,000 | $241,000 | $626,000 | $140,000 | $792,000 |
| Black or African American | 53 | $10,443,000 | $197,000 | $417,000 | $89,000 | $352,000 |
| Not Provided | 46 | $12,743,000 | $277,000 | $626,000 | $155,000 | $727,000 |
| Hispanic | 2 | $346,000 | $173,000 | $201,000 | $94,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 536 | $136,099,000 | $253,000 | $626,000 | $131,000 | $814,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 295 | $74,196,000 | $251,000 | $626,000 | $141,000 | $814,000 |
| Application Approved But Not Accepted | 112 | $29,640,000 | $264,000 | $626,000 | $118,000 | $384,000 |
| Application Denied By Financial Institution | 94 | $23,250,000 | $247,000 | $626,000 | $103,000 | $387,000 |
| File Closed For Incompleteness | 35 | $9,013,000 | $257,000 | $567,000 | $153,000 | $362,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 51 | $13,230,000 | $259,000 | $625,000 | $87,000 | $309,000 |
| Credit History | 18 | $4,160,000 | $231,000 | $586,000 | $142,000 | $387,000 |
| Collateral | 9 | $1,363,000 | $151,000 | $539,000 | $71,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,710,000 | $285,000 | $626,000 | $159,000 | $384,000 |
| Other | 5 | $1,553,000 | $310,000 | $535,000 | $116,000 | $174,000 |
| Unverifiable Information | 3 | $726,000 | $242,000 | $301,000 | $133,000 | $172,000 |
| Employment History | 2 | $508,000 | $254,000 | $382,000 | $79,000 | $99,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.