American Home Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
American Home Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Bank 3840 Hempland Road Mountville, PA 17554 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,477 |
| Total Mortgage Loan Application Amount | $777,124,000 |
| Average Mortgage Loan Application Amount | $190,666 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $2,726,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with American Home Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down American Home Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 400 | $ 74,250,000 | $ 185,000 | $ 88,000 |
| York County Pennsylvania | 221 | $ 52,659,000 | $ 238,000 | $ 89,000 |
| Atlantic County New Jersey | 164 | $ 33,347,000 | $ 203,000 | $ 66,000 |
| Philadelphia County Pennsylvania | 124 | $ 19,048,000 | $ 153,000 | $ 74,000 |
| Kent County Delaware | 105 | $ 25,638,000 | $ 244,000 | $ 110,000 |
| Cumberland County Pennsylvania | 102 | $ 19,682,000 | $ 192,000 | $ 108,000 |
| Sussex County Delaware | 101 | $ 24,307,000 | $ 240,000 | $ 115,000 |
| Montgomery County Pennsylvania | 97 | $ 20,655,000 | $ 212,000 | $ 86,000 |
| Chester County Pennsylvania | 79 | $ 20,897,000 | $ 264,000 | $ 105,000 |
| Dauphin County Pennsylvania | 76 | $ 15,315,000 | $ 201,000 | $ 94,000 |
| New Castle County Delaware | 74 | $ 17,560,000 | $ 237,000 | $ 90,000 |
| Montgomery County Maryland | 64 | $ 27,045,000 | $ 422,000 | $ 171,000 |
| Blair County Pennsylvania | 64 | $ 7,701,000 | $ 120,000 | $ 68,000 |
| Bucks County Pennsylvania | 61 | $ 14,000,000 | $ 229,000 | $ 91,000 |
| Cumberland County Maine | 60 | $ 12,760,000 | $ 212,000 | $ 91,000 |
| Lebanon County Pennsylvania | 53 | $ 9,379,000 | $ 176,000 | $ 83,000 |
| Union County Pennsylvania | 51 | $ 8,960,000 | $ 175,000 | $ 97,000 |
| Bedford County Pennsylvania | 49 | $ 6,911,000 | $ 141,000 | $ 58,000 |
| Rockingham County New Hampshire | 46 | $ 10,720,000 | $ 233,000 | $ 107,000 |
| Centre County Pennsylvania | 46 | $ 5,978,000 | $ 129,000 | $ 116,000 |
| Cecil County Maryland | 41 | $ 9,283,000 | $ 226,000 | $ 97,000 |
| Delaware County Pennsylvania | 36 | $ 7,336,000 | $ 203,000 | $ 99,000 |
| Camden County New Jersey | 29 | $ 5,201,000 | $ 179,000 | $ 120,000 |
| Cape May County New Jersey | 29 | $ 8,328,000 | $ 287,000 | $ 118,000 |
| Grafton County New Hampshire | 28 | $ 6,567,000 | $ 234,000 | $ 107,000 |
| Berks County Pennsylvania | 28 | $ 5,392,000 | $ 192,000 | $ 85,000 |
| Huntingdon County Pennsylvania | 27 | $ 2,700,000 | $ 100,000 | $ 64,000 |
| Berkeley County West Virginia | 24 | $ 6,819,000 | $ 284,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 22 | $ 8,270,000 | $ 375,000 | $ 335,000 |
| York County Maine | 22 | $ 5,897,000 | $ 268,000 | $ 98,000 |
| Snyder County Pennsylvania | 22 | $ 3,329,000 | $ 151,000 | $ 57,000 |
| Harford County Maryland | 21 | $ 5,019,000 | $ 239,000 | $ 78,000 |
| Franklin County Pennsylvania | 21 | $ 3,886,000 | $ 185,000 | $ 75,000 |
| Lehigh County Pennsylvania | 19 | $ 3,915,000 | $ 206,000 | $ 80,000 |
| Northumberland County Pennsylvania | 19 | $ 2,988,000 | $ 157,000 | $ 87,000 |
| Luzerne County Pennsylvania | 17 | $ 1,746,000 | $ 102,000 | $ 57,000 |
| Buncombe County North Carolina | 16 | $ 3,308,000 | $ 206,000 | $ 114,000 |
| Maricopa County Arizona | 15 | $ 4,190,000 | $ 279,000 | $ 116,000 |
| Essex County Massachusetts | 15 | $ 4,025,000 | $ 268,000 | $ 143,000 |
| Norfolk County Massachusetts | 15 | $ 4,264,000 | $ 284,000 | $ 140,000 |
| Allegheny County Pennsylvania | 15 | $ 3,907,000 | $ 260,000 | $ 121,000 |
| Mifflin County Pennsylvania | 15 | $ 1,645,000 | $ 109,000 | $ 62,000 |
| Monroe County Pennsylvania | 15 | $ 2,951,000 | $ 196,000 | $ 75,000 |
| Lee County Florida | 14 | $ 4,376,000 | $ 312,000 | $ 197,000 |
| Monmouth County New Jersey | 14 | $ 4,325,000 | $ 308,000 | $ 146,000 |
| Ocean County New Jersey | 14 | $ 3,660,000 | $ 261,000 | $ 104,000 |
| Baltimore County Maryland | 13 | $ 3,371,000 | $ 259,000 | $ 78,000 |
| Burlington County New Jersey | 13 | $ 2,794,000 | $ 214,000 | $ 83,000 |
| Cumberland County New Jersey | 13 | $ 2,549,000 | $ 196,000 | $ 68,000 |
| Mecklenburg County North Carolina | 13 | $ 3,302,000 | $ 254,000 | $ 89,000 |
| Northampton County Pennsylvania | 13 | $ 2,493,000 | $ 191,000 | $ 103,000 |
| Middlesex County Massachusetts | 12 | $ 4,267,000 | $ 355,000 | $ 123,000 |
| Sullivan County New Hampshire | 12 | $ 2,353,000 | $ 196,000 | $ 109,000 |
| Passaic County New Jersey | 12 | $ 4,194,000 | $ 349,000 | $ 133,000 |
| Fairfax County Virginia | 12 | $ 5,197,000 | $ 433,000 | $ 245,000 |
| Jefferson County West Virginia | 12 | $ 3,355,000 | $ 279,000 | $ 98,000 |
| Windsor County Vermont | 11 | $ 2,293,000 | $ 208,000 | $ 87,000 |
| Hampden County Massachusetts | 10 | $ 1,975,000 | $ 197,000 | $ 89,000 |
| Duval County Florida | 9 | $ 2,047,000 | $ 227,000 | $ 254,000 |
| Henry County Georgia | 9 | $ 2,679,000 | $ 297,000 | $ 118,000 |
| Prince George's County Maryland | 9 | $ 1,981,000 | $ 220,000 | $ 87,000 |
| Essex County New Jersey | 9 | $ 2,014,000 | $ 223,000 | $ 89,000 |
| Gloucester County New Jersey | 9 | $ 2,162,000 | $ 240,000 | $ 127,000 |
| Clearfield County Pennsylvania | 9 | $ 1,093,000 | $ 121,000 | $ 61,000 |
| Lycoming County Pennsylvania | 9 | $ 1,508,000 | $ 167,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 9 | $ 1,642,000 | $ 182,000 | $ 110,000 |
| Washington County Pennsylvania | 9 | $ 2,313,000 | $ 257,000 | $ 102,000 |
| St. Johns County Florida | 8 | $ 2,288,000 | $ 286,000 | $ 133,000 |
| Chatham County Georgia | 8 | $ 1,878,000 | $ 234,000 | $ 214,000 |
| Wicomico County Maryland | 8 | $ 1,811,000 | $ 226,000 | $ 100,000 |
| Plymouth County Massachusetts | 8 | $ 2,379,000 | $ 297,000 | $ 120,000 |
| Merrimack County New Hampshire | 8 | $ 1,562,000 | $ 195,000 | $ 90,000 |
| Middlesex County New Jersey | 8 | $ 2,290,000 | $ 286,000 | $ 118,000 |
| Mohave County Arizona | 7 | $ 2,057,000 | $ 293,000 | $ 253,000 |
| Hillsborough County New Hampshire | 7 | $ 2,437,000 | $ 348,000 | $ 101,000 |
| Adams County Pennsylvania | 7 | $ 1,405,000 | $ 200,000 | $ 106,000 |
| Prince William County Virginia | 7 | $ 2,963,000 | $ 423,000 | $ 141,000 |
| Baltimore City County Maryland | 6 | $ 937,000 | $ 156,000 | $ 73,000 |
| Suffolk County Massachusetts | 6 | $ 2,056,000 | $ 342,000 | $ 108,000 |
| Worcester County Massachusetts | 6 | $ 1,974,000 | $ 329,000 | $ 122,000 |
| Strafford County New Hampshire | 6 | $ 898,000 | $ 149,000 | $ 86,000 |
| Morris County New Jersey | 6 | $ 1,460,000 | $ 243,000 | $ 100,000 |
| Pender County North Carolina | 6 | $ 1,673,000 | $ 278,000 | $ 120,000 |
| Clinton County Pennsylvania | 6 | $ 821,000 | $ 136,000 | $ 69,000 |
| Perry County Pennsylvania | 6 | $ 1,468,000 | $ 244,000 | $ 101,000 |
| Arlington County Virginia | 6 | $ 2,718,000 | $ 453,000 | $ 255,000 |
| Anne Arundel County Maryland | 5 | $ 1,577,000 | $ 315,000 | $ 116,000 |
| Worcester County Maryland | 5 | $ 1,487,000 | $ 297,000 | $ 230,000 |
| Hudson County New Jersey | 5 | $ 1,567,000 | $ 313,000 | $ 140,000 |
| Oneida County New York | 5 | $ 406,000 | $ 81,000 | $ 64,000 |
| Union County North Carolina | 5 | $ 4,249,000 | $ 849,000 | $ 436,000 |
| Cambria County Pennsylvania | 5 | $ 616,000 | $ 123,000 | $ 83,000 |
| Lackawanna County Pennsylvania | 5 | $ 1,887,000 | $ 377,000 | $ 195,000 |
| Pike County Pennsylvania | 5 | $ 1,073,000 | $ 214,000 | $ 60,000 |
| Davidson County Tennessee | 5 | $ 934,000 | $ 186,000 | $ 71,000 |
| Utah County Utah | 5 | $ 1,570,000 | $ 314,000 | $ 168,000 |
| Rutland County Vermont | 5 | $ 764,000 | $ 152,000 | $ 74,000 |
| Pocahontas County West Virginia | 5 | $ 1,562,000 | $ 312,000 | $ 391,000 |
| Putnam County West Virginia | 5 | $ 822,000 | $ 164,000 | $ 66,000 |
| Raleigh County West Virginia | 5 | $ 511,000 | $ 102,000 | $ 196,000 |
| Fairfield County Connecticut | 4 | $ 1,364,000 | $ 341,000 | $ 192,000 |
| Hillsborough County Florida | 4 | $ 814,000 | $ 203,000 | $ 143,000 |
| Volusia County Florida | 4 | $ 1,138,000 | $ 284,000 | $ 186,000 |
| Frederick County Maryland | 4 | $ 1,056,000 | $ 264,000 | $ 124,000 |
| Washington County Maryland | 4 | $ 525,000 | $ 131,000 | $ 24,000 |
| Mercer County New Jersey | 4 | $ 445,000 | $ 111,000 | $ 40,000 |
| Somerset County New Jersey | 4 | $ 1,406,000 | $ 351,000 | $ 121,000 |
| Forsyth County North Carolina | 4 | $ 986,000 | $ 246,000 | $ 61,000 |
| Jackson County North Carolina | 4 | $ 1,072,000 | $ 268,000 | $ 165,000 |
| Rutherford County North Carolina | 4 | $ 633,000 | $ 158,000 | $ 178,000 |
| Columbia County Pennsylvania | 4 | $ 840,000 | $ 210,000 | $ 64,000 |
| Juniata County Pennsylvania | 4 | $ 246,000 | $ 61,000 | $ 48,000 |
| Montour County Pennsylvania | 4 | $ 643,000 | $ 160,000 | $ 86,000 |
| Westmoreland County Pennsylvania | 4 | $ 1,055,000 | $ 263,000 | $ 94,000 |
| Orange County Vermont | 4 | $ 1,135,000 | $ 283,000 | $ 96,000 |
| Fremont County Colorado | 3 | $ 918,000 | $ 306,000 | $ 119,000 |
| Alachua County Florida | 3 | $ 893,000 | $ 297,000 | $ 86,000 |
| Citrus County Florida | 3 | $ 950,000 | $ 316,000 | $ 137,000 |
| Orange County Florida | 3 | $ 541,000 | $ 180,000 | $ 75,000 |
| Gwinnett County Georgia | 3 | $ 680,000 | $ 226,000 | $ 60,000 |
| Knox County Maine | 3 | $ 765,000 | $ 255,000 | $ 164,000 |
| Carroll County Maryland | 3 | $ 574,000 | $ 191,000 | $ 90,000 |
| Charles County Maryland | 3 | $ 712,000 | $ 237,000 | $ 111,000 |
| Franklin County Massachusetts | 3 | $ 685,000 | $ 228,000 | $ 71,000 |
| Hampshire County Massachusetts | 3 | $ 688,000 | $ 229,000 | $ 99,000 |
| Carroll County New Hampshire | 3 | $ 592,000 | $ 197,000 | $ 101,000 |
| Warren County New York | 3 | $ 859,000 | $ 286,000 | $ 130,000 |
| Granville County North Carolina | 3 | $ 780,000 | $ 260,000 | $ 70,000 |
| Madison County North Carolina | 3 | $ 402,000 | $ 134,000 | $ 87,000 |
| McDowell County North Carolina | 3 | $ 1,067,000 | $ 355,000 | $ 281,000 |
| Beaver County Pennsylvania | 3 | $ 661,000 | $ 220,000 | $ 50,000 |
| Butler County Pennsylvania | 3 | $ 912,000 | $ 304,000 | $ 96,000 |
| Mercer County Pennsylvania | 3 | $ 694,000 | $ 231,000 | $ 74,000 |
| Wayne County Pennsylvania | 3 | $ 721,000 | $ 240,000 | $ 77,000 |
| Windham County Vermont | 3 | $ 587,000 | $ 195,000 | $ 72,000 |
| Pima County Arizona | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Yavapai County Arizona | 2 | $ 423,000 | $ 211,000 | $ 246,000 |
| Marion County Arkansas | 2 | $ 475,000 | $ 237,000 | $ 125,000 |
| Litchfield County Connecticut | 2 | $ 562,000 | $ 281,000 | $ 85,000 |
| Columbia County Florida | 2 | $ 442,000 | $ 221,000 | $ 77,000 |
| Miami-Dade County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 265,000 |
| St. Lucie County Florida | 2 | $ 526,000 | $ 263,000 | $ 132,000 |
| Baldwin County Georgia | 2 | $ 428,000 | $ 214,000 | $ 98,000 |
| Fulton County Georgia | 2 | $ 478,000 | $ 239,000 | $ 90,000 |
| Walton County Georgia | 2 | $ 171,000 | $ 85,000 | $ 70,000 |
| Cook County Illinois | 2 | $ 501,000 | $ 250,000 | $ 245,000 |
| Will County Illinois | 2 | $ 915,000 | $ 457,000 | $ 225,000 |
| Marion County Indiana | 2 | $ 189,000 | $ 94,000 | $ 82,000 |
| Oldham County Kentucky | 2 | $ 726,000 | $ 363,000 | $ 107,000 |
| Spencer County Kentucky | 2 | $ 464,000 | $ 232,000 | $ 93,000 |
| Androscoggin County Maine | 2 | $ 280,000 | $ 140,000 | $ 110,000 |
| Aroostook County Maine | 2 | $ 352,000 | $ 176,000 | $ 312,000 |
| Franklin County Maine | 2 | $ 459,000 | $ 229,000 | $ 144,000 |
| Hancock County Maine | 2 | $ 396,000 | $ 198,000 | $ 131,000 |
| Kennebec County Maine | 2 | $ 336,000 | $ 168,000 | $ 116,000 |
| Lincoln County Maine | 2 | $ 486,000 | $ 243,000 | $ 90,000 |
| Oxford County Maine | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
| Penobscot County Maine | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Sagadahoc County Maine | 2 | $ 370,000 | $ 185,000 | $ 47,000 |
| Waldo County Maine | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Barnstable County Massachusetts | 2 | $ 512,000 | $ 256,000 | $ 117,000 |
| Jackson County Michigan | 2 | $ 324,000 | $ 162,000 | $ 70,000 |
| Lyon County Nevada | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| Cheshire County New Hampshire | 2 | $ 460,000 | $ 230,000 | $ 99,000 |
| Bergen County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 63,000 |
| McKinley County New Mexico | 2 | $ 477,000 | $ 238,000 | $ 94,000 |
| Delaware County New York | 2 | $ 686,000 | $ 343,000 | $ 89,000 |
| Franklin County New York | 2 | $ 568,000 | $ 284,000 | $ 113,000 |
| Montgomery County New York | 2 | $ 463,000 | $ 231,000 | $ 93,000 |
| Rockland County New York | 2 | $ 306,000 | $ 153,000 | $ 85,000 |
| Schenectady County New York | 2 | $ 393,000 | $ 196,000 | $ 58,000 |
| Sullivan County New York | 2 | $ 474,000 | $ 237,000 | $ 79,000 |
| Carteret County North Carolina | 2 | $ 1,266,000 | $ 633,000 | $ 267,000 |
| Caswell County North Carolina | 2 | $ 549,000 | $ 274,000 | $ 148,000 |
| Dare County North Carolina | 2 | $ 445,000 | $ 222,000 | $ 72,000 |
| Henderson County North Carolina | 2 | $ 227,000 | $ 113,000 | $ 64,000 |
| Mitchell County North Carolina | 2 | $ 445,000 | $ 222,000 | $ 82,000 |
| Stokes County North Carolina | 2 | $ 498,000 | $ 249,000 | $ 66,000 |
| Swain County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 143,000 |
| Wake County North Carolina | 2 | $ 273,000 | $ 136,000 | $ 96,000 |
| Carbon County Pennsylvania | 2 | $ 368,000 | $ 184,000 | $ 59,000 |
| Fayette County Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 63,000 |
| Jefferson County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 36,000 |
| Tioga County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Beaufort County South Carolina | 2 | $ 436,000 | $ 218,000 | $ 105,000 |
| Horry County South Carolina | 2 | $ 411,000 | $ 205,000 | $ 148,000 |
| Richland County South Carolina | 2 | $ 834,000 | $ 417,000 | $ 148,000 |
| Sumter County South Carolina | 2 | $ 532,000 | $ 266,000 | $ 85,000 |
| Hamilton County Tennessee | 2 | $ 422,000 | $ 211,000 | $ 88,000 |
| Sevier County Tennessee | 2 | $ 209,000 | $ 104,000 | $ 27,000 |
| Sullivan County Tennessee | 2 | $ 834,000 | $ 417,000 | $ 169,000 |
| Iron County Utah | 2 | $ 677,000 | $ 338,000 | $ 66,000 |
| Kane County Utah | 2 | $ 1,055,000 | $ 527,000 | $ 228,000 |
| Addison County Vermont | 2 | $ 1,155,000 | $ 577,000 | $ 190,000 |
| Amherst County Virginia | 2 | $ 365,000 | $ 182,000 | $ 167,000 |
| Bedford County Virginia | 2 | $ 517,000 | $ 258,000 | $ 174,000 |
| Franklin County Virginia | 2 | $ 1,328,000 | $ 664,000 | $ 402,000 |
| King and Queen County Virginia | 2 | $ 701,000 | $ 350,000 | $ 84,000 |
| Mecklenburg County Virginia | 2 | $ 660,000 | $ 330,000 | $ 167,000 |
| Fayette County West Virginia | 2 | $ 128,000 | $ 64,000 | $ 94,000 |
| Kanawha County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Baldwin County Alabama | 1 | $ 375,000 | $ 375,000 | $ 172,000 |
| Coffee County Alabama | 1 | $ 292,000 | $ 292,000 | $ 66,000 |
| Jefferson County Alabama | 1 | $ 371,000 | $ 371,000 | $ 117,000 |
| Lee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Madison County Alabama | 1 | $ 242,000 | $ 242,000 | $ 68,000 |
| Wilcox County Alabama | 1 | $ 318,000 | $ 318,000 | $ 64,000 |
| Apache County Arizona | 1 | $ 328,000 | $ 328,000 | $ 73,000 |
| Coconino County Arizona | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Gila County Arizona | 1 | $ 350,000 | $ 350,000 | $ 297,000 |
| Clay County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 51,000 |
| Saline County Arkansas | 1 | $ 306,000 | $ 306,000 | $ 70,000 |
| Yell County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Madera County California | 1 | $ 280,000 | $ 280,000 | $ 85,000 |
| San Diego County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 316,000 |
| Adams County Colorado | 1 | $ 210,000 | $ 210,000 | $ 169,000 |
| Arapahoe County Colorado | 1 | $ 179,000 | $ 179,000 | $ 59,000 |
| Douglas County Colorado | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| El Paso County Colorado | 1 | $ 350,000 | $ 350,000 | $ 94,000 |
| Park County Colorado | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Pitkin County Colorado | 1 | $ 718,000 | $ 718,000 | $ 348,000 |
| New London County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 106,000 |
| Tolland County Connecticut | 1 | $ 290,000 | $ 290,000 | $ 125,000 |
| Windham County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 363,000 |
| Brevard County Florida | 1 | $ 163,000 | $ 163,000 | $ 61,000 |
| Charlotte County Florida | 1 | $ 298,000 | $ 298,000 | $ 151,000 |
| Clay County Florida | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| Collier County Florida | 1 | $ 136,000 | $ 136,000 | $ 114,000 |
| Glades County Florida | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Lake County Florida | 1 | $ 333,000 | $ 333,000 | $ 139,000 |
| Leon County Florida | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Marion County Florida | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Palm Beach County Florida | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Pinellas County Florida | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Putnam County Florida | 1 | $ 300,000 | $ 300,000 | $ 465,000 |
| Santa Rosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Sarasota County Florida | 1 | $ 274,000 | $ 274,000 | $ 72,000 |
| Taylor County Florida | 1 | $ 331,000 | $ 331,000 | $ 79,000 |
| Bleckley County Georgia | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Clayton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| DeKalb County Georgia | 1 | $ 167,000 | $ 167,000 | $ 116,000 |
| Fayette County Georgia | 1 | $ 618,000 | $ 618,000 | $ 401,000 |
| Forsyth County Georgia | 1 | $ 320,000 | $ 320,000 | $ 99,000 |
| Jones County Georgia | 1 | $ 184,000 | $ 184,000 | $ 92,000 |
| Lumpkin County Georgia | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Morgan County Georgia | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Newton County Georgia | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Pike County Georgia | 1 | $ 322,000 | $ 322,000 | $ 63,000 |
| Putnam County Georgia | 1 | $ 217,000 | $ 217,000 | $ 72,000 |
| Spalding County Georgia | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Union County Georgia | 1 | $ 144,000 | $ 144,000 | $ 123,000 |
| Walker County Georgia | 1 | $ 578,000 | $ 578,000 | $ 138,000 |
| Benewah County Idaho | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Bonneville County Idaho | 1 | $ 259,000 | $ 259,000 | $ 92,000 |
| Knox County Illinois | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Marshall County Illinois | 1 | $ 175,000 | $ 175,000 | $ 25,000 |
| McHenry County Illinois | 1 | $ 505,000 | $ 505,000 | $ 126,000 |
| Allen County Indiana | 1 | $ 137,000 | $ 137,000 | $ 34,000 |
| Clay County Indiana | 1 | $ 300,000 | $ 300,000 | $ 159,000 |
| Greene County Indiana | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Harrison County Indiana | 1 | $ 237,000 | $ 237,000 | $ 116,000 |
| Noble County Indiana | 1 | $ 207,000 | $ 207,000 | $ 71,000 |
| Warren County Iowa | 1 | $ 256,000 | $ 256,000 | $ 73,000 |
| Linn County Kansas | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Scott County Kentucky | 1 | $ 243,000 | $ 243,000 | $ 105,000 |
| Trimble County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| Wolfe County Kentucky | 1 | $ 179,000 | $ 179,000 | $ 38,000 |
| Dorchester County Maryland | 1 | $ 280,000 | $ 280,000 | $ 919,000 |
| Kent County Maryland | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 55,000 |
| Bristol County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
| Berrien County Michigan | 1 | $ 260,000 | $ 260,000 | $ 68,000 |
| Ingham County Michigan | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Lapeer County Michigan | 1 | $ 382,000 | $ 382,000 | $ 91,000 |
| Leelanau County Michigan | 1 | $ 200,000 | $ 200,000 | $ 343,000 |
| Luce County Michigan | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Beltrami County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Meeker County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 49,000 |
| DeSoto County Mississippi | 1 | $ 450,000 | $ 450,000 | $ 104,000 |
| Forrest County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 87,000 |
| Hinds County Mississippi | 1 | $ 257,000 | $ 257,000 | $ 72,000 |
| Winston County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
| Dent County Missouri | 1 | $ 196,000 | $ 196,000 | $ 94,000 |
| Greene County Missouri | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Lincoln County Missouri | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Perry County Missouri | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| St. Louis City County Missouri | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Taney County Missouri | 1 | $ 214,000 | $ 214,000 | $ 42,000 |
| Lake County Montana | 1 | $ 210,000 | $ 210,000 | $ 74,000 |
| Storey County Nevada | 1 | $ 470,000 | $ 470,000 | $ 125,000 |
| White Pine County Nevada | 1 | $ 189,000 | $ 189,000 | $ 84,000 |
| Belknap County New Hampshire | 1 | $ 199,000 | $ 199,000 | $ 92,000 |
| Coos County New Hampshire | 1 | $ 158,000 | $ 158,000 | $ 480,000 |
| Sussex County New Jersey | 1 | $ 184,000 | $ 184,000 | $ 64,000 |
| Union County New Jersey | 1 | $ 410,000 | $ 410,000 | $ 96,000 |
| Catron County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 303,000 |
| Lea County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 225,000 |
| Lincoln County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 48,000 |
| Otero County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 133,000 |
| Albany County New York | 1 | $ 86,000 | $ 86,000 | $ 72,000 |
| Cattaraugus County New York | 1 | $ 200,000 | $ 200,000 | $ 330,000 |
| Cayuga County New York | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Clinton County New York | 1 | $ 212,000 | $ 212,000 | $ 39,000 |
| Dutchess County New York | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Greene County New York | 1 | $ 618,000 | $ 618,000 | $ 159,000 |
| Kings County New York | 1 | $ 480,000 | $ 480,000 | $ 168,000 |
| Monroe County New York | 1 | $ 180,000 | $ 180,000 | $ 278,000 |
| Nassau County New York | 1 | $ 550,000 | $ 550,000 | $ 212,000 |
| Oswego County New York | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Saratoga County New York | 1 | $ 323,000 | $ 323,000 | $ 75,000 |
| Seneca County New York | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Suffolk County New York | 1 | $ 366,000 | $ 366,000 | $ 181,000 |
| Tioga County New York | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Ulster County New York | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Wayne County New York | 1 | $ 258,000 | $ 258,000 | $ 209,000 |
| Yates County New York | 1 | $ 162,000 | $ 162,000 | $ 128,000 |
| Alamance County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Alexander County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 89,000 |
| Alleghany County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 64,000 |
| Ashe County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 194,000 |
| Avery County North Carolina | 1 | $ 537,000 | $ 537,000 | $ 236,000 |
| Cabarrus County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 121,000 |
| Catawba County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Davie County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Harnett County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
| Iredell County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Lenoir County North Carolina | 1 | $ 349,000 | $ 349,000 | $ 146,000 |
| Lincoln County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| New Hanover County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 66,000 |
| Polk County North Carolina | 1 | $ 253,000 | $ 253,000 | $ 91,000 |
| Transylvania County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 52,000 |
| Watauga County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Wilkes County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 47,000 |
| Yancey County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 38,000 |
| Brown County Ohio | 1 | $ 337,000 | $ 337,000 | $ 160,000 |
| Delaware County Ohio | 1 | $ 563,000 | $ 563,000 | $ 372,000 |
| Licking County Ohio | 1 | $ 368,000 | $ 368,000 | $ 305,000 |
| Mahoning County Ohio | 1 | $ 162,000 | $ 162,000 | $ 55,000 |
| Montgomery County Ohio | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Vinton County Ohio | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Deschutes County Oregon | 1 | $ 260,000 | $ 260,000 | $ 82,000 |
| Crawford County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Elk County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Erie County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
| Indiana County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 93,000 |
| Lawrence County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 60,000 |
| Potter County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 220,000 |
| Somerset County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Sullivan County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 89,000 |
| Susquehanna County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Providence County Rhode Island | 1 | $ 248,000 | $ 248,000 | $ 129,000 |
| Berkeley County South Carolina | 1 | $ 323,000 | $ 323,000 | $ 59,000 |
| Charleston County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 38,000 |
| Chesterfield County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 94,000 |
| Dorchester County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Lexington County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 77,000 |
| Pickens County South Carolina | 1 | $ 247,000 | $ 247,000 | $ 121,000 |
| Spartanburg County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| York County South Carolina | 1 | $ 279,000 | $ 279,000 | $ 117,000 |
| Greene County Tennessee | 1 | $ 342,000 | $ 342,000 | $ 76,000 |
| Lauderdale County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Sumner County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Unicoi County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| Van Buren County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 89,000 |
| Wilson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Bandera County Texas | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Comal County Texas | 1 | $ 337,000 | $ 337,000 | $ 279,000 |
| Denton County Texas | 1 | $ 310,000 | $ 310,000 | $ 95,000 |
| Marion County Texas | 1 | $ 232,000 | $ 232,000 | $ 99,000 |
| Walker County Texas | 1 | $ 261,000 | $ 261,000 | $ 127,000 |
| Box Elder County Utah | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Rich County Utah | 1 | $ 374,000 | $ 374,000 | $ 138,000 |
| Tooele County Utah | 1 | $ 333,000 | $ 333,000 | $ 66,000 |
| Wasatch County Utah | 1 | $ 630,000 | $ 630,000 | $ 127,000 |
| Caledonia County Vermont | 1 | $ 264,000 | $ 264,000 | $ 126,000 |
| Chittenden County Vermont | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Washington County Vermont | 1 | $ 122,000 | $ 122,000 | $ 246,000 |
| Accomack County Virginia | 1 | $ 325,000 | $ 325,000 | $ 480,000 |
| Campbell County Virginia | 1 | $ 416,000 | $ 416,000 | $ 148,000 |
| Caroline County Virginia | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| Carroll County Virginia | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Fauquier County Virginia | 1 | $ 541,000 | $ 541,000 | $ 134,000 |
| Frederick County Virginia | 1 | $ 329,000 | $ 329,000 | $ 82,000 |
| Harrisonburg County Virginia | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Loudoun County Virginia | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Louisa County Virginia | 1 | $ 790,000 | $ 790,000 | $ 234,000 |
| Nottoway County Virginia | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Portsmouth County Virginia | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Richmond City County Virginia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Shenandoah County Virginia | 1 | $ 274,000 | $ 274,000 | $ 82,000 |
| Smyth County Virginia | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Spotsylvania County Virginia | 1 | $ 268,000 | $ 268,000 | $ 73,000 |
| Suffolk County Virginia | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Warren County Virginia | 1 | $ 238,000 | $ 238,000 | $ 61,000 |
| Island County Washington | 1 | $ 600,000 | $ 600,000 | $ 138,000 |
| Greenbrier County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Hampshire County West Virginia | 1 | $ 312,000 | $ 312,000 | $ 79,000 |
| Hardy County West Virginia | 1 | $ 353,000 | $ 353,000 | $ 121,000 |
| Marion County West Virginia | 1 | $ 214,000 | $ 214,000 | $ 65,000 |
| Mercer County West Virginia | 1 | $ 320,000 | $ 320,000 | $ 90,000 |
| Adams County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| Florence County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Monroe County Wisconsin | 1 | $ 271,000 | $ 271,000 | $ 89,000 |
| Racine County Wisconsin | 1 | $ 347,000 | $ 347,000 | $ 108,000 |
| Sublette County Wyoming | 1 | $ 310,000 | $ 310,000 | $ 214,000 |
Mortgage Loan Application Detail Totals for American Home Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,451 | $556,883,000 | $227,000 | $2,400,000 | $102,000 | $2,726,000 |
| Refinancing | 1,009 | $218,035,000 | $216,000 | $1,182,000 | $100,000 | $1,500,000 |
| Home Improvement | 17 | $2,206,000 | $129,000 | $525,000 | $105,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,789 | $627,140,000 | $224,000 | $2,400,000 | $104,000 | $2,726,000 |
| Black or African American | 247 | $54,330,000 | $219,000 | $790,000 | $84,000 | $470,000 |
| Not Provided | 176 | $38,420,000 | $218,000 | $950,000 | $107,000 | $1,300,000 |
| Hispanic | 149 | $30,594,000 | $205,000 | $537,000 | $81,000 | $360,000 |
| Asian | 94 | $21,598,000 | $229,000 | $576,000 | $96,000 | $400,000 |
| Not applicable | 9 | $1,713,000 | $190,000 | $335,000 | $75,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,965,000 | $245,000 | $417,000 | $78,000 | $154,000 |
| American Indian or Alaskan Native | 5 | $1,364,000 | $272,000 | $618,000 | $98,000 | $184,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,195 | $719,739,000 | $225,000 | $2,400,000 | $104,000 | $2,726,000 |
| FHA-insured (Federal Housing Administration) | 224 | $42,355,000 | $189,000 | $357,000 | $64,000 | $163,000 |
| VA-guaranteed (Veterans Administration) | 58 | $15,030,000 | $259,000 | $417,000 | $84,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,607 | $564,530,000 | $216,000 | $1,560,000 | $99,000 | $2,726,000 |
| Application Approved But Not Accepted | 343 | $84,123,000 | $245,000 | $1,100,000 | $112,000 | $1,343,000 |
| Application Denied By Financial Institution | 295 | $75,621,000 | $256,000 | $2,400,000 | $114,000 | $1,300,000 |
| Application Withdrawn By Applicant | 226 | $51,082,000 | $226,000 | $1,000,000 | $97,000 | $475,000 |
| Loan Purchased By The Institution | 5 | $1,408,000 | $281,000 | $388,000 | $101,000 | $144,000 |
| File Closed For Incompleteness | 1 | $360,000 | $360,000 | $360,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 72 | $18,497,000 | $256,000 | $630,000 | $88,000 | $624,000 |
| Credit History | 65 | $12,657,000 | $194,000 | $700,000 | $87,000 | $710,000 |
| Other | 51 | $14,769,000 | $289,000 | $2,400,000 | $176,000 | $1,300,000 |
| Collateral | 47 | $11,649,000 | $247,000 | $650,000 | $116,000 | $618,000 |
| Credit Application Incomplete | 22 | $6,807,000 | $309,000 | $1,150,000 | $150,000 | $886,000 |
| Employment History | 20 | $6,003,000 | $300,000 | $999,000 | $117,000 | $388,000 |
| Unverifiable Information | 12 | $3,573,000 | $297,000 | $668,000 | $91,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,666,000 | $277,000 | $412,000 | $76,000 | $122,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.