American Home Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
American Home Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Bank 3840 Hempland Road Mountville, PA 17554 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,912 |
| Total Mortgage Loan Application Amount | $1,315,355,000 |
| Average Mortgage Loan Application Amount | $232,333 |
| Highest Mortgage Loan Application Amount | $1,910,000 |
| Average Applicant Income | $106,333 |
| Highest Applicant Income | $2,476,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with American Home Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down American Home Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 407 | $ 77,796,000 | $ 191,000 | $ 77,000 |
| Philadelphia County Pennsylvania | 300 | $ 51,874,000 | $ 172,000 | $ 76,000 |
| Montgomery County Pennsylvania | 298 | $ 68,078,000 | $ 228,000 | $ 95,000 |
| York County Pennsylvania | 225 | $ 54,372,000 | $ 241,000 | $ 87,000 |
| Rockingham County New Hampshire | 224 | $ 55,221,000 | $ 246,000 | $ 98,000 |
| Cumberland County Maine | 196 | $ 48,293,000 | $ 246,000 | $ 115,000 |
| Bucks County Pennsylvania | 193 | $ 48,065,000 | $ 249,000 | $ 112,000 |
| Cumberland County Pennsylvania | 158 | $ 29,861,000 | $ 188,000 | $ 90,000 |
| Delaware County Pennsylvania | 153 | $ 27,412,000 | $ 179,000 | $ 78,000 |
| Franklin County Pennsylvania | 115 | $ 20,040,000 | $ 174,000 | $ 76,000 |
| Dauphin County Pennsylvania | 110 | $ 18,152,000 | $ 165,000 | $ 85,000 |
| Kent County Delaware | 106 | $ 27,185,000 | $ 256,000 | $ 77,000 |
| Chester County Pennsylvania | 104 | $ 25,921,000 | $ 249,000 | $ 111,000 |
| Atlantic County New Jersey | 95 | $ 22,527,000 | $ 237,000 | $ 99,000 |
| New Castle County Delaware | 88 | $ 21,188,000 | $ 240,000 | $ 80,000 |
| Monmouth County New Jersey | 84 | $ 23,190,000 | $ 276,000 | $ 118,000 |
| Grafton County New Hampshire | 81 | $ 20,917,000 | $ 258,000 | $ 157,000 |
| Windsor County Vermont | 80 | $ 19,241,000 | $ 240,000 | $ 121,000 |
| Middlesex County Massachusetts | 78 | $ 23,639,000 | $ 303,000 | $ 117,000 |
| Hillsborough County New Hampshire | 75 | $ 17,179,000 | $ 229,000 | $ 105,000 |
| Northampton County Pennsylvania | 74 | $ 14,655,000 | $ 198,000 | $ 71,000 |
| Lebanon County Pennsylvania | 72 | $ 15,557,000 | $ 216,000 | $ 82,000 |
| Lehigh County Pennsylvania | 70 | $ 13,512,000 | $ 193,000 | $ 82,000 |
| Sussex County Delaware | 69 | $ 18,171,000 | $ 263,000 | $ 125,000 |
| Norfolk County Massachusetts | 68 | $ 18,808,000 | $ 276,000 | $ 103,000 |
| Essex County Massachusetts | 65 | $ 15,878,000 | $ 244,000 | $ 103,000 |
| York County Maine | 62 | $ 13,319,000 | $ 214,000 | $ 97,000 |
| Strafford County New Hampshire | 62 | $ 13,453,000 | $ 216,000 | $ 85,000 |
| Suffolk County Massachusetts | 59 | $ 17,961,000 | $ 304,000 | $ 129,000 |
| Union County Pennsylvania | 55 | $ 10,348,000 | $ 188,000 | $ 83,000 |
| Luzerne County Pennsylvania | 50 | $ 5,867,000 | $ 117,000 | $ 74,000 |
| Ocean County New Jersey | 46 | $ 10,405,000 | $ 226,000 | $ 80,000 |
| Plymouth County Massachusetts | 45 | $ 13,166,000 | $ 292,000 | $ 119,000 |
| Cecil County Maryland | 44 | $ 12,447,000 | $ 282,000 | $ 91,000 |
| Montgomery County Maryland | 43 | $ 16,465,000 | $ 382,000 | $ 184,000 |
| Bedford County Pennsylvania | 42 | $ 6,417,000 | $ 152,000 | $ 64,000 |
| Stark County Ohio | 38 | $ 4,429,000 | $ 116,000 | $ 78,000 |
| Berks County Pennsylvania | 38 | $ 6,517,000 | $ 171,000 | $ 70,000 |
| Blair County Pennsylvania | 38 | $ 5,452,000 | $ 143,000 | $ 68,000 |
| Lycoming County Pennsylvania | 38 | $ 4,610,000 | $ 121,000 | $ 61,000 |
| Merrimack County New Hampshire | 37 | $ 8,660,000 | $ 234,000 | $ 114,000 |
| Centre County Pennsylvania | 37 | $ 6,321,000 | $ 170,000 | $ 79,000 |
| Northumberland County Pennsylvania | 36 | $ 4,398,000 | $ 122,000 | $ 66,000 |
| Camden County New Jersey | 32 | $ 6,600,000 | $ 206,000 | $ 87,000 |
| Duval County Florida | 31 | $ 7,569,000 | $ 244,000 | $ 134,000 |
| Harford County Maryland | 31 | $ 7,838,000 | $ 252,000 | $ 79,000 |
| Middlesex County New Jersey | 31 | $ 8,112,000 | $ 261,000 | $ 99,000 |
| Sullivan County New Hampshire | 30 | $ 6,104,000 | $ 203,000 | $ 87,000 |
| Union County New Jersey | 30 | $ 9,842,000 | $ 328,000 | $ 96,000 |
| Hampden County Massachusetts | 29 | $ 4,921,000 | $ 169,000 | $ 62,000 |
| Gloucester County New Jersey | 27 | $ 5,618,000 | $ 208,000 | $ 87,000 |
| Androscoggin County Maine | 26 | $ 4,101,000 | $ 157,000 | $ 79,000 |
| Cape May County New Jersey | 26 | $ 6,919,000 | $ 266,000 | $ 130,000 |
| Worcester County Massachusetts | 25 | $ 6,387,000 | $ 255,000 | $ 105,000 |
| Snyder County Pennsylvania | 24 | $ 3,206,000 | $ 133,000 | $ 69,000 |
| Jefferson County Missouri | 23 | $ 3,387,000 | $ 147,000 | $ 54,000 |
| Perry County Pennsylvania | 23 | $ 3,831,000 | $ 166,000 | $ 76,000 |
| Bergen County New Jersey | 22 | $ 7,745,000 | $ 352,000 | $ 101,000 |
| Burlington County New Jersey | 22 | $ 5,025,000 | $ 228,000 | $ 88,000 |
| St. Johns County Florida | 21 | $ 5,351,000 | $ 254,000 | $ 161,000 |
| Passaic County New Jersey | 21 | $ 6,415,000 | $ 305,000 | $ 113,000 |
| District of Columbia County District Of Columbia | 20 | $ 8,158,000 | $ 407,000 | $ 175,000 |
| Hudson County New Jersey | 20 | $ 7,377,000 | $ 368,000 | $ 110,000 |
| Adams County Pennsylvania | 20 | $ 4,061,000 | $ 203,000 | $ 74,000 |
| Essex County New Jersey | 19 | $ 5,620,000 | $ 295,000 | $ 103,000 |
| Mifflin County Pennsylvania | 18 | $ 1,929,000 | $ 107,000 | $ 54,000 |
| Clinton County Pennsylvania | 17 | $ 2,514,000 | $ 147,000 | $ 74,000 |
| Monroe County Pennsylvania | 17 | $ 3,149,000 | $ 185,000 | $ 90,000 |
| Orange County Vermont | 17 | $ 3,473,000 | $ 204,000 | $ 95,000 |
| Oxford County Maine | 16 | $ 2,417,000 | $ 151,000 | $ 102,000 |
| Huntingdon County Pennsylvania | 16 | $ 1,743,000 | $ 108,000 | $ 54,000 |
| Berkeley County West Virginia | 16 | $ 4,552,000 | $ 284,000 | $ 109,000 |
| Kennebec County Maine | 15 | $ 2,339,000 | $ 155,000 | $ 94,000 |
| Baltimore County Maryland | 15 | $ 3,733,000 | $ 248,000 | $ 103,000 |
| Juniata County Pennsylvania | 15 | $ 1,598,000 | $ 106,000 | $ 60,000 |
| Jefferson County West Virginia | 15 | $ 4,538,000 | $ 302,000 | $ 95,000 |
| Raleigh County West Virginia | 15 | $ 1,926,000 | $ 128,000 | $ 51,000 |
| Morris County New Jersey | 14 | $ 4,244,000 | $ 303,000 | $ 106,000 |
| Pender County North Carolina | 13 | $ 2,721,000 | $ 209,000 | $ 86,000 |
| Windham County Vermont | 13 | $ 2,654,000 | $ 204,000 | $ 81,000 |
| Wicomico County Maryland | 12 | $ 2,602,000 | $ 216,000 | $ 71,000 |
| Barnstable County Massachusetts | 12 | $ 3,586,000 | $ 298,000 | $ 141,000 |
| Franklin County Maine | 11 | $ 2,335,000 | $ 212,000 | $ 230,000 |
| Baltimore City County Maryland | 11 | $ 2,278,000 | $ 207,000 | $ 86,000 |
| Frederick County Maryland | 11 | $ 3,104,000 | $ 282,000 | $ 79,000 |
| Bristol County Massachusetts | 11 | $ 3,330,000 | $ 302,000 | $ 101,000 |
| Hampshire County Massachusetts | 11 | $ 2,726,000 | $ 247,000 | $ 100,000 |
| Cumberland County New Jersey | 11 | $ 1,795,000 | $ 163,000 | $ 121,000 |
| Mercer County New Jersey | 11 | $ 2,566,000 | $ 233,000 | $ 71,000 |
| Somerset County New Jersey | 11 | $ 3,409,000 | $ 309,000 | $ 112,000 |
| Carbon County Pennsylvania | 11 | $ 1,779,000 | $ 161,000 | $ 98,000 |
| Rutland County Vermont | 11 | $ 2,593,000 | $ 235,000 | $ 132,000 |
| Washington County Maryland | 10 | $ 2,387,000 | $ 238,000 | $ 73,000 |
| Franklin County Massachusetts | 10 | $ 2,494,000 | $ 249,000 | $ 82,000 |
| Carroll County New Hampshire | 10 | $ 2,243,000 | $ 224,000 | $ 145,000 |
| Cambria County Pennsylvania | 10 | $ 1,151,000 | $ 115,000 | $ 58,000 |
| Pinellas County Florida | 9 | $ 1,987,000 | $ 220,000 | $ 60,000 |
| Anne Arundel County Maryland | 9 | $ 3,104,000 | $ 344,000 | $ 111,000 |
| Belknap County New Hampshire | 9 | $ 2,020,000 | $ 224,000 | $ 99,000 |
| Cheshire County New Hampshire | 9 | $ 1,685,000 | $ 187,000 | $ 112,000 |
| Sussex County New Jersey | 9 | $ 1,938,000 | $ 215,000 | $ 103,000 |
| Columbia County Pennsylvania | 9 | $ 1,593,000 | $ 177,000 | $ 78,000 |
| Lackawanna County Pennsylvania | 9 | $ 2,283,000 | $ 253,000 | $ 109,000 |
| Sagadahoc County Maine | 8 | $ 1,669,000 | $ 208,000 | $ 79,000 |
| St. Louis County Missouri | 8 | $ 1,068,000 | $ 133,000 | $ 74,000 |
| Tuscarawas County Ohio | 8 | $ 672,000 | $ 84,000 | $ 54,000 |
| Montour County Pennsylvania | 8 | $ 1,156,000 | $ 144,000 | $ 69,000 |
| Pike County Pennsylvania | 8 | $ 2,034,000 | $ 254,000 | $ 104,000 |
| Hancock County Maine | 7 | $ 1,544,000 | $ 220,000 | $ 155,000 |
| Schuylkill County Pennsylvania | 7 | $ 653,000 | $ 93,000 | $ 42,000 |
| Brevard County Florida | 6 | $ 963,000 | $ 160,000 | $ 44,000 |
| Iron County Missouri | 6 | $ 619,000 | $ 103,000 | $ 43,000 |
| Lee County Florida | 5 | $ 816,000 | $ 163,000 | $ 70,000 |
| Marion County Florida | 5 | $ 584,000 | $ 116,000 | $ 40,000 |
| Palm Beach County Florida | 5 | $ 1,423,000 | $ 284,000 | $ 142,000 |
| Prince George's County Maryland | 5 | $ 1,135,000 | $ 227,000 | $ 87,000 |
| St. Francois County Missouri | 5 | $ 642,000 | $ 128,000 | $ 38,000 |
| Suffolk County New York | 5 | $ 2,520,000 | $ 504,000 | $ 199,000 |
| Allegheny County Pennsylvania | 5 | $ 1,066,000 | $ 213,000 | $ 95,000 |
| Fulton County Pennsylvania | 5 | $ 621,000 | $ 124,000 | $ 65,000 |
| Beaufort County South Carolina | 5 | $ 1,304,000 | $ 260,000 | $ 154,000 |
| Kanawha County West Virginia | 5 | $ 588,000 | $ 117,000 | $ 118,000 |
| Fairfield County Connecticut | 4 | $ 2,516,000 | $ 629,000 | $ 465,000 |
| Hartford County Connecticut | 4 | $ 1,010,000 | $ 252,000 | $ 123,000 |
| Dorchester County Maryland | 4 | $ 784,000 | $ 196,000 | $ 1,275,000 |
| Howard County Maryland | 4 | $ 993,000 | $ 248,000 | $ 60,000 |
| Coos County New Hampshire | 4 | $ 873,000 | $ 218,000 | $ 157,000 |
| San Juan County New Mexico | 4 | $ 1,120,000 | $ 280,000 | $ 108,000 |
| Bronx County New York | 4 | $ 1,628,000 | $ 407,000 | $ 103,000 |
| Chenango County New York | 4 | $ 770,000 | $ 192,000 | $ 65,000 |
| Nassau County New York | 4 | $ 1,576,000 | $ 394,000 | $ 248,000 |
| Mecklenburg County North Carolina | 4 | $ 811,000 | $ 202,000 | $ 60,000 |
| Bennington County Vermont | 4 | $ 683,000 | $ 170,000 | $ 66,000 |
| Loudoun County Virginia | 4 | $ 1,725,000 | $ 431,000 | $ 133,000 |
| Hernando County Florida | 3 | $ 715,000 | $ 238,000 | $ 83,000 |
| Polk County Florida | 3 | $ 788,000 | $ 262,000 | $ 96,000 |
| Baldwin County Georgia | 3 | $ 1,279,000 | $ 426,000 | $ 146,000 |
| Cherokee County Georgia | 3 | $ 1,092,000 | $ 364,000 | $ 217,000 |
| Lincoln County Maine | 3 | $ 729,000 | $ 243,000 | $ 123,000 |
| Piscataquis County Maine | 3 | $ 767,000 | $ 255,000 | $ 113,000 |
| Dukes County Massachusetts | 3 | $ 1,292,000 | $ 430,000 | $ 99,000 |
| Madison County Missouri | 3 | $ 316,000 | $ 105,000 | $ 34,000 |
| Hunterdon County New Jersey | 3 | $ 628,000 | $ 209,000 | $ 162,000 |
| Salem County New Jersey | 3 | $ 589,000 | $ 196,000 | $ 71,000 |
| Carroll County Ohio | 3 | $ 383,000 | $ 127,000 | $ 93,000 |
| Columbiana County Ohio | 3 | $ 314,000 | $ 104,000 | $ 56,000 |
| Susquehanna County Pennsylvania | 3 | $ 759,000 | $ 253,000 | $ 88,000 |
| Tioga County Pennsylvania | 3 | $ 348,000 | $ 116,000 | $ 149,000 |
| Washington County Pennsylvania | 3 | $ 758,000 | $ 252,000 | $ 105,000 |
| Westmoreland County Pennsylvania | 3 | $ 316,000 | $ 105,000 | $ 38,000 |
| Charleston County South Carolina | 3 | $ 770,000 | $ 256,000 | $ 140,000 |
| Alexandria County Virginia | 3 | $ 661,000 | $ 220,000 | $ 100,000 |
| Arlington County Virginia | 3 | $ 1,478,000 | $ 492,000 | $ 194,000 |
| Chesapeake County Virginia | 3 | $ 977,000 | $ 325,000 | $ 90,000 |
| Fairfax County Virginia | 3 | $ 1,558,000 | $ 519,000 | $ 147,000 |
| Putnam County West Virginia | 3 | $ 692,000 | $ 230,000 | $ 90,000 |
| Yavapai County Arizona | 2 | $ 780,000 | $ 390,000 | $ 182,000 |
| Kern County California | 2 | $ 660,000 | $ 330,000 | $ 156,000 |
| Clay County Florida | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Columbia County Florida | 2 | $ 256,000 | $ 128,000 | $ 43,000 |
| Flagler County Florida | 2 | $ 577,000 | $ 288,000 | $ 142,000 |
| Holmes County Florida | 2 | $ 154,000 | $ 77,000 | $ 73,000 |
| Volusia County Florida | 2 | $ 301,000 | $ 150,000 | $ 257,000 |
| Clayton County Georgia | 2 | $ 158,000 | $ 79,000 | $ 25,000 |
| Gwinnett County Georgia | 2 | $ 517,000 | $ 258,000 | $ 37,000 |
| Henry County Georgia | 2 | $ 298,000 | $ 149,000 | $ 154,000 |
| Muscogee County Georgia | 2 | $ 217,000 | $ 108,000 | $ 31,000 |
| Walton County Georgia | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Miami County Kansas | 2 | $ 673,000 | $ 336,000 | $ 133,000 |
| Penobscot County Maine | 2 | $ 402,000 | $ 201,000 | $ 57,000 |
| Somerset County Maine | 2 | $ 454,000 | $ 227,000 | $ 88,000 |
| Caroline County Maryland | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Worcester County Maryland | 2 | $ 464,000 | $ 232,000 | $ 84,000 |
| Berkshire County Massachusetts | 2 | $ 750,000 | $ 375,000 | $ 146,000 |
| Allegan County Michigan | 2 | $ 614,000 | $ 307,000 | $ 119,000 |
| Hennepin County Minnesota | 2 | $ 392,000 | $ 196,000 | $ 44,000 |
| Lauderdale County Mississippi | 2 | $ 534,000 | $ 267,000 | $ 120,000 |
| St. Charles County Missouri | 2 | $ 341,000 | $ 170,000 | $ 66,000 |
| Kings County New York | 2 | $ 853,000 | $ 426,000 | $ 64,000 |
| Oneida County New York | 2 | $ 291,000 | $ 145,000 | $ 67,000 |
| Orange County New York | 2 | $ 501,000 | $ 250,000 | $ 83,000 |
| Queens County New York | 2 | $ 906,000 | $ 453,000 | $ 126,000 |
| Sullivan County New York | 2 | $ 504,000 | $ 252,000 | $ 76,000 |
| Washington County New York | 2 | $ 547,000 | $ 273,000 | $ 133,000 |
| Westchester County New York | 2 | $ 710,000 | $ 355,000 | $ 130,000 |
| Currituck County North Carolina | 2 | $ 644,000 | $ 322,000 | $ 183,000 |
| Forsyth County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 13,000 |
| Haywood County North Carolina | 2 | $ 795,000 | $ 397,000 | $ 138,000 |
| Henderson County North Carolina | 2 | $ 585,000 | $ 292,000 | $ 71,000 |
| Onslow County North Carolina | 2 | $ 386,000 | $ 193,000 | $ 25,000 |
| Wake County North Carolina | 2 | $ 353,000 | $ 176,000 | $ 56,000 |
| Harrison County Ohio | 2 | $ 193,000 | $ 96,000 | $ 25,000 |
| Beaver County Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 37,000 |
| Bradford County Pennsylvania | 2 | $ 199,000 | $ 99,000 | $ 63,000 |
| Clearfield County Pennsylvania | 2 | $ 219,000 | $ 109,000 | $ 90,000 |
| Crawford County Pennsylvania | 2 | $ 294,000 | $ 147,000 | $ 63,000 |
| Sullivan County Pennsylvania | 2 | $ 339,000 | $ 169,000 | $ 76,000 |
| Providence County Rhode Island | 2 | $ 389,000 | $ 194,000 | $ 75,000 |
| Clarendon County South Carolina | 2 | $ 745,000 | $ 372,000 | $ 265,000 |
| Lancaster County South Carolina | 2 | $ 691,000 | $ 345,000 | $ 130,000 |
| Davidson County Tennessee | 2 | $ 405,000 | $ 202,000 | $ 72,000 |
| Sequatchie County Tennessee | 2 | $ 507,000 | $ 253,000 | $ 107,000 |
| Summit County Utah | 2 | $ 649,000 | $ 324,000 | $ 70,000 |
| Chittenden County Vermont | 2 | $ 625,000 | $ 312,000 | $ 95,000 |
| Washington County Vermont | 2 | $ 166,000 | $ 83,000 | $ 47,000 |
| Accomack County Virginia | 2 | $ 382,000 | $ 191,000 | $ 129,000 |
| Frederick County Virginia | 2 | $ 1,920,000 | $ 960,000 | $ 441,000 |
| Prince William County Virginia | 2 | $ 566,000 | $ 283,000 | $ 80,000 |
| Shenandoah County Virginia | 2 | $ 577,000 | $ 288,000 | $ 95,000 |
| Warren County Virginia | 2 | $ 641,000 | $ 320,000 | $ 85,000 |
| Greenbrier County West Virginia | 2 | $ 825,000 | $ 412,000 | $ 118,000 |
| Hampshire County West Virginia | 2 | $ 515,000 | $ 257,000 | $ 126,000 |
| Nicholas County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
| Baldwin County Alabama | 1 | $ 288,000 | $ 288,000 | $ 186,000 |
| Dale County Alabama | 1 | $ 254,000 | $ 254,000 | $ 72,000 |
| Jefferson County Alabama | 1 | $ 197,000 | $ 197,000 | $ 161,000 |
| Montgomery County Alabama | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Russell County Alabama | 1 | $ 320,000 | $ 320,000 | $ 199,000 |
| Coconino County Arizona | 1 | $ 287,000 | $ 287,000 | $ 149,000 |
| Maricopa County Arizona | 1 | $ 150,000 | $ 150,000 | $ 86,000 |
| Navajo County Arizona | 1 | $ 250,000 | $ 250,000 | $ 256,000 |
| Garland County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Washington County Arkansas | 1 | $ 262,000 | $ 262,000 | $ 129,000 |
| Nevada County California | 1 | $ 294,000 | $ 294,000 | $ 53,000 |
| Arapahoe County Colorado | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Chaffee County Colorado | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Douglas County Colorado | 1 | $ 323,000 | $ 323,000 | $ 135,000 |
| Fremont County Colorado | 1 | $ 234,000 | $ 234,000 | $ 89,000 |
| Gunnison County Colorado | 1 | $ 323,000 | $ 323,000 | $ 103,000 |
| Jefferson County Colorado | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| La Plata County Colorado | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 72,000 |
| New London County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Bay County Florida | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Bradford County Florida | 1 | $ 220,000 | $ 220,000 | $ 50,000 |
| Broward County Florida | 1 | $ 1,170,000 | $ 1,170,000 | $ 362,000 |
| Charlotte County Florida | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Citrus County Florida | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
| Hillsborough County Florida | 1 | $ 149,000 | $ 149,000 | $ 83,000 |
| Jackson County Florida | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Lake County Florida | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| Okaloosa County Florida | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
| Orange County Florida | 1 | $ 217,000 | $ 217,000 | $ 56,000 |
| Pasco County Florida | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Putnam County Florida | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Sarasota County Florida | 1 | $ 300,000 | $ 300,000 | $ 658,000 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 252,000 |
| Washington County Florida | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Bleckley County Georgia | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Camden County Georgia | 1 | $ 273,000 | $ 273,000 | $ 160,000 |
| Chatham County Georgia | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| Colquitt County Georgia | 1 | $ 136,000 | $ 136,000 | $ 63,000 |
| Effingham County Georgia | 1 | $ 376,000 | $ 376,000 | $ 146,000 |
| Fayette County Georgia | 1 | $ 278,000 | $ 278,000 | $ 81,000 |
| Gilmer County Georgia | 1 | $ 299,000 | $ 299,000 | $ 98,000 |
| Habersham County Georgia | 1 | $ 169,000 | $ 169,000 | $ 73,000 |
| Hall County Georgia | 1 | $ 310,000 | $ 310,000 | $ 90,000 |
| Newton County Georgia | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Putnam County Georgia | 1 | $ 880,000 | $ 880,000 | $ 224,000 |
| Thomas County Georgia | 1 | $ 230,000 | $ 230,000 | $ 127,000 |
| Towns County Georgia | 1 | $ 417,000 | $ 417,000 | $ 199,000 |
| Union County Georgia | 1 | $ 258,000 | $ 258,000 | $ 115,000 |
| Cook County Illinois | 1 | $ 279,000 | $ 279,000 | $ 85,000 |
| Knox County Illinois | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Monroe County Illinois | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Will County Illinois | 1 | $ 167,000 | $ 167,000 | $ 81,000 |
| Winnebago County Illinois | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Lake County Indiana | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Shelby County Indiana | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Starke County Indiana | 1 | $ 280,000 | $ 280,000 | $ 136,000 |
| Steuben County Indiana | 1 | $ 183,000 | $ 183,000 | $ 87,000 |
| Wayne County Indiana | 1 | $ 387,000 | $ 387,000 | $ 106,000 |
| Appanoose County Iowa | 1 | $ 320,000 | $ 320,000 | $ 90,000 |
| Floyd County Iowa | 1 | $ 360,000 | $ 360,000 | $ 106,000 |
| Casey County Kentucky | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Meade County Kentucky | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
| Pulaski County Kentucky | 1 | $ 487,000 | $ 487,000 | $ 260,000 |
| Scott County Kentucky | 1 | $ 279,000 | $ 279,000 | $ 107,000 |
| Spencer County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 251,000 |
| Rapides County Louisiana | 1 | $ 338,000 | $ 338,000 | $ 202,000 |
| Aroostook County Maine | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Knox County Maine | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Waldo County Maine | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Carroll County Maryland | 1 | $ 282,000 | $ 282,000 | $ 107,000 |
| St. Mary's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 88,000 |
| Antrim County Michigan | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Arenac County Michigan | 1 | $ 292,000 | $ 292,000 | $ 63,000 |
| Cass County Michigan | 1 | $ 230,000 | $ 230,000 | $ 80,000 |
| Clinton County Michigan | 1 | $ 216,000 | $ 216,000 | $ 69,000 |
| Kent County Michigan | 1 | $ 266,000 | $ 266,000 | $ 47,000 |
| Leelanau County Michigan | 1 | $ 347,000 | $ 347,000 | $ 804,000 |
| Anoka County Minnesota | 1 | $ 242,000 | $ 242,000 | $ 37,000 |
| Douglas County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
| Le Sueur County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Hancock County Mississippi | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Hinds County Mississippi | 1 | $ 287,000 | $ 287,000 | $ 89,000 |
| Butler County Missouri | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Cass County Missouri | 1 | $ 666,000 | $ 666,000 | $ 226,000 |
| Hickory County Missouri | 1 | $ 310,000 | $ 310,000 | $ 180,000 |
| Jackson County Missouri | 1 | $ 248,000 | $ 248,000 | $ 88,000 |
| Reynolds County Missouri | 1 | $ 27,000 | $ 27,000 | $ 50,000 |
| Warren County Missouri | 1 | $ 258,000 | $ 258,000 | $ 117,000 |
| Broome County New York | 1 | $ 107,000 | $ 107,000 | $ 75,000 |
| Cattaraugus County New York | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Cayuga County New York | 1 | $ 249,000 | $ 249,000 | $ 116,000 |
| Chemung County New York | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Columbia County New York | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Delaware County New York | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| Dutchess County New York | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Erie County New York | 1 | $ 305,000 | $ 305,000 | $ 189,000 |
| Essex County New York | 1 | $ 300,000 | $ 300,000 | $ 224,000 |
| Franklin County New York | 1 | $ 21,000 | $ 21,000 | $ 129,000 |
| Herkimer County New York | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Lewis County New York | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Montgomery County New York | 1 | $ 373,000 | $ 373,000 | $ 125,000 |
| Otsego County New York | 1 | $ 322,000 | $ 322,000 | $ 99,000 |
| Richmond County New York | 1 | $ 468,000 | $ 468,000 | $ 203,000 |
| Alamance County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 174,000 |
| Brunswick County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 52,000 |
| Buncombe County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 82,000 |
| Cumberland County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Dare County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 102,000 |
| Lincoln County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Madison County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Orange County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 225,000 |
| Richmond County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 82,000 |
| Rowan County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 56,000 |
| Rutherford County North Carolina | 1 | $ 359,000 | $ 359,000 | $ 341,000 |
| Surry County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Wayne County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 120,000 |
| Belmont County Ohio | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Cuyahoga County Ohio | 1 | $ 263,000 | $ 263,000 | $ 240,000 |
| Fulton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 141,000 |
| Portage County Ohio | 1 | $ 138,000 | $ 138,000 | $ 98,000 |
| Richland County Ohio | 1 | $ 303,000 | $ 303,000 | $ 80,000 |
| Summit County Ohio | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Washington County Ohio | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
| Wayne County Ohio | 1 | $ 298,000 | $ 298,000 | $ 166,000 |
| Oklahoma County Oklahoma | 1 | $ 201,000 | $ 201,000 | $ 59,000 |
| Clatsop County Oregon | 1 | $ 152,000 | $ 152,000 | $ 27,000 |
| Curry County Oregon | 1 | $ 226,000 | $ 226,000 | $ 50,000 |
| Armstrong County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Clarion County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Elk County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 780,000 |
| Erie County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 51,000 |
| Fayette County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Forest County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Greene County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Lawrence County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Somerset County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 108,000 |
| Wayne County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 24,000 |
| Lexington County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 75,000 |
| Orangeburg County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Richland County South Carolina | 1 | $ 460,000 | $ 460,000 | $ 89,000 |
| Sumter County South Carolina | 1 | $ 352,000 | $ 352,000 | $ 126,000 |
| Carter County Tennessee | 1 | $ 313,000 | $ 313,000 | $ 104,000 |
| Coffee County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 78,000 |
| Cumberland County Tennessee | 1 | $ 354,000 | $ 354,000 | $ 119,000 |
| Franklin County Tennessee | 1 | $ 352,000 | $ 352,000 | $ 482,000 |
| Grundy County Tennessee | 1 | $ 328,000 | $ 328,000 | $ 258,000 |
| Hamilton County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 113,000 |
| Hawkins County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Rutherford County Tennessee | 1 | $ 311,000 | $ 311,000 | $ 106,000 |
| Sevier County Tennessee | 1 | $ 297,000 | $ 297,000 | $ 109,000 |
| Union County Tennessee | 1 | $ 316,000 | $ 316,000 | $ 153,000 |
| Wilson County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 68,000 |
| Angelina County Texas | 1 | $ 184,000 | $ 184,000 | $ 97,000 |
| Bosque County Texas | 1 | $ 77,000 | $ 77,000 | $ 145,000 |
| Brazoria County Texas | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Brazos County Texas | 1 | $ 118,000 | $ 118,000 | $ 280,000 |
| Comal County Texas | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| El Paso County Texas | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Fort Bend County Texas | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
| Grand County Utah | 1 | $ 221,000 | $ 221,000 | $ 64,000 |
| Addison County Vermont | 1 | $ 176,000 | $ 176,000 | $ 197,000 |
| Caledonia County Vermont | 1 | $ 409,000 | $ 409,000 | $ 107,000 |
| Augusta County Virginia | 1 | $ 355,000 | $ 355,000 | $ 184,000 |
| Bath County Virginia | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| Buckingham County Virginia | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Franklin County Virginia | 1 | $ 300,000 | $ 300,000 | $ 87,000 |
| Hampton County Virginia | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Henry County Virginia | 1 | $ 263,000 | $ 263,000 | $ 101,000 |
| Louisa County Virginia | 1 | $ 254,000 | $ 254,000 | $ 55,000 |
| Middlesex County Virginia | 1 | $ 197,000 | $ 197,000 | $ 168,000 |
| Norfolk County Virginia | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Orange County Virginia | 1 | $ 169,000 | $ 169,000 | $ 83,000 |
| Stafford County Virginia | 1 | $ 332,000 | $ 332,000 | $ 106,000 |
| Chelan County Washington | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Grays Harbor County Washington | 1 | $ 219,000 | $ 219,000 | $ 65,000 |
| King County Washington | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Fayette County West Virginia | 1 | $ 224,000 | $ 224,000 | $ 115,000 |
| Logan County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 40,000 |
| Mercer County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Mineral County West Virginia | 1 | $ 380,000 | $ 380,000 | $ 148,000 |
| Pleasants County West Virginia | 1 | $ 178,000 | $ 178,000 | $ 155,000 |
| Pocahontas County West Virginia | 1 | $ 391,000 | $ 391,000 | $ 155,000 |
| Wyoming County West Virginia | 1 | $ 14,000 | $ 14,000 | $ 8,000 |
| Oconto County Wisconsin | 1 | $ 384,000 | $ 384,000 | $ 273,000 |
| Albany County Wyoming | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Laramie County Wyoming | 1 | $ 300,000 | $ 300,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for American Home Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,786 | $822,635,000 | $217,000 | $1,500,000 | $93,000 | $2,476,000 |
| Refinancing | 2,102 | $486,739,000 | $231,000 | $1,910,000 | $100,000 | $1,121,000 |
| Home Improvement | 24 | $5,981,000 | $249,000 | $1,000,000 | $126,000 | $447,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,915 | $1,077,796,000 | $219,000 | $1,500,000 | $97,000 | $1,243,000 |
| Black or African American | 367 | $80,179,000 | $218,000 | $567,000 | $70,000 | $239,000 |
| Not Provided | 279 | $70,828,000 | $253,000 | $700,000 | $125,000 | $2,476,000 |
| Hispanic | 206 | $46,528,000 | $225,000 | $880,000 | $77,000 | $275,000 |
| Asian | 115 | $30,824,000 | $268,000 | $1,170,000 | $112,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $4,175,000 | $260,000 | $380,000 | $100,000 | $201,000 |
| Not applicable | 7 | $3,178,000 | $454,000 | $1,910,000 | $115,000 | $535,000 |
| American Indian or Alaskan Native | 7 | $1,847,000 | $263,000 | $373,000 | $79,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,144 | $961,487,000 | $232,000 | $1,910,000 | $107,000 | $2,476,000 |
| FHA-insured (Federal Housing Administration) | 1,599 | $315,075,000 | $197,000 | $709,000 | $69,000 | $454,000 |
| VA-guaranteed (Veterans Administration) | 168 | $38,629,000 | $229,000 | $1,002,000 | $72,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $164,000 | $164,000 | $164,000 | $58,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,685 | $1,025,889,000 | $218,000 | $1,910,000 | $97,000 | $2,476,000 |
| Application Denied By Financial Institution | 460 | $109,817,000 | $238,000 | $1,170,000 | $88,000 | $450,000 |
| Application Approved But Not Accepted | 436 | $107,998,000 | $247,000 | $792,000 | $102,000 | $609,000 |
| Application Withdrawn By Applicant | 331 | $71,651,000 | $216,000 | $1,040,000 | $88,000 | $780,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 132 | $34,991,000 | $265,000 | $1,000,000 | $73,000 | $447,000 |
| Collateral | 104 | $22,802,000 | $219,000 | $920,000 | $97,000 | $436,000 |
| Credit History | 80 | $16,150,000 | $201,000 | $780,000 | $68,000 | $276,000 |
| Other | 48 | $13,135,000 | $273,000 | $1,170,000 | $116,000 | $389,000 |
| Unverifiable Information | 33 | $9,408,000 | $285,000 | $1,000,000 | $133,000 | $450,000 |
| Mortgage Insurance Denied | 28 | $6,207,000 | $221,000 | $417,000 | $85,000 | $361,000 |
| Employment History | 21 | $3,605,000 | $171,000 | $416,000 | $68,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,418,000 | $241,000 | $419,000 | $95,000 | $166,000 |
| Credit Application Incomplete | 4 | $1,101,000 | $275,000 | $391,000 | $79,000 | $115,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.