American Home Lending Usa, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
American Home Lending Usa, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Lending Usa, Llc 230 S Buchanan St, Ste A Edwardsville, IL 62025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 378 |
| Total Mortgage Loan Application Amount | $101,230,000 |
| Average Mortgage Loan Application Amount | $277,666 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $53,333 |
| Highest Applicant Income | $314,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with American Home Lending Usa, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Lending Usa, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down American Home Lending Usa, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Lending Usa, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Lending Usa, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Lending Usa, Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Illinois | 57 | $ 11,715,000 | $ 205,000 | $ 75,000 |
| Mobile County Alabama | 24 | $ 3,840,000 | $ 160,000 | $ 77,000 |
| Lee County Mississippi | 21 | $ 3,795,000 | $ 180,000 | $ 68,000 |
| St. Clair County Illinois | 19 | $ 4,605,000 | $ 242,000 | $ 65,000 |
| Monroe County Illinois | 12 | $ 2,720,000 | $ 226,000 | $ 76,000 |
| Baldwin County Alabama | 9 | $ 1,475,000 | $ 163,000 | $ 99,000 |
| El Paso County Colorado | 8 | $ 2,760,000 | $ 345,000 | $ 9,000 |
| Anne Arundel County Maryland | 8 | $ 3,580,000 | $ 447,000 | $ 51,000 |
| Los Angeles County California | 7 | $ 2,775,000 | $ 396,000 | $ 0 |
| Volusia County Florida | 7 | $ 1,355,000 | $ 193,000 | $ 72,000 |
| San Diego County California | 6 | $ 2,730,000 | $ 455,000 | $ 17,000 |
| Cook County Illinois | 6 | $ 2,190,000 | $ 365,000 | $ 0 |
| Charles County Maryland | 6 | $ 2,460,000 | $ 410,000 | $ 0 |
| DeSoto County Mississippi | 6 | $ 1,630,000 | $ 271,000 | $ 56,000 |
| Itawamba County Mississippi | 6 | $ 840,000 | $ 140,000 | $ 81,000 |
| Sacramento County California | 5 | $ 2,055,000 | $ 411,000 | $ 0 |
| Pinellas County Florida | 5 | $ 1,175,000 | $ 235,000 | $ 35,000 |
| Cobb County Georgia | 5 | $ 1,795,000 | $ 359,000 | $ 16,000 |
| Prince George's County Maryland | 5 | $ 1,665,000 | $ 333,000 | $ 0 |
| Pontotoc County Mississippi | 5 | $ 895,000 | $ 179,000 | $ 59,000 |
| Union County Illinois | 4 | $ 790,000 | $ 197,000 | $ 38,000 |
| St. Louis County Missouri | 4 | $ 1,050,000 | $ 262,000 | $ 22,000 |
| St. Louis City County Missouri | 4 | $ 1,110,000 | $ 277,000 | $ 129,000 |
| San Joaquin County California | 3 | $ 1,155,000 | $ 385,000 | $ 0 |
| Arapahoe County Colorado | 3 | $ 1,235,000 | $ 411,000 | $ 0 |
| Jefferson County Colorado | 3 | $ 1,205,000 | $ 401,000 | $ 26,000 |
| Hernando County Florida | 3 | $ 495,000 | $ 165,000 | $ 53,000 |
| Hillsborough County Florida | 3 | $ 945,000 | $ 315,000 | $ 0 |
| Marion County Florida | 3 | $ 545,000 | $ 181,000 | $ 103,000 |
| Sarasota County Florida | 3 | $ 465,000 | $ 155,000 | $ 58,000 |
| Lake County Illinois | 3 | $ 795,000 | $ 265,000 | $ 41,000 |
| Will County Illinois | 3 | $ 945,000 | $ 315,000 | $ 0 |
| Frederick County Maryland | 3 | $ 845,000 | $ 281,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 1,245,000 | $ 415,000 | $ 0 |
| Prentiss County Mississippi | 3 | $ 515,000 | $ 171,000 | $ 63,000 |
| Tippah County Mississippi | 3 | $ 295,000 | $ 98,000 | $ 50,000 |
| Madison County Alabama | 2 | $ 480,000 | $ 240,000 | $ 26,000 |
| Riverside County California | 2 | $ 830,000 | $ 415,000 | $ 0 |
| San Bernardino County California | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Solano County California | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Archuleta County Colorado | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Denver County Colorado | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Manatee County Florida | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 420,000 | $ 210,000 | $ 30,000 |
| Orange County Florida | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Fulton County Georgia | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 790,000 | $ 395,000 | $ 64,000 |
| Clinton County Illinois | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| DuPage County Illinois | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Jersey County Illinois | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Worcester County Maryland | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Alcorn County Mississippi | 2 | $ 480,000 | $ 240,000 | $ 116,000 |
| Lafayette County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Jackson County Missouri | 2 | $ 610,000 | $ 305,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 860,000 | $ 430,000 | $ 96,000 |
| Henry County Alabama | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 485,000 | $ 485,000 | $ 119,000 |
| Montgomery County Alabama | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Shelby County Alabama | 1 | $ 485,000 | $ 485,000 | $ 170,000 |
| Pulaski County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Saline County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Scott County Arkansas | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Washington County Arkansas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Contra Costa County California | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Fresno County California | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Kern County California | 1 | $ 375,000 | $ 375,000 | $ 245,000 |
| Napa County California | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Orange County California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Ventura County California | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Park County Colorado | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Weld County Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Bay County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Brevard County Florida | 1 | $ 255,000 | $ 255,000 | $ 314,000 |
| Broward County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Clay County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Collier County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Duval County Florida | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 405,000 | $ 405,000 | $ 89,000 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Chatham County Georgia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Henry County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Newton County Georgia | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Paulding County Georgia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Calhoun County Illinois | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Champaign County Illinois | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Grundy County Illinois | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Johnson County Illinois | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Kane County Illinois | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Randolph County Illinois | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Washington County Illinois | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Calvert County Maryland | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Cecil County Maryland | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Washington County Maryland | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Hinds County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Lamar County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Madison County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Perry County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Rankin County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Tate County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 32,000 |
| Union County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Bollinger County Missouri | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Johnson County Missouri | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Taney County Missouri | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Washington County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 0 |
Mortgage Loan Application Detail Totals for American Home Lending Usa, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 227 | $50,755,000 | $223,000 | $825,000 | $69,000 | $314,000 |
| Refinancing | 128 | $44,420,000 | $347,000 | $695,000 | $3,000 | $120,000 |
| Cash-out Refinancing | 23 | $6,055,000 | $263,000 | $515,000 | $88,000 | $271,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 269 | $68,495,000 | $254,000 | $635,000 | $56,000 | $314,000 |
| Black or African American | 74 | $21,440,000 | $289,000 | $695,000 | $23,000 | $181,000 |
| Hispanic | 21 | $6,425,000 | $305,000 | $655,000 | $26,000 | $112,000 |
| Not Provided | 8 | $3,050,000 | $381,000 | $485,000 | $56,000 | $271,000 |
| Asian | 4 | $1,300,000 | $325,000 | $825,000 | $108,000 | $240,000 |
| American Indian or Alaskan Native | 2 | $520,000 | $260,000 | $435,000 | $23,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 194 | $65,720,000 | $338,000 | $825,000 | $12,000 | $192,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 147 | $30,645,000 | $208,000 | $485,000 | $94,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $4,610,000 | $128,000 | $245,000 | $49,000 | $84,000 |
| FHA-insured (Federal Housing Administration) | 1 | $255,000 | $255,000 | $255,000 | $73,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 274 | $73,730,000 | $269,000 | $825,000 | $51,000 | $314,000 |
| Application Withdrawn By Applicant | 76 | $19,520,000 | $256,000 | $535,000 | $34,000 | $204,000 |
| Application Denied By Financial Institution | 25 | $7,195,000 | $287,000 | $645,000 | $52,000 | $271,000 |
| File Closed For Incompleteness | 2 | $580,000 | $290,000 | $335,000 | $19,000 | $38,000 |
| Application Approved But Not Accepted | 1 | $205,000 | $205,000 | $205,000 | $96,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 353 | $94,035,000 | $266,000 | $825,000 | $48,000 | $314,000 |
| Credit History | 7 | $1,995,000 | $285,000 | $645,000 | $52,000 | $180,000 |
| Unverifiable Information | 7 | $2,215,000 | $316,000 | $445,000 | $18,000 | $66,000 |
| Debt-To-Income Ratio | 6 | $1,610,000 | $268,000 | $415,000 | $82,000 | $271,000 |
| Other | 2 | $490,000 | $245,000 | $315,000 | $61,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $405,000 | $405,000 | $405,000 | $163,000 | $163,000 |
| Collateral | 1 | $145,000 | $145,000 | $145,000 | $52,000 | $52,000 |
| Credit Application Incomplete | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Lending Usa, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Lending Usa, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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